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Bajaj Finance Complaints & Reviews

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Updated: Jul 17, 2025
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Bajaj Finance reviews & complaints page 144

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S
sanni singh
from Mumbai, Maharashtra
Aug 14, 2017
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Address: 400104

My customer id: 29546518
My loan account no.
405cdd[protected]emi.1509
Total rs. 1786
Emi paid 3.07.2017 in cash with t. Nagar chennai branch dealer for july 2017 (02.02.2016) for ecs problem.
Cash credit in my statement 31.01.201
Due shown 02.07.2017 correctly
But, i got message emi eue pending and also my emi card blocked due to cheque bounce on 5th july 2017.
I have paid emi in advance one day. How can block my emi card.
Please unblock my emi card and sent revised statement to me.
Name: sunny singh
Aug 11, 2017
devihumesh's response
kindly replay
Aug 12, 2017
devihumesh's response
Dear sir,

my vehicle no AP26AG1494, the loan was cleared on 2012 at nellore branch, but i did not received my noc still, this is to request you that, kinly issue the noc as soon as early

with regards

y.chandra sekhar
[protected]
My name is Rishi Raj Bali, I am a native of new delhi. I have lost my EMI Card. Kindly issue me a new one. I dont remember Card Number. I have purchased an air conditioner through that card and presently I am paying EMIs
Please up date my mobile no by mistake your person update worng no in your system please up date my mobile no [protected]
worng no [protected]

monica chavan
[protected]
nagnath.nc.[protected]@gmail.com
Dear sir,

this is to inform you that, my vehicle no AP26AG1494, loan was cleared on 2012, but still i did not received my NOC.

so this is to request you that kindy provide my NOC
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    L
    Loru
    from Vasai-Virar, Maharashtra
    Aug 12, 2017
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    Address: 401208
    Website: Consumer complaints

    This is to informed you that [protected] this number is registered in bajajfinserv and i lost this number recent time. So i want to replace this number instead of this number [protected]. Actually i didn't received any sms since from 3 yrs. So its quite diificult for me to get the details of all updations and emi so please make add my new number as per my requirement. Thanks lawrence lopes
    At least 5 calls a day for the last 2 months. Please stop calling me. I am not interested in taking a loan. I will move consumer court if not done. This is extremely unprofessional. I am disgusted at bajaj's services.
    My no is [protected]
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      L
      lalitgupta05
      from Mumbai, Maharashtra
      Aug 12, 2017
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      Address: Mumbai City, Maharashtra, 400074

      I am getting multiple calls from bajaj finserv promotions. I am not interested in any of these. Please remove my number from your list. If you keep irritating your customers like this, they will never buy your products in future.

      I understand this would be the case with all your customers as well and they are not interested in these calls as well.

      My contact number is [protected], please remove my number from your promotion list.
      Aug 12, 2017
      Updated by lalitgupta05
      Got a call from Bajaj Finserv, and they asked for 20 ruppee deactivation charge. I definitely need to take this matter further up.
      I m Dharmvir. My proposal n. 4690323. please give my loan statement Oct 2016. & how many full payment of motor bike.
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        M
        mani4142
        from Chennai, Tamil Nadu
        Aug 11, 2017
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        Hi

        My name i d. Ramasubramanian and i am troubled by frequent calls from the
        Bajaj finance team, checking me with me on my interested for a personal loan _ i have repeatedly told that i am not interested and requested that my phone number to be added to their dnd register - but so far this has not happened - plz help - my phone number is +91-[protected]
        On daily basis I am getting calls from Bajaj Finance with different mobile numbers . I am not at interested in your offers and its really irritating to get such nonsense call specially during office hour.
        Please remove my number ( [protected]) with immediate effect from your records.
        There is an unauthorized debit of Rs 117 on my ICICI Bank account on 28/7/2017 with reference number DECS/TPCF BAJAJ FINANCE/[protected]. I have no existing or past relationship with Bajaj Finance. Can you explain what the debit is for and credit the money back to the account?
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          A
          armstrong ravuri
          from Visakhapatnam, Andhra Pradesh
          Aug 11, 2017
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          Address: 530017

          My name is armstrong ravuri n my experia id is 12022591 my bajaj emi card is running on low limit (Minus) i had no complaints upon emi i paid evry emi without fail. Please increase my limit and activate my account. My account present limit is -22000. And i want to buy a smart mobile but my cibil is 744. I need 750 min cibil to buy any product. Last tym i bought consumer durable product since then my account limit had been down. Plz check all and plz increase my cibil, limit and activate my account
          Sir i have bhought a washing michine through bajaj finver..ihave my loan statement..so please send to my email id thank u sir...need my loan statement...wantedly
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            A
            Aug 11, 2017
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            Address: 600005

            I was told to pay 3999 and i would get elite membership and line of credit

            After applying and getting the card by paying 3999 no body is even replying to get the line of credit.

