HDFC Bank Complaints & Reviews

I had taken a home loan from HDFC Limited more than 2 years ago. As part of the contract I was required to pay 2% should I wish to pre-pay my loan. When SBI came up with a new scheme of 8% fixed interest for one year, I decided to swap my loan to SBI. I took a final loan account statement from HDFC to pre-pay the loan. The statement showed 2% pre-payment charge.

However, when it came to actual disbursement HDFC increased the pre-payment fees to 3%. Even thought the statement I had says 2% charges, I was made to pay 3% charges. I am now going to take whatever actions I can against 3% because I believe this is clearly a restrictive act on behalf of HDFC to stop customer to going to abother competitive bank.

I would urge evebody to reconsider your decision to take loans from HDFC Limited because they can increase charges as and when they need.

Dinesh Jangid
[protected]

On registering 5 billers through the Billdesk portal of the bank website, details of three registrations out of five were wrongly reflected by the bank. Even though the confirmation screen showed correct data, the hard copy that I received showed the discrepancies.
The bank even allowed a transaction with one of the wrongly reflected accounts and the amount was debited from my account.
On complaining to the bank, the process was even lengthier. I had to de-register from the service (only possible by personally visiting the bank branch) and come back and register on-line, but then again I have the fear that again my registration details would be wrongly reflected.
Till date I have found that the service of the bank is good. But, if the bank provides services through third-parties, I believe it is the duty of the Bank to ensure that the service is good & maintained. Even minor deficiencies in such third-parties could devalue the image of the bank as here we are dealing with on-line transactions, and everyone has extra fears with on-line frauds being so rampant in the past (and even existing today)
Best Regards,
Jude Soares ([protected]@gmail.com)

Hi Pehredar,

This is in reference to my HDFC Card Number : [protected].
There was few fraudulent charges on Credit Card on 03/05/2009 by the Merchant name of AUTO CARE-PETROL FARIDABAD Rs 1107 & Rs 1025. I was out of town in that week with my family. Once I get to know the charges on my credit card I called Customer Care for the same & request them to close my card.

I spoke to customer services manager Kavita & she said the charges will be investigated n will be taken off from my account if found incorrect & told me not to make further payment on this bec this process will take maximum 45 days.

Days were keep on passing but there was no clue for my complain lodge to them.

One day an executive visited my place & asked me to filled a form.

I did that & gave him the copy of my credit card with the written letter too.

But after few days I called CC but they said they didn't received any of my information.

So I again faxed them the proof.

It was more then 6 months & nothing happen till that day.

I was keep on getting collection call from the recovery department & bad people was frequently visiting my home for the amount.

After few months I got the statement from the bank showing that the charges has been reversed to me but they were not ready to take off the Late fee & Finance Fee.

I wanted to pay off the balance which I used without LC & FC but they were not ready to cooperate with me.

Then what most shocking happened was that after few months whose charges which was reversed was again charged in my statement.

Now I am getting regular call on this & they are ready to settle my account for Rs 2000.

But I want you to please help me in this because if I will go for the settlement then my credit history (CIBIL) will be effected.

If you could help me out in resolving this issue via getting my LC & FC removed from my account so that I can pay Rs 2619.24 for my usage then it will be a great help for me.

Regards,
Aashish Verma
[protected]
[protected]@yahoo.com

----- Forwarded Message ----
From: Aashish Verma <[protected]@yahoo.com>
To: [protected]@hdfcbank.com
Cc: HDFC Bank <customerservices.[protected]@hdfcbank.com>
Sent: Sunday, 28 September, 2008 4:00:30 PM
Subject: Re: 'HBL=[protected]' Fw: [protected]


Hi Mr Giridhar,

I got a letter from your department about my outstanding of Rs 4644.69 on my credit card ([protected]). Though i got a credit for the fraudulent charges on my account but as it was instructed to me by the Customer Service Manager for not to pay ANYTHING on my card till the time investigation is going on. I did the same. Now as the card is permanently suspended so i want to clear my outstanding balance done by me for Rs 2619.24.

