Bajaj Finance Complaints & Reviews

I purchased three acs of voltas from great eastern, kankurgachi branch with the help of bajaj finance on august 16, 2018. At that time they (Means representatives of bajaj finserv) told me that there was inr 1500/- cash back offer for each ac, so i should get the cash back of inr 4500/- for three acs. As per their communication, i should get the cash back within 3 months of my emi start date.

After that my emi started from october, 2018 and as per their communication i waited till end of jan, 2019 but i didn’t get the cash back. I again asked to them, they told me to install the bajaj finance wallet to get the cash back. I installed and till waited for next three months as per their communication.

Now i have cleared all the emis but still now i’ve not received any cash back from bajaj finance even now they are not picking up my phone. When i tried to call from another number they picked and told me to contact to the bajaj finance office at sdf building, salt lake, sector 5, kolkata, west bengal, india. I tried to call to that office but no one picked the phone.

It is really an example of misguiding to force people to purchase products with the help of bajaj finance. They are basically doing the fraud and constantly telling us lie.

I want the cash back at any how. Please look into this.

Dear sir / madam,

On 19/07/2019, my sb account no. [protected] of bank of maharashtra debited with inr 117 by bajaj finance carrying transaction reference no. As ach/tpcf bajaj finance/[protected]

I do not have any loan or any pending dues with bajaj finance. Therefore request you to check from your end for wrong debit
Could you refund the amount and credit in my sb account.

Look forward for your response

Regards,
Satish gaud

I am a regular customer of your company.my mobile no [protected].i have some financial problems in this month and till now not unable to my due of this month..but I am trying to pay as soon as possible..

But some of agents are call me, visiting my home, giving call to my family and saying so many bad words..I am harassed..

Please help me

Bajaj finserv has deducted inr 117 from my bank account today 18th july 2019 as ' bajaj finserv emi card inactive fee'. I was not informed of any such charges at the time of issuing the card. Else i would have cancelled the card. The amount has been auto deducted without my concent. How can it be done. Please help and suggest if i should go legal to them.

I have been reciveng calls from bajaj finance to take a loan, even if i told that i dont want they are calling me again and again weekly 2 to 3 times. I have registered for national dont call registery but still they call.
I have been sending email from long time, after sending email 2 weeks i wont get any phone calls then again they start calling

I am a cyclist i go for long rides in my bycycle it will be erratating when i get such calls

Hi Team
I am customer of Bajaj Finance

1. Comsumer Finance A/C: 400ECFEE495524 ( EMI Date: 02nd of every month) --- EMI Amount : Rs.2760
2. Consumer Finance A/C : 400ECFEE500115 ( EMI date : 02 of every month) EMI Amount : Rs. 2371
3. Salaried Flexi Loan A/C : 400SAF[protected]EMI Date 5th of Every month). -- EMI Amount : Rs. 11980

There is a amount of Rs: 2980 has been deducted from my account today (18th July 2019). This amount of Rs: 2980 is a dispute amount. Can you please let me know for what this amount has been deducted.

महोदय मैंने दिनांक 15/07/2019. ₹300000 का Bajaj Finance Ltd के द्वारा पर्सनल लोन लिया था परंतु अब मैं उस लोन के पैसों का भुगतान करके लोन को को बंद करवाना चाहता हूं इसलिए मैं दिनांक 17/07/2019 को पर्सनल लोन डिपार्टमेंट के ऑफिस में जाकर पैसा देने का आवेदन करता हूं पर कंपनी पैसा नहीं ले रही हैं कहते हैं कि पहली किस्त के बाद हि लोन का पूरा पैसा ले लिया जाएगा परंतु मैं पैसों का भुगतान बाई चेक के द्वारा करके लोन बंद कराना चाहता हूं
लोन की संपूर्ण जानकारी

Dear JITENDRA,
Do a quick check of your Loan details and provide consent by clicking on the link below.
Application ID: 14568098
Loan Amount: INR 304530
ROI: 21%
Tenor: 5 years
Loan Type: Term Loan - H
EMI: INR 8346
EMI cycle date: 5
First EMI date:[protected]
Processing Fees: INR 5390
Convenience Fees: INR 4499
Stamp Fee: INR 500
VAS: INR 1
Insurance Premium: INR 4530
Sum Assured: INR 300000
Net Disbursement Amount: INR 289610.
All above fees are inclusive of GST. Terms and Conditions applicable: https://www.bajajfinserv.in/terms-and-conditions
Click here to accept these details and process your application: http://msg.mn/I35QhQ
Any previous communication on commercial stands null and void.
Thanks,
Team Bajaj Finserv.

