HDFC Bank Complaints & Reviews

Dear Sirs,

I am having a salary saving account in HDFC Bank under account no. [protected] in A-12, Shopping Mall, DLF Qutub enclave, Phase 1, Gurgaon, Haryana -122002 Branch. There was a fund transfer of an amount of Rs.14750 & Rs.51348/- from my office as on 30th April 2009 to my salary account. I withdrew Rs.10000/- as on 03rd of may 2009 & used 2690 through my debit card. Further When I checked my account on 5th of may 2009, I was shocked to see the available balance as Rs.685.43. I immediately contacted customer care & was told that amount had been put on hold by credit card department & I needed to contact credit card department.

I, then visited to my home branch & asked for a meeting with Branch Manager at helpdesk. In reply they asked to meet Mr. Rangi upstairs. I met Mr. Rangi & he was unable to solve my problem. When I asked him for the relevant documents where I had authorize the bank to deduct my money without my concern, he gave me a piece of paper(copy is attached herewith) mentioning name of some Mr. Gaurav Sharma of credit card division from Rajouri Garden whom I could not meet till date after my numerous efforts.

I had to visit many times to Rajouri Garden office after having known the fact that credit card office is located there. But, to my surprise, no one is there to listen to customers. The guards over there treat the customers as they are notorious criminals. After wasting my whole day, handling with guards & going up & down as lift machines were not working, I again came back without any result. During my second visit I became somewhat aware about the structure of the bank divisions, which are spread over a length of eight floors over there. At sixth floor there is customer care services but customer does not have right to meet the bank representative, however he/she can call upon phone & representative will keep on repeating the mugged up lines without listening or understanding the customers concern & grievance.

After my rigorous efforts I was connected to Mr. Janit, Manager in customer care division. First he also repeated the same wordings but when he came to know that customer is educated & have some knowledge, he listened & asked to meet Some Mr. Puneet oberoi at fifth floor. Again it took me 1 hour to approach Mr. Puneet oberoi, who in turn treated very rough & simply asked who gave his number & name. He asked me to call Janit in front of him. He said he was senior manager & how dare someone could be to give his reference to any customer. His wordings were very rude & was shouting like anything saying “I am not sitting for you”. He suggested to write mails or call customer care, problem would be solved from there only. I am mentioning these whole things just to highlight the way of treatment to customers by bank officials & it was happening with each & every customer but people avoid to complaint keeping in mind that in India every thing has to bear.

In fact they are cheating the customers with concealing hidden conditions and not redressing the grievances of the complainant who made complaints with regard to poor customer service on number of occasions, and indulging in to Unfair Trade Practice. They are claiming the hard earned money of medium group by so many fraud commitments.

In My case, I had requested many times to credit card team on telephone(as there is no other way to reach them) to close out my card completely. Every time there reply was that Sir, you make the minimum payment & we have taken the request of surrendering the card. You can drop the card at any ATM drop box after breaking it into 8 pieces. I did the same .I made them a payment of Rs.700 & dropped the card in ATM drop box along with a written request to close the account. Again there was a call for last payment, This time bank representative was asking for 1020 rs. & gave assurance about closing the card.

What I can do is only trust. If bank system is faulty then what can I do. If there is loopholes in the system & communication gap among the employees of bank . Now, by claiming hidden & concealed late fee charges, finance charges, this charges & that charges & taxes they have made an outstanding amount of Rs.53108/ & same they have taken from my saving account(Rather I would say they have stolen ).

Upper most thing is that no one at bank is ready to listen. I have got fed up during last 18 days asking for rectification of my case. I have been calling them rigorously but all are misbehaving. I requested Ms. Archana verma to have a meeting with me to clear me about my issue, whose number was given to me by one of bank representative explaining that Archana was the concerned officer for the case. But she kept on diverting me here & there & never agreed for meeting.

My complete cash flow for the month has come to a halt. I don’t have a single penny for last 20 days to spend on my basic day today necessities.

Dear Sirs,

I have been suffering for last 20 days & it’s a mental torture what they people are doing with me. I am in very much stress & unable to focus on anything in life as everything is disturbed due to their maltreatment.

They are simply giving me mental agony & harassment.

Dear Sirs,

My humble request to you all is to look into matter by giving some of your precious time & give me relief.

I shall be highly obliged to you all for this act.

Thanks & Regards,

Praveen Garg
[protected]

Dear Sir,

Please note that I was holding one Credit Card Bearing No. [protected] vide which we were making transactions & in the month of February'2008 we got a statement from HDFC Bank mentioning some billing of November'2007.

