HDFC Bank Complaints & Reviews

I had applied for renewal of my credit card number [protected]. My new address is lt col tikaji, station hq haldwani, co 56 apo pin 900281. You are requested to issue me a fresh credit card on priority at my new address. My mobile number is [protected]. Regards. Lt col tikaji chauhan....

I have HDFC credit card since September 2007 and according to my knowledge and what i can remember,i had used some
30k but in return i dont have score of money that i've paid to them,it must be more than 1 lakh or so. What i want to complaint here that they are the same guys who used to call us and lure us by telling us things that dont even
exists and then charging us on grounds that they have mentioned in their booklet in such small letters that you need microscope to read that. Late fees,sky high Interest rate and what not. They are the robbers who have permission from our government to rob people by selling their useless policies, giving credit cards, charging interest rate and then on top of that, i[censored] r late by one day, they will charge you with late fees so high that could be more than your daily wages. I still remember when i joined job i used to get 16k in hand and at that time i had the privilege and freedom o[censored]sing 6-7 credit cards but now when i'm getting 50k in hand i dont have privilege to get Home loan just because of the settlements that i had so far. What most of the guys here may not know is that inspite of paying the settlement amount you could be black listed to get loan anytime in future. I m not concerned about Home loan now, i m concerned about one thing only, we as citizen of India used to pay tax, a part of our income got deducted as tax, income for which we might have worked like animals, stayed away from family, tortured by people of different states, but in return what we are getting? These loan lending banks who are no way better than old thekedaars who used to torture people and eventually leaving them with no option other than suicide, Police who want money for even writing a valid FIR, Ministers who can eat you up and wont even let u know, there is no place left where we can smile and say that this is what I feel proud to be an Indian. Just an year back, i had no interest in going to Foreign countries and earn in dollars and pounds, i had a dream to take my last breath here where i've grown up and studied, learned manners, culture, learned to respect, played, make friends and enjoyed my collage life, but now i just want to run away from this country, i feel now we have nothing left that can keep me here, and this is the same feeling that my plenty of friends used to have long back. I m just thinking about time, what would happen when eventually all the talent will escape from here, what when every student and every Engineer will have the same feeling as i m having now, this country will stay with criminals only, criminals in shape of these banks. I cant request that these banks should be closed and they should get some punishment for leading to so many suicides, because i know that the very first mistake is done by we people only, and then for that one mistake our whole life get ruined by these banks. Its my personal request from the people who run this country, please dont allow these banks to charge interest rate so high that they dont used to give to their customers, they give 5% annual interest for the savings account but have the liberty to charge their customers with 17-18% interest monthly on credit cards. When we are depositing money in these banks, is it not the credit they are getting from us? Is it not the same money that they give as loan to some othet people in need? Please dont let them ruin thousand of life, slap them hard with a rule or a law that can remind them that noone legally or illegally is allowed to ruin lives in this country.I just hope my time in writing this long article wont get wasted and i'll somehow see the results soon, beleive me this is not just my voice, i m sure plenty of people will agree with me on some points.Expecting a result.

Name : Santosh Vishnu Dhamapurkar
account no.;-------- [protected] / client id # 6568028
address : 5/57, GAUTAMI MATA NAGAR, B G KHER ROAD, WORILI, MUMBAI - 400 018.

In month July & Oct bank debited AQB of Rs.827.37 from my account.

Original request for reversal was lodged though net banking on 11/10/2010, that was first time I realised that Bank charges for April-June AQB was levied and bank has changed the stipulated minimum balance for Savings account to Rs.10000/-.

Do you think that one sided declaration of raising “minimum stipulated balance” by mentioning the same in account statement or website, where there is always good chance that customer might overlook the same, and that too without our written confirmation, bind us to pay such a huge charges?

My account was opened in year 2004 and from that time never i have missed maintaining minimum balance of Rs.5000/- stipulated at the point of opening of an account.

If my AQB is not reversed, I shall be compelled to close my account immediately. In the future I assure to maintain new AQB balance, if I close the account within 1 year you shall have right to collect amount you would reverse on my current request. So this is not empty request to save myself from charges, but to build long term banking relationship.

