[Resolved]  Centurion Bank Of Punjab — non refund of processing fees for loan

I had applied for a loan against property from Centurion bank of punjab Phase 7 Mohali, Punjab.I was promised a loan of 12 lac, which after taking a processing fee of RS. 5000, -(Part of total fees) vide "yourself" ch. number 203679 from C.B.O.P. account which was credited to C.B.O.P. on 29.4.2008.Then the bank started adding lot of other charges to the offer they had given earlier, saying that the bank is getting merged with HDFC, and hence there will be new additional charges. For which I refused and hence the loan was cancelled. I was promissed refund of my processing fee...
I have followed up regouriousely for my refund, but as on today havent got it. Neither the bank official Mr.Amarjeet or Mr.Deepak who were running around me for taking loan at the time of application are even approachable.

I am fed up of this bank and the service.I want to complain seriously against the bank and the officials, so as to get the refund at earliest, and in order to avoid others falling into trap of these officals/bank.

M. Kang
Mobile [protected]
Address: 425 Sector 12, Panchkula, (Hr.)
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Aug 14, 2020
Complaint marked as Resolved 
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I had applied for a loan against property from Centurion bank of punjab Thakur Village, Kandivali East branch.I was promised a loan of 1CR, which after taking a processing fee of RS20000(Part of total fees), was reduced to RS35Lacs.Since I had already paid processing fees, after making too much noise, finally I agreed to accept it.Then the bank started adding lot of other charges to the ofer they had given earlier, saying that the bank is getting merged with HDFC, and hence there will be new additional charges.For which I refused and hence the loan was cancelled.Loan cancellation was done on 5th April08, and I was promissed refund of my processing fee after deducting RS2000, that makes it RS18000.00, within 5 working days.
I have followed up regouriousely for my refund, but as on today havent got it.Neither the bank official Mr.Anant or Mr.Surya, who were running around me for taking loan at the time of application are even approachable.

I am fed up of this bank and the service.I want to complain seriously against the bank and the officiala, so as to get the refund at earliest, and in order to avoid others falling into trap of these officals/bank.

Tejas Shah
Mobile [protected]
Address:c-93, Shatdal, Azad Lane, Andehri(W), Mumbai-58
Dear Madam,

It would be better if you approach Reserve Bank to clear your dues at the earliest and get the explaianation from the concerned bank which it seems is delayed intentionally.

You may contact Mr. Amod Mali for further guidance at B-52, Second Floor, Shatdal, Azad Lane Andheri (w).

Prasad
I want to know customer care helpline number to contact and collect PIN for Credit Card.

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