HDFC Bank Complaints & Reviews

Dear Sir,
The detail of communication with between HDFC bank is given below.
They are trying to make me fool using wait 2 days more wait 3 days more.
Check the conversations. They deduct wrongly Rs. 1000/- from my account and not return it to me
and asking again and again wait for some time. If they cannot wait for card payments even 1 day how could i. They use to charge 3% interest i also want my 1000 rs + 3% interest because of delay in return my amount.

Please find the detail and do the need ful. I will be higly oblige.



Dear Customer,

This is a system-generated response to acknowledge receipt of your e-mail. The subject line contains the reference number allotted to your e-mail. This interaction is being tracked through the above reference number and we request you not to change the subject line in future correspondence. Your feedback is important to us and we are committed to provide a satisfactory resolution. Our Customer Service Executives will respond within two working days. In case your query requires further investigation and takes a longer time, we will keep you informed on the time required for resolution.

IMPORTANT:

Hotlisting of card: Loss of ATM, Debit card or any other Card issued by our Bank must be immediately reported to our Phone-Banking unit to have the card hotlisted (cancelled). The Phone-banking facility (Hotlisting Desk) is available round the clock. Unknown Beneficiary Addition/ Transfer of fund: In case you have received a message stating that a transaction has been done using your NetBanking login or a beneficiary has been added into your NetBanking account, please immediately call up our PhoneBanking Numbers and get necessary action taken. Please remember that such a timely action from your side will defeat the designs of the fraudsters.

Please click on the attached url for details of nearest Phone-Banking centre: http://www.hdfcbank.com/personal/access/popup_pbnumbers.htm

Assuring you of our best of services.

Warm Regards, HDFC Bank Ltd.

To register for FREE Email Statements, please visit the nearest HDFC Bank branch or register through NetBanking by clicking on the Email Statement Registration option."



-----Original Message-----
From: [protected]@yahoo.co.in [[protected]@yahoo.co.in]
Sent: Wednesday, Dec 17 2008 5:46PM
To: [protected]@hdfcbank.com [[protected]@hdfcbank.com]
Subject: Debit card

Name : MR. MANINDER SINGH
Customer ID: 8828499
Account No : [protected]
Dear Sir/Madam,
I have salary saving account in your bank. sir i was shocked to see debited Rs. 1000/- on 12-May-2008. in my account. Bank has debited to me Rs.1000/- as Debit card usage charges of 22-May-2008. Sir i just want to say that i have not used this amount on 22.05.08 which i was used you already debited in my account on same day. You are requested to please credit Rs 1000/- in my account. Do the need full as early as possible

Thank You & Regards
Maninder Singh

Dear Mr. Singh,

Thank you for writng to us.

With reference to your e-mail dated 17/12/2008 regarding the charges levied to your account.

Your query regarding the charges levied to your account is being attended to. We will revert to you within 3 working days.

Looking forward to your co-operation and patience in the interim.


Warm Regards,
Rajeev Rajan
Customer Support
HDFC Bank Ltd.

Savings and Current accounts customers can now receive Email Statements, free. To register, please visit your nearest branch or download the registration form from www.hdfcbank.com under "Forms Centre" and submit at your nearest branch.
* Individual Savings account customers who are registered for NetBanking, can register for Email Statements through NetBanking, under Email Statement Registration option on the left hand instruction panel.

What's New? Introducing Most Frequently Asked Questions on our web-site to answer your queries.
Please visit the link https://www.hdfcbank.com/common/customer_center/account.htm

Disclaimer :
The information contained herein (including any accompanying documents) is confidential and is intended solely for the addressee(s)only and may constitute privileged information. If you have erroneously received this message, please immediately delete it and notify the sender. Also, if you are not the intended recipient, you are hereby notified that any disclosure, copying, distribution or taking any action in reliance on the contents of this message or any accompanying document is strictly prohibited and is unlawful. The organization is not responsible for any damage caused by a virus or alteration of the e-mail by a third party or otherwise. The contents of this message may not necessarily represent the views or policies of HDFC Bank Ltd.
Regd. Office : HDFC Bank Ltd., HDFC Bank House, Senapati Bapat Marg, Lower Parel (W), Mumbai - 400 013.
Dear Mr. Singh,

We thank for your patience and co-operation.

