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HDFC Bank Complaints & Reviews

2.9
Updated: Jun 7, 2026
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HDFC Bank reviews & complaints page 1539

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J
Jyoti shreya
from Noida, Uttar Pradesh
Feb 9, 2011
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Address: Delhi

I HDFC BANK NARAINA BRANCH - I RECEIVED CALLS FROM ONE MR SHAILENDER SINGH FROM THE BRANCH. HE SPOKE TO ME IN A VERY ABUSIVE WAY USING FOUL LANGUAGE AND ALSO THREATENED TO HARM ME AND MY OTHER RELATIVES AND FRIENDS. I SPOKE TO THE DEPUTY MGR OF THE BRANCH MR KAPIL SACHEDEVA BUT I AM AFRAID I HAVE NOT RECEIVED ANY ASSURANCE FOR MY SAFETY.

I WOULD BE GRATEFUL IF THIS MATTER IS LOOKED INTO AND APPROPRIATE ACTION BEEN TAKEN AS THE THREATS WERE SERIOUS. HE EVEN WENT UP TO THE EXTENT OF CALLING SOME OTHER PEOPLE AND THREATENED THEM TOO.
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    Vinoj Padikkala
    from Bengaluru, Karnataka
    Feb 9, 2011
    Resolved
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    Address: Chennai, Tamil Nadu

    Hi,

    The HDFC ATM which I tried to retreive Rs. 4000 is located in WIPRO ELCOT, Sholinganallur Campus.

    The money got debited from my Account < [protected] > but the money never came out the machine and the bill also was not generated.

    When I complained to the HDFC Bank and registered a complaint, verifying the transaction code they are claiming it is not a HDFC ATM. I am totally frustrated with their response because it is prettly clear the Wipro campus is accomodated with HDFC ATM in sholinganallur.

    This looks like HDFC Bank is Looting the public money in these tricky transactions with the use of system errors. Claiming the code is different.

    I need justice and the my hard earned money from this Bank.

    Kindly help me.

    Regards,
    Vinoj.
    Aug 13, 2020
    Complaint marked as Resolved 
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      N
      nkhanna19
      from Ahmedabad, Gujarat
      Feb 8, 2011
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      This is with regards to my complaint 4 days before on this forum, about me receiving calls from an Advocate from Delhi stating that an arrest warrant is being issued against me if i do not deposit the money in 2 or 3 hours. I received an email id and a Reference ID TTU[protected] from the customer assistance.

      I tried sending mails several times on the given ID but every time the mail bounces and I am still receiving the calls from no. [protected]. There is still no revert from any Customer Assistance which is very upsetting.

      Request you to intervene into the matter urgently and assure me that I am not being put in any sort of legal or illegal trouble as well as these calls are stopped.

      Awaiting your early revert.

      Nitesh
      Aug 13, 2020
      Complaint marked as Resolved 
      I have been receiving calls since morning from 27th January, 2011 from Mobile No. [protected]. This persons claims to be some inspector Virender from Delhi Police and says he's going to release arrest warrant which have been issued through a court judgement for my arrest due to non payment of credit card dues. I have been given other number of some advocate R S Verma [protected], who says if I deposit the alleged outstanding amount within 2 hrs he'll stop the issue of warrant. They are constantly calling me after every half an hour that what is the status of payment whether u've made payment or ur making payment or not. They have been also sending an SMS that the case is being sent to Gujarat Police and you will be arrested and have to pay a bail of Rs. 2 Lacs and such things.

      HDFC bank is using such dirty methods to extort money which they wrongfully claim to be dues payable by us despite the fact that supreme court has issued a judgement in a case against ICICI bank that they can not and must not use any such tactics to collect outstanding dues whether genuine or not. I have lost my job some time back and my mother had been serious as she has suffered a paralytic attack. I am under very much pressure and unable to handle the stress.

      As a forum for consumers, I request you to kindly take up this matter seriously and act against this for using such tactics for collecting money.

      Await your early response.

      Nitesh
      I had tried to send a mail on the above E-Mail ID but it bounces back stating invalid ID. I also need assurance from the bank that no untoward step is being taken against me and I am not put in more distress and trouble by stating from your representatives that an Arrest Warrant is being issued against me and I will be in trouble, etc.

