HDFC Bank Complaints & Reviews

HDFC — Interest rates

Normally Home Loans with floating rate of interest are to charged with the current rate of interest only. But in case of HDFC, whenever there is any increase in interest rate, it applies to the existing Home Loans as well as to the new disbursements. But in case there is any decrease in interest rates, it applies it to the new Home Loan disbursements only and the existing Home Loans are being charged with increased rates. A clarification is required in this respect. Kindly also let me know the regulatory authority who regulates the Home Loans.

ICICI Home Loan — Charging Higher rate of Interest than present Floating Rate of Interest

To,
The Manager
ICICI Bank



Dear Sir,
Had taken a housing loan of Rs 1063000 at Floating Rate of Interest from your Bank in 2006 at an interest rate of 9.5 %.( Loan Account Number LBNOD[protected].
On April 10, 2007 the rate was revised and the period readjusted as per existing FRR/PLR.

I fail to understand when your bank is lending from past many months new loans for floating rate at 10.50%-11%. Why, I am being charged 12% rate of interest?

On contacting your customer care helpline number months back was told to me that I can get the same corrected at the branch with refund and adjustment of excess amount. On contacting your branch at Andheri-Mumbai no such help was rendered to me.

Kindly let me know in mail the process of getting this correction done or getting the same corrected from the time the interest has been wrongly charged in excess. Else, I am sincerely considering the option of switching my loan and all transactions to other bank.
Such type of behavior of second biggest Bank in the country with customers like us I s making our belief of trust in you lost.

Hope you all take this mail seriously as this is my last effort to bring the anomaly for correction to your notice.

Regards

Ravindra Pratap Gupta
Manager Operations-All India
Pantaloon Retail India Limited
Future Group
Mumbai
Mob: [protected]

ICICI Bank is one of the worst bank to deal with whether its bank accounts, home loan, Credit Cards, or some other products. I really have never heard ICICI bank reducing interest rates from last 4/5 years. RBI should strictly look into this matter and save customers of ICICI bank. I started my home loan in 2003 @8.00 and now ICICI bank is looting me with interest rate @14.00. When you contact them they have standard answers like you have opted for floating rate and PLR is taken into consideration which is as per government and RBI rules. God please help ICICI Customers.

ICICI is the worst to approach for the loan. They do very fast processing of the applications especially loans. One have to understand that the Public Sector banks follows all the Government norms etc, so the processing time might be higher. But it is worth waiting for that rather than screwed up and keep paying for the unethical banks the excess amounts for years.

You guys think RBI don't know this. It will never act. It is always on the Industry side not with common citizens.

The only way we can do is stop all the transactions with ICICI and spread with your friends. If ICICI collapses may be few thousands may loose jobs, but at least lakhs of people will save lots of money and other banks will learn for not following the basic business ethics.

Remember ICICI is the second bank with highest Home loans, so without issuing new home loans, it can still make profits with existing customers for long time. Because the loans are for not less than 10 yrs.

I have take HDFC Loan @ 14.5% interest rate since 1999 and they have charged interest rate @ 15% since then. Now also they are charging me interest rate of 15% where as actual market rate of interest is arount 10%. They are list bothered to RBI rules & Regulations.

boss,

my situation resembles to yours. i too am struggling to get out of this. by now i guess your rate of interest is 13.25% but i have been advised that there arent any prepayment/preclosure charges on the loan.

the guys in the regional deptt are not capable or authorised to help the clients by any way or means. i also wrote to the mumbai corp office through the email vide there website. i got a very weird and senseless reply simply stating that my rates have changed as per the RBI guildlines.

i am still working out a way.

my email id is [protected]@rediffmail.com. shall keep you updated and hope that you shall do the same.

regards,
mitul

Ya its right that comparison to nationalised bank HDFC interest rate is high. HDFC coming under NHB guidelines. Nationalised bank get packages from Government. So they have lower interest rate. Nationalised bank have more defaulters too.

Thanks

vijay

Mr. Vijay, Do you know how much NPAs in private banks and to cover that why the end-up looting the existing ones. Pls go and read their Q'results statement.

Mind you, Govt. banks follow very very strict norms in giving loans and that's where many o[censored]s goes to private banks not because we approach them for bad properties but succumbed pressure from the seller when the market is up for quick disbursal etc.

If anybody undergone such interest rate cheating from non-controllable-private-banks, they will never ever go to them. Another adv. with PSU is, most of them do thorough paper check compare to pvt.

Even when the default occurs, bank won't loose much (unless given to some thugs/politicians on illegal land/properties)

e.g. for a say 23L property, i have already paid 8L in EMI and 4L as down payment. so in effect 12L in 30months AND need to pay still 16.5 to them. But they provide "" as a service e.g. by not sending "Repayment schedule" when there is pre-payment etc. and ask Rs.300 for that!.

guess what even if i default, bank can auction the property (which is 35+L on today market value) and get a hell lot of money.

so pls pls be "sensible" and don't pass arrogance comments across the HDFC screwed user voice/posts.

I agree that ICICI Bank is one of the worst bank to deal with customers of home loan. At First, it lured the customers towards its lower rate of interest but soon after it lost the faith of the customers on the pave of the interest rate, at which the other banks cared the welfare of their customers. RBI-India should look into such matter and compel such banks to follow the rules and regulations strictly to save the customers from the senseless policies of such banks

housing loan rate of interest — double standard which was not know at the time of taking loan

Dear Sir,
I took a loan of 127500/- for 10 years on 02/07 with 9.25% interest floating.LIC has given me only 2 opetions, floating and fix.Hence selected flating so that LIC will reduce as per their plan.
After that every 3 months they have increased the interest up tp 12.5% and now they have reduced to 11.25%.
However for new coustomers they are giving floating interest as 9.50% when I asked for me to give the same interest.but not given.
My question is, how LIC has double standard for floating interst which was not clared to me at the time of taking loan???

There is no value for a regular coustmer who is paying regularly instalments with high interest??
Where we should ask for legal help for injustice ? shall we accept anything that LIC does?

HDFC won't reduce interest rate. Better to go with PSU bank.

I made biggest financial mistake by taking loan from HDFC.

Currently they are offering 9.75% and completely avoiding existing customers. Dear new customers, once you taken the loan, you will be in the same situation like us. Better go with any public sector bank. They service may not be hi-tech. But they won't suck your blood like HDFC and ICICI.

Saw this link - Do not believe this!

http://www.moneycontrol.com/india/news/business/sbis-new-home-loan-plangimmick-s...⇄

Anyway SBI is far better than HDFC. I'm a victim of HDFC home loan. I've taken loan for 7.5% in 2005. My friends took from SBI same time. Now they are paying 10.25% and I'm paying 11.75%. Difference of 1.5%. So dear customer you can judge, who is better. My decision to take homeloan was biggest financial mistake.

Even after complaining lot of times, HDFC is still charging me 11.75%. They are blood suckers. Don't approach them for any loans. Their MD makes a statement that cost of funds have come down for giving loans at 9.75 for new customers.

Somehow, the cost of funds don't come down for existing customers.

Customer complaints have forced Mr Parekh to make such statements. But he is not ready to bring down rates for old customers.

Now SBI is offering car loan for 10%. And I'm paying 11.75% for housing loan from HDFC. What a pity!!

Public sector bank car loan interest is much less than HDFC housing loan!!

See: http://www.moneycontrol.com/india/news/business/now-sbi-offers-new-car-loan-at-1...⇄

This is wake up call. It is better to do some papar work and stand in Q in PSU bank rather than repenting afterwords.

HDFC being housing giant should take a lead but they suck.

I am totally agree. I am facing the same problem. It better not to go HDFC/ICICI bank for any kind of loan.

Read this link which might help borrower for the taking the home loan

http://wealth.moneycontrol.com/features/home-loans/rate-cut-war-should-i-shift-m...⇄

It's true and as a NRI I had done the same mistake of taking loans from HDFC; as a result end up paying huge interest and despite all RBI regulations they don't seem to budge a bit. It's a shame on the part of Indian to see a fellow indian looting a son of soil at the pretext of bankers. Even when we pay the EMI in time also they dont seem to credit the amount in time and as a result I end of paying penalties many times.

sdfsdf — higher Interest rate being charged

I am being charged @ 11.5% by HDFC while new customers are being offered @ 9.75%. They have changed the meaning of floating rate of ineterst. They increase the rates when RBI increases rates but do not decrease even after so many rate cuts.

I was thinking of balance transfer to SBI. Now HDFC has increased BT fess from 2% to 3%. All the customers at HDFC are unable to transfer thier loans now. We are paying 3 to 6 % higher rate of interest to HDFC than any other bank.

Government should do something in this direction. The Bank must be penalised for this.

Regards

I also had taken a 20 year floating home loan from them at a rate of 9% in June 2006. It had gone up periodically till 12.25 and now came down to 11.75.
At the same time, I know that the same company is selling loans currently at the rate of 9.75, for the same (less than 20 Lakhs) tenure.
I am not sure who can force the company to stop this double standard and fleecing the existing customers?

LOANS BY PRIVATE BANKS IN INDIA — INTEREST RATES DIFFERENCE IN PUBLIC AND PRIVATE SECTOR BANKS

from
"skgupta_b ." <[protected]@sify.com> hide details 3:18 pm (2 minutes ago)

to
[protected]@rbi.org.in
date Mar 6, 2009 3:18 PM
subject URGENT TIME BOUND SOS MESSAGE BEFORE GOING ON DUE AND ESTABLISHED LEGAL PROCESS OF INDIA TO RIASE THE ISSUE OF PUBLIC INETREST NATURE RATHER THEN INDIVIDUAL ISSUE AT ALL SO FAR .
mailed-by sify.com
MOST URGENT MESSAGE

Respected Sir,
For the last one year I am raising this issue but unfortunately due to its heavy financial impact on the exiting undue profit making
and monopolistic activities no private banker has come to resolve the matter including the officials of the RBI . But it is indirect invasion on the innocent pockets of effected people of the country and RBI is also not doing its due role . If there are no existing system/laws/policies framed by the legislature then RBI should do the advisory role to get these amended so that parity may come between public and private sector banks and innocent citizens of the country may not be effected by the shaukari system of private bankers.

In brief I am writing to your highest responsible POSITION and personality with still positive hope that you will certainly do all the desired steps in the interest of nation at all.

