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Bajaj Finance Complaints & Reviews

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Updated: Nov 4, 2025
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S
SaiKisho
from Jamnagar, Gujarat
Jun 25, 2019
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Address: 560016

My bad time, i had taken a loan some time (5 years back) from bajaj finance and it is closed some years back. Now i'm getting frequent automated/manual calls from bajaj finserv alomost 5 to 6 times a day, the same call and the same subject on low interest loans! These calls are coming irrespective of times and also all the days including holidays. Some times i am in very important chief executive's meetings, i'm totally embarrassed with this, i would like to point out that i'm working as a senior level person in private company and mostly i'll be in sensitive meetings, these calls are really disturbing me a lot and sometimes more and more irritating, i am not in the condition of purchasing any loan from you and i'm not interested at all, i request you to remove my mobile number from your systems and help me to avoid these nuisance calls. Please understand my situation and help.

I don't know i am loosing my patience on these nonsense people.
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    Brtp
    from Vijayawada, Andhra Pradesh
    Jun 24, 2019
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    Address: 510A, NCL LB Godavari, Pipeline Road, Pet Basheerabad, Hyderabad, Hyderabad, Telangana, 500067

    Dear Concern,

    On March 1st week, your marketing person contacted me and offered me of Super card which is updated version of EMI card. And he insisted that there will be no annual charges for this.
    In the next version he explained me if you spend up to Rs. 2000/- then you will be free from annual charges. First I didn't believe this then I convinced with their strong promise.
    Before the card confirmation the credit card department also said there will be annual charges + GST. At the time of their tele conversation I don't like to take if the annual fee is there. Between our conversation your marketing person entered again and promised me if you spend Rs. 2000/- with in two months you will get back your annual fee amount. You can listen my audio version at the time of card confirmation available with RBL CC team.
    But it is not done and I have written a letter to RBL team. They are not accepting to refund my annual fee amount after I made the 7 thousand odd amount with in 2 months. I have spent Rs. 7847/- only. But I am continuously receiving bills on every month from April.
    You are cheated on me. And I am not happy with this cheating business. Am going to cancel my RBL Super Non-sense card and your EMI card also. I will not continue with BajajFinserv in future also.

    Please do contact me by mail only. I will not listen to your bajaj so called 'customer care' representatives.

    T. Babu Rao
    baburao.[protected]@gmail.com
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      J
      Jun 24, 2019
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      Address: 411041

      Big harassment from bajaj finance. Daily 3 to 4 calls from different numbers. I always block these numbers but they call from different numbers (Of jio, idea and vodafone). Today received from number [protected] from delhi. Sometimes came from bihar, gujarat, mp. These is big nuisance. I kept my number in dnd still i am getting these calls. Callers are awful people
      Sir i used loan against air conditioner in april 2018 i already paid my amount but still they deduct 117 Rs. annual inactive fee from my account without my permission on 17th june so pls. resolve asap
      contact no. [protected], [protected]
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        A
        Abhay D
        Jun 24, 2019
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        Address: Jodhpur, Rajasthan, 342001

        Getting fake calls from bajaj finance from number [protected], [protected]

        To give loan at 0% interest. No email on website, asking to send documents on whatsapp.

        Need attention on this to stop fake people from looting innocent people money.

        They asking for a pre-deposit of 25000

        The group name is lady with a name of ritika sharma she says. I wanted that i am already aware, but other innocent people may get in their trap and put money on their bank account in dreams of getting loans which will never be fulfilled.

        This needed urgent attention from bank and related goverment departments.
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          vikram77vik
          from Delhi, Delhi
          Jun 24, 2019
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          Address: FLT 178 2ND FLOOR RAJPUR EXTN, CHHAITAR PUR NEW DELHI NEW DELHI, New Delhi, Delhi, 110068

          Dear team,

          This is really disappointing the way bajaj finserv dealt with me regarding emi payment which i have already paid, however they not only harassed me but reach to my home and asked money to my family without any intimation.

          I have been asked for bouncing charges which i have explained multiple times on mail and call as well that the bank detail which was updated at the time i bought ac from croma was not in use but bajaj finserv spoke person told me not to worry sir our executive will come to your place and fill ecs form and take cancel cheque and update the same however the same has been provided to executive but it was not updated.

          However whenever i get bouncing loan emi msg i asked to customer care and they told me you just need to pay emi amount and we will take waiver for bouncing charges as it is not you fault. Meanwhile bajaj finserv now asking about bouncing charges as i have make the payment of 12 emi but they adjusted my last emi with bouncing charges.

          This is really frustrating and the company has shown their character which was not expected from such as reputated company but so far i have not found any support from any person hence i am writing this complain hoping that someone will help me here with my concern.

          Regards,
          Vikram choudhary
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            V
            vinodL
            from Chandigarh, Chandigarh
            Jun 23, 2019
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            Address: Nashik, Nashik, Maharashtra, 422003

            Bajaj auto debit 117 amount from my account. Remark of bank is cms/[protected]/bajaj_auto_cd_4070cd01. I have tried to login in bajaj auto, but no any mobile is registered with them. Bajaj auto doesn't provide the any communication without phone. I don't know why he deduct 117 from my account without permission. As i know i was taken a loan in 2012, and loan was completed and i have noc against that loan. Then why bajaj deduct this amount without any intimation.