      Look forward to you support & co-operation.
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        B
        BalaKrishna G
        Feb 7, 2011
        Resolved
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        Address: Bangalore, Karnataka

        My Name Is Balakrishna I have applied for personal Loan in HDFC BANK indira nagar branch bangalore on Jan first week (App Number : 5996487) and i received a message on Jan 11 My application is Submited on Jan 11 and i received a message on Jan 13 2011 verification completed. after that no updates. then i contact the executive directly on Jan 15 (Iam not sure date) Then they said that they required Co-Application Siganture to get approval.Again they sent executive on Jan third or fourth week they gave Co-Applicant Application form I directly went to bank to submit the Doc and i submitted the co-applicant and My 8 cheque to them they said that My loan will get approve on saturday (5th Feb) but i didn't get update on saturday i called them again they said due to my office contact number they stopped the process. Again i gave my office contact number and time to contact. No updates.My marriage is fixed on Feb 14 See how they are playing with us. Dear all please dont apply for laon in HDFC. I suffiring like anything now l dont have option for my marriage they cheated my.

        DSA : F08328
        OLD Personal Loan App ref No : 18050445
        New Personal Loan App ref No : 18192696
        Aug 13, 2020
        Complaint marked as Resolved 
        My name is Imran Khan and I have applied for an personal loan amount of 1 Lakh.

        But the loan is approved for Rs.50, 000 only and please let us know the Insurance is manditory Or not..

        Because I dont require an Insurance.. Please suggest as I am submitting the cheques tomorrow..

        Reference No[protected].


        Regards,
        Imran Khan
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          R
          rakesh_sen2001
          from Delhi, Delhi
          Feb 7, 2011
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          Address: Visakhapatnam, Andhra Pradesh

          Dear concern,

          Inspite of clearing all my credit card dues, HDFC bank people has declined my Personal loan application due to 90 days DPD. Please update the same CIBIL information which will facilitate to proceed further for my personal loan application. Please do the needful on priority

          thanks & regards
          Rakesh Kumar
          Mobile-[protected]'


          PAN.NO APSPS6665L
          Aug 13, 2020
          Complaint marked as Resolved 
          i agree that i was making my payment's delay, but there are no dues from my end, where as i have cleared all my due in my credit card
          Respected Sir,
          I got message in my phone saying that my Demat Instruction Slip Book returned undelivered. This was due to lack of proper address, actually it has been taken from my voter id which was not absolutely correct.My correct permanent mailing address is-
          So-Minu Mahto
          House no.-317
          Near of Markham college,
          Hanuman Nagar, Hazaribag
          Jharkhand pin-825301

          Please update this address to my account of hdfc inorder to avoid any mistake in future.
          Thanking You,
          Ajay Kumar
          Mob-[protected]
          Hallow sir,
          I had got the 1 massage from the hdfc bank saying that ''your demat instruction slip book returned undelivered.pls contact ur nearest hdfc bank branch or mail us on [protected]@hdfcbank.com" so i asked in nearest hdfc branch they told me they cant do any thing. and now i am mailing u to solve this problame.so plese take action on it as soon as possible.
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            R
            rakesharora1009
            from Chandigarh, Chandigarh
            Feb 6, 2011
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            Address: Delhi

            Hi All,
            This is a complain of loss of debit card of HDFC BANK with account number [protected] and [protected]. I lost both the cards while travelling.
            Please issue a new cards asap. Please dilever these cards on 38 A pashim puri new delhi 63 or punjabi bagh branch delhi.
            I am not putting on the address mention in my accounts

            Thanks and Regards
            Rakesh Arora
            [protected]@yahoo.com
            [protected]
            Aug 13, 2020
            Complaint marked as Resolved 
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              S
              surajgupta007
              from Mumbai, Maharashtra
              Feb 5, 2011
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              Address: East Delhi, Delhi

              Dear Customer Care,


              My name is Suraj Kumar Gupta and my HDFC card number is :- [protected]. I was not used my card approx 3 years due to my card was lost somewhere.and i was not in india.I recently came in india in December month. Recently I opened my new salary account in HDFC BANK ,VIVEK VIHAR BRANCH, DELHI. But HDFC CREDIT CARD department hold my account funds approx Rs.16000 without any confirmation.

              For that i was visited to VIVEK VIHAR Branch, But according to Branch manager hdfc credit card department hold your funds.
              I was called to hdfc customer care department for query on[protected], they suggest me to wait for collection department call.After 3 hours i received call from[protected],[protected] of Miss RUBY & directly said.........
              "AB TO KHUSH HO NA AAP, JAB HAMNE AAPKE ACCOUNT SE PAISE ROK LIYE"...

              I confirm my outstanding Bill from HDFC Credit cards department, its Rs.8841, But how can they Hold my Rs 16000 money without any my information.

              I also received an call from[protected]. She said we don't pay your Rs.16000.
              I called to[protected] miss Narita she said your hold funds automatically deduct from your account.And she give me one new no :-
              [protected].
              She said this no owner is a department head & she solved your problem, But i called on this no but she didn't pick my call, also she cut my call many times.

              I just want to clear my this bills & final settlement on urgent basis.Please do the needful otherwise & will check this issues as a Legal Action.