            Kindly let me know how to apply line of credit

            While selling digital lounge they said that a dedicated manager will be assigned and you ll get line of credit and pre approved offers and loans

            After getting the 3999 they are just playing the fool by blocking the contact
            Aug 11, 2017
            Updated by [email protected]
            My id is 16747906
            Phone : [protected]
            Aug 14, 2017
            Madugula Nagaraju's response
            My EMI Card No. [protected], ID No. 32790670 . My card blocked, i was paid Regular EMI Payer . why you blocked my card ? Please Revoke as early as possible.
            Pls Don't call me everyday every time, it's very irritating. Else I'll take action against it. my mobile number is [protected].
            My EMI Card No. [protected], ID No. 32790670 . My card blocked, i was paid Regular EMI Payer . why you blocked my card ? Please Revoke as early as possible.
            I Have purchased Elitecard But I Don't Receive 30000 RS Vouchers Pls Send Vouchers

            elite membership and digital lounge - Comment #3168654 - Image #0
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              N
              Noor285
              from Nagercoil, Tamil Nadu
              Aug 10, 2017
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              Address: Tiruchirappalli, Tamil Nadu, 620008

              Sir
              Iam noor loan id sf68817273. When i will get custid
              Username.. Password
              My mail id [protected]@gmail.com
              My mobile no to be registered is [protected]
              I tried custormer portal it ask me for reg mobile no... I entered i say invalid no :, so please send id to my email id... Send me loan details and next due date.. Any offer
              Make soon as possible

              Thank you...
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                V
                venkateshbabu1177
                Aug 10, 2017
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                Dear Bajaj Finserv Team,

                Have taken Consumer loan for my A/c and paying my Emi. Now my problem from you is, am getting Very Regular Frequent calls, almost 4-5 Automated / Manual calls on every day including holidays irrespective of time.
                Would be greatful to stop calling me since am not at all interested to go for any loans. These calls are much Disturbing me and many times irritating a lot.
                pls Stop calling to my no.[protected] even i dont want of sms / emails.
                Pls delete my number from your system / Data base which would be greatful to you.
                Pls do the needful.
                Thanks in advance.
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                  A
                  ankita kesharwani
                  from Indore, Madhya Pradesh
                  Aug 10, 2017
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                  Address: Jabalpur, Madhya Pradesh, 482002

                  I have purchased lg -washing machine from bajaj finserv loan.but without my knowledge they give me cpp asset care loan .i dont want to take this membership please cancell my loan of cpp asset care otherwise i will stop payment of my washing machine loan to bajaj finserv or go to consumer forum court.
                  ankita kesharwani
                  jabalpur m.p.
                  mbl no.[protected]
                  asset care loan no. -465BEW46910686
                  INSURANCE POLICYNO. AC0632656
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                    D
                    Dayal Jayapal Kumar
                    Aug 9, 2017
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                    Address: 560084
                    Website: Customer compliants

                    Hi team,

                    I have emi's which are getting deducted from hdfc bank on monthly basis on 2nd of every month. I have my sufficient balance for deduction, but i got the message to my number saying this month my emi was not deducted.
                    1. Kindly look into this issue and let me why it was not deducted.
                    2. How do i pay my amount to for this august month.

                    My name dayal kumar j
                    Number: [protected].

                    Regards,
                    Dayal
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                      A
                      Ashish Aasheesh
                      from Nashik, Maharashtra
                      Aug 9, 2017
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                      Address: Pune, Maharashtra, 411001
                      Website: www.bajajfinserv.in

                      Every day i get at least 5 spam calls from these suckers.

                      Today i got call from this number: [protected] and asked if i need loan,

                      When i told them that before i sign loan documents, i need loan details in written as to how much interest and principle amount will be deducted every month via emi, the guy over phone in very rude voice said we cannot give that information unless you sign the loan agreement. After loan disbursement only you'll get how much principle and interest will be deducted every month from your loan amount.

                      I found that very funny. That simply means i am supposed to sign the loan documents without knowing loan repayment structure.in other words, they are free to restructure loan the way they want after loan disbursement.

                      Bajaj please stop fooling people.

