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Life Insurance Corporation of India [LIC] Complaints & Reviews

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Updated: Feb 11, 2026
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Life Insurance Corporation of India [LIC] reviews & complaints page 254

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S
sandow_patel
Dec 10, 2010
Resolved
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Address: Vadodara, Gujarat

DEAR SIR/MADAM

I HAD A POLICY IN WHICH I HAD PAID 4-5 INSTALLMENTS OF PREMIUM. DUE TO FAMILY PROBLEMS I CAN NOT PAY ANY MORE CAN I GET MY MONEY BACK. PLZ HELP ME I M IN DEEP TROUBLE.

THANKS
Aug 13, 2020
Complaint marked as Resolved 
I have taken a policy no[protected] on 03/10/2009,and the policy given by agent (75-20) is not the same as explained by agent,for cancallation of the same policy I have already given a written application but no action taken palce,since then my brother is going to branch manager but no result.one more thing I want to share that the date of birth is also wrongly mentioned on LIC slip .Problem is that I am living here in PUNE ,policy is taken in my home town banda,UP,so I cant go every time to that branch.
I want your help now what to do? can I get the mail ID of higher authorities of LIC at north zone?
I have taken few policies & want to cancel them I have been pursuing with LIC since 6th Feb 2010 & even after 5 reminder they have not cancelled it & continue to deduct my premium through ECS.

I request earliest refund of all my premium of the following policies w.e.f 6th Feb 2010.

my policies no:[protected]/19/20 &[protected]/22/23/24 with immediate effect

Regards

Surendran.
[protected]@yahoomail.com
if you have paid for 3yrs yes you can get back some of your money

For any help feel free to write me
Tarun Bansal
tarun.[protected]@gmail.com
http://savingwala.com
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    A
    anojkumar
    from Lucknow, Uttar Pradesh
    Dec 9, 2010
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    many time I have complaint about that I have created user id in the name of my wife and my son but i have mentioned wrong date of birth in both the user ids (profile update column) thats why i am not able to submit online premium and so other thing in this regard.

    please!

    regards

    Anoj kumar
    [protected]@gmail.com
    Contact No. [protected]
    Aug 13, 2020
    Complaint marked as Resolved 
    plz help me to update my profile
    Please provide us all information in my new mail id:-

    [protected]@gmail.com
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      R
      rahulmod
      from Mumbai, Maharashtra
      Dec 9, 2010
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      Address: Maharashtra

      I had applied for the home loan amount 28 lakhs and that has been sanctioned.
      Builder has made a demand of Rs 1215000 via demand letter. I submitted the same to LICHFL and requested them in demand letter to disburse amount 2 Lakhs and not 1215000 Rs. Also given separate application for the same.

      But despite of this the cheque produced is of Rs 1215000. As I need to pay backdated interest, this amount will produce more interest rate to be paid initially.

      So I again submit the application to cancel the above amount and requested to disburse 2 lakhs.
      But now LICHFL saying that the entire loan amount has been canceled.

      Can you please let me know how to make legal action on such case if any.

      Thank You.
      Aug 13, 2020
      Complaint marked as Resolved 
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        A
        adonisabiz
        from Chennai, Tamil Nadu
        Dec 8, 2010
        Resolved
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        Address: Bangalore, Karnataka

        Dear Sir/Madam,
        I held a ULIP policy (No[protected] with LIC. I had surrendered the policy at their branch on[protected]. I was instructed to submit the following (which was duly complied with and acknowledged also).
        1.Surrender Application
        2.Policy Bond
        3.Mailing Covers (2) with latest address
        As the address on the policy was an old address, I had specifically enquired whether the address of the policy needs to be changed before surrendering the policy. For this I was clearly informed that there is no need as the mailing covers (self-addressed envelopes) are being submitted with latest address, hence there is no requirement.
        I was also informed that the surrender value cheque would be issued and sent across in this envelope within 7 working days.
        But unfortunately, because of the callous and careless attitude of the staff the cheque was sent to the old address instead of in the self-addressed envelope.
        I had visited the branch on 27th Oct,2010 and 2nd Nov, 2010. I was informed that the cheque was sent on the 26th Oct, but the staff (Ramsingh and Puspa) were unable to confirm which address the same had been sent. In spite of my frequent pleas, I was only informed to wait for another couple of days.
        I finally received the cheque on the[protected].
        The policy was surrendered due to an emergency requirement of funds and the very purpose was defeated. I have been put to lot of hardship and loss due to this callous and careless attitude of the staff. This is clearly a case of deficiency in service from LIC.
        I wish to now seek compensation for the same.

