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PACL India Complaints & Reviews

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Updated: May 31, 2026
Complaints 2725
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253
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Bad 😕 It seems that PACL India has not focused enough on responding to their consumers’ feedback. Because of this, many concerns and issues remain unaddressed, making customers feel ignored and dissatisfied with their experiences.
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C
chandri57
from Kodungallur, Kerala
Oct 7, 2016
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Address: 680005
Website: PACL Ltd.

I started paying PACL subscription on 17/5/2010 as per an agent's request - a monthly subscription of Rs.1000. Agent's name was Mallika. In the beginning she was regular in coming and collecting the money, But later I had to go away from here to Kollam dist. and was unable to do so. But I have paid for about 18 months. Then I was told by my agent that I will get the funds with interest for whatever I have remitted. I took all my documents and got receipt which is attached herewith. Kindly let me know when I will get my funds so that I can provide you with my bank a/c.
PACL India customer support has been notified about the posted complaint.
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    L
    Laxmiaaramur
    from Mumbai, Maharashtra
    Oct 7, 2016
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    Address: Mumbai City, Maharashtra, 400066

    I have taken a plot in my name on 11/02/2010 vide registration no. U[protected] which has expired on 11/02/2016. I have still not received the claim. My receipt no. F1142469 in the name of laxmi shankar aaramur. The corporate office is in delhi. I tried calling the office number but it is not available. Kindly let me know the status of the same and then i shall send my account details for neft transfer.
    PACL India customer support has been notified about the posted complaint.
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      T
      Tanuj Katiyar
      Oct 5, 2016
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      Address: Bhopal, Madhya Pradesh, 462003
      Website: PACL ltd.

      Pls, sir help me i m belong very poor family my mother is work in mahila baal vikaas ans she save some money 4000 salary and invest in pacl a long term plan my policy is completed over 2 year and not give money. My father is 50% blind he left eye not work it i m very stressful life and pacl done this to me. I m living in rental house and i build up my owned house bt i have some money. Please help me to return my money because is very useful for my family.
      PACL India customer support has been notified about the posted complaint.
      Oct 05, 2016
      Updated by Tanuj Katiyar       Pls give my money
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        P
        prad_patil
        from Pune, Maharashtra
        Oct 4, 2016
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        Address: Jalgaon, Maharashtra, 425001

        I had invested in PAL India LTD in Jalgaon on 08/08/2010. Now the Maturity Date also gone and when visited to office it always remain closed so now i in big trouble. Policy details are as follows

        Name- Kusum Shankar Mahajan
        Reg. no - U[protected]
        [protected]
        Payment and plan no - I10 / 6yr
        Consideration - 75000/- (1000 sq.yd)
        Expiry date[protected]

        I want my money returned, i had invested for my old age now i am 65yrs old lady now i want my money as it also completed the maturity period too.

        i request consumer forum to take an strict action against them and please get my money back at least how much i had invested.
        PACL India customer support has been notified about the posted complaint.
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          L
          Lalita Chitte
          from Mumbai, Maharashtra
          Oct 4, 2016
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          Address: Latur, Maharashtra, 413512

          Name: Lalita Vyankat Chitte
          W/O: Vyankat R Chitte
          AT PO Bokangaon Tq Latur Dist Latur Pin No 413512
          Registration no: U[protected]
          Payment Plan no: I2/6YR-0 M
          Amount Received: 5000.00 on 26/11/2013
          Agent Code: WS[protected]
          Agent Unit Code: WS[protected]
          Please refund my premium amount as soon as possible because of your branch was shutdown and we cud not make the premium payment since last 3 years.
          PACL India customer support has been notified about the posted complaint.
          View replies
          Dear sir.,
          Im Vinayagam from vellore tamilnadu, i deposited cash 15000rs in pacl now they are closed office. Where i want to claim my amount . Wr is office please help me.
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            M
            maralayya
            from Bengaluru, Karnataka
            Sep 30, 2016
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            Resolved

            Address: Bagalkot, Karnataka
            Website: CONSUMBER COMPLAINT

            Respected sir,

            We are invested as per insurance bond agreement in bagalkot dist pacl branch in karanataka and it completed last year april -2015 al documents l we submitted in may-2015 money / cheque not received form pacl please solve the issues on priority because very poor finance my side but pacl agency follow up done and invested in this pacl, please help me regarding this my no [protected].

