Life Insurance Corporation of India [LIC] Complaints & Reviews

Myself mahesh kumar soni policy holder of lic having policy no.[protected]. I have fount my 2 cheques till now against money back policy. But my 3rd cheque not received till now. It's time already over. So sir please concentrite my problem & i need the proper solution how to got my cheque. Thanks... Sir kindly help me so that i can get the amount of rs.11000 as a money back.

Dear sir,
On 30/08/2016, i have paid policy amount through bank of icici net banking, till now not received any acknowledgement receipt either mail or in site also, status successfully

Kindly do the needful.

Email id - [protected]@gmail.com

Peer asheq hussain
Mob - [protected]

Policy no.[protected]
Amount : 10689 txn date : 30/08/2016 bank icici bank, status - sucessfully

Sir,
We are allredy colse of my hosing loan in lic housing finance limited before 2 months but they are not recovery my original dastavej if as my request after 2 months and they says that dastavej are loss and not any perfect sulution given me. We are goes to bank but its also says cant receive your head office in mumbai please help me
Thank you

Dear sir/madam,
With respect to my application no [protected], i have applied for loan and got sanctioned loan amount rs 600000 (6 lakh), confirmed by sms on my mobile number [protected] on dated 27th may 2016. I have earlier taken home loan amount 16 lakh on dated[protected] so registry of my home is with lic hfl. Due to increase in loan limit, i applied for another loan and they sanctioned amount 6 lakh which was confirmed by sms on my mobile but not issued cheque till date. After getting sms i started my home construction. Now manager is saying that your home registry has missed anywhere and i am trying to get it from my office. Now he is not giving any response to my problem. Now i am in debt now the manager is not even telling me the probale date of getting loan amount now 2and half month over, problem not solved. Now, after 3 years area manager (BAREILLY) says that your that no record your documents in my office.we are in the process for searching & I observe that LIC HFL no action consumer complaints. so i want to take immediate action my problem.
so again update my complaints .LIC Housing Finance Limited
1st Floor, 167, Civil Lines,
Station Road, Above Kajaria Show Room,
Bareilly - 243001
Uttar Pradesh

Dear Sir,

I am not able to access my L I C Portal .I D and password which was allotted to me by L I C India not accessible.
You are requested to advise the concerned to provide me new user I D and password. I would like to request you please cancel my user I D and Password issued earlier and reset my new user I D and password. And also intimate to me thru’ my email I D mukta.[protected]@gmail.com


Details of my Policies as below
Policy No. Amount of Premium Name of Policy holder

[protected] 23, 751/- Shoeb Ahmed
[protected] 46, 205/- Shoeb Ahmed
[protected] 2, 557/- Shoeb Ahmed
[protected] 18, 782/- Shoeb Ahmed

Date of Birth 18 / 11/1972
Email. mukta.[protected]@gmail.com

Mobile No.[protected]

Thanking You,

Shoeb Ahmed

Policy no:[protected] :-Our last check of 2014 money back not received till now and our extra premium deducted from my money back check not refunded.
In short my issue is
As trealing STATEMENTl first three cheque of 20000 received by us properly.
In year year 2011 we received 17316/at the place of 20000/-(Deducted four premium 4x671=2684 as late payment from Tatamotors delhi as salary deduction )
At that time, The premium regularly deducted from my salary on time but It may or may not submitted on time in LIC Office delhi.
In year 2014 we are not receiving any amount.
Kindly let me know where is my last check of year 2014 and in which account it deposited or not.From Jamshedpur branch we have came to know the - check no 0557169 Dated 30/10/2014 for amount 20000/- made and despatched.
How it may refunded to me, As your request we register our policy in NEFT for direct transfer of our amount by submitting a form with a cancilled check in Jamshedpur branch.


Regards
Mohammad Ashraf Alam
Policy No :[protected]
Address: 15/109-110 Trilokpuri Delhi 110091
Permanent address : H no : 03, Road No : 03, Bari Nagar, Post: Telco coloney, Jamshedpur, Jharkhand Pin : 831004
Service office, Jamshedpur
Contact no : [protected]
Cell no: [protected]

