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KreditBee Complaints & Reviews

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Updated: Sep 8, 2025
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KreditBee reviews & complaints page 31

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R
Ranginini Nareshr
from Hāora, West Bengal
Mar 31, 2020
Mar 4, 2023
This thread was updated on Mar 4, 2023
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In respect of all term loans (Including agricultural term loans, retail and crop loans), all commercial banks (Including regional rural banks, small finance banks and local area banks), co-operative banks, all-india financial institutions, and nbfcs (Including housing finance companies) (“lending institutions”) are permitted to grant a moratorium of three months on payment of all instalments1 falling due between march 1, 2020 and may 31, 2020. The repayment schedule for such loans as also the residual tenor, will be shifted across the board by three months after the moratorium period. Interest shall continue to accrue on the outstanding portion of the term loans during the moratorium period.
Dear Ragini,

We deeply regret the inconvenience caused to you. Please send an email with all of your details to [protected]@kreditbee.in. so that we can better serve you.
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    Bhargav Muttavarapu
    Mar 30, 2020
    Mar 4, 2023
    This thread was updated on Mar 4, 2023
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    Address: Kodihalli Bangalore, 560008
    Website: www.kreditbee.in

    What rights does kreditbee have to force a customer even rbi stated monetorium of emi for 3 months is it kreditbee is legal or not they are taking high interests and yet they can't even stop this emi in this crisis situation i don't know why rbi is not looking into it and now they are scaring people by saying penalties and effecting the cibil score
    Nov 22, 2025
    Complaint marked as Resolved 
    solved
    Dear Bhargav,

    We deeply regret the inconvenience caused to you. Please send an email with all of your details to [protected]@kreditbee.in. so that we can better serve you.
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      P
      Prince Kunjukutty
      from Bengaluru, Karnataka
      Mar 27, 2020
      Mar 4, 2023
      This thread was updated on Mar 4, 2023
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      Sir, i have taken loan from kreditbee and i have to pay my first repayment on 3/4/2020. But due to crisis of corona i can not go out for work and i don't have enough money to pay back. Recent ordinance from central government says we don't need pay emi for next three months, so i requested them to give little time but they refused. They are insisting me to pay on time which is not possible. Sir please consider this issue. Thank you sir
      As per current setioution i am sending my problem to krefitbee but the continuious sending emi reminder & penalty details sms screenshot attach

      violating rbi ordinance - Comment #3672782 - Image #0
      Dear Prince,

      We deeply regret the inconvenience caused to you. Please send an email with all of your details to [protected]@kreditbee.in. so that we can better serve you.
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        P
        Pooja Pasham
        Mar 19, 2020
        Mar 4, 2023
        This thread was updated on Mar 4, 2023
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        Address: Kabeer nagar, 500018
        Website: www.kreditbee.com

        Kredit bee team guys are using filthy language and taking rubbish for 15 days payment delay.. Being an indian i need help.. Does no one delays payments or what?? Why i'm i getting calls and being harrassed by these filthy people who doesn't have proper skills nor don't know how to respect. Kindly do the needful.

        Regards,
        Pooja
        +1 photos
        Dear Pooja,

        We deeply regret the inconvenience caused to you. Please send an email with all of your details to [protected]@kreditbee.in. so that we can better serve you.
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          V
          VK Rockzz
          Feb 28, 2020
          Mar 4, 2023
          This thread was updated on Mar 4, 2023
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          Address: 600077

          I have taken a loan from kreditbee online loan last 5 times i have made the payment properly but for last 3 months i cant able to pay due to my job changes & also my wife health issues.. But they are threatning me too pay it. They have send random messages for all contacts & also calling them i have asking them time but they are still threatning me to pay now again & again
          Apr 4, 2023
          Complaint marked as Resolved 
          Verified Support
          Mar 04, 2023
          KreditBee Customer Care's response
          Dear Customer,

          We deeply regret the inconvenience caused to you. Please send an email with all of your details to [protected]@kreditbee.in. so that we can better serve you.
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            V
            Vimal Karthik SP
            Feb 17, 2020
            Mar 4, 2023
            This thread was updated on Mar 4, 2023
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            Address: Chennai, Tamil Nadu