After asking from their call centre they have confirmed that this was the billing which was not been billed in earlier statement, whereas we were paying our all the due bills on time prior to february'2008. After asking for the proof slips for the said transactions & lot's of correspondence too, we were been informed that they would be sending the proofs with some charges on the same. We agreed for the same as well but till date they have not send us any proof, but whereas they are harrassing us time to time & some times abusing us for not making the payments. They have already holded my saving bank Account No. [protected] as well with HDFC Bank, 4/8, Roop Nagar Branch, New delhi.

Kindly look into the matter as they are harrassing us for demand of payment, which does not belongs to us & also calling at our residence numbers & using very ugly language.

Thanks & Regards,

Bobby Chadha

Dear Sir,
I am working with HDFC BANK LTD as a TEAM MANAGER at nainital branch(branch code 0810) & my EMP CODE was CVO7730 .I resigned from the above mentioned position in the month of june 2008, but after several reminders i have not yet received my Provident Fund till date i.e. 21/05/2009. I send mail to Mr. Nelson Dias, Mr. Sazeb Khan regarding the subject but sorry to say that i have not even received any mail from there side. So you are requested to do the needful at the earliest .
thanking you
regards
Your Sincerly
VIJAY SHAH
PH [protected]

Hi,

I would like to invite suggestions/guidance from the Experts in insurance sector on my case,

My profile : 59 Years Government Servant Retiring this year

1.) i have been approached by a DSA of HDFC Standard Life(HDFCSL), Indira Nagar, Lucknow in march 2008 for investing in their Pension plan for which i have to pay 1, 00, 000 premium (which is going to come from my retirement benefits) annually for the three years(Lock in period) .

2) I paid first premium of 1, 00, 000 and got policy papers which mentions i have to pay 1, 00, 000 Quarterly not annually .

3) After approaching to the Branch office HDFCSL indira nagar, Lucknow. i got to know that the person who sold policy to me is left the Job and a manager ( Mr Khanna) has taken charge. After explaining the matter he told me that "your investment is done in a scheme which is discontinued on 31 March, and since i know you better so trust me you will have only to pay only 1, 00, 000 annually".

4) Then on one fine day i got a notice that my policy is lapsed due to non payment of premium, after talking to the Operation Manager Mr KHANNA and Branch head MR RAO. they again convinced me to not to panic since the investment is not in policy so no worry of lapse, YOUR MONEY In SAFE HANDS".

5) After this i have written email to HDFC to know details of my case. They told your policy is lapsed due to non payment

6) Again i have contacted the HDFCSL branch and surprised to know that Mr KHANNA also left the branch. And the assurance YOUR MONEy In SAFE HANDS".

7) On 20th march 2009 i got call from HDFCSL for discussion on my post retirement investment, i told my case and the NEW OPERATIONS MANAGER explained me that, this is the case of wrong sale and now you have to pay only 25, 000 per quarter to keep your policy active and he will be sending new policy paper soon...you just need to sign a application for reduce premium. ...from that day ...there is long salience...


I am sure the HDFCSL Indira nagar brance, have done something with my money or the First manager Mr Khanna took away my money and not invested anywhere...or they have closed my case…...please guide me which legal steps i can take to recover my investment.

IF YOU NEED I CAN PROVIDE ALL THE PHONE NUMBERS and POLICY NUMBER

R/SIR
with due respect. I am Rajesh Kairon.i was working as CONTRACT SALES EXECUTIVE(CSE) in kaithal branch(525) haryana from 27-07-07 to 03-04-09. my employee code was CR08905&my salary a/c is [protected].this is my query that till yet i do not recieve my provident fund&Its no.because i need my p.f no.ihave to appear in sbi interview on 25-05-09.i request my team manager & D.S.M many times but they are not supporting me. now i am requesting you to release my p.f a/c no. &provident fund as soon as possible in my salary a/c.otherwise i will knock the door of the court
An early action in this regard will highly be appreciated.

Withregards
RAJESH KAIRON
CR08905
BRANCH KAITHAL(525)
[protected]

Hi Folks,
Cash was cash deposited to my minimum 5K balance Savings HDFC Account of Airport Road Branch Bengaluru from other branch which is Hissar in Haryana. A total around Rs. 110 was later deducted from my account. When I enquired the Customer Representative. He told that any Third Party Cash Deposit from different branch a charge of Rs. 110/- and service tax is applicable. I asked if this is same for Aalary account, he responded...

