IRDA Complaints & Reviews

सर मेरा ई फ़ोन मेरे bike accident में दिनांक 29.3.2017को सड़क किनारे भरे पानी की नाली में गिर गया मेने new india assuranse कंपनी से दिनांक 11.9.2016को बिमा करवा रखा था ।मेने क्लेम के बारे में कंपनी से बात की तो उन्होंने केवल मेरे signature mismatch होने की वजह से claim reject कर दिया अब इसके बाद उन्होंने मेरे मोबाइल नंबर को ब्लैक लिस्ट में डाल दिया न तो custumer care पर मेरे फ़ोन से कॉल होती और न ही मुझे आगे के प्रोसेस के बारे में जानकारी मिल रही है ।

Respected sir,

I Vijayalaxmi Dash have given the exam of lic angent in 2016. My agency code is LIC0310291V and the date of termination of my code is 01/01/2016. My pan card no. Is CQPD6421E.
Now I had got job in HDFC LIFE from my college campus interview and because of my name showing in IRDA I am getting trouble in joining the job.
So, I am requesting you to please remove my name from IRDA so I can work in in HDFC LIFE. Hope you will accept my request and short out as soon as possible.
YOURS FAITHFULLY.

Vijayalaxmi Dash

Dear sir/madam,
my father had taken a policy of life ins. Corporation of india. but suddenly he died last years 29/02/2016, after death we submitted all required documents at concern branch. But till date we have not received any claim amount.. Kindly help us... And settle this claim asap..
Regards,
Md jawed Ahmad,
S/o Md kamruddin
Policy no.[protected]
LIC OF INDIA

Sir,
I have joined TATA AIG GEN:INSU: Co as an agent.I have n"t doing any business fur the Co.My license validity expired.But my pan looked up in portal. Many times I have requested to the Co. They don"t help me.
Regards,
T D JOSHY
PAN No.AGEPT5825C

LICENSE No:AIG8137619
Rajan villa .veloor.PO.Kottayam.KERALA STATE.PIN.686003.
Mobile No:[protected].

Respected sir date 18/3/2017

My name is chirag gandhi, my jio sa id is 072538, my jac card no is [protected] it’s issue date is 10/2016. I have paid 13160 through sbi dd no is 972616 oct – 2016 to you for renewal of medical claim but till today they have not renewed my policy and when i inquired about that they are asking for more money. I doubted the company has cheated to me. I request you to take my complaint against the company and take needful action. Company’s detail is as below.
Name : jain international organization
Address : jain international organisation
Panchsheel plaza, a wing basement,
Near dharam palace, hughes road
Mumbai - 400007
Maharashtra, india
Email: [protected]@jio.net.in
My detail is as below.
Name : chirag gandhi
Address : b203, nilkanth residency, naranpura crossing, ahmedabad – 380013
Mobile no : [protected]
Email id is : [protected]@yahoo.com

“Mera Bharat Mahan!!”
On 21-09-16 I received call on my landline from IRDA staff informed me that your LIC Policy received for cancellation, there is due & payable to you for Rs. 169000/- for year 2014 to claim this you have to pay Rs. 29214/- (refundable) as interest tax. One cancelled cheque noting back file no. & ID code, which given by them together with zerox of PAN CARD, AADHAR CARD election card and Photos & same document of my wife (Nominee) to be sent.
Next day his senior apparently from IRDA senior officer that there are more amount dues & payable to you from 2001 to 2010 Rs. 542000/- you have to pay 8% of the said amount Rs. 56294/- ( senior citizen concession Rs.[protected]/- which is also refundable. I have submitted all the documents alongwith amount mentioned above to VP 187/B first floor MP Mall, Pitampura, New delhi, 110034. Both cheque debited in my a/c on 26/09/16 & 19/10/16 respectively, He also informed me that Commi. + bonus should receive by policy holders but it was being paid to Agents by using some Mal practice since Modi Govt. has come & become very strict & passed order to clear all backlog within 30 days & pay the dues to real policy holders.
While my file moved to final stage I received call from Ms. Gauri Sharma of Central bank of India from transaction dept. that your amount ready for release you have to pay RTGS + Money Laundering tax 12.5% which recently introduced by MODI Govt. comes Rs. 87559/- as tax amount . Hence I doubt & suspected, I enquired with LIC & IRDA, customer care dept. I was informed that no such payments are being paid by them. Sir I really cheated by culprits. I am senior citizen retired person Money borrowed from relative & sent I completely lost it. Please help and checkup and action on them, who is the mastermind, under whose these fraudtants are active I am sure that they are fully protected by IRDA or useless Govt. there is no hope for recovery of amount. I fear that zerox copies of Aadhar card, Pan Card
& Election Card sent alongwith photos can be Misused by these Mafia Gang. I have gone through complaints, mails various customers have posted on Grahak Seva also they are blaming on Agents for creating confidence on us. Please help and action on them.
Gauri Sharma : Central bank of India
Rahul Shrivastav : IRDA (staff ) - Mob. : [protected]
Jagdish N. Yadav : IRDA (staff ) - [protected]
So Many people has received such calls I aware of such issue.

