[Resolved] CIBIL — General | |
Sir CIBIL is nowhere helpful in solving the finance default cases.Instead of blocking once account under the pretext of bad credit.The financial institute must verify the genuiness of coustomer well in advace.It is not necessary that a defaulter at one Bank will loot the other Bank also.RBI should at once desolve this CIBIL and give the Bank more teeth in collecting the dues . Was this information helpful? | |
Aug 14, 2020 Complaint marked as Resolved | |
3 Comments | |
Comments
the CIBIL is killing the Banking system.The American economy is at the verge of collapse only due to CIBIL and credit cards.India should take leson from this.And at once order to abolish this CIBIL.
Reply
Sir,
What is wrong with you i understand people who are defaulter in loans and credit card if they dont get loan is understandbale. But getting denied just for the reason that i needed loan i have approach many bank and so we cannot gve loan this is absurd. Any person in this world even yourself if you need loan you will just not approach one bank you will obisviously contact many bank just to make sure if incase this bank dint give the other bank might consider the rules of bank. However today i reach a response for axis bank that my person loan was denied becoz in cibil it show that i have applied with many bank. Yes i have but thank to cibil not one has being approved. My credibilty with all bank is suberb and im not even a defaulter with any bank . Still i cannot apply for loan then what is the RBI is there for i would like to get a response for this as this is jus unjustise and not fair in path of cibil.
Cibil is just spoling other creditbilty as they dont was take any responsiblity and due to there lack for responsbility people haveing a good crditbilty are also suffering.
Please contact me on [protected]
Thanking you
Sheetal Bangera
What is wrong with you i understand people who are defaulter in loans and credit card if they dont get loan is understandbale. But getting denied just for the reason that i needed loan i have approach many bank and so we cannot gve loan this is absurd. Any person in this world even yourself if you need loan you will just not approach one bank you will obisviously contact many bank just to make sure if incase this bank dint give the other bank might consider the rules of bank. However today i reach a response for axis bank that my person loan was denied becoz in cibil it show that i have applied with many bank. Yes i have but thank to cibil not one has being approved. My credibilty with all bank is suberb and im not even a defaulter with any bank . Still i cannot apply for loan then what is the RBI is there for i would like to get a response for this as this is jus unjustise and not fair in path of cibil.
Cibil is just spoling other creditbilty as they dont was take any responsiblity and due to there lack for responsbility people haveing a good crditbilty are also suffering.
Please contact me on [protected]
Thanking you
Sheetal Bangera
Hi,
My name is G.Naga Suneetha, I am working in TCS e-Serve Ltd, Chennai.
I have a Citi Bank Credit Card with existing balance 190000. I converted it into EMI.
I applied a personal loan in Fullerton India, Chennai.
They rejected my loan due to my name is reflecting in CIBIL. Could please check and remove my name in that list. So it will be very helpful for me. Please feel free to contact me @[protected].
Thanks in advance for your assistance in this matter.
Thanks & Regards,
Suneetha G.
My name is G.Naga Suneetha, I am working in TCS e-Serve Ltd, Chennai.
I have a Citi Bank Credit Card with existing balance 190000. I converted it into EMI.
I applied a personal loan in Fullerton India, Chennai.
They rejected my loan due to my name is reflecting in CIBIL. Could please check and remove my name in that list. So it will be very helpful for me. Please feel free to contact me @[protected].
Thanks in advance for your assistance in this matter.
Thanks & Regards,
Suneetha G.
54%
Complaints
1314
Pending
0
Resolved
686
+91 22 6140 4300 [Helpline]
+91 22 6638 4600 [Corp Office]
Hoechst House, 6th Floor, 193 Backbay Reclamation, Nariman Point, Mumbai, Maharashtra, India - 400021