            I have paid my installment before due date the have received the money but in app it has not updated and after loan due date they called and asked to again i paid they said don't worry your money get refunded soon. 7th of january i have paid till date i didn't get my refund. I need to escalate it to highest level. And also paid penalty for 1 day of delay so i am going to take action against kreditbee as they have given loans but still i need my refund back.
            I made the payment yesterday via Paytm [protected] my money was deducted and kreditbee payment was not completed.so please refund my payment imidiatlaly in my paytm wallet

            amount refund - Comment #3659367 - Image #0
            Dear Vimal,

            We deeply regret the inconvenience caused to you. Please send an email with all of your details to [protected]@kreditbee.in. so that we can better serve you.
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              A
              ArunSinghHyd
              Feb 6, 2020
              Mar 4, 2023
              This thread was updated on Mar 4, 2023
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              Website: www.kreditbee.in

              I took loan from Kredit bee near about 30k and 5th was my EMI date. I was having some financial issue due to which I was unable to pay on 5th. From 4th onwards I used to get IVR calls with frequency of an hour in a day and 3 times call by Customer care guy asking to pay amount. I missed to pay on 5th. Still I was getting mentally torturing calls . I said i will pay emi within couple of days.Still they were calling n number of times.At 8th (After 3 working days)they send sms to my parents and all references which i mentioned while filling form.
              The sms contains message which says they made defaulter, blacklisted and also they reported to CIBIL. They also said that they are supposed to sent legal notice and Recovery agent will arrive shortly to recover money at my home or Office address.

              At 4th i paid emi with penalty.
              As of now loan is closed. I paid all the emi.

              Is this a way to act? I missed the1st emi and too it was 3 working days. The amount was 30k. I was really irritated with calls, mail & messages.

              I want to take action on it.
              Apr 4, 2023
              Complaint marked as Resolved 
              Verified Support
              Mar 04, 2023
              KreditBee Customer Care's response
              Dear Arun,

              We deeply regret the inconvenience caused to you. Please send an email with all of your details to [protected]@kreditbee.in. so that we can better serve you.
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                A
                Annasaheb Raut
                Jan 30, 2020
                Mar 4, 2023
                This thread was updated on Mar 4, 2023
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                Address: Shrirampur, Ahmednagar, Maharashtra, 411709

                Hello all,
                Me taken loan from kreditbee it's showing repay in 24 month for 4k. But after 15 days they calling and asking 5k. 1k interest on amount of 4k. It's genuine. Taken my phone book contact and mental torture to me and my contact. Feeling unnecessary mental pressure. Suggest me to file legal complaint on this company. Calling from ip phone so that case we can't call back.
                Name :kiran raut
                Dear Annasaheb,

                We deeply regret the inconvenience caused to you. Please send an email with all of your details to [protected]@kreditbee.in. so that we can better serve you.
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                  R
                  reddysudhala
                  Jan 5, 2020
                  Mar 4, 2023
                  This thread was updated on Mar 4, 2023
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                  I have taken loan from kreditbee almost every month in 2019 and cleared them on time paying high interest to them... When i didnt paid once on time and later repaid with penality...in october 2019 they impacted my cibil score showing in credit reports that i still owe to the company... And the amount is still overdue and the loan status is still active now... There is still outstanding active loan...
                  +1 photos
                  Payment is debit in my account but show in my Kreditbee Unpaid.

                  although paid loan with penalties... kreditbee impacted my cibil... showing still i owe to the company - Comment #3655792 - Image #0
                  Dear Reddy,

                  We deeply regret the inconvenience caused to you. Please send an email with all of your details to [protected]@kreditbee.in. so that we can better serve you.
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                    R
                    Rajat Kumar 00025
                    from Noida, Uttar Pradesh
                    Dec 14, 2019
                    Mar 4, 2023
                    This thread was updated on Mar 4, 2023
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                    I took a loan of 2000 from creditbee. I had to pay the loan in two installments. But i failed to pay my 1st installment on[protected]. They started calling me from the next day. I told them everytime that i would pay the whole amount on[protected]. By the way my second installment date is[protected]. Everytime they called me, i told them that i would pe paying on 15th. But today they called me and started threatening me for legal notice. I told them that i have told you guys that i would be paying on 15th that is tomorrow. But he started to talk rudely and threatned me of legal notice and to damage my cibil. This is a fake company. If i am paying late, i am also paying the fine. Then threaten for what.
                    Apr 8, 2023
                    Complaint marked as Resolved 
                    Verified Support
                    Mar 04, 2023
                    KreditBee Customer Care's response
                    Dear Rajat,

