[Resolved]  CIBIL — Is CIBIL authorised by RBI?

CIBIL is totally illegal and they are equally corrupted and terrorist organizations like Laskar-e-Toiba and Jaiosh e Mahammad .
If any bank harass you, go to police station .

Some organizations already stared work against criminal foreign banks .

Let us move to Parliament and block all roads of Delhi unless GOI takes drastic role against notorious "CIBIL " and criminal foreign banks like Citi Bank .

Our demand is to ban all foreign banks and CIBIL

CIBIL MUST HAVE INFLUENCED RBI TOP OFFICIALS TO SUPPORT THIS KIND OF ILLEGAL ACTIVITIES CARRIED OUT BY CIBIL WITH SUPPORT OF RBI. NOW WE DONT HAVE ANY OTHER OPTION BUT TO APPROACH COURT TO INTERFERE IN THIS AND WARN RBI AGAINST SUPPORTING THESE KIND OF PRIVATE CREDIT BUEROS ARE JUST FOR MAKING MONEY FOR THEM.

CIBIL it self a fraudulant private agency.It is mainly meant for supporting fraudulant private banks like ICICI etc.Indian customers are being robbed by private banks and agency like CIBIL. Dear indian citizen don't take ay loan in any roberry private banks especially from ICICI bank.

CIBIL is a notorious criminal organization, They are trying to adopt Taliban style in Banking industry .

This illegal organization is more harmful than Laskar-e-toiba or Jaiesh-i-Mohammad .
The Foreign banks are behind IPL scandal.
Notorious foreign banks are trying to defame our national political leaders by various ways.

They are getting support from the notorious criminal organization by name CIBIL.

Hon'ble Congress Government should immediately ban the CIBIL and abnti-Indian foreign banks like Citi Bank, Standard Chartered Bank and other anti-Indian banks.

HOW CAN THESE TYPES OF NOTORIOUS AND TALIBAN TYPE OF ORGANIZATION BY NAME CIBIL EXIST IN A CIVIL SOCIETY. CIBIL IS HUNTING FOR FLESH OF INDIAN CITIZENS AND IT IS A MATTER OF GRAVE SORROW THAT RBI HAS NOT YET TAKEN ANY STEP AGAINST THIS ILLEGAL AND UNCONSTITUTIONAL ORGANIZATIONS.

THIS NOTORIOUS ORGANIZATION IS BEHIND THE IPL BLACK MONEY .
INCOME TAX DEPARTMENT SHOULD RAID CIBIL AND ALL FOREIGN BANK OFFICES.

OTHERWISE THIS ANTI- CONSTITUTIONAL ORGANIZATION WILL START MORE ILLEGAL ACTIVITIES AND THEY WILL TRY TO DEFAME OUR NATIONAL LEADERS BELONGS TO RULING AND OPPOSITION PARTIES .

CIBIL SHOULD BAN IMMEDIATELY FOR THE INTEREST OF NATION AND FOR THE INTEREST OF OUR NOBLE NATIONAL LEADERS.

LET US MOVE AGAINST CIBIL IN SUPREME COURT .
THEY WILL BE SURELY DEFEAT AS THEIR ALL ACTIVITIES ARE ILLGAL AND UNCONSTITUTIONAL.

COUNTRY WIDE MASSIVE PROTEST AGAINST RBI SHOULD STARTED AS RBI OFFICERS ARE NOT TAKING ANY ACTION AGAINST CIBIL .

SBI IS A GOVERNMENT BANK BUT SOME TOP LEVEL OFFICES WHO ARE ISOLATED FROM GENERAL PUBLIC HAS INVOLVED SBI WITH ILLGEGAL ORGANIZATION -CIBIL.

PEOPLE WANT PROPER RESPONSE FROM TOP SBI OFFICIALS HOW CAN THEY JOIN HANDS WITH ILLEGAL CIBIL.?

CIBIL IS MORE NOTORIOUS THAN KRAP PANCHAET .BUT RBI IS SILENT AGAINST THIS ILLEGAL AND UNCONSTITUTIONAL ORGANIZATION.