                      [protected]@bajajfinserv.in : oh yea? You simply do not care.
                      Dear sir,
                      My name is Prasoon srivastav my id is blocked.my loac a/c no.is410CDD29150563.i have not recevied my bajaj finserve card.so i can request you to unblock my id or a/c. I pay all emi for my loan a/c so i request plz unblocked my id.in future i will purchase any product for emi option

                      Thak you sir
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                        A
                        Ankikhosla
                        from Pinjaur, Haryana
                        Aug 9, 2017
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                        My registered mobile no for the case is [protected].
                        I have been giving my instalment timely but due to some technical issue last instalment was not deducted timely, and i was ready to pay the cash. But you people have deteriorated my cibil.
                        You have pathetic service, pathetic customer satisfaction. I 'll not pay further instalments if my cibil will not be improved.
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                          M
                          manojelipe
                          from Bhadrachalam, Telangana
                          Aug 7, 2017
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                          Address: Hyderabad, Andhra Pradesh, 500072

                          Hi i applied for a credit card and got a message saying that the card is approved and will receive in 5 working days but till now did not receive my credit card and just want to know how to trtack my credit card dispatch status so that i can track my delivery schedule. I updated my address for the bajar account but still it is showing the old address please resolve the issues asap

                          Baja customer i'd :30409187
                          Aug 02, 2017
                          prabhat s jha's response
                          my emi card is block what reson
                          please unblock my card
                          my register mobile no-[protected]
                          my card no-[protected]
                          my name is prabhat surendra jha
                          My emi card is block wath rason
                          my register mobile no-[protected]
                          Please stop calling on my number.
                          my heartly request to stop these recorded calls.
                          my number is
                          [protected]
                          Hello, iam your one of customer, 3 instalments r pending b me, mr. rajkamal kukreti from delhi calling and using very bad language, his no: [protected] i wish the higher athorities to look in matter, date of incident : 3/8/2017
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                            R
                            Rajarathinam Ezhilarasu
                            from Thiruvananthapuram, Kerala
                            Aug 7, 2017
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                            Address: Mumbai City, Maharashtra
                            Website: www.bajajfinserv.in

                            Please take a note that bajaj finserv have offered me salaried online personal loan with the below benefits:

                            1) nil foreclosure charges. Any time, post clearance of your first emi

                            2) part prepayment post clearance of the 1st emi, the customer is allowed to pay up to 6 times in a calendar year (Minimum amount per part payment is = emi x 3 and no limit on the maximum amount per prepay transaction)

                            Today i called up the customer care to check on the outstanding principal amount and the procedures to foreclose the said loan account. To my surprise and shock, i was informed that 4.8% of the principal amount will be charged as foreclosure charges. Whereas while availing the loan in jul 2015, the loan was informed that salaried online personal loan does not attract any foreclosure charges.

                            I was also informed that, after 1st of june'16 they have decided to levy 4% foreclosure charges hence violating the loan agreement. No prior communication was sent to us before 01 jun 2016.

                            Customer care has been responding with the above standard reply.

                            Please look into it and provide me with a resolution.
                            I am getting calls from bajaj finance on every day even I have blocked their 62 numbers. Please remove my number from your database [protected] otherwise I will take a legal action.

                            I have not taken any loans from bajaj finance and I don't know how they got my number and they are calling me everyday and wasting my time.
                            Dear Team Bajaj,

                            Kindly do not irritate me by calling 5 to 6 times in a day offering Loan to me.
                            I am not interested in any kind of loan

                            Kindly delete my no. [protected] from your database else I will be compelled to go to consumer court.

                            Thanks

                            Abhijit Indu
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                              C
                              chameli bakshi
                              from Raipur, Chhattisgarh
                              Aug 6, 2017
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                              Address: 492013

                              . Bajaj finance pvt. Ltd.

                              Govt. Regd.-574/59542:
                              Head office – bajaj finance company ltd. Rajaji nagar prakash nagar near icici bank banglore.
                              Pin code -560001

                              No:[protected] date: 01 august.2017

                              Mr. Atul bakshi
                              Bajaj finance –personal loan
                              Bajaj finance offering competitive products and services to deliver superior value and more importantly suit customer needs. Bajaj finance offers personal loan with benefits like:-
                              • fast processing
                              • simple documentation
                              • small emis with longer tenure
                              • attractive personal loan rate.
                              Click for knowing salaried and self-employed criteria of bajaj finance of personal loan

                              Salaried individuals rate of interest of bajaj finance personal loan

                              Rate of interest of bajaj finance personal loan (List edited on :01/04/2015)
                              Interest rate 2%year

                              Bajaj finance ltd.
                              Eligibility criteria for bajaj finance personal loan
                              Age of applicant min-20 years - max-60 years.
                              No. Of years in employment 2 years & above
                              Current experience 1 year & above


                              Loan amount offered by bajaj finance
                              Minimum funding rs.1, 00, 000/-
                              Maximum funding rs. 5, 00, 00, 000/-

                              Loan tenure offered by bajaj finance personal loan
                              Minimum tenure 12 months
                              Maximum tenure 180 months

                              Turn around time of bajaj finance personal loan
                              Turn around time 3 to 11 working days

                              Agreement fee of bajaj finance personal loan
                              Agreement fee r. S. 2, 600/

                              Prepayment charges of bajaj finance property loan
                              Foreclosure charges 5% of outstanding principal (Can be foreclosed after 6 months only)


                              E m i for personal loan
                              E m i : - p m 5 lacs (4, 025/-) personal base}


                              Bajaj finance ltd.