        Request your advice on
        1.Whether I can file for compensation
        2.If yes,how much can I claim as compensation.
        3.The procedure to take this forward.
        Aug 13, 2020
        Complaint marked as Resolved 
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          A
          ajay varun
          from Aizawl, Mizoram
          Dec 7, 2010
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          Address: Agra, Uttar Pradesh

          We took a loan of Rs 11 Lacs from LIC housing finance company. In the initial stage of the loan itself to understand things properly we took help of the LIC officials leaving besides their agents. We had opted for a product where the RoI was fixed for three years at 8.75% and then was floating. We agreed for the same and the file done for the same. We had paid a sum of Rs 1000 for availing this product in that particular file number. The processing of the file took some time and a new file number was given to us. n However due ignorance and negligence they didn't transfer the relevant fund from old file number to the new one thus chaning the product to floating rate at 10.5%.
          I fail to understand how such a reputed organisation can afford to such things causing customer dissatisfaction. I even approached to local LIC housing office where they do not entertain anything on this front. They even do not listen to what we are looking forward to convey to them. I am looking to know my rights and how I can get things what I opted for. I had got documented everything however they do not anything on this front and expect every time good behaviour from our end.
          Aug 13, 2020
          Complaint marked as Resolved 
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            A
            ammuthuvelan
            from Ghugus, Maharashtra
            Dec 7, 2010
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            Address: Chennai, Tamil Nadu

            please send me monthly housing loan statement by e-mail,required for income tax purpose my loan account no. is[protected]
            Aug 13, 2020
            Complaint marked as Resolved 
            To
            LIC Housing Finance, Visakhapatnam.

            I have taken housing loan from LIC Housinf Finance A/C 67014236 Visakhapatnam, AP,
            Can I get statement through email if so pls send to my ID chpr.[protected]@gmail.com

            From : Ch V S V Prasada Rao.
            Ph: [protected].
            To

            LIC Housing Finance,
            Chennai.

            Please send me monthly housing loan statement[protected] by e-mail ( [protected]@gmail.com ), required for income tax purpose my loan account no. is[protected] .

            regards

            Natarajan.
            [protected]@gmail.com
            [protected]
            To

            LIC Housing Finance,
            Madurai.

            Please send me monthly housing loan statement[protected] by e-mail ( [protected]@gmail.com ), required for income tax purpose my loan account no. is[protected] & Application No : 41805 .

            regards

            Narasimman. B
            [protected]
            [protected]@gmail.com
            please send me monthly housing loan statement by e-mail, required for income tax purpose my loan account no. is[protected]
            NAME : SATISH BABU

            LIC REF NO : 410045

            LIC A/C NO :[protected]

            Dear Sir.

            I request you to change my old resident address in to new address mentioned below.

            My old Address: old no.46, new no.6, 3rd street, alagiri nagar, vadapalani, chennai-26.

            New Address: no.1/161, 1st main road, periyar nagar, senneer kuppam, (opp to E.B.office st) karaiyanchavadi, poonamalle, chennai - 600 056.


            Regards

            Sathish babu
            +[protected]
            [protected]@yahoo.com
            please send me monthly housing loan statement by e-mail, required for income tax purpose my loan account no. is[protected].


            Regards

            Sathish babu
            +[protected]
            [protected]@yahoo.com
            please send my account detail for personal LIC REF NO : 413226

            LIC A/C NO :[protected]branch-virugapakkam-chennai. email id:[protected]@yahoo.co.in

            regards,

            Ravi shankar.c.n
            Please sent me my loan statement for IT purpose fo ac no 11035875 at my Email--


            regards.
            subhash kumar
            yash.[protected]@gmail.com
            [protected]
            please send me monthly housing loan statement by e-mail, required for income tax purpose my loan account no. is 26505380
            To
            LIC Housing Finance, Hyderabad

            I have taken housing loan from LIC Housinf Finance A/C 64045868 Hyderabad, AP,
            Can I get statement through email if so pls send to my ID [protected]@yahoo.co.in

            From : E.Parameshwari Devi
            Ph: [protected].
            please kindly send me monthly loan statement by e-mail for income-tax purpose my loan a/c no. is 11011244
            and my mail id is [protected]@rediffmail.com


            Birendra Singh Patwal
            [protected]
            To

            LIC Housing Finance,
            Chennai.

