Life Insurance Corporation of India [LIC] Complaints & Reviews

Sir/Madam,

I forgot my LIC Indias user id and password please help me as soon as possible.

Policy No[protected]
Premium - 2042
Date Of Birth - 10/05/1957


Thanks & Regards,
T Ramanarsaiah

I have the Advantage five Home Loan from LICHFL for the property in BADLAPUR and just received two installments from them sum of Total 6,40,000 and the rate of interest is 9.25% fixed for the first five years.
But in the letter we received with the cheques,I found the EMI amount
( 8227.00 )calculated is more than it should be.
My agent told me that it is due to Printing mistake and will get clarified.
dont know what to do?

Dated: 20.01.2011

To,
The Branch Manager,
Life Insurance Corporation of India
Jaynagar Sattelite Sampark Office
Service Branch Code No. 542
Madhubani, Bihar

Sub: Not Received Bond Paper

Dear Sir,
Let me know about my policy bearing No.[protected], had been enrolled in the month of June ‘ 2010, but till date, I have not received Bond paper against my policy....

Hi

My LIC Policy Number:[protected].

My Paid my first premium on June 2010. and it is a half yearly payment.

I Lost my First Premium receipt and tried getting it form the LIC net portal. But it is giving the latest Premium details only ie ( Jan 2011) . Now i need that receipt for showing it as a proof for Income tax.

Please It is very urgent. Please do the need ful. I would be very thankful to you.

Thanks,
Vinay

I AM HOLDING LIC POLICY NO:[protected] DATED 17/03/1988 FOR PREMIUM Rs.1627/-HALF YEARLY, AGENT NUMBER 03081671
I AM UNABLE TO ENROLL THIS POLICY FOR ONLINE PAYMENT AND WEBSITE OF LIC OF INDIA IS EXTREMELY SLOW OR ERRATIC WHICH IS NOT REGISTERING MY COMPLAINT
UNDERSTAND THAT MY DATE OF BIRTH 18/11/1958 HAS NOT BEEN REGISTERED WITH REGARD TO THE POLICY BY THE LIC OF INDIA, VISAKHAPATNAM BRANCH NO. 671

my policy number is[protected], MARKET PLUS
i want to know current status of my policy.

Dear Sir,

Still I am waiting for your Positive Action on my LIC Policy Number, as shown below.

Nobody taking action on this, I can’t imagine for the same as written bellow. This is Terrific for me and extremely shocked matter for everyone. Just go through the following chain Mails. Still we are in the sleeping Mode.

I am continuously requesting you for the Money Back Payments Cheque of my Running Policy. Please make me Release as soon as Possible. It’s Most Urgent for me.

The Required Details are mentioning bellow.


Thanx,

Regards,
Rafiqul Islam
([protected])
Tool Room - Wheel Rim
Asia Motor Works Ltd.
Bhuj (Gujarat) - 370020.
From: Islam, Rafiqul N. - AMW - Bhuj
Sent: Wednesday, December 29, 2010 10:29 AM
To: 'EPS1'
Cc: [protected]@YAHOO.CO.IN; [protected]@GMAIL.COM; [protected]@YAHOO.CO.IN; bo_122; crm.delhi-do3; nz_crm
Subject: RE: RE: REGARDING THE MONEY BACK PAYMENTS IS PENDING.

Thank You Very Much Sir,

I Appreciates for your Positive Response.

I am also waiting for your Servicing Departments Response since Two Month. They should release the Payments Automatically and on Time, as the Plan or Scheduled has been decided. We need not required to make Request and Reminder for Six Month to your Concern Department, only for 20000 Rupees.

Obviously, it is Shameful and Departmental Failure. We are believing and trusting you and Your Departments.


Thanx,

Regards,
Rafiqul Islam
([protected])
Tool Room - Wheel Rim
Asia Motor Works Ltd.
Bhuj (Gujarat) - 370020.
From: EPS1 [mailto:[protected]@licindia.com]
Sent: Tuesday, December 28, 2010 2:23 PM
To: Islam, Rafiqul N. - AMW - Bhuj
Cc: [protected]@YAHOO.CO.IN; [protected]@GMAIL.COM; [protected]@YAHOO.CO.IN; bo_122; crm.delhi-do3; nz_crm
Subject: RE: RE: REGARDING THE MONEY BACK PAYMENTS IS PENDING.