                              Documents required bajaj finance personal loan
                              Identity proof passport/ driving license/pan card/photo credit card (With embossed signature and last two months statement)/ banker’s sign verification.
                              Age proof pan card/ passport/ driving school leaving certificate/ voter’s card/ birth certificate/ lic policy (Only for age proof).
                              Address proof passport/ telephone bill (Bsnl/mtnl)/ electricity bill/ title deed of property/rental agreement/ driving license/ election id card/ photo-credit card (With last two month statements)
                              Income proof latest salary slip/current dated salary certificate with latest form 16
                              Job continuity proof form 16/relieving letter/appointment letter.
                              Banking history credit card embossed copy (With latest 2 month statement)/ existing loan sanction letter (With latest 9 month bank statement.)

                              Whether it's for realising a dream or a business need, bajaj finance can help in personal loan.
                              Rajaji nagar prakash nagar near icici bank banglore
                              Pin code - 560001

                              Disclaimer: please note that the interest rates and eligibility criteria given here are based on the market research. To enable the comparisons certain set of data has been reorganized / restructured / tabulated. Users are advised to recheck the same with the individual companies / organizations. This site does not take any responsibility for any sudden / uninformed changes in interest rates.


                              Bajaj finance ltd. To
                              Dear
                              Mr. Atul bakshi
                              S/0
                              Nayachandra mulshankar bakshi

                              With reference to your application dated 31 july.2017 for a loan of (Rupees five lacs only (5, 00, 000), we have pleasure in sanctioning you an amount of 5, 00, 000 (Rupees five lacs only) subject to the following terms and conditions.

                              1. Nature of limit — 15 year
                              2. Loan amount — 5, 00, 000/- (Rupees five lacs only)
                              3. Margin — 40% of the total cost
                              4. Purpose of the loan — personal loan
                              5. Period of the loan — 15 years
                              6. Rate of interest — minimum 2% p. A. ¬¬¬

                              Interest to be debited annually on simple basis during the repayment holiday / moratorium period and thereafter applied quarterly on a quarterly compounding basis

                              .7. Agreement charge — 2, 600/- (For stamp papers)

                              Baja

                              8. Repayment — one month installments 4, 025/- rs. / per one month


                              9. Disbursement — the loan will be disbursed in stages as per the
                              Requirement extent possible

                              10. Security @ — pledge of securities (* please specify)


                              Mr. Sanjiv kumar

                              Id no: a107


                              11. Broken period @ — encumbrance certificates for the period’s up to
                              Encumbrance the date of creation of emi and four months thereafter, should be
                              Produced @ wherever applicable.
                              12. You are requested that the applicant deposit a income base proposal agreement fee to his / her finance agent sum of 2, 600 /- (Two thousand six hundred only) by cash in favour of adv. Mr. Sanjiv kumar a/c no. [protected]. (S. B. I) herein after called the lenders of preparing the agreement reports
                              Bajaj finance ltd.
                              Additional terms & conditions
                              1) the borrower shall utilize the loan only for the purpose for which it is sanctioned and
                              The purpose should not be for hoarding, speculation or activity restricted by
                              Government of india or state government or local bodies the borrower agrees to
                              Submit proof of end use of the loan proceeds as stipulated by the bank
                              2) the borrower undertakes that the loan will not be utilized for investment in non-banking
                              Business or in agriculture or plantation or real estate business or construction of farm
                              House or for trading in transferable development rights (Tdrs) (Applicable for non
                              Resident indian borrowers only

                              Yours faithfully, signature of the applicant / loan

                              To,
                              The police commissioner,
                              Bangalore police
                              Bangalore

                              Sub:- complaint against bogus bajaj finance company loan service providers from bangalore
                              Respected sir,

                              I atul bakshi, son of mr. (Late) n. M. Bakshi, r/o house no 754, sunder nagar, aadarsh chowk near toll plaza, raipur 492013 recently applied online personal loan application through so-called bogus mail i. D. For rs. 50.0000 for expansion of my wife business vide their registration i. D.[protected] in which i got printed application from their office bajaj finance company limited, rajaji nagar, prakash nagar near, icici bank bangalore mobile n0 [protected] deposit rs. 2700/- as proposal agreement cost which i have deposited in a/c of sanjeev kumar vide a/c no [protected] no ifsc code no. State bank of india, who is so-called an advocate of the company vide his id no a-107
                              After two days they asked me to deposit reputedly in same a/c by way of banking security - charges, bank margin money late fee and reconsideration of loan application so, paid them till date more than rs7300/- deposited on 5th august-2017 in the a/c of mr. Amit kumar the so-called sbi branch manager vide his a/c no [protected] ifsc code no 0016955 branch saurikh kannauj pin code 209728 in same a/c through state bank of india ssi branch, raipur, they demanded of 20, 000/- bribe for sanction of my loan i regret to inform you till date i have not received my loan amount in my a/c after my financially, mentally & physically lost ad they cheated me by all undue manners and damaged name of hon. Prime minister, kvic and ministry of msme, and played dirty ill full practices with the innocent people of india.
                              There is systematic criminal nexus of their so-called project manager, admn. Manager, accounts and advocate and sbi branch manager, their name-wise, amit kumar (Branch-manager-sbi) mobile no[protected], sanjeev kumar and one agent who are constructed mastermind plan for looting public money those who very much intending to develop their own business through the vital assistance from kvic and in the name of hon. Prime minister.
                              I will send all the copies of bank transfer receipts, their application form pattern and their mails which i received from them,
                              I therefore, earnestly request, your kind personnel to take up this issue on priority and conduct high level inquiry and take stern action all the nexus gang to who are looting innocent public money and damage high status of our beloved prime minister, khadi villege industries commission (Kvic) and ministry of msme and give us proper justice, to all meager income group people including me.