So in that regards please review my account my process the waiver of all the Late Charges & Finance Charges levied on the account & send me a new stmnt so that i can pay.

OR ELSE U WONT GET A SINGLE PENNY !!!


Regards,
Aashish Verma


----- Original Message ----
From: Aashish Verma <[protected]@yahoo.com>
To: HDFC Bank Credit Cards Support <customerservices.[protected]@hdfcbank.com>
Sent: Wednesday, 27 August, 2008 12:46:08 PM
Subject: Re: 'HBL=[protected]' Fw: [protected]


Hi,

I spoke with Risk department & they r saying to lodge a complain again so that the case can be refereed to risk dep again.

Plz do the needful

Attention : Kavita (CS Manager)

Regards,
Aashish Verma




----- Original Message ----
From: HDFC Bank Credit Cards Support <customerservices.[protected]@hdfcbank.com>
To: Aashish Verma <[protected]@yahoo.com>
Sent: Tuesday, 26 August, 2008 12:14:48 PM
Subject: RE:'HBL=[protected]' Fw: [protected]


Dear Mr. Verma,

We thank you for writing to us.

We observe that you have been greatly inconvenienced and we sincerely regret for the inconvenience caused to you.

We understand your concerns regarding the fraudulent transaction. We would like to inform you that we are looking into your query sincerely and will respond to you shortly. We request you to kindly bear with us in the interim.

Incase you seek further assistance or clarification please feel free to contact our Customer Service Executives at any of our 24 hour Call Center telephone numbers mentioned in the below URL.

http://www.hdfcbank.com/personal/cards/popup_ccnumbers.htm

Assuring you of our best service at all times.

Regards,

Rajeshwari
Customer Service Officer

[protected][protected][protected][protected][protected][protected]
Disclaimer :
The information contained herein (including any accompanying documents) is confidential and is intended solely for the addressee(s). If you have erroneously received this message, please immediately delete it and notify
the sender. Also, if you are not the intended recipient, you are hereby notified that any disclosure, copying, distribution or taking any action in reliance on the contents of this message or any accompanying document is strictly prohibited and is unlawful. The organization is not responsible for any damage caused by a virus or alteration of the e-mail by a third party or otherwise . The contents of this message may not necessarily represent the views or policies of HDFC Bank Ltd.

----- Forwarded Message ----
From: Aashish Verma <[protected]@yahoo.com>
To: HDFC Bank <customerservices.[protected]@hdfcbank.com>
Sent: Saturday, 23 August, 2008 11:22:25 AM
Subject: Fw: [protected]


Any Updates on my credit card ?????????????????????

Regards,
Aashish

[protected]


----- Forwarded Message ----
From: Aashish Verma <[protected]@yahoo.com>
To: customerservices.[protected]@hdfcbank.com
Cc: [protected]@aajtak.com
Sent: Saturday, 19 July, 2008 7:35:26 PM
Subject: Fw: [protected]


Hi,

This is to inform you that its been more than 3 months i have still not got any revert abt my Credit Card Fraud Status & ur collection agency is calling me harassing /abusing me & my family. I would request you to let me know the status ASAP.

Collector Name # Shyam Lal Chaudhary from Connaught Palace(New Delhi)
Phn Numb #[protected],[protected],[protected]

Regards,
Aashish

[protected]


----- Forwarded Message ----
From: Aashish Verma <[protected]@yahoo.com>
To: HDFC Bank <customerservices.[protected]@hdfcbank.com>
Sent: Sunday, 22 June, 2008 7:43:14 PM
Subject: [protected]


Hi,

This is to inform you that i have already reported fraud on my credit card ([protected]). I have also faxed you the proof but now i have got the new statement in which there is Late Charges & Finance Charges.

People from your collection department are coming/calling me & harrasing me.

Plz review my account and let me know the details abt the same ASAP.

