Punjab National Bank Housing Finance [PNBHFL] Complaints & Reviews

I have asked for the lod as well as foreclosure statement for my existing home loan as well as top up loan. Pnb hf is deliberately delaying the statement to delay the loan transfer process just so that they can keep earning additional interest. I have sent repeated reminders and email following up on this. All that i get to hear from them is that they will need 15 more days to revert. Also they are claiming higher rate for foreclosure (3...

Dear sir,

My name is r. Vaitihyanathan from chennai, doing a small business, applied for lap at your chennai, whites road branch providing all the documents, after scrutiny my documents they said i am eligible for 15lakhs lap, hence they asked to pay the processing fee for the further action. I have paid a processing fee of rs.11, 800/- with commitment of refund if the loan is not processed. Thereafter i got a message stating...

Sir madam
I aplly take over home loan online. Chd pnb branch contact with me and send me check list and i send all document by post with cheques of rs 5450/- but finally interest rate say 9.50 firstly ur representative say interest rate 8.35 for lady pse check checklist below by ur bank. If i know interest rate is 9.50 why i take over my loan because my loan already 9.40 this is fact.in last i say close my application and refund my...

Hi
My name is ravishankar, i took house loan on the date of june 2017 from one of the sub branch of pnb locality tumkur, karnataka and main branch is from pnb-btm layout, bangalore-560076.
The guy named shivkumar in tumkur branch is irresponsible and non professional. Am trying to contact him for more than a month but he is not receiving my calls. I have applied for next loan package amount, its been more than a month but i...

Reference no. Hou/ban/0215/212478
We need statement of our home loan. Please do the needful and oblige.

Address:
Karthik prakash n n,
S/o. N n nanda prakash,
C/o. Sri nilaya, 1st floor,
2nd main road, g m palya,
New thippasandra post,
Bangalore,
Karnataka - 560075
Email: [protected]@yahoo.co.in,
Mobile: +91-[protected], +91- [protected]...

Misselling of information and forcing for disbursement and selling of insurance and credit card

Relationship manager collected 2 cheque for processing fees i. E 5750 and 1050. And told me that you are eligible for pradhan mantri awas yojana. Hence, some interest amount will be paid by the government.
He send sanction letter, post that i asked him for the pradhan mantri awas yojana, he told i am not eligible for the scheme....

Omg. Please don't take any service of pnb these guys say after processing fee you are not able for this amount. I have done more than 50 times email of every body and also done call, whatsapp but no reply of these guys.
Really i am very sad. Yaar. My experience is really very bad with pnbhfl.
If you are thinking i am wrong so please visit here..
http://www.mouthshut.com/product-reviews/PNBHFL-PNB-Housing-Finance-reviews[prot...⇄br...

Hi,

Home loan account # hou/blrv/0717/406023

I took home loan recently from pnb housing 40 lakhs and it was communicate to me that 1.2 laksh would be insurance on the home loan.
I agreed and singed sanction letter which clearly says that

Loan amount: inr 40, 00, 000
Insurance premium : inr 1, 20000
Roi : 8.6 % per annum
Emi : 36016

But when i logged...

My name is sriganesh. I have applied for balance transfer and top loan at pnb as few months ago but it has not been processed. Reference no is ref/hou/ban/0717/407506 & ref/nhl/ban/0717/407819. I am following with krishnamurthy m r for processing fee refund but i am not getting ay update from me even after several reminders. Please help me to get the amount back from him.

Best regards,
Sriganesh. S
+91 [protected]...

Hi,
I have applied to home loan in last week of june. The bank representative came and collected all the documents but there was no sign of further process. I have waited for long and when i raised a complaint then they said your loan is sanctioned.

After that they said they want some legal documents and they took this process near about 15 days to complete and now after getting all the documents they are not processing...

I have loan account, loan/deposit account no: hou/deh/0715/233605 with pnbhfl.
I had floating rate of interest even though i had to give 5750 rs. Processing fees to bank for reducing the rate of interest.
What is the meaning of floating rate of interest if i need to give processing fees to reduce the current rate of interest.
Regards
Sachin singh bisht...

Dear sir / ma'am

This is regard to loan applied with pnbhfl, loan application no - hou/gur/0817/416807.

I have applied for the loan wherein i was committed to pay a processing fees of 2500 + gst only plus 1400 stamp duty charges. I have confirmed the same from executive mr aayush 3 times on phone and it was told to me that there is no other cost which is involved apart from this fees.

The loan...

Hi,
I have received a system generated mail from pnb housing with subject matter 'subvention ending intimation'.

As per bank subvention period of supertech hill town property will be end by 30-nov-17 and after that bank will start deducting the emi from my bank account.

I have booked the property under subvention plan (No emi till possession) and possession is where in the picture.

If...

My loan is with floating rate of interest, and when as per government the rate of interest were decreased before, even my loan rate of interest, would have been decreased automatically.Instead, I have never been informed or notified about the change in interest rate before. As per statement it can be seems that I am paying 10.35% interest rate since 3 years. When contacted PNBHFL they offered me 8.90% with the conversion fee of 5750rs. When...

Dear sir
My reference number is hou/fbd/0717/404818 - i had applied for loan of rs 17, 50, 000 and i was not informed about any insurance premium which they have added suddenly of rs 84000, and now my loan amount is 18, 33, 900.

I would request you to please revise my letter. My mail id is [protected]@gmail.com and my mobile number is [protected]

Thanks

Simi anand...

My name is nitesh bhardwaj, i applied property against loan with pbn housing finance limited on 2nd june 2017. I already provided all the documents to relationship manager as per required and verification of home, purchasing property, my office was completed within 15 days.
He required amount for loan like processing fee.. Etc. (Was already provided via cheque and cash). I visit pnb office with good cibil score garaunter as per relationship...

I want to forclose my home loan account, i had already mail also, i visited the virar branch on 9th august 2017 for submitting request for list of documents & principles outstanding amounts, but i had not geeting good response from miss mega madam who are incharge there, she told it will take 15 to 20 days. I wanted this on urgent basis my home loan account is hou/vrr/0916/317943 with virar, thane branch...

Respected madam/sir
Namaste

I want to make a complaint regarding my running housing loan from pnbhfl;janakpuri branch vide my laon a/c no.[protected].in name o[censored]rmila devi sekahni prakash shekhani ;vijay singh shekhani

1) since from last six months rbi has reduced roi in housing loan several times. My loan is running at present @9.7%. Despite many requests now they agree for 8.9% with rs. 3000/=+gst...

Dear sir,

This is with regards to loan account number hou/grp/0616/295976 synctioned at green park branch of pnb.
It is in the name of kamla devi.

This loan was taken at 9.5% floating. The current interest rate is 8.5% for all new customer since a long time. I would like to tell you that the meaning of "floating" is whenever there is rise or fall in the interest, the bank will follow the same. But it...

We have applied for load of 53 lakhs and it is sanctioned already. One day before the disbursement pnbhfl is forcing us to buy insurance worth 2.5 lacs. We have inquired around and we know that its not mandatory and we can buy from third party insurance providers as well. The total insurance cost would come around 30 thousand. This is not the way to treat the customer at the last moment. This is blackmail. We are ready to buy insurance but...