THEY ARE "RAkHAS" AS DESCRIBED BY OUR HINDU RELIGION. KORAN ALSO TEACHES US TO HATE THESE TYPES OF PRIVATE AND FOREIGN BANKS .
CIBIL; IS WORKING AGAINST THE INDIAN LAW, INDIAN CONSTITUTION, INSULTULING OPENLY
THE IDEOLOGIES OF KORAN, VED AND GITA .

SAME TYPE OF EVIL PERSON APPEAR IN MERCHANT OF VENICE OF SHAKESPEARE BY
NAME -SHYLOCK.

CIBIL IS BEARING THE IDEOLOGY OF A NOTORIOUS COMMUNITY WHO KILLED JESUS CHRIST AND WHO ARE INVOLVE IN KILLING LAKHS OF PALESTINE MUSLIMS AND ARABIAN MUSLIMS.

BUT RBI HAS NOT YET TAKEN ANY ACTION AGAINST CIBIL. WHY ? WHAT IS THE REASON ?
THEY HAVE TO ANSWER TO THE GENERAL PEOPLE OF INDIA AS THEIR SALARY IS CUMMING
FROM TAX PAYER'S MONEY .

HOW CAN SBI OFFICERS JOIN HANDS WITH CIBIL ? WHO HAS GIVEN THEM COURAGE TO VIOLATING INDIAN CONSTITUTION AND LAWS OF iNDIA ?

THEY HAVE TO ANSWER .

OTHERWISE WE WILL MOVE IN SUPREME COUNT AGAINST CIBIL, RBI AND SBI.

WE EARNESTLY APPEAL TO HER EXCELLENCY SONIA GANDHI, HON, BLE PRIME MINISTER DR. SINGH TO LOOK AFTER THIS MATTER AND TAKE DRASTIC ACTION AGAINST CIBIL .

I TOTALLY DISAGREE THE WAY CIBIL IS FUNCTIONING IN INDIA.. WHY BANKS AND FINANCIAL INSTITUTIONS ARE TOTALLY DEPENDING ON THEM? THESE BANKS OR FINANCIAL INSTITUTIONS NEVER UPDATE CORRECTLY THE STATUS OF INDIVIDUAL AND THEY WANT PEOPLE TO KEEP GOOD CREDIT. IT IS THE "COMMON MAN" WHO IS AFFECTING BECAUSE ANY SO CALLED BIG PERSONS NEVER FACE THIS...THEY WILL CLOSE ONE BUSINESS AND START NEW BUSINESS AND TAKE LOAN WITHOUT ANY PROBLEM... BUT WHEREAS A COMMON MAN FACES PROBLEMS FOR WRONG THING DONE BY THE BANKS AND FINANCIAL INSTITUTIONS BY NOT UPDATING PROPERLY.

We should also convince RTI activists and most Respected Anna Hazare how CBIL is stealing the constitutional rights of the citizens of India with the help of corrupted politicians .

CIBIL should be ban immediately.
We should write a letter under RBI and Ministry of Finance and seek explanation from them why CIBIL had been allowing to continue their illegal and unconstitutional acvvtivities.

We would like to request Most Respected Anna Hazare to look after this matter.

CIBIL is completely unethical and just governed, funded & influenced by the private banks of foreign origin who are doing the dirty credit card business in India and just harassing and financially running the innocent Indian consumers and in turn Indian economy for years. Credit Card cases should be completely out of CIBIL as Credit Card business is completely detrimental to Indian consumers. Anna should raise this issue too.

The time is not too far when the banks will rule our country along with CIBIL as our government is completely handicap and not taking any action against a institution like CIBIL who decides the fade & credit rating of a Indian consumer. Nowhere in Indian Constitution there is a provision that an institution like CIBIL can decide the credibility of an Indian national. CIBIL is completely illegal and government & RBI should ban it immediately.

