IDBI Bank Complaints & Reviews

I have used the debit card to fill petrol on 28/01/2014 at 21:33 from adj Rail Nilayams petrol bunk.My Acc No:[protected]. I used debit card for Rs 200. after the transaction was done, i received another message that Rs 11.24 was deducted from my account. When enquired with the merchant they said its all bank that used it. i assured that the merchants dint take it. Later after 20 mins, upon calling the complaint to no: (IDBI no) they informed me that it was collected as surcharge and is collected by the government. I am using salaried account and have used other debit cards also. I haven't lost money of such type any time.

Dear Sir/Madam I am a a/c holder of Karnataka Bank in the name of Ajit Singh with A/c no. [protected], Today morning i withdraw Rs. 10000/- from your a ATM at 08:20:23 dated[protected] which is situated at P/4, Sultan Puri New Delhi-110086. But a incident happened a note of rs. 100 come up instead of rs. 500, and this incident is recorded in your CC TV camera So i Claim my RS. 400/- from you because this is a mistake by your boy who put the money in ATM. So please solve my problem ASAP & please check that boy he may be habitually like this Thanks & Best Regards, Ajit Singh [protected]

Good day sir,
My self, shisode dhaval gopalrao, have taken an education loan in the financial year[protected]. After one year i knew that govt is providing subsidy on educational loan in the financial year[protected]. I have applied the same subsidy including all documents. Now it is almost one year, but still i did not have any subsidy.
When i called idbi bank, they said fro bank side paper is clear now they are waiting for govt side to pass the subsidy. Sir as you know if subsidy add to capital, the emi get reduce.
Education loan account number 026/[protected]
From idbi bank. Prabhadevi branch
Name: dhaval shisode
What should i do?
If i am having my subsidy, then i should pay less emi. But now i have to pay more as that subsidy amount is not added,
Kindly advice us.
My email id is: [protected]@gmail.Com

Thanks and regards
Dhaval shisode

Dear Sir, I have Infrastructure Bonds of the following details: Dinstinctive No.- [protected] to 86 (6 Nos.) Regd Folio No. - 22IFBA2 Maturity Date 25/02/2008 My Bank- SBI Sundernagar (HP) Kindly let me know the status of my Bonds. If already paid kindly let me know the details.please reply on the following email address bb.[protected]@gmail.com Thanks in anticipation of favour, B.B.Khullar

Dear Sir, I have purchesed 6 Bond of IDBI INFRASTRUCTURE (TAX SAVING) BOND (2005A) in march 2005 vide Regd Folio No. 22IFBA2934641 with Certificate No.[protected] and Distinctive NO. [protected] to [protected] but till date I have recieved the maturity amount. Kindly check and send me the Maturity cheque or credit in my SB Account through NIFT. My bank details are as under: Name: GIRISH KUMAR SOMANI BANK : ICICI BANK, INDORE A/C NO.[protected] IFCI CODE: ICIC0006573 Your early respose will be appriceated. Girish Kumar Somani [protected] Mail Id- girish.[protected]@gmail.com

Dear Sir,
I am poonam darda. I have given my all the necessary docs which is required for Address change as well as middle & surname change after marriage. I have given all the docs before 15 days. they told me that it will take 4-5 days. whenever I will Customer care they are giving reasons. I need to apply passport urgently. But bank is delaying that from long time. Please help me. My mob. no.is [protected].

I having trying hard for last 1.5 month for activation of my netbanking. I have filled my form and submitted to bank. As per their rpy they told it vl be generated ...later they told you have to generate yourself... I am trying from long but i am unable to generate...neither the bank representatives are giving the proper rpy. other banks generate the password on the same day of opening the account then why so delay here?????? I hope my complaint will be help to me ...as well to the Bank to improve their SYSTEMS.

i m already having saving acc in ths bank..now i wantd to have one fixed deposit of rs 25000 for 3 years..the bank not letting me get that, saying i need to have pan card foq that.but on their form its giventhat pan is requird only for amount more than 50000 .then i calld their customer care no, even that guy is also saying that for fd of 25000 rs pan is nt compulsory.but he has no idea why my local branch didnt let open a fd widout pan.please help.i have applid for pan.but it wil take sum time..

i had home loan a/c no [protected] with idbi lajpatnagar branch.bank has launched scheme from 15 jan 2011 that if emi of loan is paid through saving a/c of idbi he will give rebate of 0.25% in interest, but they had given me rebate since 10 june 2012, so i do not get rebate of interest from 15 jan 2011 till 10 june 2012. i asked bank through RTI but they are misguiding me

Main Prasenjit Dutta, Savings A/c no. [protected]. 24.09.2013 iss tarikh main Tata Sky account recharge kiya tha Rs. 910.00 from online recharge option by debit card. It was unsuccessful recharge. But the amount is not credit in my bank account till today. Main bank par baat kiya tha likin bank bolraha hay payment successful ho gya. Likin amount abhitak Tata Sky account or bank account may credit nahi huya.Tata Sky bolraha hay bank se sampark kijiye and bank bolraha hay Tata Sky se sampark kijiye. Iss samay mere ko kya karna parega? Please bataiye. Mera 910 rupiya pani par chala gya kya?

