Punjab National Bank Housing Finance [PNBHFL] Complaints & Reviews

One of my loan requests canceled but i have paid lots of money that are not returned.
Initially, i asked the agent to check all the papers from the builder side he confirmed that the papers are good and i will get the house loan definitely and collect around 18000 rs.

This is regarding my home loan hou/gha/0119/637791 not disbursed and canceled but i have paid lots of money.
I have sent many emails but didn't...

I see multiple benchmark rates (Pnbhfr) suffixed by series. The current pnbhfr is way lower than the one assigned to my account, which is series 1, thereby refusing to pass the benefit of lower interest to its customers.

My account is linked to

Pnbhfr series 1 for new customers (Loan disbursed) acquired on and after 1st july 2018 is as follows:

Pnbhfr home loan – salaried/self-employed professional:...

Hi,

I have chosen PNBHFL for home loan only but after submitting documents suddenly they behaved like insurance agents and selling their insurance products forcefully. Despite of multiple denial they added insurance premium amount to my loan.

When I talked to Mr. Kuldeep (kuldeep.[protected]@phfl.com) the guy assigned for submitting documents; he said "I will do the needful and the insurance premium will not be there"...

We taken home loan from PNBHFL bank, on resale property, on 28 may 2019 .
But problem is that PNBHFL bank demanding loan statement from first owner(seller) of that flat who taken home loan from LIC bank on 2011, TO confirming is PMAY subsidy Gave to first customer(seller) or not on that flat which one we bought on May 2019.

so i want to know This resale flat is my first home so PMAY subsidy is applicable if yes so why...

I’ve availed a home loan of rs. 51 l from pnbhfl about 2.5 yr back for 360 months tenure at an interest rate of 8.5%.

Issues:
1) interest rate: in last 1 year the interest rate has been revised 3 times & it is currently 9.85%. While rbi rates has dropped recently, instead of reducing pnbhfl just increased it last month once again.

2) my emi has been revised 4 time post 1st year & has gradually increased...

I have an home loan account with pnb housing since one and half year, i have asked the concerns of pnb teams apply for the pmay link subsidy for my loan,.

But i got the reply from the pnb team that they will not apply for the pmay until the final amount is being disbursement which is so called their "internal policies".

I have been insisting them to apply for pmay since one years but these people make their own...

We have a 5 yr fixed interest contract. However they have increased the interest rate where as the interest rates have actually substantially decreased. They have increased my fixed installment against terms of fixed rate contract.
R ref. No. Nhl/mls/1216/342065 sanction letter version no. 7.

Need quick redressal of the cheating done by the company....

Team,
I would like to know the status of home loan application?
As i am following-up since two weeks however i am not getting response from either sudip/gaurav

I have handed-over all the documents via courier/email and most of documents are self-attested :-

As discussed with gaurav, they have received above all documents on/before 1-aug-2019.

Please help on ablove and update me status?...

Loan account number - 810632

2 month back they reduce my roi after multiple discussion with management (It took almost 10-12 months). And agin they are increasing roi.

What a fake pnbhfr bank.

Please do not take a loan from this bekar bank.

Initially they will tell you the loan amount 20 lakhs (For example). If you give processing fees, they will reduce your loan amount and increase...

Hi,
I applied for NRI Composite loan with PNBHL. During the time of application, the Agent told that Insurance can be waived off. (Even though RBI does not mandate Insurance, PNBHL forces upon their customers). It is only under the condition that there would be no Insurance I went ahead. Now at the time of disbursement, the Manager is threatening that the amount cannot be disbursed without the upfront cheque for 2% Insurance premium....

Sir my home loan was disburse & without my consent charge insurance amount of rs 84000, to icici lombard via cheque no 593172 dated 20/07, eventhough i strike out the same in my sanction letter - house/noi/0619/717296 dated 20/07, also i have not yet received the disbursement cheque at my balance amount is yet to be paid to builder as i want this disbursement by 30/07, now they are saying either you take this loan with the insurance or else...

I abhijeet kumar (mob no [protected]) have applied for home loan at j.M road pnbhfl in pune. I got sanctioned letter loan amount of 31 lakh vide letter no hou/pun/0519/697851 dated 24-may-19. (letter attached). I saw a very huge amount of 155000/ added in my sanctioned letter which i have not opted for. Even the bank exec has not informed me about any insurance policies while applying. Suddenly they have added it.
After consulting with...

Dear sir/madam,

It's more than a month now. Pnbhfl should compensate for the delay and twice your cheque has returned. As per pnbhfl rules, if customer fails to pay emi or his cheque is bounced pnbhfl charges him. For every small things (Documents) pnbhfl applies charges.in my case. It started from property list you charged me 590 rs there. And provided me wrong name mentioned in the document. For that also, i wasted my time...

Punjab National Bank Housing Finance [Pnbhfl] — Wrong and false information given my PNB home loan executive.

Name of the Executive: Mahesh Alahad Tarkar

He took a big amount on the name of sanction and disbursal of my home loan and then switched off his mobile.

And now I got to know to know that he has not even logged-in my details in the system and ran away.

This is really horrible...

I have taken homeloan from PNBHFL and applied for PMAY through them. It is almost more than a year there is no response. Everytime they come up with a new excuse of getting delayed by NHB or Govt agency. Moreover during taking the loan I have submitted the PMAY application form which they had misplaced and I had to resubmit the same. When I tweeted on social media about this fraud practice, Mrs Shilpa Nahata from PNBHFL custtomer care asked...

Hi Team,

Loan was granted for the loan acct no HOU/ECTY/1218/622684 in Bangalore Electronics city Branch due to property documents problem loan was not taken

they have entered in CIBIL after that they have not removed.

Kindly remove from CIBIL and please send me letter that Loan was granted but not taken due to property documents
Regards
Venkatesh kulkarni
cell no [protected]br...

Dear Sir/Madam,

As I have taken loan from Virar Branch PNB Bank on August 2018 Amnt. 3307500.00 tenure of 30years and 8.99 % Interest Rates, Loan Account No.HOU/VRR/0418/520620, I am not happy with PNB Services and their support due to following reason and planning to do loan transfer.

1. Within 2 Months they have increased my interest rates to 9.15 % without any Email and Message Notification, and they kept...

Have mailed you repeatedly regarding irrelevant increase in my EMI, even when RBI has decreased repo rate from 6% to 5.75% with immediate effect.

You guys have already increased my tenure months from 240 months to 256 months on the name of fixed EMI of Rs 19, 490/-. But this all was fake, you increased my EMI amount to Rs. 20, 186/- and deducted the same without my consent.

You guys haven’t replied to my last...

I took a loan in Mar'17 & floating interest rate was 8.50%. Now, i come to know that 9.90% is current interest rate (Apr'19 onwards which will be 9.90% from Apr 19 onwards and balance tenure has been revised to 275 months as on 26th May 19. I got a response that rate has been increased by 0.25%. But why it is 9.90% & no one informed me as well.And 1st up all EMI was changed Rs.14458 to Rs.14671 and now coming this EMI will change Rs.14671...

Dear sir,

I have applied for pnb housing loan with ref no-ref/hou/ecty/0419/675409 on 4-4-2019. Loan marketing manager mr. Sajal tiwari electronic city branch (Bangalore) has confirmed if loan is not sanction amount will be refunded within 2 weeks now its almost 7 weeks over still they have not process my request. Whenever i am calling he say he is in meeting or when he pickup he say senior zonal manager approval is pending...