State Bank of India [SBI] Complaints & Reviews

Given below is the summary of communication done with sbi nodal officer.

Even after clearing my o/s dues in 2012, i am being harassed for the dues with interest and late payment penalty.

For two years after making the payment there was no call from their side for any o/s. Suddenly after 2 years i started receiving calls and messages.

I have replied to them umpteen no of times and explained to them that there is no o/s. But none of the calling person or the mails written to the nodal officer are able to understand and are forcing me to make the payment.

Every time a new person calls up or a new officer replies to my mail.

Now it has reached such a point that it has become a mental harassement.

As a last resort i am contacting you to kindly help me in the matter.

Request you to please go thru the below mail content written to the nodal officer. This is just, only one of all the mails written to them.

Note : honestly this people are harassing and forcing me and i am fed up and has turned in to mental harassment replying and explaining to them.

Kindly help me in clearing the issue as this is effecting my credit scores too.

Awaiting your favorable resolution.

Quote -...

Thanks for your reply.

However am surprised to note that my no is not reachable as mentioned. I used to receive regular followup calls for the o/s amount from your side on the same no.

Let me reiterate once again that i have always replied to the calls received from your side and explained them the whole past history and informed them that there is some error somewhere and that payment against the cc has already been done in 2012 itself.

I may have received umpteen no of calls from your side and every time a new person used to call up and i used to patiently explained them the whole history, but they some how were not able to either understand and help me in closing the case. They just kept on calling and then when they were not able to give me proper explanation would disconnect the phone.

I have had a tremendous mental torture every time i received their call but still i replied to each and query raised by them and then they would just disconnect the phone. It always seemed that they were just following up to extract the money from me. They were least interested in closing the issue.

So ultimately i had to write this mail to you hoping that you would understand and close the case. But here too it seems the same.

I am ready to reply to any call from you or am also ready to speak on the nos given by you provided you clear that there is no o/s to be received from me.
I would like a promise from you that after speaking the case will be closed. I will not be paying any money that you say is o/s, as i had already cleared my o/s dues in 2012.
After which i had not received any communication from your side for any o/s for 2 years or else the same would have been closed at that time.
Today we are talking on it in the year 2019.

I again repeat there is some mistake on your side while accounting. For proof you can check your records which confirms that o/s against the card has been paid in 2012.

Once again i request you to close the case and stop harassing me for any o/s or else unwillingly i will have to approach the consumer forum and explain them that you are harassing me and not closing the case and that the payment has already been done from my side in 2012, which is reflecting in your records.

Awaiting a closure resolution from your side at the earliest.

Thanks and regards

Vipul sheth
[protected]

Unquote -...

I had opened a savings bank account in chikoti gardens branch of begumpet (20299) on 16/04/19. Even after three weeks i am not able to transfer or withdraw any funds from my account. The message i am receiving is: cif not scrutinised by lcpc.
Kindly look into this as i have to urgently withdraw funds & transfer funds from my account.

Sunand mathai

Money deducted from my account was 2000 rs. I have not used my atm for any withdrawl. Sbi says that amount had been withdrawed by atm. I haven't received any message of deduction. When i went to bank for enquiry they are not helping either. They just says that the amount has been withdraw using atm. This transction or fraud has been done on 12th march, 2019. They are not helping and not providing any type of support to get the money back. When i asked them to check footage or tell the atm branch they say that this is not their case.

A refund of 444 rupee was successfully processed on 27th april 2019 to my account. This amount should have been credited to my sbi account through refund reference number by now, but i have not received the refund till now. I have called the sbi customer service but nobody has replied or resolved the problem. No action is being taken kindly go through the charge dispute emails locate rhe pending refund and follow the path back to amazon's payment processor to locate the refund

Sir, i am complaining about my a/c deductions, investment intermedi is the displaying in messages, i don't know about it, i don't know how it is activated, please sir take my complaint& resolve, it's deducted 5&more times, i am the below poverty, we are the daily wage earners, please take action on this. Be kindly on my complaint, my name:thappetla nirmala, my a/c no:[protected].

Sir, i am complaining about my a/c deductions, investment intermedi is the displaying in messages, i don't know about it, i don't know how it is activated, please sir take my complaint& resolve, it's deducted 5&more times, i am the below poverty, we are the daily wage earners, please take action on this. Be kindly on my complaint, my name:thappetla nirmala, my a/c no:[protected].

I've closed my sbi loan account on 29/05/3019 and bank had given noc as well. But ecs requested from my savings account from different bank where i didn't keep the emi amount as i know i have closed account already. Since ecs returned with no sufficient balance my saving account charged me inr 413.

It was so bad that they are unnecessary detecting money from my account.
Kindly take necessary action that what sbi is unable to stop ecs as part of loan closure process.