            Please send me monthly housing loan statement[protected] by e-mail ( [protected]@cripumps.com ), required for income tax purpose my loan account no. is 29688 & 29689.

            regards

            S.Ramesh.
            [protected]@cripumps.com
            [protected]
            To

            LIC Housing Finance,
            Ahmedabad
            Guajarat

            Please send me monthly housing loan statement[protected] by e-mail ([protected]@yahoo.co.in ), required for income tax purpose my loan account no. is 55004143 & Application No : 300437 .

            Rregards
            Bhanwarlal R Malvi
            [protected]/[protected]
            [protected]@yahoo.co.in/[protected]@yahoo.co.in
            kindly send me the Housing loan statement for my IT filling[protected]..my loan account no..[protected]..my email id [protected]@yahoo.co.in..My contact no. [protected]..B.Harish Kumar...
            please send me my housing loan statement foy my this year IT return.
            My loan a/c no. 139277
            email id [protected]@yahoo.com
            phone no:[protected]
            S.R.SHANTHI
            loan a/c no: 61041239
            Appl no: 139227
            Please send me my repayment schedule for the period 1/4/2010 to 1/3/2011
            emal id [protected]@yahoo.com
            phone no : [protected]
            S.R.SHANTHI
            Hi, i am having a housing loan from 1 year but not receiving any receipts, can you please start sending online statements to [protected]@yahoo.co.in
            loan a/c no.[protected]
            please send me my repayment schedule for the period 1/4/2010 to 31/3/2011& Balance amount of loan.
            e-mail id is [protected]@yahoo.in
            mobile [protected]
            SHANTARAM R.GHANEKAR
            loan a/c no: 64308881
            Appl.No. 310840
            Please send me my repayment schedule for the period 1/4/2010 to 1/3/2011
            emal id [protected]@sreepower.com
            phone no : [protected]
            KATTA VINOD KUMAR
            please send me the LIC housing loan statement for F.Y[protected] & balance statement of my account No. 11033009 & Appl. No. 20861 to my ID: [protected]@yahoo.co.in
            Deepak Bansal
            [protected]
            New Delhi
            please kindly send me monthly loan statement by e-mail for income-tax purpose my loan a/c no. is[protected]
            and my mail id is rani.g.[protected]@gmail.com
            Please send my L.I.C. Housing Loan Statement for I.T.Return for 2011-12
            My Loan account No. is[protected]
            B.D.Shinde, Sect.Engr. Bhimangar
            Email I.D. [protected]@gmail.com
            Housing Loan Stement for IT Return
            It statement
            pl.send my loan statement to my mail id fro the year 2012-13.
            To
            LIC Housing Finance, Madurai.

            I have taken housing loan from LIC Housinf Finance A/C[protected] Madurai main branch, TN,
            Can I get statement through email if so pls send to my ID chpr.[protected]@gmail.com


            From : A.c.balasubramanian.
            Ph: [protected]
            K.S.A
            Please send my L.I.C. Housing Loan Statement for I.T.Return for A.Y 2012-13
            My Loan account No. is [protected]

            Email I.D. [protected]@gmail.com
            please send me the LIC housing loan statement for F.Y[protected] for calculation of IT return &
            my Appl. No. 15004058, e-mail ID: lakshmi.[protected]@gmail.com
            Loan sanctioned at BHUBANESWAR, ODISHA.
            Lakshmi Narayan Behera
            QT.No.1B/152 ( Behind Thana )
            AT/PO.Balanda Collony
            DIST:-ANGUL,
            STATE:-ODISHA
            PIN:-759116
            please send me the LIC HOUSING LOAN STATEMENT for calculation of IT returns