            Thanks & regards
            Maralayya sankannavar
            Oct 3, 2016
            Complaint marked as Resolved 
            PACL India customer support has been notified about the posted complaint.
            Oct 17, 2016
            Updated by maralayya             NOT SOLVED PEOPLES ARE CALLED TO MY NUMBER AND ASKING 3840 RUPEES FOR REFUND CHEATING AGAIN PLEASE CAREFUL ALL .
            View replies
            Customer Name:Kasse Pallayya
            F/H Venkatesh
            chityala gopalapuram mandal
            Westgodavari, AP-534316
            Registration No:U[protected]
            REG.DATE:24/08/2009
            AGENCY CODE:[protected]
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              S
              surbhishekhar
              from Chennai, Tamil Nadu
              Sep 30, 2016
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              Address: Chennai, Tamil Nadu
              Website: www.pacl.com

              Respected sir/madam,
              I would like to say that recurring the money in pacl india limited. I had open the account in19/03/2011 for 5&1/2 years. My registration no. Is u[protected]. Maturity is fall on 19/09/2016. Till today no any paper come to my or same address.
              I had try to talk any phone, replied temporary out of order. My serial no is 7965199. Please try to help me.
              With regards:
              Urbhi shekhar
              212, 12th avenue
              Kalpakkam (T. N)-603102
              PACL India customer support has been notified about the posted complaint.
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                G
                Goverdhan deepu
                from Kolkata, West Bengal
                Sep 30, 2016
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                Address: Bangalore, Karnataka, 560076
                Website: Consumer complaints.in

                Respected sir, plz return our money back i have invested a money in ur life insurance skeem in bangalore branch on 25/9/2006 the maturity period as been ended but u ppl as wind up your company in bangalore plz sir requesting u plz return our money.

                Thanking you

                Your's sincierally
                G venkateshalu

                From,
                G. Venkateshalu
                Weavers colony bannerghatta
                Road bangalore 560083
                PACL India customer support has been notified about the posted complaint.
                View replies
                Hi,
                this is Arpit sharma, we have around 10 Policies with your company...i want my money back .
                kindly guide me how can i get my money what are the formalities and ti whom i have to approach.

                Thanks & Regards
                Arpit sharma
                [protected]
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                  A
                  Ashysh Bhardwaj
                  from Mumbai, Maharashtra
                  Sep 29, 2016
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                  Address: Thane, Maharashtra, 421203

                  I had invested my money in pacl in 2006. It was a 6 years installment of amount 50000rs.though due to some financial problem i didnt completed my policy but paid one installment of rs 8335.i want to know how can i get my paid money back as my policy was completed in 2012 itself.i didnt recieved any letter from pacl company and when i visited the office i was informed that the office and company has been closed 6 months ago.
                  PACL India customer support has been notified about the posted complaint.
                  Sep 26, 2016
                  joysonveigas's response                   About insurance money
                  Sep 26, 2016
                  joysonveigas's response                   Please reply
                  View replies
                  I need my money back i am paying from 6 year .
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                    J
                    jayalakshmi.k
                    from Sivagiri, Tamil Nadu
                    Sep 29, 2016
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                    Address: Pondicherry, Puducherry
                    Website: www.paclltd.com

                    Im k. jayalakshmi a client of pacl in pondicherry.. i have four policies.. the policy numbers
                    1 - ui50421932 maturity 7.09.2014
                    2- ui50459200 maturity 7.09.2014
                    3 - ui50446457 maturity 18.06.2014
                    4 - ui50543251 maturity 3.03.2016
                    All the above policies have matured but i dint receive any amount. we are financial backward.. pls kindly refund our money quickly as possible... we dont know what to do.. we dint receive any msg or mail... i need money for my mothers health and for my sons studies.. pls kindly refund the money... pls reply to this complaint.. my email is [protected]@gmail.com
                    PACL India customer support has been notified about the posted complaint.
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                      G
                      Geeta ch
                      from Delhi, Delhi
                      Sep 29, 2016
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                      Address: Gurgaon, Haryana, 122001
                      Website: www.paclltd.com

                      Dear sir/ma'am, my policy has been matured on april 2014 & had applied for maturity amount on 7th feb. 015 but still do not get any response as well as maturity amount. Kindly help.