I once again humbly request your good self to reverse AQB charges.

Hi Team,

Few months back some amount got debited from my HDFC Bank account no: [protected], then i become shock and checked it properly and came to know that amount got auto debited from my account to the credit card : [protected] (which got disbursed on my name to some one else). Faught with Credit card divison and complained against Ombudsment with the ombudsment complaint no : [protected], later they confirmed that it is not mine and delinked the credit card andmy money. credited back

But actual issue is here : Now I have applied for Personal loan and which got rejected from Cibil's rating, because of the outstanding balance in the credit card which is not mine and even which is linked to my PAN CARD. Please resolve my issue and make an arrangement to get it cancelled from Cibil databasee to proceed with my loan.

Dear Sir,

I am Anil Bhausaheb Jadhav, the customer of HDFC Bank (HDFC Bank Account Number: [protected]), Branch: Destination Center, Magarpatta City, Hadapsar, Pune.

My uncle Named: Karbhari Bhagchand Shinde have deposited a check (Check Number: 0677363, Check Date: 05th Oct 2010) of Rs. 1,00,000/- (Rupees One lac only) from his Axis to my above mentioned account number dated: 05th Oct 2010 in HDFC bank’s Pimpalgaon Baswant branch (IFSC Code: HDFC0000793) same has been debited from his account on date: 14th Oct 2010. However till date I have not credited with the same amount. After calling to the customer care several time I am not getting proper response also I have called Pimpalgaon Baswant HDFC Branch (where check been deposited) on phone Number:[protected] many time I spoke to Mr. Sham from same branch several time but till did not get the proper response.

I want same amount (Rs. 1,00,000/-) to be credited to my account ASAP. Also want to get the status of same case on my mobile numbers: [protected] and [protected] as well as on my e-mail: [protected]@yahoo.com.

Please look into this and do the needfull. Waiting for you reply.

Regards,
Anil Jadhav
Mob.[protected]/[protected]

Find My Detail Below:-

My Name- Ashok kumar
Account No- [protected]
Account With Branch- HDFC LTD,
B - 1, Vanijya Kunj, Enkay Tower,Udyog Vihar, Phase - V,Gurgaon - 122001 Haryana
Tel[protected] / 41
Fax[protected]


Today I have seen my account statement on net then I found Rs. 827.25/- Dt 17-10-10 debited for service charges in my account with single entry. Can you explain me the cause of the cutting of this amount & why. It ‘s a salary account & few months have passed for converted it to saving account.

Please give me clarification of the deducted amount with particular reason & I want to refund my amount with compassion.





Regards,
Ashok Kumar
Meridian Mobile Pvt. Ltd.
A 24/5. Ground floor ,Mohan cooperative Industrial Estate,
Mathura Road, New Delhi-110044.
Mob- [protected]
[protected]

