[Resolved]  Bajaj Finance Ltd — cross sell personal loan

DEAR SIR

I have taken personal loan of Rs 20,000 on 23 oct 2011 in that I have received 17074.00 only, I have received a call from Bajaj finance executives they clearly told me that there will no processing fee and no other charges will be deducted from the loan 20,000 Rs full amount will be sanctioned after getting loan I have received on 17074 Rs only, and your executives have told me that the interest rate will be 3 Rs but after receiving the welcome letter I was shocked I saw you are charging 23.99% many times I had requested to cancel the loan but I have not received any call nor any mail from there end even after sending plenty of mails. Now I have decided that I will not make any further payments the final settlement will happen in the consumer court ,I want to file a complaint in the consumer court I had requested many times to send someone for settlement but no one was deputed to collect the payment.
Few months back due to delay in salary I was not in a position to keep sufficient funds on my emi date cheque bounce happen due to that they have send rowdies at my residence I was that not in station they came to my house and tortured my parents to make the payment even after speaking to me over the phone I had told them I will be coming in a day or two but after telling this also they did like this please help me from these people and do need your advise
Loan account number 4040PL00226419
Regards Syed
[protected]
[protected]@gmail.com
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Aug 14, 2020
Complaint marked as Resolved 
Bajaj Finance Ltd customer support has been notified about the posted complaint.
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Dear Sir

At the outset, please accept our apologies for the inconvenience caused. We have already initiated the process of resolution of your query. You shall hear from us in the next 48 hours. During this time, should you wish to contact us, please write to us on [protected]@bajajfinservlending mentioning your Loan Account Number in the subject.

With regards,

weCare
Bajaj Finserv Lending
Dear Sir

At the outset, please accept our apologies for the inconvenience caused. We have already initiated the process of resolution of your query. You shall hear from us in the next 48 hours. During this time, should you wish to contact us, please write to us on [protected]@bajajfinservlending mentioning your Loan Account Number in the subject.

With regards,

weCare
Bajaj Finserv Lending
Dear Customer,

We would request you to allow us another 4 to 5 working days to get back to you on your post. We have also connected with you & replied to you on your registered email id separately.

With regards,

weCare
Bajaj Finserv Lending
Dear Customer,

With reference to your post, we request you to send us the scan copy of written communication provided by sales personnel regarding the rate of interest committed for loan account number 4040PL00226419 for us to validate our records and assist you further.

With regards,

weCare
Bajaj Finserv Lending
bajaj Finserv lending

as clearly discussed with the tele caller there was no written documents with your sales people came to my office and they didn't gave any confirmation or and acknowledgement copy otherwise i would have attached with my last mail.instead of repeating the same proceedings or pointing out me that i might have made a mistake why dont you promptly work and solve my query, as i had clearly told to your tele callers that there will be no balance payments from my end...4040PL00226419 this personal loan is a fraudalent scheme from the bajaj finance agree your faults and send me the NOC as soon as possible
hello sir/madam


i am requesting a new cross cell personal loan i am all ready loan taken from bajaj finance 2, 46 000 for 36 months all ready i was paid 31 months emi more 5 month is there now i want
cross cell personal loan again i am a very good customer for you.

my name d shivaram yadav
mobile no [protected]
e mail id [protected]@gmail.com
hello sir/madam


i am requesting a new cross cell personal loan i am all ready loan taken from bajaj finance 2, 46 000 for 36 months all ready i was paid 31 months emi more 5 month is there now i want
cross cell personal loan again i am a very good customer for you.

my name d shivaram yadav
mobile no [protected]
e mail id [protected]@gmail.com
DEAR SIR

I have taken personal loan of Rs83, 000 on 31 July 2015 in that I have received 77152.00 only, I have received a call from Bajaj finance executives they clearly told me that there will no processing fee and no other charges will be deducted from the loan 83, 000 Rs full amount will be sanctioned after getting loan I have received on 77152 Rs only, and your executives have told me that the interest rate will be 25.49% Rs but after View repayment schedule was shocked I saw you are charging 43.18% many times. Now sir plese chack this matter. and 25.49% kai hisab sai maina apke ab 6880 rupees dena hai.

Loan account number-5110PL13666788
Regards
SURESH
[protected]
[protected]@gmail.com

INTEREST RATE-43.18%
LOAN INSTAL INTEREST PR BAL
1 83000 5222 2987 2235 80765
2 80765 5222 2906 2316 78449
3 78449 5222 2823 2399 76050
4 76050 5222 2737 2485 73564
5 73564 5222 2647 2575 70989
6 70989 5222 2554 2668 68322
7 68322 5222 2458 2764 65558
8 65558 5222 2359 2863 62695
9 62695 5222 2256 2966 59729
10 59729 5222 2149 3073 56656
11 56656 5222 [protected] 33473
12 33473 5222 1276 3946 29527
13 29527 5222 1062 4160 25368
14 25368 5222 913 4309 21058
15 21058 5222 758 4464 16594
16 16594 5222 597 4625 11969
17 11969 5222 431 4791 7178
18 7178 5222 258 4964 2214
19 2214 2292 80 2212 2
and

25.49
1 83000 5222 1763 3459 79541
2 79541 5222 1690 3532 76009
3 76009 5222 1615 3607 72401
4 72401 5222 1538 3684 68717
5 68717 5222 1460 3762 64955
6 64955 5222 1380 3842 61113
7 61113 5222 1298 3924 57189
8 57189 5222 1215 4007 53181
9 53181 5222 1130 4092 49089
10 49089 5222 1043 4179 44910
11 44910 5222 [protected] 20642
12 20642 5222 438 4784 15858
13 15858 5222 337 4885 10973
14 10973 5222 233 4989 5984
15 5984 5222 127 5095 889
16 889 908 19 889 0

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