                      No one is available at gurgaon office, they have changed the office location.in the beginning they said it will be refunded with interest by july or august 2016 but now they have changed the office address & don't have any info. Kindly help how can i get my maturity amount.

                      My registration no: u[protected]
                      PACL India customer support has been notified about the posted complaint.
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                        K
                        k.v lathika
                        from Tirunelveli, Tamil Nadu
                        Sep 28, 2016
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                        Address: Thiruvananthapuram, Kerala, 695575

                        Respected sir,
                        I have taken policy (reg no u[protected] with pacl, kollam (kerala) branch in the name of k v lathika. the policy have been matured.

                        Pacl c. s. c code 210, kollam kerala branch is closed always, so please check that matter.
                        I am waiting to retrieve the maturity amount immediately. it is almost 6 months now, but still not yet received my maturity amount.
                        Kindly request you to look in to this matter and take action as quick as possible

                        Policy number : reg no u[protected]

                        Agent code:ws[protected]

                        Date of commencement: 25/07/20011

                        Expiry date of agreement: 28/02/2016

                        Address:

                        Pacl india limited
                        2 nd floor, anarayanan shop, complx
                        Abv amarjothi, kadappakada kollam -691008 kerala

                        Customer contact.
                        K. v lathika,
                        Indhu vilasm malavla punnamkarikkom,
                        Poovachal-695575
                        Thiruvanthapuram kerala
                        Emai; [protected]@gmail.com

                        Please kintely replay req reg
                        PACL India customer support has been notified about the posted complaint.
                        View replies
                        My name is kishori lal and I am from purba palampur. policies of following persons matured and pending payments
                        kishori lal 255000 malkan devi 22000 baby muskan 12000 vidya devi 18000 your branch at d/shala hp is closed for five months. plz intimate present status for payments.
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                          J
                          jayn
                          Sep 27, 2016
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                          Address: Ernakulam, Kerala

                          Me the holder of the policy write about the details of the premium
                          Address:- mrs sinimol p n, d/o s. Narayanan, karthika, pulimoottil, muppathadam p o aluva.10
                          Payment plan no. & term - u[protected]/5 year 6 month
                          Agency code - [protected]
                          Date of commencement[protected]
                          Year of subscription 30000/-
                          Expiry date :[protected]
                          The expiry date is over nearly 3 years. I didn't get the payment. What can i do sir. With this policy they issue a bond paper. After the expiry date they take the bond from me. There is only payment receipt was with my hand. Please take immediate action.
                          Thanks & regards
                          Sinimol p. N
                          PACL India customer support has been notified about the posted complaint.
                          Sep 22, 2016
                          Antony Michael Jerin's response                           Please let me know there is any chance to get refunded from PACL India limited. If so inform me how & where I can claim the refund of premium partially paid in subject policy. I have paid 16 monthly premium of Rs. 1100/-. The policy period is 6 years from commencement 30.08.2010.
                          View replies
                          Respected sir,
                          My self m muthu register number[protected]. Sir I m investmented to pacl and thise agreement exspiry date 30/09/2016 save my money . The financial condition of my family is very poor so i have need my money Sir pls help me sir to get my money back.. its a hearthly requst to u.. sir.
                          Pls help me
                          my cntct no. [protected]
                          Reply
                          Please let me know there is any chance to get refunded from PACL India limited. If so inform me how, where & I can claim the refund of premium partially paid in subject policy. I have paid 16 monthly premium of Rs. 1100/-. The policy period is 6 years from commencement 30.08.2010.
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                            G
                            Giridhar Rao M
                            from Bengaluru, Karnataka
                            Sep 26, 2016
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                            Address: Dakshina Kannada, Karnataka, 575001
                            Website: www.paclltd.com

                            I am giridhar rao m from karnataka, i have policy no, 1784966 and 1784965 which is matured on 25/05/2016 of rs.20900/-. Each. We have still 3 more policies which are not matured. But we have paid money from 2011 for all the policies. The agent through which we paid expired. We have all the documents pertaining to the policies. There is no numbers given neither the offices.