कृपया मुझे लोन बंद करवाने की कृपा करें ताकि मैं भारी ब्याज दर ना लग सके धन्यवाद। प्रार्थी जितेंद्र शर्मा
मोबाइल नंबर [protected]

Constant calls from bajaj finance everyday, sometimes even three to four a day. It's bordering on the lines of harassment with calls disturbing me throughout the day inconsiderate of my day. It's annoying, disturbing, and they call from different numbers that look like mobile numbers and we can't keep blocking each number all the time. Even if we block one number they call from a different one.

Dear Team,

I would like to know more about the deduction of Rs. 117.00 from my bank account on 29-May-2019 with reference CMS/[protected]/BAJAJ_AUTO_CD__403SPL02.

Currently I don't have any loans/Credit cards/finance with Bajaj. Please let me know about the transaction. I have noticed similar compliance from other people.

Please address the issue, let me know in case of more details is required.

Thanks
Satish

I am Kunal Sonk and having a loan from Bajaj, We had a settlement discussion going on and i have promised to pay by the end of this month. In spite of having all these conversations, My family and i are getting harassed by goons from Bajaj. They call till 11 pm on everyone's mobile phone in my family and threatened by saying that they will seal our house if we do not pay immediately. They have called most of my office colleagues, family members and neighbours. On top of it, A girl from bajaj is using abusive language with my wife and threatening her also.

Dont know from where they got all the family members mobile details and why they called them. Its a matter of self respect

This is really a big and very sensitive matter. On top of it, Bajaj people are threatening them. We all have been really disturbed by late night calls from them and threatened.

A lady from Bajaj (Pinky Arora) is keep calling everyone in my contact to get the loan amount as her target is not completed. Why she use abusive language like she is very illetrate.
I am also going to lodge FIR on Saturday when i have a week holiday. Also request you also to look into this matter.

Hoping for the quick action from your side.

Regards
Kunal Soni

It is very big issue login . when i want to open my user id its didn't it is very harrashment to me i am not a free man my loan is completed i want my ndc but my login id is blocked how they blocked i dont know it is a very big issue for me plz look at my issue and as soon as possible to unblock my user id/number
my number is [protected]...
thanking you ...
yours faitfully
gimanshu shukla

I have used the Bajaj Finserve EMI card and have paid the EMIs and even received a confirmation from teh Bajaj system that EMI has been received. I am still receiving call after call saying EMI is not paid. I have written 5-6 emails to Bajaj customer service and they ignore calls as we have received the payment. How can I ignore calls when they are disturbing me everyday. And why are the calls coming to me if I have made the payment and you have acknowledged the payment? Now calls and smses have increased and the sms now shows interest added and they are threatening legal action. I have made the payment 9 days ago still they are threatening me. I dont get this stupid company. Better to stay away from such unprofessional and beggar like companies. Never again will I use Bajaj for anything.

I am an unfortunate customer of Bajaj Finance. Having Loan account no - 405HPVEI273309 for Rs.269650 and Loan account - 405HSLEI273291 Rs.4816000.

I am in touch with Mr. Zishan Siddiqui (Thane Branch) who is processing my Loan Accounts. This guy is not at all giving me any solution on my queries. He had made lot many mistakes while processing my Loan.

1. He had closed my Previous LIC HFL loan account without taking my consent.

2. Total Loan amount ( Home Loan + VRPL) is 5085650/- but actual outstanding with LIC HFL was 5075000/-. RM is not replying on this. Why processed with higher principle amount ?

3. He didn't inform me that Loan Tenure will be 25 years only if i am transferring going for BT and only 80% of agreement value will be processed. Result of which i am end up paying higher EMI on BT + VRPL.

4. Instead of paying less EMI after BT, i am paying Rs. 1500 more on my EMI. Which ridiculous. why i suffered of this ?

5. I told him to keep my Loan EMI disbursement date same as beofre with LIC HFL, but he made it 05th of every month instead of 10th. To change this date to 10th, RM is not giving me any update. Just saying it is done but this month Loan EMI has been returned twice due to Mr. Zishan's falls commitment.

6. I had processed my Loan before with LIC HFL. my interest rate has been increased but EMI was same. So Mr. Zishan is saying that LIC HFL had increased my Loan tenure to 27 ot 28 years from 25 years. I am asking for the details/ proof of it, he is not giving me that proof. Just giving me a falls commitment.