                    We deeply regret the inconvenience caused to you. Please send an email with all of your details to [protected]@kreditbee.in. so that we can better serve you.
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                      R
                      ravitoldi
                      from Mumbai, Maharashtra
                      Dec 8, 2019
                      Mar 4, 2023
                      This thread was updated on Mar 4, 2023
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                      Account No:[protected]
                      Mobile No:[protected]
                      On 1st of december 2019 at 11:05 pm i made a transaction of 4192/- through phonepe application and the transaction is successful and amount got debited from my account..
                      But receiver bank states that they haven't received any amount from my bank side..
                      Please help me out .. Im quite confused regarding it.. Im sharing the screenshots of transactions and the reply of receivers end..
                      +3 photos
                      Dear Ravi,

                      We deeply regret the inconvenience caused to you. Please send an email with all of your details to [protected]@kreditbee.in. so that we can better serve you.
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                        D
                        Divesh chaudhary
                        Nov 23, 2019
                        Mar 4, 2023
                        This thread was updated on Mar 4, 2023
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                        Address: GHAZIABAD, Ghaziabad, Uttar Pradesh, 201001

                        His is to in form you that i am totally mentally harased by kreditbee from last 30 days they call my friend relatives family and use abusive languages currently i have some financial crises thats why i am not paying the remaining amount of 10k
                        But i took the loan so why they called to my friends and family

                        They are mentally harasing me from last 30 days if they will not stop i dont know what i will do
                        If anything happen with me totally responsible kreditbee
                        Please close my loan i was paid my loan before last 3 months but my load was not closed please close my loan immediately

                        mental harassment - Comment #3613228 - Image #0
                        Dear Divesh,

                        We deeply regret the inconvenience caused to you. Please send an email with all of your details to [protected]@kreditbee.in. so that we can better serve you.
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                          M
                          Moni27
                          from Mayiladuthurai, Tamil Nadu
                          Nov 20, 2019
                          Mar 4, 2023
                          This thread was updated on Mar 4, 2023
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                          Address: Finnovation Tech Solutions Pvt. Ltd., 3rd Floor No.100, The Royal Stone Tech Park, Benninganahalli, K.R.Puram Bengaluru,India -, 560016

                          I have taken a loan of 10k twice and this time I have not paid it's been two months n one stupid girl who S calling from collection team n abusing who S she to question me using bad words n abusing me through Watsapp her number [protected] I don't know her name what u guys thinking I asked time since I can't pay now u will talk whatever u want? Such a cheap attitude know how to treat customers
                          Apr 6, 2023
                          Complaint marked as Resolved 
                          Verified Support
                          Mar 04, 2023
                          KreditBee Customer Care's response
                          Dear Moni,

                          We deeply regret the inconvenience caused to you. Please send an email with all of your details to [protected]@kreditbee.in. so that we can better serve you.
                          This is to in form you that I am totally mentally harased by kreditbee from last 30 days they call my friend relatives family and use abusive languages currently I have some financial crises thats why I am not paying the remaining amount of 10k
                          But I took the loan so why they called to my friends and family

                          They are mentally harasing me from last 30 days if they will not stop I dont know what I will do
                          If anything happen with me totally responsible kreditbee
                          My loan closed but paisa bazaar app par cibil low hota ja rha hai account closed NHi Ho rha kisi bi cibil score app par Deko 1 hi account active hai kredit bee I'm requesting respected sir please close my account Mai total emi pay kar chuka hu

                          mental harassment - Comment #3618939 - Image #0
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                            V
                            vikash gupta bihta
                            from Mumbai, Maharashtra
                            Oct 29, 2019
                            Mar 4, 2023
                            This thread was updated on Mar 4, 2023
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                            Address: Patna, Patna, Bihar, 801103
                            Website: Kreditbee app

                            My name is vikash. From patna i use kreditbee app. I fill all document company demand me 1650 processing fees for 1650 rupees loan. Mere pas 100 rupaiye v nahi 6 month se. Maine processing fees nahi diya to loan nahi mila. Lekin kreditbee wala bolte hai sms call WhatsApp karte hai maine loan liya. 1750 rupees ka u chek my bank passbook also. 1 month se kreditbee paresan karta hai bolta hai case karega.
                            +1 photos
                            Apr 7, 2023
                            Complaint marked as Resolved 
                            Verified Support
                            Mar 04, 2023
                            KreditBee Customer Care's response
                            Dear Vikash,