            My name is M.VIMALA DEVI


            FILE NO: [protected]

            LOAN A/C NO:[protected]

            MY MAIL ID: [protected]@gmail.com


            thanking you

            Documents required

            Your Jogeshwari branch not providing documents after attempting several calls. Utter Non sense service.
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              C
              choppavarpu
              from Gurgaon, Haryana
              Dec 7, 2010
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              Address: Krishna, Andhra Pradesh

              Dear sir,

              This is Murali mohan S/o prsada rao csv, myself purchased flat in Gollapudi and obtained loan from royal sundaram BNP Paribas. They are PVT lenders and they may charge more interest rates(flexible) that is why I choose your LICHF to loan take over for FLAT in gollapudi. Myself working in NBFC BSFL(non-banking finance Co)BASIX is group of companies which are into different segments like LAB( Local area Bank) and energy generating company C-TRAN, and also in livelihood School. we are in GENERATING LIVELIHOOD TO POOR. My application number given is 560540, repeatedly I have sent some documents related to my job and nature of work.
              Finally it was rejected but not mentioned on which grounds it is rejected could you please give feedback and revert to my mail ID, so that I can try to provide those documents.

              OURS is the ONLY organization working differently for UPLIFTMENT OF RURAL AND URBAN POOR.

              So please do needful to my application number 560540.


              Regards

              Murali mohan Ch
              Field manager
              Kolkata
              BSFL
              EMP no 877
              Aug 13, 2020
              Complaint marked as Resolved 
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                R
                Raj Kumar Dewett
                Dec 7, 2010
                Resolved
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                Resolved

                Dear Sirs,

                I am holder of LIC policy No.[protected] with their branch at High Court Squre, CAB, Chandini Chowk , Cuttack, Orissa. I am for the past 18 Years residing in Dar es salaam, Tanzania. I have been reporting to them for the past 5 Years that they have not returned my original policy documents which I had sent them for releasing installment of this money back policy.
                Further I have been sending them registered letter and E mails and communicating on telephone calls to Branch Manager Mr. T.K. Prushti ( [protected] / 9758 ) to release my payment as the same should have been released during August 2010. But this has no affect. I have even asked them to send me the documents for this purpose but they are not sending and unnecesserily delaying or not cooperating.
                Request you to kindly look into this matter.
                Aug 13, 2020
                Complaint marked as Resolved 

                Life Insurance Corporation of India — non payment of the LIC policy on maturity

                I have had requested to LIC br.2 at Muzaffarpur (Bihar state) on15/9/2008 to trasfer 2 lic docket of policy no[protected] for 25000/= and policy no[protected] for Rs.200000/= both under salary saving scheme to LIC nagar sakha 4 varanasi UP as I have been transferred to varanasi on 14/7/2008.after many reminders they trasferrd one policy only and policy no[protected] isnot yet transferred,but it has matured on 28/2/2010.I have not received the payment so far.
                I must get the payment alongwith overdue interest at 24% p.a.or at the rate they are charging on the late payment.

                Please take up the matter urgently.
                Thanking you.

                H.R.Udani
                Chief Manager
                Central Bank Of India
                Lanka, VARANASI 221005.(UP)
                e-mail [protected]@rediffmail.com
                LIC is not customer friendly organisation.You will find always lots of problem once you take up the policy from them.Their work culture is very orthodox and very much non compromising nature.You will comr across number of old rules and system which may not be prevalent in any organisation

                Life Insurance Corporation of India — non payment of maturity pension

                i avail a lic jivan dhara policy no[protected] on 31.03.1994. in salary savings scheame.how ever in aug 1997 i have to take volintere retairement from my service and come back to my native place in kolkata.and before leaving mumbai i paid the necessary amount for transfer the above policy to kolkata.and the authority confirm to do the necessary transfer of my policy.but till date they could not sucess. and the policy mature on last 01.04.2007. so please help me to getting my money .
                Have you got your money or matter is still pending? I can guide you on this matter. Please reply me on [protected]@licservice.com

                Please note that this assistance is on voluntary basis from me and not as an authority from LIC
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                  D
                  Dayamoy Biswas
                  from Aizawl, Mizoram
                  Dec 7, 2010
                  Resolved
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                  Address: Assam

                  Dear Sir,
                  I have purchased a Policy( Salary Savings), having Policy No.[protected] dtd.28.07.2003. As per the Policy I am supposed to get my Money Back after 5 years i.e. due on 27.07.2008. But till date I have not received any amount from your Corporation.The matter was discussed with the respective agent on several time but the agent did not help me out and giving me fase information regarding my Money Back. Since the matter is already lapsed for more than two years and hence I need your kind intervention in this regard.The said policy address as mentioned has changed now ( no documents received in previous address) and therefore any documents if send from your end may please be sent in my new address as mentioned below.