                            There is no means of contact at any cause. Kindly help us in resolving the issue. Do let us know how legally we can get back our amount. How can we lodge legal complaint on this company. The website was only thing left but now even that has been removed.
                            We have lost hopes of the hard earned money.

                            Please help us in getting the money back.
                            PACL India customer support has been notified about the posted complaint.
                            View replies
                            My registration no.U[protected] Sr.no 0660632.policy completed dated.31.01.14 but payment not received yet.so any status about policy kindly inform me with my mob.[protected] & mail.behera.[protected]@gmail.com
                            Reply
                            Dear sir my mother deposit a amount of rs 10, 000 from 2005 my mothers fd is full in 2015 and we cant received fd amount from due date to till date, and his employee doing fraud and not give a time to revived cheque
                            Reply
                            Hi,

                            My Policy matured and I want to know how to get claim for my matured policy.
                            Reply
                            My policy no is u[protected] it started 13/02/2010 it mature 13/08/15 so i 56 time pay primiume . I pay rs 33, 600 then intretst also but company not given so call me [protected] or [protected]@yahoo.Com mail me.
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                              M
                              manishapatil123
                              from Thiruvananthapuram, Kerala
                              Sep 25, 2016
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                              Address: Dharwad, Karnataka, 580030

                              I the policy holder shoba sunkad reg no. u[protected] and agency code [protected] agency unit code [protected]. the policy has been matured at date 28/02/2015. so kindly look in to the matter and acknowledge it. our agent is not responding properly. we have attached the given i'd proof adhar card and details along with the bond and given to agent. so please acknowledge
                              PACL India customer support has been notified about the posted complaint.
                              Sep 21, 2016
                              Sunil Prasad gupta's response                               Sir pls give my total rs.30000 with interest.
                              View replies
                              Dear sir My R.no. U[protected] on date of 17.09.2010 I already paid some of Rupees of 30, 000.00 (thirty Thousands) i need amount so some emergency reason, so please Refund amount to My Bank SBI SB Account no. [protected], IFSC: SBIN0002730, TATIPAKA BARANCH, EAST GODAVARI, AP
                              Thanking you

                              K.Sreeram
                              Reply
                              Hello sir
                              With respect I say that my self Sunil Prasad Gupta and .my policy no. is U[protected] have matured before two years e.i may 2014 but after submitting my all documents amount will not given .pls most request pls give me my total maturity amount .
                              Thank you .
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                                S
                                sachi83
                                Sep 24, 2016
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                                Address: 141120
                                Website: pearls-agrotech-corporation-limited.blogspot.com/p/pacl-insurance.html

                                Dear sir,
                                Ihave policy of pearls group(pacl) with my mother name(sudesh rani), having reg. No.=u[protected], start date=[protected]. End date=[protected]

                                agency code:- [protected]
                                agency unit code:- [protected]

                                now, policy is finished, but still we are waiting for our refund. Company agent did nt receive phone call. Please help to refund money.
                                PACL India customer support has been notified about the posted complaint.
                                View replies
                                Hi My Name is Yamanappa From Goa i have made two policy which are already matured in 2015 now more than year ago still i didn't received the money i have made policy in Dist Bijapur Karnatak (location) Policy No 6421993, 6421994 issue on date : 02/07/2009 agency code : [protected] agency unit code : [protected] Expiry date of agreement : 30/06/2015
                                Reply
                                Sir/ Mada
                                After completion of the term & submitting of all documents I have not received payment, Please do the needful. Relevant information given below.
                                Plot regn No u[protected] Date of commencement 29/04/2009 pay plane term- 028/5 y6 m consideration 37000.00 Agency code -WS[protected].
                                Thank you.
                                Reply
                                Sir/ mam
                                my policy. Is maturity
                                U[protected]
                                13/06/2011 to 13/09/2016
                                Agency no [protected]
                                Agent code [protected]
                                Amount 7500/-
                                Not received. Any rs. Plz needful
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                                  V
                                  Veeraraghavan Mangaiyarkarasi
                                  from Pune, Maharashtra
                                  Sep 24, 2016
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                                  Address: 600062

                                  My phone no.[protected], m
                                  email. v.[protected]@gmail.com
                                  my agency code is [protected]

                                  non repayment of money from pacl or lodha commitee
                                  when it will get.

