Life Insurance Corporation of India [LIC] Complaints & Reviews

Dear Sir/Mamam

I am having 7 LIC Policies of LIC of India and paying premium through Indian Bank, MG Road branch since 25.7.2010 by accepting ECS payment by LIC Jeevan Beema Nagar BRanch, Bangalore.

Now since I am transfered to another HAL Division at Marathalli, I wish to change my ECS payment facility from Indian Bank, MG Roard to SBI HAL Branch, Bangalore, for which I obtained SB_HAL branch Bank approval with seal for accepting ECS facility as I am operating Saving Account from this branch. But, LIC Jeevan Beema Nagar Bracnh has not accepted change in ECS facility stating that it can not be changed now because of some RFM action at their part.

Please do the needful by registering complaint.

Kailash K. Dagar
Bangalore
(M) [protected]

Dear Sir,

Sub: Benefits- Death claim already sent on 20.01.2010- policy no from[protected] ,policy status (e.cert due) plan (097) jeevan akshay -reg
Ref: my letter even dated in favor of manager ,LIC , karaikudi Branch.


I here by inform you that I have not received any response for my letter till date from you. I am solely depend on the benefits of my late husband M.SP.Subramanian . It is known that LIC is the forerunner in settling the death claim within the month .But in my case it is not so. In my reference, documents are handed over to Sri Pethaperumal.
LIC is the only organization in helping the old age people and their spouse after death. But your vision is failed in my case.

I request the concern authorities to look in to the matter and settle the death benefits within a week time. I would like to know the reason for the delay. It is very displeasure to me.
I expect positive results from your end.

TO,

THE MANAGER,

SIR,

I HAVE AN POLICY NO.[protected]NEELESH VERMA) POLICY NAME (JEEVAN PRAKASH) PREMIUM TERM HALF YEARLY, I WAS TAKEN THIS POLICY SINCE LAST 4 YEARS & I WAS PAY PREMIUM OF THIS POLICY BY MY SAVING A/C NO.[protected] STATE BANK OF INDIA (VAISHNAV POLITECNIC BRANCH, INDORE) THIS YEAR MY PREMIUM DUE ON SEPT.10 & I WAS GIVEN CHQ.NO.523015 OF MY SAVING A/C OF S.B.INDIA ON DATED 20/09/2010 & I GOT RECEIPT OF THIS CHEQUE BY MY AGENT ON 24/09/10 REC.NO.649586 TR.NO.80340.

WHEN MY CHEQUE OF LIC PREMIUM WAS NOT DEBIT IN MY A/C FOR TEN DAYS THEN I WAS CALL MY AGENT ,HE WAS NOT REPLY PREOPERLY, I WAS CALL CONUTINUE MY AGENT TIME TO TIME BUT HE WAS NOT REPLY,AFTER SOME DAYS HE WAS CALL ME & SAYS ON 25/10/10 YOUR CHEQUE WAS RETURN DUE TO OTHER REASON,WHEN I WAS GO TO MY BANK ANYBODY HAVE NO ANSWER WHY MY CHEQUE WAS RETURN?THEN I WAS GO TO BRANCH MANAGER & SEARCH WHY MY CHEQUE RETURN,THEN HE WAS SEARCHING 2 HOUR & HE SAYS,WE HAVE NOT ANY REASON WHY THIS CHEQUE RETURN ? MY BANK MANAGER TALK WITH CLEARING HOUSE & CHECK MY CHEQUE DETAILS & HE SAYS NOT ANY MISTECH IN YOUR CHEQUE & YOUR A/C.MY A/C BALANCE,CHQ.DATE,SIGNATURE ALL DEATILS ARE RIGHT THEN WHY MY CHEQUE IS RETURN?

AFTER ALL OF THIS LIC WAS ISSUE A NOTICE ON 04/11/10 BY COURIER & THIS COURIER I WAS RECEIPT ON 08/11/10 HE WAS CANCLED MY PREMIUM RECEIPT & EXPIRE MY POLICY RISK COVER & PANLTY ON ME OF Rs.164/-.

MY REQUEST TO YOU PLEASE CHECK ALL MY DETAILS & TELL ME WHITCH TIME I WAS WRONG? THIS CHEQUE RETURN WAS NOT MY MISTECH & WHY LIC WAS EXPIRE MY POLICY RISK COVER,& WGY I PAY THIS PANLTY.

YOU PLEASE CHECK & TAKE NECESSARY ACTION.

THANKING YOU.

NEELESH VERMA

[protected]

[protected]

My Policy No.[protected] money plus growth plan (180) I have paid 2 installment but i have not recvd any statement from lic. i want to know about my policy and also tell me where and when can i sell that unit?