Feel free to revert on [protected] from 4 PM to 4 AM IST

Regards,
Aashish

Hello sir,

I am Hemanth Kumar Naraparaju. I applied pre-approved loan in HDFC bank at the amount of 60, 000Rs. for 2 years. My loan is rejected because of the following reason.

Reason: My name is Hemanth Kumar Naraparaju DOB as 04/07/1981. Same name with same DOB Hemanth Kumar some other person has took the loan for the purpose of Two Wheeler in CENTURION BANK. He did not pay the installments at the right time to the bank. 11 installments has due to the bank. I went to the CENTURION BANK in M.G. Road Bangalore and gave a complaint to the bank people regarding this issue. He checked each and every thing for this information. Surname(Naraparaju) is not matching with that person. And also Mailing Address is not matching with me. I dont know how it happens as exactly same as my name with same DOB. The CENTURION BANK executive call to that customer both in mobile number and also office number. No phone is working what he gave to that bank people.

For the above reason my application is rejected. Really sir I suffered a lot for this issue, and also I am roaming to the bank dialy and making the calls to the bank people. If some other person has done something, why should I suffer for that one. Is there anything reasonable in this issue? Actually I gave all the required documents to the bank people like Company I.D card, Passport, Salary Slip, etc. My colleagues got approved within 2 days. What happened to me sir? Same company with same documents each and everything is correct but my loan till not approved. I already sent one mail to the bank people regarding this issue and now i am sending second time. My colleague gave the number he got approved. Therefore, I am also applied for the pre approved loan which is already eligible in my account. Already 10 days past for applying the loan.

Pls help me a lot for this issue sir,

Yours sincerely,

Hemanth Kumar.N



Application Ref.No.14910579

HDFC BANK A/C No.(M.G.Road Bangalore ) :[protected]

Loan Agreement Number (CENTURION BANK): 90053097

My Mobile Number:[protected]

Customer I.D:22146469

I have an HDFC Womens Gold Card No [protected] and I had used the same for purchase of my family air tickects for the holidays. The purchase was doen on assurance of the customer care officer that I shall get a cash back of 5% of the amount upto a max of Rs. 1000 per month provided the bill for the month was more than 35000. This being a good assured offer I opted for the same. However, when the stament for the next month came theire was no cash back offered.
I have been repeatedly trying and have lodged a complain with them, howevr they are just avoiding my compalint and giving me lame excuses.
As they have cheated me I would like to register this complaint against them in this forum. I would have got better deals buying tickets on www.makemytrip.com or other similar sites. Just by the words of their customer care officer and after confirming with him more than twice, I took this step.
Now they tell me that the terms and conditions are not valid for this card.
By doing so thay have only shown how their team is cheating its customers.
Please take neccessary action against such fraud credit card issuing banks and get me by due cash back with compensation for the mental agony they have given to me and my Husband

Isha sharma.

me maria george want to make a complaint against Hdfc Bank ltd.the Employees in this bank are harrased and the life becomes hell after joining this bank.
employees are not allowed to take leave even if they have sufficient balance also they have been told by the Branch Managers" leave is not your right" i think HDFC bank Hr has forgotton that there exist Labour office.
Employees has to work till late hours from 9 to...

i AM FORWARDING A COPY OF THE REPRESENTATION TO THE MANAGER OF THE HDFC BANK DT. 16TH MARCH TO WHICH THEY HAVE NOT REPLIED SO FAR.


The Manager,
HDFC Bank
Shimla.

Sub: Misrepresentations and Malpractices of your bank on opening of Current Account.

Dear Sir,

This is in continuation of the various personal representations to your staff and yourself on umpteen occasions regarding the “AMB CHARG ”of Rs. 1000 being debited to our account every month along with Service taxes of Rs. 120.00

At the insistence of your marketing staff a Current A/c No. [protected] was opened in my firms name M/s Aditi Enterprises. At the time of opening the account Ms. Ekta Sood representing the HDFC Bank explicitly stated that I am required to deposit Rs. 75000/- and maintain this balance for 30 days after which this account would be a zero balance account and the sum of Rs. 75000/- could be withdrawn thereafter, No charges will be charged and there would be no need to maintain a minimum balance.