                              A line in reply in the context of the above cited matter shall be highly solicited.
                              Thanking you,
                              Yours faithfully,

                              (Atul bakshi)

                              Place: - raipur
                              Date: - 6th august 2017
                              Aug 06, 2017
                              Updated by chameli bakshi
                              To,
                              The Police Commissioner,
                              Delhi Police,
                              New Delhi

                              Sub:- Complaint against bogus KVIC loan service providers
                              Respected Sir,

                              I Nikuj Acharya, son of Mr. (Late) Bhagwati Prasad Achrya r/o 92, Mahavir Smurti Society Opp. C.P. Nagar Ghatlodia, Sola road, Ahmadabad 380061, prop. of Kops Security Service, recently applied for PMEGP (Pradhan Mantri Employment guarantee programme ) online loan application through website http://www.kviconline.gov.in for Rs. 50.00000 for expansion of my business vide my registration I.D. EVKWBB40-69195 in which I got printed application from their office K-Block, 2nd floor, K KVIC head office Old Hindu college C.P. near kashmiri gate Delhi 110 001 mobile no (+91)[protected], 87262140, AND I RECEIVED MAIL FROM [protected]@GMAIL.COM to deposit Rs. 3000/- as project report preparation cost which I have deposited in a/c of sanjay kumar vide a/c no [protected] IFSC code no. 11826 state Bank of India, Dist. Betia Hata, Gorakhpur (U.P.) 273001 .
                              After one week they asked me to deposit reputedly in same a/c by way of NEFT-Charges, Bank Margin Money late fee and reconsideration of loan application so, paid them till date more than Rs. 1.40.000 in same a/c through State Bank of India, Ahmedabad, nut I regret to inform you till date I have not received my loan amount in my a/c after my financially, mentally & physically lost ad they cheated me by all undue manners and damaged name of Hon. Prime Minister, KVIC and Ministry of MSME, and played dirty ill full practices with the innocent people of India.
                              there is systematic criminal nexus of their so-called project Manager, Admn. Manager, Accounts and General Manager, their name-wise, Deepak Kumar (Admn.) mobile no [protected], [protected], Santosh Kumar mobile no [protected]-[protected] and Mr. sanjay Kumar who are constructed mastermind plan for looting public money those who very much intending to develop their own business through the vital assistance from KVIC and in the name of Hon. Prime Minister.
                              I will send all the copies of bank transfer receipts, their application form pattern and their mails which I received from them, I have kept safe call-details of conversations which I can personally produce to Delhi police office.
                              I therefore, earnestly request, your kind personnel to take up this issue on priority and conduct high level inquiry and take stern action all the nexus gang to who are looting innocent public money and damage high status of our beloved prime Minister, Khadi Villege industries commission (KVIC) and Ministry of MSME and give us proper justice, to all meager income group people including me.

                              a line in reply in the context of the above cited matter shall be highly solicited.
                              Thanking you,
                              Yours faithfully,

                              (Nikunj B Acharya)

                              Place: - Ahmadabad
                              Date: - 6th August 2017
                              Aug 06, 2017
                              Updated by chameli bakshi
                              To,
                              The police commissioner,
                              Bangalore police
                              Bangalore

                              Sub:- complaint against bogus bajaj finance company loan service providers from bangalore
                              Respected sir,