Please note that you had done a Transaction on 22/05/2008 for Rs. 1000.00, which was reversed on 02/06/2008 by the System due unclaimed by the Acquirer Bank.

On 12/12/2008, Acquirer Bank had claimed the money therefore we have Debit the account.

We request you to refer to the Dispute process as follows:



Kindly fill in the attached Card holder Dispute form and fax it across to us on[protected] to the kind attention of Chargeback Unit mentioning the reference number in the subject line of this e-mail, so that we can initiate a chargeback. Please write back to us confirming the date when you have faxed the same, to enable us to confirm its receipt.



Kindly visit the following URL to access information on our Branches as well as our PhoneBanking numbers:

http://www.hdfcbank.com/personal/customer_center/customer_center.htm


We trust you will appreciate that this is to protect our customers' interests.

We thank for your patience and co-operation.


Warm Regards,
Rajeev Rajan
Customer Support
HDFC Bank Ltd.

Savings and Current accounts customers can now receive Email Statements, free. To register, please visit your nearest branch or download the registration form from www.hdfcbank.com under "Forms Centre" and submit at your nearest branch.
* Individual Savings account customers who are registered for NetBanking, can register for Email Statements through NetBanking, under Email Statement Registration option on the left hand instruction panel.

What's New? Introducing Most Frequently Asked Questions on our web-site to answer your queries.
Please visit the link https://www.hdfcbank.com/common/customer_center/account.htm

Disclaimer :
The information contained herein (including any accompanying documents) is confidential and is intended solely for the addressee(s)only and may constitute privileged information. If you have erroneously received this message, please immediately delete it and notify the sender. Also, if you are not the intended recipient, you are hereby notified that any disclosure, copying, distribution or taking any action in reliance on the contents of this message or any accompanying document is strictly prohibited and is unlawful. The organization is not responsible for any damage caused by a virus or alteration of the e-mail by a third party or otherwise. The contents of this message may not necessarily represent the views or policies of HDFC Bank Ltd.
Regd. Office : HDFC Bank Ltd., HDFC Bank House, Senapati Bapat Marg, Lower Parel (W), Mumbai - 400 013.
Dear Sir,

This is to inform you that i have send Card Holder Dispute form through fax on 19-dec-2008 on 11.04 am. to the bank.
Kindly note that bank has charged me this amount on 22-May-2008 and reversed it on 02-June-2008 because on that time i was registered complaint against bank i have received cash from ATM on[protected]. there were some problem shows on screen. That is why bank is reimbursed me Rs. 1000/-
Now i dont know why they claim this time. You please understand my problem and help me to claim the same.

Thank You & Regards
Maninder Singh
A/c [protected]




[protected][protected][protected][protected]
From: HDFC Bank Support <[protected]@hdfcbank.com>
To: MANINDER SINGH <[protected]@yahoo.co.in>
Sent: Thursday, 18 December, 2008 8:58:17 AM
Subject: RE:'HBL=[protected]' Debit card


Dear Mr. Singh,

We thank for your patience and co-operation.

Please note that you had done a Transaction on 22/05/2008 for Rs. 1000.00, which was reversed on 02/06/2008 by the System due unclaimed by the Acquirer Bank.

On 12/12/2008, Acquirer Bank had claimed the money therefore we have Debit the account.

We request you to refer to the Dispute process as follows:



Kindly fill in the attached Card holder Dispute form and fax it across to us on[protected] to the kind attention of Chargeback Unit mentioning the reference number in the subject line of this e-mail, so that we can initiate a chargeback. Please write back to us confirming the date when you have faxed the same, to enable us to confirm its receipt.



Kindly visit the following URL to access information on our Branches as well as our PhoneBanking numbers:

http://www.hdfcbank.com/personal/customer_center/customer_center.htm


We trust you will appreciate that this is to protect our customers' interests.