Dear Sir,
We are referring to servicing branch regarding the same.


Thanks and sincere regards.
EPS1 TEAM
Premium Collection Management Centre,
Mumbai
-----Original Message-----
From: Islam, Rafiqul N. - AMW - Bhuj [mailto:[protected]@amwasia.com]
Sent: Tuesday, December 28, 2010 2:20 PM
To: bo_122; EPS1
Cc: EPS1; [protected]@YAHOO.CO.IN; [protected]@GMAIL.COM; [protected]@YAHOO.CO.IN
Subject: RE: RE: REGARDING THE MONEY BACK PAYMENTS IS PENDING.
Dear Sir,

I don’t know, what is your Department Doing? Since One Month, I am writing you the following Reminder day by Day. But nobody is taking action on this. I Think, this is shameful for our LIC Department.

I Know, this is Government Depart. But That Type of Governmental Department about LIC, That is very shameful.



Thanx,

Regards,
Rafiqul Islam
([protected])
Tool Room - Wheel Rim
Asia Motor Works Ltd.
Bhuj (Gujarat) - 370020.
Rafiqul Islam | Deputy Manager | Asia MotorWorks Ltd. |
34 KM Milestone, Village Kanayabe,Bhuj Bhachau Road,, Bhuj - 370020 | Gujarat | India |
T[protected] | M[protected] |
E-Mail [protected]@amwasia.com | Web Site: www.amwasia.com



 Please don't print this e-mail unless you really need to.
Disclaimer
The information contained in this electronic message and in any attachments to this message is confidential, legally privileged and intended only for the person or entity to which this electronic message is addressed. If you are not the intended recipient, please notify the system manager and you are hereby notified that any distribution, copying, review, retransmission, dissemination or other use of this electronic transmission or the information contained in it is strictly prohibited. Please accordingly also note that any views or opinions presented in this email are solely those of the author and may not represent those of the Company or bind the Company. This message has been scanned for viruses and dangerous content by Mail Scanner, and is believed to be clean. The Company accepts no liability for any damage caused by any virus transmitted by this email.www.amwasia.com
From: Islam, Rafiqul N. - AMW - Bhuj
Sent: Thursday, December 23, 2010 10:35 AM
To: 'bo_122'; [protected]@licindia.com
Cc: [protected]@licindia.com; '[protected]@YAHOO.CO.IN'; '[protected]@GMAIL.COM'; '[protected]@YAHOO.CO.IN'
Subject: RE: REGARDING THE MONEY BACK PAYMENTS IS PENDING.

Dear Sir,

This is the -

Gentle Reminder - 5,

Please confirm me the Dispatch Details.

Thanx,

Regards,
Rafiqul Islam
([protected])
Tool Room - Wheel Rim
Asia Motor Works Ltd.
Bhuj (Gujarat) - 370020.

-----Original Message-----
From: Islam, Rafiqul N. - AMW - Bhuj
Sent: Wednesday, December 22, 2010 1:25 PM
To: 'bo_122'
Cc: [protected]@licindia.com; '[protected]@YAHOO.CO.IN'; '[protected]@GMAIL.COM'; '[protected]@YAHOO.CO.IN'
Subject: RE: REGARDING THE MONEY BACK PAYMENTS IS PENDING.

Gentle Reminder - 4,

Please confirm me the Dispatch Details.

Thanx,

Regards,
Rafiqul Islam
([protected])
Tool Room - Wheel Rim
Asia Motor Works Ltd.
Bhuj (Gujarat) - 370020.
-----Original Message-----
From: Islam, Rafiqul N. - AMW - Bhuj
Sent: Wednesday, December 15, 2010 11:54 AM
To: 'bo_122'
Cc: [protected]@licindia.com; '[protected]@YAHOO.CO.IN'; '[protected]@GMAIL.COM'; '[protected]@YAHOO.CO.IN'
Subject: RE: REGARDING THE MONEY BACK PAYMENTS IS PENDING.

Gentle Reminder - 3,

Please confirm me the Dispatch Details.