********************************************************************************
CLAIM HISTORY FOR POLICY NUMBER[protected] As On 26/08/2016
From Servicing branch : 112
********************************************************************************
TYPE DUE-M/Y PAID DATE CHEQUE CHEQUE GROSS TOTAL NET
NUMBER DATE PAYABLE DEDUCTION PAYABLE
********************************************************************************
S/B 10/2000 03/11/[protected]/11/2000 ****20000.00 ******0.00 ****20000.00
[protected][protected][protected][protected]
S/B 10/2004 15/09/[protected]/10/2004 ****20000.00 ******0.00 ****20000.00
[protected][protected][protected][protected]
S/B 10/2008 14/10/[protected]/10/2008 ****20000.00 ******0.00 ****20000.00
[protected][protected][protected][protected]
S/B 10/2011 13/09/[protected]/10/2011 ****20000.00 ***2684.00 ****17316.00
[protected][protected][protected][protected]
S/B 10/2014 28/10/[protected]/10/2014 ****20000.00 ******0.00 ****20000.00
[protected][protected][protected][protected]
Please revert with your query.

Complaint on Sanctioned Loan

Sir,

Vide File No.[protected], I was sanctioned with a Housing Loan of Rs.28.40 Lakhs on LIC HFL, Kukatpally Br., Hyderabad, T.S.. But, I doubt on technical and legal department of LIC, Kukatpally Br., Hyderabad, TS., that they have sanctioned the loan with the wrong guidance of LIC Agent, Mr.Visveswar Rao, The Apartment does not possess BRS approval from GHMC till date.

Kindly enquire thoroughly with the Branch authorities and inform the status to proceed further and take suitable action against the concerned, if found guilty.

A confirmation mail on action taken in this regard may kindly be intimated to my mail address: mdrehan.[protected]@gmail.com, Mobile No.[protected]

Hi (whom so ever it may concern),

This is regarding the bouncing of the cheque no.s 236751 and 236670 of the maturity amount in the name of Namita Singh having the policy no.[protected] and date of commencement[protected], with maturity date as[protected]. The problems I am facing is mentioned as below:

I have submitted the check issued by the LIC branch ARRAH after completion of the policy tenure, in my bank account at State Bank of India Jalahalli East, Bangalore and every time it is submitted it either bounces back or get returned resulting in a deduction of Rs.230 each time and it has already happened 3 times as of now.

I had requested the concerned and authorized person in the LIC office ARRAH, for transferring the amount through RTGS transaction directly into the bank account and I don't understand the reason why he deferred our request even after having the complete bank account details. But he again requested to submit the cheque after knowing the whole situation which is resulting in nothing but deduction of the amount from my account only.
He has given a reason saying that there must be some technical issue with bank server. But that's one time, but every time we submit the cheque, same thing happens and that's not possible, atleast not for a cheque from LIC India and also it is unacceptable, as during this period we have submitted a couple of more cheques and they all have got hassle free clearances .
Having said that, who is going to reimburse that amount that got deducted every time the cheque is submitted and bounced back and also who is going to pay the interest which i would have earned on this principle amount if I would have deposited in the bank? Its already over a month now and the situation is still the same.

It is a kind request to the concerned LIC authorities to please take necessary steps regarding this problem as soon as possible, as it is creating too much of inconvenience and problems for me.

I had sent the email regarding the issues which I am experiencing to the all levels (According to the Escalation Matrix of LIC) dated on August 12, 2016 and August 20, 2016 respectively but I have not even received a single acknowledgement from LIC INDIA.This is very pathetic and not expected from such a big organization.

Seeking help in getting resolved this issues ASAP. Thanks.


Thanks and Regards,
Namita Singh

I tried making payment of Premium through Direct Online payment platform for my Policy No.[protected]Premium HY due Aug.2016 Rs.3927/-.
Amount of Rs. 3927/- is debited on 16.08.2016 at 4.43 p.m. in my account.Transaction No. is MEDR/Insurance-Bi/770953/. However, No receipt was available. So I again I attempted making payment. Amountof Rs.3927/- was debited on 16.08.2016 at 5.13 p.m. A receipt dated 17.08.2016(transaction No. PR[protected] was received my me on my email.
This has resulted in double payment of Premium.
Whether I shall get refund of the same or it shall be adjusted towards next instalment due in Feb.2017.
Please advise nd do the needful.
My email id is ananda.[protected]@gmail.com

Sir,

I Alok Gupta, paid my premium of Rs. 6194 through Axis bank net banking on 25th August, 2016 for my LIC policy no.[protected], but did not got receipt for it online in my mail id. I checked it in my mail id, but it was not provided.
Kindly send it to my emailid which is [protected]@yahoo.com. I will be very very thankful to you.