            There is no any way to communicate with bajaj auto without phone number. But when i tried to check my all mobile number, getting not registered.

            Please help me to unexpected and theft debit of amount from account. Then how we will faith on banking. Any body can deduct amount from my account without any intimation.
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              R
              Raj75
              from Bengaluru, Karnataka
              Jun 22, 2019
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              I have received a loan recovery email from biju. [protected]@bajajfinserv.in stating that i have failed to repay the loan taken from bajaj finserv and that if i fail to make payment legal action will be taken. I have never taken any loan from them and this seems to be some fraud either on part of bajaj finance or someone else is doing this in their name. Some fake loan account number is also mentioned.

              I need this stopped. If it is being done by bajaj finance they need to stop sending such emails to non-customers.
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                H
                Himachali CHHORU
                from Mumbai, Maharashtra
                Jun 22, 2019
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                Address: New Delhi, Delhi, 110p43

                Hi,

                I got a call from mr. Samar gupta from bajaj finance and he said he will provide the loan of 3 lakh at 0% against a life insurance policy of bharti axa, where i need to pay the first premium of ₹25000 online and once i will get the bond i will get the loan with in a week. It been almost 2 months the loan amount hasn't been trnsfred and always comes up with a new issue some time says, server issue and sometime says itr problem. Now not answering in a proper ways.
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                  D
                  drsrg54
                  from Ajmer, Rajasthan
                  Jun 22, 2019
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                  Address: 34,RADHO-UDAY,GAHLOT-LANE,ShapuraMohalla, Ajmer, Rajasthan, 305901

                  D The loan was fulllypaid by me in Oct, @2018, for that the above policy was done but once all payment was already done-There is no need to protact the loan amount, Now 9 months has passed but no reply to my amount of the policyfrom HDFClife & that to withoutrepliying my mail also. Now it is the right time to reembersement the amount of policy with interest, my previous amount Interest of Rs 33500, which was with you till6 months on my loan account.Pl expidated reply with pay my dues by return mail. DR SR GAHLOTE, M D, Sr Specilist MEDICINE, BEAWAR-RAJASTHAN-305901
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                    Vandana Kekre
                    from Mumbai, Maharashtra
                    Jun 21, 2019
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                    Address: Ujjain, Madhya Pradesh, 456010

                    I had purchased an ac through bajaj finserv loan recently.The company persons called me regarding extended warranty and I had given an approval.But I want to cancel it. The total value of extended warranty is Rs 3681 to be paid in monthly installments of rs 405 each. I request you to please arrange for cancellation of the extended warranty and not to deduct amount from my bank account

                    Thanks
                    Dr Vandana Kekre
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                      R
                      ranganathanr17
                      from Mumbai, Maharashtra
                      Jun 21, 2019
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                      Address: Coimbatore, Tamil Nadu, 641025

                      Dear Sir / Madam,

                      On 21/06/2019, my SB account of IOB bank debited with INR 117 by Bajaj Finance carrying Transaction reference no. as TPCF BAJAJ FINANCE/[protected]/055886

                      I do not have any loan or any relation with Bajaj Finance. Therefore request you to check from your end for wrong debit
                      Could you refund the amount and credit in my sb account.

                      Look forward for your response

                      Regards,

                      Ranganathan R
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                        ASR SAI
                        from Mumbai, Maharashtra
                        Jun 21, 2019
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                        Address: Bajaj finserv pune, Ranchi, Jharkhand, 834009

                        Company name :- ASR SAI
                        Loan no.:-4H1PSB33987864
                        I have a small business loan which I have closed in 2017 August but till now June 20th its showing it has a balance of 5, 76, 420. And I have noc and statements also but they are not updating my CIBIL .due to the amount company CIBIL rank is going down.and I am suffering from a lot of problems as I am not getting loans from banks for my business.i am complaining from last 7 months but bajaj people are not listening anything.i have visited Pune headoffice they say there is no office for loans this is insurance headoffice and in my city they say they don't have any people who will hear about CIBIL report.
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                          J
                          Jyoti Shaurya
                          from Kolkata, West Bengal
                          Jun 20, 2019
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                          Address: SARIYAGANJ MUZAFFARPUR, Chhathu choudhary Lane, Muzaffarpur, Bihar, 842001

                          I got a call from bajaj finance. The person talked to me about the loan I have applied. I provide him all information. He tell me that I have to pay 2500rs. Processing fee. For agreement bond. He gave me an account no. Of advocate to pay the amount on that account. I pay the amount. Then I got mail on my email id agreement papers. I which it is written my loan is approved. Now I have to pay 3 months Emi in advance in my advocate account. I called the person he gave me another advocate account no. To pay for he amount which is 11874. I paid the amount on Saturday on 15/06/2019. He told me that me Monday is bank closed. So I will get credited my loan on Tuesday first half. But I didn't get my loan. From that day he is not receiving my call. I have called many times but he is not receiving. Today it's Thursday 20/06/2019 i have not got my loan neither I have got any update about it.
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                            A
                            amolbirar
                            Jun 19, 2019
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                            Hi there, i am constantly getting spam calls from your offices regarding overdraft. i am not at all interested in it but guys at bajaj finance just keep me calling for months - some calls are recorded while some call are manual.