We thank for your patience and co-operation.


Warm Regards,
Rajeev Rajan
Customer Support
HDFC Bank Ltd.

Savings and Current accounts customers can now receive Email Statements, free. To register, please visit your nearest branch or download the registration form from www.hdfcbank.com under "Forms Centre" and submit at your nearest branch.
* Individual Savings account customers who are registered for NetBanking, can register for Email Statements through NetBanking, under Email Statement Registration option on the left hand instruction panel.

What's New? Introducing Most Frequently Asked Questions on our web-site to answer your queries.
Please visit the link https://www.hdfcbank.com/common/customer_center/account.htm

Disclaimer :
The information contained herein (including any accompanying documents) is confidential and is intended solely for the addressee(s)only and may constitute privileged information. If you have erroneously received this message, please immediately delete it and notify the sender. Also, if you are not the intended recipient, you are hereby notified that any disclosure, copying, distribution or taking any action in reliance on the contents of this message or any accompanying document is strictly prohibited and is unlawful. The organization is not responsible for any damage caused by a virus or alteration of the e-mail by a third party or otherwise. The contents of this message may not necessarily represent the views or policies of HDFC Bank Ltd.
Regd. Office : HDFC Bank Ltd., HDFC Bank House, Senapati Bapat Marg, Lower Parel (W), Mumbai - 400 013.


[protected][protected][protected][protected]
Be the first one to try the new Messenger 9 Beta! Click here.
Dear Mr. Singh,

We have noted your query and will revert to you within 5 working days.

The Reference Number for the above query is R50790327, which may be quoted in all future correspondence with us.

Also, you can get the status update by speaking to our Phonebankers quoting the above Reference Number.

For our phone banking numbers, kindly visit http://www.hdfcbank.com/common/customer_center.htm

We appreciate your Patience and Understanding in this regard.


Warm Regards,
Rajeev Rajan
Customer Support
HDFC Bank Ltd.

Savings and Current accounts customers can now receive Email Statements, free. To register, please visit your nearest branch or download the registration form from www.hdfcbank.com under "Forms Centre" and submit at your nearest branch.
* Individual Savings account customers who are registered for NetBanking, can register for Email Statements through NetBanking, under Email Statement Registration option on the left hand instruction panel.

What's New? Introducing Most Frequently Asked Questions on our web-site to answer your queries.
Please visit the link https://www.hdfcbank.com/common/customer_center/account.htm

Disclaimer :
The information contained herein (including any accompanying documents) is confidential and is intended solely for the addressee(s)only and may constitute privileged information. If you have erroneously received this message, please immediately delete it and notify the sender. Also, if you are not the intended recipient, you are hereby notified that any disclosure, copying, distribution or taking any action in reliance on the contents of this message or any accompanying document is strictly prohibited and is unlawful. The organization is not responsible for any damage caused by a virus or alteration of the e-mail by a third party or otherwise. The contents of this message may not necessarily represent the views or policies of HDFC Bank Ltd.
Regd. Office : HDFC Bank Ltd., HDFC Bank House, Senapati Bapat Marg, Lower Parel (W),
Dear Mr. Singh,

We regret we are unable to meet our earlier committed time lines for resolution and would require some more time. We assure you that your query is being attended to on priority and we will revert to you within next 3 working days.

It is our endeavor to provide timely responses, however, at times such aberrations occur, where we are unable to respond within committed time lines.

Your continued patience is solicited in the matter.


Warm Regards,
Rajeev Rajan
Customer Support
HDFC Bank Ltd.

Savings and Current accounts customers can now receive Email Statements, free. To register, please visit your nearest branch or download the registration form from www.hdfcbank.com under "Forms Centre" and submit at your nearest branch.
* Individual Savings account customers who are registered for NetBanking, can register for Email Statements through NetBanking, under Email Statement Registration option on the left hand instruction panel.