Hi,
I am samir autar sheopori and my pan card no. Aamps9975j is and phone no is [protected]. I got myself registered with india bajaj allianz life insurance company limited for life insurance agent, at the time of registration the person came to me for collecting my documents named nilesh chubey and he gave me false information that this registration is regarding to irda exams only after that its my wish to choose the company with whom i want to work with. After that they made my registration with urn no. Abli[protected] and insurance company name is bajaj alliance life insurance, i do not want to work with bajaj alliance life insurance for that matter i went to their office for getting my registration cancel but they are not canceling my registration with them please do the needful what should i do for that matter.
I did not give any exam till date organized by irda

Somani working as a agent having Agency no AGD0086708 and licence no is 124409 with united India insurance co Ltd Malad Do.
I wanted to join Religare company to increase my business I am lady working for my home.
Religare ready to join me but said that my licence shows terminated. It's not possible as am still working with united India insurance co Ltd but they are not ready to upload on IRDA site.
I request you to guide them to upload at earliest.
Thanking you
Yours sincerely
Sonal Somani

Respected sir,

My name is deepak soni. I have joined oriental genral insurance and life insurance corporation of india as an agent 3 years back. I haven't doing any business for that company. My license validity also expired. But my pan number looked up in irda portal.

Applicant name deepak soni
Father name khushilal soni
Date of birth 17 july 1986

Business information
Oriental insurance
Agent id mpu290731gioic303020

Life insurance corporation of india
Agent id mpu060913lilic113651

Kindly delete my pan number in irda portal. Thank you.

Regards,
Deepak soni
[protected]@gmail.com
Mobile: [protected]

Respected sir,
some detail of my insurance.
Company :- Apollomunichinsurance
Policy number :- 190800/11121/AA00502719.
Claim Id :- 503648.

I had oriental health insurance since last five years and in last november I transfered it in apollo health insurance under portability scheme.
Now in this december I submit reimbursement for treatment of my wife of lump in left breast (two). Fibroadenoma left breast.

Now company reject my claim and they given reason that your policy is start from 19th novermber and this illness cover after 2 years. My points is that I am not a new customer I tranfered my insurance from oriental to appollo under portability scheme.

I want solution this issue with help of you. Please help sir.

Respected sir,

My name is s. Mohanraj. I have joined tata aia life insurance company limited as an agent 5 years back. I haven't doing any business for that company. My license validity also expired. But my pan number looked up in irda portal.

Applicant name s mohanraj
Father name v subramanian
Date of birth 02 jun 1979
Urn aili[protected]
License no 8020991
Certificate no -
Type individual
Business information
Insurer name tata aia life insurance company ltd
Agent id tnu100310liailail040
Category life

Kindly delete my pan number in irda portal. Thank you.

Regards,
S. Mohanraj
[protected]@gmail.com
Mobile: +[protected]

I'm Arumoy Bhowmick received a call on 14th September from [protected] a person named Ashish kumar( May be fake) claiming to be central insurance authority officer. He asked me if I have refused to claim the bonus on my premium which is given from govt in a manner which looks pretty genuine. When I said I have never hard of such bonus & neither I have refused to claim any bonus if any thinking that it may be from LIC as I have some LIC policies. Then he said to day being the last date, if I don't claim the file will be closed & the Bonus will go to agents account. Thinking that it may be some bonus from LIC I have asked him how to claim the bonus & he asked me to note down some Bonus code as he will be transferring the call to a senior officer who will explain the procedure & will ask me the bonus code. He asked me some more questions like where I was working, how much do I pay annual premium etc. When he transferred the call to other person he asked me the bonus code & put me on hold to check the system.
Fortunately/unfortunately the call got disconnected somehow. When I checked Internet about this, found lot of such complain. Thus requesting you to take appropriate action for such frauds so that they do not cheat others.