Regd./A.D.
1. I’m Resident of Punjab India
2. That executives of HDFC BANK seduced me for the credit card of bank by making false and frivolous assurances. At the time of subscription, the executives assured me that there is no rent or hidden or any type of ancillary charges of the Credit Card.
3. However, I was unhappy with the services and exorbitant charges. So I in the month of June.2009 contacted the HDFC Bank Local Credit Card office and requested them to block the credit card. But the official assured that they would resolve my problem and that I should not get the card blocked. It is worth mentioning that in June 2009 I paid Rs 4300/- through cheque and on the same time I intimated the collection boy that I had certain doubts about my account and I also contacted HDFC Credit card help line and asked them to provide me the details of payment which I never received. That after that I kept on getting calls from Chandigarh office to pay few amount and then they would sought out my account. When ever I asked the officials that they should settle my account I was threatened that if I go for settlement the bank will black list me through out India.
4. On 17th April 2010 at 2:42 and 2:46 PM from Telephone No[protected] and[protected] I received call from the bank’s Chandigarh office and the lady representative agreed to me that I had paid more then the purchase amount and asked me to pay Rs 1500/- and that I was not liable any more further amount and told me that after paying Rs.1500/- my balance would be zero she furthered assured me that she had forwarded a mail asking the concerned branch to make my balance Nil and when I asked her that I should be provided with full and final settlement slip on which she took my email i-d and told that she was sending me the mail in this regard and asked me to pay payment of Rs 1500/- meanwhile and accordingly I paid 1500/- 0n 17/4/10, but I never received any mail from her and since then the bank officials from Chandigarh office kept on asking me to pay a certain amount with the promise that they would settle my account .
5. Since June 2009, I had been asking the Bank ( Chandigarh office) to settle my account and provide me payment details but the Bank officials (Chandigarh Office) never adhered to my request and kept on lingering on the matter.
6. That, today I again from[protected] and the bank official asked me to pay 13500/- or else they will send recovery agents to my house and started abusing me and threatened of dire consequences.
7. I ask the bank why they did not settle my an year back when I had asked them to settle, but they say that I should pay the amount of Rs 13500/- That I am a respected citizen and have been never defaulter. Act and conduct of bank are posing threats to the reputation of mine. They are un-necessarily harassing me by giving threats to me. I am ready to pay the actual purchase amount if any is due towards me if any but not unnecessary charges that the bank is imposing upon me.
8. Can I get rid of paying this huge amount or what should I do the bank is not listening to me

Dear sir/madam,

I ( Jitender Jaggi ) had a credit card of HDFC Bank which card account number was
[protected]. Against this card at last I paid Rs.1800.00 through cheque no.342665 drown of South Indian Bank, Karol Bagh, New Delhi and that time of collection, bank collector had told me that he would reverse late payment charges which I was around Rs.300.00. After the payment I broke my card in four pcs. and requested the bank to cancel my card. I could pay more amounts that time but on the assurance of bank collector, I paid that amount. But bank is still showing credit towards me in CIBIL Report which is increased up to Rs9000.00. I am feeling very hurtful because I don’t have too much fault in this matter.
Please look into this matter and reverse all dues and settle this matter.

Thanks and regards,

Jitender Jaggi
[protected]

Dear Sir/Mam

1 i lost my credit card on Sep 2008 but at that i was not awera with that due to some work i were busy with my work, but my problam is that my credit limit was 15000rs and some body used till 18000rs i have given complaint to HDFC but didnt get any responce

2 after 1 yesr in 2009 Aug i have taken settelment for this amount from the bank they have given me 9500rs amount for payment, then i have given 9500rs in 5 Month but the HDFC cancelled my Settelment without any communication,

now i have given all the amount as bank required now after 11 month they are doing folloups for 43000rs which is not afforable for me.


all the guys are from HDFC bakn calls everyday and doing pressis for the payment

R,s

Anish Sharma

Customer Name in CIBIL Defaulter List inspite of having settled all dues.
I applied for a bike loan recently.

We were shocked to hear from the HDFC Bank, Berhampur Branch that my name is listed in the Defaulter List of CIBIL.

I have paid and settled all my dues till date and have the settlement letters from the concerned financial Institutions & Bank on their letter head that the full & final settlement has been done and there are no dues pending from our end.

I do not know which Financial Institution has reported my name in the defaulter list.

This is utmost unfair for a customer who is sincere and has settled all the dues and has never defaulted in any way.

I never received any information from CIBIL asking for a confirmation if the name of a customer is listed in defaulter list whether is it correct?

I seek justice to get my name removed from the defaulter list with an immediate effect.I am ready to give all the proof and settlement letters issued by the concerned Financial Institutions provioded I am given the details of the same.

Please help us.

Looking forward to a suitable action at the earliest form your end.

Regards
Dilip Kumar Swain

Hello Sir,

Please let me know what's the rational behind deducting charges under
"AQB SER CHGS INC ST & CESS JUL-SEP2010"
It was charged Rs. 827.