                  In view of this I request your goodself to send my due amount with interest in my new address.

                  Eagerly waiting for your urgent action.

                  Thanks and regards,

                  Dayamoy Biswas.
                  (Policy Holder) My new Address:
                  D.Biswas
                  C/o Sukresh Bhattacharjee,
                  RAMDAS BHAVAN,4th Floor,
                  PO: Dhaleshwar, Agartala.
                  Dst: Tripura(West).
                  Pin: 799007
                  State: Tripura.
                  Aug 13, 2020
                  Complaint marked as Resolved 

                  LICI — false selling

                  Dear sir
                  I do hereby inform you that I Jaideb Das taken a Jeevan saral on 12th june 2010 from Essfour. as you commited before to pay me Rs. 4,50,000.00 within 12 month via Essfour . but yet not get any single peny from lici. please do the needful
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                    N
                    Nitin Barhate
                    Dec 6, 2010
                    Resolved
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                    Resolved

                    Address: Valsad, Gujarat

                    I having LIC of india policy- Jivan surbhi with profit Policy No.[protected] dated[protected].
                    LIC office send the Money back cheque of Rs. 12500 /- in August-2010 through speed post but still i dint get it.
                    I have submitted a written complaint in Vapi office and try to contact them by phone, but still there is no respnce from their side.

                    please help me to get my amount.

                    Thank you
                    your faithfully
                    Nitin Barhate ([protected]@yahoo.com)
                    [protected] / 97
                    Aug 13, 2020
                    Complaint marked as Resolved 

                    LIC (INDIA) — Money back cheque not received

                    Policy Number:[protected]
                    Date Of Commencement:8/6/2003
                    Due Date and Mode of Payment:8/YLY
                    Proposal Number:2247
                    Date Of Maturity:8/6/2023
                    Date Of Last Payment:8/6/2022
                    Table and Term:{[protected]}
                    Address:SMT Rtiu Gaur;PKTE-4;H NO..:24;Sector-16, Rohini, New Delhi-110085..
                    Since it is a moneyback policy as indicated, the cheque to be recieved after five years of premium payment has not been recieved till{5/11/2008}.Kindly inform...;
                    thanks
                    Personal mob. no.:[protected]
                    Please inform as soon as possible.
                    thanks..
                    Money back cheque not received
                    I having LIC of india policy- Money Bag Policy No.[protected] dated[protected]
                    LIC office send the Money back cheque of Rs. 10000 /- in August-2010 through speed post but the chq was bounced due to my fault( CH 064846 DT 28.09.2010 ON AXIS BANK) and ultimetly the chq was lost from my bank.

                    I have submitted a written complaint in your office on 06.11.2010with my bank letter that the chq was lost by bank on LOST IN TRANSIT and try to contact them by phone, but still there is no respnce from their side.

                    please help me to get my amount.

                    Thank you
                    your faithfully
                    Jayanta Dasgupta
                    [protected]

                    lic of india / money back — money back cheque not received

                    sir my policy no. is[protected] . i did not get money back cheque till now whether time is over. i updated my account.please send money back cheque or transfer payment in account .as soon as possible




                    yous grateful
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                      E
                      eswarthadi
                      from Gurgaon, Haryana
                      Dec 6, 2010
                      Resolved
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                      Resolved

                      Address: Visakhapatnam, Andhra Pradesh

                      Respected sir, my husband taken a lic policy (New BIMA GOLD, no.[protected] , amount Rs.1,00,000 / -) in the month of 27.05.2008 but after one year two months i.e on 15.07.2009 my husband expired due to illness ( lever problem )
                      we have submitted all necessary documents and we have claimed the policy but we have not been sanction the police amount.
                      Hence i would request you to kindly do the needful.

