Life Insurance Corporation of India [LIC] Complaints & Reviews

I am deepak srivastava IFS(FOREST) officer currently posted in Trichy, Tamil Nadu.I have applied for housing loan of Rs 25.00Lakh from LIC HOUSING FINANCE LIMITED,NOIDA on 3 Jan 2011.My earlier loan of Rs19.00Lakh in file no-609747 got cancelled without any written notice.My builder(SRS REAL ESTATE PVT LTD,FARIDABAD)is regurarly asking me the payment with penal interest.I am desperately trying to contact AREA MANAGER,NOIDA(Ms Laksmi) over her mobile no-[protected] but constantly no response.I am really feeling great disapointment and developed a strong feeling that getting housing loan sanctioned is a most difficult thing .

hello sir i am santosh dhapte my credit card no [protected] i get credit card msg regarding lic policy premium dues payment made by lic credit cardbut these policy due i already paid also i am nt open card kit till.how u do double payment ? pl revarse my credit card bill i
am nt paid this amt with late fee i[censored] nt replay before due date.

Dear Sir,
I am having your policy[protected] since last 5-6 year.I have paid all my premiums within time limit but unfortunatly you have'nt paid my money back amount which has been due since November 2010 till date.I have consult/complaint in nearest branch office several time and they have assured me for paying the amount but neither they have paid me my money back amount nor given me proper response till date.I have lost the interest amount of the said above amount.
So I request you to kindly instruct the branch office for refund me the 5 year money back amount with interest.
Thanking you,

RINKI THAKUR (Policy No.[protected]
Plot No. 565, Kalyan nagar, Behind India Oil ,
Bhanpur Road,BHOPAL (M.P)

To
The Manager
LIC Housing Finance
Faridabad

Sub-: Payment of waived levy Charges of AC 11056068
Dear Sir,

This is to bring to your notice my grievance regarding my loan account no. 11056068. I submitted my full payment of the loan along with the waiver application on 19th November as suggested by Mr. Atul of your office (When I went regarding full payment). I was told by your officer (Same given in writing on the quotation ) that the money waived would be reach us in the form of cheque payment once the full payment will be done. With the Waiver application I attached the bank statement of mine and my father as suggested by your officer.
Science there was no response on 10th December I enquired with the Faridabad office. I was told by Mr. Atul to take prior appointment with the head office (Asif ali road, Delhi) to collect the original documents and cheque of waived money. He also gave me ph. No. of head office to take prior appointment. Head office fixed 17th January 2011 as appointment date.
Upon reaching the head office with all documents (bank statements ,I D proofs) the officer sitting there returned the original documents. But he didn’t give me the cheque saying that he had not received any communication from the Area Manager ( Faridabad) regarding this. I submitted a complain there regarding not receiving my cheque.

Science nothing has happened in this regard and I haven’t received the cheque promised me, I request you to immediately do the needful.

Respected sir, the money is absolutely necessary for some hospital needs of my family. I request you to send the waived money by cheque as soon as possible and relieve of my mental agony.
Thanking you
Your truely
Akshay Mani Upadhyay
A/C No 11056068
Add :
H.No. B-1/54 IInd floor
Sec- 57 Sushant Lok 3
Gurgaon
Mob- [protected]
[protected]
email; [protected]@gmail.com

Dear sir,
My policy No. is[protected] and Im unable to register my details to login. After filling my policyno, premium valua, date of birth, email address as u asked., Im getting response as it is already registered. However, I didnt register in past.
Please look into the matter and cancel previous registeration if at all it is already registered.
thanking you sir,
yours faithfully

kamakshaiah
Nellore, Andhra Pradesh

Dear Sir,
I have opened a policy of LIC from Ranchi (Jharkhand) through ECS (Electronic Clearing System). The premium of the same has been deposited at PWD office Branch Pratapgarh (Uttar Pradesh) for the month of Jul 2010 and Aug 2010 on 20 Aug 2010, but the same has not yet been credited or deposited on my policy and no action has been taken by the above branch. In view of the above I have facing Penalty / late fees of deposit of Premium. Hence you are requested to do the needful.

