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| Website: www.sbicard.com |
I need resolution to my complaint (interaction id = 1-[protected]). This has been dragging along since very long and I've been following on it through mail with [protected]@sbicard.com.
As I did not get promised credit limit I had asked to cancel my card ending in 7595.
I received mail a few days back confirming there are no dues on my card and it has been cancelled, also cibil has been rectified but then it's still showing rs 462 pending on my card (ending in 7595) for payment of which last date is today (8th June). I am tired and frustrated due to no concrete resolution to this even after a month and now again my cibil score will be spoiled due to non-payment. I've sent mail to [protected]@sbicard.com, '[protected]@sbicard.com'; '[protected]@sbicard.com'; '[protected]@sbicard.com' but no response.
Your service and response is so pathetic.
Below is the mail thread-
[protected][protected][protected][protected][protected][protected][protected][pr...⇄
From: Bhushan S. Palxxxxxx
Sent: Wednesday, June 08, 2016 3:37 PM
To: '[protected]@sbicard.com'
Cc: '[protected]@sbicard.com' ; '[protected]@sbicard.com' ; '[protected]@sbicard.com'
Subject: RE: [Interaction Id:1-[protected]] Card no - xxxxxxxxxxxx7595. contact no - xxxxxxxxxx - Pathetic service and lying representatives luring customers.
I am still waiting for response/call on this and need early resolution to the matter. Today is 8th June and last day of payment as per the communication below.
Need this fixed as early as possible please.
Regards,
Bhushan
From: Bhushan S. Palxxxxxx
Sent: Tuesday, June 07, 2016 8:05 PM
To: '[protected]@sbicard.com'
Cc: '[protected]@sbicard.com'
Subject: RE: [Interaction Id:1-[protected]] Card no - xxxxxxxxxxxx7595. contact no - xxxxxxxxxx - Pathetic service and lying representatives luring customers.
Dear sir/madam,
Request you to please look into this matter. This issue has been dragging long and have still not been fixed yet it seems. It’s just simple disconnection of card and cancelling the dues.
I’ve been constantly following up on this and have been communicated that the issue is solved now.
But then I still received the SMS saying there is due of Rs462.00 on my said card which needs to be paid tomorrow (8th). How can the system still show due and send SMS if all dues have been cancelled as communicated by SBI below? This will again spoil my CIBIL and whole circle will start again. Is this being done deliberately?
This is beyond my understanding. Please help.
Regards,
Bhushan
From: Bhushan S. Palxxxxxx
Sent: Tuesday, June 07, 2016 6:47 PM
To: '[protected]@sbicard.com'
Subject: RE: [Interaction Id:1-[protected]] Card no - xxxxxxxxxxxx7595. contact no - xxxxxxxxxx - Pathetic service and lying representatives luring customers.
Hi,
I am still receiving SMS saying outstanding of Rs 462.00 is due on 8th June tomorrow. Now why is this happening when you are saying all dues have been cleared?
Please respond urgently as we are going into the same loop again and again and this is frustrating.
Regards,
Bhushan
From: [protected]@sbicard.com [mailto:[protected]@sbicard.com]
Sent: Thursday, June 02, 2016 6:39 PM
To: Bhushan Palxxxxxx
Subject: RE: [Interaction Id:1-[protected]] Card no - xxxxxxxxxxxx7595. contact no - xxxxxxxxxx - Pathetic service and lying representatives luring customers.
Dear Mr. Palxxxxxx,
Warm Greetings for the day!
This is with reference to your email dated 30/05/2016 regarding your SBI card account.
We wish to inform you that we have tried to establish contact with you on xxxxxxxxxx but could not get in touch with you.
We wish to inform you that we have updated your Cibil records successfully and there is no negative flag or dues in Cibil.
Incase of any further assistance, Please feel free to contact us.
Yours sincerely,
Kajal Arora
From Customer Service Head Team SBI Cards
[THREAD ID:1-2W24MDH]
-----Original Message-----
From: Bhushan.[protected]@xxxxxxron.com
Sent: 30/5/2016 04:19:10 PM
To: "[protected]@sbicard.com"
Subject: RE: [Interaction Id:1-[protected]] Card no - xxxxxxxxxxxx7595. contact no - xxxxxxxxxx - Pathetic service and lying representatives luring customers.
Hi Kajal,
There is a disconnect in what we discussed right now and what youve mentioned in your mail. Please see highlighted text and then my comment.
Regards,
Bhushan
From: [protected]@sbicard.com [mailto:[protected]@sbicard.com]
Sent: Monday, May 30, 2016 4:13 PM
To: Bhushan Palxxxxxx
Subject: RE: [Interaction Id:1-[protected]] Card no - xxxxxxxxxxxx7595. contact no - xxxxxxxxxx - Pathetic service and lying representatives luring customers.
Dear Mr. Palxxxxxx,
Warm Greetings for the day!