With best regards,

SHIV KUMAR GUPTA
M.P.A., L.L.B, M.H.R.M
154-F, GHANDHI DHAM
NEAR BUS STAND
JAGADHRI-135003
E-mail: [protected]@sify.com
Phone Resi:[protected]
MOBILE: [protected] [Haryana]
[protected] [DEHLI]
















[protected] Forwarded message[protected]
From: skgupta_b . <[protected]@sify.com>
Date: Mar 6, 2009 2:48 PM
Subject: URGENT TIME BOUND SOS MESSAGE BEFORE GOING ON DUE AND ESTABLISHED LEGAL PROCESS OF INDIA TO RAISE THE ISSUE OF PUBLIC INETREST NATURE RATHER THEN INDIVIDUAL ISSUE AT ALL SO FAR .
To: [protected]@icicibank.com, customer.[protected]@icicibank.com, [protected]@iba.org.in, [protected]@hdfcbank.com


TO

ICICI BANK/HDFC BANK/IBA/RBI

Since matter was pending with with me for PIL u/s 32 of the constitution of India as law student to rise the monopolistic /biased /one sided activities of all the private banks as compared with public sector banks of the country resulting in grabbing of huge money of innocent and uneducated /unawared people of the nation and its ramification of very wide nature on the economic system/position of the people. Recently public banks are offering home loan at the rate of 8% as against the 11 % by private banker and case to case biased policies .

Thus to be in brief do reply within 48 hours why this public interest issue should not be raised in the Supreme court of India as per the legal system of the country as a law student, by myself.
- Hide quoted text -

SHIV KUMAR GUPTA
M.P.A., L.L.B, M.H.R.M
154-F, GHANDHI DHAM
NEAR BUS STAND
JAGADHRI-135003
E-mail: [protected]@sify.com
Phone Resi:[protected]
MOBILE: [protected] [Haryana]
[protected] [DEHLI]

Guys no point taking all this here lets get together & Take the fight to HDFC.

I have created a group on Yahoo join it so that we can approch HDFC with our demands.

changed the name of the group

http://in.groups.yahoo.com/group/hdfchomeloancustomers/



Nitin Grover
Advocate
[protected]

Same case, I had taken loan from DHFL, that time the market intrest rate was 8.5 % or less, but they charged me 12.3 %, due to market change they have raised the intrest rate to 13.25 %, now all others are redused to 7.5 % to 8.5%, now they are continuing with 13.0% for old loans, which is a very high rate as compare to others

tranfer your home loan to LIC or new home loan
only BANGALORE CITY pepole contact

ASHOK RAJ
LIC OF INDIA
BAGALORE-560001
MOBILE NO-[protected]
E-MAIL- [protected]@yahoo.co.in

SGPGIMS — cheating in the name of alerts

I have been cheated of nearly Rs 300 in the last year on account o[censored]nwanted cricket alert or bhajan alerts etc. I get a message that Rs 30 is being deducted for alerts. In the end of the message fake numbers are given one is [protected] and one is 51234030.
I would like to register my complaints.
What can the customer do for such blatant cheatings?
Is there anybody who cares for customers in this system or you all are getting good kickbacks to make this cheating business part of your income plan.

What we need is RBI intervention to stop this discrimination between new customers and existing customers. Banks should charge only one set of interest rates for new and existing customers. This will force banks to reduce the rates. Now these banks like HDFC and ICICI has no pressure to reduce rates. They get new customers with low rates while charging existing customers with a higher rate. We need justice.

Dear All,
Be careful, before taking HDFC housing Loan, They have made me a fool they are not follow any RBI rules.
I would like to explain all things, I have taken a loan amount INR 6, 53, 000 @7.25%pa variable rate basis dated for 20 years dated on Nov 18, 2004, and when RBI has increased rate they charge me with the increased rate and when RBI reduced Interest rate they had not reduce my EMI, they told me that we will reduce your loan repayment period,
Now they are charging me a interest rate of 12.75%pa, now I am very much frustrated with this bank if you have any option please tell me it is vary helpful for me,
Usha Devi

Strongly agree.
But what is the solution to it.
A cpmplaint note in Banking ombudsmen

HDFC Home loan customer group moved to:
http://groups.google.com/group/hdfchomeloan

Most greedy bank ever I have seen. This is applicable to its insurance plans as well.

wrf
210 days ago by Siva Kumar N V
The only way we can do is stop all the transactions with ICICI and spread with your friends.
i think this is the only way customer has...
friends think seriousely...
regrads
naveen

Hi,
I'm complaining against HDFC for un ethical business practises and also against the rBI for not regulating the pvt banks (ICICI and HDFC) from looting the public in the name of Floating Rate which only floats upwards faster than lower side.
pls join me or complaint against these two banks Online or thru simple e-Mail and or send the complaint and document against these banks at http://www.rbi.org.in/Scripts/bs_viewcontent.aspx?Id=164 there is provision to send the email online if not then note down the address and send your complaint to the relevant location
To complain against RBI pls send a formal somplaint and send the documents to

Reserve Bank of India,
Complaints Redressal Cell
Mumbai Office
1stfloor, Main Building,
Shahid Bhagat Singh Marg, Post Box No. 901
Mumbai 400 001.

or to

Shri. A.K.Bera,
Chief General Manager
Reserve Bank of India
Plot No. 3, Sector 10,
H.H.Nirmaladevi Marg
Cbd, Belapur, Navi Mumbai 400 614


Thanks

Vinayak

HDFC charges high rates, same is true with me. Thing is we can sue HDFC if they say they are not under RBI regulations.
Just go to consumer forum and register yourself. They will fight against HDFC bank and you will get all your money taken additional back. As floating rates are regulated based on RBI instructions.

Dear Friends,

Just go to:

CONSUMER DISPUTES REDRESSAL COMMISSIONS
in your respective states and lodge a complaint against HDFC / ICICI and any such bank doing so.
You may even file a police complaint againts bank for cheating. Just consult a lawyer - it will be resolved.
Law is definitely a painful process but Believe me it is always fruitful and in favor of customer.

Dear Friends,

Just go to:

CONSUMER DISPUTES REDRESSAL COMMISSIONS
in your respective states and lodge a complaint against HDFC / ICICI and any such bank doing so.
You may even file a police complaint againts bank for cheating. Just consult a lawyer - it will be resolved.
Law is definitely a painful process but Believe me it is always fruitful and in favor of customer.

RBI- IS IT FOR THE PEPPLE OR A STOOGE OF FINANCIAL INSTITUTIONS

Financial exploitation of existing home loanees by financial institution is certainly under the patronage of Ministry of Finance and RBI. Total indifference and apathy of RBI towards the issue indicates a strong possibility certain vested interests .

What is the terminal objective of financial policies of RBI, both in hardening and softening of rates? Is it the interest of country and welfare of people or is it to swell profit margins of financial institutions? Mr Governor RBI, please comment. Today financial institutions are the modern India SAHUKARS . ANDHERI NAGRI,
CHOPAT RAJA. Keep it up Mr Finance Minister and Mr RBI Governor

A TIME HAS COME FOR US TO FIGHT TOGETHER .LET US ALL GET TOGETHER STOP PAYING THE EMI's .

Dear Friend,

I would like to make you alert on few details regarding HDFC and other limited companies.

HDFC LTD is a limited company and is not a banking institute.
It is a self regulated financial organization and is not at all regulated as a refinancing institute or is not a Banking institute. Sales officers makes people fool by stating HDFC Home loan as part of banking division. Even interest rates charged by HDFC is very high which is increased in subsequent years.

As such rates of interests for home loan are definitely regulated by RBI but limited and private companies do not fall under their per-view. These companies fall under company Act and not under Banking Act.

At time of taking loan these companies promises low rates of interest and then increases rates of interest in subsequent years, which increases your burden of repayment in form of slow poison eating your lots of money.

I will share my personal experience:

I have a very bad experience with HDFC, My loan of 11 lac with tenure was only 20 years and was promised with 3% discounted rates for my loan account as the company with which I was working was a corporate client of HDFC, so my loan started at 7.25% rate of interest and a low EMI of 8595/- Rs only.

In later stages HDFC revised rates of interest stating that my loan is on floating rates, where as no discounted rates are applied to my account. More on no reduction in rates are done at all even when rates of interest of other banks and institutes fall down. Even when they offer low interest rates to new customers – on my inquiry they asked for a proceeding fees of almost 12 thousand rupees to revise the rates of interest.
My EMI is also revised to 10, 526/- Rs and the tenure is now increased. Today even after paying EMI for more then 6 years my tenure of repayment is more then 18 years and EMI is increased from 8695/- Rs per month to 10526/- Rs per month. So I will end up paying money to HDFC for more then 24 years.

So I will end up paying four additional years with new EMI to HDFC which will make me a loss of almost 10-12 lac rupees.

HDFC is offering new customer 8.25 rates of interest where as even when I am a old customer with corporate tie up with the company – I am charged almost 11% rates of interest and I am screwed up by paying more EMI.

I have started legal proceedings against HDFC – and warn you all that dont take loan from HDFC other wise your people will also end up in soup and will have to pay huge for small things.

REQUEST YOU ALL TO TAKE LOANS ONLY FROM BANKING INSTITUTES AND NOT FROM ANY LTD COMPANY--
Ask following questions at time of taking loan.

1.Is the company having word “Bank” in its name.
2.If the company is refinancing company - take in written that – rates of interest in the company will be regulated as per RBI norms.
3.Only those people whose files are not getting approved from banks and documents are not clear enough and are in need of loan should opt for such institutes, but mind it these ltd companies slowly increases rates of interest and eats away your lots of money charging high rates of interest.

PLEASE NOTE – HDFC is a limited company and not a BANK. Only banking institutes or company with word “Bank” in its name are regulated by RBI.
Before signing any document of ltd company please read the terms and conditions completely and take a lawyers advise if needed before going ahead to sign the same.

Please disseminate this information to all your friends and relatives so that they are not cheated by any private company in case of loans / home loans.

In public interest by:
Pankaj Kakani

Hi Guys!

This is the incomplete information which publisher has put in this article. Please do not be under impression that SBI is lending home loan with lowest rate. This is another fraudulent bank which gives you loan under their "Happy Home Floating Scheme" saying that for 1st year the interest rate will be deducted at 8.0% and for rest 2nd, 3rd and 4th years it will be deducted at the rate of 9.25 % but this is all Fake, The SBI will definately give you 8.0% interest rate in 1st year but as soon as you enter in second year the Rate of interest will start rising and by the end of few months it will rise upto 11.75 - 12.0% and you will be under impression that you are availing the previledge of the Home Loan scheme. I AM ONE OF THE VICTIM OF THE FALSE PROMISES MADE BY SBI. You should regularly check the interest rate as they might be changing anytime.
EFFECT: Due to higher interest rate, your principal amount will reduce very slowly as you are paying 80-90% of your EMI as an interest every month due to which your payment tenure gets extended or you get burden of paying higher interests on your principal. And in last phase of your Home Loan tenure you land up paying higher amount to foreclose your home loan as soon as possible.