Thanks,
Sathish

On 5-may-2019, i paid some amount in exchange for flight tickets for my travel. I paid via google pay (Which is linked to my sbi account) to the fraudster's paytm account. I did not get my flight tickets booked and was scammed. Couldn't reach him through phone or messages. I have the details regarding my transaction as well as his paytm details. Request you to refund my payment back to my account

Hi, i had purchased i10 sports, hundai in dec'18 and taken a loan of 5.7 lakhs from sbi jyothinagar, karimnagar, telangana-505001 and i'm paying 12, 040 rs loan emi towards my carloan and not missed last date during the last 6 months tenure. At the time of loan procedure, i have not been informed by loan manager (Srinivas) about submission of rc book to the bank. And now they have charged fine of rs. 2500 +gst for not submitting rc book. During last 6 months i have not received any intimation mail /sms or call from bank regarding the same and suddenly today i. E 06-may-2019 charged the amount.

In last 6 months i have visited bank couple of times about emi tenure change but neither of your staff has informed me about rc book submission nor i have received any formal notice regarding the same. My car was registered very soon after purchase and i was having rc book. If i would have been aware about submission or any of your staff would have asked me about the same, then why i would have avoided the submission. You people send regular alerts regarding emi payment but no sms/ e-mail regarding failure of rc book submission?

And i would like to bring your notice that, the manager of the branch has shared total wrong information about type of loan. He mentioned it was floating rate interest 9.2 % based on my cibil. After once i submitted all the docs he changed roi to 9.75 and told me that to this will come down next month to 9.2 since this is floating rate. After few days when i verified online it showing as fixed and the same when i asked to manager, he told me that i never told you like this. Is this way mangers are giving loans to customers?

Now please look into these issue seriously and refund my amount. Also my account got frozen and now i can't do any transactions because of this negligence from bank end.

Please let me know if any additional details required.

Regards,
Rambabu

I have applied for sbi credit card (Appl no[protected]. On the basis of my present hdfc credit card with a limit of 1.80 lakh and cibil score which is above 850 they asked me to submit my address poof, id proof (Pan) and a recent passport size photograph. The agent picked up my documents. After one working day i received an sms from sbi card you have successfully submitted you application for sbi card. Pls give us 11 working days to process your application. After two days i got a call from calcutta and they verified my home and office address. The next day i got another call from sbi card verification team and they also verified my details. Then after 3days i got the call from sbi card verification team and they said to me that it is the final verification call and verified my details and told me that i will receive my card within 10 working days. Now its been 20 days and the status showing as we regret to inform you that your sbi card application could not be processed since it does not meet our policy. We thank you for your time. Without a valid reason for the disapproval.

I prashant saxena an account holder of sbi bank with account no. : [protected]
Added a beneficiary as:
Sunita saxena - baroda rajasthan kshetriya gramin bank, rawatbhata branch, acc no: [protected]
From sbi online banking on 13th april but entered different ifsc code (Barb0rawatb), due to the mismatch of ifsc, fund of 50, 000 got transferred into some other's account of another bank (Bank of baroda - bhuvneshwar branch).
I visited my bank branch, i. E
State bank of india, kalyani nagar, pune, maharashtra, 411006
I asked that how the beneficiary got added with different credentials, as its not possible to have same name, sir name, account number in some different bank.
They replied that "name" is not checked while adding beneficiary. They also replied that they don't know in which bank it got transferred.
My concern is that the beneficiary must not have added with mismatch of ifsc.
I have given them in written with every detail and proof but its been a month i haven't got my money back.

My sbi credit card has been expired since april 2017 as more than 2 years and not using it since then. Still credit card annual fee during the year 2018 and 2019 has been charged for rs 588.82 on 5th july 2018 and 4th april 2019 respectively. My question is if my credit card is not valid after march 2017 and not used it then why this amount (588.82+588.82 total rs 1777.64 is charged on me?
This is unauthorized and fraud done by sbi. Please refund my amount.
Bank: sbi, 12202, narnaul distt. Mahendergarh (Haryana) 123001

I have issued cheque for the payment to builder first amount got deducted from account, we informed him and later after some time amount reverted to the account with message "cas corr pr chq reversal". Its a very embarrassing situation and difficult to convince to builder why it had happened even though having sufficient balance in bank. Even after calling to customer care they don't have any information. Asked us to visit branch. Now i have to take one day leave to visit branch to resolve this issue as it is very important to pay to builder otherwise deal get cancelled and we will have huge loss. Sbi please try to understand this situation before rejecting such payment. At least call your customer and discuss if you see any issue.

