Reserve Bank of India [RBI] Complaints & Reviews

Please note i have deposited my chq (Cheque no-353567 from canara bank) in favour of mr. Snjay sharan acct no [protected] of sbi bank on 8/8/17, in noida branch of sec 2 (Via cheque machine)

Because my cheque was not cleared so went to the same branch to know the status, however i came to know they are not been able to fing my cheque anywhere.

So please advise what i need to do further.

I am also a working person & cannot go to the branch every day.

Please do the needful.

Thanks
Karishma.

I came to india in jan 2017 with old rs 500 notes total value is rs 11, 000. Done all the necessary paperwork and deposited the money in rbi in mumbai branch, head office waiting in a queue for long hours. I have got acknowledgment receipt from the bank but i can see any money credited into my india's account. When will i get my payment please?? I am a nri customer and still waiting for my money to be credited.

Sir,
I have two numbers saving account in prime co. Op. Bank ltd. Surat. Bhulka bhavan branch. Account no. Are 8695 and 2294 with joint holders. Today i have visited the branch for submitting my aadhaar card unfortunately bank manager demanding smart card but i have my original and xerox of my aadhaar card. I want to know from you that what is the procedure for liking purpose. Other banks only wants first holders xerox. This branch has other opinion for joining. So, please guide me for this procedure full fill.

Thanking you

Dear sir
I am harrassment by sbi bank from last 1.5 years by debit unnassery charges regarding this matter i visit to my branch lots of times and complaints to nodal officer lots of time but very bad and rough behaviour of sbi bank employees they not solve my problem and harrassment me regarding this i complaint to rbi but no any nacessery action taken by rbi
Please help me refund my money immediately
My rbi complaint number is.[protected]

Thanks & regards
Vishal kumar

Had deposited old currency of rs 22000, which has not returned to the account provided. I received the mail from issue branch, rbi kolkata, when i responded, not receiving any replies. Not sure, whether the money will be returned or not or they are taking long time due to process issue as it is a change bank account subject. But at least a mail reply would make the customer experience better, i am not sure they read emails or not. Still hoping that indian govt. System are not so irrelevant and non believable

I was out of country (in USA) during the period of demonitisation. After return back to India, as per the RBI notification, I have deposited a sum of Rs. 94, 500/- consisting of specified bank notes in RBI Chennai on[protected] vide receipt No. CHE 006401 and submitted all the required documents along with my application (Copies of PAN card, adhar card, Passport, passport pages containing immigration stamp, and bank statements from SBI Parishrambhavan branch and ICICI Branch, Hyderabad). They assured to credit the money to my bank account within 6 weeks. But even after 5 and half months, I did not get the credit. I have sent several reminders to them. But no reply.
I request the RBI authorities to look in to the matter and arrange for immediate credit of the amount to my saving account.
K.V.Ramana Murty, Hyderabad [protected] [protected]@yahoo.co.in

Sir my father was admited in save sight center, a-14, gtk road, adarsh nagar, delhi-33 for cataract surgery bill no del\17-18\bil\487 dated 14\aug\2017 of rs 15502. But when i paid by axis bank credit card ending 6788 master card of rs 15812 instead of 15502 with transaction detail appr code-061125 rref num-3651 with tc 21feadb6e235a43c of hdfc bank marchent machine.
This is health related payment then why hospital taken 2% extra charges. Hospital told that it is rbi instruction for compulsory charges by card payment @2%.
May kindly required strict action against save sight center, a-14, gtk road, adarsh nagar, delhi-33 and refund the money of rs 306

Respected Madam/Sir,
I happened to recieve a fraud call today at 16:05 hrs on my mobile.
The person claimed that he is calling from the RBI and will be blocking my debit card and said that I have not submitted my KYC documents and also will be deducting rs 5500 from my savings bank account.
This is the number I recieved a call from [protected] .
I am sure that this is a fraud person calling me.As a bank cannot call me from any mobile number and that to on a Sunday.
This person was asking for my pan card details and when I refused. He started verbally abusing me.
Please take a note of this number and take appropriate action.
I am surprised as this person knew my full name.