Thanx,

Regards,
Rafiqul Islam
([protected])
Tool Room - Wheel Rim
Asia Motor Works Ltd.
Bhuj (Gujarat) - 370020.
-----Original Message-----
From: Islam, Rafiqul N. - AMW - Bhuj
Sent: Saturday, December 11, 2010 12:18 PM
To: 'bo_122'
Cc: [protected]@licindia.com; '[protected]@YAHOO.CO.IN'; '[protected]@GMAIL.COM'; '[protected]@YAHOO.CO.IN'
Subject: RE: REGARDING THE MONEY BACK PAYMENTS IS PENDING.

Dear Sir,

Please find the bellow Given Required Address Details, You can send to this address as mentioning -

Rafiqul Islam
C/O – Muzaffar Hussain
H. No; 595 /18, Om Nagar
Near Rajendra Hospital
Contact Persons name is Mr. Noor Hussain
Mobile: [protected]
Gurgaon, Haryana
122001


Please make the Courier by Today Itself. It's Most Urgent for me.


Thanx,

Regards,
Rafiqul Islam
([protected])
Tool Room - Wheel Rim
Asia Motor Works Ltd.
Bhuj (Gujarat) - 370020.
-----Original Message-----
From: bo_122 [mailto:[protected]@licindia.com]
Sent: Saturday, December 11, 2010 10:59 AM
To: Islam, Rafiqul N. - AMW - Bhuj
Subject: RE: REGARDING THE MONEY BACK PAYMENTS IS PENDING.

dear sir
with reference to your mail we have to inform you as under:

policy no plan remarks
[protected] 149 there is no provision to pay moneyback payment in this plan
[protected] 107 this policy is assigned to UBI BHUJ . pl. let us have the address of the concerned branch where the cheque needs to be sent
[protected] 75 moneyback payment is due in 08/2011.


chief manager




________________________________________
From: Islam, Rafiqul N. - AMW - Bhuj [[protected]@amwasia.com]
Sent: Thursday, December 09, 2010 1:53 PM
To: bo_122
Cc: EPS1; [protected]@YAHOO.CO.IN; [protected]@GMAIL.COM
Subject: RE: REGARDING THE MONEY BACK PAYMENTS IS PENDING.

REMINDER - 1? ///////////?????????????


Thanx,

Regards,
Rafiqul Islam
([protected])
Tool Room - Wheel Rim
Asia Motor Works Ltd.
Bhuj (Gujarat) - 370020.

Rafiqul Islam | Deputy Manager | Asia MotorWorks Ltd. |
34 KM Milestone, Village Kanayabe,Bhuj Bhachau Road,, Bhuj - 370020 | Gujarat | India |
T[protected] | M[protected] |
E-Mail [protected]@amwasia.com | Web Site: www.amwasia.com

[cid:1cb977a_6a73567c__img_1.jpg]

P Please don't print this e-mail unless you really need to.
Disclaimer

The information contained in this electronic message and in any attachments to this message is confidential, legally privileged and intended only for the person or entity to which this electronic message is addressed. If you are not the intended recipient, please notify the system manager and you are hereby notified that any distribution, copying, review, retransmission, dissemination or other use of this electronic transmission or the information contained in it is strictly prohibited. Please accordingly also note that any views or opinions presented in this email are solely those of the author and may not represent those of the Company or bind the Company. This message has been scanned for viruses and dangerous content by Mail Scanner, and is believed to be clean. The Company accepts no liability for any damage caused by any virus transmitted by this email.www.amwasia.com<http://www.amwasia.com>
From: Islam, Rafiqul N. - AMW - Bhuj
Sent: Friday, December 03, 2010 4:05 PM
To: '[protected]@licindia.com'
Cc: 'EPS1'
Subject: RE: REGARDING THE MONEY BACK PAYMENTS IS PENDING.

Dear Sir/Madam,

This is Rafiqul Islam, My Policy Number and Details are given Bellow. As per the Terms and Conditions, the Money Back Payments has to be come to me automatically. But, the payments have not come to me still. I already tried to contact your Customer Executives to discuss with them, but they have not picked the Calls.

Please write me the Details as soon as Possible.


Sr. Policy No Ser Brn Premium (Rs.) Name of Life Assured
1 [protected] 122 1070.0 RAFIQUL ISLAM
2 [protected] 122 821.0 RAFIQUL ISLAM
3 [protected] 122 6407.0 NOOREE ISLAM


My Last Communiaction address is given bellow, which is mentioning on the Papers.

Rafiqul Islam
H. No; 595 /18, Om Nagar
Near Rajendra Hospital
Gurgaon, Haryana
122001

And My current Communication Address is also given bellow, -

RAFIQUL ISLAM
TOOL ROOM – WHEEL RIM
ASIA MOTOR WORKS LTD.
VILLAGE KANAYABE
34KM STONE, BHUJ BHACHAU ROAD
BHUJ (GUJARAT) – 370020
MOB: [protected]




Thanx,

Regards,
Rafiqul Islam
([protected])
Tool Room - Wheel Rim
Asia Motor Works Ltd.
Bhuj (Gujarat) - 370020.
From: EPS1 [mailto:[protected]@licindia.com]
Sent: Friday, December 03, 2010 3:17 PM
To: Islam, Rafiqul N. - AMW - Bhuj
Subject: RE: REGARDING THE MONEY BACK PAYMENTS IS PENDING.

Dear Sir,
Please contact servicing branch at [protected]@licindia.com<mailto:[protected]@licindia.com> regarding the same.


Thanks and sincere regards.
EPS1 TEAM
Premium Collection Management Centre,
Mumbai
-----Original Message-----
From: Islam, Rafiqul N. - AMW - Bhuj [mailto:[protected]@amwasia.com]
Sent: Friday, December 03, 2010 2:01 PM
To: EPS1
Cc: [protected]@YAHOO.CO.IN; [protected]@YAHOO.CO.IN; [protected]@GMAIL.COM
Subject: REGARDING THE MONEY BACK PAYMENTS IS PENDING.
Dear Sir/Madam,

This is Rafiqul Islam, My Policy Number and Details are given Bellow. As per the Terms and Conditions, the Money Back Payments has to be come to me automatically. But, the payments have not come to me still. I already tried to contact your Customer Executives to discuss with them, but they have not picked the Calls.

Please write me the Details as soon as Possible.


Sr. Policy No Ser Brn Premium (Rs.) Name of Life Assured
1 [protected] 122 1070.0 RAFIQUL ISLAM
2 [protected] 122 821.0 RAFIQUL ISLAM
3 [protected] 122 6407.0 NOOREE ISLAM


My Last Communiaction address is given bellow, which is mentioning on the Papers.

Rafiqul Islam
H. No; 595 /18, Om Nagar
Near Rajendra Hospital
Gurgaon, Haryana
122001

And My current Communication Address is also given bellow, -

RAFIQUL ISLAM
TOOL ROOM – WHEEL RIM
ASIA MOTOR WORKS LTD.
VILLAGE KANAYABE
34KM STONE, BHUJ BHACHAU ROAD
BHUJ (GUJARAT) – 370020
MOB: [protected]



Thanx,

Regards,
Rafiqul Islam
([protected])
Tool Room - Wheel Rim
Asia Motor Works Ltd.
Bhuj (Gujarat) - 370020.

Rafiqul Islam | Deputy Manager | Asia MotorWorks Ltd. |
34 KM Milestone, Village Kanayabe,Bhuj Bhachau Road,, Bhuj - 370020 | Gujarat | India |
T[protected] | M[protected] |
E-Mail [protected]@amwasia.com<mailto:[protected]@amwasia.com> | Web Site: www.amwasia.com

[cid:image001.[protected]@01CB97A8.83D0F300]

P Please don't print this e-mail unless you really need to.
Disclaimer

The information contained in this electronic message and in any attachments to this message is confidential, legally privileged and intended only for the person or entity to which this electronic message is addressed. If you are not the intended recipient, please notify the system manager and you are hereby notified that any distribution, copying, review, retransmission, dissemination or other use of this electronic transmission or the information contained in it is strictly prohibited. Please accordingly also note that any views or opinions presented in this email are solely those of the author and may not represent those of the Company or bind the Company. This message has been scanned for viruses and dangerous content by Mail Scanner, and is believed to be clean. The Company accepts no liability for any damage caused by any virus transmitted by this email.www.amwasia.com<http://www.amwasia.com>

"The information contained in this electronic message and any attachments to this

message are intended for exclusive use of the addressee(s) and may contain

confidential or privileged information. If you are not the intended recipient, please

notify the sender at LIC OF INDIA or [protected]@licindia.com<mailto:[protected]@licindia.com> immediately and

destroy all copies of this message and any attachments. The views expressed in

this E-mail message / Attachments, are those of the individual sender."



"The information contained in this electronic message and any attachments to this message are intended for exclusive use of the addressee(s) and may contain confidential or privileged information. If you are not the intended recipient, please notify the sender at LIC OF INDIA or [protected]@licindia.com immediately and destroy all copies of this message and any attachments. The views expressed in this E-mail message / Attachments, are tho

Thanx,

Regards,
Rafiqul Islam
([protected])
Tool Room - Wheel Rim
Asia Motor Works Ltd.
Bhuj (Gujarat) - 370020.

i purchase a policy in August 2010, but till date (18 January 2011) i didnt receive my policy documents after so many followups and also discussed with the Seniors, and my 2nd premium have to submit on half yearly basis and i didnt have my documents with me. So i think its the another way to increase the sale of a company coz if any one didnt able to pay his next premium then his policy will lapse, so this is with me and i lost all my money which i think is secure in LIC.

Deepak Singh

dear sir,

my father was a Tata Motors employee and had LIC supperannuation scheme. after his death (in jan 2007) i come to know there is no return of capital(ROC) option in my fathers pension scheme as he opt life time option. the person who filled this form never told about this. The amount is aboun 4.21 lac. pl help. what we can do?

Kindly send me the status of my mony plus policy....

Credit Cards dept. is not taking interest to issue credit cards to its customers. they ask for so many formalities whereas they are issuing to their existing customers only. I am wonder I have three policy of LIC and even I have been asked residential and id proof separately. They don't ask for it when they its policy and make new customers. " lete samay sab chalta hai dete samay fatti hai" wali baat hai. Govt. dept. are like this???????


sanjay

I am Sanket from Pune

I have taken home loan from Swargate office thorugh LIC agent Yogesh Pansare [protected]
[protected]
[protected]@gmail.com

But now I am literally fed-up with Yogesh - he is not working to resolve the problems, not responding, not picking calls

It’s been 6months my ECS not activated, each builder cheque getting delayed, though I paid EMI, its getting reflected in my A/C

Please do not contact Yogesh Pansare and do not take loan from Swargate office

dear sir
On Mon, 08 Nov 2010 16:56:34 +0530 wrote
>i had applied for housing loan through mr naresh mehta of ggn. he has taken all the related papers and check no 996561 amount 5515rs. dated 15/4/10. my loan could not be sanctioned due to my age. but my cheque was not returned to me and cashed in account of lic housing finance. when i asked mr mehta he said that your cheque will not be returned. this has been cashed by lic. while submitting the papers and cheque i was told by mr mehta that your cheque will be cashed if the loan is granted to you but now he is saying that you will not get the cheque. pl return my above amount as the loan has not been granted to me.
>
v k jauhri
>
1640-a housing board colony
>
sec 10-a gurgaon
>
haryana
mob no. [protected]

Dear Sir,

I have Taken Loan from LIC housing finance , swargate,Pune. for tax declaration i need interest/priciple amount certificate documents. from 8 days i was contineously followup, but no response from lic housing finance office.

pl suggest me

sir,
this policy no.[protected] was done in tt180-20 by me agent code10544/176 on[protected] but wrongly typed by the branch bahadurgarh in code 10541/176 .
several times i complained to the chief manager bahadurgarh ,dm office ,rohtak but no action has been taken.
please rectify the problem,and change the code 10541 to 10544 and whole commision may be released to the 10544/176.


from
Mr.satish kumar gupta
10544/176
railway station ,kosli
phno.-[protected]

Dear Sir / MAM,


With reference to first call & discussion dated 11th Jan’11 to LIC office, I kindly request check my emails follow-ups mentioned below in addition to follow-ups thru my agent for submitting various request letters and forms.