My name is Ganesh Giri and policy number is[protected]
I did online payment through licindia.com on date 27/09/2010 of amount 1408.00Rs than next month the same amount deduct my axis bank account 27/10/2010 of amount 1408.Rs
The same amount is debited from my axis account(durgapur Branch) where it is not credited into my policy account
Will my amount be credited into axisbank account ? Please help me
Regards,
Ganesh giri
Thanks& regards
Ganesh giri

Respected Sir,

In this connection it is submitted that my father has been expired before 8 month ago and his name of Data Shankar Tiwari, They had (03) three LIC POLICY that 10 years old LIC Policy and we have submitted the all details of policy paper before one month ago in Patana Branch -.but no any response given the LIC Department. when I asked the LIC Office what happen about my Father policy they told me manager today on the leave.

All policy file submitted in Patna Bihar Branch

1. POLICY NO.[protected],
2. POLICY NO.[protected],
3. POLICY NO.[protected],


Kindly request to you please solved my above request and release the LIC fund in my mother account

THANKING YOU,
PANKAJ TIWARI

dear sir,
i am a costumer your lic co.my problem is more than policy me &my family
all policy pement is dues,so sir total polyci"s close and one by one policy start
plz. help me
sorry my wirting is uncorect
thank you your trusty
sudhakar chandrakant [censored]ole
e-mail:-sudhakar.[censored][protected]@yahoo.com
bhasha;marathi mob.[protected]

Sir,

I have applied for LIC credit Card, once in a time but my application is rejected due to signature difference, and they has called my for apply with correct signature. so i have applied that application once again. but i dont have got the status which my application is selected or rejected. kindly give the status details.

Thanking you.

Yours faithfully,

M.V.K. Kishore Babu.

Ph.[protected] and [protected]

LICHFL faridabad office is place of non working govt officers. they do not respond to phone calls, no answers to qureis. Even Area Managers email bounce back so you cannnot do anything.

LICHFL says that they have no prepayment charges(if done by own sources)
But in sanction letter they mention 2% prepayment chares.

I did a prepayment and they asked for 2% charges. When I informed that it was told that there is no prepayment charges, that LIC memeber (Atul) laugh like daemon and said "written me he tumhare pass"

After lot of fight he took a written application from me to return my prepayment penalty charges...but no action yet

I tried calling their office and area manager, but no response....

dont know when will we have consumer centric approach from this real state daemons(be it buider or loan lender) I am totaly frustrated with LICHFL employees

Sir/Madam,

I forgot my LIC Indias user id and password please help me as soon as possible.

Policy No[protected]
Premium - 2042
Date Of Birth - 10/05/1957


Thanks & Regards,
T Ramanarsaiah

I have the Advantage five Home Loan from LICHFL for the property in BADLAPUR and just received two installments from them sum of Total 6,40,000 and the rate of interest is 9.25% fixed for the first five years.
But in the letter we received with the cheques,I found the EMI amount
( 8227.00 )calculated is more than it should be.
My agent told me that it is due to Printing mistake and will get clarified.
dont know what to do?

Dated: 20.01.2011

To,
The Branch Manager,
Life Insurance Corporation of India
Jaynagar Sattelite Sampark Office
Service Branch Code No. 542
Madhubani, Bihar

Sub: Not Received Bond Paper

Dear Sir,
Let me know about my policy bearing No.[protected], had been enrolled in the month of June ‘ 2010, but till date, I have not received Bond paper against my policy....

Hi

My LIC Policy Number:[protected].

My Paid my first premium on June 2010. and it is a half yearly payment.

I Lost my First Premium receipt and tried getting it form the LIC net portal. But it is giving the latest Premium details only ie ( Jan 2011) . Now i need that receipt for showing it as a proof for Income tax.

Please It is very urgent. Please do the need ful. I would be very thankful to you.

Thanks,
Vinay

I AM HOLDING LIC POLICY NO:[protected] DATED 17/03/1988 FOR PREMIUM Rs.1627/-HALF YEARLY, AGENT NUMBER 03081671
I AM UNABLE TO ENROLL THIS POLICY FOR ONLINE PAYMENT AND WEBSITE OF LIC OF INDIA IS EXTREMELY SLOW OR ERRATIC WHICH IS NOT REGISTERING MY COMPLAINT
UNDERSTAND THAT MY DATE OF BIRTH 18/11/1958 HAS NOT BEEN REGISTERED WITH REGARD TO THE POLICY BY THE LIC OF INDIA, VISAKHAPATNAM BRANCH NO. 671

my policy number is[protected], MARKET PLUS
i want to know current status of my policy.