However, contrary to this, since the month of September 08 every month a sum of Rs. 1000 along with service charges is being debited to our account. I have constantly represented against this but each time have been assured that this is a mistake by the bank and will be rectified at the earliest.

Unfortunately six months have passed and no action has been taken till date, in spite of repeated assurances from all the bank officers. There seems to be a general attitude of misrepresentation without putting words to action.

You are therefore urged to immediately credit to our account a sum of Rs. 5600/- which has been illegally debited from our account and also ensure that these charges are not debited in the future, failing which we will have no recourse but to initiate proceedings and seek redressal in the appropriate legal forum.

Manager

HDFC BANK



SUB : Regarding CIBIL Status of My Credit Card.



Dear Sir/Madam

This is for your kind information that I am using HDFC bank credit card from last 2 years.
Till the date from my side there is no due is pending of card my card no is [protected].(Platinum Plus Card).
Now I have applied personal loan in Fullerton bank and then they have told me that HDFC BANK has given my name in CIBIL because there sum dues is pending of credit card on the date of 03/06/2007.
I have done so many calls to customer care services but I have not get any positive response now you tell me if I have done all payments on time why you had put my name on CIBIL.
And if you had not put my name in CIBIL than kindly send me the CIBIL status from your side on my mail.
Other wise I have to take help from consumer court and I have already discussed with my lawyer. He suggested me first write a mail to you.
Kindly provide me the detail of jun and july 2007 statement of my card so that I will clear my name from CIBIL.
Other wise I will to take a help from Court.
Kindly take is very serious.

Thanks and regards

Arun Kumar Soni

[protected]
Sri Ganganagar

Dear All,




I have left the ADFC PVT ltd (working for HDFC Bank Ltd) in year 2008 and there after I Want to submitt PF withdrawal form request but I have not get the PF Account no and the releavent address.

I was working in hdfc banks customer care branch at Deer Park (New delhi) reporting to Mr. Kapit Gupta.



Pls provide my PF account no and the comlete address where to apply.




Name Ajay kumar verma
Emp code. 28119
Location. Deer Park, (503) new delhi.
Date of joinin. 01/07/08





Regards
Ajay kumar verma
[protected]

I had purchased 100 shares of HDFC Bank from one Mr SHIV KUMAR JINDAL, Folio No 66712213 in 1987. I could not get them transferred in my name at that time. Now when I approached the company I have been informed that these shares have been transferred to a demat account. I have also come to know that Mr Jindal expired about 6 years ago. Kindly advise me how to proceed in this matter.

Dear Sir, T

This is to surprised that courier not received but i have checked the status on the net you have delivered by 15 may 2009,

kindly note the reference no. HBN[protected], AIR WAY BILL NO. [protected]
REPLY AS FAST AS POSSIBLE OTHER WISE WE WILL PUT YOU SOME LEGAL INSTRUMENT AGAINST YOU COMPANY

NEERAJ CHAUHAN
HO.NO. 357, NITI KHAND-1, F-3,
INDERAPURAM GHAZIABAD-201001

CELL NO: [protected]

Dear Sirs,

I am having a salary saving account in HDFC Bank under account no. [protected] in A-12, Shopping Mall, DLF Qutub enclave, Phase 1, Gurgaon, Haryana -122002 Branch. There was a fund transfer of an amount of Rs.14750 & Rs.51348/- from my office as on 30th April 2009 to my salary account. I withdrew Rs.10000/- as on 03rd of may 2009 & used 2690 through my debit card. Further When I checked my account on 5th of may 2009, I was shocked to see the available balance as Rs.685.43. I immediately contacted customer care & was told that amount had been put on hold by credit card department & I needed to contact credit card department.