If you find this fraudulent practice in 2-3rd year of your loan tenure then after repeated complaints and applications there will be No action taken by SBI for correction of the interest rates. They will say that this is the mistake of SERVER DEPT, this is to be corrected by back office, and we will get it done soon...bla bla bla... All rubbish.

Description SBI HAPPY HOME FLOATING
Limit 14, 45, 000.00
Drawing Power 13, 57, 966.60
Outstanding Amount 13, 30, 226.60
Rate of Interest 11.75

Date (Value Date) Narration Debit Credit

31-May[protected]May-2011) INTEREST 12, 955.00
24-May[protected]May-2011) O.S. DEPOSIT TRAN 14, 872.00

30-Apr[protected]Apr-2011) INTEREST 11, 821.00
24-Apr[protected]Apr-2011) O.S. DEPOSIT TRAN 14, 872.00

31-Mar[protected]Mar-2011) INTEREST 12, 180.00
24-Mar[protected]Mar-2011) O.S. DEPOSIT TRAN 14, 872.00

28-Feb[protected]Feb-2011) INTEREST 10, 924.00
24-Feb[protected]Feb-2011) O.S. DEPOSIT TRAN 14, 872.00

31-Jan[protected]Jan-2011) INTEREST 11, 940.00
24-Jan[protected]Jan-2011) O.S. DEPOSIT TRAN 14, 872.00

In the above table: EMI paid every month regularly as 14872.00 and SBI is charging every month higher and higher interest rate and deducting interest of 12955.00 which is aprox 13000 out of 14872. Now you can see that principal is getting deducted only 1872.00 which are less than 15%.

Conclusion: Out of EMI which you are paying with your hard earned money SBI is charging more than 85% as interest charges and rest less than 15% as principal repayment from your loan amount.

ITS TIME TO THINK AND ACT! PLEASE HELP!

Regards,

Dr Sajeed
Email: [protected]@gmail.com

can somebody tale me what is difference between nationals bank home loan and HDFC bank home loan ? will it be havinng hidden charges and hidden load ...which they charge after taking the loan ...


Pls tale me ... i want to finished my loan as early as possible

I TAKE HOME LOAN ( A/C[protected] PLEASE PROVIDE ME CREDIT INFORMATION REPORT IN WRITTEN ( MY A/C IS REGULAR AND STANDERD ) I REQUEST AND IN WRITTEN BEFORE THREE MONTHS FOUR TIMES,
JITENDRA KUMAR SAVITA
590-I/47/2, INDRAPURI COLONY
NEAR SGPGI, LUCKNOW.
A/C[protected]
CELL NO. [protected]
[protected]@yahoo.com

Hdfc Bank — wrong guideline and not corporating with me

I have current account in this bank and they hide conditions to me and i now they are not chosing my account And the staff is so misguide us

Hdfc Bank — edc swiping machine problem

my tid no 47016989 from past 10 days im facing a problem in this machine and they r asking me 1500 for the charge why should i have to pay it and the version which they have the series is magic3 past 4 years old machine

Require Receipt of my standard health insurance policy

Please send the receipt of my policy from Jan 2013 to till date to mail id "[protected]@gmail.com" ASAP. Plocy no : 15680817 mob no: [protected]

Term Debit card ADJ 23-12-15

Hi,
I would like to know why what is the meaning of the charge[protected] TERM DEBIT CARD ADJ 20-12-15 that has been debited from my savings account on 2 days almost back to back.The amount that has been debited from my HDFC account is 11.45.

Also please suggest what is the minimum balance to maintain in savings account.

Thanks,

Respected Sir,

I Wasim Botke applied for Net Banking IPIN Number. HDFC BANK has dispatched the courier on 16th October 2007 through Pafex Courier vide Airway Bill No.[protected]. After 4 to 5 days I have enquired reg my courier to Pafex Courier (Andheri Branch) they have replied me that we have returned your courier to HDFC BANK (Chandivali Branch) becuase our company did not have service to your postal address.
Please note I am residing in Nallasopara (west) Pin Code No.401203 (Dist - Thane, Taluka Vasai).
Kindly consider my Complaint & to the needful as early as possible.
I will be very thankful to you for your immediate action regarding my complaint

Hi
I m ketan garala recently I opened my saving account in ur bank at ahmedabad (S. G. highway). My account already opened but my welcome kit not yet dispatch to me. Because some currier problem . but now my welcome kit at Chennai and I want it . If no one at home will u plz tell us or inform me . because for this reason I can’t access my account so will u plz chk it and give me as soon as possible plz. I have already complain this to branch but they don’t give me good response .


My information

Name : ketan garala

Account No : [protected]

Branch Name : S.G. highway (Ahmedabad)

status of air way bill number ZB3752834

COURIOR FROM HDFC BANK WAS Dispatched on05/05/2012, till today ihave not received, please send me the status of it.

Dear NAVEEN BISHNOI, Your HDFC Bank Credit Card is despatched thru Speed Post vide Article No # EB[protected]IN DT-23/08/2018. Now generate your Credit Card PIN instantly by calling [protected] from your Registered Mobile Number. Plz send corirer name

ovardu

HDFC Bank — Cheating the customer by collecting cheque bounce

Respected Sir,

Two Wheeler Loan no 12685334

I got a two wheeler loan from HDFC bank and the EMI is Rs. 2240/- and I have paid the EMI regularly. Unfortunately a person from bank called me to pay bouncing charge of Rs. 450/- . I checked my bank statement account in SBI no [protected].
The ECS of loan is deducting from my account regularly every month.

So, I request you to take serious action against the bank and do the needful.

Please reply me by email about this problem.

Thanking You

S. Prasada Raju

Hi Sir/Madam,
I have been dealing with hdfc bank for a fairly long time now, for the first time I have been very frustated with the lack of supprot fromthe concerned dept.
for the past many weeks I have been trying to go for settlemnt of my credit card, few weeks back I recieved a call fromthe person (Niharika Chaudhari), working in rajourio garden, ansal tower 5th floor, hdfc branch, handling my credit card(collection dept.), asking me to make the payment.I told her that I want to go for settlement, and then she decided to do the settlemnt in 27000, in total.and she asked me to make a payment of 4800, immediately and for the rest of the amount she will send the settlemnt letter.Imade the payment but still they went ahead and put a hold on 47000 from my saving a/c.When I came to know about it I called them, I spoke with Anuj Chaudhari(Team Leader, Hardeep Singh(Manager)Aman (Associate), and thet told me that the fund will be released by monday(7th of dec)and send the settlement letter to my place and make the payment.But when I checked it wasnt released, and no on ecame with the settlement letter, since then I have been calling them but no one picks the call, if they picks also, everytime thay say that the concerned person is not available, and tells me to call the next day, which I have been doin with no result.Being a cust. I am not running away to pay the amount, but I feel there shouldnt be a problem like this ignoring a cust. and not helping .
Kindly look in to the issue.
my contact details
[protected]

It really pains to pen down this letter, its really pathetic to know that HDFC BANK have such a system where in their guys dont even have a morale where in your customers have to suffer.

I am Ankit Merchant, savings account holder : A/c Number : [protected] opened in september 2008.

I was issued a credit card from your BANK Credit card Details : CARD No. [protected]
: Validity from - to date. feb-08

I had made a settlement of this credit card on DATE[protected]. And i was being told by your location head Mr. Lokesh that i would recieve my settlement letter in 90days.
In between i got a call in between this time, and the language was ABUSIVE. I dont understand how come you are not even concerned about the customers and their month's planning.
Inspite of informing them about my settlement, they were constantly giving me BAD WORDS. Is this your system? I havent got my salary for the month of December and you have leaned my account for no reasons?

I am not threatening you, but giving you 4 days time. Kindly clear my due amount from the balance, after 4 days i will have no option left other than going to media and to consumer protection. Its not a threat but its a plea of a customer who is badly affected with your USELESS system.

And the another thing i would like to add is after making so many calls & mailed to HDFC bank customer service department they had given me a number of their officer when i called on the same number where i got the answer from their respective debt management officer named sanjay mishra was " do what you wish to do now you have to do what we say ha ha ha..."

regards

ankit merchant
+[protected]
Surar

This is for your information, This is the complaint against Mr Neeraj naidu, head of recovery dept, secunderabad.
As i bought one two wheeler and taken loan from HDFC BANK.only for one cheque bounce the veichle is Seized by recovery people.when i was not in the hyderabad, i was in bangalore, they took the veichle form my friend forcely.as i went to the bank and spoke to Mr Neeraj naidu from HDFC BANK ( RANIGUNJ, SECUNDERABAD)i just wait for two hour in the office, and finally he spoke to me and his asistant also spoke to me and given the details. and he dint infromed me about to sell my veichle from day one, . finally he sold my veichle for 12000/- which i am getting 34, 000/- from out side, without informing me, he sold my veichle with in week days, and the people from recovery Dept couried the notice to my old address, where i am not staying there, till now i dont know who received the notice.
Kindly mail me for the same.

B PRATAP REDDY
+91 [protected]
LAN NO: 588185
VEICHLE NO : AP29D 0524

Dear Sir,

My CREDIT card no. [protected]

Name: CA Priyanka Subhash Ajmera

I had withdrawn Rs. 2000/- cash on 4/10/10 by mistake and you had DEBITED Rs.334.87/- as HDFC cash advance fee on Rs. 2000/-

This charges are very heavy and not affordable to me.

Now I want to close my CREDIT CARD facility and also our CLASSIC facility of SAVING A/C.

Pls guide and reverse the above charges as first time of my life mistake..

Dear HDFC Bank,

Can you please let me know how many you required to open a salary account with your bank. Since I have submitted my documents around 15days back but till today I haven't received the kit. I had tried to call many times to bank but there is no proper response or they are trying to bluff me out.

Hope I will get the response to this mail.