As stated above , I invested in money plus plan of insurance policy in march 2007.and I have deposited the premium in the year march 2007, march 2008,march 2009 & march 2010. After depositing the premium of March 2010. Applied for surrender of policy in April 2010.
Due to this I have received the allotment amount of 60,000/- paid by me up to 3/09. But I haven’t received the amount which I paid in month of April 2010.
Ie 20,000/- when ever any officer of your company (Lic of India, Alwar Rajasthan Office) came to Alwar Branch for visit , I requested to him so many times, Even I requested several times in Branch office. But B.M sir Ignored my request.
So it is my humble request to you to give me my remaining amount.

From:-

S.Gowri Shanker,
EWS.466, KPHB Colony,
Hyderabad-500072.

To,
The Branch Manager,
LIC of India,
Tara Mandal Complex,
Hyderabad.

Sir,

Sub:- My Policy No.[protected] – Refund of L.I.C. Balance Maturity Amount from December 2001 to April 2009 – Request – Regarding.
Ref:- 1. L.I.C. Policy Cheque No.057566 Dt.28.07.2009 for Rs.30,143/- paid upto 11/2001.
2. My application Dt.11.02.2010.
3. My application Dt.07.09.2010.
4. My application Dt.22.10.2010.
<<<>>>

I am the LIC policy holder vide policy No.[protected] monthly deduction of Rs.44.70 has been deducted from my salary and my policy has been expired on January 2009 where as my policy amount has been deducted from my salary up to April – 2009 the same has been paid to the LIC regularly by the Department.

I have submitted the original policy along with the letter for refund of my LIC policy amount. But I have received the part of my policy amount i.e., for Rs.30,143.00 (Rupees Thirty Thousand One Hundred and Forty Three Only) vide Cheque No.057566 Dt.28.07.2009 i.e., paid up to 11/2001. Whereas LIC amount has been deducted from my salary up to April, 2009. When I enquire from your department, it is stated that the policy amount has not been received from your department since 12/2001 for which I have been furnished a statement stating cheque numbers etc to confirm the same and also requested to mention the section under which it is remitted. Further, I have enquired from my department whether any cheques are pending to be remitted to the LIC Department, they informed me that we are remitting the LIC deduction cheques regularly. Further I have worked in the following section as shown below:
1. Executive Engineer, circle No. 2, MCH from[protected] to Dec 2002.
2. General Branch, Head Office, MCH from 5/12/2002 to Auguest 2007.
3. Town Planning Section Head Office, GHMC from Sept 2007 to Feb 2009.
4. Estate Office, Head Office, GHMC from March 2009 to till today.

In spite of repeated reminders vide reference 2nd to 4th cited, no action has been taken to refund the balance amount of my LIC policy amount even after lapse of more than ( 8 ) months.

Therefore I request you sir to kindly verify in your department records and see that the balance of my policy amount may be returned to me at the earliest possible please.

An early reply is awaited in this matter.

Yours faithfully,

(S.Gowri Shanker)

To
The lic of india
Dear sir
I have to say that my address is change in the policy no.[protected]
my current address is

Arun singh
H.no-863-C
Gali no-6L
Gandhi nager
Gurgaon-122001
Haryana

kindly change my address.

prabhat ratanchand patel.
policy no.S73266164.
policy no.S 18901731.
I have purchased above numbered policies and paid some premium installments through calico chemicals &plastics div. anik chembur mumbai 400074 to which I was emploed. i had not recieved any correspondence since closure of the said factory or lic of inda. now iam 65 yr, old and want to settle my account with insurance company.Iam not in condition to pay any further which pl, be noted. kindly help me in settling the claim at earliest.
thanks.
prabhat patel.
n/r N.D.C.C.bank colony,
railway stn.
Yeola(Nasik). 423401.

I WANT TO KNOW THE STATUS OF MY MONEY PLUS POLICY.MY POLICY NO IS
ULIP POLICY NO [protected]. PLEASE SEND ME THE DETAILS IMMEDIATELY. THANKING YOU

Prakash Patel.
Annuity no.16837M314.
I have not recieved payment cheques since March 2010. I have written letter month ago but did not recieve any answer.
Please help me in getting payment at earliest.
Thanks.
prakash patel.
jyotiprakash bunglow,
N/R N.D.C.C. Bank colony.
Near railway stn.
Yeola.(Nasik).423401

