I’m a client of HDFC from last 3 years and I’m in grate trouble because o[censored]nprofessional and unsupportive approach of your staff, just to inform you that last one and half week was one of the most painful times I have ever spent in my life.
On Friday while making some daily purchases I came to know that my debit cards transition was put on hold, and when I enquire about that in customer service. They said that their credit card division has put it on hold and they can’t help me, this was a shock for me as the credit card they are talking about was settle in months back, after deep enquires and after making several calls to customer service and to phone banking guys, I came to know that according to there record I still owe them around 25, 000 RS.
This credit card was settled and I pay according to reminder phone call from collection center, I have got receipt and letter with me, Karan was name of the agent who come down to my place on monthly basis and collect the payment, and he himself collect last payment and he promises that I’ll get no due certificate any day, every thing was fine for few months and then all of sudden they(collection) people start calling again asking for payment, and when I try to call Karan for the same, he advice me that please ignore such call tell them that card has been settle down, but later start receiving threatening calls and i took this seriously I contact Karn again, then he came up with different story, he advice please ignore such call as every time calls come from different Call Center and it take time to update all system simultaneously.
On Saturday first thing I did was I try to call phone banking and log a complaint and that operator assure a call back from concern department and she advice to go to my mother branch, It was quite frustrating and annoying for me, (On Monday) even in my bank branch on one take me seriously and no one entertain my request. I spoke to Rahul and he was not keen to listen to me at all also he gave me a suggestion that never trust these Collection People phone call, I was surprises, then I told him all story from binging and he took a call back request as well, when I spoke to Branch manager I try to show him all receipt I have and that letter, he gave some “Globe Gayan” and he ask for ref. number of complaint, then I log another complaint with Surbhi Malhotra with ref number [protected].
Since then I have only received one call and when I tried tell him that it might a confusion from your end and please consider my request and payment and advice a solution that gentleman took call back again.Later I call again and aging but no response, perhaps I was not shouting at them so they took me in wrong way.,
Day before yesterday I received a letter stating that they will debit all my money from account, I spoke to Herdeep Singh, he uses foul language as” paisa to main tere gale se nikal loonga “ and when my elder brother try speak him about all receipt and letter, that guy was very blunt and rude, he said that “do whatever u like to do and he do not give [censored] to it”
I have visit your Rajouri Garden branch, I spoke to manager there and he assured me that please allow us to take 13, 000 RS in one shot and he will take care of the rest.
I have received statement that is showing some pending amount, also they have taken out all of may money.
I’m worried now and it seem that no one can Help me out, all my bills are pending and also house rent, no one is ready to listen to me I think I should hang my self, I do not know how long I can take this…..!
HELP
If some one can help me, please call me at [protected]
Rajneesh Kumar
Aug 14, 2020
Complaint marked as Resolved
If you see my credit card statements i am using my maxmimum credit limit every month.
i am paying my ammount before due date every time even i am paying extra ammont on my credit card. if i paid extra ammount bank is not giving any advantage.but this month i did overlimit bank charged 500 fine to me, because of this i am not happy.if bank not reply me very soon i will pay my due amount & close account with HDFC.
Hope HDFC will think on this
Regards,
Nitin
I applyed for PL lust 1 years ago dut my loan not pased some my address problem .Bank sayes my address profe is dupliket . And my name is provided the civil.
Please teel me what my I recovery my problem.
HDFC Bank / Credit Card — EXCESS BILL ON LOST CARD
Sir,I had lost my credit card no-[protected] four months ago, since than I hadn't recieed any bill for that after with which I had spent very little ie about Rs 1000 to1200/-, after four months, I m getting life threating calls to pay back Rs 4000 as credit card bill, its totaily inhuman and barberic please take some drastic against these fraudlant banks
of my email adress [protected]@vsnl.net.
I was using ICICI credit card past two years back.Due to adispute transaction I had put a comlaint and my my card is blocked and I didn't use it also.After a long time and continuous follow up, both o[censored]s agreed to do a settlement of Rs 15000 to close the issue.I have paid the amount on dated 12Dec08 and got a No due Certificate from the bank.After some time I applied for a PL from other Bank and came to know that, my name is in Civil.Kindly help me to overcome this issue since I am facing lot of problem.