Regards,
Sadiq Patel
Manager-Purchase
Otis Elevator Company (India) Ltd.
CLC Vasai, Mumbai, India
Board Line: +[protected], Ext:226
Direct Line: +[protected]
Hand phone: +91 [protected]
Email ID: sadiq.[protected]@otis.com

centurion bank pin no cover — not received

on my centurion bank atm card oin no cover is posted on 05/07/2008.but i am not received till today.it is very urgent.

i hav applied fr a personal loan, , the person to whm i hav submit my documnt said that i wil take only 4 or 5 days . I also have a problm wit my address prove so he asked me to go and changed from the bank and i did the next day..i had a word wit the custmr cre asking bout the changed of add, she told me that its already changed .but til now i havn't got any cl bake from his side, i have applied on 19th of dec 2008 amd today is 27th of dec, i wil b very thankful if you can just let me know bout the loan(query) which i had applied for,

THANKS

Till time is not rcvd my New Debit card & PIN NO actually old Debit card Validity is 12/08 so pls dlverd my New Debit Card & PIN NO as soon as possible.
Regards
Mahender .

HI,

TODAY I CALL CUSTOMER CARE NO BUT NO ANY POSITIVE RESPONSE FROM REPESENTATIVE

HE TOLD ME YOUR DEBIT CARD NO IS WRONG WHICH IS PRINTED ON CARD

LAST MONTH NEAR ABOUT RS 1000 DEDUCTED FROM MY A/C WITHOUT ANY INFORMATION

HE GIVE FULISH JUSTIFICATION OF REDUCTION AMOUNT.

PL.LOOK IN TO & AVOID MISCUMMNICATION TO CUSTOMERS

THANKS

Dear sir/madam

I have applied for new salary account for mahindra logistics ltd.at raipur branch on dated 03.02.09 but yet not received my account no. your people is saying that your company in eligible for salary account. somtimes ago they are saying that your document is sent for further process. let me know the actual position.


Thanks and Regards
Birendra kumar singh
cont# [protected]
Raipur

You are calling from india. read this

I call from australia and try to find out where are my funds(Tranferred money to HDFC accnt from sydney).

After 2 weeks they still dont have answer and when they canot answer my question they just hang up on you. Everytime in a email i send the receipt of fund transfer and in reply they ask me to send the receipt. I want to ask how dump you can get????

Then I have to copy paste the whole attachment on the email then they said after 2 weeks we will get back to you and GUESS what I canot send email to them anymore i think they block me now.

what a joke. I think everyone should close there account with them and open with some foreign bank thet might help. less people there and quick servise and they have selection procedure but in hdfc anyone can get a job only thing they have to do is hang up on you because they know they dont have tot tlak to you again.

thanks
Manddep

sir,
pl let us know date of credit of icici check no.18791 dtd01.05.2007 &68520 dtd 01.05.2008 into my hdfc bank bhiwadi account no. [protected]
thanks
pk singh m-[protected]

HDFC Bank Ltd. — FOOLING THE CUSTOMER

DEAR FRIENDS, LET ME SHARE HOW THE BANK MAKE THE CUSTOMER FOOL, I HAVE A CURRENT ACCOUNT WITH THE BANK AND WITH SOME FOREX AGREEMENT I WAS SUPPOSE TO PAY300.00 RS. WHERE BANK WAS CHARGING 500.00, AFTER COMPLAINING TO THE BANK MD, THEY REVERSED THE AMOUNT AFTER 2 MONTH WHERE AS THE BANK EXPRESS THAT IT WAS THERE FAULT AND THEY WILL REVERSE, HOW WE CAN BELIEVE THAT THE MONEY WHAT WE HAVE WITH BANK ARE SAFE THEY CAN DO ANY THING WITH THAT MONEY AND BY THE TIME IT WILL COME TO YOUR KNOWLEDGE THEY WILL REVERSE OTHERWISE THAT MONEY HAS GONE !!! SO BE CAREFULL ABOUT THE MONEY IN BANK AND PLEASE DO NOT BELIEVE WITH BANK

sir,
i have taken a lone from the hdfc, jhanshi u.p branch, problen is this i want to know about mine statement of lone i have been requesting for it to the concern person over there he says give me ur lone reference no. and lone no .when i called him for that, his subordenate are just fooling me that he is not available but i can here that he is there he wrote mine no and all i asked him to send the details on different adderess which i told him but he was not repetig that add as i want to conform it soon again i called he is not responding well i mean this is redeculeous not lisenting to ur customer well any way u must do some thing about this as i was try ing for the statement sinc long pls help me so that i can do the need full to bank

Sir, My S/b a/c no 17510 of centurion bank of punjab court road Amritsar, now HDFCtake over my debit card of centurian bank .I want bebit card of HDFC bank i hope you will sent the card immidaitly thankyou. youfaithfully Ranjit Kaur

Hai,
I have applied for a credit card with all full details nin April 2009. But I got a regret that I will not be issued credit card. Verification calls are also over. Pl. let us know the details. All my personal details have been taken. I[censored] r not utilising send my application form with enclosures.

This is my sincere request

R.Srinivasa Rao

Pl.send back my Application with enclosures i[censored] r not processing the same.

Srinivasa Rao

Sub : Credit Card Payment Transaction

HDFC Customer care latterly disappointing me since last 3/4 months due to some small querry everytime they are making wrong commitment. Some times they asking send us your querry thru fax, some times they asked to drop your querry in drop box, some times they said your querry is oldest.

Here is my querry for your kind information and record if you can do some thing please hlep me otherwise I have lost my trust on HDFC Bank, being a prefered customer these type of things we are facing.

This has reference my Credit Card No. [protected] in the name of Sunil Sharma.

Kindly inform you that we have made one payment to BSES Delhi and the bill was in the name of Mr. Khushal Singh, R/o D-118, Madhu Vihar, Uttam Nagar, New Delhi, under K No. 2661W8820339, C No. [protected] amount of Rs. 1620/- dated 24/07/2008.

However, this payment has been made twice thru net banking, since one payment i.e. 1620/- BSES is already been settled and balance one transaction i.e. 1620/- they kept in suspense account and saying that when HDFC Bank will confirm that these transaction has been made twice thru this card in writing, we will adjust this amount in your next billing cycle.

Please look into this matter and do the needful.

Regards



Sunil Sharma
Orris Infrastructure Pvt. Ltd
308-309, Vipul Agora Building
MG Road,
Gurgaon-122002
[protected]

Sub : Credit Card Payment Transaction

HDFC Customer care latterly disappointing me since last 3/4 months due to some small querry everytime they are making wrong commitment. Some times they asking send us your querry thru fax, some times they asked to drop your querry in drop box, some times they said your querry is oldest.

Here is my querry for your kind information and record if you can do some thing please hlep me otherwise I have lost my trust on HDFC Bank, being a prefered customer these type of things we are facing.

This has reference my Credit Card No. [protected] in the name of Sunil Sharma.

Kindly inform you that we have made one payment to BSES Delhi and the bill was in the name of Mr. Khushal Singh, R/o D-118, Madhu Vihar, Uttam Nagar, New Delhi, under K No. 2661W8820339, C No. [protected] amount of Rs. 1620/- dated 24/07/2008.

However, this payment has been made twice thru net banking, since one payment i.e. 1620/- BSES is already been settled and balance one transaction i.e. 1620/- they kept in suspense account and saying that when HDFC Bank will confirm that these transaction has been made twice thru this card in writing, we will adjust this amount in your next billing cycle.

Please look into this matter and do the needful.

Regards



Sunil Sharma
Orris Infrastructure Pvt. Ltd
308-309, Vipul Agora Building
MG Road,
Gurgaon-122002
[protected]

How irresponsible person has been posted to take care for home loans at PUNE office (Mr. Venkatraman) who asks for irrelevent documents to bring for sanction . He does not know what documents can be arranged prior to transfer of house . How a agency can issue transfer certificate if it has HDFC loan and all the sale deed papers already with HDFC.

I have applied for net banking service in hdfc calicut main branch where i am maintining my
salary account on[protected]. but iam not hitherto been responding. nobody even attenting
telephone calls also. I requested you to somebody may appointed to attent the telephone.

Dear sir,
My name is AVINASH CHANDRA SHARMA, My Account No. [protected] and Debit Card No.is[protected], IPIN NO is RS8Z3L & it is not responding while whenever im using in ATM service. also i tried to contact lot of time to HDFC customer care service but not get connected realy. I am living out of station and unable to go and contact to HDFC bank. Pls accpt my urgent requization and try to solve the same as soon as possible.

My contact NO is :-[protected]

Dear sir,
My name is AVINASH CHANDRA SHARMA, My Account No. [protected] and Debit Card No.is[protected], & it is not responding while whenever im using in ATM service. also i tried to contact lot of time to HDFC customer care service but not get connected realy. I am living out of station and unable to go and contact to HDFC bank. Pls accpt my urgent requization and try to solve the same as soon as possible.

My contact NO is :-[protected]

I AM WORKING WITH LARSEN & TOUBRO LIMITED AND MY SALARY ACCOUNT WITH THEHDFC BANK.
MY COMPANY TOLD ME THAT I HAVE TO OPEN ERA ACCOUNT, I APPROCHED TO LAXMI DEEP BUILDING BRANCH ON 30.06.2009. CUSTEMOR CARE EXECUTIVE TOLD ME TO SUBMIT A FORM WITH THE SIGNAURE OF HR DEPT.
THE SAME SUBMITED WITH THE BRANCH ON 08.07.2009.TILL DATE I HAVE NOT RECEIVED THE CONFIRMATION OF THE ERA ACCOUNT.
I HAVE TRIED MANY TIME TO CONTACT MR.SUBHODH BUT HE IS NOT LIFTING PHONE AND TRIED TO CUSTOMER CARE ALSO THEY ARE ADVISING TO CONTACT BRANCH.
INTERESTINGLY MY COMPANY IS LISTED IN THE BANK BUT EXECUTIVE AS WELL AS SR. PERSON OF THE BRANCH INFORMED ME THAT MY COMPANY IS NOT LISTED .
I REQUEST TO SR. PERSON OF THE BANK TROUGH THIS SITE TO RESOLVE THIS ISSUE OTHERWISE I DO NOT HAVE OPTION TO CLOSE MY SALARY ACCOUNT AS WELL AS DEMATE ACCOUNT BECOUSE OTHER BANK WILL OPEN ERA ACCOUNT WITH THE SALARY ACCOUNT ONLY.
M.L.VERMA

MOB.[protected]

Hi,

I have got some issue with the transaction.

I have an a/c in Airport road bangalore.

I had done a transaction of Rs 2000/- on 1st od Aug from an ICICI ATM howeverthe transaction was denied. I could later realise that my a/c was debited for the same amount. In lieu of this I trie reaching the customer care for HDFC.

It was so damn irritating to know that they dont have anyone to attend to our queries an neither nor do they have a common number to talk on. I got so pissed off and since today morning(3rd Aug) 8 am have been trying har to reach but realising that I am just nt able to contact anyone for my complaints.