I am one of the victims of CIBIL bad and careless judgement of my credit score. I am getting a bad credit score from CIBIL which has not even thought its necessary to verify with me before updating the score or even registering my details. My question is, when we apply for a loan there is so much verification done and when CIBIL wants to register our details, government who has authorized did not find it necessary to let citizens of this country know about what is CIBIL and how will it effect us? Come, this is one example o[censored]tter carelessness by RBI and government. I got to know that CIBIL existed only couple of days back when I applied for loan. Is this some kind of joke or a new ans smarter move of some corrupt politician to loot some easy money from people?

lolz right i am one of victim too since one year i was applying for credit card and application was keep getting decline i inquired about it so i got the answer my credit score is -1 and it shown i have 9 credit cards on my name in actual i never had any credit card in my life! and it is showing i have Rs 95000 due! how rediculas it is and now they want my 470 rs to increase my credit score
they are asking to buy credit score! it means i[censored] do any credit card froud and i[censored] just pay to cibil and they will clear ur name from cibil black list lolz what a f...! how they are making people fool! why RBI doesn't take action against it!?

lolz right i am one of victim too since one year i was applying for credit card and application was keep getting decline i inquired about it so i got the answer my credit score is -1 and it shown i have 9 credit cards on my name in actual i never had any credit card in my life! and it is showing i have Rs 95000 due! how rediculas it is and now they want my 470 rs to increase my credit score
they are asking to buy credit score! it means i[censored] do any credit card froud and i[censored] just pay to cibil and they will clear ur name from cibil black list lolz what a f...! how they are making people fool! why RBI doesn't take action against it!?

I feel CIBIL is totally fraud.An organisation made up to fool indian nationals.If these goons continue to do so then no one will apply for loans which would indirectly be a huge loss for private banks especially.The private banks should go on a huge loss till their brains come in place.How will a bank earn if it doesnt give a loan?? Credit cards and loans against credit card are the worst two things a person can have.My sincere request is to avoid a credit card under any circumstances.

I feel CIBIL is totally fraud.An organisation made up to fool indian nationals.If these goons continue to do so then no one will apply for loans which would indirectly be a huge loss for private banks especially.The private banks should go on a huge loss till their brains come in place.How will a bank earn if it doesnt give a loan?? Credit cards and loans against credit card are the worst two things a person can have.My sincere request is to avoid a credit card under any circumstances.

CIBIL of india is the worst institution in India. It quotes each and every matter reported by financial Institutions without clarifications from the consumer.Thus CIBIL of india works in unilateral way only to exploit Middle Income Group of India, the way in their own, the financial institutions wants to replace the local money lenders by virtue of its fast disposal of loan and hidden loan prices, but they fail and will remain failed in india . Fundamental rule of money lending in india is inforce under which it is very vide and clear that no interest could exceed the principal amount, therefore see the way CIBIL reports it will never say the limit of Credit Cards and will never ask any financial institution how they tried to break the rules. When the consumer gets acknowledged then he is forced to settle the matter and the "Settlement" is seen as bad in eyes of Banks. We foolish people of India don't know What the Governance has given us the protections by law and rules and what are the right of Indian citizen.
CIBIL of india is unilateral and barking dog of these financial institutions only. It has One way working procedure, it is the savior of all multinational and national financial institutions to add further this institution is also greedy and demands some 400/- plus amount to get the report from any individual . This all the gang of looting involves our ministers and the ruling government.

Everyone should send joint application to Our Most respectable Prime Minister Narendra Modi, Most respected Amit Shah .BJP president and RSS Chief Most Respected Mohan Bhagbat . CIBIL 's ideology is similar to Congress ideology .This organization is same type of anti-people organization like Congress party which is also anti-people political party .This type o[censored]nconstitutional and illegal organizations may be encourage Italian Mafia group but they are very much harmful to our Indian civilization .

I earnestly appeal to RSS leaders to active and find out the route of anti-Hindu philosophy of CIBIL which is worst enemy of all working class people of India . It is equally challenging the noble teachings of Ved, Gita, Koran and Bible .

Entities including TransUnion, leading banks and financial institutions hold a stake in CIBIL. The details are as follows :
TransUnion International Inc 55%
ICICI Bank Ltd 10%
State Bank of India 07%
Indian Overseas Bank 5%
The Hongkong and Shanghai Banking Corporation 5%
Union Bank of India 5%
Bank of India 5%
Bank of Baroda 5%
Allahabad Bank 3%

My query is does CIBIL WORK UNDER RBI ? WHY NOT CIBIL COMES UNDER RTI ? PLEASE RESPONSE.
Pradeep Agrawal