Punjab National Bank Housing Finance [PNBHFL] Complaints & Reviews

I applied to pnbhfl for a hl of rs 40. Lacs repayable for 30 years in the year 2015. Considering my loan application, a loan of rs. 38 lacs was sanctioned to me repayable in 20 years. Resultant i was facing some difficulty in repayment of higher emi. Therefore, i had applied for take over of this loan account with top up loan for 30 years repayment period to some other financier. My loan application for take over of loan has been approved...

Dear sir,
I am raju kanjilal was an employee of pnb housing finance ltd, kolkata (7kyd street. 5th floor. Kolkata-700016) branch through 3rd party team lease ltd and my employee id is 1147755 and my appointment letter is in attach file.
I have resigned on 27th nov, 2017 with 15days prior notice and the resignation letter is in attach file. Our monthly salary cycle is 21st to 20th every month.
But my nov, 2017 salary...

Dear team,

I am writing this mail after several discussion with punjab national bank and there was no resolution.

This is to inform you that i have opted for housing loan (Hou/ban/0617/397847) from punjab national bank and i was told that the building insurance is mandatory and there will be no deviation on the same hence i had opted for the insurance, later i got a call from the post office malur kolar stating...

Pnb housing finance would never care for their existing customer to reduce the rate of interest besides they don't allow customer to move and force by charging fore closure charges of 3% which makes feel whether are we living in 1990's.

More over their attitude of dont care is seriously concern. I regret to partner with them for having a home loan.

I would urge new customers to look for other banks instead...

I have not received the interest warrant for my fdr no.[protected] with your barakhamba branch for the half year ending sept., 2017.

Pl. Do the needful by transferring the interest amount of rs.8437 after deduction of tds in my bank a/c no.[protected] ifsc code punb0397900 with pnb, cghs, patparganj, delhi-110092. My email id:harish. [protected]@gmail.com
Regrds harish kumar 18 sudershan apartments plot no 82 ip extension'delhi-10092....

Hou ban[protected] like have been requesting bank to reduce my interest rate to lower to 8.35% as several other banks are already offering this rates including pnb who offer this rate to new customers but not existing customers so we feel cheated and bank is not bothered about old customers. If only getting new customers is so important it is better to. Move on to other bank who can offer low rate of interest and better customer service....

I was about to close the loan (Loan ac number : hou/coc/1115/250856) and i got pre-closure letter dated on 13th nov 2017 and there after in each day they will charge 804 rs per day as interest till closing.

So there is a small balance from cheque amount from new bank and outstanding amount for closure. I called and confirmed that cash transaction is possible for this difference amount to pay and they confirmed that "yes"br...

Dear sir,
This is to bring to your kind notice that the representative of pnb housing agra reported to me to help to get home loan from your company. He took the cheque amounting 3540 as processing fee and did not do the work as i applied for the home loan.. Now he does not even receive my call. I am very upset with the behaviour of your representative.
Kindly return my amount paid to pnb housing and help me.
I will...

From
Kanwarbhardwaj b/4 chandresh paradise
Shankheshwar nagar, achole road,
Near kapol school,
Nallasopara east
Distt: palghar-401209
[protected]@rediffmail.com
Date 05.09.2017
Mob: [protected] & [protected]

To,
The regional manager,
Regional office,
National housing bank,
Mumbai life building, 45, veer nariman road,...

I was not aware of pre-closure letter processing days with pnbhfl. This is for closing loan with pnb and move/take over to another bank.
I raised a request on 30th oct 2017 (Pre closure letter) and it will actually taking 15 working days.

My emi date with existing bank is on 10th of every month.

New bank cheque is ready for closing.

There is no way to make it fast.

Now the...

My existing loans are [protected] & [protected].

I understand that my loan is not approved by pnb. I have took a loan already and this is a top up loan over the existing amount. I have repaid the loan amount for almost ten years without any dues. Loan was paid by us using a cheque since there was no ecs facility availed to us in spite of repeated request from us. Cheque were collected for two to three years in advance...

Sir,
I have a loan which is currently fixed @9.50%. While the rbi slashed the rate and we customer are not getting any benefit of it.
I had raised a service request in march2017for decrease in roi. You offered @8.80%that was minimum roi in your institution. After that when we ask for balance tr. You are charged 2%of o/s balance. I regularly communicate about my int rate but not satisfied.
Now as per your last email...

Misselling of information and forcing for disbursement and selling of insurance and credit card

Relationship manager collected 2 cheque for processing fees i. E 5750 and 1050. And told me that you are eligible for pradhan mantri awas yojana. Hence, some interest amount will be paid by the government.
He send sanction letter, post that i asked him for the pradhan mantri awas yojana, he told i am not eligible for the scheme....

Sir my name anil koul from indore. Ur indore branch is not issuing cheque in my name even after the loan of sarangi jain has been approved in august. They are demanding 3percent comission which i denied to pay. Every day i vist branch but no informstion is given.
Needless to say that i am already existing premier customer of pnb indore at bengali square with acvount in my name and my childrens name.
Pl help
[protected]...

Hi,

I have a loan from pnbhfl which is currently under fixed mode for 9.65%, while the rbi has slashed the rate and we customer are not getting any benefit of it.

I had raised the service request for the decreasing the rate of interest but relationship manager is saying there will not be any change can be made in the current rate.

Also when we ask for balance transfer, they are charging 3% on...

I had applied for a loan against property in branch of sector 35 chandigarh and they charged me for everything and assure me that loan is approved i provide them everything and when the time of disbursement came they said my case was rejected i was shocked i have no options later i asked them to mortgage my another property they said whole process will done again i m agree i was provide them everything they asked me for my previous property...

My name is Shridhar Balamkar from bangalore, providing all the documents, after scrutiny my documents they said i am eligible for 30 lakhs, hence they asked to pay the processing fee for the further action. I have paid a processing fee- with commitment of refund if the loan is not disbursed.

Am following with Mr. Pradeep almost 2 month gone he is unable to resolve my issue. Request to the concerned department to look into...

I have a loan from PNBHFL which is currently under fixed mode for 10.25%, while the RBI has slashed the rate we on the customer are not getting any benefit of it.

Also when we ask for BT, they are charging 3% on outstanding balance apart from the loan amount and other charges. This is a loot and for every document or help you have to visit them in personal, email doesnot help them.

I asked to reduce to the rate...

My name is hemanth kumar j from bangalore, providing all the documents, after scrutiny my documents they said i am eligible for 12lakhs lap, hence they asked to pay the processing fee for the further action. I have paid a processing fee- with commitment of refund if the loan is not processed. Thereafter i did not get loan also then what is use of taking processing fee with very very earned hard money. After that inspection of my home, office,...

I had applied for home loan in kondhwa pune branch on 25 may 2017. Still not get disbursements. I have already submitted all documents. Eveeytime they ask me new document. I have visited branch many times but i thought these people dont know about document set required. Now i am in mood to withdraw application and to go for another bank. Builder also told me that every document is given. My loan reference number is kndw/0517/391731.
Name.....