                      my address
                      G. MARIAMMA
                      31-27-16/1
                      VISAKHAPATNAM-530046
                      ANDHRAPRADESH.
                      pn no. [protected]
                      Aug 13, 2020
                      Complaint marked as Resolved 
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                        S
                        sethu 1949
                        from Ernakulam, Kerala
                        Dec 5, 2010
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                        Address: Chennai, Tamil Nadu

                        policy no[protected]dated07/03/2008
                        kindly inform me by mail :[protected]@yahoo.com the units alloted in the growth fund opted lic market plus
                        parvathavarthini
                        I bought a LIC market plus-1 policy on 31/12/2009. can you tell me what is the growth rate of my policy upto today (19/12/10). I will be highly obliged to you.
                        I bought LIC Market plus vide Policy No. LIC[protected] and[protected]
                        Pl send me details of the growth at present to my email id:[protected]@gmail.com

                        I will be get your feedback.

                        regards

                        Siddu Dodamani
                        I bought LIC Jeevan Anand vide Policy No.[protected]. please send me details
                        of the policy status uptodate

                        Thanks & regards

                        Siddu
                        I brought a LIC market plus ploicy no[protected] on 28/02/2007.can you tell me what is the growth rate of my policy upto today (01/02/2011). I will be highly obliged to you.
                        I want to know the value of my Policy as on date, Policy no.
                        Policy no.[protected]
                        Date[protected]
                        Kindly infor me by mail,
                        [protected]@gmail.com
                        I bought Lic market Plus -1
                        Policy no.[protected] &[protected].
                        Please send me details of the growth at present my mail .
                        [protected]@gmail.com
                        sir
                        please send the curent status of my market plus policy no.[protected]/12/2008)&[protected]/06/2009)on my mail id [protected]@yahoo.com
                        i bought lic market plus-1 growth on 31/12/2009
                        please send me d details on ma mail id [protected]@gmail.com
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                          A
                          arun kant arya
                          from Mumbai, Maharashtra
                          Dec 5, 2010
                          Resolved
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                          Resolved

                          Address: Saharanpur, Uttar Pradesh

                          A Cheque No. 418376 dated 28.10.10 amounting to Rs. 28260/- issued from LIC India, branch Gumti No. 5, Kanpur (A/c No. - [protected]) in my name was returned by the bank because of following reasons -

                          1. Firstly, the Cheque returned by the Bank of Baroda, Saharanpur stating that the signature of the drawee differs on 13.11.2010. After pursuing the matter personally it got resolved.
                          2. After that, the clearing staff suggested to deposit the cheque in the bank again.
                          3. On depositing the cheque in the bank the second time on 01.12.2010, the cheque was again returned on 02.12.10 by the bank mentioning that the funds are insufficient in the LIC Account ( A/c No. [protected] of LIC in Bank of Baroda, Gumti No. 5, Kanpur )
                          4. Till date the cheque is still with me without any disposal.
                          5. Kindly suggest a solution. Such an irresponsible act is not expected of a Premier Institution of Govt. of India.

                          Shri Arun Kant Arya

                          Postal Training Centre
                          Saharanpur - 247 002
                          Aug 13, 2020
                          Complaint marked as Resolved 
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                            A
                            AJAY SONI SINGH
                            from New Delhi, Delhi
                            Dec 4, 2010
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                            Address: Uttar Pradesh

                            SIR/MADAM
                            I AM SONIYA KUSHWAHA I am lic policy holder of mony plus 180.
                            Sir I don't know current status about my policy.My policy No. is[protected] & joining date is AUG 2007. SO please i requested you to send current status of my policy on my e-mail ID. Sir my e-mail ID is given below.