WITH DUE RESPECT I AM SUBMITTING MY COPMLAINT. REGARDING MY POL. NO.[protected]. ANNUITY AMT. CHEQUE DT.01.04.2010 NOT RECEIVED BY ME SOFAR. I HAD SENT LETTER OF INDEMINITY ON 13.07.2010 .REMINDED BY EMAILS ON VERIOUS DATES 05.02.2010,19.05.2010,13.07.2010,29.07.2010,4.08.2010,15.08.2010,23.09.2010,19.1...⇄ .AND PERSONALY TALKED ON PHONE NO.[protected] CONCERNED LADY ON 18.10.2010. REPLIED THAT MY LETTER IS RECEIVED BY HER ,BUT HAS NO TIME TO PUT UP.
KINDLY HELP IN GETTING MY AMT. OF ANNUITY WITH INTEREST. I AM RETIRED BANK MANAGER.
YOU CAN JUT THING WHEN A RETIRED BANK MANAGER IS NOT GETTING A SINGLE REPLY WHAT ABOUT A COMMEN MAN.
THANK YOU VERY MUCH.

A.C.WANKHEDE

i had applied for housing loan through mr naresh mehta of ggn. he has taken all the related papers and check no 996561 amount 5515rs. dated 15/4/10. my loan could not be sanctioned due to my age. but my cheque was not returned to me and cashed in account of lic housing finance. when i asked mr mehta he said that your cheque will not be returned. this has been cashed by lic. while submitting the papers and cheque i was told by mr mehta that your cheque will be cashed if the loan is granted to you but now he is saying that you will not get the cheque. pl return my above amount as the loan has not been granted to me.
v k jauhri
1640-a housing board colony
sec 10-a gurgaon
haryana

sir,
mera naam Tilokchandji S. Singhavi , aur me gaon me rahane wala hu aur mera business sirf agriculture hai. Maine 1 jan, 2003 ko ek LIC Policy nikali thi,aapke agent (Vinay Kubde, agent code[protected] ke through. Policy nikalte waqt usne kaha tha ki me har saal policy ka premium lene aata rahunga, wah phale 2 policy ka premium lene khud aaya aur baad me usne muze 4 premium ke liye bahot taklif di, use 20 se 30 bar phone karna padta tha tab jakar wah aata tha. par pichle 2 saal se wah aaya bhi nahi aur phone karne ke baad aata hu kahkar rakh deta hai, aur aata nahi.Aur abhi 3 saal suru hai.
Jab muze pata chala ki premiuim na bharne se policy laps ho jati hai, too me khud premium bharne gaya to muze premium bharne se inkar kar diya, aur medical test karne liye kaha gaya (nagpur me). Jisme muze SUGAR ki bimari pata chali. Jab maine policy nikali thi jab mera pura medical test kiya tha (blood, xray, &so on) uas waqt muze koi bhi bimari nahi thi, ab aage kya karna hai puche jane par koi kuch batata bhi nahi .



Name: Tilokchand Suganchand Singhavi
Address: At. Post. Mangrul, Tq. Samudrapur, Dist. Wardha-442305
Company: LIC
Sum Assured: 500000
Premium: 35244
Table & Term: 14-17
Policy No.: [protected]
Date of Commencement: 1-1-2003
proposal No.: 6066


Ab aage kya karna hai kuch samaz me nahi aa raha hai.

I AM AN AGENT OF LIC OF INDIA - HIMMATNAGAR BRANCH. AGENT CODE : 0304.

MY LOGIN ID IS : 03048833. My password to access the LIC portal for which i am entitled to use for giving service to existing customer is given to me in 2004. Since then it was working fine.

Since six months it is showing Invlid USER ID or Password when I am entering the log in ID and Password.

Then I had written to Branch and Division about this but no response.

May I request you to advise the concerned to set this right. As it is in the interest of Society and the Policy Holder who have put up trust on LIC and on me being an agent of LIC.

Your Prompt action on this matter will highly be appriciated.

Sir, During June 2010, LIC of India , Sothern Zone conducted examination for recruiting ADO. But till date, results are not made available in any authrised sites. Whereas, some malpractice is involved, forgery is involved, & with this people approached through back door is aware about result/their appointment is in pipeline.Sir, why, every candidate is not supposed to know the result or what ? Or for result also one needs to pay bribe or what ?

TO, DATE:- 25.10.2010

THE BRANCH MANAGER,
L.I.C. OF INDIA,
BRANCH CODE 124,
KAROL BAGH
NEW DELHI- 110005.

