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Bajaj Finance Complaints & Reviews

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Updated: Jul 17, 2025
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R
Raj75
from Bengaluru, Karnataka
Jun 22, 2019
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I have received a loan recovery email from biju. [protected]@bajajfinserv.in stating that i have failed to repay the loan taken from bajaj finserv and that if i fail to make payment legal action will be taken. I have never taken any loan from them and this seems to be some fraud either on part of bajaj finance or someone else is doing this in their name. Some fake loan account number is also mentioned.

I need this stopped. If it is being done by bajaj finance they need to stop sending such emails to non-customers.
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    H
    Himachali CHHORU
    from Mumbai, Maharashtra
    Jun 22, 2019
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    Address: New Delhi, Delhi, 110p43

    Hi,

    I got a call from mr. Samar gupta from bajaj finance and he said he will provide the loan of 3 lakh at 0% against a life insurance policy of bharti axa, where i need to pay the first premium of ₹25000 online and once i will get the bond i will get the loan with in a week. It been almost 2 months the loan amount hasn't been trnsfred and always comes up with a new issue some time says, server issue and sometime says itr problem. Now not answering in a proper ways.
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      D
      drsrg54
      from Ajmer, Rajasthan
      Jun 22, 2019
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      Address: 34,RADHO-UDAY,GAHLOT-LANE,ShapuraMohalla, Ajmer, Rajasthan, 305901

      D The loan was fulllypaid by me in Oct, @2018, for that the above policy was done but once all payment was already done-There is no need to protact the loan amount, Now 9 months has passed but no reply to my amount of the policyfrom HDFClife & that to withoutrepliying my mail also. Now it is the right time to reembersement the amount of policy with interest, my previous amount Interest of Rs 33500, which was with you till6 months on my loan account.Pl expidated reply with pay my dues by return mail. DR SR GAHLOTE, M D, Sr Specilist MEDICINE, BEAWAR-RAJASTHAN-305901
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        V
        Vandana Kekre
        from Mumbai, Maharashtra
        Jun 21, 2019
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        Address: Ujjain, Madhya Pradesh, 456010

        I had purchased an ac through bajaj finserv loan recently.The company persons called me regarding extended warranty and I had given an approval.But I want to cancel it. The total value of extended warranty is Rs 3681 to be paid in monthly installments of rs 405 each. I request you to please arrange for cancellation of the extended warranty and not to deduct amount from my bank account

        Thanks
        Dr Vandana Kekre
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          R
          ranganathanr17
          from Mumbai, Maharashtra
          Jun 21, 2019
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          Address: Coimbatore, Tamil Nadu, 641025

          Dear Sir / Madam,

          On 21/06/2019, my SB account of IOB bank debited with INR 117 by Bajaj Finance carrying Transaction reference no. as TPCF BAJAJ FINANCE/[protected]/055886

          I do not have any loan or any relation with Bajaj Finance. Therefore request you to check from your end for wrong debit
          Could you refund the amount and credit in my sb account.

          Look forward for your response

          Regards,

          Ranganathan R
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            A
            ASR SAI
            from Mumbai, Maharashtra
            Jun 21, 2019
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            Address: Bajaj finserv pune, Ranchi, Jharkhand, 834009

            Company name :- ASR SAI
            Loan no.:-4H1PSB33987864
            I have a small business loan which I have closed in 2017 August but till now June 20th its showing it has a balance of 5, 76, 420. And I have noc and statements also but they are not updating my CIBIL .due to the amount company CIBIL rank is going down.and I am suffering from a lot of problems as I am not getting loans from banks for my business.i am complaining from last 7 months but bajaj people are not listening anything.i have visited Pune headoffice they say there is no office for loans this is insurance headoffice and in my city they say they don't have any people who will hear about CIBIL report.
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              J
              Jyoti Shaurya
              from Kolkata, West Bengal
              Jun 20, 2019
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              Address: SARIYAGANJ MUZAFFARPUR, Chhathu choudhary Lane, Muzaffarpur, Bihar, 842001