Dear Sir,

Still I am waiting for your Positive Action on my LIC Policy Number, as shown below.

Nobody taking action on this, I can’t imagine for the same as written bellow. This is Terrific for me and extremely shocked matter for everyone. Just go through the following chain Mails. Still we are in the sleeping Mode.

I am continuously requesting you for the Money Back Payments Cheque of my Running Policy. Please make me Release as soon as Possible. It’s Most Urgent for me.

The Required Details are mentioning bellow.


Thanx,

Regards,
Rafiqul Islam
([protected])
Tool Room - Wheel Rim
Asia Motor Works Ltd.
Bhuj (Gujarat) - 370020.
From: Islam, Rafiqul N. - AMW - Bhuj
Sent: Wednesday, December 29, 2010 10:29 AM
To: 'EPS1'
Cc: [protected]@YAHOO.CO.IN; [protected]@GMAIL.COM; [protected]@YAHOO.CO.IN; bo_122; crm.delhi-do3; nz_crm
Subject: RE: RE: REGARDING THE MONEY BACK PAYMENTS IS PENDING.

Thank You Very Much Sir,

I Appreciates for your Positive Response.

I am also waiting for your Servicing Departments Response since Two Month. They should release the Payments Automatically and on Time, as the Plan or Scheduled has been decided. We need not required to make Request and Reminder for Six Month to your Concern Department, only for 20000 Rupees.

Obviously, it is Shameful and Departmental Failure. We are believing and trusting you and Your Departments.


Thanx,

Regards,
Rafiqul Islam
([protected])
Tool Room - Wheel Rim
Asia Motor Works Ltd.
Bhuj (Gujarat) - 370020.
From: EPS1 [mailto:[protected]@licindia.com]
Sent: Tuesday, December 28, 2010 2:23 PM
To: Islam, Rafiqul N. - AMW - Bhuj
Cc: [protected]@YAHOO.CO.IN; [protected]@GMAIL.COM; [protected]@YAHOO.CO.IN; bo_122; crm.delhi-do3; nz_crm
Subject: RE: RE: REGARDING THE MONEY BACK PAYMENTS IS PENDING.

Dear Sir,
We are referring to servicing branch regarding the same.


Thanks and sincere regards.
EPS1 TEAM
Premium Collection Management Centre,
Mumbai
-----Original Message-----
From: Islam, Rafiqul N. - AMW - Bhuj [mailto:[protected]@amwasia.com]
Sent: Tuesday, December 28, 2010 2:20 PM
To: bo_122; EPS1
Cc: EPS1; [protected]@YAHOO.CO.IN; [protected]@GMAIL.COM; [protected]@YAHOO.CO.IN
Subject: RE: RE: REGARDING THE MONEY BACK PAYMENTS IS PENDING.
Dear Sir,

I don’t know, what is your Department Doing? Since One Month, I am writing you the following Reminder day by Day. But nobody is taking action on this. I Think, this is shameful for our LIC Department.

I Know, this is Government Depart. But That Type of Governmental Department about LIC, That is very shameful.



Thanx,

Regards,
Rafiqul Islam
([protected])
Tool Room - Wheel Rim
Asia Motor Works Ltd.
Bhuj (Gujarat) - 370020.
Rafiqul Islam | Deputy Manager | Asia MotorWorks Ltd. |
34 KM Milestone, Village Kanayabe,Bhuj Bhachau Road,, Bhuj - 370020 | Gujarat | India |
T[protected] | M[protected] |
E-Mail [protected]@amwasia.com | Web Site: www.amwasia.com