I am the legitimate & rightful Savings Bank Account i.e. S/B. A/C No.[protected], holder with HDFC, Chowpatty Branch, Mumbai - 400004. With reference to my letter dated 24th April’09 & dated 5th May’09 that were accepted and received by you / your office on 24th April’09 & 6th May’09 respectively, wherein I have categorically requested and demanded to issue me a Pass Book for my said Savings Bank Account with you as per the guide lines by the RBI. The Demand of Pass Book by the Savings Bank Account holder has not been met with despite demanding the same by submitting the letter and the reminder, which is a serious matter. Despite furnished you with a copy of the RBI guide lines and a circular / notification viz. RBI notification dated 4th Oct’06 Bearing No. RBI / 2006 – 07 / 139 DBOD. No.Leg.BC.32/09.07.005/2006-07.
The bank is blatantly violationg RBI norms by not issuing a pass book ( a booklet where in savings bank transactions can be recorded) and forcibly issuing statements of transactions. such bank should be taken to stringent action which doesnt respect the RBI guidelines.

Dear sir,


I have a S.B. A/c with HDFC Bank A/c No.[protected], the bank has hold my account on 11.09.2009 and debited Rs. 15697.91 from my account 26.09.2009, due to non payment of Credit Card No. [protected].

Sir, here I would like to tell you that I settled the account of my Credit Card No. [protected] on 13.12.2007 by Rs. 15000/- and I paid entire amount to the bank as per detail hereunder :-

Date Receipt No Amount Mode of Payment
18.12.2007 2627814 5, 000/- Cash
18.12.2007 2627815 500/- Cash
25.01.2008 5458320 1, 700/- Cash
23.02.2008 5622511 1, 800/- Cash
15.03.2008 5627025 2, 000/- Cheque
09.04.2008 5942207 2, 000/- Cheque
26.05.2008 6173725 1, 983/- Cash


One more thing I would like to tell you, on 26.05.2008 I received a phone call from the collection department that there is an outstanding Rs. 1983/- on your credit card, if your pay Rs. 1983/- today itself, NOC will be issued to you within 15 days, (letter copy enclosed, written to me by Factoring Service Pvt. Ltd., collection agency appointed by HDFC Bank) but I did’t received NOC from the bank.

Besides issue me NOC the bank has Hold my saving account No.[protected] and debited Rs. 15697.91 from my account.

Sir, I have written to HDFC Bank, Janak Puri, Branch including there Head Office, Regional Office but till date I did't get any response from them.

PRAY:-
[protected]

Sir, I deposited salary cheque on 04.09.2008 in the bank, for which the total amount of my salary was debited by the bank, 08 months has passed, and since then I am in big-big trouble due to financial crises.

I REQUEST YOU TO PLEASE LOOK INTO THE MATTER AND DO SOMETHING FOR ME.

I shall be VERY VERY thankful to you,

Sir, I AM IN BIG BIG TROUBLE BECAUSE OF MONEY PLEASE DO SOMETHING FOR ME ITS MY HUMBLE REQEUST TO RELEASE MY ACCOUNT AND CREDIT BY RS. 15697.91.

THANKS & REGARDS


(HARI KISHAN)
15/314, DR. AMBEDKAR NAGAR,
SEC-06,
NEW DELHI - 110062
MOB NO.[protected]

Dear,
I have not received my Two Wheelar laon Payment System. so please send this docquemnt Soft copy my email [protected]@yahoo.com and hard copy send my home address. Becuse I have not any information my loan Ecs so please send this my mail

Laon A/c No.14886154
Date 4/05/2009
Bike NO.7205
Satish Kumar Sharma

Good day Sirs,

Please note that the HDFC Standard life sold me this ULIP linked double benefit policy Youngster plus for a premium of RS 500, 000 /year for 20 years. While selling the policy i was told that the HDFC would take care of funds by switching funds when the market was down from equity to other funds, also that from the 2nd year i neednt pay the premium of 500, 000 but anything form 10000 to 500, 000 but my life insurance remaining the same ie 50, 00, 000. They have taken a charge of 30% upfront + other charges for ding nothing but making a poilcy. They did not even bother to check after they sold the policy. I am fully aware that the ULIP linked investments are risky, but product should not be sold on lies & false information. At present i have not revived my policy because i felt cheated. i have made one payment of RS 250, 000 out of which about 175, 000 was actually invested. The idea is to bring to your notice how a common man is cheated. Please do the needful

Dear Sir,
I Mustansir Taher Madarwala have open Saving A/c in HDFC BANK A/C No.[protected] on Oct, 08.
First time when I had gone to bank to verify my proof of address that time I had ask them if there is any charges for phone banking, the bank people said that they too don’t know. Then I had called to phone banking for inquiry whether they charge for phone banking or not. when i called they said there is no such charges, I also Confirmed to Mr. Mahesh who seat on a Help desk in HDFC Bank(Nair Hospital-Mumbai Central).
But When I received the Statement in March I was shocked to see that they had charged me around 500/-and till date they still charging me .I am unable to understand that why I will call there if I can access my net banking account from computers only.
So please help me in this Matter.