This is with reference to your email dated 25/05/2016 regarding your SBI card account.
We wish to inform you that this is with reference to your telephonic conversation with our customer care executive regarding your query related to outstanding and cibil rectification on your SBI card account and we do hope that our executive was able to address your issues to your satisfaction.
We wish to inform you that your SBI card account is inactive for usage and as on date there are no dues payable to us.
We wish to inform you that we have updated your cibil in our records.
You are saying that my CIBIL in updated in your records meaning SBI records. I am not worried about your records. Question is whether my CIBIL score which was hit has been fixed.
You said you were going to mention my CIBIL score has been rectified but what you mentioned here talks about updated in your records. Two different things.
Incase of any further assistance, Please feel free to contact us.
Yours sincerely,
Kajal Arora
From Customer Service Head Team SBI Cards
[THREAD ID:1-2W24MDH]
-----Original Message-----
From: Bhushan.[protected]@xxxxxxron.com
Sent: 25/5/2016 04:58:45 PM
To: "[protected]@sbicard.com"
Subject: RE: [Interaction Id:1-[protected]] Card no - xxxxxxxxxxxx7595. contact no - xxxxxxxxxx - Pathetic service and lying representatives luring customers.
Hi Kajal,
14th June is very late. I want the update ASAP.
Also you did not mention in your mail that all the charges have been cancelled on my card.
Regards,
Bhushan
From: [protected]@sbicard.com [mailto:[protected]@sbicard.com]
Sent: Wednesday, May 25, 2016 4:55 PM
To: Bhushan Palxxxxxx
Subject: RE: [Interaction Id:1-[protected]] Card no - xxxxxxxxxxxx7595. contact no - xxxxxxxxxx - Pathetic service and lying representatives luring customers.
Dear Mr. Palxxxxxx,
Warm Greetings for the day!
This is with reference to your email dated 20/05/2016 regarding your SBI card account.
We wish to inform you that this is with reference to your telephonic conversation with our customer care executive regarding your query related to cibil rectification and charges reversal on your SBI card account and we do hope that our executive was able to address your issues to your satisfaction.
We wish to inform you that we have taken note of your request vide reference number 1-[protected] regarding cibil rectification and we shall get the same resolved at the earliest.
We would be intimating you by 14th June, 2016 on the status of the same.
Incase of any further assistance, Please feel free to contact us.
Yours sincerely,
Kajal Arora
From Customer Service Head Team SBI Cards
[THREAD ID:1-2W24MDH]
-----Original Message-----
From: Bhushan.[protected]@xxxxxxron.com
Sent: 20/5/2016 12:57:57 PM
To: "[protected]@sbicard.com"
Subject: RE: [Interaction Id:1-[protected]] Card no - xxxxxxxxxxxx7595. contact no - xxxxxxxxxx - Pathetic service and lying representatives luring customers.
Hi Jaspreet,
Thanks for the update but this is what I feared when I asked in my mail below about the update on reversal of charges due on the card.
Now this affected my score too. This would not have happened if the reversal was done in time.
As discussed please raise a request to fix my credit score too and please update me in time.
Regards,
Bhushan
From: [protected]@sbicard.com [mailto:[protected]@sbicard.com]
Sent: Friday, May 20, 2016 10:30 AM
To: Bhushan Palxxxxxx
Subject: Re: [Interaction Id:1-[protected]] Card no - xxxxxxxxxxxx7595. contact no - xxxxxxxxxx - Pathetic service and lying representatives luring customers.
Dear Mr.Palxxxxxx,
Warm Greetings for the day!
This is with reference to your email regarding SBI Card Account.
We wish to inform you that we have taken note of your request vide reference number 1-[protected] regarding late fee reversal and we shall get the same resolved at the earliest.
We would be intimating you by 27/5/2016 on the status of the same.
Incase of any further assistance, Please feel free to contact us.
Yours sincerely,
Jaspreet Kaur
From Customer Service Head Team SBI Cards
[THREAD ID:1-2W24MDH]
-----Original Message-----
From: Bhushan.[protected]@xxxxxxron.com
Sent: 9/5/2016 12:46:18 AM
To: "[protected]@sbicard.com" ; "[protected]@sbicard.com" ; "[protected]@sbicard.com"
Subject: Re: [Interaction Id:1-[protected]] Card no - xxxxxxxxxxxx7595. contact no - xxxxxxxxxx - Pathetic service and lying representatives luring customers.
I need an urgent response and update on the below. Fee doesn't seem to have been reversed yet and the last date for the same is today. This will affect my score.
Why haven't I been given any update when you mentioned it would be given by 5th May. Are you deliberately delaying it?
Also whether the issued card has been deactivated or not is not updated yet.
Respond at the earliest.
Bhushan Palxxxxxx.