                              I atul bakshi, son of mr. (Late) n. M. Bakshi, r/o house no 754, sunder nagar, aadarsh chowk near toll plaza, raipur 492013 recently applied online personal loan application through so-called bogus mail i. D. For rs. 50.0000 for expansion of my wife business vide their registration i. D.[protected] in which i got printed application from their office bajaj finance company limited, rajaji nagar, prakash nagar near, icici bank bangalore mobile n0 [protected] deposit rs. 2700/- as proposal agreement cost which i have deposited in a/c of sanjeev kumar vide a/c no [protected] no ifsc code no. State bank of india, who is so-called an advocate of the company vide his id no a-107
                              After two days they asked me to deposit reputedly in same a/c by way of banking security - charges, bank margin money late fee and reconsideration of loan application so, paid them till date more than rs7300/- deposited on 5th august-2017 in the a/c of mr. Amit kumar the so-called sbi branch manager vide his a/c no [protected] ifsc code no 0016955 branch saurikh kannauj pin code 209728 in same a/c through state bank of india ssi branch, raipur, they demanded of 20, 000/- bribe for sanction of my loan i regret to inform you till date i have not received my loan amount in my a/c after my financially, mentally & physically lost ad they cheated me by all undue manners and damaged name of hon. Prime minister, kvic and ministry of msme, and played dirty ill full practices with the innocent people of india.
                              There is systematic criminal nexus of their so-called project manager, admn. Manager, accounts and advocate and sbi branch manager, their name-wise, amit kumar (Branch-manager-sbi) mobile no[protected], sanjeev kumar and one agent who are constructed mastermind plan for looting public money those who very much intending to develop their own business through the vital assistance from kvic and in the name of hon. Prime minister.
                              I will send all the copies of bank transfer receipts, their application form pattern and their mails which i received from them,
                              I therefore, earnestly request, your kind personnel to take up this issue on priority and conduct high level inquiry and take stern action all the nexus gang to who are looting innocent public money and damage high status of our beloved prime minister, khadi villege industries commission (Kvic) and ministry of msme and give us proper justice, to all meager income group people including me.

                              A line in reply in the context of the above cited matter shall be highly solicited.
                              Thanking you,
                              Yours faithfully,

                              (Atul bakshi)

                              Place: - raipur
                              Date: - 6th august 2017
                              . Bajaj finance pvt. Ltd.

                              Govt. Regd.-574/59542:
                              Head office – bajaj finance company ltd. Rajaji nagar prakash nagar near icici bank banglore.
                              Pin code -560001

                              No:[protected] date: 01 august.2017

                              Mr. Atul bakshi
                              Bajaj finance –personal loan
                              Bajaj finance offering competitive products and services to deliver superior value and more importantly suit customer needs. Bajaj finance offers personal loan with benefits like:-
                              • fast processing
                              • simple documentation
                              • small emis with longer tenure
                              • attractive personal loan rate.
                              Click for knowing salaried and self-employed criteria of bajaj finance of personal loan

                              Salaried individuals rate of interest of bajaj finance personal loan

                              Rate of interest of bajaj finance personal loan (List edited on :01/04/2015)
                              Interest rate 2%year

                              Bajaj finance ltd.
                              Eligibility criteria for bajaj finance personal loan
                              Age of applicant min-20 years - max-60 years.
                              No. Of years in employment 2 years & above
                              Current experience 1 year & above


                              Loan amount offered by bajaj finance
                              Minimum funding rs.1, 00, 000/-
                              Maximum funding rs. 5, 00, 00, 000/-

                              Loan tenure offered by bajaj finance personal loan
                              Minimum tenure 12 months
                              Maximum tenure 180 months

                              Turn around time of bajaj finance personal loan
                              Turn around time 3 to 11 working days

                              Agreement fee of bajaj finance personal loan
                              Agreement fee r. S. 2, 600/

                              Prepayment charges of bajaj finance property loan
                              Foreclosure charges 5% of outstanding principal (Can be foreclosed after 6 months only)


                              E m i for personal loan
                              E m i : - p m 5 lacs (4, 025/-) personal base}


                              Bajaj finance ltd.

                              Documents required bajaj finance personal loan
                              Identity proof passport/ driving license/pan card/photo credit card (With embossed signature and last two months statement)/ banker’s sign verification.
                              Age proof pan card/ passport/ driving school leaving certificate/ voter’s card/ birth certificate/ lic policy (Only for age proof).
                              Address proof passport/ telephone bill (Bsnl/mtnl)/ electricity bill/ title deed of property/rental agreement/ driving license/ election id card/ photo-credit card (With last two month statements)
                              Income proof latest salary slip/current dated salary certificate with latest form 16
                              Job continuity proof form 16/relieving letter/appointment letter.
                              Banking history credit card embossed copy (With latest 2 month statement)/ existing loan sanction letter (With latest 9 month bank statement.)

                              Whether it's for realising a dream or a business need, bajaj finance can help in personal loan.
                              Rajaji nagar prakash nagar near icici bank banglore
                              Pin code - 560001

                              Disclaimer: please note that the interest rates and eligibility criteria given here are based on the market research. To enable the comparisons certain set of data has been reorganized / restructured / tabulated. Users are advised to recheck the same with the individual companies / organizations. This site does not take any responsibility for any sudden / uninformed changes in interest rates.


