Life Insurance Corporation of India [LIC] Complaints & Reviews

Hi, I have a housing loan with LICHFL, loan number[protected]. It is of floating interest rate (initial 3 years ROI was 10 %). Now from October 2016 my ROI is suddenly increased into 11.2 %, however according to RBI home loan rate should be reduced. In spite of repeated request, they have not reduced it. Please suggest what should I do?

I have emailed LICHFL and did not get a response.

My policy no.[protected]
Kindly update my e-mail address as [protected]@gmail.com
Please note, i have forgot my old e-mail address, hence unable to login. request yourself to send my password to my new e-mail address enable me to get my premium receipts & not able pay premium of lic also.
Kindly make as soon as possible.

Thanking you,
Kanimozhi j

Hi LIC team,

I am unable to make online payment of my premium for LIC policy#[protected].

Getting the below error page:
"Premium cannot be paid for this policy using Online Payment Facility. Please ensure that the premium is due for the policy and try again"

Please help resolve this issue at the earliest, since I can only pay my premium through online alone.

Thanks,
Mohamed Sarfraz S

Sir.

we have given all document for maturity payment of LIC POLICYwell in time

including NEFT details under acknowledgement.On due date payment was

not initiated .I contacted villupuram lic brannch on 05/11/2016 then only

NEFT was initiated.Actual due date was 03/11/2016.

Policy no[protected] in the name of my wife C.Jayashree

Request action.

Sir/Madam
I have made online payment of Rs. 33, 375/- as renewal premium against Pol. No[protected] through www.licindia.com on[protected], LIC Seq NO[protected] & Acknowledgment NO-PR[protected]. The amount was debited from my Bank A/c on the same day time, Transaction ID 09433854. But till date I have not received any receipt in my E-mail.
Therefore I request you kindly to do the needful and send the receipt through my E-mail.

I will not suggest LIC hfl because we will not get any response during the loan transfers, they will not allow the cheques after 4pm for which we have to pay an additional amount for break period interest.Even if you opt for home loan you have to take decision for the loan transfer due to higher int rates in floating mode

They are having traditional systems- for each request we need to reach the lic hfl office because they wont respond properly in the phones. If your cheque bounces they will send message after 4-5days for which again we need to pay breakperiod intrest during loan transfers..no quick alerts to avoid this kind o[censored]nnecessary & delayed payments.

If you are looking for a Home loan in LIC HFL you have to bare this kind of issues as iam well experienced ..kindly go through the websites for comparision of intrest rates and select the best option...if you are choosing LICHFL then you are doing big mistake.

Thanks

Dear Sir/Madam
Good Afternoon
Actually i am living in Gujarat and have policy no[protected] in Jharkhand, In this policy wrong DOB 19/01/1978 is mentioned but correct DOB is 15/01/2016
I had visited LIC office in Ramgarh home branch on 15/10/2016 that time officer told me that it had been corrected but it is not reflecting in online, I had also given age proof certificate to branch agent
Please correct is as soon as possible

Regards
Mahesh Mahto

Dear Sir/Madam,

I made a payment of 1442 rs online to lic of policy number[protected] on 2nd november 2016, but i couldnt get pay receipt yet, information of transaction is INB/[protected]/LIC OF INDIA (BILL DESK)/L.The same amount of 1442 rs deducted from my account at the same time, but still no any auto revert mail i got from lic.

I hope you will solve my query asap.
Thanks
Jitin Kumar

Sir,
I have paid premium on policy no.[protected] for rs.5461.00 standing in the name of kosana surya prakash reddy due in oct 2016 and my savings bank account debited with rs.5461.00 but i did not received renewal premium receipt. please arrange to send the renewal premium receipt immediately to my email id : [protected]@yahoo.com and oblige.

Yours faithfully,
K. v. s. prasad reddy
Email id : [protected]@yahoo.com

I have paid premium on policy no.[protected] for rs.7695.00 standing in the name of my wife smt. Kosana mohana lakshmi today i. E. On 29.10.2016 through internet banking. After debiting my sb account, system not generated renewal premium receipt. Please send me renewal premium receipt to my email id : [protected]@yahoo.com immediately and oblige.
Thanking you,
Yours sincerely,
K. V. S. Prasad reddy,
Policy no.[protected]

When I am trying to register new user using my policy details, site says 'Wrong data entered'. I entered all correct information then also error is same. I feel helpless. Why there is not specific error saying which field is wrong or which data is wrong. How do I proceed, whom should I concern. I wonder anyone can resolve this error as soon as possible.