                            Kindly take necessary action for stopping phone call at my number
                            please remove my number [protected] from your call registry ? .
                            I have taken one EMI for furniture purchase of 40000.
                            I paid the processing fee of about 1000 rupee while application.
                            Today I got deducted 118 extra on top of that.
                            All payments has been made on time what is the meaning of such shady transactions.
                            I want to change my registered mobile num because of some network issues i want to change my number thats why i m complaining to u to tell me the process about how to change my registered mobile num and also tell me how can i change my registered mobile num online nd eassily
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                              S
                              satish bhombhe
                              Jun 19, 2019
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                              Address: R mall, Thane, Ghodbunder, Thane, Maharashtra, 400615

                              Hello bajaj finance,

                              Loan number - 5770CD68455798

                              My loan got finished in Dec-2018 with last emi dated[protected] for above-mentioned loan account but today i have seen another transaction on my account for 117 rupees saying "cms/bajaj_au
                              To_5770CD68455798".

                              Can i know why this transaction has been made without my knowledge and purpose of it?

                              Regards,
                              Bharat
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                                Bachchan Singh
                                from Noida, Uttar Pradesh
                                Jun 18, 2019
                                Sep 13, 2023
                                This thread was updated on Sep 13, 2023
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                                auto debited 117 from my account (tran remark - bajaj_auto_cd__5820cd22 )

                                Address: Gautam Buddh Nagar, Uttar Pradesh, 201301

                                Bajaj auto debit 117 amount from my account. Remark of bank is bajaj_auto_cd__5820cd22 . I have tried to login in bajaj auto, but no any mobile is registered with them. Bajaj auto doesn't provide the any communication without phone. I don't know why he deduct 117 from my account without permission. As i know i was taken a bike loan in 2008, and loan was completed and i have NOC against that loan. Then why bajaj deduct this amount without...
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                                Falguni DEBU
                                from Kolkata, West Bengal
                                Jun 18, 2019
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                                Address: Bhawani Bhawan, Kolkata, West Bengal, 700027

                                BAJAJ FINANCE
                                Dear Sir/ Madam,
                                I purchased a mobile phone through online Shopping side (Filipkart) with bajaj finance EMI card. My ID no. 46511432. Which is amounting to Rs.13, 999/-under No Cost EMI Rs. 2, 334/- for 06 consecutive months with the assistance of my Saving account. After receipt of the moble phone, 1st EMI Rs. 2334/-, 2nd EMI Rs. Rs.2334/-, 3rd EMI Rs. Rs.2334/-, were recovered as per terms and conditions. I came acorss that 4th EMI was recovered from me Rs. 2721/- which is actually unfortunate. I am seeking your clarification in this regard as to how the EMI amount is being recovered in high rate. Your favourable response is solicited immediately.
                                Jun 19, 2019
                                Updated by Falguni DEBU
                                where are reply from bajaj finance.
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                                  S
                                  Sam-B2019
                                  from Delhi, Delhi
                                  Jun 18, 2019
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                                  Address: Pune, Maharashtra, 411014

                                  Hello,

                                  My house loan was approved through Bajaj Finance recently.

                                  Now I am getting continuous calls from Bajaj Finance to take there a credit card which I have denied multiple times.

                                  I have asked the representative to remove my number from the list and I don't want the card but still, I am getting a call every day since past 3 weeks.

                                  The same thing is happening with a colleague who took a loan through Bajaj finance.

                                  Shame on Bajaj finance for such a malpractice.
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                                    Muralikrishna kurapati
                                    from Hyderabad, Telangana
                                    Jun 17, 2019
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                                    Address: Lingampalli, Hyderabad, Telangana, 500019
                                    Website: customer-login.bajajfinserv.in/Customer

                                    1. I have taken loan of amount 786000 but only I got 765000 but they said initially you will get whole amount.Now they are saying rest of the amount is occured in charges.
                                    2.Second thing rate of interest is 12 % as communicated earlier but now they are saying 14.75%.
                                    3.Now they are saying signature mismatch so 450 charged per month if you not go to bajaj finance place.
                                    4. They are cheating the people to take loans intially now if we asks them for charges then they are asking proofs for it.
                                    Please take serious actions them so that poor people will not loose money.
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                                      shayani sen
                                      from Delhi, Delhi
                                      Jun 17, 2019
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                                      Address: Khosla Electronics, Barrackpore, North 24 Parganas, West Bengal

                                      The Bajaj Finance staff employed at Khosla Electronics, Barrackpore is pathetic to say the least. Zero empathy, unkind and disrespectful behaviour. Do not pay heed to customer questions and are busy talking amongst themselves. Their system is pathetically slow and takes a lot of time to load even basic data. The staff remains unapologetic even after confrontation and has the audacity to question customers on their own fault.
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