Recently I applied for a change of Home Loan A/c from ICICI to SBI.I came to know that my name is in Civil and I didn't understood, eventhough I cleared the Overdue amount and got a No Due Certificate from ICICI, still my name is exist in civil.Also Other details are showing Overdue in civil without my knowledge since I am not doing any transaction apart from My existing credit card ( SBI & Axis ).I am not receving any correspondenses to finalise the Overdue If so.This is spoiling my credit history and I am unable to do any PL & Housing Loan transactions. Kindly help to whom I have to contact and what is the Number.
If you do not pay your credit card payments on time, you will be considered as defaulter by the RBI and your name will uploaded into CIBIL database, So when you apply for any loan, that bank will usually refer the CIBIL database and check if you have failed to pay any amounts before.
If you have paid the settlement amount for your credit card, request that bank to provide you an zero balance statement and also inform to update the CIBIL database, so that you will not be considered as defaulter and will not have any problem in getting loans or credit cards in future. i hope you've understood.
Thanks
Vijay.
If you do not pay your credit card payments on time, you will be considered as defaulter by the RBI and your name will uploaded into CIBIL database, So when you apply for any loan, that bank will usually refer the CIBIL database and check if you have failed to pay any amounts before.
For more info visit: http://www.cibil.com/faqs.htm
If you have paid the settlement amount for your credit card, request that bank to provide you an zero balance statement and also inform to update the CIBIL database, so that you will not be considered as defaulter and will not have any problem in getting loans or credit cards in future. i hope you've understood.
Thanks
Vijay.
This is to inform you all, that I will not be making the EMI payment towards the property loan. Going forward the loan will be paid by Mr Srikanth C the Co Owner of the property . The reason for this is that I am divorced and this property does not belong to me any more . My decree of divorce has been appended . Please be informed that if the same cannot be done then the property can be forfeited by the bank to cover the loan amount taken .
Kindly contact Mr Srikanth on : [protected]
Address :
No 40, 9th Main rd
Kurubarahalli, 60 ft road J C nagar Mahalakshmipuram post
Bangalore – 560086
This is with reference to my property loan booked on 27th Dec 2006 .
• Name : Reema Srikanth Nayak (past ) current - Reema Nandalike & Co Owner Srikanth C
• Loan Number : HHSG[protected]
• Loan Amount : 711940/-
• Installment Amount : 8092/-
• Interest rate : 11% floating
• Tenure : 180 months
Property address:
No 46, KRK enclave, Kurubarahalli village
Tavarekere hoblisy
No 179 Bangalore
ICICI Bank Credit Cards — IMPOSED UNUSUAL CHAGES ON CREDIT CARD BILLS & MENTAL HARRASMENT
Respected sir /madam,I herewith filing complains against the ICICI BANK that they are imposing unusual charges on the bill of credit card which was not discussed ever, further whatever purchase made and transections made, the amount is very nominal but after charging high interest and other financial charges the bank have started to charge excess amount than actual. Further, I used to pay regularly whatever the amount but even though every month bill is inclusive of various charges,
Therefore, I stop the payment and requested them to make settlement and for that I am ready to pay maximum possible amount, but they have not reply properly and started mental harrasment, phone calling and sudden visit to home and also they have put lien on my saving bank account. This is absolutely unfair practice done by reputed bank and for that I wish to lodge complain agains ICICI BANK,
Hence, I am seeking your kind support and advice on the same matter looking for fovourable reply.
Thanks
Ashwini
I think you are right, if you have already informed for settelement and bank have not responded therefore you are cleared at your end and question of mental harrassment and phone calling is really irritation move on part of Bank, so you can lodge complaint in womens court for mental harrassment and inform to bank as well.
Keep informing to me.
Advocate
Akshay
We're sorry to hear of your experience. If you can write to us at [protected]@icicibank.com with your phone and email contact details along with your credit card number we will contact you.
Warm Regards,
ICICI Bank
so kindly someone could help me ou with this matter, , it would be a great help.
thanking you,
MANDEEP BINDRA
[protected]
HDFC Bank / Credit Card — Non issuance of credit card after expiry of the first one
my credit card's validity expired on 31.8.2009. After that I have not received the renewed card yet. I gave complaint to the customer care and the relationship manager of my branch but there is no response. As per their record, I am a preferred customer. If this is the approach of the bank towards their preferred ones, then...........................ICICI Credit Card — unusual charges
I have bought a credit card of your bank in 2007. We have never used this card for purchase of anything. But still it shows debt of 8800/-Rs. in our account. We come to know that it has been debited by ICICI Lombard. We dont know how and when it has been debited for incurance policy of about 4400/- Rs. Then interest of said amount also debited after time. Now the total amount shows debt. of Rs.8800/-.Now we want to know that what can we do for the amount debited in our account without our knowledge. We think this is not fair to a customer.