              I got a call from bajaj finance. The person talked to me about the loan I have applied. I provide him all information. He tell me that I have to pay 2500rs. Processing fee. For agreement bond. He gave me an account no. Of advocate to pay the amount on that account. I pay the amount. Then I got mail on my email id agreement papers. I which it is written my loan is approved. Now I have to pay 3 months Emi in advance in my advocate account. I called the person he gave me another advocate account no. To pay for he amount which is 11874. I paid the amount on Saturday on 15/06/2019. He told me that me Monday is bank closed. So I will get credited my loan on Tuesday first half. But I didn't get my loan. From that day he is not receiving my call. I have called many times but he is not receiving. Today it's Thursday 20/06/2019 i have not got my loan neither I have got any update about it.
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                A
                amolbirar
                Jun 19, 2019
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                Hi there, i am constantly getting spam calls from your offices regarding overdraft. i am not at all interested in it but guys at bajaj finance just keep me calling for months - some calls are recorded while some call are manual.

                Kindly take necessary action for stopping phone call at my number
                please remove my number [protected] from your call registry ? .
                I have taken one EMI for furniture purchase of 40000.
                I paid the processing fee of about 1000 rupee while application.
                Today I got deducted 118 extra on top of that.
                All payments has been made on time what is the meaning of such shady transactions.
                I want to change my registered mobile num because of some network issues i want to change my number thats why i m complaining to u to tell me the process about how to change my registered mobile num and also tell me how can i change my registered mobile num online nd eassily
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                  S
                  satish bhombhe
                  Jun 19, 2019
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                  Address: R mall, Thane, Ghodbunder, Thane, Maharashtra, 400615

                  Hello bajaj finance,

                  Loan number - 5770CD68455798

                  My loan got finished in Dec-2018 with last emi dated[protected] for above-mentioned loan account but today i have seen another transaction on my account for 117 rupees saying "cms/bajaj_au
                  To_5770CD68455798".

                  Can i know why this transaction has been made without my knowledge and purpose of it?

                  Regards,
                  Bharat
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                    B
                    Bachchan Singh
                    from Noida, Uttar Pradesh
                    Jun 18, 2019
                    Sep 13, 2023
                    This thread was updated on Sep 13, 2023
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                    auto debited 117 from my account (tran remark - bajaj_auto_cd__5820cd22 )

                    Address: Gautam Buddh Nagar, Uttar Pradesh, 201301

                    Bajaj auto debit 117 amount from my account. Remark of bank is bajaj_auto_cd__5820cd22 . I have tried to login in bajaj auto, but no any mobile is registered with them. Bajaj auto doesn't provide the any communication without phone. I don't know why he deduct 117 from my account without permission. As i know i was taken a bike loan in 2008, and loan was completed and i have NOC against that loan. Then why bajaj deduct this amount without...
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                    F
                    Falguni DEBU
                    from Kolkata, West Bengal
                    Jun 18, 2019
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                    Address: Bhawani Bhawan, Kolkata, West Bengal, 700027

                    BAJAJ FINANCE
                    Dear Sir/ Madam,
                    I purchased a mobile phone through online Shopping side (Filipkart) with bajaj finance EMI card. My ID no. 46511432. Which is amounting to Rs.13, 999/-under No Cost EMI Rs. 2, 334/- for 06 consecutive months with the assistance of my Saving account. After receipt of the moble phone, 1st EMI Rs. 2334/-, 2nd EMI Rs. Rs.2334/-, 3rd EMI Rs. Rs.2334/-, were recovered as per terms and conditions. I came acorss that 4th EMI was recovered from me Rs. 2721/- which is actually unfortunate. I am seeking your clarification in this regard as to how the EMI amount is being recovered in high rate. Your favourable response is solicited immediately.
                    Jun 19, 2019
                    Updated by Falguni DEBU
                    where are reply from bajaj finance.
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                      S
                      Sam-B2019
                      from Delhi, Delhi
                      Jun 18, 2019
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                      Address: Pune, Maharashtra, 411014

                      Hello,

                      My house loan was approved through Bajaj Finance recently.