My Emails dated Response LIC dated Remarks

22-Sep-10 23-Sep-10 From CRM

23-Sep-10 24-Sep-10 AAO (Claims/SSS)

24-Sep-10 No Response

30-Oct-10 No Response

8-Nov-10 No Response

30-Dec-10 No Response

10-Jan-11 12-Jan-11
From AAO (Claims/SSS)


Could you please clarify from LIC the following since its very unfortunate for me to understand by reviewing for reply.


Ø For policy no[protected] why you are requesting me to wait till Oct 2011 for alteration to ECS while my first request received at LIC office by Aug 2010 itself.

Ø For policy no[protected] premium due date Dec’2010 (Grace period Jan’11) why you are requesting to pay by yearly mode when the request was received at LIC office by Aug 2010 itself. Please note yearly mode premium amount of Rs 50,000 will increase my financial intricacy and I’m losing the benefit of SIP option which is mentioned in my policy bond.

Ø Please clarify for other policies how many more days / months / years I have to wait since I’ve to plan for my premium calendar.

Ø Please clarify this issue is only for me or only at your branch or its applicable for all policy holders of LIC of India.

Ø I apologize for proceeding for Legal action since I don’t have any other alternate mode on this long term issue and follow-ups. Considering it will affect my family life insurance and also to my knowledge no-boby in this world will pay interest free loan for my future premium till your processing time

Ø I kindly request to confirm receipt of my Gold club card which is not handy for me.

This is with respect to my Loan A/C: 61704653 for loan availed from LICHFL. I had at the time of application requested for TRANCE EMI in August 2010. I have been following up umteen number of times and the response I get is that this has to be done from backend team. In December 2010 again I have submitted a written request and was told that from January 2011 the Tranche EMI would begin, yet this month only PRE-EMI amount has been deducted from my a.c. I cannot understand this repeated lapse in instructions, why must I have to keep paying interest for some persons lethargy to makes necessary changes.

Thanks and Regards
Kartik Kamath

My home loan a/c no 11031619 ,I want to make a part payment,I read inTimes of India ie if customer makes payment from his or her own a/c there will be no pre payment charges,lic Asaf Ali road had also conferam the same.
From last saturday I have visited there office three timesto save 2% amounting to Rs 3200.00 towards part payment.I need to proof from where I have got the money.
Day1 Area Manager Ms Devi is not in office only she can do it.
Day2 Monday She is not happy with internet pritout, she is not happy how can you have money in yor A/C.
Day 3.Reached at 2.10pm Lunch time,If they can see your paper ,it will be 3 pm counter will be closed.
Tomorrow I will try again, wish me Luck!
Sir, I travel from Gurgaon,I requested them to transfer my a/c to Gurgaon...!
Which is not possible.
Please do not go for a LIC home loan evere.

Dear Sir/Madam,
I have got cheque(No : 064704) worth of Rs. 5,90,492 from LIC office,Harur Branch, Dharmapuri(DT) for surrendering a policy(No:[protected].I have deposited the cheque into my KVB(Dr Nanjappa Branch), Coimbatore Account on 20th Nov,2010. But, the cheque was return due to some fund problem on 24th Nov,2010, and missed in postage. So, I can't get the exact detail why it was return. So, I got cheque return statement from KVB.
I have requested the LIC to stop payment for the missed cheque(No : 064704) and provide me a duplicate cheque. After Three days, the Manager, LIC of India, Harut Branch, Dharmapuri(DT) informed me that, There is no stop payment process in LIC. The cheque's Validity is till 25th Jan,2011.After that validity period only They will provide duplicate cheque, If nobody misuse the cheque untill that date.
If anybody misuse the cheque means, LIC is responsible for that. So, kindly take this complaint and help me to stop payment the cheque(No : 064704) and get me a duplicate cheque immediately.

Regards,
Santhosh

My loan a/c no. is 11093629 and file no.404151.My november installment got dishonoured because of insufficient fund.Now that I've been intimated after 2 months with bank charges, additional interest and recovery charges of rupees 2259.Bank charges and addl interest is justified but recovery charges are unjust.
Please clarify.
Shalini Chaturvedi