Titanium credit card no:- [protected]
IRCTC has returned my money R.S -4000 and was recived by HDFC in JANUARY 2008 . I have communicated on toll free no. [protected] but Ithey tell that they have done ADJUSTMENT OF THE CONCERNED AMOUNT whereas every purchase of mine was paid consecutively and till now i haven't any statement of adjustment.I also emailed HDFC to send the concerned statement to drive out my illusion against their crediblity but have not received any reply.
From: PADMAJA KUMARI
Titanium credit card no:- [protected]

I have an urgent requirement for which I approached HDFC bank Personal Loan having in mind that I have a Salary Account, so it will be easy and fast for me, but I had a worst experience in terms of Customer executives, the way of handling customer etc.
First of all they dont have the knowledge of the product or they dont want to inform the customer about all the things.Only the things you ask they will reply.
Next they wont tell you about all the documents at one go, they will tell it one by one and it will be your fault for the delay in loan.
Again the loan will get approved within 2-3 days but amount won't be credited to you at the time of your need.
Anyways, I don't know whether the bank will be taking any action or not, but at least in future the customers won't suffer if everything will be clear at the first time itself.

I had applied for a home loan to HDFC in the second week of December 2008 and offer given by them on 17th December 2008.Now due to some my personnel reason I have drop my idea to take a Home loan and request given to several times to HDFC for cancellation of home loan offer through E-mail. Please find the date:
1. 26.01.2009 to HDFC Jamnagar Branch representative.
2. 28.01.2009 to Grievance Redressal HDFC.
3. 05.02.2009 to Customer services HDFC.
4. 17.02.2009 to HDFC Jamnagar branch.
5. 19.03.2009 to Customer services HDFC.
6. 25.03.2009 to Grievance Redressal HDFC.
7. 02.04.2009 to Grievance Redressal HDFC.
8. 04.04.2009 to Grievance Redressal HDFC.
9. 10.04.2009 to Grievance Redressal HDFC.
10. 14.04.2009 to Customer services HDFC. & last reminder given today.

Please find copy of the request given to the bank mentioned below.

From:
MR RAVAL PRASHANT HASMUKHRAY,
Block No. 44/B, SECTOR 6,
RELIANCE GREENS,
MOTIKHAVDI,
JAMNAGAR 36140.
Mobile: [protected]
Date: 26th January 2009.

File No:[protected]/AM23 (Offer Date: 17th December 2008)
Service Center: JAMNAGAR
Place of Service: JAMNAGAR

To,
THE MANAGER,
HDFC BANK,
GROUND FLOOR, ALISHAN APPT.,
OPP. DEEP BHAVAN, BEDI BUNDER ROAD,
JAMNAGAR– 361008. TEL: 2664212/13/14
Sub: - Request for Cancellation of HOUSING LOAN offer (Offer date: 17-DEC-2008)
Dear Sir,
I would like to thank HDFC BANK, for their generosity offer of HOUSING LOAN
Dated: 17thDecember 2008.
I have to drop my idea to purchase of House for my personnel reasons, so I wouldn’t be able to
accept your offer of HOUSING LOAN. I would like to request you to return all my
original documents submitted with loan application and also, Loan processing fees
taken in advance.
Please find list of documents.
1. Loan application form (Original).
2. Copy of 3 Monthly salary slips. (Original) (Duly Attested)
3. Copy of latest PF balance Certificate.
4. Copy of latest form No. 16.
5. Copy of latest Tax Return.
6. Bank Statement copy for last six months showing of monthly Salary.
7. Photo I card – PAN card/ Voter – I card / Driving License (Duly Attested)
8. Residence Proof (Duly Attested)
9. Processing fees Cheque (Bank: ICICI Bank, Cheque no. 585853 & dated: 11th December 2008)
taken in advance.

Note : Please refer attached file if this mail is deliver in correct word formate.

Regards,
PRASHANT H RAVAL
Reliance Industries Limited
Jamnagar.
MOBILE: [protected]

Please help me to resolve my long awaited issue. I come to you with lots of hopes.

Dear sir/madam,

I have an HDFC salary savings account with account no [protected] at banjarahills branch. I got funds of Rs.2000 from Thrid party transfer. But the funds kept hold. I contacted my home branch today regarding the holded funds. They told to me that you have to contact credit card team as one of your credit card attached to your savings account. Then I contacted the credit card team regarding this one. They told to me that the funds had been kept hold as I have payment due towards my credit card.

But I had never accepted anywhere for auto payment for my credit card and anything like that one.