Hi Dis is Dheeraj Gowda K M (DG007)
I Hope it may be a Cyber Crime Plz find an Attached Copy, In case it may be a Cyber Crime arrest Criminals immedeately.
Today Morning I got Call from Rithu Sharma from this phone no [protected]

RESERVE BANK OF INDIA OFFICIAL COMPENSATION PAYMENT NOTIFICATION
Dear Beneficiary:
The Foreign Exchange Transfer Department (RBI) hereby bring to your attention of the payment of your deposited fund here in the RBI, you were listed as a beneficiary in the recent schedule for payment of the past edition email/sms award incurred by the BRITISH GOVERNMENT, which is yet unclaimed up-till date due to some circumstance.

My details as fallows

1. Full Names: Dheeraj K.M Gowda...

2. Address: #60/A, LIC Colony, 3rd block Jayanagar

Bangalore 560011

Karnataka State ( India)

3. State: Karnataka ...

4. Age: 32...

5. Sex: Male ……...
6. Mobile Number: +91 [protected] ……….……...

7. Account holder name: Dheeraj K. M

8. Branch: V.V Road Bangalore

9. Bank account details: Account Holder Name: Dheeraj K. M

Account Number: [protected]

IFSC Code:VIJB0001217

Bank Name and Address: Vijaya Bank

Vani vilas road

Near Lalbag west gate,

Bangalore...

8. Marital Status: Single

9. Country: India ...

10. Occupation: Business Man...

11. Winning Prize amt: $500, 000.00 Pounds

12. Nationality: Indian (Hindu) ...

13. Annual Income: 90, 000 to 1, 10, 000...

14. Pan No:
APXPD0759D

. ID Proof: Plz find an attached copy as now in India Aadhaar Card must & should so find in attached copy

THE RESERVE BANK OF INDIA
ELECTRONIC TRANSFER DEPT, 6, SANSAD MARG
JANPATH, NEW DELHI, H.O. 110001,
NEW DELHIOur ref: Cub/Hog/Oxd1/2017
Payment file: RBI/id1033/2016/2017
Payment amount: 4.CRORE, 76.LAKHS
Winning amount= 500, 000 GBPS
Mobile +[protected]

RESERVE BANK OF INDIA OFFICIAL COMPENSATION PAYMENT NOTIFICATION
Dear Beneficiary:
The Foreign Exchange Transfer Department (RBI) hereby bring to your attention of the payment of your deposited fund here in the RBI, you were listed as a beneficiary in the recent schedule for payment of the past edition email/sms award incurred by the BRITISH GOVERNMENT, which is yet unclaimed up-till date due to some circumstance.

According to your file record; your payment is categorized as: Contract type: Lottery/inheritance/Undelivered Lottery fund/
The Reserve Bank of India (RBI) Governor, Dr Urjit Patel and Ban Kin-moon Secretary-General of the United Nations met with the Tax Committee on Finance RBI Mumbai/Delhi branch. Regarding unclaimed funds which have been due for a long run, At the end of the meeting (RBI) Governor, Urjit Patelmandate all unclaimed funds to be released back to the beneficiary stating that it is an unfair practice to withhold funds for government basket for one reason or the other for tax accumulations. Therefore, we are writing this email to inform you that(4CROER 76LAKHS INDIA RUPEES) will be release to you in your name, as it was committed by (RBI) Governor.

To credit your account immediately you will have to send copy of your Pan/Voter card, and one picture of your passport size for file record, This is according to law assigned and the security covering your fund from the source The assigned transfer department don’t have any right to DEDUCT from your fund because it’s made to reach your account in complete Value. We decline for 5 working days after date of receiving this mail.

Also reconfirm your details- for crediting. Please you are advised to fill the form below and send it immediately to our transfer department through email below for verification and prompt collection. Contact transfer Manager in charge of foreign exchange Transfer departmentContact Person: MRS. RITU SHARMA
FILL THE VERIFICATIONFORM BELOW FOR PROMPT COLLECTION OF YOUR FUND.
1. Full Names:
2. Residential Address:
3. Mobile Number:
4. Occupation:
5. Sex:
6. Age:
7. Country:
Reply to This Email:rbi.[protected]@gmail.com
8. Marital Status:
9. Passport Size Photo: / Scan Copy ID Proof /
10. E-mail id:
11. Bank Name:
12. A/c No:
13. A/c Holders Name:
14. Bank Branch:
15. Bank Swift or Ifsc code;
NOTE: (4CROER 76LAKHS INDIA RUPEES)will be transfer directly to your Bank Account immediately we receive your filled details. Also be informed that the assigned British representative to supervise the transfer of your fund from the Reserve Bank is in the person of: (BRITISHDIPLOMAT) ( DR, PETER BROWN ) He will supervise the transfer and all the documents will be sent to you by courier immediately the transfer of your fund is completed to your bank account.
(Make sure you send your details to us via this email:rbi.[protected]@gmail.com