              Thanks & Regards
              Suraj Kumar Gupta
              SR.MANAGER - IT & BROADCAST
              JANSANDESH 24x7 HINDI NEWS CHANNEL,
              NOIDA-201301, INDIA
              [protected],33
              [protected]
              [protected]
              [protected]
              Aug 13, 2020
              Complaint marked as Resolved 
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                A
                amit.srlim
                from Vadodara, Gujarat
                Feb 5, 2011
                Resolved
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                Address: Gujarat

                Dear Sir,
                I(Mohanbhai M Parmar) have taken Two wheeler loan from centurion bank
                on 23/05/2002. My last full and final payment was made on 2005. now
                centurion bank is merged with HDFC BANK. I have made many inquiry
                related to NOC but there is no proper response from exexctives till
                date I have not received the NOC for my loan account no 54506104
                (23/05/2002).I try several times to customer care number of hdfc bank
                but nothing happen they are just telling me that i have to go to the
                branch & branch executives are not even picking the phone or
                responding properly to me when i visiting personally. They are not
                even telling me superior person name or contact no & not allowing me
                to meet the bank officials. Please direct me what i have to do.?

                HDFC BANK (Two wheeler loan)
                7th Floor MIDWAY HEIGHTS,R S NO 49,VIBHAG 1TIKKA-24-1,LOKMANYA TILAK
                ROAD,NEAR PANCHMUKHI BARODA GUJARAT 390001

                please i m requesting to hdfc solve my issues soon.


                Amit Parmar
                +91 [protected]
                Aug 13, 2020
                Complaint marked as Resolved 
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                  I
                  indranil3617
                  from Bhopal, Madhya Pradesh
                  Feb 4, 2011
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                  Address: North 24 Parganas, West Bengal

                  Hi,

                  My Loan HDFC LOAN APPROVAL - File No:[protected] was approved way back in December'2010.
                  I had submitted all the documents for disbursal on 14th Jan'2011 . As per their Help Desk - they are supposed to release the cheque within 72 hours. Till date there has been no reimbursement . My realtors are after me to get the money . In case they do not get it , they might cancel the allotment as well.

                  Following are the facts
                  1. Everytime I call up I get a standard reply " We will release the cheque in another 2 days - We will keep you posted " - They lack visibility regarding the actual facts.
                  2. Now after so many days they come up with a new fact " Technical Evaluation of the Project " is awaited
                  3. They do not bother to reply back emails
                  4. Even their executives come up with false excuses.

                  Given the situation , I feel deeply frustrated . If the same is not attended to within a day or two I do not mind call ing pu their MD - He is equally answerable as others I feel

                  Regards

                  Indranil
                  Aug 13, 2020
                  Complaint marked as Resolved 
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                    S
                    skgaddam02
                    Feb 3, 2011
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                    Address: Bangalore, Karnataka

                    I have applied for home loan with HDFC Limited( 51, HDFC HOUSE, KASTURBA ROAD, BANGALORE-560001PH:[protected] /41183232, FAX:[protected]
                    and have taken a preapproved loan for Rs 19,00,000(file no:[protected]/JT) dated 09-DEC-2010.

                    I have paid them Rs 11030/- as processing fee. I finalized a property in Hyderabad and entered into an agreement of sale on 22-JAN-2010 and have submitted all the required documents on 24-JAN-2010 and on 27-JAN-2010 I was told to furnish the original agreement of sale copy and I submitted the document on the28-JAN-2010 morning. I had an agreement with the seller to register the property within 30 days.

                    I was told on 28-JAN-2010 evening that they would be sanctioning loan amount based on the Govt value of the property and not on the market value in Hyderabad. Right from the day one when I made an application to them I told and conveyed in writing that I will be purchasing the property in Hyderabad. I requested them to sanction the loan amount based on market value and not on Govt value to which they said that their company’s policy is against sanctioning loan based on market value in Hyderabad but they can sanction the loan on market value basis if the said property is purchased in Bangalore.

                    All along right from the day one their executive(Name: Raghulan) was saying that they would be sanctioning the loan even if the property is in Hyderabad and at market value. Now when they are refusing to fund the property I feel very cheated because it is a huge commitment I made with the seller and I have no other way to go in this short time. I felt very depressed and felt like committing suicide but I gathered courage and decided against that.
                    Now since I am not sanctioned a loan from HDFC limited my earnest appeal to the highest bank and the regulatory authority(Reserve Bank of India) to take stringent action against the HDFC Limited and order to refund my processing fee of Rs 11030/-. I want to complain against such practices employed by banks and they are duping middle class citizens by collecting the huge processing fee early before sanctioning the loan. I am a middle class individual and Rs 11030 is huge amount to me.