I, then visited to my home branch & asked for a meeting with Branch Manager at helpdesk. In reply they asked to meet Mr. Rangi upstairs. I met Mr. Rangi & he was unable to solve my problem. When I asked him for the relevant documents where I had authorize the bank to deduct my money without my concern, he gave me a piece of paper(copy is attached herewith) mentioning name of some Mr. Gaurav Sharma of credit card division from Rajouri Garden whom I could not meet till date after my numerous efforts.

I had to visit many times to Rajouri Garden office after having known the fact that credit card office is located there. But, to my surprise, no one is there to listen to customers. The guards over there treat the customers as they are notorious criminals. After wasting my whole day, handling with guards & going up & down as lift machines were not working, I again came back without any result. During my second visit I became somewhat aware about the structure of the bank divisions, which are spread over a length of eight floors over there. At sixth floor there is customer care services but customer does not have right to meet the bank representative, however he/she can call upon phone & representative will keep on repeating the mugged up lines without listening or understanding the customers concern & grievance.

After my rigorous efforts I was connected to Mr. Janit, Manager in customer care division. First he also repeated the same wordings but when he came to know that customer is educated & have some knowledge, he listened & asked to meet Some Mr. Puneet oberoi at fifth floor. Again it took me 1 hour to approach Mr. Puneet oberoi, who in turn treated very rough & simply asked who gave his number & name. He asked me to call Janit in front of him. He said he was senior manager & how dare someone could be to give his reference to any customer. His wordings were very rude & was shouting like anything saying “I am not sitting for you”. He suggested to write mails or call customer care, problem would be solved from there only. I am mentioning these whole things just to highlight the way of treatment to customers by bank officials & it was happening with each & every customer but people avoid to complaint keeping in mind that in India every thing has to bear.

In fact they are cheating the customers with concealing hidden conditions and not redressing the grievances of the complainant who made complaints with regard to poor customer service on number of occasions, and indulging in to Unfair Trade Practice. They are claiming the hard earned money of medium group by so many fraud commitments.

In My case, I had requested many times to credit card team on telephone(as there is no other way to reach them) to close out my card completely. Every time there reply was that Sir, you make the minimum payment & we have taken the request of surrendering the card. You can drop the card at any ATM drop box after breaking it into 8 pieces. I did the same .I made them a payment of Rs.700 & dropped the card in ATM drop box along with a written request to close the account. Again there was a call for last payment, This time bank representative was asking for 1020 rs. & gave assurance about closing the card.

What I can do is only trust. If bank system is faulty then what can I do. If there is loopholes in the system & communication gap among the employees of bank . Now, by claiming hidden & concealed late fee charges, finance charges, this charges & that charges & taxes they have made an outstanding amount of Rs.53108/ & same they have taken from my saving account(Rather I would say they have stolen ).

Upper most thing is that no one at bank is ready to listen. I have got fed up during last 18 days asking for rectification of my case. I have been calling them rigorously but all are misbehaving. I requested Ms. Archana verma to have a meeting with me to clear me about my issue, whose number was given to me by one of bank representative explaining that Archana was the concerned officer for the case. But she kept on diverting me here & there & never agreed for meeting.

My complete cash flow for the month has come to a halt. I don’t have a single penny for last 20 days to spend on my basic day today necessities.

Dear Sirs,

I have been suffering for last 20 days & it’s a mental torture what they people are doing with me. I am in very much stress & unable to focus on anything in life as everything is disturbed due to their maltreatment.

They are simply giving me mental agony & harassment.

Dear Sirs,

My humble request to you all is to look into matter by giving some of your precious time & give me relief.

I shall be highly obliged to you all for this act.

Thanks & Regards,

Praveen Garg
[protected]

Dear Sir,

Please note that I was holding one Credit Card Bearing No. [protected] vide which we were making transactions & in the month of February'2008 we got a statement from HDFC Bank mentioning some billing of November'2007.