                      Now I am getting continuous calls from Bajaj Finance to take there a credit card which I have denied multiple times.

                      I have asked the representative to remove my number from the list and I don't want the card but still, I am getting a call every day since past 3 weeks.

                      The same thing is happening with a colleague who took a loan through Bajaj finance.

                      Shame on Bajaj finance for such a malpractice.
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                        M
                        Muralikrishna kurapati
                        from Hyderabad, Telangana
                        Jun 17, 2019
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                        Address: Lingampalli, Hyderabad, Telangana, 500019
                        Website: customer-login.bajajfinserv.in/Customer

                        1. I have taken loan of amount 786000 but only I got 765000 but they said initially you will get whole amount.Now they are saying rest of the amount is occured in charges.
                        2.Second thing rate of interest is 12 % as communicated earlier but now they are saying 14.75%.
                        3.Now they are saying signature mismatch so 450 charged per month if you not go to bajaj finance place.
                        4. They are cheating the people to take loans intially now if we asks them for charges then they are asking proofs for it.
                        Please take serious actions them so that poor people will not loose money.
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                          S
                          shayani sen
                          from Delhi, Delhi
                          Jun 17, 2019
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                          Address: Khosla Electronics, Barrackpore, North 24 Parganas, West Bengal

                          The Bajaj Finance staff employed at Khosla Electronics, Barrackpore is pathetic to say the least. Zero empathy, unkind and disrespectful behaviour. Do not pay heed to customer questions and are busy talking amongst themselves. Their system is pathetically slow and takes a lot of time to load even basic data. The staff remains unapologetic even after confrontation and has the audacity to question customers on their own fault.
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                            S
                            Sushanta Patra92
                            from Mumbai, Maharashtra
                            Jun 16, 2019
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                            Address: plot no-2132/5155, mukunda niwas, nageswar tangi,, bbsr,odisha, Khordha, Odisha, 751012

                            I have applied for Bajaj Finserv EMI card on 09jun2019 and I pay rs530. I have submitted all the documents to your agent.
                            Your agent details are as follows name is Biswajit Sahoo, Plada Infotech Services Pvt.Ltd. and code is PLI3809, and mob no is [protected], [protected].

                            I have successfully submitted documents but EMI card doesn't issue?

                            I would be highly grateful if you could look into the matter and provide me EMI no. I
                            would request you to take immediate action.
                            My Name is Bela Yadav and Loan account details -405PMT79664422
                            I have taken the Loan of 20100/- and was infromed clearly the EMI date should 5th of evey month, you people has updated the EMI date has 2nd of every month.
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                              S
                              Syed Waseem s
                              from Mumbai, Maharashtra
                              Jun 14, 2019
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                              Address: Narayana shastri road, Mysore, Karnataka, 570019
                              Website: Google

                              Dear sir / madam

                              Hello

                              Please change my old registered number,

                              because my old number is blocked from tata Docomo company,

                              because I was no Recharge from last three months,

                              So please change my old number ([protected])

                              Please update this is my new number ([protected]) please make it fast
                              This is too urgent,
                              +1 photos
                              The tellecaller called to tell me to pay cash for emi, I had already transferred the amount for clearance, she went on speaking harshly, Finally I asked to re present and get it cleared, Her response was very harsh, she said she will do it and charges will be deducted from my end, and asked to cut call
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                                G
                                Gurikaurr
                                from Mumbai, Maharashtra
                                Jun 14, 2019
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                                Address: Paschim Medinipur, West Bengal, 140301

                                Bajaj Finserv have deducted 118rs from my account. Without any permission or knowledge. I don't know why they have charged me this amount. I have no knowledge of this deduction. Please ask them to refund this amount in my account.I want my refund back and tell them not to deduct any amount in future. Thank you so much. Will be very grateful, if I will get my refund my back.
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                                  Y
                                  Yogesh Dhavale
                                  from Mumbai, Maharashtra
                                  Jun 13, 2019
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                                  Address: Konark Arcade, Gharda Circle, Dombivali East., Thane, Maharashtra, 421203