                    Please do the needful in getting my money refunded and also penalize such funding agencies to set a deterrent to others.
                    Aug 13, 2020
                    Complaint marked as Resolved 
                    I have taken a housing loan from HDFC as it is the most trusted bank.My loan Account no is

                    [protected] However recently my trust in HDFC has been completely shattered due to the

                    following experience in the past one month. My current rate of interest is @ 12% while the

                    rate of interest applicable for new customers is 9.75% only. While other banks like SBI, LIC

                    etc have reduced their ROI in the recent time, HDFC has not reduced the same at par with

                    other banks.

                    I approached HDFC with a request to lower the prevailing ROI to which I was directed to go

                    for takeover. I was shocked because I have been an old customer of HDFC and have never

                    defaulted and even then such harsh words were told to me. I was told to pay the takeover

                    prepayment charge of 2%. I decided to go for takeover from LIC and have paid a processing

                    charge of Rs 7000 to them. Now when I am in the final stage of finalization of my loan

                    takeover with LIC, HDFC has again stabbed me from behind by increasing the prepayment charge

                    from 2% to 3%.

                    I am being pressed from all sides in this time of recession.What should i do now

                    shyam kumar Agrawal
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                      A
                      aniltawar
                      from Indore, Madhya Pradesh
                      Feb 3, 2011
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                      Address: Indore, Madhya Pradesh

                      Date – 3.2.2011



                      To,
                      The Head
                      Credit card division
                      HDFC Bank Ltd.

                      Dear sir,
                      Subject- Closure reminder of Credit card no. [protected]
                      Of ANIL TAWAR
                      This refer to my clsoed credit card .
                      In this regards , I have cleared all the dues with credit balance and no dues email from Customer care

                      I had already post my problem to respective deppt. Of Credit card division, but there is more outstanding to your card account more input on the same couple of months back spoke to HDFC Bank.
                      I would request you to please look in the matter even i dont know what to do.
                      Kindly issue me no dues certificate and delete my name from CIBIL still is it reflecting as per my current Banker.

                      Thanks nd regards.

                      ANIL TAWAR
                      Email – [protected]@gmail.com
                      Address- 415 B, Suryadev Nagar Annapurna road Indore (MP)452009
                      M[protected]
                      Aug 13, 2020
                      Complaint marked as Resolved 
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                        waseem quereshi
                        from Hyderabad, Telangana
                        Feb 3, 2011
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                        Address: Hyderabad, Andhra Pradesh

                        MY NAME IS WASEEM QUERESHI, AND I HOLDING AN ACCOUNT IN HDFC BANK JUBILEE HILLS HYDERABAD,& I HAVE APPLIED FOR USED CAR LOAN ON[protected] FOR A TOYOTA COROLLA CAR SO ON[protected] THE EXECUTIVE CAME TO MY HOME AND TOLD ME THAT HE WOULD ARRANGE ME 100% FINANCE BECAUSE I AM A PB CUSTOMER(CLASSIC CUSTOMER).THE VALUE OF THE CAR WAS 5,35,000 (FIVE LAKHS THIRTY FIVE THOUSAND RUPEES) HE GAVE ME A COMMITMENT THAT HE WOULD SURELY ARRANGE ME A FINANCE OF 5,35,000 SO I GAVE ADVANCE TO THE SELLER OF THE TOYOTA COROLLA CAR (40,000) FORTY THOUSAND RUPEES, ON[protected] THE BANK EXECUTIVE RETURNED TO ME BACK AND TOLD ME THAT HE COULDN'T ARRANGE 100% FINANCE.
                        THE CARS VALUE IS 5,35,000 AND HE ARRANGED ONLY FOR 4,00,000. WHICH WAS NOT 100% FINANCE AND WHEN I TOLD HIM TO PROVIDE ME THE 4,00,000 HE TOLD ME THAT OUT OF 4 LAKHS HE COULD ONLY PROVIDE ME 3,40,000 SO I BEGGED THEM TO PROVIDE ME A LOAN BECAUSE THE ADVANCE OF 40,000 RUPEES WHICH I HAVE PAID TO THE SELLER HE IS NOT READY TO RETURN TO ME BACK,SO KINDLY HELP ME OUT, I AM IN NEED OF A SERIOUS HELP, BECAUSE I WILL LOOSE MY FORTY THOUSAND RUPEES, & I HAVE SENT A COMPLAINT TO THE HDFC HEAD OFFICE AND I RECIEVED A CALL FROM DELHI ON[protected] ASKING ME ABOUT THE CASE THEY TOLD ME THAT THEY WILL SURELY HELP ME OUT BUT THEY NEVER RETURNED BACK,THEN ON[protected] I GOT A CALL FROM HYDERABAD FINANCE MANAGER ABOUT THE ISSUE, AFTER LISTENING TO THE WHOLE STORY HE TOLD ME OK,THAT HE WILL ARRANGE 95% FINANCE BUT OF WASTE HE NEVER RETUNED BACK,HE NEVER CALLED ME BACK, NOW WHAT I WANT IS I WANT MY 40,000 RUPEES BACK,WHO WILL RETURN IT TO ME I ASKED THE HDFC BANK GUYS THEY DONT HAVE ANY ANSWER, I TOLD THEM THAT I AM GOING TO CLOSE MY ACCOUNT,BECAUSE OF THEIR FRAUD LIES AND MY LOSS OF MONEY.HDFC BANK WILL LOOSE ITS CUSTOMERS ONE DAY FOR SURE.GUARANTEE.
                        Aug 13, 2020
                        Complaint marked as Resolved 