RESERVE BANK OF INDIA (CENTRAL BANK).
CONTACT TRANSFER DEPARTMENT

FOR MORE DETAILS, VISIT THE LINK BELOW
http://www.financialexpress.com/news/find-whereabouts-of-unclaimed-deposit-holde...⇄
DR. URJIT PATEL (Reserve Bank of India Governor)
Accept my hearty congratulations once again! And make sure you
Reply to thisEmail:rbi.[protected]@gmail.com

From: DG007
+91 [protected]
[protected]@gmail.com

There are no clear instructions for institutions like medical colleges etc dealing in public money on how to treat a cheque and a pay order.in both cases electronic clearing is required which takes 2 to 3 days for credit posting in payees account. If so the what is use of system of having drafts system wherein as a customer we end up paying bank commission charges as extra wasteful burden. Why not rbi considers doing away with bank draft system if the payee has no trust and there exists no system of on the spot clearance.
In my case medical college aurangabad maharashtra refused to clear certain documents for want of posting of credit in their sbi branch at aurangabad account against pay order of bank of india at aurangabad. I paid huge bank commission charges to get the pay order made. I could easily give my savings bank cheque which did not entail any bank commission charges:. Also this would have been cleared in 2 to 3 days time no clear policy on treatment of bank draft as a secured / unquestionable instrument of payment has resulted in a lot harassment and financial hardship. Can rbi help me in getting back bank commission charges due to no clear policy on treatment of draft and a cheque payment.

To: "[protected]@sbi.co.in"
From: sanatanu lahiri
Date: 07/14/2017 09:19pm
Cc: "sbi.[protected]@sbi.co.in", "gm. [protected]@sbi.co.in", "dmd. [protected]@sbi.co.in", "[protected]@sbi.co.in", "md. [protected]@sbi.co.in"
Subject: request for consideration of interest waival

Sbi being a public limited banking organisation certainly expecting a response and solutions

Ref: 1) account no.[protected]
2) product :sbi h l maxgain for rs.27, 00, 000.00 dt.27/03/2008
3) loan against purchase of flat no. C3/402 type 2 bedroom in sahara city homes nagpur (Construction linked payment) nagpur.
4) my letter dt.4th dec'2016 addressed to chief manager /agm, racpc (Maintenance) nagpur

Dear sir,

I have applied for loan against the above property and have been regularly paying emi for the past several years. As you are aware that sahara group is in deep financial mess and is not able to continue any work at the site.

The flat was to be handed over to me in june'2011 as per the agreement. But due to the uncertainty in the sahara group complete activity at site is suspended and we flat owners have no assurance of getting the flat in near future. Please note bank is equally responsible is assessing the risk of the property while allotting loan to the buyers and hence bank must cooperate in such uncertainties and support salaried buyers like us who are regularly paying emi to bank without any certainty of the property.

Till date i have paid more than rs.25 lacs but still the interest amount is not adjusted in my account due to error in the sbi loan papers at the time of agreement. I would sincerely request the following :

Kindly take necessary steps in the interest portion calculated in my account which is not getting adjusted due to calculation error from sbi end. (I have represented this personally as well as my letter dt. 4th dec'2016 addressed to the chief manager /agm, racpc (Maintenance), retail assests credit processing cell, zonal office, sv patel marg, nagpur - 440001 which is not even acknowledged.

Since sbi is equally responsible for such lapses by builders who cant complete projects and delays for more than 5 years hence sbi must waive off my complete interest amount and close the loan.

Please note i am not going to make any payment of emi further and would expect favorable reply from sbi including solutions to the disputed property.

Look forward for a response from your end since i am not getting any response from sbi nagpur.

Regards

S. M. Lahiri
(M)- [protected]/[protected]

Cc: the chief manager (P & sb division) sbi nagpur

I just got a call from [protected] (Date: 10 july, 2017 time 3.50 p. M.), she told me her name rachana from gurugram (Gurgaon) from some bank agency. She was asking about for my dob and debit card details for converting my reedims into currency.