Date of incident: 06-may-2019
Bank: state bank of india

Hi,
I am manju gupta i have a credit card of sbi, i am having a very bad experience with sbi credit card. I am having a sbi card with [[protected]].. Sbi bank keep generating due amount. I asked about this to bank. They said this is your usage charges i don't know if my card is in outstanding situation so this charges come from???"[protected] i receive the call mam ap ye payment kara do 6000/- ki mai apka letter ready kar rhi hu mai apko bhej dungi bs ap payment kara do!! After this i'll pay the amount of 12000/- 6000 offline or 6000 online without my permission she deducted the half amount whereas i already paid paid 6000/- after that i said ok & again requested for settlement now suddenly her ton was changed they treating me like a credit card fraud or criminal (Chor aurat tu settlement kara ko dikha tera baap bhi nahi kara sakta settlement samjhi tu kisne kaha tha apni beti operation q karaya uska mar jane deti hmara to paisa to deti tu kutiya or karle complaint sbi bank mei kuch nahi hoga sbi humein kehta hain ye sb karne ko!!! Humein kehte hai ki tum customer gaali do or paisa lo!!! Now i want the case on that lady any how. What about that which i already paid my amount is still outstanding hows this possible that is not updated from 25-jan-2019 whereas i paid regularly i attached also kindly enclose the attachment of payment.
So actually who is the criminal me or the bank. So never ever trust any bank ; especially sbi bank."you will be become credit card fraud! Nowadays so many families are doing suicide because of this fraud tricks from private sector or public sector bank. I already tell her i am a heart patient please speak politely i'm unable to bear the expenses nor maintain my card.. Please help me out to settle my credit card.
At present or in future if something happen to me you are responsible for that is there any bank ombudsman in india. So take it is a serious matter.

Regards,
Manju gupta

Dear team,

Kindly help me to recover my money back from investment intermedi, because many times rs.4144/- has been debited from my accoubt inr 2, 809.00 on 06/05/19 - transferred to investment intermedi. Debited inr 450.00 on 09/04/19 - transferred to investment intermedi. Your a/c debited inr 295.00 on 06/04/19 - transferred to investment intermedi. Your a/c debited inr 295.00 on 04/04/19 - transferred to investment intermedi. A/c balance
Your a/c debited inr 295.00 on 10/03/19 - transferred to investment intermedi. And saying transferred to investment intermedi and i really dont have any clue what company is dis. And i never invested any amount in my whole life on such companies. Its really horrible. Its totally fraud. We earn money in the month and unecessarily the amount is debited which we dont know. Its really harassing and it is effecting damn badly to us because we are below poverty line and we earn on daily basis. Debiting such amount we cannot effort. So kindly look in this matter on asap basis. Waiting for precious feed back or reply.
Thanks regards.
M priyavani

To,
The chief branch manager
State bank of india
Racpc
Koramangala

Subject: charge dispute "refund never processed"

Dear sir

A refund of rs[protected]+8391) rupees was successfully processed on 6 sep 2018 to my account. This amount should have been credited to my sbi account by now, but i have not received the refund till now.

I have confirmed with amazon and they have successfully processed the refund. The authorization code (Refund reference number) for your order refund is:[protected].

Request you to please help me with the refund at the earliest.

Sbi card. (Ge capital business process management service pvt limited) one of the best cheaters. Earlier i had an sbi credit card and used it for near by 3 years. Unfortunately last six months i was unable to do the payment. They blocked the card and informed me that if i cleared the total outstanding in single payment i will be eligible to get a new card. I done the payment by december 2018. And waiting for the new card till date. No response from the agent and from the manager. Mr. Venugopal (Manager) promised me within 60 days i'll get the new card. Now while calling he is not picking the calls and no reply for messages too. Went to his office to meet him. He was out of office didn't pick up my call. And later i informed security to call from the land-line. He picked up the call and no proper answer. Unnecessary speech. I didn't know what to do now. Really i wondered how that cheaters are running the business without any complaints.

A lady name sunyana was keeping calling me from [protected] & [protected], i was telling her that i am jobless from february and facing lot of financial problem. I just joined one job and wednseday ie. 8th may will make the payment. Still she was harrassing me and make me feel that will send the police to house and wil file a case and all. And today all of a sudden without calling me that lady send two person to my father in-laws house for extortion of inr 2100.

And that lady her name was sunyana kothekar (Which was displayed on the true caller) was telling their persons that sit there... That measn at my in-laws house and dont go without taking money.

Now the question is... I never gave any address of my in-laws to sbi credit card?... How they got the address and who gave them the authority to collect money from my relatives? Is this the way sbi bank works?

The lady and the two persons anyhow got money from my in-laws house as they frighten to the whole scene.

I called up that lady and asked them who gave you the rights to do the extortion from my relatives. Then one person come on phone and used abusive language and said "tumhari aukat nahi hai" ohh is this the way sbi recruit the staff.

Please help me out on this as i dont want any of the sbi credit card gunda's go to my relatives house create the situation again.

Sbi pokhran road, near rainbow school thane branch, i was took car loan from it for my maruti suzuki ciaz, when i mate loan manager his not giving any information regarding this n nt getting single call, message, or e mail for submission of rc of car from bank
Today early morning at 3:28 am i got msg that 2500+ gst has been debited from your account for non submission of your rc to bank,
Why loan manager or people who put my file to the carloan department nt told about submission of rc while passing car loan,
Its seems to be fraud or foolishness to us plz do action againts perticular bank manager and car loan department.

Two product amount will be refunded by amazon 17/04/2019. Referene no will be given by amazon. But in my bank account amount will not be initiate. Amazon said me you go in bank. I go to bank again said talk to amazon customer care. I call the sbi customer care with reference no, i will tell you charge dispute form will be filled, customer executive tell me not to initiate charge dispute form.
Now what can i do next.
How can i get amount.