                        HDFC Bank — poor service and rude behavior by BM

                        complaining online about unauthorise debit of certain amount and some true remarks regarding branch manager created a shameful scene at my premises. the manager alongwith his sub ordinate came and told me that nothing will happen to me if you complain regarding me 'kya aap hamari naukri kha jayenge' .further he told me that he is localite and very aggresive in nature,the fact which i saw in his behaviour.At least regarding his own nature he has no confusion.But the rudy behaviour by HDFC BM along with his sub ordinate put a question mark on HDFC character 'WE UNDERSTAND YOUR WORLD'
                        ( IS THIS THE WAY TO UNDERSTAND.)
                        hai
                        my name is SK Mohammed khaja i have account in HDFC bank in Bhongir branch
                        nalgonda dist.i am account holder i want to malkajgiri branch Hyderabad the branch manager
                        Mr, sirkar komanduri he inform me that i cant deposit in this branch you have to go your branch where account from.i ask to my bhongir branch manager he says that you can deposit till 50.000 but i want depoist only 17.000 if bank service like this i am sorry i have cancel tha account so please reply me shell i continue.
                        my mail ID: [protected]@gmail.com.

                        thank you
                        best regard
                        khaja
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                          ketki001
                          from Visakhapatnam, Andhra Pradesh
                          Feb 3, 2011
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                          Address: Vadodara, Gujarat

                          HI
                          MY SELF KETKI KULKARNI, AND CODE IS K05444 WORKING WITH HBL GLOBAL P LTD . NOW I LEAVE THE JOB AND JOIN ANOTHER COMPANY, THEY ASK FOR RELIVING LETTER AND WITHOUT THAT THEY CANT GIVE SALARY AND APPOINTMENT LETTER TO ME. AS PER HBL RULES THEY SEND FULL AND FINAL LETTER AFTER 45 DAYS NOW MY SALARY AND APPOINTMENT LETTER PENDING DUE TO THIS RULES PLZ HELP ME TO GET FULL AND FINAL LETTER AS EARLY AS POSSIBLE OR U CAN MAIL ME THIS LETTER ONLY PLEASE. MY ID IS [protected]@yahoo.com
                          AUTO LAON A/C NO 13477145 A/C NAME MAHAVIR KACHRULAL SAMDARIYA PLEASE SEND OUR CAR NILL REPORT & CERTIFECATE ARGENT MY MOBILE NO. [protected]
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                            kailas1
                            from Vadodara, Gujarat
                            Feb 1, 2011
                            Resolved
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                            Resolved

                            NOC is blocked for car loan

                            Address: Gurgaon, Haryana

                            Dear sir/Madam,

                            I have finished my car loan installment in Aug-2010.(My car laonA/C[protected] but still I have not received NOC from the HDFC car loan department. when I visted the gurgaon branch they told me your NOC has been blocked due to credit card payment. but I don't have any hdfc or any bank credit card since 2005. and I confirmed from hdfc credit card department also. bt still not reply from hdfc car loan department.br...
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                            krajubh
                            from Bhopal, Madhya Pradesh
                            Feb 1, 2011
                            Resolved
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                            Resolved

                            Address: Hyderabad, Andhra Pradesh

                            Hello HDFC Bank,

                            I have been leived the following changes for using the Netbanking Mutual fund account.

                            When is this started to bang us with every quater, this is not a trading account:

                            ISAQMC-ST-EC Jan-Mar[protected] Feb[protected].30

                            ISAQMC-ST-EC Oct-Dec[protected] Nov[protected].30

                            Tried reaching Customer care and it is of no help they only ended up with sending us from Banking Section to Mutual Fund Section and Mutual Fund Section back to Savgins accont.

                            I indeed know by the time of opening online purchase account u took 100 Rs from me. and then there was no such deductions till the above months of Nov and Feb.