So please kindly help me out from this one.

Please find the attachments of net banking screen shots which shows information regarding my account

So please kindly do the needful

HI All,


I am jaswinder singh from Yamuna Nagar (Haryana).My contact Number is [protected]. I was having HDFC bank credit card.which was having limit of RS.15000. I dnt know hw my card is used on some internet sights n payment was paid in US $ . whan i got my account statment i was shocked to see that statment n same time i called to customer care .the customer care executive has blocked my card on same time.than that guy suggest me to write customercare for this n i wrote all the matter in mail from my Mail ID regarding hacking of my credit card .they people given revert me n send customer dispute form and i fill that form n send all the details to customer care.From the same day i am calling to customer care n sending mails also to Bank's customer care. all the things and the name n time is also showing which i have discussed with all customer care executivs.but my issue is still pending .And bank has made 28000 rs amount due to my side.NOw i was having 10000 Rs in my account that has been blocked by bank.Now i have got a latter that talk to Mr rahul in this regard.I am calling MR. rahul From last one week on his mobile number or on land line.But that champ is not picking my phone.If he picks my phn he says that m busy this time call me latter. kindly revert me that what to do.and where m wrong.Dear Bank Managmant kindly do the needfull.i have all mails from the month of november till today.i can show all the details.phn dialed to mr rahul from my bills details.

Warmest
Jaswinder singh
[protected]
[protected]@yahoo.com


see tha all mails sended by me to HDFC BAnk



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Customer ID: 22193341
Account No : [protected]
MY THIS ACCOUNT HAS BEEN BLOCKED COZ OF MY CREDIT CARD ISSUE.FROM THE DAY FRIST M SENDING MAILS TO UR CUSTOMERCARE N TALKING TO CUSTOMER CARE EXECUTIVES.BUT MY ISSUE IS STILL PENDING.AND MY 9500 RS. HAS BEEN BLOCKED.PLZ TELL ME THE CONCERN PERSON.MY CONTACT NUMBER IS [protected], kindly give me the concern persons contact number mail id or name on urgent basis.

JASWINDER SINGH
Branch Manager
Geojit BNP Paribas Financial Services Ltd
Karnal(Haryana) [protected]
Haryana.


--- On Mon, 11/5/09, Jaswinder singh <[protected]@yahoo.com> wrote:


From: Jaswinder singh <[protected]@yahoo.com>
Subject: Fw: RE:'HBL=[protected]' Credit card No -[protected]
To: customerservices.[protected]@hdfcbank.com
Date: Monday, 11 May, 2009, 3:16 PM





JASWINDER SINGH
Branch Manager
Geojit BNP Paribas Financial Services Ltd
Karnal(Haryana) [protected]
Haryana.


--- On Tue, 21/4/09, Jaswinder singh <[protected]@yahoo.com> wrote:


From: Jaswinder singh <[protected]@yahoo.com>
Subject: Fw: RE:'HBL=[protected]' Credit card No -[protected]
To: [protected]@hdfcbank.com
Date: Tuesday, 21 April, 2009, 4:39 PM


Dear sir/mam,

You can see this mail from the day frist...but i havn't got any feedback from your customer care side.many time i have talk to your executives but my issue is still pending and now i have got a latter in which bank have mentioned that they are putting my name in defaulter list...how it is possible.you plz clerify that whare i am wrong. From the day frist when i have got my card is misuseing. I talk to customer care get blcok my card n send a mail to catomercare.. i have sended cardholder dispute form but still my problam is pending...so kindly resolve my problam coz i am not liable to pay this money from the day frist...kindly do the needfull on urgent basis.

warmest


JASWINDER SINGH
Business Development Manager
ANAGRAM CAPITAL LTD.
E-Mail:-Jaswinder.[protected]@anagram.co.in
Panipat (Haryana) [protected]
Haryana


--- On Tue, 17/3/09, Jaswinder singh <[protected]@yahoo.com> wrote:


From: Jaswinder singh <[protected]@yahoo.com>
Subject: Fw: RE:'HBL=[protected]' Credit card No -[protected]
To: customerservices.[protected]@hdfcbank.com
Date: Tuesday, 17 March, 2009, 4:23 PM


Dear Sir /madam


yesterday i have talk to mr. harpreet in custmor care
Chandigarh in evening at near abt 5.30 pm he said that your card is blok this time and hare your detail is not showing i have told about your case to concern department they will contect you soon. But my
dispute is still pending.Kindly do
the needfull on urgent basis.