After asking from their call centre they have confirmed that this was the billing which was not been billed in earlier statement, whereas we were paying our all the due bills on time prior to february'2008. After asking for the proof slips for the said transactions & lot's of correspondence too, we were been informed that they would be sending the proofs with some charges on the same. We agreed for the same as well but till date they have not send us any proof, but whereas they are harrassing us time to time & some times abusing us for not making the payments. They have already holded my saving bank Account No. [protected] as well with HDFC Bank, 4/8, Roop Nagar Branch, New delhi.

Kindly look into the matter as they are harrassing us for demand of payment, which does not belongs to us & also calling at our residence numbers & using very ugly language.

Thanks & Regards,

Bobby Chadha

Dear Sir,
I am working with HDFC BANK LTD as a TEAM MANAGER at nainital branch(branch code 0810) & my EMP CODE was CVO7730 .I resigned from the above mentioned position in the month of june 2008, but after several reminders i have not yet received my Provident Fund till date i.e. 21/05/2009. I send mail to Mr. Nelson Dias, Mr. Sazeb Khan regarding the subject but sorry to say that i have not even received any mail from there side. So you are requested to do the needful at the earliest .
thanking you
regards
Your Sincerly
VIJAY SHAH
PH [protected]

Hi,

I would like to invite suggestions/guidance from the Experts in insurance sector on my case,

My profile : 59 Years Government Servant Retiring this year

1.) i have been approached by a DSA of HDFC Standard Life(HDFCSL), Indira Nagar, Lucknow in march 2008 for investing in their Pension plan for which i have to pay 1, 00, 000 premium (which is going to come from my retirement benefits) annually for the three years(Lock in period) .

2) I paid first premium of 1, 00, 000 and got policy papers which mentions i have to pay 1, 00, 000 Quarterly not annually .

3) After approaching to the Branch office HDFCSL indira nagar, Lucknow. i got to know that the person who sold policy to me is left the Job and a manager ( Mr Khanna) has taken charge. After explaining the matter he told me that "your investment is done in a scheme which is discontinued on 31 March, and since i know you better so trust me you will have only to pay only 1, 00, 000 annually".

4) Then on one fine day i got a notice that my policy is lapsed due to non payment of premium, after talking to the Operation Manager Mr KHANNA and Branch head MR RAO. they again convinced me to not to panic since the investment is not in policy so no worry of lapse, YOUR MONEY In SAFE HANDS".

5) After this i have written email to HDFC to know details of my case. They told your policy is lapsed due to non payment

6) Again i have contacted the HDFCSL branch and surprised to know that Mr KHANNA also left the branch. And the assurance YOUR MONEy In SAFE HANDS".

7) On 20th march 2009 i got call from HDFCSL for discussion on my post retirement investment, i told my case and the NEW OPERATIONS MANAGER explained me that, this is the case of wrong sale and now you have to pay only 25, 000 per quarter to keep your policy active and he will be sending new policy paper soon...you just need to sign a application for reduce premium. ...from that day ...there is long salience...


I am sure the HDFCSL Indira nagar brance, have done something with my money or the First manager Mr Khanna took away my money and not invested anywhere...or they have closed my case…...please guide me which legal steps i can take to recover my investment.

IF YOU NEED I CAN PROVIDE ALL THE PHONE NUMBERS and POLICY NUMBER

R/SIR
with due respect. I am Rajesh Kairon.i was working as CONTRACT SALES EXECUTIVE(CSE) in kaithal branch(525) haryana from 27-07-07 to 03-04-09. my employee code was CR08905&my salary a/c is [protected].this is my query that till yet i do not recieve my provident fund&Its no.because i need my p.f no.ihave to appear in sbi interview on 25-05-09.i request my team manager & D.S.M many times but they are not supporting me. now i am requesting you to release my p.f a/c no. &provident fund as soon as possible in my salary a/c.otherwise i will knock the door of the court
An early action in this regard will highly be appreciated.