                            Can you pay attention to it and advise why you are collecting this amount????
                            Aug 13, 2020
                            Complaint marked as Resolved 
                            I have never used my mutual fund account then why are they deducting money from my savings account with the description of the transaction as ISAQMC-ST-EC. Bank should specify everything to the customer.Its our money, not theirs.
                            same with my hdfc account. I didnt ask bank but will go to nearest branch soon.
                            I also see this transaction this time on my HDFC account but have not enquired from the BANK.

                            will go to the nearest HDFC office and check why is this transaction for
                            Guys after reaching nearest HDFC office did they provide any better service????
                            I contacted HDFC Bank manager via email (you will get the email id from phone bankers) when I incurred the charges and they immediately reversed it. They even sent me the form to deactivate my Investment Services account (activated by my mistake I suppose; still not sure). Do remember to mention which all quarters' charges have to be reversed..
                            Dear All,
                            HDFC bank is fooling the public by charging this ISAQMC charges. I checked with my relationship manager and asked him why these charges are being levied. I was told that they have added a facility to my account, through which I can invest in MF's online, there are no brokerage charges for this investment. But, since this facility is attached ( without my requesting for it) they will deduct Rs.110.50 per quarter, tongue in cheek statement by relationship manager is that this has been started after the entry load was discontinued. Now entry load was a one time charge, whereas this charges will be taken even if you do not invest. HDFC has not circulated details of these facilities widely and have also not informed the terms and conditions. I am sure lot of customers of the bank are unaware of it. I never expected a bank like HDFC to play a fraud on its customers.
                            So if you invest in MF's through HDFC bank, you will be tying a noose around your neck.
                            Beware Customers
                            This is a sham on the face of HDFC. Fooling public by such charges is not appropriate and it is for a service not requested at all. HDFC should discountinue the same and refund these charges back to all the account holders.
                            VERY POOR at the end of HDFC. if nobody is investing in mutual funds why are u levying these charges SHAME SHAME
                            HDFC employees even does not know what is ISAQMC they took two days time - 48hours to call back and tell what it is. been charging for 3 years and I was just busy never checked my saving account.
                            I find just today and they are making roam around.
                            ISA is Investment Service Account, this account has to be open by submitting a form in HDFC branch then only one can do MF trans. online. for that Rs. 100+tax charges apply quarterly. But many people including me not requested any time but this account was active in my account and they are charging.

                            So we need to go to bank and submit form to cancel ISA account /to deactivate. And request to revert back the debited money if that happened by error.

                            Hope this helps.
                            agree with all of you. mental illness. waste of energy. HDFC not giving money back. it has been charged for 2 and half years. but only saw yesterday. they said they can only return first six months. still that also not done. poor staff at HDFC. between jan-may charged 3 times. how and what base and never used or requested any investment service. they are redirecting me to mutual fund department, why? I never invested there? branch and callcenter both are waste. it is already 15 days nothing happend. I'm not satisfied with hdfc service and their employees.
                            Today I spoke to HDFC MF department, they asked me what is my folio number. I said I never invested and there is no transaction related to MF in my savings account. He said then there wont be any charges. But bank is charging without any transaction there is transaction fee.

                            without Income we dont pay tax. without loan we dont pay interest. without any transaction we should not pay transaction fee or service charge. what service they did to us. why quarterly charge. Charge for those who are doing trading / investments by using that account not for others.
                            not for everyone. can anybody show where this is return in the website any rule on it. that will help every one. thx
                            HDFC is cheating with their customers.
                            ISAQMC-ST charges is purely making money.
                            They must stop this.
                            yes i do agree, HDFC is cheating the customers.

                            168/- was deducted from my account on 30th Oct,
                            The description of the transaction says its " ISAQMC-ST-EC
                            Jul-Sep[protected]".

                            Is there anyway we can get back our Money?
                            Visit your nearest HDFC bank branch to have the solution. (As suggested by a Phone Banker)
                            they are stll doing it. we have an account with Kochi Palarivattom Branch
                            Nonsense thread. HDFC Bank is quite transparent in their charges and services. I bet everyone who is being charged for ISA, has physically signed and submitted a MF account form. Please don't rant idiotic things on the net just because their is no accountability. The charges are doubly clear on the landing page for MF section.