                              Bajaj finance ltd. To
                              Dear
                              Mr. Atul bakshi
                              S/0
                              Nayachandra mulshankar bakshi

                              With reference to your application dated 31 july.2017 for a loan of (Rupees five lacs only (5, 00, 000), we have pleasure in sanctioning you an amount of 5, 00, 000 (Rupees five lacs only) subject to the following terms and conditions.

                              1. Nature of limit — 15 year
                              2. Loan amount — 5, 00, 000/- (Rupees five lacs only)
                              3. Margin — 40% of the total cost
                              4. Purpose of the loan — personal loan
                              5. Period of the loan — 15 years
                              6. Rate of interest — minimum 2% p. A. ¬¬¬

                              Interest to be debited annually on simple basis during the repayment holiday / moratorium period and thereafter applied quarterly on a quarterly compounding basis

                              .7. Agreement charge — 2, 600/- (For stamp papers)

                              Baja

                              8. Repayment — one month installments 4, 025/- rs. / per one month


                              9. Disbursement — the loan will be disbursed in stages as per the
                              Requirement extent possible

                              10. Security @ — pledge of securities (* please specify)


                              Mr. Sanjiv kumar

                              Id no: a107


                              11. Broken period @ — encumbrance certificates for the period’s up to
                              Encumbrance the date of creation of emi and four months thereafter, should be
                              Produced @ wherever applicable.
                              12. You are requested that the applicant deposit a income base proposal agreement fee to his / her finance agent sum of 2, 600 /- (Two thousand six hundred only) by cash in favour of adv. Mr. Sanjiv kumar a/c no. [protected]. (S. B. I) herein after called the lenders of preparing the agreement reports
                              Bajaj finance ltd.
                              Additional terms & conditions
                              1) the borrower shall utilize the loan only for the purpose for which it is sanctioned and
                              The purpose should not be for hoarding, speculation or activity restricted by
                              Government of india or state government or local bodies the borrower agrees to
                              Submit proof of end use of the loan proceeds as stipulated by the bank
                              2) the borrower undertakes that the loan will not be utilized for investment in non-banking
                              Business or in agriculture or plantation or real estate business or construction of farm
                              House or for trading in transferable development rights (Tdrs) (Applicable for non
                              Resident indian borrowers only

                              Yours faithfully, signature of the applicant / loan
                              My new mobile phone EMI amount is worng and my mobile phone lone segment not provide so my email id is ravirajrathod [protected]@gmail.com mo no [protected]
                              Thank
                              They issue one credit card, which I don't want, we never ask for that.they send it to me by force.we can't contact them any how.we cut the card and throw it.but they are withdrawing money from my a/c.how I stop them I don't know.pl.help.
                              Hi i had purchased mobile on 30 june acc number:404dfs42941543 policy number: im0562279 i had not choosen insurance for that without knowing me they opted for insurance... i dont want any insurance for my mobile.. cancel that before my emi gets deducted
                              My EMI of LED TV was already finish 2 yrs ago, even though without intimate to me, unnecessary Bajaj Finance kept my card activate and deduct card maintenance charges Rs. 117 per year. I don't want this card and facility again.
                              so pls. refund my money otherwise I will go to consumer forum.

                              Kanchan Titarmare
                              [protected]
                              While buying an AC, i applied for Card. I have not received any card. But EMI was credited from by bank account. Now I received an SMS saying tht inactive fees of Rs.99+GST will be applied. It was not said before. Now I would like to surrender the undelivered EMI Card, for their poor sales strategy.
                              Please stop calling to my number [protected]
                              Stop automated calls from different numbers. Its your marketing and technical disaster. Many people in my network who were thinking of taking loans, have told me thatthey will never look at Bajaj as option.

                              Pls stop this process immediately for your own and our good.

                              regards

                              scthkur
                              I have bought a TV in Bangalore and Bajaj finserv has informed that they are charging only processing fee for the cost of the TV,
                              I have availed loan for Rs.35500.
                              How come the loan amount increased to 48000?
                              I have the bill of TV with the amount paid to customer in cash!
                              Need a reply asap.
                              Helpful
                              2 other people found this review helpful
                              2 found this helpful
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                                S
                                Siddhusapparels
                                from Hole Narsipur, Karnataka
                                Aug 6, 2017
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                                Address: 560030
                                Website: Bajaj Finance

                                Team bajaj,

                                What the hell is wrong with you guys, again after discussing why you guys are adding my number to automated call list, due to this, i'm frustrated and i would like to close all my bajaj transaction and in addition to this, i would raise a complaint towards you guys on consumer court for continuous harassment through calls for loan..