                            [protected]@yahoo.com
                            thanks
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                              A
                              ajay2910
                              from Coimbatore, Tamil Nadu
                              Dec 3, 2010
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                              Address: Mumbai Suburban, Maharashtra

                              I am surprise to the worst web site of LIC of India has where I cannt make online payment. But for that I can not even compalaint on its website. there also it gives error.
                              Dear Madam/Sir,
                              >
                              > This is to inform you that My Name is Sadanand Palav, i will
                              > submitted on policy no.[protected] on 04.11.2011
                              > early death claim 890 branch (malad0 every
                              > days new excuse deparment wil no setlled my
                              > early death claim last week meet me giving a cause of death
                              > certifcate that officer say one more thing is required to
                              > family doctors who is introdues last 10 years i cannot
                              > give that type of family doctors certificate beacuse nobady
                              > can give this type of certicate so please setlled my early
                              > death claim earliest as possible
                              >
                              > please do the needful
                              >
                              > Regards,
                              >
                              > Sadanand Palav
                              > MBl [protected]
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                                S
                                subavaidy
                                Dec 3, 2010
                                Resolved
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                                Resolved

                                Address: Chennai, Tamil Nadu

                                I have submitted my application requesting for refund of Levy charges paid (Prepayment Charges) on 01.11.2010. I have understood that they have received the directive from their Head Office on 30.10.2010, that the Levy charges towards prepayment of Housing loan can be waived off, if the amount is paid from the own resources of Income by the person who has availed the housing loan. I have setteled my housing loan including the levy charges (prepayment charges). Concerned Manager/AGM have asked me to submit the application for refund of Levy charges with the proof (Bank statement) that I have made the payment from my own resorces of income.
                                Accordingly I have submitted the application on 01.11.2010.
                                I have sent E_Mail reminders. Tilltoday I have not received the payment.
                                My LIC Housing Finance Loan Account No.[protected].
                                Aug 13, 2020
                                Complaint marked as Resolved 
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                                  D
                                  Debasishpal
                                  from Pune, Maharashtra
                                  Dec 2, 2010
                                  Resolved
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                                  Resolved

                                  Address: Hooghly, West Bengal

                                  LIC has repudiated the death claim on the life of my father of sum assured valued rupees five lakh. My father has deposited almost rupees four lakh towards premium to LIC. The concerned agent named Prabir Kr Dey misguided us and we suffered huge loss of money. But LICI does not entertaining any complaints against the agent and also the insurance ombudsman uphold the decision of repudiation. For any queries and/or information contact : [protected]@gmail.com
                                  Aug 13, 2020
                                  Complaint marked as Resolved 
                                  Can you please post the reason for claim repudiation
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                                    D
                                    dkgoyal
                                    from Mumbai, Maharashtra
                                    Dec 2, 2010
                                    Resolved
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                                    Resolved

                                    Address: Mumbai City, Maharashtra

                                    FROM, DATED:[protected]
                                    JATINDER KUMAR GOYAL
                                    24A/1, NAVJIVAN C.H.S LTD,
                                    R.C MARG, CHEMBUR COLONY,
                                    MUMBAI 4000-74.
                                    MB:-[protected]
                                    TO,
                                    L.I.C OF INDIA (MUMBAI)
                                    THIS IS TO INFORM U THAT WE HAVE ECS OUR POLICY FROM THE UCO BANK (CHEMBUR BRANCH)
                                    THE BANK HAVE CHANGE OUR OLD ACCOUNT NO TO NEW ONE
                                    OLD ACCOUNT SBA/C NO:-15335
                                    NEW ACCOUNT SBA/C NO:-[protected]
                                    L.I.C POLICY DETAILS

                                    SR.NO NAME POLICY NO PREMINUM MONTH AMOUNT YEAR

                                    1 JITENDER K GOYAL [protected] MARCH & SEPTEMBER 16360 H/Y

                                    2 KRISHNA GOYAL [protected] OCTOBER 12614 YEARLY

                                    3 RISHI GOYAL [protected] MARCH 14363 YEARLY

                                    SO WE REQUEST YOU TO UPDATE OUR NEW A/C NO IN YOUR SYSTEM FOR ECS CLEARING
                                    AS SOON AS POSSIBLE


                                    JATINDER KUMAR GOYAL
                                    Aug 13, 2020
                                    Complaint marked as Resolved 
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                                      S
                                      sanjeevconcor
                                      from Hyderabad, Telangana
                                      Dec 1, 2010
                                      Resolved
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                                      Resolved

                                      Address: South Delhi, Delhi

                                      HOUSING LOAN A/C[protected]% Pre clousure Charges against the NHB Circular dated[protected]

                                      we have pre-closed our said H/ Loan A/c with LICHF Ltd ,ASAF ALI Road New Delhi Vide Ch No 000577 dated[protected] diposited at Area manager office Noida ,They have charged 2% Pre clousure charges agaist NHB Circular dated[protected].

