Life Insurance Corporation of India [LIC] Complaints & Reviews

Respected sir, my husband taken a lic policy (New BIMA GOLD, no.[protected] , amount Rs.1,00,000 / -) in the month of 27.05.2008 but after one year two months i.e on 15.07.2009 my husband expired due to illness ( lever problem )
we have submitted all necessary documents and we have claimed the policy but we have not been sanction the police amount.
Hence i would request you to kindly do the needful.

my address
G. MARIAMMA
31-27-16/1
VISAKHAPATNAM-530046
ANDHRAPRADESH.
pn no. [protected]

policy no[protected]dated07/03/2008
kindly inform me by mail :[protected]@yahoo.com the units alloted in the growth fund opted lic market plus
parvathavarthini

A Cheque No. 418376 dated 28.10.10 amounting to Rs. 28260/- issued from LIC India, branch Gumti No. 5, Kanpur (A/c No. - [protected]) in my name was returned by the bank because of following reasons -

1. Firstly, the Cheque returned by the Bank of Baroda, Saharanpur stating that the signature of the drawee differs on 13.11.2010. After pursuing the matter personally it got resolved.
2. After that, the clearing staff suggested to deposit the cheque in the bank again.
3. On depositing the cheque in the bank the second time on 01.12.2010, the cheque was again returned on 02.12.10 by the bank mentioning that the funds are insufficient in the LIC Account ( A/c No. [protected] of LIC in Bank of Baroda, Gumti No. 5, Kanpur )
4. Till date the cheque is still with me without any disposal.
5. Kindly suggest a solution. Such an irresponsible act is not expected of a Premier Institution of Govt. of India.

Shri Arun Kant Arya

Postal Training Centre
Saharanpur - 247 002

SIR/MADAM
I AM SONIYA KUSHWAHA I am lic policy holder of mony plus 180.
Sir I don't know current status about my policy.My policy No. is[protected] & joining date is AUG 2007. SO please i requested you to send current status of my policy on my e-mail ID. Sir my e-mail ID is given below.



[protected]@yahoo.com
thanks

I am surprise to the worst web site of LIC of India has where I cannt make online payment. But for that I can not even compalaint on its website. there also it gives error.

I have submitted my application requesting for refund of Levy charges paid (Prepayment Charges) on 01.11.2010. I have understood that they have received the directive from their Head Office on 30.10.2010, that the Levy charges towards prepayment of Housing loan can be waived off, if the amount is paid from the own resources of Income by the person who has availed the housing loan. I have setteled my housing loan including the levy charges (prepayment charges). Concerned Manager/AGM have asked me to submit the application for refund of Levy charges with the proof (Bank statement) that I have made the payment from my own resorces of income.
Accordingly I have submitted the application on 01.11.2010.
I have sent E_Mail reminders. Tilltoday I have not received the payment.
My LIC Housing Finance Loan Account No.[protected].

LIC has repudiated the death claim on the life of my father of sum assured valued rupees five lakh. My father has deposited almost rupees four lakh towards premium to LIC. The concerned agent named Prabir Kr Dey misguided us and we suffered huge loss of money. But LICI does not entertaining any complaints against the agent and also the insurance ombudsman uphold the decision of repudiation. For any queries and/or information contact : [protected]@gmail.com

FROM, DATED:[protected]
JATINDER KUMAR GOYAL
24A/1, NAVJIVAN C.H.S LTD,
R.C MARG, CHEMBUR COLONY,
MUMBAI 4000-74.
MB:-[protected]
TO,
L.I.C OF INDIA (MUMBAI)
THIS IS TO INFORM U THAT WE HAVE ECS OUR POLICY FROM THE UCO BANK (CHEMBUR BRANCH)
THE BANK HAVE CHANGE OUR OLD ACCOUNT NO TO NEW ONE
OLD ACCOUNT SBA/C NO:-15335
NEW ACCOUNT SBA/C NO:-[protected]
L.I.C POLICY DETAILS

SR.NO NAME POLICY NO PREMINUM MONTH AMOUNT YEAR

1 JITENDER K GOYAL [protected] MARCH & SEPTEMBER 16360 H/Y

2 KRISHNA GOYAL [protected] OCTOBER 12614 YEARLY

3 RISHI GOYAL [protected] MARCH 14363 YEARLY

SO WE REQUEST YOU TO UPDATE OUR NEW A/C NO IN YOUR SYSTEM FOR ECS CLEARING
AS SOON AS POSSIBLE


JATINDER KUMAR GOYAL

HOUSING LOAN A/C[protected]% Pre clousure Charges against the NHB Circular dated[protected]

we have pre-closed our said H/ Loan A/c with LICHF Ltd ,ASAF ALI Road New Delhi Vide Ch No 000577 dated[protected] diposited at Area manager office Noida ,They have charged 2% Pre clousure charges agaist NHB Circular dated[protected].