JASWINDER SINGH
Business Development Manager
ANAGRAM CAPITAL LTD.
E-Mail:-Jaswinder.[protected]@anagram.co.in
Panipat (Haryana) [protected]
Haryana


--- On Fri, 20/2/09, Jaswinder singh <[protected]@yahoo.com> wrote:


From: Jaswinder singh <[protected]@yahoo.com>
Subject: Fw: RE:'HBL=[protected]' Credit card No -[protected]
To: customerservices.[protected]@hdfcbank.com
Date: Friday, 20 February, 2009, 5:57 PM





JASWINDER SINGH
Business Development Manager
ANAGRAM CAPITAL LTD.
E-Mail:-Jaswinder.[protected]@anagram.co.in
Panipat (Haryana) [protected]
Haryana


--- On Fri, 20/2/09, Jaswinder singh <[protected]@yahoo.com> wrote:

From: Jaswinder singh <[protected]@yahoo.com>
Subject: Fw: RE:'HBL=[protected]' Credit card No -[protected]
To: customerservices.[protected]@hdfcbank.com
Date: Friday, 20 February, 2009, 3:20 PM





JASWINDER SINGH
Business Development Manager
ANAGRAM CAPITAL LTD.
E-Mail:-Jaswinder.[protected]@anagram.co.in
Panipat (Haryana) [protected]
Haryana


--- On Wed, 18/2/09, Jaswinder singh <[protected]@yahoo.com> wrote:

From: Jaswinder singh <[protected]@yahoo.com>
Subject: Fw: RE:'HBL=[protected]' Credit card No -[protected]
To: customerservices.[protected]@hdfcbank.com
Date: Wednesday, 18 February, 2009, 7:24 PM


fy 7

JASWINDER SINGH Business Development Manager ANAGRAM CAPITAL LTD.
E-Mail:-Jaswinder.[protected]@anagram.co.in
Panipat (Haryana) [protected]
Haryana


--- On Wed, 11/2/09, Jaswinder singh <[protected]@yahoo.com> wrote:

> From: Jaswinder singh <[protected]@yahoo.com>
> Subject: Fw: RE:'HBL=[protected]' Credit card No -[protected]
> To: customerservices.[protected]@hdfcbank.com
> Date: Wednesday, 11 February, 2009, 6:37 PM
> FY 6
>
> Dear Sir /madam,
>
> Last
> week i have talk to miss sandeep in custmor care in
> Chandigarh she said that now she will take care of my
> dispute but after that my request is still pending.Kindly do
> the needfull on urgent basis.
>
> Thanx & warm regards
>
> JASWINDER SINGH
> Business Development Manager
> ANAGRAM CAPITAL LTD.
> E-Mail:-Jaswinder.[protected]@anagram.co.in
> Panipat (Haryana) [protected]
> Haryana
>
> --- On Tue, 3/2/09, Jaswinder singh
> <[protected]@yahoo.com> wrote:
>
> From: Jaswinder singh <[protected]@yahoo.com>
> Subject: Fw: RE:'HBL=[protected]' Credit card No
> -[protected]
> To: customerservices.[protected]@hdfcbank.com
> Date: Tuesday, 3 February, 2009, 5:49 PM
>
>
>
>
>
>
> FY 5
>
>
> JASWINDER SINGH
> Business Development Manager
> ANAGRAM CAPITAL LTD.
> E-Mail:-Jaswinder.[protected]@anagram.co.in
> Panipat (Haryana) [protected]
> Haryana
>
> --- On Thu, 22/1/09, Jaswinder singh
> <[protected]@yahoo.com> wrote:
>
> From: Jaswinder singh <[protected]@yahoo.com>
> Subject: Fw: RE:'HBL=[protected]' Credit card No
> -[protected]
> To: customerservices.[protected]@hdfcbank.com
> Date: Thursday, 22 January, 2009, 11:29 AM
>
>
>
>
>
>
> FY 4
>
>
> JASWINDER SINGH
> Business Development Manager
> ANAGRAM CAPITAL LTD.
> E-Mail:-Jaswinder.[protected]@anagram.co.in
> Panipat (Haryana) [protected]
> Haryana
>
> --- On Tue, 30/12/08, Jaswinder singh
> <[protected]@yahoo.com> wrote:
>
> From: Jaswinder singh <[protected]@yahoo.com>
> Subject: Fw: RE:'HBL=[protected]' Credit card No
> -[protected]
> To: customerservices.[protected]@hdfcbank.com
> Cc: [protected]@yahoo.com
> Date: Tuesday, 30 December, 2008, 6:13 PM
>
>
>
>
>
>
> FY 3
>
>
> JASWINDER SINGH
> Business Development Manager
> ANAGRAM CAPITAL LTD.
> E-Mail:-Jaswinder.[protected]@anagram.co.in
> Panipat (Haryana) [protected]
> Haryana
>
> --- On Tue, 23/12/08, Jaswinder singh
> <[protected]@yahoo.com> wrote:
>
> From: Jaswinder singh <[protected]@yahoo.com>
> Subject: Fw: RE:'HBL=[protected]' Credit card No
> -[protected]
> To: customerservices.[protected]@hdfcbank.com
> Cc: jaswinder.[protected]@gmail.com
> Date: Tuesday, 23 December, 2008, 9:46 AM
>
>
>
>
>
>
> FY 2
>
>
> JASWINDER SINGH
> Business Development Manager
> ANAGRAM CAPITAL LTD.
> E-Mail:-Jaswinder.[protected]@anagram.co.in
> Panipat (Haryana) [protected]
> Haryana
>
> --- On Mon, 8/12/08, Jaswinder singh
> <[protected]@yahoo.com> wrote:
>
> From: Jaswinder singh <[protected]@yahoo.com>
> Subject: Fw: RE:'HBL=[protected]' Credit card No
> -[protected]
> To: customerservices.[protected]@hdfcbank.com
> Cc: jaswinder.[protected]@gmail.com
> Date: Monday, 8 December, 2008, 6:16 PM
>
>
>
>
>
>
> FY 1
>
>
> JASWINDER SINGH
> Business Development Manager
> ANAGRAM CAPITAL LTD.
> E-Mail:-Jaswinder.[protected]@anagram.co.in
> Panipat (Haryana) [protected]
> Haryana
>
> --- On Thu, 27/11/08, Jaswinder singh
> <[protected]@yahoo.com> wrote:
>
> From: Jaswinder singh <[protected]@yahoo.com>
> Subject: Fw: RE:'HBL=[protected]' Credit card No
> -[protected]
> To: customerservices.[protected]@hdfcbank.com
> Cc: jaswinder.[protected]@gmail.com
> Date: Thursday, 27 November, 2008, 11:24 AM
>
>
>
>
>
>
>
> Dear Sir/Madam,
>
> Earlier I hAve
> write that these transections are not belongs to me plz
> find the problan and resolve as soon as possible.i am
> sending the scan copy of bill and duly sign cardholder
> dipute form.kindly do the needfull in my fovour.
>
> Warmest
> JASWINDER SINGH
> Business Development Manager
> ANAGRAM CAPITAL LTD.
> E-Mail:-Jaswinder.[protected]@anagram.co.in
> Panipat (Haryana)
> Haryana
>
> --- On Fri, 11/21/08, HDFC Bank Credit Cards Support
> <customerservices.[protected]@hdfcbank.com> wrote:
>
> From: HDFC Bank Credit Cards Support
> <customerservices.[protected]@hdfcbank.com>
> Subject: RE:'HBL=[protected]' Credit card No
> -[protected]
> To: "[protected]@yahoo.com"
> <[protected]@yahoo.com>
> Date: Friday, November 21, 2008, 3:27 PM
>
>
>
>
>
>
> Dear Mr. Singh,
>
> We thank you for writing to us.
>
>
> This is further to your e-mail regarding the dispute on
> your card account.
>
> We understand that you are not in agreement with the
> transaction(s) incurred on your card account. We have
> attached the cardholder dispute form for your perusal.
> Kindly forward to us the completed form duly signed by
> you to enable us do the needful.
>
>
> The address for communication is
>
> HDFC Bank Cards Division
>
> PO BOX # 8654
> Thiruvanmiyur PO
> Chennai 600 041
>
> You may also fax the form duly signed by you to
>[protected].
>
> Alternatively the same may be dropped in any of the drop
> boxes placed at our ATMs for your convenience.
>
>
> You can also send us the filled in cardholder's
> dispute form as a scanned attachment to our e-mail address
> to enable us do the needful in this regard.
>
> On receipt of the completed form, we would proceed with
> further investigation and intimate you about the same.
>
> We wish to apprise you that the merchant name mentioned in
> the transaction slip may be different from that printed in
> your statement. In view of the same, we request you to
> recall the transaction with the date and amount and then get
> back to us in case of any discrepancy.
>
> We request you to forward a duly signed letter seeking card
> re-issue to the above given mailing address to forward anew
> card to your mailing address.
>
>
> Incase you seek further assistance or clarification please
> feel free to contact our Customer Service Executives at any
> of our 24 hour Call Center telephone numbers mentioned in
> the below URL.
>
>
> http://www.hdfcbank.com/personal/cards/popup_ccnumbers.htm
>
> Assuring you of our best service at all times,
>
> Regards,
>
> Lakshmi S
> Customer Service Officer
>
>
[protected][protected][protected][protected][protected][protected]
>
>
>
>
>
>
>
>
> Disclaimer :
> The information contained herein (including any
> accompanying documents) is
> confidential and is intended solely for the addressee(s).
> If you have
> erroneously received this message, please immediately
> delete it and notify
> the sender. Also, if you are not the intended
> recipient, you are
> hereby notified that any disclosure, copying,
> distribution or taking any
> action in reliance on the contents of this
> message or any
> accompanying document is strictly prohibited and is
> unlawful. The
> organization is not responsible for any damage caused by
> a virus or
> alteration of the e-mail by a third party or otherwise .
> The contents of
> this message may not necessarily represent the views
> or policies of
> HDFC Bank Ltd.
>
>
>
>
> "Disclaimer: The information contained herein
> (including any accompanying documents) is confidential and
> is intended solely for the addressee(s). If you have
> erroneously received this message, please immediately delete
> it and notify the sender. Also, if you are not the intended
> recipient, you are hereby notified that any disclosure,
> copying, distribution or taking any action in reliance on
> the contents of this message or any accompanying document is
> strictly prohibited and is unlawful. The organization is not
> responsible for any damage caused by a virus or alteration
> of the e-mail by a third party or otherwise .The contents of
> this message may not necessarily represent the views or
> policies of HDFC Bank Ltd. "
>
>
>
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dear sir/ madam