The phone baking number takes through lot of questionnaire options to dial but doesnot even have a satisfactory query solved.

I am really frusrated the way this bank works. It says that they provie 24*7 customer service which just seems to be a big BULL .
Really sorry to use such fowl language but really pathetic to know the way this bank provies the customer service.

Can you actually do something an will I get y money back in the a/c???????

Hello




Please confirm once done……………


Any type of transation will be Null & Invalid after receive this mail


I am ARIF RAZA ZAIDI, Sending you mail regarding that I don’t wants to contribute any type of amount to Green Peace as some personal & Financial problem .

Kindly stop this transaction with immediate effect .


Kindly do the needful asap …………………


This mail sent you as a Notice after receive this mail Kindly Stop swap any type of amount from My HDFC A/c [protected].


My Name :ARIF RAZA ZAIDI
My Account No: [protected]

My Contact Number:[protected] & [protected]


Regards
ARIF RAZA ZAIDI
[protected]
[protected]

i have applied for DMat Ac. Two months back. I am yet to receive Trading and Passward Nos.

Hi all,
This is regarding the worst customer service I have ever faced in my life. This is HDFC customer care. If you go for any query they do even have the patience to hear you. Today morning I called the customer care. One lady picked the phone. As I told her the problem he just told I am tranfering your call menu and you enter your id and phone number and she transfered the call. But she forgot that I entering the id and phone number only I can enter into the talk. Quite often when I call the customer care they behave in a very rude manner. Like we are here in the office to enjoy and time pass, not to pick you phone.


I have one ICICI bank a/c. The customer care is very good. Any time they ask you, May I help you in any other matter madam like this. Actually I feel they have the real care for the customer.
I am with HDFC since last 4 months. But I am fed up with this bank.

If the customer care is like this then what about the bank. They feel they are doing any favour for us. Once the faith of the customer is gone from the bank. It will be at no where.

I think if this trend continues soon it will be at no where.

Like me many of my friends are now going to stop our account soon.

Thanks for your custormer care.

All banks are cheating customers indirectly. Bank should think that they are running business with Customers Money and Interest. Without Customer's money - Bank will a BLANK. if all customers close account from HDFC bank - what the bank will do? so the Bank should think this cause.
I request all customers please go with Government sector banks and NOT TO PRIVATE BANKS.

I am customer of HDFC Bank Even repetitive reminder to Bank on phone I am not receiving monthly/ qQuarterly/Statement of my transaction from my bank

non receipt of statement

Dear Sir / Ma, am

Sub: Dabit Card Pin Number

Sir
I Have Rasveed In Gold Debit Card But Pin Numbers Not Resveed Please Sand To
My Branch In South Ex Part 2 New Delhi-110049
My Account No; [protected]
Name .M.Madhwnam
Mobile : [protected]

Thanking You

dear, sir,



we are using a edc machine of hdfc bank and we are facing a problem from the first month we had pay the rental charges of that machine from the first month we have told your executive, sales officer and rm but they are saying to us we are trying to solve this but till date they are not give us a proper solution .we are paying 495 rs.per month as rent of that machine but other banks are ready to install machine withou taking any kind of rentel charges, so dear please solve our problem as on priority otherwise we will discontinue your connection and as well as our current account also .

we are hopefull for your positive response .




your sincierly
jagjeet singh
lilliput kids wear ltd .
ms gopalrai gulzarimal
402, chandni chowk, ph[protected]

dear sir, i am surendra singh chouhan customer of your bank i held credit card last five year's i maintain proper relation with four year s now some problem occurred with me my wife running treatment in tatamamemorial hospital in mumbai dadar you can ask tatamemorial sapna chouhan status file no cd 27030 i am not doing pay amount your banks because now i am unemployment but your executive saying me i will shot -out and i will broken your hand and foot. sir i want request you plz save me your executive name arjun singh his contact no [protected].

pankaj kuderya
[protected]

Sub : dabit card

HDFC Customer care latterly disappointing me since last 1 week due to some small querry everytime they are making wrong commitment. Some times they asking send us your querry thru fax, some times they asked to drop your querry in drop box.

what the hell all this things and I continually call to my had branch G.K.2, 3, new delhi but there is no response to my phone call. How mean by this? It’s your hdfc customer services?

Please look into this matter and do the needful.

Regards

der sar im akbaer basha im nri.customermy my id .27320747 dbd cerd misenge mi dbd atm card loki my recoiest nuw dbd atm card my addres sand peleese my net banking no open resand refly

Dear sir,
I want to bring your attention i am very panic because of not attending telephone of your Dehradun Rajpur road branch.I have complained regarding the concern branch head.Today also i am trying this number but getting no response.I am very confuse that why you have given these numbers for contact? I am feeling just like some one has cheated me.This contact number is [protected].
My second problem is i had applied for two FD'S of Rs 50000/ each by name of my kids Sankalp and Shubhangi on 25-2-10.I was told it must to open the account by name of Kids first and also my FD'S would be issued me from 26-2-10.But i am very sorry to say that on contacting on 12-3-10 to your Rajpur road branch i got information that still my FD'S forms signed by me on 25-2-10 were not forwarded for issuing FD'S.And new two FD'S form were offered me for signing saying this that bank would issue me FD'S from back date of 26-2-10.But i got one FD of name Sankalp of date 12-3-10.
You are running a most reputed bank but what should say this type of behaviour happened with me ?
I am making my mind to shift my all account from your bank.
Shall i get response of this mail or it will be similiar to bank contact number?
Regards
Sandeep
Regards
Sandeep

Hi,
Please dont go with HDFC account, it does not provide any support for failure transaction, I made a transaction of 5000, i had only 5000rs in my account and it was very neccessary on that day, and the transaction got failed and amount got debited from my account, when i called to customer support on day 1 evening, after the failure transaction i was said that complaint section only works from mrng 8 to evening 8, always they say we will forward the call to complaint section and my call got diconnected, just i lost my currency time was 6.20pm, am 5000 was very imp since i had to give to some one, day 2 morng when i called customer support i was said that it takes 12 working days, am i responsible for FAILURE transaction.. i have decided that i will close the account and switch to another Bank, please suggest me... which bank is good...

Hi, I am facing problem with your courier service provider in new delhi.I asked him twice or thrice to come in the morning or till 10 am in the morning as I am working but he refused to deliver it at that time, On the top of dat neither ur customer service provider is providing any help in this matter .Now, the result is dat he has send my net pin number back to HDFC chennai branch, i am rly frustated.

regards n thanks in advance
Mrs.Vashisht
mail id:- [protected]@gmail.com

I doubt there are few HDFC agents who misuse our information or accessed my a/c cause my a/c shows a debit of 5000rs when I called customer care back, they said that they don't know from where it got debited.HOW USELESS.
On 9th DEC I called hdfc for unknown charge of 110Rs and the amount was reversed but then that very day again I had 5000rs debited.
I am disappointed .It’s the third unknown charge and my card is not misused by anyone other than hdfc customer care.
My Card is always safe and never got misplaced. I didn’t use my card nearby any December date. And there is no possible case of cloning my details from nowhere other than hdfc.
On 9th DEC I had word with 5 customer care agents. I remember few names ADIVA, JASNIT, SANJIV KAPOOR.
I want the reversal of my charges in any ways. They couldn’t tell me the location also. And I issued no cheques to anyone so no ways of mistake from my end.
I want to hear soon from you guys. I want total justification and total reversal. We trusted the customer care. Please keep a check on people you hire.
IT’S SO DISSAPPOINTING.
I don’t trust Customer care UNSATISFACTORY SERVICES. It happened thrice

This same thing is happening to me aslo on 30.12.10
I request to take necessary action in this matter

I am unable to understand one thing that why they told us that we will help you at avery moment of time(when we applied for lone), but afterwards everything seems to finish from there end. They never take intrest in listning our problms at all. Even i call custumer care for the enquiry they just told me that call me in the next morning, or call on this-that number. I m very upset from their services.
I made a huge mistake by taking personal lone from HDFC. Also the agent who gve me loane had not told me the full terms and condition about the payments.
Try to avoid any services from this bank.

I lost my Debit Card and blocked it on 14.12.10. I also applied for the same on that date. I asked the CC to post the debit card at my residence address but was told that it will be posted at my Office address. I told the authorities to post it at my HDFC Home Branch. But Channai Head Office post it at my office and it was returned. Again I lodged a complaint from Bhikaji-Cama Branch and told the authorities that my Debit Card should be posted at my nearest Branch i.e. Bhikaji Cama Branch. It was posted and I collect it from that branch. But my pin was not sent from Chennai. I again lodged a complaint .the request No. was DEL 333173, dt. 08.01.2011. While enquiring on 17.01.2011, I was told that it has been despatched at my Office Address. When I already told the authorities to post my PIN at Bhikaji Cama Branch, then why it has been sent at my Guargaon Office. Now you can judge, what type of CC services and what services are provided by HDFC to their customers. This is my problem that my salary account is in HDFC who is unable to provide even average services to the customers. I am very much unsatisfied with the services of HDFC authorities and more CC whose executives are rather hopeless/careless and are unable to satisfy the services. Now pl. send send my PIN at my Bhikaji Cama Branch urgently. Tarun Devnani, Mobile No. [protected]. I lodged Ist complaint through ;Bhikaji Cama branch on 14.12.2010

Hi,

This is sukanya i have applied for my new debit card and my old card will be expired on 1st of April'11 still i didnt receive any proper information about this, i am keep on checking with the customer care but no response.i didnt receive any verification call also still.

My Account Number:[protected]
My Debit card nmumber:[protected]

Dear Sir,
I lost my HDFC debit card pls. frees my debit card transactions when i can getting new one

My contact details,
Ajaykumar.G

[protected]

dear sir/ madam
i have an a/c in peeragarhi branch but it closed by the bank becuse lots of cheque returned. but i have not recived the balance amount from the bank .so you are requested to make my payments as soon as possible
A/C no [protected]
named Tamanna power tools.

Dear sir,

I AM RAJENDER KUMAR HDFC BANK CUSTOMER, MY REMMIT. HAD TO COME FROM UK VALUE DATE IS 14.10.2011 BUT STILL AWAITING MY A/C NO. IS -[protected]

INSTRUCTION REF. 7823BT010XD
ACOUNT NAME - ANGELS SHIPPING CREW TRAVELS


MORE 2 TRANJECTION HAD TO COME KINDLY TRANSFER INTO MY ACCOUNT IF PAYMENT IS ON TRANSIT
OTHERWISE TOMORROW I WILL COMPLAINT TO CONSUMER CUSTOMER CARE, EVERY TIME MY PAYMENT HANG FOR 5 TO 8 DAYS.