                                      It is requested kindly refund the excess charges to me.

                                      SANJEEV KUMAR SINGH
                                      I-306,BETA-II,
                                      GREATER NOIDA,
                                      G.B.Nagar
                                      UP-201306
                                      mob.[protected]
                                      [protected]
                                      Aug 13, 2020
                                      Complaint marked as Resolved 
                                      This is predominant problem with LICHFL. Incidentally, I also have availed housing loan in Jun 2009 from Asaf Ali Road branch of LICHFL, and have been a victim of same demeanor of LICHFL.

                                      During the time I availed the loan back in June 2009, a number of advertisements were run on the national newspapers, etc. by LICHFL mentioning low interest rates of the order of 8 to 8.5% for first two years, and that NO PENALTY will be levied on full or part pre-payment of loan. This all was confirmed and re-confirmed by the branch executives as well as the branch manager

                                      However, when I received the loan schedule copy issued in my name, it contained the 2% penalty clause upon any pre-payment. Visit to the Asaf Ali Road banch manager, to whom I raised the issue with, paid no result as he simply washed off his hands saying the newspaper adds are published by 3rd parties and that LICHFL is not responsible for the claims published there. Now, how can this be possible? Officially published ads in full logo plus details in the ad and official file number at the bottom make it very clear that the ads are not by 3rd parties, but by LICHFL only.

                                      Moreover, once I availed the the interest rates were enhanced from 8.5% to 10.5% within 3 months of loan disbursal.

                                      All this has made me feel sour over LICHFL also, which I had opted leaving aside the private companies thinking that LICHFL being kind of semi-public company, must be having some forced ethics and code of conduct to follow. But this is not true for LICHFL also.

                                      SUGGESTION TO NEW LOAN SEEKERS--
                                      Do not trust LICHFL or even other public banks. They play wrongfully in the veil of being public/ semi-public companies. Be careful, keep records and cuttings of all records, advertisements, illustrations by the loan companies which they offer before giving you the loan.
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                                        M
                                        Manu Agarwal
                                        from Chennai, Tamil Nadu
                                        Dec 1, 2010
                                        Resolved
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                                        Resolved

                                        Address: Meerut, Uttar Pradesh

                                        To, Date: 01 Dec 2010

                                        The Executive Director CRM/Chief (CRM)
                                        LIC of India,

                                        Sub: Policy Bond Lost By LIC and not Approving Loan on Policy
                                        No.[protected] Without Submitting the Policy Bond

                                        Dear Sir,

                                        I, Manu Agarwal, Resident of 28, Rajeev Puram, Nera Takshila, Garh Road Meerut taken a LIC policy “Jeevan Shree” of sum assured Rs.500000 on 28 Jan 2002.
                                        I have also availed the loan facility on this policy from LIC and handed over my policy documents at your Mawana Branch (0275) on 04 Nov 2006.
                                        Now I have repaid all loan amount with interest till 22 Sep 2010 but still looking to receive my policy bond. In this regard I have communicated with Ms. Kalpana at Mawana branch (0275) many times and today she informed me that the same has been lost by LIC.
                                        Now again I am in need to avail the loan on this policy but the LIC staff is not agree to approve the loan without submitting the policy bond.
                                        This is much painful situation for me and I am suffering due to much financial crisis.
                                        I request you to please get this matter resolved on the highest priority within a week’s time else I would have to approach to the Consumer Court. Please take a serious action against Ms. Kalpana so that in future no other customer would suffer and image of the LIC will not be hampered anymore like it had been inmycase.

                                        Thanking You,


                                        Yours Faithfully
                                        Manu Agarwal
                                        Policy No.[protected]
                                        28, Rajeev Puram, Garh Road,
                                        Meerut (UP)
                                        M-[protected] and [protected]
                                        Aug 13, 2020
                                        Complaint marked as Resolved 
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