Regards,
Alok

Dear sir, i forgotten my lic password my policy no is[protected] and lic user id is mukeshkumar762009 and email id is [protected]@yahoo.co.in. Please send my password on my email id.. Inspite of correct user id, password and policy details it shows does not match please send password on my email. I want to pay my premium online which is due. I made lot of effort to recover online but could not succeed. Please help me out to get my lic password.

Cheating by lic agent
Dear authorities,

Since few month, one person named akash sharma is contineuosly calling on our landline, and saying that my father (Who is no more) has some lic money matured. Kindly deposit some amount pending premium and get the amount back. Since my mather is not literate she issued the cheque and now that person is not picking up the call. He took away 250000/- + amount from my mother. His number is [protected].

Kindly take some action and would also like to file fir against this person.

I would appreciate if lic also takes action agsinst him and help us to trace him.

My number is [protected]
My mail id is [protected]@gmail.com

Reminders sent to LIC

Dear sir
I am kamlesh devi (nominee), my husband name - late shree shankar lal bairwa (policy holder). my husband has expired on 04/03/2016. he had the polocy... policy no.[protected]. i have submitted the death claim document to my policy agent on 20april 2016. (pa no - [protected]). lakin policy agent ne claim document 5 june 2016 ko lic office me submit karaaye.
Document submit karne ke bad me bahut baar lic office ja chuki hu... me lic office ja - jaker paresaan ho gayi hu per muje abhi tak claim ka paisa nhi mila hai...

I will be very thankful to you release the ammount immidiatly
Policy no[protected]
Policy holder name - late shankar lal bairwa
Wife and nominee name - kamlesh devi
Addresh - bairwa mohallah, vill & post - pur, teh & distt - bhilwara, rajasthan pin code no - 311802
Mo number - [protected] (satya narayan bairwa, nephew)

Change in Email ID
Policy No.[protected]
Kindly update my e-mail address as lavanyad.[protected]@gmail.com instead of lavanya.30apr. Please note, I have forgot my, hence unable to login. I request you to send my password to my new e-mail address enable me to get my premium receipts & not able pay Premium of LIC also.

Thank you sir,

Regards,
LAVANYA PAMALA

I am Abhishek Kumar paid my lic premium no[protected] on 16/8/16 online through idbi bank gateway.Four times I had done transaction but failed and money deducted from one of the four transaction 15042.Msz didnot came on my mobile.In the last for the same policy number I paid through online idbi gateway.This time successful.I got receipt.So I requesting LIC as well as IDBI gateway to refund my previous transaction money 15042 to my account.I had also filed the complain to my bank and got receipt number for failed transaction[protected]..Please refund my money.

I wanted to pay my lic policy premium online so i registered my request for validation of my policy details. I put 3 requests for my 3 policy numbers[protected],[protected] &[protected] through sbi internet banking portal. My 2 (For[protected] &[protected] requests have been approved but one remains undone. Premium for these 2 i've already paid online.

In order to get my 3rd request validated i went to lic office dimapur on 09th aug'16 but unfortunately, no body in this office knows anything about this validation. They could not even advise me where i can seek help for this. If such is the condition of lici offices where i cannot find a single person to handle my small affair, what will happen when there are complicated issues!

Dear sir,
My name is nandkishor mandal and my policy number is[protected] we have done payment via net banking and my ammount is debited from net banking.
But premium is not paid yet
Below is details
Transation reference no - gsbi[protected]ig0cnshpo2
Amount is 11498.00
Transation date is 17/08/2016
Lic policy number is[protected]

Loan no[protected] for rs 2000000/- was sanctioned on 28-12-13. Your roi was 10.2% fix for two year and floating rate after wards.
On 27-3-14, rs 1910373 were disbursed to me.

As repo rate and floating rate were substantially down, during 2015 & 16, i approached lichfl officer to bring down the interest rate.
I was told that, rate of interest will decrease, on completion of two years.

On contrary to that, on completion of two years lichfl have further increased the interest rate @ 11.45%, without any initiation to me.

This 11.45%, housing loan interest is the highest among all housing finance companies, in india, exclusively for the existing customers of lichfl.

Lichfl is charging much lower rate to new customers. No private companies are not charging such exorbitant housing rate, at present.

Lichfl is exploiting me. Kindly do the needful.

I am padmarajan from pattukkottai. I am having three lic policies for my family.
I dont know whether i have alredy registered my family policies.
Now i need the details of policies to be entered in mobile or laptop or both.
This is the simple request from my side. Is it possible.
Can i enroll it i mobile or system. Kindly guide me to get details. Expecting positive approach.
With regards
Padmarajan — pattukkottai