It is requested kindly refund the excess charges to me.

SANJEEV KUMAR SINGH
I-306,BETA-II,
GREATER NOIDA,
G.B.Nagar
UP-201306
mob.[protected]
[protected]

To, Date: 01 Dec 2010

The Executive Director CRM/Chief (CRM)
LIC of India,

Sub: Policy Bond Lost By LIC and not Approving Loan on Policy
No.[protected] Without Submitting the Policy Bond

Dear Sir,

I, Manu Agarwal, Resident of 28, Rajeev Puram, Nera Takshila, Garh Road Meerut taken a LIC policy “Jeevan Shree” of sum assured Rs.500000 on 28 Jan 2002.
I have also availed the loan facility on this policy from LIC and handed over my policy documents at your Mawana Branch (0275) on 04 Nov 2006.
Now I have repaid all loan amount with interest till 22 Sep 2010 but still looking to receive my policy bond. In this regard I have communicated with Ms. Kalpana at Mawana branch (0275) many times and today she informed me that the same has been lost by LIC.
Now again I am in need to avail the loan on this policy but the LIC staff is not agree to approve the loan without submitting the policy bond.
This is much painful situation for me and I am suffering due to much financial crisis.
I request you to please get this matter resolved on the highest priority within a week’s time else I would have to approach to the Consumer Court. Please take a serious action against Ms. Kalpana so that in future no other customer would suffer and image of the LIC will not be hampered anymore like it had been inmycase.

Thanking You,


Yours Faithfully
Manu Agarwal
Policy No.[protected]
28, Rajeev Puram, Garh Road,
Meerut (UP)
M-[protected] and [protected]

I have booked a flat (601-B Tierra) in Casa Univis Project and already paid ~Rs 10L towards instalment and stamp duty + registration. Around 3 months back I applied for LIC housing loan and they gave me a preapproved sanction of Rs 40L but after going through all the documents provided by me as well as Lodha Builders, they declined to give the above said loan. The reason as told by LIC agent is that the title of the land is not clear which when reported to Lodha by me, they refused to accept the fact . As a layman it is really difficult for me to understand what is the actual case. LIC has not sofar given me any i writing and also has not returned my cheque of Rs 5500/ which was given by me as a part processing fees. Please provide me the fact in this regard.

I AM A L.I.C AGENT OF PIMPARI BRANCH, AND I WANT TO KNOW ABOUT MY PORTALS DETAIL MY AGENCY CODE IS - 0146195V

I mr Nandkumar Kurle was willing to discontinue my LIC policy but an agent Mr.Nitin Jadhav had done fake signature & send an requisition to change to Bond funds without intimation. He has also done fake signature of mine.Now he is telling that he is busy and not attending us. He is our neighbour ,I dont think so he is so busy that he can't do the needful

afterwards i will show the copy
i Dont have scanner right now

Dear Sir,
I have taken a 15 year loan @ ROI 8.5% from LIC Hsng Finance in Jun 2009 for Rs 28,59,000.
As per the agreement 8.5% will be fixed for 3 months.Exactly after 3 months of the amount sanctioned date, LIC has changed the ROI to 9.75% (they have sent me a info mail as well).

Now Nov2010 again the ROI has hiked by the LIC to 10.25% even without any information to me.

Kindly suggest the way forward ....

DEAR SIR,
THIS IS FOR YOU INFORMATION THAT MY POLICY-NUMBER ARE[protected] AND[protected] AT GOPESWAR BRANCH--25E THEY ARE UNABLE TO RECEIVE PAYMENT ONLINE .THE MESSAGE COMES THAT CONTACT THE BRANCH .WHY TO CONTACT BRANCH? WHY THE LIC IS NOT ACCEPTING ONLINE
REGARDS
DR.PANKAJ PANDEY
pankaj.[protected]@sify.com
[protected]

I purchased two policies of Market Plus on 27.08.2010 in the name of Mr. Biprajit Biswas and Mrs. Mira Biswas from your branch office of Kalyani (436). The amount of each policy was Rs.50000/-. The agent was Mrs. Smita Das (Sarkar)(code no. 04101436 and the DO was 000002. The policy numbers were[protected]for Mira Biswas) and[protected]for Biprajit Biswas). Transaction numbers are 72698 and 72696 at 11.45 and 11.44 am. Till today I have not received any certificate from LIC office. The agent misbehaved with us and not responding to our query. I request you to help me out.