Hi,

I have purchased a flat in Ejipura, Bangalore. The seller of the flat has a loan with HDFC Bank. Registration of flat was done on 20-May-2010. I have taken loan from IDBI bank for purchasing the flat. A DD of 12,76,480/- was given by IDBI bank to HDFC loan account 91512004 on 22-May-2010 to close the loan account and transfer the flat documents to IDBI bank. It has been close to 5 months and the documents have not yet been transferred. I had gone to HDFC CMH Road Branch, Bangalore last week and found that the loan account has not been closed due to some pending amount. I do not understand, how did HDFC accept the DD for closure of account and agree for Bank to Bank transfer of documents and and now say that the loan account is not closed. I feel that the seller along with someone in HDFC has done some fraud and managed to get the amount paid to loan account without transferring the documents. Please find below the details of the seller and his loan account details.

Flat Seller (Has loan account with HDFC) - VIJAY KALOSE
CBH Home Loan Account Number[protected]CMH Road Branch, Bangalore)
Contact from HDFC (As per the seller - Vijay Kalose) - Chandra Mohan working HAL Airport road branch
Flat Address: 31/4, 3rd cross, Anjaneya Swamy Layout, Ejipura, Bangalore
Registration done on: 20-May-2010
Documents transferred to IDBI on: Has not been done till date. No date given for the same

Request you to do an enquiry on this case and punish if anyone from HDFC is involved in any irregularities. Also, kindly let me know the date by which the documents will be transferred to IDBI bank.

Hoping for a quick reply.

Thanks & Regards,
Sujoy

Dear sir/Madam, I had worked with HDFC BANK for 1 year in[protected].Now i am asking for my PF a/c no, but they are not responding me.Kindly look into the matter and arrange for my Pf a/c no.

With Regards
Barun kumar Singh,
Employee no BO4379.
CO:-[protected].
Emai:-barun.[protected]@axisbank.com.

I want to bring to notice to all how private banks extract money from credit card holders . I holder of HDFC credit card, as usual the bank employees persuaded me to take credit card . My purchase amount is nearly 2200 to 2500/- and I have paid much more then the purchase amount. The representatives have misguided me. In may or June 2009 when my dues were of 4000/- I told the representatives of banks that I was not receiving bills in time and I had certain doubts and asked to provide me with details but the representatives of HDFC Bank kept on lingering on the matter and kept on asking me to make part payment with promise that my account would be settled but every time they made false promise from 4000/- now my dues have become 13000/-. Despite the fact since one year I wanted to settle my account. On 17th April 2010 at 2:42 PM and 2:46 I got a call from Del No[protected] and[protected], the lady representative showed full sympathy towards me and agreed that I had made much more then the actual purchase amount. She told me to pay 1500/-and said that after that my account would settled. Every the representative asks me to pay a certain amount which I have been paying. Now the Bank says that if I Settle my account they will black list me through out India. When my dues were 4000/- I wanted to pay my actual dues but just grab more money the representative misguided me. As I was told that my purchase amount is[protected]/- Im ready to pay the said amount again but banks says I have to pay 13000/- but why should I pay 13000 when for last year I wanted to pay my actual dues. The representatives always speak as if they are goons .

My self Vijay Dayanand Poonia I send my pf claim form to HDFC BANK LTD on 21/04/2010 I SUBMITTED MY PF FORM but still now i m not getting my pf account money. i want to know the reason. i also contact concern no but no responce every time it was busy. i[censored] could provide me any concern person`s no that will help me out.plz helP for me.u want any detail from me.my establishment code CV00064.my email id:[protected]@rediffmail.com & my contect no. is[protected]

plz send my pf refund as soon as possible.

Regards,
vijay D. Poonia
[protected]

