Bajaj Finance Complaints & Reviews

Bajaj Finance Salaried Flexi loan Bajaj Finance has created a salaried flexi loan plan. They told me about the benefits of having virtual account to park unused amount and I won't have to pay for unused amount. However, they never told me about any insurance attached to it. When they processed my loan of RS. 4lakh, tney deducted 17k towards processing and more outrageously, they added 1.48 lakhs for hdfc life term plan, which I never knew. When I called and complained after 2 days, they told me nothing can be done. i have to pay for that 1.48 lakhs plus interest which I never knew. This fraud company has to be put behind bars. What should I do now. Loan account number is 423SAF10002691

I Mr.Vinit Vinayak Valanju had taken loan for my mobile from your company. My loan account no. LIFE STYLE FINANCE 577SCE09561772. with this I received INSURANCE LIFE STYLE NO. 577ILS09561782.So I request you to discontinue this Insurance policy. For this I had given extra amount Rs.305/- through EMI.I request you to refund this amount ( Rs.350 /-) to my account & take only Rs 1600/- from next EMI which is due on[protected].for LIFE STYLE FINANCE 577SCE09561772. Thanking You Vinit Vinayak Valanju Loan Account no.#577SCE09561772

mai aapki 2012 sai customer hu aapke emi card sai mujhe bohat suvidha hui thanks to bajaj but mera card ki expatriate august 2015 hai agar aap usai renewal kar sakte hai tu mujhe call kardai ya mail kar dai mera abhi mai shop kuch purches karne gai tu mera emi card block hai without informatin mera koi bhi payment due nahi hai plz is problem ko solve kare.

402FSL09423042 not disbursed yet B AJAJ fINANCE HAS DEDUCTITED EMI OF 2, 52, 235 OF OVER LOAN ACCOUNT NO 402FSL09423042 WHICH WAS NOT DISBURSED YET. HOW CAN BAJAJ DEDUCT EMI OF LOAN WHICH WAS NOT DISBURSED TO ME YET please note that this amount is not disbursed yet and if this amount is not disbursed, we can not be forced to pay. All the query raised will be different issue but note that LOAN ACCOUNT NO 402FSL09423042 SHOULNT BE DISPLAYED IN MY LOAN SCHEDULE. TILL WE DO NOT RECEIVE ABOVE MENTIONED AMOUNT. Customer, ANANT EKNATH BAGUL

I had visited Reliance digital store at santacruz west on 01/06 to buy iPhone 6 64GB, after checking the finance options I was informed that they didn't have the phone in stock and was asked to wait till next day, and I walked out from the store without making any down payment neither I signed any loan agreement and I purchased the phone next from elsewhere outright, if there was no product purchased and neither I signed any loan agreement, why is there an outstanding amount showing on my emi card, also Pls note I don't even have the emi card. I have written to bajaj finance about this and no one has bothered to response. Kindly remove that outstanding amount as no loan has been taken from bajaj and I fear it can affect my cibil score. I don't have the emi card number and I usually login with my mobile# [protected] on bajaj finance site and my email is [protected]@gmail.com

My Lan no. is 403SAL09413606 Am trying foreclose this loan . but system is not updated with any of the details. I wanted to avoid interest on my personal loan but you don't update your system with EMI details so its not allowing me to foreclose or do part payment and the worst is your Customer care . busy busy busy busy busy busy is there really a customer care . i have even mailed complaint but no reply SN03180339

I am already existing customer and my LAN no. is 4100CD[protected] which I got after several from my bank account.But unfortunately my cell no. is not registered with you and I also not know my LTS as it is not available with the dealer from whom I make purchase a TV.Everymonth EMI 2067/- is debited from my bank account. Sir, please provide me my statement of loan so that I able to plan for future purchase. My e-mail id - [protected]@yahoo.com cell no. [protected] LAN no. 4100CD[protected]

THE MANAGER Dt:[protected] BAJAJ FINANCE LTD SOMAJIGUDA HYDERABAD Sir, SUB: Req to discontinue ECS –Reg Ref: My Personnel Loan No 4000P[protected] *** I Took Personnel Loan 2 years honourinjg ECS regularly Rs.1251/- Monthly. I would like to inform u That Since 5 months I had been suffering with Jaundice and slowly recovering and I am not Doing my job regularly . Hence, I request your goodself kindly stop ECS process and I would like to pay cash for the time being. In last month ECS Bounce charges nearly 1200/- i need to pay to my bank since I already informed u In last month eventhough u have presented my ECS . And also there was a little problem in my bank I am unable to pay my charges in this condition. I am having Minus balance Rs.1600/- Who is goind to Bear sir, Please understand this situation and kindly cooperate in this regard for which i am thankful to you. Thanking you Yours Sincerely, V SREERAMAKRISHNA

Dear Sir i have the main issue is that in my pan card my date of birth is change that time i purchase the item i give the pan card that the date of birth my[protected] but my correct date of birth is[protected] right now i change my pan card and i go to bajaj finance office to correct this but Ur executive tell me that it will be not change so tell me how its not possible i work also in govt department at union bank of India at pandri branch raipur chhattisgarh i know the rules in our bank so many people r cumming for changes with the document then tell me if i give the correct document that what i single problem u have so now my hardly request u to please check the problem with Ur executive than call me because i purchase so many item with bajaj finance recelty i purchase plasma TV hope u give us the better services next time other vice i have to file a case against bajaj finance ... My name - Hasmukh Rai Chawda my no[protected]r[protected]

Without confirming for insurance loan was disbursed and now I got reply you will get insurance policy up to 5th June. If am not agreed on Insurance Clause for my personal Loan Application than why forcing me to pay insurance and get back surrender Value of that? Can anyone explain me . My Loan was sanctioned of Rs 5, 00, 000/- + Rs. 51, 000/- Insurance Charges ( Not accepted by me) = now shown in Online account is Rs 5, 51, 000/-. I am agreed for Only Loan Amount of Rs. 5, 00, 000/- and also liable for that only. Please give me some solution I am stick with that transaction. Otherwise I am looking other ways. For Personal Loan insurance is compulsory as per any law. As per my understanding Insurance Policies are sale by coercion.

I have purchased Washing machine from Vijay sales (LBS Marg, Bhandup) through Bajaj Finance. in the month of Jan 2015. I have submitted ESC mandate form to the branch more than 4 times, every time I met Bajaj finance guy who is deputed at Vijay Sales Bhandup west. Now, when i called bajaj fiannce customer service they are saying my card has been blocked permanently. This is very ridiculous system where in no intimation, Please help me out with solution.

I wanted to purchase air condition and stabilizer from a dealer in gandhinagar jammu your representative told me that you have to pay processing fee and air condition and stabilizer can not be clubbed thus charging me Rs 280/ and Rs300/ respectively.Plz reply me on my mailing address [protected]@gmail.com. As my mobile is not working in J& k .. They told me that there is only one representative in Gandhi nagar jammu and I want EMI for 15 months with one or zero down payment. Product Volta's Samsung or LG ...sudhir kashkari card no [protected]. ...mobile no jammu. [protected]

Respected Sir, i have already inform to the BF agent in khairthabad he did no change my DOB date instead of which your agent has saved my wrong DOB i kindly request u to change my DOB to this dat 13.05.2015 which was mentioned wrong thanking you Sir A.MURALI KRISHNA LOAN NO #4000CD065944

i have received call from Bajaj Finance Pune. They are offering personal loan against Insurance Policy with 7% rate of interest. Is the Correct news or not. I need confirmation from your side and if not please take necessary action against same. Please find below address for your reference. Bajaj Finance, S186/2/1a 3rd Floor Office No 218 219 & 222, Gokhale Plaza Condominium, Chinchwad. Mr. Punit Nanda & Girish Rao & Shukla- [protected] [protected]@gmail.com

I am calling your customer care number [protected] from 2 days, from 2 days the number is busy.how bad is your service i am doubtful that if the call is connected also you might not provide the good service Try to improve your telephone service first .

Hi, Myself Preeti Bisoi, I had taken one consumer loan from Bajaj Finance in the year of[protected] or[protected]forgotten exact year).My phone number was [protected].My address was : C/o – Amarnath Bisoi, At-Subhadrapur, Po – Uttamapur, Cuttack -753011.I have forgotten my loan number and NOC letter has been lost. I took this loan from Cuttack, Orissa. After completion of all my loan I came to know that My PDC had gone to Kolkata for clearance which always shown one month delay payment. Also I informed by the company that one check had been lost so I have to pay again which I paid also. They had confirmed me that it won’t affect in my cibil and it will be updated . But now when I checked my cibil after so many years for personal loan, I came to know that it tremendously effect my cibil.I am not eligible to get any loan.So kindly clear this loan pending from my cibil history with proper reason. I need one NOCsoft copy to my mail id : [protected]@yahoo.co.in

My self Abdul wohid khan, i am exiting customer of you company .i have face a problem now. This problem is now, i am not appling for new durable product loan in bajaj finsev because i am not apply for any loan in 8 may 2015 but your finance exucative say my data entry is registred in your company of that day.. so, kindly delete my previos loan apply data and help for new loan approval for air -condition .sir this is a hot summer day so, my papa and mama are high blood pressure so, kindly delete my previos data and allow to apply a new loan and appoval it. So, Therefore i requesting to kindly shot out my problem as soon as.

DEAR SIR, MAIRE LOAN NO. L2WBHO03402710 HA, MAIRE LAST 4 MONTS S PURI EMI TIME TO TIME SUBMIT HO RAHI THI, PER THIS MONTH CHEQUE PER SIGN ISSUE HONE K KARAN CHEQUE BOUNCE HO GAYA, JISSE APKI INDORE BRANCH S, PRIYA MAM KA CALL AYA MAIRE PAS EMI KE LIYA MAINE WO JAMA KER DI FHIR MAIRE 350 RS OUTSTANDING HO RAHE THE JISSE KARAN, APKI BRANCH SE PRIYA MADEM NAI MAIRE S BAHUT HI BEDLY TARIKE S BAT KI JO MAIRE KO ACCHI NAI LAGI, JISSE MAIRE BAIIJJATI FEEL HUE, AV MAI CHATA HUN KI AAP KUCH ACTION LE, UNKA BRANCH NO. HA [protected], PLS

To, Managing Director/ C.E.O. Bajaj Finance Limted DATE- 26.05.2015 Survey No. 208/1-B 6th floor, Behind weikfield I T Park, Pune ( Maharashtra-411014 SUB: LOAN A/C NO. 4010CD02039603 Dear sirs, I had purchased consumable items worth Rs 1, 25, 890/- vide Satnam Plaza, M-42 A, M- block, Greater Kailash, Pt. I, New Delhi Invoice No. 1012 dated[protected] on installments through Bajaj Finance and paid all installments in time and full and final payment to Bajaj Finance vide receipt No. 7806617 dated 03.01.2015 (copy enclosed) . I am very sorry to write that inspite of my full and final payment you are showing some balance in CIBIL which is outstanding since last four months whereas I have already made cash payment after due discussion with your officials . You have damaged / destroyed my creditability in CIBIL. My loan with other financial institutions / banks are being rejected and I have incurred lot of losses in my business. Under the circumstances you are hereby requested to kindly use your good offices and get clear the issue without any further delay and confirm. Incase the matter is not cleared within 15 days from receipt of this letter I have no other alternative to take legal action against you with a claim of damages of creditability worth Rs 10 crore on your risk and cost. We hope you will take immediate action in the matter to avoid any legal proceedings. Thanking You, Yours faithfully. ( Anirudh Birla ) CC-------- Mr. Ranjit Gupta (President Finance) Mr. Rahul Bajaj ( Chairman )

Dear All, CONSUMER DURABLE 4170CD07503234 I have bought a consumer durable from Bajaj Finance i have paid INR 250 for cash card and i was informed that you will receive the cash card after 03 EMIs paid, now my 03 EMIs are paid and i am awaiting for a my cash card. i have contacted to Bajaj local representative but he said i cant help you, i mailed them all the things but there is no response i got, i contacted to the call centers no. but the no.s are not working.. i have also filled a complaint on experia ID and they replied that your cash card is dispatched on 7th May by BlueDart courier but they cant provide me the shipment no. and still i didnt get any reply. CAN ANYONE ASSIST ME FOR THE SAME THING Reagrds Tushar