Regards
Arumoy Bhowmick

I have received a call from the above mobile no. [protected] stating that the need to pass on the Bonus on my insurance policies. I have notice that is a fake call.

Pl. take necessary action against the caller on immediate basis.

This is related to the fraud call i received today (26.07.16) from hydrabad region saying that the person (baldev sharma-[protected]) is calling from gbic dept of irda and you have got bonus of 235000 from my life insurance policy, which is going to be transfer to agent account in next 24 hrs, and i[censored] want to get this amount i have to full fill some formalities immediately. at that point of i thought of that this person must be a fraud as irda never calls to any customer regarding policy and the policy which i own does not have the bonus clause as such. then he said that ok i am forwarding your file to the concern department. he said to me call to our head (omprakash-[protected]) saying that he is head of gbic, and he will complete your further process to transfer bonus in your account.
He were trying to do a fraud to me. so plz suggest me.
I am sharing this so that more and more people get aware of such fake calls, who claims that they are from irda and cheat the innocent people. also request irda and other insurance agency to take action against such brokers who are playing with their brand name in the market and ultimately creating a negative impression in the mind of common citizen.

With worm regards,
Santosh chopade
[protected]

I am a middle class salaried employee working in a public sector for the last 29 years with my head high. Now I have been put in a position of financial distress, bankruptcy by these IRDA officials. I have been cheated from 2013 till 2016 in the name of IRDA. These so called IRDA officers have made me purchase more than a dozen policies in the name of myself and the family members. They even made me purchase policies in the name of different people saying that since my tax limit had exceeded it would not be advisable to purchase policies in my name. So much amount was stuck up with IRDA that I had to comply with whatever they said. They even threatened me that if the amount if not paid through policies my file may be sent for cancellation and there may be a raid by Income Tax authorities. These IRDA officers have made me purchase more than 20 policies in different persons name . I was forced to comply by way of loans from friends, bank, withdrawal of amount from PF, encashing my FDs, encashment of leave, paying children fees through Credit Card etc. there was no one to help me out. I kept pestering the IRDA officials that I was not interested in any extra amount but only the principal amount which has gone from my pocket. I had to encash my leave, withdraw from PF account . The file went on moving from IRDA office to various offices. I requested and pestered but in vain. I was told that this would be the last amount after which there will be no issue. Although I was not able to make both ends meet, and such a huge amount of my hard earned money was stuck up I ventured out and requested amount from family & friends, wife mortgaged all her jewellery, surrendered/took loan against LIC policies. Presently I am debt ridden, my elder brother is suffering from cancer, children are studying and have several other liabilities. I have been cornered from all sides and I have no other options. If ever something happens to my family or myself the so called IRDA officials may be held responsible.

I have the following queries:
• Does IRDA engages in such kind of schemes?
• If it is true, why no written communication instead of verbal?
• Why does everything happen verbally on mobile?
• Why there is no commitment from these officials?
• Why do they threaten that the file would be cancelled if the amount is not deposited?
• Why do different people keep contacting?
• Why are the contact numbers not land line numbers?
• Why the customers cannot contact them at office?

If the above is true, the Government needs to think to revamp the system to bring more transparency for the benefit of the citizens of the country.
Requesting for help and the procedure for lodging a complaint against the so called IRDA officials .