                                  I have cleared. EMI payment. Few months I have Financial problem then EMI payment late for 4, to 5 days.
                                  But I have cleared all month of EMI
                                  Last Month's EMI Paid early on 28th May, then get bounce charge of Rs.1511
                                  Today my Account balance is Rs. -1250
                                  It's a Ridiculous Bajaj Finance System
                                  Pls take action & Refund my all amount for deducted
                                  +1 photos
                                  Jun 13, 2019
                                  Updated by Yogesh Dhavale
                                  EMI payment issue & Extra Bounce charged for Rs. 1511
                                  I have financial problem for this month then I will EMI paid next 4, 5 days...
                                  Pls take action for Bajaj system

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                                    G
                                    Ganga surya
                                    from Delhi, Delhi
                                    Jun 13, 2019
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                                    Address: Mount Road, 600056

                                    Dear Sir/Mam,

                                    I have purchased mobile phone through Poorvika mobiles, Kumananchavadi branch with Bajaj finance. Paid 6 EMI if they requested with the bounce charges. However, we totally fed with the service. There is no educated people working with the customer care. Unwanted words they speaking please look into the issue customers are facing. While we are paying our money still we are getting an unwanted local words from them. Take an action otherwise I will go directly to the lady to take a action.

                                    Name: Priya
                                    Branch: Mount road
                                    Number:[protected]

                                    Thanks & Regards
                                    Ganga
                                    Hello sir,
                                    Mera name shobha singh hain... June[protected] month me. Mere sbi sccoumt se 1197Rs debit hua hain. Hamne bant jakar pta kiya to pta chala ki bajaj finance ne kat liya h or 14/06/2019ko bhi 125 Rs debit hua h pr hamne to koi product finanace nhi krwaya to plz hamre Rs credit kre...
                                    Thankyou

                                    about customer care ladies - Comment #3460499 - Image #0
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                                      V
                                      veerabhadraiah1972
                                      from Bengaluru, Karnataka
                                      Jun 13, 2019
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                                      Address: Bengalure, Bangalore, Karnataka, 560078

                                      My Loan Account Number : 404REM83001354,
                                      I bought a Titan Watch with your Retail EMI card in the month of July 2018, the Titan people told me that there is no Processing fee on this purchase. But you have charged me Rs. 117 as Processing Fees on 1st Installment, but you did not informed me verbally or through online communication.
                                      my question now is (1) why you did not informed about that and why did you not deducted that Rs. 117 from my account through ECS, though you have charged fine of Rs. 200/- for that Rs. 117/- and deducted from my account. I now that you have kept me in dark about Rs. 117/- and kept on charging Rs. 200/- as fine every month and deducted the same bimonthly (Rs. 400/-), this is very much bad on your company and i feel you are cheating the prestigious customer in other way. (2) when I received a message saying Rs. 400/- still pending, then I went to your customer service center in "Prestige Towers, Residency Road, Bangalore" and inquired. But your customer service executive told me "they are helpless" (they are like dumb and deaf & did not allow me to talk to the higher authority) and I paid the balance of Rs. 117 and Rs. 400/- on[protected] there itself and took "NOC" and I received "No Due Certificate".
                                      (3) But after paying all the dues "as per your unknown intention" again you have deducted Rs. 400/- and "cheating" the customer like me... WHY?. THIS IS THE WAY YOU ARE EARNING by making ECS facility.

                                      Now, I request you to return my amount by REVERTING the Excess amount which you have deducted soon.
                                      OR else I will go to the RBI and complain, go to the Commissioner of Police and Complain, and also i am planning to take legal action on you.

                                      I AM FED UP OF YOUR BEHAVIOUR and money making policy.

                                      Note : All the related documents are attached for your reference.
                                      +1 photos
                                      Jun 13, 2019
                                      Updated by veerabhadraiah1972
                                      Other documents also herewith uploading for reference

                                      Jun 13, 2019
                                      Updated by veerabhadraiah1972
                                      No Due Certificate

                                      Jun 13, 2019
                                      Updated by veerabhadraiah1972
                                      Repayment Schedule sent by you, where is the amount of Rs. 117/- ?????

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