Sir,
My name is Bhupesh Kr. Singh. S/O Udhav Prashad Singh. My request for a housing loan was accepted many days before but I haven't received my cheque till now. It is with some one as told by the bank . I am paying interest for the loan which I did not get till now from last 7-9 days. It is my humble request to you to please check the issue and try to help me.
Address - UP, Dist- Basti, Post- Ojhaganj, Vill-Penda

Jaywant Sonawane
My 02 Policy nos. are[protected] &[protected] for life insurance. Kindly arrange to provide me annual statement of premium paid by me during the current year[protected]. This is required for submission of my Income Tax return. Urgent action is requested

jaywant sonawane
flat no 22 3rd floor Phase-1 B wing media shrusty manaji nagar narhe gav Pune 411041

I have taken a loan a/c no. [protected] and mortgaged colateral security of my lic certificate and rs.34500/- have been credited to lichfl's bank a/c of haldiram, kolkata br. i am sending my bank details as chandan samanta, a/c no. [protected], idbi bank, ifc - ibkl0000012 to refund the same to me as i have cleared all due emi in shedule time. since the document is mortagged with lichfl as a norms my amturity amount credited to lichfl's bank a/c. but being time and again contact and mail to themrequesting refund the same and credited to my a/c no body will receive phone or reply me through mail. and this is the normal practice of this office. so pls. do the needful and take necessary steps so that i have received the refund rs.34500/-

Please let me know further more clarity on this. I want proper justice else i will take it ahead to national cell department. This is purely injustice. I need more clarity on below points

1. I have received sanctioned letter from lic with amount 36 lacs and emi of 32968. Please find below document of sanction letter.
As per this letter lic have to disburse this amount in full and no further change. I am paying this emi since 15 months for total amount on 36 lacs.

2. Mr nishant is a lic representative then why he is not using lic official email id while communication. How can someone use lic name and make trouble to customer.

3. I have mail confirmation from mr nishant that he will disburse all money then why he is not paying even after proper discussion and understanding.

4. As per your previous mail i can not meet to any person in mumbai as i am out of station. I am again sincerely requesting you to resolve this issue asap and disburse all amount.

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This is Syed from Chennai, I surrendered my policy[protected] by 28-Sep-2016 after paying premium for 13 years, but didn't receive the money till now, even though calling Adyar branch (Near to signal) no proper response.
To be honest I am wondering to understanding why do you (LIC) need one month for refunding my money you are holding currently, this is a very poor trend, it makes me not even think about LIC going forward in future.

Dear Sir,

One of our relative is LIC Agent, so believing that she is good in nature and also in relation, I have taken policy of my son from her.

But in Mar/Apr month of 2016, she has book policy under my name and my son's name without informing me.

When last month i..e in September month I received premium document by post, that time i was shocked but i thought may be I have taken some policy and I was not remember.
Considering this I have paid the premium amount.

But still I was having doubt because I don't have policy paper with me. So i tried to find the agent, form where I have taken this policy.

So lastly I came to know that Neelam Kondhare that relative has did this fraud thing to complete her target.

Now when I called her and asking back my paid premium she is telling that she will give but don't know when. She is not all giving back my paid money.

Please help me to get back my money and also in future she will not misuse any thing using my documents.

Till date i don't have any documents for that policy.

Dear Sir,
In reference to abovesaid policy no I am not receiving annuity amount of Rs 751 from last three months, pls let me know the reason for the same since I have also sent the living certificate attested as desired to the above address.

My Mail id is [protected]@rediffmail.com and contact no is [protected].
Regards

Kamal Sharma
Plot no 184, Vashistha marg,
Pratap nagar, Khatipura,
Jaipur
Rajasthan
Pin code 302012

I Had taken LIC FUTURE PLUS POLICY in JUNE YEAR 2006 . THE DATE OF MATURITY WAS 31.01.2016 .THE BRANCH WAS ZULFE BENGAL DIVISION Had taken lic future plus policy in june year 2006 . the date of maturity was 31.01.2016 .the branch was zulfe bengal division dilshad garden east delhii. i have not been paid any maturity amount till now. i have submtted papers twice. first i was being told the state bank branch in agcr was not able to receive my neft instead that was being shown as sbi pragati maidan on net. then i was told to resubmit surrender form and other papers in september 2016 . i was told the money will go in penision policy which i am reluctant to get . i need money for medical purposes and i have submitted medical bills also till date i have not received anything and am beng told that case has gone to head office i would not purchased the policy in first place had i been informed by LIC agent Khushi khanna who proved to be a big fraud

I have paid lic premium payment age nest policy no:[protected] twice as per below details.

1) on dated 30.09.2016 through icici bank online (along with policy no:[protected] total amount 4002+3032=7034)

2) on dated 12.10.2016 through icici bank direct transfer (bil/[protected]/life insurance corpo/[protected]ma - amount rs - 4002/-

Please refund the amount 4002/- on my icici bank account no[protected]mahesh kumar)