 Please don't print this e-mail unless you really need to.
Disclaimer
The information contained in this electronic message and in any attachments to this message is confidential, legally privileged and intended only for the person or entity to which this electronic message is addressed. If you are not the intended recipient, please notify the system manager and you are hereby notified that any distribution, copying, review, retransmission, dissemination or other use of this electronic transmission or the information contained in it is strictly prohibited. Please accordingly also note that any views or opinions presented in this email are solely those of the author and may not represent those of the Company or bind the Company. This message has been scanned for viruses and dangerous content by Mail Scanner, and is believed to be clean. The Company accepts no liability for any damage caused by any virus transmitted by this email.www.amwasia.com
From: Islam, Rafiqul N. - AMW - Bhuj
Sent: Thursday, December 23, 2010 10:35 AM
To: 'bo_122'; [protected]@licindia.com
Cc: [protected]@licindia.com; '[protected]@YAHOO.CO.IN'; '[protected]@GMAIL.COM'; '[protected]@YAHOO.CO.IN'
Subject: RE: REGARDING THE MONEY BACK PAYMENTS IS PENDING.

Dear Sir,

This is the -

Gentle Reminder - 5,

Please confirm me the Dispatch Details.

Thanx,

Regards,
Rafiqul Islam
([protected])
Tool Room - Wheel Rim
Asia Motor Works Ltd.
Bhuj (Gujarat) - 370020.

-----Original Message-----
From: Islam, Rafiqul N. - AMW - Bhuj
Sent: Wednesday, December 22, 2010 1:25 PM
To: 'bo_122'
Cc: [protected]@licindia.com; '[protected]@YAHOO.CO.IN'; '[protected]@GMAIL.COM'; '[protected]@YAHOO.CO.IN'
Subject: RE: REGARDING THE MONEY BACK PAYMENTS IS PENDING.

Gentle Reminder - 4,

Please confirm me the Dispatch Details.

Thanx,

Regards,
Rafiqul Islam
([protected])
Tool Room - Wheel Rim
Asia Motor Works Ltd.
Bhuj (Gujarat) - 370020.
-----Original Message-----
From: Islam, Rafiqul N. - AMW - Bhuj
Sent: Wednesday, December 15, 2010 11:54 AM
To: 'bo_122'
Cc: [protected]@licindia.com; '[protected]@YAHOO.CO.IN'; '[protected]@GMAIL.COM'; '[protected]@YAHOO.CO.IN'
Subject: RE: REGARDING THE MONEY BACK PAYMENTS IS PENDING.

Gentle Reminder - 3,

Please confirm me the Dispatch Details.

Thanx,

Regards,
Rafiqul Islam
([protected])
Tool Room - Wheel Rim
Asia Motor Works Ltd.
Bhuj (Gujarat) - 370020.
-----Original Message-----
From: Islam, Rafiqul N. - AMW - Bhuj
Sent: Saturday, December 11, 2010 12:18 PM
To: 'bo_122'
Cc: [protected]@licindia.com; '[protected]@YAHOO.CO.IN'; '[protected]@GMAIL.COM'; '[protected]@YAHOO.CO.IN'
Subject: RE: REGARDING THE MONEY BACK PAYMENTS IS PENDING.

Dear Sir,

Please find the bellow Given Required Address Details, You can send to this address as mentioning -

Rafiqul Islam
C/O – Muzaffar Hussain
H. No; 595 /18, Om Nagar
Near Rajendra Hospital
Contact Persons name is Mr. Noor Hussain
Mobile: [protected]
Gurgaon, Haryana
122001


Please make the Courier by Today Itself. It's Most Urgent for me.


Thanx,

Regards,
Rafiqul Islam
([protected])
Tool Room - Wheel Rim
Asia Motor Works Ltd.
Bhuj (Gujarat) - 370020.
-----Original Message-----
From: bo_122 [mailto:[protected]@licindia.com]
Sent: Saturday, December 11, 2010 10:59 AM
To: Islam, Rafiqul N. - AMW - Bhuj
Subject: RE: REGARDING THE MONEY BACK PAYMENTS IS PENDING.

dear sir
with reference to your mail we have to inform you as under:

policy no plan remarks
[protected] 149 there is no provision to pay moneyback payment in this plan
[protected] 107 this policy is assigned to UBI BHUJ . pl. let us have the address of the concerned branch where the cheque needs to be sent
[protected] 75 moneyback payment is due in 08/2011.


chief manager




________________________________________
From: Islam, Rafiqul N. - AMW - Bhuj [[protected]@amwasia.com]
Sent: Thursday, December 09, 2010 1:53 PM
To: bo_122
Cc: EPS1; [protected]@YAHOO.CO.IN; [protected]@GMAIL.COM
Subject: RE: REGARDING THE MONEY BACK PAYMENTS IS PENDING.

