Punjab National Bank Housing Finance [PNBHFL] Complaints & Reviews

Sir please my complain my loan processing free regarding. My processing free two time recovery . You are requested to my complain clear so many time approch to home branch but not solution all mentors in you bank . Pl no provide to my insurance policy after three months ago. Already approched to all staff but not clear my problem. I am service in India army no any time leave....

Dear All,

My loan amount is downsized now to 34Lac for which i have given a request a month back.
Also for this month PNB has taken an interest of 28, 351 for 40Lac, However I have taken a loan of 34lac only.
Can you please let me know the next steps of how the interest will be refunded & also ensue that the EMI starts from October.
I don’t want my EMI to get delayed because of the misses from your...

I took a loan in sep'17 & floating interest rate was 8.85%. I did pre-payment but tenure not reduced proper way. I got a response that rate has been increased by 0.25% intrest is 9.10
I know that 9.10% is current interest rate[protected], but[protected] again increased the intrest 9.20%. And balance tenure has been revised
Why it has been revised from 8.85% to 9.10% and then to 9.20%. Between 3month.
Kindly do something......

Dear sir,

This is in reference to home loan reference no. Hou/gur/0518/529147 in the name of abhishek baranwal dated 18th may’18. I had applied for home loan in pnb housing finance ltd for amount rs.21, 35, 068 for mahira homes project at your gurgaon branch situated at sco no.391, sector -29, urban estate near iffco chowk metro station, gurgaon -122001.
I submitted all required documents to your representative mr....

Hello Sir/Madam
Please find below my repeated follow up with customer care center and relationship manager for insurance cancellation which I have not opted during home loan application.
Please resolve,

Below is detailed communication...

Hello
Please find below the communication from Pnb relationship manager Mr Suresh on my insurance cancellation request and also my reply on the same....

Hii,
I am samarjit sahoo. 2 year ago i have applied for a composite home loan i.e land + construction in pnb housing finance, Bhubaneswar branch which was operated from kolkata.Before sanction of loan amount no information regarding insurance was provided to me.But when i received the sanctioned letter after 7 to 8 days of disbursing loan amount i found that in the disbursed amount of 22.50lakh there is an insurance amount of 1.12...

I am kaveti narsimha shanker applied for home in the month of january 2018. Bearing loan ref:no. Ref. Ref/hou/hydk/0118/477722.

your excutive mr. Ramakrishna said that your loan has sanctioned and collected a cheque for the amount rs.11800/- in the name of pnb bank.

after collecting the fee bank has send a message that your application is rejected. When i asked bank manager mr. Markandaillu...

Pnb housing finance is intentionally delaying the process of providing the foreclosure letter for my home loan account # [protected].

I even though i clearly instructed that i'm not interested in any deal offered by pnb housing, they still want to wait for the main branch to call for negotiation.

Pathetic service. I was asked to visit the branch with the written letter, which i obliged....

Loan id: nhl/blr1/0718/557241 mallaiah here

Pnb representative mr. Prince (Ph:[protected])
Approached us regarding loan and he has verified all documents and gave us false statement that loan will be 100% approved as there was no problem with documents and he took a cheque from us for loan processing amt, he said us that there will be no deduction if loan is disapproved he kept on telling us several times that the...

Hi, i have applied renovation loan on pnb submitted all documents like sale deed, payslips, form 16 they charged 5 900 rs for initial processing after my application got rejected with no refund.
Now no one is receiving calls. 5 900 rs.
Guys please be ware of this fraud banks. When i see compliant forum i can see so many complaints like me.
Guess i am paying nirav modi loan to this bank...

Hi, I have taken a housing loan from PNBHFL (HOU/MRH/0318/500850) which was sanctioned on 31/3/2018 and I am paying the EMI since 10/5/2018, it has been almost more than 3 months my loan got sanctioned and have not received any updates on PMAY subsidy. The worst part of PNBHFL is every time I call their customer care no one receives even after being in queue for 30 mins. Finally, I spoke to my relationship manager which was another waste...

I took a loan in Mar'17 & floating interest rate was 8.50%. I did pre-payment of 3 Lacs INR in Oct'17 and tenure reduced to 220 months. Now, i come to know that 9.15% is current interest rate (Apr'18 onwards which will be 9.25% from Aug'18 onwards and balance tenure has been revised to 226 months as on 9th July'18. I got a response that rate has been increased by 0.25%. But why it is 9.15% & no one informed me as well.

Now...

I have taken a loan of INR8, 25, 000, the loan processing officers never gave any hint of any insurance i would be given if i get a loan from PNBHFL Mysore, saraswathipuram branch. They took sign from me for around 50+ papers in one day keeping insurance papers in between those loan papers. After registration when i got the loan disbursed letters, i was shocked to see another INR80, 000 added to my total loan amount.
when i inquired...

I had taken the statement of my 3 loans from PNB HOUSING JANAKPURI branch almost 5 yrs back. I had gone to the bank to check the payments to PNB housing and took a statements of payments.
I am surprised to see huge deductions in form of payment to ICICI lombard:
13-Dec-12 ICICI LOMBARD CHEQUE 60, 752.00
13-Dec-12 SANJAY SRIVASTAVA CHEQUE 87, 62, 657.00

And
19-Mar-13 SANJAY SRIVASTAVA CHEQUE 47,...

Dear Sir,

I beg to say that Mr. Manjodh singh ([protected]), Sales Manager, PNBHFL, Jalandhar contacted me for purchase and construction of house loan which was not sanctioned. I issued a cheque for 3570/ no. 032581 to PNBHFL which is supposed to be encashed, once the loan was approved and amount get deposited in my account for the purchase of land then only construction can be started. For this, I have submitted all the papers...

1. I have loan account in pnbhfl-pune khradi branch : hou/krdi/0418/521177
And as per my sanction letter interest rate 8.4% should be applied but they have applied interest rate 9% wrongly and deducted pre emi amount from my account. I have went to branch 2 times and even had phonic, email conversation with relationship manager sandeep. [protected]@pnbhousing.com but still they have not provided me any of the correct documents.
After...

1. I have loan account in pnbhfl-pune khradi branch : hou/krdi/0418/521177
And as per my sanction letter interest rate 8.4% should be applied but they have applied interest rate 9% wrongly and deducted pre emi amount from my account. I have went to branch 2 times and even had phonic, email conversation with relationship manager sandeep. [protected]@pnbhousing.com but still they have not provided me any of the correct documents.
After...

Hi,

I have loan account with pnbhfl : hou/vrr/0517/383707, of total principal amount of rs 20, 42, 250. Initially i was paying emi rs 15704. Later i had change the emi amount. I had increased into rs 16394. Concept of to increase my emi from rs15704 to rs 16394 to reduce tenure from 30 yrs to 25 yrs which is why i changed it.

As discussed with branch executive. They are saying term of loan has been increased...

Pnb charged me processing fees for interior without even processing the home loan, the cheques was cleared on 30th jan and the home loan was released to us on 14th feb 2018, when we asked for interior loan they rejected saying we are not eligible and they also didnt refund our processing fees taken for interior loan. Loan number is hou/mrh/0118/481253...

Hello sir my H/L a/c no is HOU/GHA/0717/410257 sir my loan started in the month of sep17 for a total tenure of 324 EMI. Sir in the month of jun 18 i received message that i have got PMAY subsidy of rs 235068/- and will be adjusted as a pre payment against my principal amont and my EMI will be reduced, when i asked about the detail of adjustment then i was told my new EMI will be 20995/- for total tenure of 346.
Now sir i[censored] see if...