Location:- IDBI bank, koregoan park lane 5 DAte and time 12 oct Saturday 12:55 am I am regular customer and idbi with 12 yr old relationship and salary account worth 10L turn over my customer id 5701898 at 12:55 I parked my vehicle, same time on customer (girl ) was entering in bank, as soon as I was climbing stairs, guard hurriedly close down shutters, but he let girl in I was having minor accident, having bandage on face as well right knee having treouble while walking, anybody can plainly see it When I requested him my task was no even core banking just need statements, he started rudely talking "aise to koi bhi ayega, mujhe kis liye rakha hain" I requested him to talk polity that guy was having eyes like drunk and he was not even done shave he then just gone inside, asked some fat lady"sahab to bank ka kaam hain ane de kya" that lady not even looking outside said no How can a bank so pathetic and stringent about rules? I really not want to bring any political issues / also I would like to know was every idbi audit was done and bank was found following all banking rules? if they want such strict atmosphere to their customers <I will like to close my account Another thing is maximum manage will call me and say sorry, but it should not happen and as a right by customer I demand disciplinary action bank may save their by editing cctv footage and changing time, but hope they dont go that level

Sir, I have an savings account No. [protected] with IDBI Bank, New Panvel Branch. I have applied for an NEFT to SBI New Panvel Branch for Rs. 7000/- on 05.10.2013 at 10.00 a.m. At 12.34 hrs. I got an sms from the bank mentioning about the debit in my account for Rs.7000/- for NEFT. As the amount not received by the receipient I visited the branch on 08.10.2013 at 9.30 hrs. The concerned staff informed me that the remittance could not done due to some technical error and the same is lying in suspence account. I requested them to credit the amount back to my account. The concerned staff told me that the amount will be credited to my account within 15 to 30 minutes. I called the Bank at 12.45 hrs. The bank staff told me that the amount will be credited to my account shortly as there was a network error. I am sorry to say that till now the amount is not yet been reflected into my account. It is very disappointing to say that even after doing such mistakes the bank authorities are least bothered to rectify the same. Hope the concerned authorities will look into this matter seriously. Vinod kumar Manamel Sobhanaseelan email : [protected]@yahoo.in

Dear sir, i open a new account in IDBI Bank and want to register in NET BANKING, but it shows the details of DEBIT CARD NUMBER and PIN is WRONG. i have checked and entered the details correctly.i tried it for many times and now my registration is prohibited or locked . what things or what steps i have to do now ? . plzzz respond to this and i hope to do needful for me

I had taken a home loan from IDBI Hyderabad, I have executed a ECS mandate from my Bank ICICI for the payment of EMIs. The IDBI bank is not accepting the ECS and forcing me to give a blank cheque. The ECS was not presented and showing outstanding of the balance in my home loan account. The IDBI bank sent the reminder for the payment of the loan EMI stating the payment can be made thru online from any of the IDBI branches. Accordingly I transfered the money in to IDBI to pay the housing loan EMI. To my surprise in the accounts operative are showin on online abut my saving account and loan accounts but to transfer the amount to pay off the EMI none of the options work 1) saving account to Loan account, 2) to add a payee name and loan account no., 3) to add as third party it does not work. All options closed. For ECS execution they are forcing the customer for a Blank cheque. bank says If I would like to pay the EMI online they dont fecilitate rather insist one more standing instruction. The bank follow a rigid practice of accepting the payments only by 10th of every month. Whereas other banks gives an option for the choosing any of the dates i.e., 10th/15th/25th of every month. Especially employees working in the service sector payments may get paid upto 10th. Many of the instances they present the cheques before the 10th i.e, 7th or 8th of the month. For salairsed people working in the private sector whose paymnts credited by 7th to 10th this will pose a problem he will be a continuous defaulter in the absence of other flexbile date option.

I think forcing the customers for the blank cheques as a security is a thrash and not legal act. It is contrued as a restrictive practice.
In the recent ruling the High Court noted that the NI Act was intended to give more credibility to cheque as a financial instrument; “However, the object was not to provide effective and speedy remedy for recovery of loans,” it said. “Law makers must not have intended or imagined that money lenders or banks would obtain blank or post-dated cheques while sanctioning/disbursing loans as securities and would use them to make debtors/borrowers to repay loan under threat of prosecution and punishment under Section 138 of NI Act,” Justice Borkar held, dismissing the application.
“It is doubtful if provisions of Section 138 attracted to a case in which a blank or post-dated cheque is obtained by a bank or money lender before or while sanctioning or disbursing loan amount as security for the loan,” the judge said.

The act of the bank's forcing for blank cheque for any laons by the public sector banks like IDBI bank in the name of security is simply torturous and unlawful where in said property was already pledged with the banks as a security.