                            We deeply regret the inconvenience caused to you. Please send an email with all of your details to [protected]@kreditbee.in. so that we can better serve you.
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                              S
                              Suman Kanti Das
                              from Lala, Assam
                              Oct 29, 2019
                              Mar 4, 2023
                              This thread was updated on Mar 4, 2023
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                              Address: Karimganj, Assam, 788710
                              Website: kreditbee.com

                              I have take loan amount around 4000/ from kreditbee and return the full amount with interest, but they almost destroyed my cibil score which is showing i have 97/ overdue. I am also unable to fetch my profile in kreditbee. Their customer care also not responding. Now i want to know about the statement from kreditbee so that if anything left i can pay. My no. For login kreditbee is [protected].
                              Bina processing fees ka kreditbee mujhe loan nahi diya or bolta hai 1700 loan diya.
                              Sir i have 755 cibil score but the last month i apply 5000 rs from kredit bee after 20 days i repay the all amount but still my cibil score 1. idont know why. My registerd mobile number [protected]
                              I want to get back my cibil score. My all loans payed made on time then why they are do like this. Plz enqure and get back my cibil score...

                              payment completed but still showing overdue - Comment #3621240 - Image #0
                              Dear Suman,

                              We deeply regret the inconvenience caused to you. Please send an email with all of your details to [protected]@kreditbee.in. so that we can better serve you.
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                                G
                                gaju28
                                from Delhi, Delhi
                                Oct 19, 2019
                                Mar 4, 2023
                                This thread was updated on Mar 4, 2023
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                                Address: adarsh crystal 16/3,2nd floor, cambridge road,cambridge layout, begaluru, karnataka, Bangalore, Karnataka, 560008
                                Website: [email protected]

                                I took loan and repaid it on time but still they have not updated my status.. When i contacted company they said ur money is not received.. I have bank transfered the amount and send detail of transition id but still they are asking for penalty.. I have all proof of repayment. Plse sort it out. The amount is credit in their given acc. No of yes bank.. Transition id is also given to them by mail.. I contacted them but they are saying provide imps no.. They have added 102 1 day charge.
                                Oct 19, 2019
                                Updated by gaju28
                                The loan repayment done and transition id aare is is in image

                                Dear Gaju,

                                We are really sorry to hear about your unpleasant experience and would like to sincerely apologize for the same. We request you to drop an email to [protected]@kreditbee.in with all the details and our team will check and assist you with your query.
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                                  I
                                  Insider boy
                                  from Mumbai, Maharashtra
                                  Oct 9, 2019
                                  Mar 4, 2023
                                  This thread was updated on Mar 4, 2023
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                                  Address: Kamrup Metropolitan, Assam

                                  I am writing this because my kreditbee account is still showing that my loan amount is not paid yet. I have paid the loan amount and still it did't reflect in my account. My loan Id is KB190723GFMSM. I have paid an amount of Rs 4345 and the transaction number is[protected]. I have done the payment through google pay. I have attached the screenshot of the payment and my kreditbee account. I am requesting you to kindly solve my problem. I have written many emails even called the customer service several times but there was no reply to my solution. Please help me with the problem.
                                  Thank you.
                                  +2 photos
                                  I have cleared all the dues of kreditbee but still, it's affecting my cibil score and reflecting as a negative account. The Kreditbee people are not at all responding to the emails and calls.
                                  I HAVE DEPOSIT ALL DUE AMOUNT WITH PENALTY. I RECIVIED CONFARMATION TO COMPANY BY MAIL BUT LOAN ACCOUNT ACTIVE TILL TIME IN CREDIT REPORT
                                  Name:-Lekhraj Kumawat
                                  Mob.[protected]
                                  Pan No. BVCPK7567G
                                  E-Mail:[protected]@gmail.com

                                  money deducted from my account but still it is show as unpaid - Comment #3590559 - Image #0
                                  money deducted from my account but still it is show as unpaid - Comment #3590559 - Image #1
                                  money deducted from my account but still it is show as unpaid - Comment #3590559 - Image #2
                                  money deducted from my account but still it is show as unpaid - Comment #3590559 - Image #3
                                  I don't know english.
                                  Nenu Kredibee loan theesukunnanu.
                                  Loan theerchesthanu kani konchem late avuthundhi ani cheppina torcher chesthunnaru.