my self Kumar.S working for HBL GLOBAL PVT LTD, MUMBAI. Location MYSORE (KARNATAKA) from 2007 to 2008 i have not receive my P.F amount till date and also i dont know the details of P F so pls clear my P.F amount as soon as possible my P.F Reference NO.MH[protected] and my Employee code NO. K05871 pls do the need ful
with thanks

regards
Kumar.S

Sir,
Myself Amit Sharma i am using a hdfc bnk credit card from lst 2 years and i am regularly paying the minimum amount due for the card from last 2 years. the limit of my card is 15000. and inspite of paying the minimum amount due regularly the bank is showing total outstanding of rs 30, 000. i asked the bank for my account statement so that i can tally the payments but they are not ready to provide. and giving me threatening calls regularly. Plz Help

Thanx and Regards

Amit Sharma

Sir,
I have applied for a new car (OPTRA MAGNUM) loan few days ago, and the following sms :

[protected][protected][protected][protected][protected][protected][protected]---...⇄
From: AD-HDFCBANK
At 4/25/2009 6:11 PM

Dear Customer Yr appln of Auto Loan A/c No.14825916 for a Chevrolet Optra Magnum 2.0 Lt is Approved.Our rep will call you shortly. Rgds HDFC Bank T&C Apply
[protected][protected][protected][protected][protected][protected][protected][pr...⇄
I Received from HDFC. But car Dealer (PADAM MOTORS PATIALA) totally denied that any draft or check they received send by the HDFC..

I again lodge my complaint to HDFC and received the above sms as well as email reply that on[protected] my check was delivered to the dealer.

now i have to buy a new car but loan is not send by HDFC which is totally professional misconduct on the part of HDFC Ban. I WILL SUE THEM IN CONSUMER COURT.

from

RKPAUL
ADVOCATE
sangrur




From: AD-HDFCBANK

At 4/25/2009 6:11 PM

Dear Customer Yr appln of Auto Loan A/c No.14825916 for a Chevrolet Optra Magnum 2.0 Lt is Approved.Our rep will call you shortly. Rgds HDFC Bank T&C Apply

I applied for home loan in SBI. In my home loan request following are the facts :-

1. Legal papers of property are OK
2. Technical survey is OK
3. My home loan Eligibility is OK
4. Personal documents are OK
5. Guarantor documents are OK
6. Property market value is very good

Based on CIBIL report, Only creditworthiness is NOT OK.

From CIBIL report some 3 credit card issues are reflecting, and these were not in my knowledge until SBI informed me.
In case of SCB the card was issued on Date:[protected] and issue was reported to CIBIL on immediately it was closed on Date:[protected] . Here some amount is overdue, reason is that I paid amount to HDFC on time. But in their system it was showing late payment and they started charging late fees for the same. I made lot of communication with bank, and again I am doing it for clarifying that there is no fault from my side.
Last year this was settled (Even though there was no fault from my side). But still my name is apprearing in defaulters list of CIBIL.

Even in case if they don't take action on the same, then whether it is so improtant to consider such illogical credit card issues for approving big home loan.

I am financially very stable. My assets, my home loan repayment in past 2 years, my salary, No cheque bouncing proves it.
I feel that government is not having any control on credit card issues. Customer are being harrassed by banks. According to me nobody should take a credit card.