REMINDER - 1? ///////////?????????????


Thanx,

Regards,
Rafiqul Islam
([protected])
Tool Room - Wheel Rim
Asia Motor Works Ltd.
Bhuj (Gujarat) - 370020.

Rafiqul Islam | Deputy Manager | Asia MotorWorks Ltd. |
34 KM Milestone, Village Kanayabe,Bhuj Bhachau Road,, Bhuj - 370020 | Gujarat | India |
T[protected] | M[protected] |
E-Mail [protected]@amwasia.com | Web Site: www.amwasia.com

[cid:1cb977a_6a73567c__img_1.jpg]

P Please don't print this e-mail unless you really need to.
Disclaimer

The information contained in this electronic message and in any attachments to this message is confidential, legally privileged and intended only for the person or entity to which this electronic message is addressed. If you are not the intended recipient, please notify the system manager and you are hereby notified that any distribution, copying, review, retransmission, dissemination or other use of this electronic transmission or the information contained in it is strictly prohibited. Please accordingly also note that any views or opinions presented in this email are solely those of the author and may not represent those of the Company or bind the Company. This message has been scanned for viruses and dangerous content by Mail Scanner, and is believed to be clean. The Company accepts no liability for any damage caused by any virus transmitted by this email.www.amwasia.com<http://www.amwasia.com>
From: Islam, Rafiqul N. - AMW - Bhuj
Sent: Friday, December 03, 2010 4:05 PM
To: '[protected]@licindia.com'
Cc: 'EPS1'
Subject: RE: REGARDING THE MONEY BACK PAYMENTS IS PENDING.

Dear Sir/Madam,

This is Rafiqul Islam, My Policy Number and Details are given Bellow. As per the Terms and Conditions, the Money Back Payments has to be come to me automatically. But, the payments have not come to me still. I already tried to contact your Customer Executives to discuss with them, but they have not picked the Calls.

Please write me the Details as soon as Possible.


Sr. Policy No Ser Brn Premium (Rs.) Name of Life Assured
1 [protected] 122 1070.0 RAFIQUL ISLAM
2 [protected] 122 821.0 RAFIQUL ISLAM
3 [protected] 122 6407.0 NOOREE ISLAM


My Last Communiaction address is given bellow, which is mentioning on the Papers.

Rafiqul Islam
H. No; 595 /18, Om Nagar
Near Rajendra Hospital
Gurgaon, Haryana
122001

And My current Communication Address is also given bellow, -

RAFIQUL ISLAM
TOOL ROOM – WHEEL RIM
ASIA MOTOR WORKS LTD.
VILLAGE KANAYABE
34KM STONE, BHUJ BHACHAU ROAD
BHUJ (GUJARAT) – 370020
MOB: [protected]




Thanx,

Regards,
Rafiqul Islam
([protected])
Tool Room - Wheel Rim
Asia Motor Works Ltd.
Bhuj (Gujarat) - 370020.
From: EPS1 [mailto:[protected]@licindia.com]
Sent: Friday, December 03, 2010 3:17 PM
To: Islam, Rafiqul N. - AMW - Bhuj
Subject: RE: REGARDING THE MONEY BACK PAYMENTS IS PENDING.

Dear Sir,
Please contact servicing branch at [protected]@licindia.com<mailto:[protected]@licindia.com> regarding the same.