________________________________________
From: Bhushan Palxxxxxx
Sent: Friday, May 6, 2016 11:49 AM
To: [protected]@sbicard.com
Subject: RE: [Interaction Id:1-[protected]] Card no - xxxxxxxxxxxx7595. contact no - xxxxxxxxxx - Pathetic service and lying representatives luring customers.
I am still waiting for confirmation on this. Please confirm as soon as possible. Your mail says the below
We would be intimating you by 5/5/2016 on the status of the same.
and its already 7th May and no update has been provided.
Regards,
Bhushan
From: Bhushan Palxxxxxx
Sent: Wednesday, May 04, 2016 7:11 PM
To: '[protected]@sbicard.com'
Subject: RE: [Interaction Id:1-[protected]] Card no - xxxxxxxxxxxx7595. contact no - xxxxxxxxxx - Pathetic service and lying representatives luring customers.
Hi Jaspreet,
Please confirm the status on this. Has the card been cancelled and annual fee reversed as discussed and mentioned in your mail?
Regards,
Bhushan
From: [protected]@sbicard.com [mailto:[protected]@sbicard.com]
Sent: Thursday, April 28, 2016 3:00 PM
To: Bhushan Palxxxxxx
Subject: RE: [Interaction Id:1-[protected]] Card no - xxxxxxxxxxxx7595. contact no - xxxxxxxxxx - Pathetic service and lying representatives luring customers.
Dear Mr.Palxxxxxx,
Warm Greetings for the day!
This is with reference to your email dated 27/04/2016 and subsequent telephonic conversation regarding SBI Card Account.
We understand vide your communication that you have expressed the desire to close your SBI Card relationship with us. Your decision to close your account is a matter of deep concern to us.
Although as requested, we have cancelled your card. Thus, we would request you to destroy the card(s) in your possession. We would also request you to scratch out the CVV number mentioned on your card. The CVV number is a 3-digit unique security code indicated at the back of your SBI credit card.
We would like to take the opportunity to ask you to reconsider your decision to continue your relationship with us. Post your confirmation to continue your relationship with us, we would re-issue your card(s), at the earliest.
We also understand that any explanation on our part will not mitigate your feelings of disappointment given your experience. However, we are sure you will appreciate we would introspect and improve our services more than anything else.
We wish to inform you that we have taken note of your request vide reference number 1-[protected] regarding annula fee reversal and we shall get the same resolved at the earliest.
We would be intimating you by 5/5/2016 on the status of the same.
Please note that credit towards the Government Service tax will be processed on your SBI card on statement generation date,
Incase of any further assistance, Please feel free to contact us.
Yours sincerely,
Jaspreet Kaur
From Customer Service Head Team SBI Cards
[THREAD ID:1-2W24MDH]
-----Original Message-----
From: Bhushan.[protected]@xxxxxxron.com
Sent: 27/4/2016 05:03:21 PM
To: "[protected]@sbicard.com" ; "[protected]@sbicard.com" ; "seasons.[protected]@gmail.com"
Subject: Card no - xxxxxxxxxxxx7595. contact no - xxxxxxxxxx - Pathetic service and lying representatives luring customers.
My name is Bhushan Palxxxxxx and Ive received a SimplySave SBI credit card a few days back.
My card number is - xxxxxxxxxxxx7595
Account number is xxxxxxxxxxxx8607
I am not at all happy with the way this card was allocated to me and not happy with your services too.
My first issue is with one Dinesh Mahale (Ph. no - [protected]) who is your representative and who lied to me at the time of registering for this card. Frankly speaking I already have on ICICI card on which I am eligible of around 1 lac credit limit, still I belived this guy and opted for SBI card.
When marketing for the SBI Credit cards at Amanora Park Town center, Pune, Dinesh promised me that SBI will give me around 5 Lac Credit limit and thats what interested me and I registered for the same.
Now when I received the card it shows a credit limit of only Rs 30, 000. Is this a joke or what and what kind of promises and lies your representatives tell for luring people into getting your cards.
Ive a spotless credit history and my monthly salary itself is around 1 Lac. What do you want me to do with this credit limit of 30, 000, (not even one third) and why do you think I should pay a Rs 500 fee for this laughable credit limit?
This is really shameful and cheating and lying to lure customers to get your cards. When I contacted Dinesh, he mentioned hell talk to his manager and will update me which he never did. I followed up with further messages but he never came back. So the guy is definitely lying and doesnt bother about your customers grievances at all.
Another issue is I got this card on 18/04/16 and then on 19/04/16 I got message saying total amount due on card is Rs 571. Come on, Ive barely received my card and youve started charging me whatever fee it might be. This is ridiculous.
If you cant increase my credit limit to Rs 5 lacs and cash limit to Rs 1 Lac right away, I dont want your card and request you to cancel it right away and cancel these charges failing which Ill need to escalate this further.
Waiting for your reply.
Bhushan Palxxxxxx
State Bank of India [SBI] customer support has been notified about the posted complaint.