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Bajaj Finance Complaints & Reviews

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Updated: Jul 17, 2025
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V
vikram77vik
from Delhi, Delhi
Jun 24, 2019
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Address: FLT 178 2ND FLOOR RAJPUR EXTN, CHHAITAR PUR NEW DELHI NEW DELHI, New Delhi, Delhi, 110068

Dear team,

This is really disappointing the way bajaj finserv dealt with me regarding emi payment which i have already paid, however they not only harassed me but reach to my home and asked money to my family without any intimation.

I have been asked for bouncing charges which i have explained multiple times on mail and call as well that the bank detail which was updated at the time i bought ac from croma was not in use but bajaj finserv spoke person told me not to worry sir our executive will come to your place and fill ecs form and take cancel cheque and update the same however the same has been provided to executive but it was not updated.

However whenever i get bouncing loan emi msg i asked to customer care and they told me you just need to pay emi amount and we will take waiver for bouncing charges as it is not you fault. Meanwhile bajaj finserv now asking about bouncing charges as i have make the payment of 12 emi but they adjusted my last emi with bouncing charges.

This is really frustrating and the company has shown their character which was not expected from such as reputated company but so far i have not found any support from any person hence i am writing this complain hoping that someone will help me here with my concern.

Regards,
Vikram choudhary
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    V
    vinodL
    from Chandigarh, Chandigarh
    Jun 23, 2019
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    Address: Nashik, Nashik, Maharashtra, 422003

    Bajaj auto debit 117 amount from my account. Remark of bank is cms/[protected]/bajaj_auto_cd_4070cd01. I have tried to login in bajaj auto, but no any mobile is registered with them. Bajaj auto doesn't provide the any communication without phone. I don't know why he deduct 117 from my account without permission. As i know i was taken a loan in 2012, and loan was completed and i have noc against that loan. Then why bajaj deduct this amount without any intimation.

    There is no any way to communicate with bajaj auto without phone number. But when i tried to check my all mobile number, getting not registered.

    Please help me to unexpected and theft debit of amount from account. Then how we will faith on banking. Any body can deduct amount from my account without any intimation.
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      R
      Raj75
      from Bengaluru, Karnataka
      Jun 22, 2019
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      I have received a loan recovery email from biju. [protected]@bajajfinserv.in stating that i have failed to repay the loan taken from bajaj finserv and that if i fail to make payment legal action will be taken. I have never taken any loan from them and this seems to be some fraud either on part of bajaj finance or someone else is doing this in their name. Some fake loan account number is also mentioned.

      I need this stopped. If it is being done by bajaj finance they need to stop sending such emails to non-customers.
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        H
        Himachali CHHORU
        from Mumbai, Maharashtra
        Jun 22, 2019
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        Address: New Delhi, Delhi, 110p43

        Hi,

        I got a call from mr. Samar gupta from bajaj finance and he said he will provide the loan of 3 lakh at 0% against a life insurance policy of bharti axa, where i need to pay the first premium of ₹25000 online and once i will get the bond i will get the loan with in a week. It been almost 2 months the loan amount hasn't been trnsfred and always comes up with a new issue some time says, server issue and sometime says itr problem. Now not answering in a proper ways.
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          D
          drsrg54
          from Ajmer, Rajasthan
          Jun 22, 2019
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          Address: 34,RADHO-UDAY,GAHLOT-LANE,ShapuraMohalla, Ajmer, Rajasthan, 305901

          D The loan was fulllypaid by me in Oct, @2018, for that the above policy was done but once all payment was already done-There is no need to protact the loan amount, Now 9 months has passed but no reply to my amount of the policyfrom HDFClife & that to withoutrepliying my mail also. Now it is the right time to reembersement the amount of policy with interest, my previous amount Interest of Rs 33500, which was with you till6 months on my loan account.Pl expidated reply with pay my dues by return mail. DR SR GAHLOTE, M D, Sr Specilist MEDICINE, BEAWAR-RAJASTHAN-305901
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            V
            Vandana Kekre
            from Mumbai, Maharashtra
            Jun 21, 2019
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            Address: Ujjain, Madhya Pradesh, 456010

            I had purchased an ac through bajaj finserv loan recently.The company persons called me regarding extended warranty and I had given an approval.But I want to cancel it. The total value of extended warranty is Rs 3681 to be paid in monthly installments of rs 405 each. I request you to please arrange for cancellation of the extended warranty and not to deduct amount from my bank account

            Thanks
            Dr Vandana Kekre
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              R
              ranganathanr17
              from Mumbai, Maharashtra
              Jun 21, 2019
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              Address: Coimbatore, Tamil Nadu, 641025

              Dear Sir / Madam,

              On 21/06/2019, my SB account of IOB bank debited with INR 117 by Bajaj Finance carrying Transaction reference no. as TPCF BAJAJ FINANCE/[protected]/055886

              I do not have any loan or any relation with Bajaj Finance. Therefore request you to check from your end for wrong debit
              Could you refund the amount and credit in my sb account.