Thanks and sincere regards.
EPS1 TEAM
Premium Collection Management Centre,
Mumbai
-----Original Message-----
From: Islam, Rafiqul N. - AMW - Bhuj [mailto:[protected]@amwasia.com]
Sent: Friday, December 03, 2010 2:01 PM
To: EPS1
Cc: [protected]@YAHOO.CO.IN; [protected]@YAHOO.CO.IN; [protected]@GMAIL.COM
Subject: REGARDING THE MONEY BACK PAYMENTS IS PENDING.
Dear Sir/Madam,

This is Rafiqul Islam, My Policy Number and Details are given Bellow. As per the Terms and Conditions, the Money Back Payments has to be come to me automatically. But, the payments have not come to me still. I already tried to contact your Customer Executives to discuss with them, but they have not picked the Calls.

Please write me the Details as soon as Possible.


Sr. Policy No Ser Brn Premium (Rs.) Name of Life Assured
1 [protected] 122 1070.0 RAFIQUL ISLAM
2 [protected] 122 821.0 RAFIQUL ISLAM
3 [protected] 122 6407.0 NOOREE ISLAM


My Last Communiaction address is given bellow, which is mentioning on the Papers.

Rafiqul Islam
H. No; 595 /18, Om Nagar
Near Rajendra Hospital
Gurgaon, Haryana
122001

And My current Communication Address is also given bellow, -

RAFIQUL ISLAM
TOOL ROOM – WHEEL RIM
ASIA MOTOR WORKS LTD.
VILLAGE KANAYABE
34KM STONE, BHUJ BHACHAU ROAD
BHUJ (GUJARAT) – 370020
MOB: [protected]



Thanx,

Regards,
Rafiqul Islam
([protected])
Tool Room - Wheel Rim
Asia Motor Works Ltd.
Bhuj (Gujarat) - 370020.

Rafiqul Islam | Deputy Manager | Asia MotorWorks Ltd. |
34 KM Milestone, Village Kanayabe,Bhuj Bhachau Road,, Bhuj - 370020 | Gujarat | India |
T[protected] | M[protected] |
E-Mail [protected]@amwasia.com<mailto:[protected]@amwasia.com> | Web Site: www.amwasia.com

[cid:image001.[protected]@01CB97A8.83D0F300]

P Please don't print this e-mail unless you really need to.
Disclaimer

The information contained in this electronic message and in any attachments to this message is confidential, legally privileged and intended only for the person or entity to which this electronic message is addressed. If you are not the intended recipient, please notify the system manager and you are hereby notified that any distribution, copying, review, retransmission, dissemination or other use of this electronic transmission or the information contained in it is strictly prohibited. Please accordingly also note that any views or opinions presented in this email are solely those of the author and may not represent those of the Company or bind the Company. This message has been scanned for viruses and dangerous content by Mail Scanner, and is believed to be clean. The Company accepts no liability for any damage caused by any virus transmitted by this email.www.amwasia.com<http://www.amwasia.com>

"The information contained in this electronic message and any attachments to this

message are intended for exclusive use of the addressee(s) and may contain

confidential or privileged information. If you are not the intended recipient, please

notify the sender at LIC OF INDIA or [protected]@licindia.com<mailto:[protected]@licindia.com> immediately and

destroy all copies of this message and any attachments. The views expressed in

this E-mail message / Attachments, are those of the individual sender."



"The information contained in this electronic message and any attachments to this message are intended for exclusive use of the addressee(s) and may contain confidential or privileged information. If you are not the intended recipient, please notify the sender at LIC OF INDIA or [protected]@licindia.com immediately and destroy all copies of this message and any attachments. The views expressed in this E-mail message / Attachments, are tho

Thanx,

Regards,
Rafiqul Islam
([protected])
Tool Room - Wheel Rim
Asia Motor Works Ltd.
Bhuj (Gujarat) - 370020.

i purchase a policy in August 2010, but till date (18 January 2011) i didnt receive my policy documents after so many followups and also discussed with the Seniors, and my 2nd premium have to submit on half yearly basis and i didnt have my documents with me. So i think its the another way to increase the sale of a company coz if any one didnt able to pay his next premium then his policy will lapse, so this is with me and i lost all my money which i think is secure in LIC.

Deepak Singh

dear sir,

my father was a Tata Motors employee and had LIC supperannuation scheme. after his death (in jan 2007) i come to know there is no return of capital(ROC) option in my fathers pension scheme as he opt life time option. the person who filled this form never told about this. The amount is aboun 4.21 lac. pl help. what we can do?