| Address: West Tripura, Tripura |
I, Nayan Bhattacharjee, S/O Late Sambhu Bhattacharjee, A.D. Nagar Road No-1, Agartala, a customer of SBI A.D. Nagar Branch, Agartala, Tripura (W). In the year 2005 I did applied for Auto Loan under PMRY Scheme and received an amount of Rs. 95, 000/- as loan from SBI A.D. Nagar Branch vide sanction letter No- RM(ADV)NO.29/PMRY-2004-05 dated 18.05.2005.
I was unable to continue to pay my monthly instalments as I was not getting profit and my financial status was not in a position to recover the loan regularly.
In the year 2011, RESMECCC, SBI, Agaratala sent me a notice to appear in lok adalat on 01.08.2011 at 2.00pm vide notice number SARC/AGT/2011/S-10/1002 dated 30.05.2011. Accordingly I have appeared and by mutual agreement it was settled after a payment of Rs. 70, 000/- by me to SBI at RESMECCC in the form of Demand Draft of Rs. 35, 000/- each. The lok adalat case no. is 454/11. Accordingly, I have collected “No-Dues Certificate” dated 25.08.2012 from SBI, SARB-Agartala (15267) where it was clearly mentioned that I do not have any outstanding dues against my loan account no-[protected] (SARB NO-S-10/1002).
Now, in the eyar 2013 I have received one notice dated 15.11.2013 from RESMECCC to appear in Bank adalat on 23.11.2013 at SARB, Agartala to clear my outstanding dues of Rs. 38, 216/- + Interest. As I did already cleared my due there was no question of appearing in Bank adalat.
Again in the year 2014, I have received the similar notice dated 06.06.2014 to appear in Bank Adalat on 09.06.2014 or 10.06.2014 to clear my outstanding amount of Rs. 38, 216/- + Interest of Rs. 23, 567/-.
This is nothing but irresponsible and unexpected activities by a renowned organization like SBI which is unable to trace who has cleared laon and who has not. SBI is not providing me laon in free of cost. Instead taking returns on high rates which equals almost double the loan amount.
On the above mentioned facts and figures, it seems to be a complete harassment and humiliation by SBI to me. These notices created a lot of confusions and disbeliefs in my family and my business loans that I have applied for was cancelled due to non-clearance of my previous loans. My prestige in the locality and within my family and relatives was completely down due to this matter. I, therefore, being a genuine consumer of SBI, lodging a complaint against SBI and seeking for unbiased justice.
Thanking you,
NAYAN BHATTACHARJEE
S/O- Late Sambhu Bhattacharjee
SBI Loan Ac: [protected] (SARB NO-S-10/1002)
Aug 14, 2020
Complaint marked as Resolved
State Bank of India [SBI] customer support has been notified about the posted complaint.
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