SUBJECT:- REGARDING CANCELLED ISSUED POLICY NO.[protected]WEALTH PLUS)

DEAR SIR,

I WOULD LIKE TO MENTION THAT I HAVE BEEN ISSUED ABOVE POLICY IN AGAINST PAYMENT OF CHEQUE NO. 000001 DT. 16.03.2010 RS. 1, 00,000/-( RS. ONE LAC ONLY),DRAWN ON BANK OF INDIA,ROHINI,DELHI-110085 AND SAME WAS CLEARED ON DT. 20.03.2010 FROM MY ACCOUNT .

AFTER LONG TIME ,WHEN, I CHECKED STATUS OF MY SAID POLICY, I FOUND THAT POLICY HAS DE-ACTIVATED,DUE TO DISHONOURED CHEQUE.THE SAID CHEQUE NEVER BEEN DISHOUNERED BY OUR BANKER..

IT IS SHOCKED TO ME THAT MY CHEQUE WAS NEVER BEEN DISHOUNERED BY OUR BANKER. AND PAYMENT IS WITH YOU OF SAID CHEQUE.

I AM REALLY SURPRISED THAT HOW POLICY WAS DE-ACTIVATED EVEN AFTER CREDIT OF PAYMENT IN LIC. OF INDIA.

YOU HAVE NO RIGHT TO DE-ACTIVE POLICY AFTER CREDIT PAYMENT IN ACCOUNT OF LIC OF INDIA AND PASSING OVER 7 MONTHS OF POLICY ISSUED.

IT IS REQUESTED YOU TO KINDLY ACTIVATE MY SAID POLICY IMMEDIATELY W.E.F FORM DATE OF ISSUE OF POLICY.OTHER WISE I WILL TAKE SERIOUS ACTION AGAINST YOU FOR MENTALLY/FINANCIALLY HARRASHMENT. TO ME.

THANKING YOU,
YOURS TRULY,



(KUNAL GOEL)
S/O MR. SUSHIL GOEL
C-67, AHINSA VIHAR,
SEC-9, ROHINI,
DELHI- 110085.
MOB:[protected]
NOTE:WHEN I APPROACHED THE BRANCH TO SUBMIT ABOVE GRIEVANCE,THEY HAVE REFUSED TO ACCEPT THIS LETTER.

LIC Housing Finance Ltd. sanctioned me Rs. 14.25 Lacs as mortgage loan but LICHFL make my loan disbursement after 6 months from the application for only Rs. 10.40 Lacs after so many follow up. Now I am very puzzled from the worst behaviour of LICHFL. I have repaid this loan amount. due to negligency of LICHFL officials the amount was deposited in excess. Now the LICHFL not returning my complete property papers and post dated cheques.
Does LICHFL will pay me interest @ 12.25% on my excess deposit. Please refund my excess deposit money.

I feel utmost shock to know that a cheque issued by LIC could not be honored due to insufficient funds.

I had presented the cheque in my bank on 22nd Oct 2010.

Details for the cheque are below.

POLICY NUMBER[protected]

CHEQUE NUMBER 846300

DRAWEE BANK CORPORATION BANK - PREET VIHAR NEW DELHI - 110034

CHEQUE AMOUNT Rs 1,61,300=00

CHEQUE DATE 28.08.2010

CHEQUE RETURNED BACK DATE 26.10.2010

If LIC of India dosen't have funds why do they issue cheques?

Kindly let me know what should i do with this cheque.

Regards,
Sanjeev Sahani
[protected]
A 432, Defence Colony,
2nd Floor,
New Delhi - 110 024

Hello Sir/Madam

I'm Ravikumara K, Proposed life protection policy with LIC insurnce and paid amount during proposal, when i recieved my bond it is noticed that premium amount i paid initialy is much more than policy premium amount, when enquired with officer they told, they will returm me the amount additionally i paid, and also amount which i paid for the medical check-up .
unfortunetly till today i didn't recive any intimation or cheque even after 6 months of policy commence, hence i request to return me the amount immediatly

Policy details:

Policy No:[protected]
Plan: 190
Policy Term: 30
Branch code:72D


with regards
Ravikumara K

email:[protected]@yahoo.co.in

I have LIC Policy No:[protected] since Feb, 2008 which is enrolled into your system but unfortunately still I am not able to pay LIC premium online. I have called customer care several times (50-100 times) at 1251/[protected] and most of times no one pick the call in office hours and if anyone pick the call he does not reply properly and they divert my call to IVR that also get disconnect after few minutes. Then I discuss with my LIC agent regarding this issue. He suggested me to send enrollment form at branch which already sent couple of months back but it also could not helped out.

I have worst experiences with LIC and its services. Is this kind of service and support should provide to customer by any agency.

Request you to intervene in this matter so that I can get solution for my problem.