                            PS: Neither an employee nor a beneficiary of the bank. Just an ordinary shareholder and very satisfied customer.
                            Had opened Salry account 2yrs back and they said Trading account is free for three years, but suddenly they have started charging me this Insta aleart Rs 17/- & ISAQMC-ST-EC Rs 171/- every quarter, for being safe have withdrawn all the money so no such charges can be debited and will soon close the account.
                            @Milind Kolekar- Just bcoz u did not experience it does not mean everyone else is lying. Private bank do have habit to put random charges when questioned they revere it but many do not question itself.
                            Massive fraud being committed by HDFC.
                            Mulitple ISAQMC-Jan-Mar[protected] charges on my statement, for a service (Demat) I never subscribed for!
                            Had opened a mutual fund account (along with my saving a/c.) little more than a year earlier with HDFC and was told initially that there will be no yearly/quarterly charges at all for maintaining mutual fund account. But after 6 months they started deducting Mulitple ISAQMC charges, Rs. 287 per quarter precisely. After multiple requests to the RM they will reverse but now on they have stopped doing that also. Also the previous RM is speaking in some different language with multiple excuses. In a way, realised that it is their standard procedures of duping innocent people. Even talked with their Manager in HDFC and the guy is vomiting the same false promises like RM. So my suggestion will be never open any account with HDFC in the first place itself. Shame on HDFC and their cheap, non-ethical behaviours.
                            Even I am charged with same reason. How to stop this
                            Beggar HDFC Bank I am not having job for past 5 month my bank balance is very less you charged me 295 ISAQMC beggar HDFC bank
                            fraud, cheater HDFC charged me also 5 time 295... ### dhfc bank. .. am going to complain in consumer FORUM.
                            Fill this form and submit in your banck
                            Jaswinder Teja's reply, Sep 23, 2019
                            good
                            Hello Milind Kolekar. I appreciate you taking time to comment. But know one thing. I haven't ever asked for nor did know that HDFC has a seperate way of levying charges on customers using this Mutual Fund. When i deliberately asked the Executives to show me where did i sign or provided my consent of opening the Mutual Fund account, they had no answer. Know one thing. These bank executives come to the companies for opening Salary accounts and are inculding it as a part of opening the accounts without even letting the employees know. And they are silently levying charges month after month. I have been charged 1100 Rs last 3 months with multiple transactions reflecting these charges with each of the transaction amounting 100 plus rupees. If these many people are complaining, it means that the issue is happening. So i request you to please check your HDFC bank account too if you hold one and see if you also have been charged.
                            ISAQMC - This is worse, it happen all the time in spite of telling the banker. I went to the bank four times to stop the madness. Still, they repeat the same. Charging 295 every time! I need the money back with interest.
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                              G
                              GANGARAM nASNODKAR
                              from Chennai, Tamil Nadu
                              Jan 30, 2011
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                              Address: South Goa, Goa

                              TATA AIG HAVE REFUNDED RS 7883/- ON MY HDFC CREDIT CARD ACCOUNT. AFTER BEING SEVERAL REQUESTS MADE TO THE TOLL FREE NUMBERS FOR SEVERAL TIMES MY MONEY HAVE NOT BEING DEPOSITED ON MY SAVING BANK ACCOUNT. EVERY TIME I CALLED ON TOLL FREE NUMBER I GOT THE REPLY THAT YOUR REQUEST IS FORWARED. I AM HAVING VERY WORST EXPERIENCE WITH HDFC BANK CREDI CARD. PLEASE CALL ME OM MY MOBILE NUMBER [protected].
                              Booked ticket using HDFC debit card.
                              Cancelled Tickets History

                              Pnr Number [protected] Transaction ID [protected]
                              Date 21/8/2009
                              Money refund confirmation from irctc on 25/08/09 but still amount has not been returned back in my HDFC a/c.
                              This is very surprisse so many executive are giving call from different different location for credit card & sending there representative in a same day...In one day i call 6-7 call from diferent location I is very horrible.
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                                Shekhar Bhattacharya
                                from Mumbai, Maharashtra
                                Jan 29, 2011
                                Resolved
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                                Resolved

                                Address: West Bengal

                                After giving a complaint regarding the deduction of amount from my savings account without any intimation, again & again I am being harassed by the telecalling team of HDFC bank credit card Kolkata. Instead of providing any resolution to my previous complaint they are simply harassing. Without being providing any settlement letter or intimation for settlement how can any bank deduct amount from savings account??? Now when I am asking them to provide the settlement letter as no dues pending against my HDFC credit card no [protected], they are simply saying they cannot provide & they have not done any settlement. Then my question is against which card no have they deducted the amount from my Savings account???? God knows how many more people's happiness will be screwed while using HDFC credit cards?????

                                Rgds,
                                Shekhar.
                                Aug 13, 2020
                                Complaint marked as Resolved 
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                                  A
                                  abyz0072000
                                  from Rohtak, Haryana
                                  Jan 28, 2011
                                  Resolved
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                                  Resolved

                                  Address: Rohtak, Haryana

                                  I have shifted my residence from House No 8, Type-III, MDU Rohtak to Kothi No 3, Officers Residences, MDU Rohtak. I requested HDFC Bank to make the necessary changes in my address and issue credit card at the new address. My old Credit Card was due for renewal. HDFC bank has neither changed my address nor renewed my Credit Card. I have never defaulted in my life. There is clean history of my Credit Card.