DEAR SIR
I WOULD LIKE TO INFORM YOU THAT I AM A ONE OF THE REPUTED AND OLD CUSTOMER OF M/S HDFC BANK LTD ( ASHRAM ROAD, AHMEDABAD BRANCH) SINCE LAST 10 YEARS AND RECENTLY BEFORE 25 DAYS BACK I HAVE SUBMITTED MY SAVING A/C CHEQUEBOOK REQUEST SLIP TO BANK COUNTER AND THEY HAVE LOST MY SLIP AND NOW THEY DENEY TO ISSUE MY NEW CHEQUE BOOK IMMEDAITELY. THEY TOLD ME TO ISSUE WITH IN NEXT 7 TO 10 DAYS AND I HAVE NOT A SINGLE CHEQUE TO WITH DRAW MY CASH OR TO ISSUE MY CHEQUE TO MY PARTY/CLIENTS INSPITE OF SIZABLE AMOUNT CREDIT IN MY A/C WITH THEM.. I HAVE ALSO MADE SO MANY REQUEST TO BANK WITH A COPY TO THEIR CUSTOMER CARE DEPT BUT THEY ARE NOT RESPONDING WELL TO MY GENEUINE COMPLAINT SO BY THIS SOURCE I WOULD LIKE TO REGISTER MY COMPALINT WITH YOU AGAINST THE DADAGIRI OF SUCH PRIVATE BANK.
KINDLY ADVISE ABOVE BANKS TO LISTEN HIS CUSTOMER COMPALINT AND TRY TO SHORT IT OUT IMMEDIATELY.
MR. JAGDISHCHANDRA A. TRIVEDI ( MO- [protected])
E-MAIL I.D IS [protected]@yahoo.com

Dear Sir/Madam

I had taken personal loan in the year 1997 and the same was preclosed in the same year. I have the proof for clearing the said loan. Now I have applied for a housing loan with HDFC and they says that CIBIL statement indicates my name in defaulters list. Kindly rectify the statement at the earliest possible.

Thanking you

Yours

T.Chandrashekar

Hi,

I had requested for settlement with HDFC credit card on 6th Jun 2010. I repeatedly followed up with credit card dept to give me a settlement call. But till date I didn't receive any call. Then after a month I was told to pay another minimum due amount for last month. I told them I had alread raised a call for settlement of the card, hence I will not pay further until I get a call from settlement dept.
I also have a savings account with HDFC bank for the last 5 years.
Now they have blocked my funds in HDFC savings account amounting to Rs.16,000, saying that this will debited to her credit card payment.
How can they forcefully block my funds and debit into their account.
How can a bank forcefully take money from my account and pay the credit card outstanding. I trust the bank with my hard earned money and the bank without any intimation forcrfully withdraw my money.
They are holding me for ransom.

Regards,
Sheetal

Taken a policy no.12924213 in name of Anuj Jain with auto sweep facility.Wrongly debited my AC on 29.07.10,29.08.10 & 29.09.10 with Rs 12000 each time.Made complaint & got back 29.07.10 payment on 27.07.10.Since than running for refund of Rs 24000 but no ears is being given.Nor HDFC Bank is helping in this regard.
Due to this wrong debit my cheques also bounced as I was not aware these debits spoiling my reputation.

Hi,

This is to inform you that I have been through an aweful experience with HDFC Realty in India to have a loan sanctioned for a property I booked in Kolkata. It was Sep 13th when I booked the property and provided the paperwork to HDFC and a week later HDFC confirmed the approval of the loan amt that I agreed upon. Its been almost a month now that I havent received a single piece of correspondence from HDFC which officially states that my loan amt has been approved and sanctioned. The processing fee has been deducted yet its taking forever for HDFC to send me the first correspondence. I dont have any proof that my loan has been approved and its for the amount of Rs. 30 lakhs.

Now I am back in USA and I have been calling and writing to the HDFC person (from Triangular Park office, RashBehari, Kolkata) who has been handling my case but in vain. Over and over again, I am being given false promises abt stuff being taken care of and to be delivered. Even today morning I was promised that I will be receiving the sanction letter questionnaire or something via email from the appraiser, which as expected, was never sent. And now I am being told that it has skipped their minds because of the Durga Puja festival in Kolkata.

I am extremely disappointed with the service and professionalism I have experienced with HDFC. A customer can bear so much and I dont think I woul dbe ever recommeding any of my friends and families to to do business with HDFC after what I have been going through unless HDFC steps up and gets everything taken care of right away.

I need the concerned HDFC departments to get back to me and address my problems. It has been a very tiring and frustrating time dealing with HDFC and waiting on things to be delivered while I have booked a property based on the loan amt that I was promised to get approved.