Dear Sir,

Myself Satish Kashyap S/o Late Mr. Omparkash R/o Vill- Pengaltu, Post - Gorrota, Teh - Hodal, Dist - Palwal, Faridabad, Pin - 121106 want to complaint for Refund of Insured amount of insured person (Mr. Omparkash).

My father has expired before 4 months in an accident. We have already submitted all Death Certificate & other required documents in LIC Palwal branch.But still we don't get any amount from LIC to the nominee.

Its my humble request,please do needful for us.

Your Sincarely,

Satish Kashyap
Mob. [protected]

Dear sir,

I shakutala J Gupta hereby inform you that my husband died in Road accident im mumbai on 7th may 2010. i am having his insurance policy of LIC. i myself is nominee of policy tooked by my husband.

I am Having insurance policy of my husband in mumbai & my native palce ballia. As claim in mumbai hasbeen settled immediately as soon as claim form submitted by me but on contrary same company LIC in ballia & bansdih which come under varanasi division o[censored]ttarpradesh i have submitted claim form in ballia & bansdih 6 month ago. after submission of claim form i have received only sum insured amount and they replied me that for accidental claim file hasbeen sent to varanasi divisional office for approval after that i serval time contact LIC ballia & its Divisional office for settlement of claim but they are not even replying six months ago, accidental cliam are pending with them i have persinally visited concern office they have replied that they had sent the file to divisional office for approval. after that i had mailed to varanasi branch for reply but they also didn't reply. i have submitted all documents related to claim they demand documents which are not useful for claim.

I request you sir please do needful so that i can get my cliam amount which i need it very urgent. if you need any additional information regarding policy please mail me.please find policy details as follow as

Sr no. Policy no. Branch Remark
1. [protected] Bansdih Bansdih office
2. 77721789 Bansdih Bansdih office
3. [protected] Ballia Ballia office
4. [protected] Ballia Ballia office

Note:

please note that i am submitting this complain to show that Company like LIC in remote area of india are not behaving properly also not doing that work properly also they are not replying properly same company in city like mumbai is providing good service in every matter. but in remote areas specially in uttarpradesh people are not good in LIC office they make claimant so much harresment which is un barreble as from this i can't come to known what is intention of this people behind this.
Thanking you,

Shakuntala Gupta
emailid: [protected]@gmail.com, [protected]@yahoo.co.in

due to my acute financial problems I surrendered following policy numbers[protected],[protected],[protected],[protected],[protected],[protected],[...⇄
But till now I did not obtained the surrendered value amount rupees from LIC OF INDIA,BRANCH-CHAKRADHARPUR(JAMSHEDPUR DIVISION), PO-CHAKRADHARPUR, DISTRICT-WEST SINGHBHUM, (JHARKHAND) PIN CODE-833102.
Please help me to overcome from my financial problems.
Thanking you.
yours faithfully
Manik Lal Soy
Village- LOPSO, PO- GOPIDIH, VIA- AMDA,
PS- KUCHAI,
DISTRICT-SERAIKELA-KHARSAWAN
JHARKHAND, PIN CODE-833101

Hi
My name is Mahendra kumar gupta I am having a Housing loan from LIC Housing F LTD and my file no is 117104.
Currently my loan limit is 16.70 l which is 75% of my property when I was taking this loan I was told if near future If I raise a request to LIC and want to increase this limit so is it possible to do so, Then I have been answered with the YES and in a simple way and I was communicated that you just need to give a application and last two month salary slip along with bank statement this is it.
Once I have initiate this process they told me it is approved and your existing limit has been increased with the amount 1895500, But when i went in LIC office for verification they are giving me new loan and nothing has been done to reschedule my loan.
I speak to their area manager Mr Alok Goel as he introduced to me as area manager on the phone, He is also telling the same process well I have checked with couple of banks and one my friends friend who is working in LIC housing finance and as per her comment LIC can reschedule the loan and increase the existing loan limit.
I don’t know what is the process to fixing this loan limit (16.70 L) my current salary is 43k Per month.
My loan is taking care by Mr Rajeev and I don’t think he has manner to speak. During the conversation with him I have threaten to damage my credit history and Rajeev wording was “You don’t know me I can update your CBIL data and you cannot do anything to me” well I don’t know if he has done the same or not
I think I have trapped in an ambush and I am seriously thinking if this has been taken care properly I don’t know what will happen to this complaint.
Thanks
[protected]@gmail.com