HDFC Bank Complaints & Reviews

Dear Sir Date: 18/02/09
On approaching your bank for personal loan couple of days back, It came to my knowledge as a very unpleasant surprise that my name has been put under RIC list by your bank on the ground that I have tried to do some fraud in seeking a loan earlier.
In this connection I would like to bring to your kind notice that in November 2008 I did approach your bank through the General Motors dealer M/s Mallika...

Dear Sir,

I have HDFC bank home loan from last 2.5 yrs. Right now as every bank have down their interest rate which is around at 9 %. But HDFC bank still charging me 11.75% of interst rate.
Therefore I called their CCE & asked my query like why they are charging this much of higher interest rate for a old customer.

On this I got reply as I can decrese this interest rate by paying 0.5% on the principal...

Dear sir,
My name is .S.Ranganathan iam having credit card of hdfc A/c no is [protected].

i have closed my a/c with nill balance one year before.and i have sent closing letter also but iamm not received closing letter.
3 year before i have taken 17, 000 (seventeen thousand cash loan) for that monthly premium is 565/-
but iam paying monthly Rs=1000 or 2000 also.but hdfc bank credit, they are not sending...

Dear Sir,

I am one of the unfortunate middle class customer of HDFC having taken housing loan with them in the year 2001 with floating rate of interest. My loan account no. is[protected] and I have Rs 12 Lacs loan with HDFC.

I am pained to note that HDFC has not been ethical in dealing with the floating interest rates for the existing customers. I am surprised to find that HDFC even today is charging me 12.5...

I have deposited a check of 5000/- dated 16/01/2009 HSBC cheque# 009005 and which clears all my dues. I am not aware why this outstanding of Rs. 44, 438.65 coming from as I have never used my Card from June 2007 and its blocked since then. Neither iIwas intimated of any transaction made.

I have also enclosed the EMI letters which you had sent across to me, which says that the EMI ends in JAN 2009.

I am also...

Hello sir,

I have taken hdfc credit card before around 1 year, i was using is also, but once a time i forgot to deposit the money, I asked hdfc customer service center and asked very gently that I havent deposited last payment please let me know the exact amount of money I need to pay to come out from it including late charges.

The lady from the customer care has told me to submit 650 I have deposited same on...

I got a charge-back of Rs.4692.98 from IRCTC on 02-July-08 against the cancellation of one of my ticket of Rs.4784.60 on 30-Jun-08 but HDFC bank is not ready to give me the credit of that charge-back and imposing the financial charges in my card. I have send the dispute latters and mails to them so many times but all in vain. They are not ready to accept the mistake of their end and system.
I'm following this issue with bank from...

Hello,

I have a Home Loan with HDFC Home Loan and they have recently hiked the switching fees from 2% to 3%. Also, they are asking their customers to pay 0.5% extra to get their interest rate reduced. If customers need to pay 0.5% extra, then what is the meaning of Floating Rate?

When RBI increast any governed rate, HDFC is the first bank to increase the interest rates but when it comes to decreasing it, HDFC...

Sir,
I have taken Car loan from Panjab Bank which now have been merged into HDFC Bank in 2004 for Rs.2 lakh 20 thousands for the term of five years. I have given 59 post dated cheques for re-payments.Now a letter has been received from HDFC Bank, Retail Asset Div, 3rd Floor, Trade Star Bldg, Opposite J.B. Nagar, Andheri-Kurla Road Andheri-East, Mumbai to pay Rs.1618 an outstanding amount (due to late clearance of cheques). I have...

I having a credit card of HDFC Bank against one payment is pending. From which i am giving part payments every month and even interest also. Now only payment of Rs. 4500/- is pending for which i have commited them to close this in June only. But the person over phone there is using such a rude and abusive language. Even after my repeated requests to dont use such kind of language and payment will be done, she does not stop to use that kind...

We are having a joint saving Bank Account at HDFC, Branch-Kolkata, Raghunathpur, Dhariwal House, On VIP, Kolkata-700059. Bearing Account No.[protected].
In the month of November' 08, we applied for extension/ processing of Investor Service Account for which from KYC also filled. Time to time the case was pursued by us & in the month of Jan, 09, your official at the branch informed that till date the KYC has not registered,...

Is my account activated and want to know my customer id number

plz kindly reply to this mail as soon as possible

MY A/C :- [protected]...

Harassment by the recovery department!
I am a saving salaried A/C holder in your bank under A/C No. [protected], Yesterday when I was an urgent need of money went to your bank, It was shocking that even though my account showed a good amount of balance the required amount still I was not able to withdraw due to unknown reason. When I tried to solve the same to your Bank Customer Care Executive, The reply I got was even horrifying...

Dear Sir,

My self GIRISH GANPAT LAL SISODIA i joined HBL GLOBAL PVT LTD.( subsidary company of HDFC BANK LTD.) in 4th july, 2005. as an marketing executive Employee code G01602. i resigned on 31st march2006.and submit my resignation to my Team Manager Mahesh Shah and he promote me to sales officer in HDFC BANKL LTD.Employee code CG00417on 1st April 2006. after that i submit my resignation on 1st of March 2007 to my SALES MANAGER...

Dear Sir/Madam,

I am K.A. Vijayakumar. I am a SCB a/c holder and have taken a Personal Loan from HDFC Bank, G N Chetty Road, Chennai 600 017 in November, 2008. The tenure of the loan agreement was for 24 months. I began making my payment from the month of December, 2008. I arranged for the ECS facility to have the monthly instalment deducted from my savings account held by SCB.

My first instalment of the...

Dear Sir / Madam,
With Reference to the HDFC Meritus Scholarship Test - My Daughter B. Farheena Thasneem - Registration Number - [protected]
I regret to bring to your kind attention that the disappointment experience what we had faced now,
1. I have already forwarded Two mails on the connectivity for the IVR Test as we did not get connected at all Every time it says Tray Later.
2.My Daughter has continously...

HDFC is is resorting to unfair trade practices by making it unviable to switch loan portfolios by increasing penalty on foreclosre rates.

This is by far the worst private sector housing bank based on this single action. Instead of competing fairly on interest rates based on free market economics thet have now resorted to un-ethical practices.

Is there no way for us to stop HDFC bank? Cannot this complaint be...

Hi,
I had applied for personal loan and it got rejected becuse of previous dues of 380 Rupees is pending in one of the bnak. But i was not aware of it, i didnt get any communication from concerned bank. please let me know how to find out the bank and whom should i contact in this

kindly provide the solution to find out my credit report



regards.
Janarthanan

+91-[protected]...

I have got two wheeler loan from HDFC bank, which was my first mistake in my life. I purchased a new vehicle under two wheeler loan from HDFC bank. After purchasing the vehicle my business got down. I was unable to settle the loan amount on due date but I used to pay after 15 days of my due date. But the HDFC collection centre persons call us more than 20 times in a day. If we pick the phone they will speak with us as they are speaking with...

The HDFC bank is also joined in cheating and misleading group with others. during 2006 hdfc bank had debited some amount (Rs.4000) from my sb account without my notice for credit card due. they confirmed me that the amount has been settled and card had been blocked. as a layman i understood that its settled and after 3 years they are sending letter to me by saying that still some due is there and i need to pay. what kind of bank they are....