7. I asked him to keep VRPL for same tenure or at least 20 years but he processed it with 10 years tenure and didn't give me any information on it. I asked him to increase tenure to 20 years and he gave me commitment that will done till 10th of June 2019 but till today it is not done. and Mr. Zishan Siddiqui is not giving proper reply on it.

8.I had mentioned correct Email ID while filling up my Form but wrong email ID was mentioned on system. Which is absolutely unacceptable.

9. He also gave me falls commitment that i will get extra Loan of Rs.400000/-. He dragged this almost 2 months then he said it is not approved.

10. He is not responding to me on time. Not speaking to me properly. whenever i called him either he is in Meeting or he kept his mobile on charging.

11, He also committed to that that there is no charges for BT and also no charges for Prepayment and Foreclosure. I am have doubt not about this comments by Mr. Zishan Siddiqui.

12. Mr. Zishan not giving me any proof of closure of my LIC HFL loan account. He directly go to the LIC closed my account.

13. Whenever i follow up for anything he always says " You work is done Sir. Everything is done" and at the end nothing had happened. Every time i have follow up with him for pending things. There is no single when he called upfront and give me details.

14. If i chase strongly, He always used give me warning recall of loan to LIC HFL. This is purely harassment.

Mr. Zishan Siddiqui played with my emotions, he wasted my time and money both. Absolutely an unprofessional behavior.

I want Bajaj Finance to take strict action on this. If Mr. Zishan Siddiqui is correct then i am so sorry Bajaj is having worst ever system in the world for Customer Satisfaction. This RM has no sense to work for Customer. please change my RM and take action on this guy.

If no action taken on this immediately, i will knock the next door till RBI ombudsman but i will not tolerate this inconvenience like that.

Mera nam idris khalil sayyed he my ne bajaj fanace se lone liya he or us ke 2 emi my bhar nahi paya q ki mera job chut gaya he isliye bajaj k recocry agent mera papa ko cal kar k gali de rahe he or mujhe bhai or meri wife ko bolta he k pese bhane ki awqat nahi he to mere sath aa k so ye tariqr ki bhasha used kar rahe he us agent ka mobile no [protected] ye no se cal kiya tha or my ne us ki complent police k pass bhi ki he or aap bhi is pe action lo

Dear sir/mam, this is to inform you that recently i had purchased samsung galaxy a50 from my bajaj finserv lending. I have not taken any mobile insurance but if i check my details at bajaj finance website online that shows emi of my mobile insurance with total amount of rs. 1924/- besides the mobile emi. Bajaj finance has been insured my mobile. I will not pay any insured amount of my mobile because i m not interested to take this insurance. Kindly request you to cancel my mobile insurance loan #467dfses400238 as soon as possible and send me the confirmation of cancellation of mobile insurance immediately. Thanks and regards jaya krishna (Registered mobile no.) [protected]

Loan Account number - 508DPF[protected] Loan Amount Rs 16990
Loan Account number -5080CD[protected] Loan Amount Rs 28300

These are the details i have cleared with all the dues. I have missed the payment only once, i.e only one month on May 2019 bounced the payment.
And i have made online payment on 07/05/2019 with the penalty. Bounce charge of Rs 450 has been paid on 07/05/2019 for both the account. Other than...

I purchased AC with the help of Bajaj Fin. ltd (WB) from Khosla Electronic Madhyamgram on 29.04.2019 order no.01122/1920/01589 name arpita sarkar. The AC is defected and Khosla cheated and IFB not replaced it till date. I should be paid EMI to your company after replacement of my AC. In this regard a Complaint has been lodged and is being under process.

Dear sir/ mam, my loan a/c573rdl74484090 want to change my emi date. Kindly help me keep my cibil clean and update my emi date is 5th day of every month need to change it to 11th day of every month, cause my confirm source of money is on 10th day of month to make arrangement on 5th day i suffer alot. I requested to baramati branch but they denied...
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Sir i have taken personal loan on bajaj finance rs 400000 but bajaj finance staff insurance and hiden charge in deduct in my acount loan payment plz refund my payment on cpp and credit vidya fees. Thanku my acount payment cpp 3099 rs and credit vidya fees rs 2499 plz refund my both payment. Thanking youmy acount paymnt 379238 but payment is 386400 rupees both payment difference credit on my account

Emi of rupees 3485/- not deducted on today that is 02.07.2019, even my concern account is well funded from morning.

My loan account is 577pst49215326

Even i try to call any executive but customer care number you have given has no any option to deposit our complaint to you.

Please resolve the issue

I not want any penal or extra charges.