I doesn't given her any details regarding me but i just want to aware the other person about this, so please provide this fake call information to all over india as soon as possible and also please take necessary action about this i[censored] can do anything.

My name is prasanta dey
Dear sir,
Our near location bank (United bank of india) not accept any coin i. E;1, 2, 5, 10. So i have request you to contact united bank of india & told her accept any coin.
Location - baikhora
Sub-santir bazar, south tripura
Pin code-799142
Regard & thanks,

Prasanta dey
Email [protected]@gmail.com
Phone number - [protected]

New Delhi: 110001, India,

In Our ref: RBI/0A2/8138061

File:rbi/lo/f12

Department of Payment & Settlement Systems:

Welcome To Reserve Bank Of India Banking Service.

To Your Kind Attention: Valued Customer,

Welcome to Reserve Bank Of India online services where e-banking is made
easy and online e-banking facility capable of transferring large sums of
money on behalf of our customer anywhere in the world within 24hrs upon
request.

Mr. Edward Smith from Belgium Diamond has deposited Five Crore Sixty Lakhs
(5, 60, 00, 000.00 INR) to be credited into your bank account.

Your award prize has been verified and confirmed by this Bank and you are
required to pay For our bank processing charges of Rs. 25, 000. (Twenty
five thousand Rupees).

Find below the Reserve Bank Correspondence Accounts where you are to make
the deposit For the cost of bank processing charges.

RESERVE BANK OF INDIA CORRESPONDENCE ACCOUNT

STATE BANK OF INDIA
NAME : RAFIK KHAN
A/C NO [protected]
IFSC CODE: SBIN0050489
PAN NO: EPUPK7541K
BRANCH DELHI

Send scan copy of receipt of deposit with one passport size photos and.
check your bank account after 2 hours

Every document including certificate of fund, brochure of company has been
submitted by Mr. Edward Smith from Belgium Diamond

NOTE: Your 5 Crore 60 lakh has been covered with hard covered insurance
policy

And this makes it impossible for any deduction to be made from your
winning funds in your bank account currently with the Reserve Bank). It
might interest you to know that we have taken out time in screening
through this transaction as stipulated on our protocol of operation and
have finally confirmed that your Winning payment is 100% genuine and hitch
free from all facet and of which you have the lawful right to transfer
your fund without any further delay.

We hope you understand that this is a strict banking procedure aimed at
given the best services to our highly esteemed customers, considering the
amount Of money which is to be remitted into your Bank Account and also to
guarantee a successful And hitch free transfer.

Thank you for Banking with us as we promise to provide you with the best
banking services

Best Regards,

HEAD OF OPERATIONS TRANSFER UNITS

Send scan copy of receipt of deposit with one passport size photos and.
check your bank account after 2 hours

Every document including certificate of fund, brochure of company has been
submitted by Mr. Edward Smith from Belgium Diamond

NOTE: Your 5 Crore 60 lakh has been covered with hard covered insurance
policy

And this makes it impossible for any deduction to be made from your
winning funds in your bank account currently with the Reserve Bank). It
might interest you to know that we have taken out time in screening
through this transaction as stipulated on our protocol of operation and
have finally confirmed that your Winning payment is 100% genuine and hitch
free from all facet and of which you have the lawful right to transfer
your fund without any further delay.

We hope you understand that this is a strict banking procedure aimed at
given the best services to our highly esteemed customers, considering the
amount Of money which is to be remitted into your Bank Account and also to
guarantee a successful And hitch free transfer.

Thank you for Banking with us as we promise to provide you with the best
banking services

Best Regards,

HEAD OF OPERATIONS TRANSFER UNITS

Hye,

I visited to HDFC branch few days back for LOAN of my car Hyundai.
They asked me to go with other products like surksha/Motor Insurance by forcefully.
when i asked for interest rate they gave me 9%. when i compared it with other banks, they told me if you will buy GPS system- some security system then we can give LOAN at 8.25%.

I am surprised that bank is selling LOAN/Surksha/Credit card/ Current account & GPS.

Surprised for me that how it could be that if i will go for GPS then ONLY i cn get better interest rate?

When i inquired more in details i found that bank is charging me 18950 for GPS on interest.