THANKS


RAJENDER KUMAR
[protected]

MR. C. D.MISHRA
RAMAKRISHNA NAGAR,
PURNIMA TALKIES,
KALYAN(W)
LOAN A/C. NO.90152307

To,
Loan Dept.,
HDFC BANK,
MUMBAI.
SUB.: REQUIRE DETAILS OF LOAN ACCOUNT NO.90152307 & CHANGE OF ADDRESS

DEAR SIR/MADAM,
I DON'T HAVE ANY DETAILS OF MY LOAN ACCOUNT NO. 90152307 AND ALSO DON'T KNOW WHERE ARE MY LOAN ACCOUNT ORIGINAL AGREEMENT & LOAN PAPERS. I REQUEST YOU TO SEND THE DETAILS OF LOAN REPAYMENT TERMS & CONDITIONS.
PLEASE ISSUE ME THE SAME.

I REQUEST YOU TO CHANGE MY ADDRESS ALSO.

MY NEW ADDRESS:
601/602, VIJAYANT TOWER,
KARNIK ROAD,
KALYAN(W)-421301.
LOAN ACCOUNT NO.: 90152307
CONTACT NO.[protected]
EMAIL ID : [protected]@yahoo.com

THANKING YOU,

Your's Faithfully,

Mr. C. D. MISHRA,
KALYAN(W).

Hdfc Bank — extra charge take

as per the message they send to me i have purchage many item from there credit card but they do not deduct, any cash back or offer after they genrate the bill

Deducted Amount against Cash Transaction

Dear Sir, HDFC Has deducted 112.36 Rs against saying cash transaction.I cant getting this transaction.So I am request you to please refund the said amount. Regards' Raghuraj [protected]

payment statement

want to be My two wheeler loan statement.

9854092064 is harrasing using slang language

One Lady from hdfc bank having mobile number [protected] is harrasing uS Using slaNg language..please take action against heR and feedback.

i forget my customer id and ipn. so, i need net banking facility. i received the customer id no from hdfc customers service. But the p.c shows enter the correct customers id.

this is the my customers id no. 22465695.

so i request kindly take necesary action and help us to operate the net banking facility

i forget my customer id and . so, i need net banking facility. i received the customer id no from hdfc customers service. But the p.c shows enter the correct customers id.

so i request kindly take necesary action and help us to operate the net banking facility

please do needful.

upendra shrimali.

i forget my customer id and . so, i need net banking facility. i received the customer id no from hdfc customers service. But the p.c shows enter the correct customers id.

so i request kindly take necesary action and help us to operate the net banking facility

please do needful.
Sadanand Shetty
A/c No[protected]
cust id;[protected]

Dear sir,
due to some misguidance i am complaiting against mr, narinder kumar Sales manager. he closed my preferred account no. is 1431455 and then turn to hdfc change this no. then he come with me he said closed this account and open new account that time i believe this guy & my Bank but after three months we knew he mis guiding me. closed my preferred account and this account no is [protected] m/s R.V Enterprises Amritsar Branch Golden temple my bank expense is 10000 with in two months. my monthly turnover in ur bank is 60 Lacks now i am changing my bank and all my family members and frinds who know me all accounts are closed within 15 days.reason i tell u plz action this mail bcoz lots of cases same from mr. narinder.and then he tell me return ur expences now he not talk to me and not pick my phone
Regards
Vishal Kapoor (R.V.enterprises)
Account no. [protected]
golden temple branch
Amritsar

My name is Rudra Pratap using Credit cards no: [protected] for past 3.5 years and I was happy with the existing card. I have been started getting calls for past 6 months regarding up gradation for gold cards. And I keep on saying not interested but finally they have sent and I have returned it back and said not interested. Even they have not left me out and blocked my online transaction. When I called up customer care they said please, accept gold cards or if you want your old cards back kindly, fill the form with the sign and submit to HDFC BANK. I said, why should I sign and fill the form as I have not applied for new card and how have you given gold card without any signature and form. Its blunders. Its mean tomorrow you will use my identity and deliver card to someone. Next day I got the call from recovery illegal department, if you will not pay 3000 amount then your name will be black listed in civil. I said
My card is block how can I pay then they said let me check and never get back to me same way as with customer care till date. I have recorded every verbal communication in my cell. I am really get boiled. Let me tell you frankly I am not going to pay any single rupees as I am regular payable of HDFC, on time. If you will force me then I will send this recording to media.
Note: important thing is how you can issue gold cards without my authentication

Thank you,
Rudra Pratap
hyderabad
[protected]

i forget my customer id .can you tell me my customer id

i forgot my Customer ID for HDFC and that is why i am not able to use the net banking service ...please help ...please help ...please help ...please help ...please help ...please help ...please help ...plzzzzzzzzzzzzz...I beg please help me

i forget my customer id .can you tell me my customer id . my ph no is [protected].

Hi All,

I dont remember my customer id... could you please send me my customer id.. my account number is [protected]...

Regards,
Nilesh

i forget my customer id .can you tell me my IPN no. so mail me on my email id

i forget my customer id .can you tell me my id no, please mail me on my email id.

Hi,

I dont have my customerid and password for netbanking.But for the phone banking, I have received pin number.How do i access net banking.How can i get the customer id and pin number.

Thanks,
A.Preetha

Hi,

I was having HDFC credit card and it was good. Suddenly with out informed me they have increased my interest rate, when I got my bill it was with new interest rate.
I called HDFC customer care and asked the same thing but they told me that it has been increased for every one. Then I have told them to close this credit card as I don’t want to use but they never came back for closer. I stopped paying money to them and came to Bangalore after getting a new job.
There was no communication between me and HDFC bank, after 6month they called my uncle number and did harassment to them. I didn’t know about this when my uncle called and told this story then I called HDFC customer care and provided my new cell number to do the settlement. But there was no response till 20 days then one day I got a mail from HDFC back that they are putting my name blacklist and filing a case against me. I call the number which was there in that HDFC mail, after a long conversation they asked to pay hefty amount for settlement and close this card. I agreed and paid them full amount 7 months back. But still my name is there in civil black list.
So I request to HDFC bank to remove my name from black list of Civil as I have paid the full amount.

Thanks and Regards,
Avishek Sarkar
[protected]

My net banking is locked after I tried 4, 5 passwords and also the correct one but my account was locked.The toll free number is not working.Instant password help is also not working.
Email ID of customer service is not mentioned.I have filled the online form and sent.
Why is this problem with net banking this time ?

i forget my customer id and . so, i need net banking facility. i received the customer id no from hdfc customers service. But the p.c shows enter the correct customers id.

so i request kindly take necesary action and help us to operate the net banking facility

please do needfull
KETAN PUROHIT
AC/no. = [protected]

Dear sir,

I forget my customer id, so I am not able to Access internet banking due to Cust-Id, please Send my Cust-Id NO-?

kindly take necessary action and help us to operate the net banking facility


Name -Rakesh Kumar

A/C No- [protected]

Card No- [protected]

please do needful.


Thanks & Regards,
Rakesh Kumar
Network-Project, Kolkata Hub,
uninor
Victoria Park, ODC-9A, 9th. Floor,
Block GN, Plot-EP 37/2, Sector v,
Salt Lake City, Kolkata - 700 091.
Mobile: +91-[protected]

i am sohan saini may account is your bank 13/01/2010 axis bank ka chek meri account me lgaya gya tha apki manimajra ke jo branch he cheq no he 446672 axis bank ka he
13 /01 /10 se bo cheq apki branch manimajra main he aaj tak uski payment meri account main nahe aaye he apki branch me jo eqjiektev he bo custmar ke koi nahi sunte hi apse gujaresh he ke ap use meri account me payment transfer krba de jaye
nahe muje apna account cloose karbana padiga muje umed he ke aap muje nerash nahe kroge mera cheq abhe bhe apki branch manimajra me he uska coorear no he[protected]
thankas

I forgot my customer id...can you please tell me the procedure to get my customer id?

I need my Customer ID, I called up so many times at Phone-banker's no, but didn't get it.

Name - Vikrant Naresh

A/c - [protected]
Card no - [protected]

Dear Sir,

I forget my customer id, so I am not able to access internet banking, please send my Cust-Id No.-?

Please help us to operate the net banking facility


Name -Sathish

A/C No- [protected]

please do needful.

sir my ac no [protected] hdfc
my account is logged &my netbanking is also disabled
what can i do please sent me any message please understant my problem &[censored]ion give me
please do some as early as possible

Hi All,

I dont remember my customer id... could you please send me my customer id on [protected]@yahoo.co.in as soon as possible.. my account number is [protected]

Regards,
Sanket Vora
[protected]

very poor service...
i sk bansal.i purchase a honda bike which is financed by hdfc muktsar branch at 2008.i clear total outstanding in 2009.i want to my NOC.branch manager & total staff is not give me any response.BM ask me he is new in bank he doesn't know my case.so what i do...my harassment is out of limit...pls solve my problem quickly.other vise i knocked th e court door...

I have my IPIN (net banking code) of hdfc but i have forget my costumer id, how can i get .please help me

i forget my costumer id but i have IPIN(NET BANKING PASSWORD) so please help me

i have called many times to costumer care of hdfc bank to know my costumer id but they are not able to solve my problems.so please help me to get my costumer id .my a/c no.[protected]

Hard Recovery by agents

Dear sir my name is Neeraj, I have HDFC card, i have outstannding 52000 rs. i told them i will pay 15 to 20 thousand but they not agree please help [protected]

Yes. I called up HDFC and all they said was rates are not reduced. Most of State run banks have got interest rates down to 9.5 while HDFC continues to charge 11.5%
Not acceptable.

Yes I agree with you. HDFC is still charging 12.75% to me where as public sector bank is giving loan in 9% for 5 years. People should avoid this private bank. Treatment like layment bank only suit to them

HDFC is the WORST BANK ever, they are fraud and cheating customers by acting to their own whims and fancies. This is my advice to all people: DO NOT TAKE HOME LOAN FROM HDFC.

Vivek

Hi,
I want to tell you one thing that when you fill the application form then please read details and fillup the option which you want. In this case you have must putted tick mark in HDFC Home Loan Protection plan. So the HDFC Ltd. staff has given Insurance. You can cancel it if you dont want and dont pay the insurance premium which they club in your Loan Emi.Just write a mail to HDFC Ltd. that you dont want to avail Home Protection plan.

Thanks,

Vijay

Guys

I have created a group for HDFC home Loan customers.It shall tackle the issues related with HDFC .This Group is open to all HDFC loan customers of New Town Height and Express Grens Memebers or for any different property they may hold.We will only be discussing related with HDFC Home LOAN.