                                  paclltd.com this website is also changed

                                  request a refund,

                                  we are suffering for our hard earned money please kindly do fast for repayment
                                  and help us, we are innocent people and we have no more moneys i am suffer for this problem
                                  PACL India customer support has been notified about the posted complaint.
                                  View replies
                                  My policy no u[protected] I ask Abt status of the policy and paid after from 23/02/2011 and due rs.6825 from date to still now now asking so many times they won't reply to us
                                  Reply
                                  I deposit here 50, 000 in 2010 and my return should be 2016 but now office is close ...the mother [censored]er is run so
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                                    C
                                    charanpal singh sudan
                                    from Mumbai, Maharashtra
                                    Sep 21, 2016
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                                    Address: 184142
                                    Website: www.khalsamotors.in

                                    I have done my policy period so pls give me my payment as well possible
                                    and there are my a lots policy was running in your fraud company now i want refund my payment n also i have done my payment time time submitted in your cheater company at kathua how ever i go there your employee says come next time every time return to us back so we have to get back my payment thanks.
                                    PACL India customer support has been notified about the posted complaint.
                                    Oct 27, 2016
                                    Updated by charanpal singh sudan                                     i want to refund my credit pls contact me [protected]
                                    View replies
                                    Policy Expiry 2015 so how to next steps piz contect persion details...policy no u[protected] & u[protected]
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                                      G
                                      Gupta Chitra
                                      from Mohan, Uttar Pradesh
                                      Sep 19, 2016
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                                      Address: Dakshina Kannada, Karnataka, 575003
                                      Website: pacl

                                      I have a registration done on 26.11.2011..in the name of latha sundaram, Indira nagar housing colony.po chirakkal
                                      Pallikulam
                                      Kannur., kerala
                                      Trying to contact .not getting through.
                                      Please send the contact no/get back on [protected] soon as possible.There are 2 registrations nominees name with tanishk venu gopal and mahima gupta.
                                      Rajeev kumar gupta
                                      PACL India customer support has been notified about the posted complaint.
                                      Sep 16, 2016
                                      Venni Murugan's response                                       Policy no U[protected], , V.Gunamathi, refund amount 12766/, matured date 29/09/2015, 18 quarterly I am paid,
                                      View replies
                                      Maturity Amount Not Settled
                                      Reply
                                      Policy no U[protected], V .Gunamathi, please refund from investment money.m atured date 29/09/2015, i am very poor family, so please refund for money, my phn [protected], .18 quarterly paid 12600/, quarterly per 700/, fine 166, total amount12766/
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                                        S
                                        sunu kushwah
                                        Sep 17, 2016
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                                        Address: Bhopal, Madhya Pradesh

                                        Sir me Bhopal branch ka costumer hoo. Bhopal Branch ko band kyo kiya gya hai. Kya me apne pesa nikal sakya hop. Mujhe jaldi reply kare mene ye soch kar pesa jama kiya tha ki mere kuch problem me kaam ayega pesa to chodo branch ka hi kuch pata nahi so pleae sir aap meri help kare me bhopal branch ka costumer hoo thaink u sir mera nahi blki mere pure famli ka acaunt bhopal branch me hai meri help kare. Co. No. [protected]
                                        PACL India customer support has been notified about the posted complaint.
                                        View replies
                                        I have intested Rs.20000/- in PACL India Ltd. on 29.10.2009 and the maturity date is 29.10.2016 and the maturity amount is Rs.45600/-. But now there is no contact of the company. Now I want my money Rs.45600/- in time.
                                        Reply
                                        I have invested in pacl policy, maturity is over in 2015, money is not refunded, I'm in debt as I trusted that company, since they are not refunding I'm in trouble, please let me know when it will be refunded
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                                        I have deposited 20000 thousand for 2 FD, now date of completion has over. they are not returning our FD amount
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