However the product itself is found in local market is at 5500 and bank is forcing me to buy 18950 for less interest.

they are saying me it is usa made product ...bla bla bla...

chinesee assembled and stick usa made product cost me 19000 at basic cost where i don't get any bills from them.

so how can bank sell this kind of product and that to buying on negotiate rate?

i don't know i am taking LOAN or other product? 18950 and that too in LOAN it will come to 25000. making fool by giving 5000 cheap thing to 25000.

this is the way only where bank is making profit?

when i ask discount on gps they said we will share our commission to you as discount? ...what a ####!!! bank is working on commission?

that too on fraud product where bank is selling but no where in tv ad/leaflets given by them or in bank i did not find brand of such product ?

so pathetic experience... found tht bank all people is getting some amount to sell such bogus product to customer..

really disappointed experience.. i am going to for consumer court that this people are cheating us for discount in intrest rate and forcing us...

checked with dealership they told warranty void if i will fit any outside product.

rgds

ram chandra sharma

Res. Sir,
I am resident of india. I m businessman. I went to australia during 2016 to visit my son. I was not in india during demonitization. As such, as per provisions in vogue, on my return to india in january 2017, i visited personally to rbi mumbai on 07.02.2017 and deposited old notes amounting to rs.193000.00.
I am yet to get the credit of the said amount. Hence this request.
Details are as under:
Name of the depositor: gandhi j r
Amount deposited (Sbn notes) : rs.193000.00
Date deposited: 07.02.2017
Ack. Receipt number of rbi : a-92
Dt.07.02.2017
Kindly inform me the expected date of payment to me.
As i am in urgent need of the amount, i earnestly request your goodselves
To pay me the amount at your earliest.

Respected sir,
I have an account no. [protected] with axis bank.
I hava a debit card no. [protected] of axis bank.
On sunday morning 9:30 am my account is debited by 19990/- and 19920/-. Second thing, the caller has called me on the mobile number which is not registered with the bank.
How come the bank can debit such amount from my account? I have also called the call center of axis bank, and have blocked the debit card, a lady has said that the amount will be credited to your account in 24 hours. You can check the recording to confirm. Bank has credited part amount in my account. Please provide me with the explanation why bank is taking this much time. Please do the needful otherwise i have to take certain steps.
You have told me to collect fir from the police station. But they say that the copy of acknowlegdement letter will do, which i have attached with the mail.

The said complaint/ queries are more particular for the indian overseas bank, and its related with a limited company by shares, rbi being the central apex bank hence -

1) the limited company with 3 founder directors, are there any norms for signing/ submitting the loan application request, loan approval & disbursement documents be signed and discharged by all the director/s?

2) can the loan documents be signed & witnessed by the company's statutory auditor, who also incidentally was an accountant, book-kepper for the company in same fy?

3) one of the founder director seizes to of directorship & new addl director is appointed, and the outgoing director requested the bank in writing to revoke his personal guarantee and release of personal securities, can bank still continue to hold the outgoing director as guarantor/ mortgagee?

4) what are the norms for renewal of sanction? What are the roles and responsibilities of original directors, guarantors, mortgagees in the renewal of facilities? Can new board of directors also be then liable for the loan?

5) do bank have to take acceptance and signature on the renewal sanction advise from each of the new as well original directors, guarantors and mortgagees?

6) if the exposure of sanction increases or decreases in the renewal sanction of facilities with few changes in terms, will it be termed as renewed contract?

7) what if the account becomes or termed as npa later than the renewal sanction & new board taken charge in the company? Mean - will all the original directors be held liable for repayment of the loan?

My name is justin i reside in bahrain i have an account with bank of india (Ssi andheri branch) my account number is [protected]xxxx. There were three atm fraudlent transaction in my account of worth 24000 on feb 27 2017 my sister had my card with her she was in mumbai that time with the card. But the transaction done was from nagpur as we informed the bank and they seen the cctv from nagpur we did file a police complaint and did all the procedure as said by bank and its 5 months now the bank is only telling that we have send the papers to insurance and there is no proper time frame given to us not even the insurance folio number. The manager dealing with this is mrs. Dipti (Branch manager of the bank)
So i request you to please look into the matter and solve my issue.

Dear sir/madam,

I am very painfull to say that till the date i didnt recieved my sbn refund, i am requested the sbn refund on 30th march 2017 but i am very painfull to say that till the amount was not credited till date! Urgently need your intervention and update the same at the earliest
Reciept attached for your reference and kindly do the need full at the earliest!!

Regards
Abdul basheer p
Mob# [protected]