Punjab National Bank Housing Finance [PNBHFL] Complaints & Reviews

Hi,

I have applied for a home loan with 90% funding for a ready possession property in wakad, pune. After initial processing and getting a confirmation of sanctioned for a home loan, i did not receive any physical or soft copy of the sanctioned letter. After following up with the pnb salesperson and enquiring about the next process i came to know about compulsory 5% insurance which was previously mentioned as negotiable. I...

Loan account = HOU/PUN/0516/286277

I had raised a service request to reduce my interest rate to lower to 8.35% in roi. You offered @9.35% that was minimum roi in your institution.

As several other banks are already offering this rates including pnb who offer this rate to new customers but not existing customers
so we feel cheated and bank is not bothered about old customers. If only getting new customers...

I have been reporting several times an issue related to loan part payment adjustment but it seems that the issue has never been addressed as agreed but was manipulated according the automated rules/instructions setup in system.

Following were the agreement between myself and the sales person from pnb housing. I signed the agreement based on what i have been told but i am getting deferred statement put crossed by the customer...

Hi
Pnb housing finance has mis-sold a policy to me. They said it is mandatory to buy insurance policy. So they deducted the premium from the loan amount. But later i got to know that it is not mandatory to buy policy.

I got to know that for the same housing project also, few people did a very hard bargain and did not take policy. But for me they forced me to take the policy.

Moreover they did not give...

My loan reference details: Ref/Hou/ban/0118/480637. . I have applied for home loan at PNBHEL in bangalore btm branch. in sanction letter i see very high amount towards insurance premium i. e 1, 67000.after having discussion with manger they revised it as 100000, which we never opted. while applying loan executive told us insurance is not compulsory and took 5900 as a processing fees. now they are forcing us to take 100000 insurance otherwise...

I am deepak mangalore. I am apply for home loan pnb. But he is not responding at me. So many times i call him and go to the bank they have telling wait sir wait and 2 months he was same answer. And 3 months later he tell sorry sir you are not giving loan. O. K iam telling give my 11800 rs back. O. K sir refund for your amount your bank. And now 5 months late he was not refund my amont. Not pick up the call. Bank land line calling. Same answer...

Sir
My home loan application has been cancelled due to wrong sanction letter. There are two sanction letter in which interest rates are different.in 1st sanction letter interest rate is 8.60% which is sign by me and after sanction my loan there was a another sanction letter in which interest rate is 10%. It is cheating with me. My account has been debit two time. 1st time rs 3540/ for clearing and 2nd time rs 2950/ for clearing. That...

Hi Team PNB

I had taken Mortgage loan from PNB. I wanted to close my loan and requested for pre-closure letter but I been informed to pay Rs 590 upfront for the letter and waiting period is 10 days to receive the pre closure letter but other bank issue pre-closure letter on request the same day. I don't have time to wait for 10 days, wherein I am expecting my visa anytime...beforehand I am closing all my loans and other commitments...

I have applied for home loan at pnbhfl warje branch. They have never informed me about insurance policies starting while applying.

Now, i got an email that my loan has been approved and they are asking me to submit an agreement draft and given payment details for disbursement when i submitted all required documents suddenly they have asked me to buy an insurance around rs. 1 lakh with my home loan and they are saying that...

I have applied for housing loan of rs. 40 lakhs. My loan application no hou/jan/1117/449485 dated 9.11.2017 was approved confirmed via my mail [protected]@gmail.com. Another mail dated 20.11.2017 was also received from pnbhfl that sanction letter will be mailed on my mailing address. But i have not received any sanction letter till 10.1.2018.
The processing fee mentioned in my application was rs. 8260/-. I have paid rs. 3540/- on 15.11.17...

Hi,
I am facing an issue with PNBHFL regarding insurance. As it was not mandatory but these people forcing and telling that it's mandatory. When we approach the concerned person he has not informed about insurance, after processing of the loan and withdrawing the processing fees, they included insurance in the sanction letter. Now they are not responding properly. I am very much disappointed. I need clarification on that. From few...

I navinder singh, i did an inquiry for online property against loan. After that, i received a call from the pnb housing finance company rohtak and asked for documents. Then i send my property documents and a check to them in their branch. Pnb housing finance company applied for home loan only on its own, while i wanted a property against loan. After 40 days of his call i was told that we cannot give you this loan and a check was asked to...

Dear sir/madam,

I am writing this mail after several discussion with pnb housing finance limited representative to cancel insurance plan associated with my home loan account no : hou/ban/1117/447851.

The insurance policy was taken and attached with the home loan without my consent. This is a case of cheating and fraud with customer. I need your help in resolving this matter before going for any legal proceeding.br...

Hi All

I have applied home loan ref (HOU/CHD/0817/424482) from PNB bank Branch Sector 35 chandigarh. I already has been paid processing fee + legal technical fee to them and all formality has been completed from my end.

Now when it time to of loan disbursement, PNB Branch officials Mr. Kamal Behal and Mr. Jatin Arora are compelling me to take insurance policy which I don't want to buy it. they are threatening...

I have requested for loan closing outstanding statement on 18th nov and without any call and mail they have closed my request when i have mailed on 2nd then also they not respond again i have mailed on 8th dec again no responce then i have given reminder on 22 dec then they have send the mail that you have pay money and give the written application for this they are behaving like they are making joke with me.
Please take proper action...

I have applied for housing loan (Plot+construction) in pnb for 50 lakhs. All the process was going smoothly and loan was approved for 75%.

After making a payment of 25% to the seller and when i was about to get the loan, i am forced by pnbhousing loan manager to apply for an insurance along with the loan. This was not intimated during the initial stages of the loan processing.

If i do not apply for the insurance,...

Hi,

I have a loan from pnbhfl which is currently under fixed mode for 9.65%, while the rbi has slashed the rate and we customer are not getting any benefit of it.

I had raised the service request for the decreasing the rate of interest but relationship manager is saying there will not be any change can be made in the current rate.

Also when we ask for balance transfer, they are charging 3% on...

I had applied for housing loan in pnbhfl, chennai on 29-sep 2017 and submitted all my home loan documents. I got a reference number from pnb is ref/nhl/omr/0917/435691. Seeing my documents, mr. Nitin/vallarasu (Executive of pnbhfl) told me that they will sanction rs. 25 lac, since this not an fresh loan only the balance transfer from other bank. Still i have asked multiple times that, is it possible to get a balance transfer for my existing...

From

Loan account number : nhl/coi/1215/254218

Sub: requesting for the true customer support

Dear sir/mam,
Greetings!!!
With reference to your reply mail dated on 08/12/2017, we were totally disappointed with pnb as you were taken my principle amount nearly 22 lakhs without my knowledge. As i have mentioned before, being a non defaulter and high profiled customer, we felt...

Hi PNB Housing Finance,

My name is Neeraj Kumar Gupta and this is regarding my Loan account: HOU/MRH/1017/442128 reimbursement amount Rs.15, 22, 500.00

I have been charged Rs.72, 500 for the Loan insurance in reimbursed amount without my knowledge and confirmation. The Person, named, K.V Prasad, who had done loan processing had not even bothered to informed me about this service in order to get some commission...