Thanking You In Anticipation

Fake Bonus calls
Hi,
On dt 8 April 2016, at about 15.00 hr, I received a call from [protected], new Delhi. Person name Jatin Malhotra, (may be wrong name) that, I m from head office of HDFC life insu. Comp., you are loosing Bonus due to your insu. Agent has not gave u service, and not informed to u. only two days are left to claim bonus otherwise u will loose bonus of rs50000/-.My officer will contact u after one hr.He gave me all details of my hdfc life insu .policy. and it was correct.
After two hr, another person, name V K Raghavan (May be wrong name), from [protected], told me I m officer in irda and, I will make complaint against your agent Mr………( he gave correct name of agent ).in IRDA dptt, for not giving u service and due to that u r in lost of bonus of Rs 50000/-. Only two days r left, i[censored] send me self attested copies of policy documents and your IDs, photo, one cheque duly signed and cancelled, and another blank cheque without sign. urgently to my office, u can get bonus 50000/-. Also he said that there should be minimum balance of rs.200000/-in Bank account, to show that u r in capacity to pay remaining premiums.
He gave me list of documents, and address where to send documents
Address was- To Mr.Pankaj, surya complex, G-01 1st flr, rohini, sec 27, parladpur, new delhi 110085.
I searched address on google, but not confirmed. I called him, but he said it is correct, u send, Mr Pankaj will receive.
I started to collect all documents as time was less, it was 17.00hr, I tried to send by DHL courier. He told me to send only by Trackon courier. Finally I sent by Trackon courier at about 18.30 hr. courior was delivered on 9 april, at 17.oo, to mr. Pankaj, mob. No. incorrect.
Then after, he often and often called me for bank balance, to keep for three days in account. I told, ok I will do.
At night time, I searched in IRDA sites, I found so many fake calls scandals, same types, fake bonus calls instances.
On 9 and 10 April, bank holidays. i got calls on holidays also., I asked for office name, land line tele no., fax no etc. he gave me wrong tele. nos. hence I doubt that these are fake calls. On early morning of 11 April, I went to ATM and withdrawn 25000., and remaining withdrew by cheque in early morning. then I made stop payment of blank cheque immediately, And thus I became safe.
I got so many calls from both persons, I told that I m going to balance 200000- in my ac., meanwhile I did all.
In this, courier boy is also working for these people, as he delivered to them, even address is wrong.
For information to people, I wroght my experience here.
K. patel
Mehsana, Gujarat

I have received a call on 09.07.15 in name of IRDA regarding a huge amount of bonus (approx. 3.5 lac.) is sanctioned against my name, but some one named Niraj Sharma is claiming that I have authorised him to take the money on behalf of me. The IRDA wants to verify the truth and asking the details of mine (voter ID, Pan Card, address proof etc.) in hard copy. To my knowledge IRDA will not claim such type of documents from any policy holder and I have already denied to give these. The very next day (10.07.15) again another one person named Viswnath called me (from [protected])regarding the same topic (bonus from IRDA). At that time I have told him that I will complain to the police against him with this ph. no. in reply he threatened me that I will be imprisoned for 10 years. The Government should take some immediate strict action against this type of fraud person those who are spoiling the image of IRDA and to save many innocent people from getting trapped in their trick.

I got a call from so call siddharth bisht from it cell, irda hyderabad, that some neeraj sharma put up an NOC for LIC benefit refund on behalf of me, and case iS consider as cheat n fraud, he asK me about my address and id proof n also ask me to come to hyderabad for further formalities, and ask me to call Rakesh bajaj [protected] n also told me that somEtime rakesh Bajaj Were in meeting so i can talk To his Ps Cheteshwari ayyar For further cosserpondence of getting benefit. I call up irda consumer helpline for the same n found to be a fraud call

Dear Sir/Madam,

I was promised by Mr Rajeev Shulkla and Mr Ashok from IRDA working for Boss Named Anjali Yadav

Initially i was promised to get 60% of Artha Money (Fraud Health Company in Bangalore) which amounted to 3, 60, 000 if paid the procesing fee of 3.49 % of the total refundable amount. Few days later Mr Rajeev Shukla told that the company which is returning my Artha transaction money is ready to pay full amount of Rs 6, 00, 000 if i pay 3.49 % of the processing fee.

Till now dear Sir/Madam i have paid Rs 1, 83, 146 to get the Artha Money of Rs 6, 00, 000.

All the money that i have paid is to the following person of the company that has promised to pay Artha transaction of Rs 6, 00, 000

Mr P Vela Yutha Perumal (CA of the company)
Account Number: [protected]
IFSC Code: IOBA0002800
Bank name and Address:
Indian Overseas Bank,
Moradabad,
Chandausi Dist,
U.P - 202412

The above amount of 1, 84, 146 that i have paid is mostly transferred from my ICICI Bank Jaynagar through NEFT.
I have all the details of the transactions made.

This started on November 07, 2014 and till date i have neither received Rs 6, 00, 000 nor my money of Rs 1, 83, 146.

It would be helpful if you can have a look at this and help in getting my hard earned money of Rs 1, 83, 146 back.

Thanks and regards,
Nitin
Mobile Number: [protected]

As on 29th September 2014 I have called from IRDA Verification Department Delhi. The Caller Name is Mr. R.K.Mishra Mobile No. [protected]. he said this call for IRDA Verification for Insurance.U have got 235000 Insurance Bonus from IRDA verification, if you get this amount you want to submit PAN & Rs. 35000 on our A/c. I realise this is FAKE call. But I am scared so I want to complaint against Mr. R.K.Mishra ( Mobile No. [protected]).