              Look forward for your response

              Regards,

              Ranganathan R
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                A
                ASR SAI
                from Mumbai, Maharashtra
                Jun 21, 2019
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                Address: Bajaj finserv pune, Ranchi, Jharkhand, 834009

                Company name :- ASR SAI
                Loan no.:-4H1PSB33987864
                I have a small business loan which I have closed in 2017 August but till now June 20th its showing it has a balance of 5, 76, 420. And I have noc and statements also but they are not updating my CIBIL .due to the amount company CIBIL rank is going down.and I am suffering from a lot of problems as I am not getting loans from banks for my business.i am complaining from last 7 months but bajaj people are not listening anything.i have visited Pune headoffice they say there is no office for loans this is insurance headoffice and in my city they say they don't have any people who will hear about CIBIL report.
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                  J
                  Jyoti Shaurya
                  from Kolkata, West Bengal
                  Jun 20, 2019
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                  Address: SARIYAGANJ MUZAFFARPUR, Chhathu choudhary Lane, Muzaffarpur, Bihar, 842001

                  I got a call from bajaj finance. The person talked to me about the loan I have applied. I provide him all information. He tell me that I have to pay 2500rs. Processing fee. For agreement bond. He gave me an account no. Of advocate to pay the amount on that account. I pay the amount. Then I got mail on my email id agreement papers. I which it is written my loan is approved. Now I have to pay 3 months Emi in advance in my advocate account. I called the person he gave me another advocate account no. To pay for he amount which is 11874. I paid the amount on Saturday on 15/06/2019. He told me that me Monday is bank closed. So I will get credited my loan on Tuesday first half. But I didn't get my loan. From that day he is not receiving my call. I have called many times but he is not receiving. Today it's Thursday 20/06/2019 i have not got my loan neither I have got any update about it.
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                    A
                    amolbirar
                    Jun 19, 2019
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                    Hi there, i am constantly getting spam calls from your offices regarding overdraft. i am not at all interested in it but guys at bajaj finance just keep me calling for months - some calls are recorded while some call are manual.

                    Kindly take necessary action for stopping phone call at my number
                    please remove my number [protected] from your call registry ? .
                    I have taken one EMI for furniture purchase of 40000.
                    I paid the processing fee of about 1000 rupee while application.
                    Today I got deducted 118 extra on top of that.
                    All payments has been made on time what is the meaning of such shady transactions.
                    I want to change my registered mobile num because of some network issues i want to change my number thats why i m complaining to u to tell me the process about how to change my registered mobile num and also tell me how can i change my registered mobile num online nd eassily
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                      S
                      satish bhombhe
                      Jun 19, 2019
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                      Address: R mall, Thane, Ghodbunder, Thane, Maharashtra, 400615

                      Hello bajaj finance,

                      Loan number - 5770CD68455798

                      My loan got finished in Dec-2018 with last emi dated[protected] for above-mentioned loan account but today i have seen another transaction on my account for 117 rupees saying "cms/bajaj_au
                      To_5770CD68455798".

                      Can i know why this transaction has been made without my knowledge and purpose of it?

                      Regards,
                      Bharat
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                        B
                        Bachchan Singh
                        from Noida, Uttar Pradesh
                        Jun 18, 2019
                        Sep 13, 2023
                        This thread was updated on Sep 13, 2023
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                        auto debited 117 from my account (tran remark - bajaj_auto_cd__5820cd22 )

                        Address: Gautam Buddh Nagar, Uttar Pradesh, 201301

                        Bajaj auto debit 117 amount from my account. Remark of bank is bajaj_auto_cd__5820cd22 . I have tried to login in bajaj auto, but no any mobile is registered with them. Bajaj auto doesn't provide the any communication without phone. I don't know why he deduct 117 from my account without permission. As i know i was taken a bike loan in 2008, and loan was completed and i have NOC against that loan. Then why bajaj deduct this amount without...
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                        F
                        Falguni DEBU
                        from Kolkata, West Bengal
                        Jun 18, 2019
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                        Address: Bhawani Bhawan, Kolkata, West Bengal, 700027

                        BAJAJ FINANCE
                        Dear Sir/ Madam,
                        I purchased a mobile phone through online Shopping side (Filipkart) with bajaj finance EMI card. My ID no. 46511432. Which is amounting to Rs.13, 999/-under No Cost EMI Rs. 2, 334/- for 06 consecutive months with the assistance of my Saving account. After receipt of the moble phone, 1st EMI Rs. 2334/-, 2nd EMI Rs. Rs.2334/-, 3rd EMI Rs. Rs.2334/-, were recovered as per terms and conditions. I came acorss that 4th EMI was recovered from me Rs. 2721/- which is actually unfortunate. I am seeking your clarification in this regard as to how the EMI amount is being recovered in high rate. Your favourable response is solicited immediately.
                        Jun 19, 2019
                        Updated by Falguni DEBU
                        where are reply from bajaj finance.
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                          S
                          Sam-B2019
                          from Delhi, Delhi
                          Jun 18, 2019
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                          Address: Pune, Maharashtra, 411014

                          Hello,

                          My house loan was approved through Bajaj Finance recently.

                          Now I am getting continuous calls from Bajaj Finance to take there a credit card which I have denied multiple times.

                          I have asked the representative to remove my number from the list and I don't want the card but still, I am getting a call every day since past 3 weeks.

                          The same thing is happening with a colleague who took a loan through Bajaj finance.

                          Shame on Bajaj finance for such a malpractice.
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                            Muralikrishna kurapati
                            from Hyderabad, Telangana
                            Jun 17, 2019
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                            Address: Lingampalli, Hyderabad, Telangana, 500019
                            Website: customer-login.bajajfinserv.in/Customer

                            1. I have taken loan of amount 786000 but only I got 765000 but they said initially you will get whole amount.Now they are saying rest of the amount is occured in charges.
                            2.Second thing rate of interest is 12 % as communicated earlier but now they are saying 14.75%.
                            3.Now they are saying signature mismatch so 450 charged per month if you not go to bajaj finance place.
                            4. They are cheating the people to take loans intially now if we asks them for charges then they are asking proofs for it.
                            Please take serious actions them so that poor people will not loose money.
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                              S
                              shayani sen
                              from Delhi, Delhi
                              Jun 17, 2019
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                              Address: Khosla Electronics, Barrackpore, North 24 Parganas, West Bengal

                              The Bajaj Finance staff employed at Khosla Electronics, Barrackpore is pathetic to say the least. Zero empathy, unkind and disrespectful behaviour. Do not pay heed to customer questions and are busy talking amongst themselves. Their system is pathetically slow and takes a lot of time to load even basic data. The staff remains unapologetic even after confrontation and has the audacity to question customers on their own fault.
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                                S
                                Sushanta Patra92
                                from Mumbai, Maharashtra
                                Jun 16, 2019
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                                Address: plot no-2132/5155, mukunda niwas, nageswar tangi,, bbsr,odisha, Khordha, Odisha, 751012

                                I have applied for Bajaj Finserv EMI card on 09jun2019 and I pay rs530. I have submitted all the documents to your agent.
                                Your agent details are as follows name is Biswajit Sahoo, Plada Infotech Services Pvt.Ltd. and code is PLI3809, and mob no is [protected], [protected].

                                I have successfully submitted documents but EMI card doesn't issue?

                                I would be highly grateful if you could look into the matter and provide me EMI no. I
                                would request you to take immediate action.
                                My Name is Bela Yadav and Loan account details -405PMT79664422
                                I have taken the Loan of 20100/- and was infromed clearly the EMI date should 5th of evey month, you people has updated the EMI date has 2nd of every month.
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                                  S
                                  Syed Waseem s
                                  from Mumbai, Maharashtra
                                  Jun 14, 2019
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                                  Address: Narayana shastri road, Mysore, Karnataka, 570019
                                  Website: Google

                                  Dear sir / madam

                                  Hello

                                  Please change my old registered number,

                                  because my old number is blocked from tata Docomo company,

                                  because I was no Recharge from last three months,

                                  So please change my old number ([protected])

                                  Please update this is my new number ([protected]) please make it fast
                                  This is too urgent,
                                  +1 photos
                                  The tellecaller called to tell me to pay cash for emi, I had already transferred the amount for clearance, she went on speaking harshly, Finally I asked to re present and get it cleared, Her response was very harsh, she said she will do it and charges will be deducted from my end, and asked to cut call
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                                    Gurikaurr
                                    from Mumbai, Maharashtra
                                    Jun 14, 2019
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                                    Address: Paschim Medinipur, West Bengal, 140301

                                    Bajaj Finserv have deducted 118rs from my account. Without any permission or knowledge. I don't know why they have charged me this amount. I have no knowledge of this deduction. Please ask them to refund this amount in my account.I want my refund back and tell them not to deduct any amount in future. Thank you so much. Will be very grateful, if I will get my refund my back.
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                                      Yogesh Dhavale
                                      from Mumbai, Maharashtra
                                      Jun 13, 2019
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                                      Address: Konark Arcade, Gharda Circle, Dombivali East., Thane, Maharashtra, 421203

                                      I have cleared. EMI payment. Few months I have Financial problem then EMI payment late for 4, to 5 days.
                                      But I have cleared all month of EMI
                                      Last Month's EMI Paid early on 28th May, then get bounce charge of Rs.1511
                                      Today my Account balance is Rs. -1250
                                      It's a Ridiculous Bajaj Finance System
                                      Pls take action & Refund my all amount for deducted
                                      +1 photos
                                      Jun 13, 2019
                                      Updated by Yogesh Dhavale
                                      EMI payment issue & Extra Bounce charged for Rs. 1511
                                      I have financial problem for this month then I will EMI paid next 4, 5 days...
                                      Pls take action for Bajaj system

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