                                  Dr Narender Kumar
                                  Kothi No 3, Officers Residences
                                  MDU Campus, Rohtak Haryana
                                  HDFC Bank A/C No.[protected]
                                  Aug 13, 2020
                                  Complaint marked as Resolved 

                                  HDFC Bank — CHANGE OF ADDRESS NO DONE

                                  I have deposited the forms for change of my address on 11.09.2007,which was attached with the account statement of your bank, and duly verified with the original statement of my account no[protected] by your staff. SURPRISED TO NOTE THAT YOU HAVE REJECT THE REQUEST ON THE GROUND "PROFF OF ADDRESS OF THER FIRST HOLDER REQUIRED" on 19.09.2007

                                  2. On 24.10.2007 I have again deposited the same requested with address proof of my passbook of BANK OF BARODA along with my pen card. Both the documents are verified with the originals by your bank staff, again surprisingly you have rejected the same on the ground "PROFF OF IDENTITY OF FIRST HOLDER NO LEGIBLE"

                                  3. Again on 29.10.2007 I have submitted the request along with the documents, which are again verified by your staff, and the same rejected on the ground "PROFF OF IDENTITY NOT LEGIBLE"

                                  For this I am not getting my dividend warrants, Annual reports and any other reports sent by the companies. Even I cannot do business in the markets even the favorable conditions prevailing in the market.

                                  I cannot understand your intention behind this,
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                                    sj06
                                    from Noida, Uttar Pradesh
                                    Jan 28, 2011
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                                    Resolved

                                    Address: Pune, Maharashtra

                                    As per the complaint raised by me I received a call from HDFC employee Venkat Rao and Srividya Balasubramanian(Branch Operations Manager,Annanagar) and they informed me that bank wont be reversing my money debited.

                                    I am extremely disappointed with the way and the tone they spoke to me.

                                    They were very rude stating that it they had sent a written communication on my home address which I haven’t received.

                                    Also they said they have informed the company that within 3 months after employees leave they will make the account as a savings account and minimum balance is 10,000.My question so is it my fault that I haven’t been informed about this rule.

                                    When I asked the Branch Operations Manager Srividya B that I should have received a call before deducting the money, she said that they have enough customers and cannot keep calling each one saying we are going to deduct the money which I found very surprising.

                                    I haven’t received a single call from hdfc for the same in past 2 years.

                                    My simple statement is I should have received prior intimation before deducting the amount from my account.

                                    And since I had not received any prior information I wanted the money to be reversed back to my account.

                                    I had a very good relation with HDFC from past many years but I think you have not left me any choice but close the account whereas I was going to make this a regular account again due to past good relation.

                                    This is highly shame for hdfc for customer dissatisfaction. You are not even trying to retain customer and insulting the customer by the rude behavior.

                                    I am going to spread my dissatisfaction and insult caused by the employee of HDFC

                                    My every penny is hard-earned and I cannot see it being taken away from me for no fault of mine.

                                    I humbly request you all to help me out.
                                    Aug 13, 2020
                                    Complaint marked as Resolved 
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                                      ydprasad
                                      Jan 28, 2011
                                      Resolved
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                                      Resolved

                                      Address: Andaman and Nicobar Islands

                                      Hello,

                                      On 22 Jan 2011 at around 10:45 AM, I tried to use the HDFC ATM located at Bowenpally, Hyderabad.
                                      The moment I inserted my card (HDFC), the power was lost.
                                      This resulted in the ATM machine being shut down.

                                      I was helpless, even though the power was restored within 5 minutes.
                                      The Cash loading personnel had arrived in the meantime and were also helpless as the process does not allow them to return the card.

                                      Today is the 5th working day (28-Jan-2011), and I am yet to get any call from the Bank, as I was promised.
                                      I had to call them repeatedly to know the status of this issue.

                                      More importantly, I would like to know how idiotic is it to run a ATM without proper power backup.
                                      The security guard, placed there said that the power cuts were very common phenomenon.

                                      HDFC officials should take their heads out of the desks on think how their ATMs are being deployed in the field.
                                      Aug 13, 2020
                                      Complaint marked as Resolved 
                                      The location of the ATM is already mentioned in the original complaint.
                                      My contact number is [protected].
                                      If you cannot read that and trying to waste my time, I am not surprised.

                                      Also, please address the issue of running the ATM without a power back up.
                                      The bank employees have contacted me ad assured me f resolution soon.
                                      Glad to hear that... (Though it took more than 10 days and escalations to get their notice)
                                      Hope the results are seen soon.. and this does not repeat..
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