Withregards
RAJESH KAIRON
CR08905
BRANCH KAITHAL(525)
[protected]

Hi Folks,
Cash was cash deposited to my minimum 5K balance Savings HDFC Account of Airport Road Branch Bengaluru from other branch which is Hissar in Haryana. A total around Rs. 110 was later deducted from my account. When I enquired the Customer Representative. He told that any Third Party Cash Deposit from different branch a charge of Rs. 110/- and service tax is applicable. I asked if this is same for Aalary account, he responded...

I am the legitimate & rightful Savings Bank Account i.e. S/B. A/C No.[protected], holder with HDFC, Chowpatty Branch, Mumbai - 400004. With reference to my letter dated 24th April’09 & dated 5th May’09 that were accepted and received by you / your office on 24th April’09 & 6th May’09 respectively, wherein I have categorically requested and demanded to issue me a Pass Book for my said Savings Bank Account with you as per the guide lines by the RBI. The Demand of Pass Book by the Savings Bank Account holder has not been met with despite demanding the same by submitting the letter and the reminder, which is a serious matter. Despite furnished you with a copy of the RBI guide lines and a circular / notification viz. RBI notification dated 4th Oct’06 Bearing No. RBI / 2006 – 07 / 139 DBOD. No.Leg.BC.32/09.07.005/2006-07.
The bank is blatantly violationg RBI norms by not issuing a pass book ( a booklet where in savings bank transactions can be recorded) and forcibly issuing statements of transactions. such bank should be taken to stringent action which doesnt respect the RBI guidelines.

Dear sir,


I have a S.B. A/c with HDFC Bank A/c No.[protected], the bank has hold my account on 11.09.2009 and debited Rs. 15697.91 from my account 26.09.2009, due to non payment of Credit Card No. [protected].

Sir, here I would like to tell you that I settled the account of my Credit Card No. [protected] on 13.12.2007 by Rs. 15000/- and I paid entire amount to the bank as per detail hereunder :-

Date Receipt No Amount Mode of Payment
18.12.2007 2627814 5, 000/- Cash
18.12.2007 2627815 500/- Cash
25.01.2008 5458320 1, 700/- Cash
23.02.2008 5622511 1, 800/- Cash
15.03.2008 5627025 2, 000/- Cheque
09.04.2008 5942207 2, 000/- Cheque
26.05.2008 6173725 1, 983/- Cash


One more thing I would like to tell you, on 26.05.2008 I received a phone call from the collection department that there is an outstanding Rs. 1983/- on your credit card, if your pay Rs. 1983/- today itself, NOC will be issued to you within 15 days, (letter copy enclosed, written to me by Factoring Service Pvt. Ltd., collection agency appointed by HDFC Bank) but I did’t received NOC from the bank.

Besides issue me NOC the bank has Hold my saving account No.[protected] and debited Rs. 15697.91 from my account.

Sir, I have written to HDFC Bank, Janak Puri, Branch including there Head Office, Regional Office but till date I did't get any response from them.

PRAY:-
[protected]

Sir, I deposited salary cheque on 04.09.2008 in the bank, for which the total amount of my salary was debited by the bank, 08 months has passed, and since then I am in big-big trouble due to financial crises.

I REQUEST YOU TO PLEASE LOOK INTO THE MATTER AND DO SOMETHING FOR ME.

I shall be VERY VERY thankful to you,

Sir, I AM IN BIG BIG TROUBLE BECAUSE OF MONEY PLEASE DO SOMETHING FOR ME ITS MY HUMBLE REQEUST TO RELEASE MY ACCOUNT AND CREDIT BY RS. 15697.91.

THANKS & REGARDS


(HARI KISHAN)
15/314, DR. AMBEDKAR NAGAR,
SEC-06,
NEW DELHI - 110062
MOB NO.[protected]

Dear,
I have not received my Two Wheelar laon Payment System. so please send this docquemnt Soft copy my email [protected]@yahoo.com and hard copy send my home address. Becuse I have not any information my loan Ecs so please send this my mail

Laon A/c No.14886154
Date 4/05/2009
Bike NO.7205
Satish Kumar Sharma