CHANDRA SEKHAR

I had opened the on-line investing account in Nov. 2010.Due to ill-health and advancing years I could not operate the account and requested for closing the account and terminating the client-member agreement in Nov.2012. A letter to that effect was sent to Preet Vihar Delhi address and then to Sector-14 Gurgaon address requesting for refund of the security amount of Rs.10,000 . Since there was no response, a letter was then sent to The General Manager IDBI Capital Markets Ltd. Regd. Office 5th Floor Mafatlal Centre, Nariman Point, Mumbai-400021. There is no reply to the above and I have not received the security amount.I am 73 year old and I don't have much energy left to chase this matter aggressively. Please investigate the matter and ensure refund of the security amount without further delay.The amount may please be sent by cheque/draft at my address registersd with you which is: 136 Sector 37, Noida-201303. Regards. Let me know if any more information is required. Brig.(Retd) Amarjit Singh mob:[protected]

I had invested in IDBI FLEXIBONDS - 12 for 6 bonds. My Folio Nos for the same was 12IFBD1271343 & 12IFBD1271344 both the folios were for 3 bonds each. On maturity I received 2 cheque's dated 15th March 2009. I have also received FORM NO 16A for both the folios . As my PAN Number is not reflected on the given FORM-16A, I am unable to claim the tax deduced on both the documents. My Pan No is AAFPF5222L , I am attaching the copy of my Pan Card for your reference. Requesting you to update my Pan No in the given FORM-16A and send me a updated FORM-16A. The updated FORM-16A will help me to claim the Tax Amount deduction in my Tax Return. Requesting you to send the revised FORM-16A and oblige, for which I will be highly thankful. Awaiting your positive reply please. Regards Neil Fernandes Mobile - [protected] E-Mail - [protected]@yahoo.com

I am Gurdial Singh Bhalla was residing in Ludhian Panjab and bought IDBI Flexi Bonds - 21 on 3rd June'2004. I got shifted to Faridabad and was tracking maturity amount continuously. I have not got maturity amount. I have closed down my SB account in Ludhiana from where i paid money against these bonds. Bonds details is -
Amount Allotment - Rs 30,000/-
Folio Number - 211FB107576.
No of bonds allotted - 6
Bond certificate No - 107576
Distinctive Nos - [protected] - [protected]

Hi,

This is regarding complaint # 007/3110230. I had swiped my debit card on 15-Jun-13 and POS transaction was made of Rs.6975.00. However as incorrect amount was entered by seller, the same transaction was made VOID by the seller and that money was supposed to be reversed in my account. Below are the details:

Name of merchant: IDP Education India P.Ltd
Merchant location: Pune
Amount: Rs. 6975.00
Date: 15-Jun-13
Time: 15:38

Kindly let me know when can I receive this money back in my account. I had lodged this complaint in last week and even after a weeks time I did not get a satisfactory resolution.

RESPECTED SIR / MADAM I had withdrawn Rs. 8000 from IDBI account, in Vadodara on 11th November, 2012, from SBI ATM, harni Road. I got Rs. 900 cash in hand but my account showed debit of Rs. 8000. I filled in the ATM dispute form in IDBI bank on 13th November, 2012, in Vadodara itself. I had asked if i had to repeat the procedure from pune as my home branch is FC Road, Pune. That time, the bank officials said I do not have to do anything and I will get my refund in 21 working days. I waited and nothing happened. Then i went to Gujarat colony, Vanaz corner branch of IDBI, where the officials talked very rudely with me and said they would not help. Then, i went to my home branch, FC Road, Pune. There, i was asked to wait and the lady named Shibani said she would get back to me on 14th Jan., Monday. I also asked if i had to repeat the formalities of ATM dispute form so she replied saying "NO".. She didn't get back to me and hence, i went again on Saturday. I had also mailed regarding this, to the operations head, Mr. Vinayak Kshirsagar, previously. I met him and told him the scenario. He said he would get back to me on Monday and asked me to submit a written complaint against Shibani and fill in ATM dispute form. He also has not got back to me. He doesn't even respond to my calls. Whenever i try and call, he cuts the call, or puts me on hold, or texts saying he will call in a minute but nothing he does. Please help me get my money with legal claim of Rs. 100 per day. But, till date I haven't received any amount. Pl. look into the matter and pl. help me to come out of this probem. I will be very oblized to you. Thanking You, Regards, Ruchi Thakkar .

My card number- [protected]

Valid from - 06/12
Vaild thru - 06/13

IDBI Gift Card
VISA ELECTRON

-------
The above mentioned detail is for IDBI Gift cardN Gifted by DCB bank to me.
However, I am not able to use it due to some error in card! The card is getting expired in current month (June) month end. Request you to guide/inform for the process to activate the card as soon as possible.

Awaiting for your favourable reply.

Please call me as matter o[censored]rgency.

Kind regards,

Hemali H. Shah
Contact detail - [protected]