                                If i get one more call, i would show you, what i will do and this is not just an email, and neither i just wont say in words, i will show what i can do later on,

                                My mobile number is [protected]
                                Jul 31, 2017
                                Seenu Mark's response
                                Bajaj Finance — emi card unblock

                                1 Review
                                Se Seenu Mark on Jul 31, 2017
                                Mark as Resolved

                                Hyy I am seeni my bajaj card has been blocked I am paying my dues correctly then why they blocked my card my customer ID is 6837645 and my EMI card no. is [protected]and please check it immediately I will wait for your reply please reply me soon
                                Hyy I am seeni my bajaj card has been blocked I am paying my dues correctly then why they blocked my card my customer ID is 6837645 and my EMI card no. is [protected]and please check it immediately I will wait for your reply please reply me soon
                                Dear Bajaj Finance team,
                                I am receiving regular phone calls from bajaj finance service from various executives regarding to take loan/overdraft. I am not interested to take any such loan . So please stop the same immediately, if not than i shall move to consumer court. My mobile no[protected]
                                I have purchased one Samsung inverter split ac by finance support. Now I want to Foreclose the account. So I want to know that when I shall get the NOC against this loan. How much time it takes to generate. Plz provide me relevant information about this matter as soon as possible.
                                Unnecessarily daily i am getting minimum 5-6 calls & messages from Bajaj Finance for loan related which is totally disturbing me. I request to stop such kind of calls & messages.
                                Siddhusapparels's [Complaint's author] reply, Aug 9, 2017
                                Before posting read my message clearly, i'm not from Bajaj i'm victim of Bajaj finance personal LOANs ####### calling me 8-10 times a day.

                                AND THIS IS COMPLAINT NOT A REQUEST FOR PERSONAL LOAN..
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                                  A
                                  Ajay Mudaliar P
                                  from Mumbai, Maharashtra
                                  Aug 6, 2017
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                                  My name is parandhaman p, my emi card no. [protected]. My card is temporary blocked. I request you please activate my card. This is not a good customer service. You people blocked my card without any prior intimation. I did not receive any prior massage regarding the same. This is a very disgusting service.

                                  Kindly resolve this issue.

                                  Thanks.
                                  [protected]
                                  Dear Sir,

                                  I am getting regular calls (8-10 calls in a day) on my mobile from bajaj finserv lending regarding loans. Please stop these calls immediately because I don't need any loans right now.

                                  Regards,
                                  Amit Sarkar
                                  Ranchi
                                  My emi card is block wath rason
                                  my register mobile no-[protected]
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                                    P
                                    Pavan55555
                                    from Hyderabad, Telangana
                                    Aug 6, 2017
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                                    Address: 515591
                                    Website: Bajaj

                                    Sir,
                                    My mob no. Is [protected]. I purchased one refrizerotar make samsung along with 8months extended warranty for which an amount of rs. 14600was financed by your company. An emi of rs. 1307- was to be paid by me for 8 month. The details of loan amount financed is as under.
                                    Loan financed against refrizerotar
                                    Loan financed against 8 years extend warranty - 720
                                    Total -
                                    Emi for 8 months - 14600 divided by 8= 1217

                                    I just wanted to stop my
                                    1years warranty emi, by mistake i have sent the sms to mobile no-[protected]
                                    So kindly help me to stop the amount of emi 90 for 1 years warranty

                                    Regards
                                    Nanjuripavanredd. Kadiri
                                    Mob no-[protected]
                                    +1 photos
                                    Daily 5 to 6 times phone calls from bajaj finserve end [protected] comes regarding to take loan. I am not interested to take loan . So please stop the same if not than i shall move to consumer court. My mobile no .[protected]
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                                      R
                                      Rupak Narvenkar
                                      Aug 5, 2017
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                                      Address: South Goa, Goa, 403706
                                      Website: www.consumercomplaints.in

                                      My complaint i got an extended warranty from bajaj allianz for my lloyd air conditioner. The policy number is og[protected]-00000005. The policy shows that the purchased brand is lg while i purchased a lloyd ac. Today after one year my ac had some problem with the pvc board which bajaj is not willing to replace as the policy shows that i bought an lg office. This is bajaj’s problem and not mine. I have sent them original bill and they have been giving me dates after date.in response finally they said that, it was an error in proposal form which they had received from bajaj finance agent. Request your help to have this resolved please.
                                      Please find the attachment of my policy.
                                      Waiting for your reply.
                                      Rupak v. Narvenkar
                                      +5 photos
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                                        gurbirsinghdhillon
                                        from Gurgaon, Haryana
                                        Aug 5, 2017
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                                        Dear sir ma'am
                                        I have been getting 4-5 calls daily from your company no (+[protected] which start with automated caller saying 'priya bajaj graha'. Inspite of me having subscribed to do not disturb service. They are very disturbing and always on odd hours. Therefore i am serving a legal notice cum final ultimatum to you to stop calling on my number or i shall be left with no remedy but to approach appropriate court.
                                        Thanking you
                                        Gurbir singh dhillon
                                        (Advicate)
                                        [protected]
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