So we kindly request you to help us to suggest a way to setteled this dispute. We know your bank is one of the most resposible in india and can understand someones problem. We are giving our detail of two debit cards here below.
First case:-
1. A.P.Trivedi-- [protected] d.o.b-12/12/1978
2.A.P.Trivedi--[protected]
3.Manishaben Trivedi--[protected]
Second case:-
1, Vipul Purohit--[protected] d.o.b.-31/05/1984
2.Santoshi Purohit--[protected]
Now please show us a way to solve the problem very urgent. To discuss further pls do call us on [protected].
We are eagrly waiting for your valuable and positive reply as your bank has always do....................
Yours Sincerely,
Ashwin P Trivedi
We're sorry to hear about your experience.
We'll contact you and work to address your issue at the earliest.
Regards,
ICICI Customer Service Team.
hdfc / credit card — name in civil list
HiMy name is Nilesh D Bonde, I am working with an Ltd company. In 2005 i applied for hdfc bank credit card and after few months o[censored]sing it I didnt find it convinient because of the extra charges and some fault in payments.that time i closed the account by paying the settelment amount. After that i applied for Home loan and in many banks but its getting refused by saying that my name is in the civil list .. can you suggest me what to do next?
If i know i speak to that bank and settle the amount .
Please suggest me how to clear it ?
my self harjeet pathania. i hd applied for sbi credit card on month of dec-09. today, i call to sbi card issue department for my latest status. they replied that ur request has been rejected due to ur name is reflected in civil list. would anyone tell me that what is a civil list, how can i find my name in civil list, how can i know that when, how and why my name added in this list and by which organisation this step has been takened ? Please suggest me any the alternate for relief.
thnks
Credit Card — CASE UNDER CIVIL DEPARTMENT SHOULD BE REMOVED
ABN AMRO was calling me unneccesarily day by day.the person who was dealing with credit card cheated us. He sent me a pin code but didnot send me any credit card, than he said to pay the payment that was due.and after sometime he sent the case under civil department. this case should be removed. Waiting for your kind action.nikhil mehta
+91-[protected]
HDFC Bank — PERSONAL LOAN CLEARED BUT IT IS REFLECTING IN CIVIL
I have taken personal loan A/c No:90727848 from centurion bank of Rs : 200000 in the year 2005 , subsequently the bank was merged with HDFC bank . I was Paid all EMIs through HDFC bank ( Mostly from centurion bank and remaining HDFC).I took the closing letter also from the HDFC bank . In cibil report it is showing still Rs:1,67,951 as outstanding amount because of that I unable to obtaining loan from other banks.I request you to do the needful action to correct the same, so that it is great help to me to get loan from the other bank. Attached here scan copy of the closing letter and statements for your easy reference.
Pl do the needful on urgent.
Regards,
P.DEMUDU
Flat No: 203, Om Vigneswara Apartment
Akkayyapalem
Visakhapatnam -530016
Andhra Pradesh.
HDFC Bank — applying unusual charges, not mentioned in their policy
hdfc have provided maximum 5 transcitions from other bank, but they ve charged me of rs.27.58 two times in a day 14/03/2012 without any transcition n are showing transcition no as 3854 and[protected]a/c no-[protected]
My name is Ahmed, I am working with an IT Company. i applied for hdfc bank credit card and after few months o[censored]sing it I didnt find it convinient because of the xtra charges and some fault in payments. i closed the account on[protected] by paying the settelment amount. After that recently i applied for personal loan and its getting refused by saying that my name is in the civil list .. can you suggest me what to do next?
Shall i procede leagaly and any letter to be submitted to banks. Please suggest me.
Dear sir,
I am yogesh mishra from gurgaon Haryana, one of the user of personal loan from ur bank.i have cleared all my pending dues of Credit card & personal loan. but still now my personal loan application has been regret n the bankers are saying that you have listed in civil & scroe 598.
My conttrol No.[protected]
So, pls help me out, i m very upset with this., bcoz i have to apply for the personal loan from Axis bank
pls get back to me as soon as possible.[protected]. My mail ID [protected]@rediffmail.com
Rgds
Yogesh Mishra
M/S Panalfa auto elektrik ltd
begumpur khottola
opp- Sona Somic unit -2
39th Milestone NH-8
Gurgaon 122004( Haryana )