In case you guys have taken a loan from HDFC please join it.

http://in.groups.yahoo.com/group/hdfchomeloancustomers/

Group Name Changed.

I also have loan from HDFC & its no fun paying them this high rate of interest.

They keep offering lower rates to new customers once they fall in tran the interest rate for them also goes up.

This group is for existing home loan customers.

Lets get together & Thanks for your support.

Regards

Nitin
[protected]

Hello,
I am also apprehending the same problem in a few days, as I'm contemplating switch over my home loan from HDFC to some nationalized bank.
A forum is really needed in this connection to take the fight to HDFC and eventually to the banking ombudsman.

Please note that the link to http://in.groups.yahoo.com/group/hdfchomeloancustomers/
is not working, though it shows the name of the group while accessing Yahoo groups thro' my own yahoo id, but it says the group doesn't exist, when I try to join the group. The other group in this connection is for others except HDFC customers. Any help in resolving the issue would be appreciated.

Also, a few web links in this relation may be noted...
http://www.hdfcbank.com/aboutus/citizens_charter/Redressal_of_complaints_grievan...⇄
The Banking Ombudsman Scheme, 2006
http://www.rbi.org.in/Scripts/bs_viewcontent.aspx?Id=159

Look forward to hearing from you soon.

Thanks and regards,
--Amitava Roy
Mob: +[protected]

Can Someboday give me the mail id of the complaint cell for HDFC home loans.

HDFC STANDARD LIFE — pan card not received yet

Dear sir/madam,

The PAN card No. AOGPA5560H which has been dispatched was not received by us from the courier service which claims to have sent it back to the sender's address. Now we suffer their irresponsibility. We will be grateful if our PAN card can be sent as soon as possible. Kindly inform us of any procedure required to be followed to re-send the bounced PAN cards

My experience has been really good with HDFC when it came to getting the loan disbursed. I think was lucky with the person who handled my case & even paid me my processing fees back but I agree banks when it comes to increasing ROI do it for new & old customers but when it comes to reducing ROI they do not reduce the same for Existing customers. I think people should join hands & file a PIL against this malpractice. Let me know if you guys are interested...

Nitin Grover

i applied for home loan for rs 2000000 but i insisted to take loan for rs 2100000 (one iac rupees for hdfc std insurance cover for property). i was not informed about the variation of rate of intrest at <2000000 &>2000000.. today i feel that i was cheated by hdfc team by 1.5% intrest .now i have only option either to transfer the loan to another bank or repayment any how, because it is clerly a cheating with a customer by not giving full details of home loan

These days so-called leading ICICI, HDFC etc. all loot from "existing" customer by all means. e.g. they too increased 1.5% and decreased by 0.5% and effectively increased by 1% in Dec.2008! when PSU's reduced to 9.75%.

There is NO ethical practice followed by these banks. There is NO such thing called "floating rate". It is only one directional, ie. trap the customer when it is low, and keep increasing but don't decrease when the economy softens.

I don't know what happening in this country. Nobody cares. If anybody is going to file a PIL on this, i will support. You can add me as a victim.

Guys

I have created a group for HDFC home Loan customers.It shall tackle the issues related with HDFC .This Group is open to all HDFC loan customers of New Town Height and Express Grens Memebers or for any different property they may hold.We will only be discussing related with HDFC Home LOAN.

In case you guys have taken a loan from HDFC please join it.

http://in.groups.yahoo.com/group/hdfchomeloancustomers/

Group Name Changed.

I also have loan from HDFC & its no fun paying them this high rate of interest.

They keep offering lower rates to new customers once they fall in tran the interest rate for them also goes up.

This group is for existing home loan customers.

Lets get together & Thanks for your support.

Regards

Nitin
[protected]

SOME WHERE FORUMS / ASSOCIATIONS ARE FORMED FOR SOME INDIVIDUAL GAINS. I AM ALSO A PROFESSIONAL BELONGING TO THE LEGAL FRATERNITY. WE DO HAVE OUR SOCIAL RESPONSIBILITY TO GUIDE EVERY CITIZEN OF INDIA TO GUIDE IN RIGHT EARNEST SEEKING ADVISE AND OPINION. SUCH KIND OF OPINION FORMATION HAS TO BE OF THE HIGHEST ORDER THAT DEMANDS MORE ACUMEN, BALANCED AND SHOULD NOT BE DETRIMENTAL TO PEOPLE, MORE SO TO CORPORATES OF GOOD GOVERNENCE AND TO GOVERNMENT BODIES, WHO DO YEOMAN SERVICE ETC., CRTICISM CAN BE CONSTRUCTIVE THAN BEING DESTRUCTIVE. ALL THE COMMENTS THAT ARE PASTED HEREIN LACS CLARITY. WE HAVE OUR RESPOSNBILITY TO MOTHER INDIA IN NOT MISGUIDING ! J A I H I ND --- RADHIKA

What has been commented by Ms Radhika, who I suppose is a legal professional, there seems to be a credibility in her view. We all do have social responsibility in the growth of India in overall perspective. let there not be any personal agenda that is been set in to impute asperations against premier institution like HDFC with malafide intentions and without substantiating any reason. We need to understand that imputing aspersions by itself is contrary to the Law of the land. Let there be constructive deliberations rather than baseless allegations and thereby wasting and causing wastage of time for ordinary citizens like me. - S. KUMAR

HDFC Personal Loan — Threatenning call

Hello Sir,

Im Cyril Suresh from Chennai. I have taken a personal loan (PL: 2079010) from HDFC Bank. Where im making the EMI payment regularly throw ur collection devision. When i changed my salary account from SCB to ICICI, i intimated the bank to get me ECS through their bank so that they can collect their EMI from the account itself, they fauled to do so.
They told me that they will send a person regarding this, where a collection agent person represented from HDFC and asked me wether i will be comfortable paying throw cash everymonth throw him. I to agreed and one and half years a person was collecting from me where there was no strain for me but resently some other person is following this.

This month a girl named:
NITHYA (phone no:[protected],[protected].
was fallowing me for the payment where im asking here to make a call by 10.30am to collect the payment. But she never called me at that time and she will call in the afternoon where i will be with my client.

For the last 2 days i was not in station and she called to my residance phone no and she was informed by my brother that i was not in station and ill be back on 27th. But today insted of calling me she called to my Residance again where my MOTHER attended the call.

She used very abused language to my mother:

I[censored]R SON IS NOT CAPABEL OF PAYING THE LOAN WHY HE IS TAKING THE LOAN. IN WHAT WAY "YOU GROWN UR SON" . " ARE U A GOOD MOTHER", WHY UR HAVING THIS KIND OF SON.IF YOU ARE A GOOD PERSON ASK YOUR SON TO MAKE THE PAYMENT ELS I WILL SEND A PERSON (GUNDAS)TO YOUR HOUSE.
she was Threatening my mother.
Who is she to aske my mother this kind of Question? She has spoken in such a way that she is the Head of the HDFC Bank.
For your kind information my mother is a BP patient and she is very innocent where she dosent know any thing about banking transation. She dosent even know how to operate SB a/c.
Can you plese tell me this is the HDFC Bank procedure to collect the payment. Is RBI has given the Bank to use this kind of HARSH & THREATENING treatment towards the customers. That to where my mother is not a Customer or Taken any loan from HDFC Bank.
You can see my track that only this month payment is pending towards the loan. Im not Cheating HDFC Bank withou making the payment for a long time to handel me like a person who made a CRIME. Your people totaly INSULTED me, if you are in this situvation can u digest this kind of treatment.
If some thing happens to my mother will HDFC Bank take the responsability
I also complaind to the Phone banking people where they sed that they will get back to me after 48 hrs. complaint no or dock no:[protected]. after seing my mother i cant tolarate this and i cant wait till 48 hrs. thats whay im sending a mail to you.
Hope you can understand my problem and take necessary action against here. Because she will be making this kind of Threatining calls to many innocent mothers.
My Father is asking to file a FIR ( file criminal suit) against this for Threatening his wife, who was innocent in banking matters. She was tensed all this time which he cant see and digest this kind of action from a reputed Bank.
Im expecting a solution for this by 28th of Nov 08. pls do me the need full.

Note: Please let me know wethere i have to make the EMI payment by tomarow or i have to wait till you find a solution for this problem.

regards
cyril.

Hello Sir,

Im Cyril Suresh from Chennai. I have taken a personal loan (PL: 2079010) from HDFC Bank. Where im making the EMI payment regularly throw ur collection devision. When i changed my salary account from SCB to ICICI, i intimated the bank to get me ECS through their bank so that they can collect their EMI from the account itself, they fauled to do so.
They told me that they will send a person regarding this, where a collection agent person represented from HDFC and asked me wether i will be comfortable paying throw cash everymonth throw him. I to agreed and one and half years a person was collecting from me where there was no strain for me but resently some other person is following this.

This month a girl named:
NITHYA (phone no:[protected],[protected].
was fallowing me for the payment where im asking here to make a call by 10.30am to collect the payment. But she never called me at that time and she will call in the afternoon where i will be with my client.

For the last 2 days i was not in station and she called to my residance phone no and she was informed by my brother that i was not in station and ill be back on 27th. But today insted of calling me she called to my Residance again where my MOTHER attended the call.

She used very abused language to my mother:

I[censored]R SON IS NOT CAPABEL OF PAYING THE LOAN WHY HE IS TAKING THE LOAN. IN WHAT WAY "YOU GROWN UR SON" . " ARE U A GOOD MOTHER", WHY UR HAVING THIS KIND OF SON.IF YOU ARE A GOOD PERSON ASK YOUR SON TO MAKE THE PAYMENT ELS I WILL SEND A PERSON (GUNDAS)TO YOUR HOUSE.
she was Threatening my mother.
Who is she to aske my mother this kind of Question? She has spoken in such a way that she is the Head of the HDFC Bank.
For your kind information my mother is a BP patient and she is very innocent where she dosent know any thing about banking transation. She dosent even know how to operate SB a/c.
Can you plese tell me this is the HDFC Bank procedure to collect the payment. Is RBI has given the Bank to use this kind of HARSH & THREATENING treatment towards the customers. That to where my mother is not a Customer or Taken any loan from HDFC Bank.
You can see my track that only this month payment is pending towards the loan. Im not Cheating HDFC Bank withou making the payment for a long time to handel me like a person who made a CRIME. Your people totaly INSULTED me, if you are in this situvation can u digest this kind of treatment.
If some thing happens to my mother will HDFC Bank take the responsability
I also complaind to the Phone banking people where they sed that they will get back to me after 48 hrs. complaint no or dock no:[protected]. after seing my mother i cant tolarate this and i cant wait till 48 hrs. thats whay im sending a mail to you.
Hope you can understand my problem and take necessary action against here. Because she will be making this kind of Threatining calls to many innocent mothers.
My Father is asking to file a FIR ( file criminal suit) against this for Threatening his wife, who was innocent in banking matters. She was tensed all this time which he cant see and digest this kind of action from a reputed Bank.
Im expecting a solution for this by 28th of Nov 08. pls do me the need full.

