HDFC Bank Complaints & Reviews

I have opened my saving account with HDFC Bank (a/c no. [protected])in July 2008. I received only my Debit Card and cheque book but july onwards I didn't received any other document as well as my bank statement. I have complained so many times in customer care but they don't care. They are just misguiding. I also visit my branch (Musud Pur, Vasant Kunj, New Delhi-110070) but all in vain.
This is not a complaint against any individual or a Bank, but a letter to show how customers are cheated with false promises.
I need my bank statement for taxation purpose.

Vivek Kumar

i always pay my credit card bill on time last month too i paid on 10 march, which was my last date i paid through atm transfer and my problem started from that day .



on 20 march i got a sms from hdfc bank for billing ammount 357/-rs apporox., which was included "late payment charges of 100/- rs " i dont know why bank put l.p.charges on my card .



i called one 41514332one of executive picked the phone, i asked her why this charges put on my statement her answer was b cos i paid on 10 march, according to me bank give me 20 day payment time from statement date but she was teaching me that i was wrong i have to pay on every 8 of month .i told her if i calculated 20 days from 18 march than it will end on 10 march but invain .she told me " sir aapko itna bhi nahi pata ki late payment par bank to charge lagayega hee and ye to dene hee honge ".



i got frushtrated and disconnected the phone .Again i called 41514332 same day your other executive picked up and confirmed that it fault by bank and she is forwarding my complaint for reversal of late payment charges after her assurance i paid 250 rs (bill was of 357 rs )



Today[protected], i called again b cos i again got bill for 97 rs and i talked to ms .REKHA at 41514332, again she started teaching me about my charges she told me THAT THERE IS NO COMPLAINT FOR REVERSAL OF L.P.Chrages, and she too told me to calculate from jan 09 & but after a long hectic 'debate" she too agreed that it is mistake on HDFC bank end .





I AM COMPLAINING FROM LAST 6 MONTHS THAT I AM GETTING MY HARD COPY on staircase or near to garbage area, your executives told me that it is not banks fault they told me to communicate to the courier company on my end & rectify the problem .we have 3 gold cards in family and every one is facing same problem .



only thing i can say that few of your executive can spoil your company IMAGE . I am complaining on this site by sparing time b cos i believe that my effort can help HDFC bank to do better for your clients .

On April 4th I tried to withdraw 5, 200-00 from a non HDFC Atm i was unable to withdraw the cash as I was using a International Debit card, not accepted at few ATMs. When attempted to withdraw it said unable to process your request. Its been about 13 days from the time I have registered the complain that there is a withdraw of 5200 from te account and cash not received there is no action taken by HDFC BAnk on the same.. When spoke to cal center agents they speak foolishly withoutt furnishing proper deatils and they disconnect the cals often. HDFC Bank agents level of process knowledge, attitude and behaviour good for them and it sucks for others. I'm not sure if I'm going to get back my money. When we don't pay credit card bills these banks have time and agents to cal back even before the due date to make payments but for things like this they don't get back and provide proper information to customers.

I HAVE BEEN USING HDFC CREDIT CARD NO. [protected] FROM LAST 3 YEARS AND HAVE A VERY GOOD RECORD WITH THEM . ON 27TH DEC 2008 MY CARD WAS MISUSED BY SOME MALICIOUS USER ON INTERNET . THE MISUSE WAS IMMEDIATELY REPORTED TO HDFC CREDIT CARD DIVISION AND SAME WAS GIVEN IN WRITTING TO THEM IMMEDIATELY. THEY SAID THEY WILL REVERT ALL THE CHRGES AND WILL NOT CHARGE ME FOR THE SAME. I WAS CONSTANTLY IN TOUCH WITH THEM AND THEY SAID INVESTIGATION IS GOING ON. BUT INSTEAD THEY HAVE DEBITED MY CURRENT ACCOUNT[protected] WHICH I AM HOLDING WITH HDFC BANK WITH ALL THE LATE PAYEMENT CHARGES AND INTERSET. THEY HAVE DEBITED RS. 67000 FROM MY ACCOUNT. I TRIED CALLING CREDIT CARD DIVISION SO MANY TIMES REGARDING THIS BUT THEY HAVE STOPPED COOPERATING AND NOT TALKING TO ME. PLEASE GET MY MONEY BACK AND NOT CHARGE ME THE MONEY FOR THE CRIME I HAVE NOT DONE.

Hi I am Kirti
holder of account number [protected], on 27th january 2009 i lost my visa debit card in rajouri garden and on 29th january 2009 at 9.46am i got the card blocked they took 30minutes on phone and they confirmed that my card has been blocked. But still after that on 30th january2009 a transaction of Rs4000/- took place. i had no clue about this particular transaction and again on 6th february another transaction took place (at noida mall) of Rs 6500/- sum how police helped and they refunded me Rs 6500/- but still i havent got the balance Rs 4000/- which took place on 30th january.

On 7th february 2009 i went to the bank and got my transaction details and then i talk to customer care for refund, cause what happened was there negligence.I called at customer care and talked to shikha, ashwin (customer care executive) between 12pm to 2pm but no one responded and kept me on hold for 15minutes. later on same day i got a cal from bank and they said to fill up the no liabilty form along with an F.I.R and you will get your refund. On 10th february I filled up no liability form at rajouri garden branch and also submitted the F.I.R. Within 4-5 days i regularly received calls from bank and they enquired me about the details of the theft. They also sent a person to collect papers from me including the copy of no liabilty form. But after that i got no response. I kept quiet for many days but just to give them a reminder i called on 4th April 11.40am i talked to karisma(customer care executive) she said she will revert back and give me the status but she didnt turn up. Then i cald on 22nd April and talked to Viral (customer care) even he said the same but didnt turn up. Its about 3months but still i havent got any refund, they are neither giving me any complaint number nor they are responding. please i need help.

thanks

I had sent the below letter to HDFC Credit Card Division while cancelling my card:
[protected][protected][protected][protected][protected][protected]
I had placed an order in AVA for Foot Massager (CE P CODE – 926) on 11-07-08. I got the confirmation of the order through SMS and the confirmation no. is[protected]. I was told within 14 working days, product will be delivered. But the product was delivered only on 01-08-08 and the product delivered was a Pizza pan instead of foot massager. I raised a complaint in Ava 3 times[protected], 06-08-08 and[protected]. They told me somebody will pick the wrong product and foot massager will be delivered in a week’s time. Every time I called them I got the same reply.

I had called HDFC Credit Card Customer Care twice asking for help but I was told that I need to check with AVA only and they cannot help me.

In the mean time, EMI has been started for the product foot massager.

(i). I don’t want to pay money for the product I didn’t receive.

(ii). HDFC bank should take the responsibility of supporting their customers in this kind of situation but I didn’t get any help even after so many ESCALATIONS. I got the AVA product list along with the HDFC statement. Hence I placed the order in AVA having faith in HDFC bank.

(iii). In the market, there are so many banks which offers good customer support. I have 2 savings account, 1 current account, 1 Demat account and FD with HDFC bank. I am very disappointed with HDFC bank with respect to credit card department.

I am a regular user of HDFC Credit card and have good payment history. I had taken so much of EFFORT AND TIME in calling AVA and HDFC customer support. Still I didn’t get support. So I am canceling my credit card and with this letter I have attached my cancelled HDFC credit card.

I have outstanding amount of Rs. 1100 as unbilled transaction. I have attached cheque for Rs.[protected]. NOTE: Rs. 248.33 is the EMI amount which I had already paid for Foot Massager. As I said I am not ready to pay for the product which I didn’t receive. SO I have enclosed cheque for Rs. 851

Pizza pan is available in my house and the address is mentioned in this letter above. AVA can come and pick up this wrong product anytime.

My mobile no. is [protected].

NOTE: I don’t want anybody from your team to come and trouble me at home. I am canceling the card paying the outstanding amount.

If HDFC bank cannot provide support for AVA shopping, please don’t promote AVA through HDFC and mis-lead customers. Please take this as an input as I have seen many complaints against HDFC and AVA shopping in many product review web sites. Unfortunately I checked the complaints after I faced the problem. If HDFC doesn’t provide solution for this problem, definitely you will will lose your valuable customers.

[protected][protected][protected][protected][protected][protected][protected]---...⇄

Now after 6+ months, HDFC credit card collections team is calling me and threating to pay the outstanding money which includes tax and late payment charges of the product which I didnt receive at all.

They should have contacted me when I cancelled the card. Now they are troubling me calling so many times in a very bad attitude threating me, and sending letter again threating me.

Respected Sir,
I had visited your ATM No. S1ACMB57 at VT Branch, Mumbai on 09 – 04 – 2009 at 15.44 p.m. for a cash withdrawal of Rs. 12, 000/-.

I have an International Debit – cum – ATM Card (STARLINKS VISA) of
Bank of India, Curchorem – Goa Branch :--
Card No. : [protected]
Valid Proof : 01 / 15
Name : SANTOSH TALAULIKAR
On using this card I was not issued any cash from the machine but the ATM transaction record showed a withdrawal of Rs. 12000/-. A valid complaint has already been filed regarding this with you. Kindly see that the above mentioned amount of
Rs. 12000/- is credited to my Saving Account No. [protected] of Bank of India, Branch Curchorem - Goa with interest at the earliest.

Sir, since your ATM machine is faulty please see that this machine is replaced by a new sufficient one to avoid inconvenience to the customer.

Thanking you.

I WAS ISSUED A HDFC BANK CREDIT CARD ON MAY'2008 AGAINST MY HDFC BANK DEBIT CARD(CARD NO.[protected]). THE TOTAL CREDIT LIMIT FOR THE CARD WAS Rs 30, 000.SINCE THEN I HAD A TOTAL PAYMENT OF Rs 10, 000.RECENTLY, I HAVE OPTED FOR SETTLEMENT(MY TOTAL EXPENSES INCURRED IN THIS CARD IS Rs 30, 000).BUT THE Designated Employee of HDFC BANK-Ms Mousumi Bannerjee(Desk No-[protected]) is continuously harassing me to IMMEDIATELY go for selttlement- even after repeated requests from my side that i would opt for settlement option from May'2009 due to financial crisis . She has been repeatedly harassing me and my family members for the last 4 months- Continuously disturbing my parents on land-line no., every now and then sending collection persons for mis-behaving with my parents...And most importantly, even disturbing my neighours for the same-calling them every now and then. Even after making a total payment of Rs 10, 000 till now, i been spending sleep-less nights because of these sort of harassments.My parents are quite aged and even they are feeling un-well due this.
Please do the needful and OBLIGE

REQUEST YOU ALL PLEASE DONT APPLY FOR ANY ECS THROUGH HDFC BANK.
THERE WAS AN ECS DEBITED FROM MY ACCOUNT ON 5 MAR OF 2000/WHICH I HAD NOT APPLIED FOR.BANK SAYS THAT THEY HAD APPROVED MY ECS ON BASIS OF CHEQUE. BUT IN THAT CHEQUE MY SIGNATURE WAS NOT MACHING.REQUEST YOU ALL NOT TO GIVE ANY BLANK CHEQUE FOR ANY ECS ITS RISKY MORE THEN 2 MONTHS HAD BEEN PASSED BUT NO RESULTS FROM THERE END. DO NOT APPLY FOR ECS AS THEY DONT VERIFY YOUR SIGNATURE AND JUST DEDUCT THE AMMOUNT.AS IF ITS THERE MONEY.

To, 18/04/2009
The Manager (Credit Card),
(Collection)
HDFC BANK
Ashok Marg,
C – Scheme,
JAIPUR



SUB: - Use of abusing & harassing language by your collection staff.
My credit card no. is [protected]


Dear Sir/ Madam,

I am “Randeep Kumar Sharma” a customer of your bank’s credit card. I’m paying regularly monthly payment on the demand of your bank. But some time I did not receive statement in time and because of that payment get delayed. If, I do not know how much I have to pay than how could I deposit the correct amount?

Same incidence repeated for this month. Hence, I fail to deposit payment on time. Even still I’m waiting for the statement for the month of March/ April’09. I have received 1 call from your collection department on 17/04/[protected] at 11:37 a.m. and the caller was a lady Ms. Arpita (As she told her name). She asked me about the payment, I said that still I’ve not received statement but, even than I’ll deposit together for the month of March/April’09 & April/ May’09. She told me, if you fax me a letter & application about this I’ll wave off your penalty going to be charged. (She had spoken very gently) I was agree on that part but, due to some urgency occurred with my mother (who is paralytic) I fail to fax application to Ms. Arpita on 17/04/2009.

Today on 18/04/2009 between 12:00 noon & 12:15 p.m. Ms. Arpita has made my life miserable. She has called me almost 20 times on my cell phone ([protected]) and landline[protected] as well. She has used[protected] &[protected] nos. But I have picked up twice / thrice only. She has used very high level abusing & harassing language. She has called me ANPADH/ GANWAR / BHIKHARI / CHOR and many other words, which even I can not speak to anybody.

Even she told me GO AND SELL YOUR BIWI KE ZEWAR OR YOUR HOUSE TO PAY OUR PAYMENT. She also told me that BRAHMIN HO KAR CHORI KARTE HO, SHARM NAHI AATI. PANCH BATTI PAR KHADE HOKAR BHEEKH MANGO AUR HAMARA PAYMENT KARO.


If this is the attitude of your department to collect the payment, than I feel very sorry about your bank.
She (Ms. Arpita) must apologize to me in writing otherwise I’ll take up this matter very seriously. And she will face consequences in the coming future.


Thanks & regards,



RANDEEP KUMAR SHARMA

Hdfc bank offers Demand draft thru phone banking, but they seem to curtail but fixing the number of characters to the beneficiary's name (in favour of) by 24 characters, the officer asked me to go the nearest branch and take a DD for the character exceeding by 24. i believe this is ridiculous. the bank must allow up to a 120 characters at least....

Dear team,

I have sent multiple mails to HDFC housing loan customer support team asking them to confirm why they had sent my ECS cheque early . Due to this reason, it bounced and I incurred penalty too. This is despite me making an online payment. There is no response. Pls see mail communications.

[protected] Forwarded message[protected]
From: Venkat Kumaresan <[protected]@gmail.com>
Date: Wed, Apr 1, 2009 at 10:07 AM
Subject: Re: ECS Payment - loan account[protected] Query - Extraordinary Delay in response
To: [protected]@hdfc.com, Accounts Web <[protected]@hdfc.com>


Hi Team,

Good day!

I have not received response to the series of mails below.

As you can see from this statement below, from the HDFC Home loan
online account, I had transferred money towards settlement of my bank
loan online and I had only Rs100, to be remitted online.


Borrower MR. VENKAT K
Co Borrower(s)
Loan Type RESIDENT HOME LOAN-VARIABLE RATE-MONTHLY REST
Loan Amount 2000000 Disbursed Amount 2000000
Current EMI 22108 Current ROI 11.00
Loan Term (Balance) in Months 176 Loan Term (Original) in Months 180
Unposted Transactions 0 Last Installment Date 30-NOV-2023
Amount Payable
Dues Upto 31-MAR-2009 100 Payable As on 30-APR[protected]

Can you pls check why the cheque for the Home loan was sent on 27 Feb
09, compare it with the date on ECS cheque and let me know if the
cheque was supposed to be sent on 27 Feb.

This is becoz I have been fined Rs.200 too, so I want to know the rationale.

Pls respond if you can, else, escalate.

Thanks
venkat


On Thu, Mar 26, 2009 at 1:35 AM, Venkat Kumaresan <[protected]@gmail.com> wrote:
> Hi Team,
>
> Pls respond to mail below. The response time from your team has been pathetic.
>
> Thanks
> Venkat
>
> On Fri, Mar 20, 2009 at 1:09 PM, Venkat Kumaresan <[protected]@gmail.com> wrote:
>> Hi Team,
>>
>> Pls respond to the mail below with details.
>>
>>
>> Thanks
>> Venkat
>>
>> On Mon, Mar 16, 2009 at 4:57 AM, Venkat Kumaresan <[protected]@gmail.com> wrote:
>>> Hi Team,
>>>
>>>
>>> Good day!
>>>
>>> My ATM receipt indicates that the ECS amount for Rs22108, pertaining
>>> to loan account number[protected] was sent for clearance by HDFC on
>>> 27th Feb'09.
>>>
>>> I dont think this is the right date as per my ECS form. Can you pls
>>> check my ECS form and confirm the actual date on which the ECS amount
>>> should have got debited?
>>>
>>> --
>>> Thanks and Warm Regards,
>>> Venkat K

Dear Sir

I have taken a loan from HDFC bank in feb 09 in name of Ram Kanwar vide acccount no 1441662.

In case of first instalment of feb 09 and March 09 thet stated that your ECS has been bounced and demand cash from us with a charges of rs. 450 .


But my account has sufficent balance to clear the ECS of the HDFC bank. but because of their fault they have debited the charges to the tune of rs 450 each for two instalments.

I am ready to pay the instalments in cash, but charges i will not pay. because they are nit levied due to my fault.

I also called on thier call centre to register a complaint, i spoken to to Ms . Kavita, but she refuses to register a complaint and said for this matter there is no complaint system.

Moreover she told me to visit there safdarjung branch .

Ref : Credit Card no [protected]
Sub : Behavior of your employee

Dear Sir,

I would like to inform you that I am holding HDFC credit card no [protected]. On 18.03.2009 madam PRATIBHA (her office no[protected] had sent one person for collecting payment at my residence, As I am facing financial crises I had written letter and kept at home so that the same can be collected by you person, I was suppose to meet PRATIBHA madam within couple of days.
As I was not at home PRATIBHA madam talked to my wife and insisted her for payment, PRATIBHA madam told my wife to arrange fund from my neighbor and told so so so so many things including how is she (my wife) is not aware of credit card, she is also responsible & etc, etc. Now I wanted to know how PRATIBHA madam can talk to family members like this, then pratibha madam called up me, i told her that i will come meet her personally on FRIDAY morning at her office address WILSON HOUSE, LIC BUILDING, ANDHERI(E), MUMBAI on friday, despite of repeated request made by me for meeting her on friday, PRATIBHA madam wanted my wife to give in writing that I will come & see PRATIBHA madam on friday morning, even she asked to send fax for the same. I was shocked to listen attitude of such an established, well reputed, HDFC bank, it was an unbelievable & unforgettable experience for me, when i reached home in the night quarrel took place between me & my wife. We had heated argument,

Sir, I never said that i will not make any payment, I am facing financial difficulties so i just wanted to give her letter requesting hdfc bank to grant me some time period for the payment.

In the month of December-2008 my father was hospitalized, in the first week of February-2009 my daughter was hospitalized, & in the last week of February-2009 even i was hospitalized, i had undergone operation of appendix. ( I had enclosed all medical discharge reports with that letter) In that last year i had incurred huge financial losses in the share market. Right now i am all sorts of trouble. I am under immense pressure & tension.

But PRATIBHA madam should have not behaved like that now i want explanation how can she talk to family member in such a manner. When i have taken credit card then how can pratibha madam ask for the payment from wife & my neighbor?


Pls treat this matter as very urgent & very serious, i dont want you take any action PRATIBHA madam, but this is professional manner,

Pls revert back
Thanks & Regards



Thanks & Regards
(Rajiv. Dayama)



























From Rajiv. Dayama
206, Sonal Apt,
Din Dayal Nagar,
Vasai Road,
Thane-401202
Date :18.03.2009


To,
The Managar
Credit Card Division
Chennai.

Ref : Credit Card no [protected]
Sub : Behavior of your employee

Dear Sir.

This is what i had written to HDFC Bank Ltd the last month & in this month of April 2009 also when I had come & met you even given request letter for settlement your collection person or recovery agent MR. SANDEEP JADHAV (mobile no [protected]) sent his person/ recovery boy Mr RAJ (mobile no [protected]) twice at my residence even after I personally visited your office, situated at III Floor, wilson House, Old nagrdas Road, Andheri (East) Mumbai-400069 I met you Mr Guurav Unival & Mr Sanjay (phone no[protected] I explained all my financial difficulties & family problem and put request for settlement. I was expecting some kind of relief from HDFC bank, which you provided orally that you are going to do something for me but VERY NEXT DAY Mr Sandeep Jadhav sent his boy Mr Raj at my home and forcefully insisted my mother Mrs Lalita B. Dayama (62 years old) to make payment, even my Sanjay had asked her to sell her jewelry, utensils and repay loan taken by me, even asked Mr Raj recovery boy to sit I in my house till I return & to collect amount from society members, since that day my mother is so scared that she is crying continuously she is very much frightened & worried, Then Mr Sanjay called on mobile and spoken very loudly again & again and abused me and threaten me that his boy Mr Raj will sit at my home whole day & will collect money on behalf from the society members. Mr Sanjay finally given me deadline of 25th April, 2009 for making payment of Rs 8000/- if I fail to make payment on 25th April he was warned me that he will use all possible ways to harass me & my family members.
Dear Sir I wanted to draw you valid attention towards the fact that every month I am already making payments of Rs 7580/- against card no [protected] which we have settled and you are already having two post dated cheques dtd[protected] &[protected] for Rs 7580/- each with you.
Dear sir when I am not that kind of customer who do not want to pay then how HDFC BANK LTD can behave like this, when I am giving all kind cooperation to HDFC Bank then how can HDFC bank treat me and my family members like this. Sir now I am very very sorry to say that I helpless & I am under immense pressure and tension. Mr Sandeep Jadhav such an experience top level executive in the reputed organization like HDFC Bank should know how to behave with the senior citizen. What your people collection team, recovery agent has done is beyond tolerance limit; I have left with no other option than to take this issue to consumer protection forum. Reserve Bank of India. Print media & electronic media. You can not threat the customer like this. This is very very serious issue.
Pls revert back within THREE working days from the receipt of this letter/mail.


Thanking You,


(Rajiv. Dayama)

i have a credit card of hdfc bank.i was told that it was a free card. and i haven't used the card ever, not for a single time.but the hdfc people are sending me letters that i have a outstanding and the letter even threatens to initiate legal action against me if i donot make the payments.it is so surprising that i haven't used the card to buy any commodity nor did i ever availed any service through that card . the card was never punched (since it was never used). hdfc is the worst of it's kind. please help me to get rid of this kind of harrasment.

To,
HR DEPARTMENT OF HDFC BANK

SUB :- salary not received
sir here i m giving my information
Name :- MEGHA LOGAD
Employee code :- 57765
Date Of Joining :- 13/12/2007
Date Of Resign :- 14/03/2008

Reply me on my e-mail megha.[protected]@rediffmail.com

I am a Union Bank of India A/c holder. I was tried twice to withdraw Rs.1000 from the HDFC ATM Centre in New BEL Road Bangalore, But in both the machines it said transaction declined and it failed to provide the receipt also. Then I tried in a near by Indian Bank ATM. It was successful and I withdrawn Rs.1000. When I check my account balance in Indian bank ATM I am shocked to know that Rs.1000 was missing from my a/c. I checked in UBI's internet banking and it also shows that I have withdrawn Rs.1000 yesterday. But I withdrawn only Rs.1000 successfully.

I had sent a mail to Union Bank Regarding this.

What should I do?
Will I get my money bank?
Should I have to contact HDFC A/C also or UBI only will do for me?

Thanks

Myself Rakesh yadav S/O Sh.R.P Yadav, resident at C-382, Brij vihar, Ghaziabad(U.P).I am working with NUBER ENGINEERING LTD.sector-64, Noida.I have opened my salary account in HDFC bank, sector-62 branch, noida with Account no.[protected].On27th of August, 2008, Some-one without my knowledge and permission has used the third party transfer facility and withdrawn INR.52, 000.
The account to which the amount was transferred is [protected].The account holder name is Kiran P. Wankhede, 276/1, Opp. Venkatesh Complex, M.T. Road, Bhusawal- 425201. Dist- Jalgaon. Contact # [protected].

I have already given the complaint many times to the branch sector-62 and HDFC bank Mumbai. I have regularly discussed with Mr.Arjun of customer care, Mrs. Vasudha goyal branch manager HDFC bank sector-62, And Mr.Ajay jain Branch Manager of HDFC bank Bhusawal (Mumbai). I have regular visited my branch for last 8 month for this case, but they have not given me any rply, When I have ask about my case from coustomer care they have told ask with branch and when me ask with branch they have told ask with Coustomer care, now at present the bank has told me to register a FIR against this case

This is reference with credit card settlement case with HDFC Bank. I have got settled my credit card for Rs 45000/-...even after paying Rs 48000/-, HDFC Bank people kept sending my balance statement to me and continuously calling me up for their due ( as per them )...while driving, late night early morning calls disuturbed lot, once i met accident due to this...now they have transferred fund from my HDFC saving account approx 12k...even after complaining so many time this not been solved...again calls for outstanding amount etc...now they have transferred my 44k approx from my another HDFC account...no body is hearing ...should i attempt move for sucide ?...if this happens then only HDFC Bank will be responsible...

Dear Sir,
My name is Rakesh Majumder, I applied for a top up personal loan from HDFC Bank on 7th April'09. But in civil section it shows that there is a amount of around Rs.4100 is due on me. As per my Best Knowledge there is no due of any bank or credit cards on me. I have taken a personal loan from the same bank last year Feb'08 & continuing this without any issue; this was just a top up loan applied on that offered by the bank itself. Hence I request you kindly give me the detail of my all account information captured in civil under Control No[protected]. So that I can get clear on this issue. For your information:
My DOB- 4th Jan'1980
Address: 102, Temple Road.
Kunlahalli Gate. Bangalore: 37

Expecting your soonest responce.

Regards
Rakesh Majumder