                                  money deducted from my account but still it is show as unpaid - Comment #3604504 - Image #0
                                  money deducted from my account but still it is show as unpaid - Comment #3604504 - Image #1
                                  Dear sir my loan account all cibil score app active dika rha hai kredit bee se nivedan hai ki Maine pura loan closed kar diya hai Kripya Mera loan account band karne ki kripa kre Mera loan band Kiya jaaye please please please please please

                                  money deducted from my account but still it is show as unpaid - Comment #3618297 - Image #0
                                  money deducted from my account but still it is show as unpaid - Comment #3618297 - Image #1
                                  Dear Customer,

                                  We are really sorry to hear about your unpleasant experience and would like to sincerely apologize for the same. We request you to drop an email to [protected]@kreditbee.in with all the details and our team will check and assist you with your query.
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                                    A
                                    Akshay Kumar098
                                    from Mumbai, Maharashtra
                                    Oct 5, 2019
                                    Mar 4, 2023
                                    This thread was updated on Mar 4, 2023
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                                    Address: 21-10-27,Srinagar 2nd Lane, SN puram , Vijayawada, 520011

                                    As i had paid due firstly on gpay and it will not affected in the app and i got messages and calls regarding today is the last day to your repayment of you are not pay your cibil will go down and also chagres will born of you want to avoid kindly pay.
                                    So first in the morning i had paid in gpay i had waited till eveng and then again done a transaction in phonepee both transactions are showing successful but not affected in the app then also. Atlast night 11 click i got message that you loan repaid successful.
                                    So i want my 2nd payment money back to my account
                                    +2 photos
                                    I took a loan of 1447 ruppee on 10/10/2019
                                    and after days i paid 1322 ruppee but i didnt recieve any confirmation msg on my number or any mail from your side fix this problem please asap.

                                    paid due twice because of not affected in the app - Comment #3560896 - Image #0
                                    paid due twice because of not affected in the app - Comment #3560896 - Image #1
                                    Sir, please see this matter. I am doing repayment of Bildeskuti vai keditbee loan through upi payment then amount is debited from my account but till it shows me the repayment was not done or successful . Please help me, or refund my amount as soon as possible

                                    paid due twice because of not affected in the app - Comment #3568470 - Image #0
                                    Dear Akshay,

                                    We are really sorry to hear about your unpleasant experience and would like to sincerely apologize for the same. We request you to drop an email to [protected]@kreditbee.in with all the details and our team will check and assist you with your query.
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                                      RANJITHKUMAR0905
                                      from Kolkata, West Bengal
                                      Oct 2, 2019
                                      Resolved
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                                      Resolved

                                      loan approved and it is showing disbursed in app but it is not credited in my account

                                      Website: www.kreditbee.in

                                      Hi,
                                      I applied for a loan of 2200 rupees in kredit bee on 2nd october 2019, then they approved it and in the app it is showing disbursed but it is not credited in my bank account. They also mentioned in app repayment date (3rd november).
                                      Regarding this issue i mailed them many times, but they are not replaying.
                                      Even the contact number given in app is also not working.
                                      I am attaching the screenshots please look...
                                      +2 photos
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                                      Bhudev Maithil
                                      from Mumbai, Maharashtra
                                      Oct 1, 2019
                                      Mar 4, 2023
                                      This thread was updated on Mar 4, 2023
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                                      I have made payment twice by mistake at 30/09/19. Because message has been sent by paytm to transaction declined but amount was deducted from my a/c. I made paymyent next time it was successful. After some time first transaction was succesful sir please refund my amount in my a/c. My registered no. Is [protected] and mail [protected]@gmail.com. I have complaint also by mail but there is no satisfaction by kreditbee. Please shortout my problem.
                                      Dear Sir,
                                      I applied for a loan it was approved but still it was not disbursed, load I'd is KB191002QOMMT please solve this I pay the loan every time on time ...please solve this
                                      Dear Bhudev,

                                      We are really sorry to hear about your unpleasant experience and would like to sincerely apologize for the same. We request you to drop an email to [protected]@kreditbee.in with all the details and our team will check and assist you with your query.
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