Note: Please let me know wethere i have to make the EMI payment by tomarow or i have to wait till you find a solution for this
problem.

regards
cyril.

See, you are absolutelly right but we can reply to them in their langugae if some threatning then we should beat him/her at their place, First please loudge a FIR then take an action.

Dear sir,
today credit to my personal loan amont to A/C[protected] ICICI Bank Electronic city-Bangalore.
1.first one for me requested on the starting time unwards 2laks. but bank person to informed the loan approved 1day before 1laks only why?
2.i[censored]r ans give to me upto how much for loan eligibility.for me 12, 650/- monthly credit exept benifits (lot of these (LTA 8, 000PA&Bonus 8, 000PA Hospital Expecatation 20, 000-PA) all are not considering for loan given procedure.
3.Loan for 1laks some of detuctions aprox 4, 800 for some details not sufficient please give details.
4.its very important for me i want more 1laks amount can i get raise the amount of loan may eligible or when it passible one.
5. This is my initial ques only i will write more pls give to mail details.

V.BHARATHI
[protected]
Bangalore-100

Even i have faced the same problem..

kalyani.s
chennai

Sir,
I have not got my netbanking ipin no. so please send my the ipin no. & password on my mobile no.[protected] or on my mailing address or by email my account no. is [protected]

Hi i have forgot my IPIN for my forex prepaid card,
please get me the IPIN ASAP.

Hi,
My name : Prasanth Mankala

Card Number:[protected]
Name:Prasanth Mankala
Mobile Number:+91-[protected]
last four digits:5169

please help me ASAP as I am not in India and my cell is not working

HDFC AUTO LOAN — My PF

Respected Sir

I am vinit saxena i left the job in HBL Global Pvt Ltd.My employee code is V06934(Auto loan)

My PF Account No. is 91296 my f & f satallment is cleared but i have not received any PF document

kindly help me to get my PF from HBL Global Pvt Ltd .

My auto loan for car is closed from last one month but till I have nor received NOC from Bank authoritys,
My A/c no. is 579009 (MEHSANA BRANCH), Bank people are saying that we have dispatched through post and if you have not received it than you have to give an application for same and its also takes times.Bank peoples are also not responding properly in this matter

Dear sir,


my auto loan for car payment still going . due to some personel reason iam unable to pay the amount at exact date, mean while i got a call from hdfc person his mobile no:[protected] (vijay), twice or thrice a day at during the night time also, i fell disturb my enjoyment,

today i make a call for the payment bending amount but he dint give proper response, i done to whom i have to contact and pay the amount, please ask him to call me my mobile no for to collect the my auto loan amount .


thanks and regards
ganeshkumar [protected]

Dear Sir,
i took loan in the year 2005 to purchase a tata indica.initially i have submitted all the required checks which processing through ETS system.which has no meaning of cheque bouncing, but today i received a letter from the Nagpur branch that penalty for cheque bouncing and late payment for the Rs.1059/-.This surprised me.So i request you to kindly go through the details of my account and correct your self, and send me NOC as early as possible please.

thanks and regards
K.V.Ramana reddy [protected]
loan A/C no.1224702

Dear Sir,
i took loan in the year 2005 to purchase a tata indica.initially i have submitted all the required checks which processing through ETS system.which has no meaning of cheque bouncing, but today i received a letter from the Nagpur branch that penalty for cheque bouncing and late payment for the Rs.1059/-.This surprised me.So i request you to kindly go through the details of my account and correct your self, and send me NOC as early as possible please.

thanks and regards
K.V.Ramana reddy [protected]
loan A/C no.1224702

I also faced the similar situation with my car loan A/c N962448. Infact HDFC is playing with only regular and honest customer. Simply they are destroying their image. They should think that people are not fool. I have produced certified bank statement showing sufficient fund. I also received call
and letter from HDFC. I am going to file to bank omdusmen and consumer forum if I will not receive my FORM-35. I am a government servant. I wouldn't leave so eisily my hard earned money. HDFC please be alert!
Dr S. B. Choudhury

HDFC AUTO LOAN — Applying For My Pf

I Sachin Madan worked with hbl global pvt ltd till Jun2009. my employee code is S29281. i had applied Several Times for my PROVIDENT FUND From October 2009. Again Request U That I have not Yet received it till now. pls do help me
thanks
Sachin Madan
S29281
Ph. No - [protected]

I want to know how the pf account is settel .

Auto Loan — PF

Dear Sir/Madam

I am Om Anand emp.code - O 00042, i was send my PF withdrawal form with all required documents from your side dated - 10/12/2010 through overnite express courier and POD no. is[protected],

i have inform you lots of time to resolve this problem but still i have not received any mail or information from your side till date.

so i heartily request to you plz resolve this problem asap.

Thanks n Regrds

Om Anand
[protected]

Auto Loan — PF Complaint

Dear Sir/Madam

I am OM ANAND i worked with HBL GLOBAL PVT. LTD. as a Auto Loan Executive my Emp id - O 00042, near about 4 years,i leave the job[protected].

My complaint is still my PF is pending, i have already send you my all documents related to PF withdrawl through overnite express couriers POD no.[protected] Dated[protected], and complaint you lots of time but there is not a single reply to me.

So still i don't know what is going on?

My humblle request to you pleace do the needfull ASAP.

Regards

Om Anand
[protected]

i want chk my balance.

chk

I HAD SALERY ACCOUNT WITH BANDRA BRANCH. I HUMBEL REQUEST YOU ALL PLEASE DONT APPLY FOR ANY ECS THROUGH HDFC BANK.
THERE WAS AN ECS DEBITED FROM MY ACCOUNT ON 5 MAR OF 2000/ WHICH I HAD NOT APPLIED FOR.BANK SAYS THAT THEY HAD APPROVED MY ECS ON BASIS OF CHEQUE. BUT IN THAT CHEQUE MY SIGNATURE WAS NOT MACHING.REQUEST YOU ALL NOT TO GIVE ANY BLANK CHEQUE FOR ANY ECS ITS RISKY MORE THEN 2 MONTHS HAD BEEN PASSED BUT NO RESULTS FROM THERE END. DO NOT APPLY FOR ECS AS THEY DONT VERIFY YOUR SIGNATURE AND JUST DEDUCT THE AMMOUNT.AS IF ITS THERE MONEY

Dear sir,
I have one credit card machine of HDFC BANK installed at my service centre for last 8 years. Now the machine was not work. but already inform for your Servicing centre. The Service person said to Now the time not yet new machine .This rettified the problem with in 2 days clear it.


Cutomer

Kun Auto Company Pvt Ltd
Plot No-209, BP Petrol Bunck Back Side,
Auto Nagar, Nellore-524 004

Kamal Kishor Singh, s/o Sh BP Singh
C/o- Ram Dular Kunwar
Vill- Tajpur, P.O. - Raghunandanpur
Teghra, Begusarai, Pin – 851133, Bihar
E mail ID [protected]@un.org & [protected]@yahoo.com
Mob No.[protected] and +91-[protected]

SUB: - REDRESSAL OF GRIEVANCES AGAINST HDFC BANK & STANDARD LIFE INSURANCE CORP. PATNA (EXIBITION ROAD

1. That I invested Rs 2, 00, 000 in HDFC Standard Life Insurance (vide cheque no. 0506129 dated 13 Sep 2007)
2. I contacted the bank so many times to the then bank manager Mr Sudhanshu Mohan and Abhay Kumar: the policy manager, from abroad. And I was assured that your policy for Rs. 2, 00, 000 has been done (email evidence). To my surprise there was no such truth to my avail.
3. On 30th July 2008, I visited the Bank and I enquired about my policy of two lakh. Mr Amit Balajee met with me because Mr. Sudhanshu Mohan & Mr Abhay Kumar had left the bank. (The reasons for leaving the bank is skeptical).Then Mr Balajee disclosed verbally that only one lakh has been invested in the said policy. The effective date of policy is 02, February, 2008 as mentioned by Mr Balajee. The Manager deposited the remaining Rs 1, 00, 000 to my NRE A/c no.[protected] vide cheque no. 0038334 dated[protected] from a/c no. [protected] ( HDFC SLIC ) after 10 months .And deposited 3500/- to my wife’s a/c no. [protected] Mrs Chandani Kumari. as a compensation.
4. I requested Mr. Balajee to surrender my policy which has never been in force because till date I am not in possession of it. Also even if the bank offers me the policy I would not accept for the simple reasons that a bank can’t look after their customers in normal time what about after an eventuality. To this effect a written application dated 11/10/2008 has been submitted to the bank after clear assurance from the Bank Manager that the money ( Rs 1, 00, 000 ) would be remitted back to you with a handsome compensation.

The Under mentioned facts are to be explored.

I. Where my funds (Rs.1, 00, 000) were allocated for 10 months. The compensation i.e. 3500/- isn’t it too meagre. I am sure there is an embezzlement of funds by the bank
II. Since the policy was not created why I was not informed where as I was in touch with the bank thru emails /Phone calls and even my brother Rajeev Kr visited the bank or else should have been deposited in my account.
III. Why I was not informed despite my so many endeavours to know the status of my policy for Rs 2, 00, 000.
IV. Where are the policy letter/Bond papers? Which the bank asserted has been created (w.e.f. 02 Feb, 2008).
V. If at all the policy is created in my favour as they say I.e. w.e.f. Feb, 2008. Whereas the funds were debited from[protected].Why so late, The Bank played with my funds for more than 4 months.
VI. Who should be held responsible for this period where as I was without an insurance cover and nevertheless for one lakh only while as I was under an apprehension that I have invested 2 Lakh for better insurance cover.
VII. The expanses borne by me to call from abroad, personal visits to and fro Begusarai to Patna.
VIII. Above all the mental stress due to which I m suffering from Hyper Tension and under going treatment.


I am sure your good office would judge all the presented facts in the light of just and would ensure the grievances are redressed in the right perspective.
Thanking you in anticipation.

Sincerely


(Kamal Kishor Singh)
Date: