HDFC Bank Complaints & Reviews

HDFC is is resorting to unfair trade practices by making it unviable to switch loan portfolios by increasing penalty on foreclosre rates.

This is by far the worst private sector housing bank based on this single action. Instead of competing fairly on interest rates based on free market economics thet have now resorted to un-ethical practices.

Is there no way for us to stop HDFC bank? Cannot this complaint be...

Hi,
I had applied for personal loan and it got rejected becuse of previous dues of 380 Rupees is pending in one of the bnak. But i was not aware of it, i didnt get any communication from concerned bank. please let me know how to find out the bank and whom should i contact in this

kindly provide the solution to find out my credit report



regards.
Janarthanan

+91-[protected]...

I have got two wheeler loan from HDFC bank, which was my first mistake in my life. I purchased a new vehicle under two wheeler loan from HDFC bank. After purchasing the vehicle my business got down. I was unable to settle the loan amount on due date but I used to pay after 15 days of my due date. But the HDFC collection centre persons call us more than 20 times in a day. If we pick the phone they will speak with us as they are speaking with...

The HDFC bank is also joined in cheating and misleading group with others. during 2006 hdfc bank had debited some amount (Rs.4000) from my sb account without my notice for credit card due. they confirmed me that the amount has been settled and card had been blocked. as a layman i understood that its settled and after 3 years they are sending letter to me by saying that still some due is there and i need to pay. what kind of bank they are....

Dear Sir, i am Saurav Sharma from Jalandhar. i have a QUERY kindly sort it out. i have worked with HDFC BANK from may 2005 to April 2007. firstly when i join Hdfc i Joines under HBL GLOBAL PVT LIMITED(SISTER CONCERN OF HDFC BANK) as a Sales Executive. My employee code in Hbl is S10972. after sometime in the month of April. i am promoted as a SR.Sales Officer and comes on the rolls of Hdfc Bank. then my Employee code is CS02533. FROM BOTH...

Sir,
Sub: Harassment of HDFC Credit cards’ Collection Agent and his friend- Petition- Submitted-regarding.
Ref: 1. My HDFC Credit Card No: [protected]
2. My compliant dated.[protected]
3. RBI letter No:BO(Che)/ack/Misc/2008-09 dt. February 11, 2009 of the Assistant Manager, RBI, Chennai-1
***
With reference to the above, I submit to inform that as I am having HDFC Credit card No:...

Hi,

My name is Loveleen Bansal.

I hold a credit card with ur bank (Card Number:- [protected])
I never made any transaction using this card.

I only made one transaction which is with Globus for Rs 5000 in Mumbai.

I am gtting lots of collectin calls stating that i have not made any payments from past 2 months, i am not making payments as i have not made these transctions.br...

Sir,
I 'm using HDFC credit card. Details given below.

HDFC Master Card
Card # : [protected].

Address : V. Muthukrishnan
No.74-A, Salai Road,
Trichy - 620017

On dated 21.02.09, by way o[censored]sing above credit card, i 've put petrol to my car for Rs.1285/-. Due to some error in merchant's instrument, my card has been swapped 4 or 5 times. But the...

Hi,

Kindly advise me whether CIBIL is an authorised body to black list anybody just on the basis of a complaint filed by some bank. HDFC Bank has put me in the CIBIL defaulter list because of which I am not eligible to apply for any other bank credit cards. They have wrongly accused me of owing them Rs. 26000/- whereas I have already settled their bills worth Rs.14000/- in May 2007. On top of that, they have withdrawn cash...

Recently, HDFC had reduced home loan rates to 9.75%.On enquiring about my existing home loan rate which is presently at 11.5% and on next cycle be effective 11%(I would still be paying extra interest of 1.25%), I was shocked to know that I would be charged home loan at same rate and this reduction in ROI is only for new customers.
This makes us feel that we have done a mistake taking home loan last year.On enquiring about new rates,...

I Deposit approx 65K Cheque for Payemnt of My Citi bank Credit Card in Chandigarh, My HDFC Saving Account Debited next Day morning By HDFC Bank after That Reverse the Amount to my account same day at Own, Finally 2 Days later CitiAlert Recieve the Cheque is Bounced & then i made a Query to Citiphone Officer, They Intimate me the HDFC Cheque Returned due to Signature Difference, Now HDFC Bank is Charging Cheque Bouncing Charge, Citibank...

I'm facing this problem twice with HDFC Bank Collection Centre based at Nelson Manickam Road. The first incident occurred on 2008 when i was deputed to a hospital project establishment in a very remote village of extreme southern part of Tamil Nadu. THe village only has two nationalised banks with ATM operations that too remains inoperative throughout the month. I was there for almost 6 months.I was not even aware of the payment due...

I was really pissed of with the HDFC Gold Card. Guys, please refrain from going for this card. Really sucks. I bought one laptop for 29, 800 and i paid 20, 000 before the due date. So the remaining amount is 9, 800 and i need to pay interest only for this amount. Instead of this, they took the interest from me for the entire amount. That in fact comes to a whooping 85% interest. Even the most notorious blade company’s don’t go...

My name is Nitin Anand; I am a customer of HDFC - Home Loans Account No.[protected]. I would like to transfer my loan from HDFC to another bank with lower interest rates. To proceed further i have requested for a foreclosure letter from HDFC. When i went to HDFC they say 3% foreclosure charges will levied on outstanding amount. In addition to that 12.36% Service Tax.

But I called HDFC customer care on 15th Feb 2009; it was...

Sir,
With due respect I'd like to request that I am NIRANJAN SINGH. I was employee of HDFC Bank as CSE (Contract Sales Executive) in Patiala (Punjab.). I joined on 1 march 2006 and worked till 13 aug 2008. Ihave applied before for My P. F. but I did not get any response . My Employee code is 44433.so please Transfer my P. F. in my Hdfc Account.
Detail:-
Name :- Niranjan Singh
Designation:- Cotract Sales Executivebr...

I visited HDFC on 14th Feb 09 & I was told that foreclosure charges are 3% effective today. Then I called customer care on 16th Feb 09, i was told that foreclosure charges are still 2%. When I actually took foreclosure, they charged me 3%. I still dont know what are exectly fore closure charges. HDFC & its customer care telling different rates.
Also HDFC is charging on balance amount + prepayment made in current year instead...

sir,
i had credit card of HDFC BANK card no.[protected]. I availed the amount with in the avavilable balance which is showed on bank's mini statement.But the banker send me the bill with over limit charges and excess intrest charges, I sent a complaint to bank e-mail address, then the bank authority reversed the overlimit charges in JAN'09. But the Bank authority levyed the same was in Feb'09 bill and forcing me...

Recently I submitted all my documents to a HDFC agent (HDFC Bank Lakdi Ka Pul Branch). I submitted all the documents including BSNL Phone Bill and Electricity Bill of my own house (registered on father's name). I just asked for 50 percent of loan for Fiat Palio Sports model. I am working as a project manager and earn pretty decent income. Later, after three days of waiting period I get a call saying that my address was not verified....

18th February, 2009



The Manager,
HDFC Bank Card Division,
PO Box No. 8654,
Thiruvanmiyur P.O.
Chennai – 600041
Email : [protected]@hdfcbank.com

Ref : Credit Card No..[protected]

Sub : Waiver of Late Fee Charges & Finance Charges Retail.

We would like to inform you that I am utilizing your Bank’s Credit...

I have not registered for email statement of my credit card bill. Bank has sent three months physical statement to me on my mailing address.

After that, without my consent/request (verbally/written/any other form), they have discontinued sending the physical statements. When my credit card billing date was nearer, i have inquired in phone banking. They said we have sent it to your email address and now onwards we won't...