What's New? Introducing Most Frequently Asked Questions on our web-site to answer your queries.
Please visit the link https://www.hdfcbank.com/common/customer_center/account.htm

Disclaimer :
The information contained herein (including any accompanying documents) is confidential and is intended solely for the addressee(s)only and may constitute privileged information. If you have erroneously received this message, please immediately delete it and notify the sender. Also, if you are not the intended recipient, you are hereby notified that any disclosure, copying, distribution or taking any action in reliance on the contents of this message or any accompanying document is strictly prohibited and is unlawful. The organization is not responsible for any damage caused by a virus or alteration of the e-mail by a third party or otherwise. The contents of this message may not necessarily represent the views or policies of HDFC Bank Ltd.
Regd. Office : HDFC Bank Ltd., HDFC Bank House, Senapati Bapat Marg, Lower Parel (W), Mumbai - 400 013.
Dear Sir,

Please let me know how long time i have to wait for small query. Why should i suffer from this. Where is my fault. Mistake done by HDFC Bank than why customer suffer and why you are not giving me credit for the same.

It is very clear that on[protected] i used debit card in ATM machine at West Patel Nagar due to non payment i put the complain in bank and bank return me my money in June after verify the slip and payments detail from collective bank. When collection department did not claim for the same than bank return me credit which is wrongly debited me on[protected].

Now u again debited me same thing and ref you are giving[protected]
What is this sir. I am tired of tabbing you people again and again.

Kindly do it on ASAP

Maninder Singh
A/c No. [protected]


----- Forwarded Message ----
From: HDFC Bank Support <[protected]@hdfcbank.com>
To: MANINDER SINGH <[protected]@yahoo.co.in>
Sent: Monday, 29 December, 2008 11:56:03 PM
Subject: RE:'HBL=[protected]' Debit card


Dear Mr. Singh,

We regret we are unable to meet our earlier committed time lines for resolution and would require some more time. We assure you that your query is being attended to on priority and we will revert to you within next 3 working days.

It is our endeavor to provide timely responses, however, at times such aberrations occur, where we are unable to respond within committed time lines.

Your continued patience is solicited in the matter.


Warm Regards,
Rajeev Rajan
Customer Support
HDFC Bank Ltd.

Savings and Current accounts customers can now receive Email Statements, free. To register, please visit your nearest branch or download the registration form from www.hdfcbank.com under "Forms Centre" and submit at your nearest branch.
* Individual Savings account customers who are registered for NetBanking, can register for Email Statements through NetBanking, under Email Statement Registration option on the left hand instruction panel.

What's New? Introducing Most Frequently Asked Questions on our web-site to answer your queries.
Please visit the link https://www.hdfcbank.com/common/customer_center/account.htm

Disclaimer :
The information contained herein (including any accompanying documents) is confidential and is intended solely for the addressee(s)only and may constitute privileged information. If you have erroneously received this message, please immediately delete it and notify the sender. Also, if you are not the intended recipient, you are hereby notified that any disclosure, copying, distribution or taking any action in reliance on the contents of this message or any accompanying document is strictly prohibited and is unlawful. The organization is not responsible for any damage caused by a virus or alteration of the e-mail by a third party or otherwise. The contents of this message may not necessarily represent the views or policies of HDFC Bank Ltd.
Regd. Office : HDFC Bank Ltd., HDFC Bank House, Senapati Bapat Marg, Lower Parel (W), Mumbai - 400 013.

Dear Mr. Singh,

At the very outset, please accept our sincere apologies for the delay in resolving your query / issue and the inconvenience caused to you.

We would need some more time to resolve the query / issue raised by you and request you to bear with us. We will revert to you in two working days.

We urge you to treat this delay as an exception and assure you that we are committed to quality customer service.

We apologize once again and re-assure you that every effort from our side is being made to have your query / issue resolved at the earliest.


Warm Regards,
Rajeev Rajan
Customer Support
HDFC Bank Ltd.


What's New? Introducing Most Frequently Asked Questions on our web-site to answer your queries.
Please visit the link https://www.hdfcbank.com/common/customer_center/account.htm

Disclaimer :
The information contained herein (including any accompanying documents) is confidential and is intended solely for the addressee(s)only and may constitute privileged information. If you have erroneously received this message, please immediately delete it and notify the sender. Also, if you are not the intended recipient, you are hereby notified that any disclosure, copying, distribution or taking any action in reliance on the contents of this message or any accompanying document is strictly prohibited and is unlawful. The organization is not responsible for any damage caused by a virus or alteration of the e-mail by a third party or otherwise. The contents of this message may not necessarily represent the views or policies of HDFC Bank Ltd.
Regd. Office : HDFC Bank Ltd., HDFC Bank House, Senapati Bapat Marg, Lower Parel (W), Mumbai - 400 013.
Dear Mr. Singh,

Regret for any inconvenience caused to you and apologies for the delay in resolving your query / issue.

We assure you that your query is being attended to on priority.

We might require some more additional time to resolve the query / issue raised by you and request you to bear with us and will revert to you within next 4 working days.

We assure you that we are committed to quality customer service.

I had taken a ULIP policy from HDFC Standard Life Insurance. I was misguided by the agent. He showed me wrong illustration and did not tell me about the very high allocation rates. After paying 1500 for some months, I decided to surrender my policy. I submitted an application to their Maninagar (Ahmedabad) branch. Even returned the policy document. They did assure me that that there would not be any deductions from my account any more. I again visited the office after two days to re-confirm it. He re-assured me. But HDFC took out 1500 from my account on 16/01/2009. This amounts to fraud.

Dear Team,

My PF A/c # is MH/46135/11710 & My EMPloyee ID was R1677,
Request you to kindly provide me the PF A/c Status,

while Searching in claim Status The Message was: "Code does not Exist"

Thanks & Regards,

Rajiv Jain
[protected]

I recently approached HDFC for repayment of my existing loan by transferring the balance to another bank. As I am a floating rate customer, I should not be charged pre-payment charges. However, HDFC still has charged me pre-payment charges on the pretext that prepayment charges is not applicable only if you repay out of your own funds.

SBI has recently lost a case in the supreme court for charging prepayment penalty on balance transfer. But, our financial institutions simply refuse to learn from mistakes.

Please suggest/help.

Hi,
I'm keep on resetting the password and HDFC Sec sending it through Expressit. But i never recieved it. it is reverting back to HDFC Bank. This is happening in visakhapatnam area. I really why is this happening like. Trying for third time and if it is the same again. I am not left any option than proceeding further to legal action

HDFC BANK PEOPLE OPENING KIDS SAVING ACCOUNT ON THE BASIS OF FREE CHARGE, IF ACCOUNT HOLDER WILL PURCHASED FIXED DEPOSIT INSTRUMENT OF Rs 10000.
AND MAKING EMOTIONAL WAY RULES TO RUN THIS TYPE OF SAVING BANK ACCOUNT MAINTENANCE.
IF ANY CUSTOMER WITHDRAWING AMOUNT FROM THIS ACCOUNT FOR THE PURPOSE OF KIDS, CHARGING AVERAGE QUARTER BALANCE NON MAINTENANCE CHARGES BY Rs750

Sir,
I have been using my HDFC Credit Card for the last 3 years. I am the sole earning member of my family. I have my Mother, Father, Sister and Wife who are dependent on me. My Sister got married recently where a lot of expenditure had to be incurred by me including loan .Now she has got separated from her husband and is now financially dependent on me.
Due to such unavoidable circumstances I am not being able to pay the current monthly payment since December 2008 the outstanding for which stands at Rs.74, 000/- approx.
For the last 1 month I'm receiving Life Threatning Phone Calls and abuses on my Office Phone Numbers[protected]/[protected]. The calls are being made by Sukanto Das & Ms.Gupta, Collection Agents of HDFC Bank from the phone number[protected]. They have been calling my Office Colleagues and abusing them in slang languages. They have even called my Office HR (Mr.Rajat Grover) and abused him which may put an adverse effect on my job.
They are even threatning to visit my home at Dumdum where my Wife who is pregnant is staying alone. If any Physical/Mental Harrasment is done at my Residence, it can cause terrible danger to her life.
I humbly request you to kindly look into the same as I'm undergoing tremendous mental pressure and also fearing Physical Torture.
For the last 3 years I have been paying my bills diligently and also trying my level best to pay off the current dues at the earliest. Sincerely request you to look into the matter.

Thanks and regards,
Kingsuk Kundu,
Yes Bank Ltd.,
19, Camac Street, Kolkata - 700 019
Phone # [protected] /[protected]/[protected]

Dear Sir

I am writing on behalf of my mother Mrs Gyanvati Kumar aged 85years, R/o No. 40, II Main Street, Lakshmi Nagar, Pondicherry - 605013.

She is holding a RD no [protected] from Centurion Bank(now HDFC Bank) which was for a period of 15months and was to mature on 10/1/2009. The maturity value shown on the book is Rs. 1, 59, 774/- whereas when she went to the bank on 13/1/2009 at 12:00noon to receive the money she was told that the maturity value would be Rs. 1, 58, 724/- only. Inspite of repeatedly asking the reason for the difference none of the staff was able to give a proper reply. She approached the Branch Manager Mr. Sivaraman also but he also could not reply properly. His attitude was "oh it is hardly a difference of Rs.1050/- ". Inspite of her age and her ill health she waited there for almost two hours (till 2:00pm) but to no avail.

She was told that they have to check their system and see why the difference is coming and it will take some time. Now she has further commitments for the amount and it has put her in great hardship as she is not able to fulfill her commitments. Also, she is losing interest on the amount. She then tried to give a written complaint to the Manager for the problem so that atleast she does not loose interest on the amount for the delay caused due to no fault of hers but he refused to accept the complaint.

Now she has been told by the Branch(HDFC Bank, 45Ft. Road Branch, Pondicherry) that the difference in the amount is due to the difference in the rate of interest shown on the book(9.5%) and the actual rate of interest paid(8.5%). Now this amounts to cheating the customer as she has been led to believe for the last 15months that she will be paid interest @9.5% whereas actually she is being paid interest @8.5% only. She has been going to the bank every month to deposit the monthly amount and nobody has bothered to tell her that there is difference in the rate of interest. If she knew the intererst rate is 8.5% she would have withdrawn the amount from your Bank.

Dear Sir,

I worked for Centurion Bank of Punjab Ltd, The thing is Accenture have
submitted my PF documents 8 months back. But still I haven't get my PF
amount.
Please find the details as shown below------>
PF A/c No. : MH/BAN/44678/24922
Name : Manish Kumar
Address : : G-38, D.D.A. Flats Ajmeri Gate,
Delhi-11006.
Contact No : [protected] / [protected]
Bank name & A/c.No : Centurion Bank of Punjab Ltd..(H.D.F.C.Bank)
[protected]
Please help some one on this.

Thanks & Regards
Manish Kumar
[protected]

Dear All Exixting customer.
I have taken loan from citi finanace as Two Wheeler loan in April-2007. my loan account no[protected]. i have paid all the EMI with Extra 2 installment in cash. but thay are saying this receipt not belongs with our bank. you have paid short payment . i swap my ch. but tey deduct from my account and now call everyday pay your installment . i am very fedup. i don't know how to treat with this bank.

if you have any advice for me please mail me.
thanks

Hi,

its my account number [protected], i got deducted Rs 10, 000 from my account while i was trying to take amount from atm on 30-dec-08, but got deduction for the same.
i did complain for the same but when ever i used to talk to phone banking executives they always used to say that my complain is in process.


so pls provide me the solution in this matter ASAP.
pasting the mini statement with this complaint.

Renu kumar
[protected]
renu.[protected]@gmail.com


Dec 2008 NWF-[protected] -MEERUT[protected] Dec 2008 17.80 839.31
30 Dec 2008 NWD-[protected] -MEERUT[protected] Dec[protected].00 857.11
30 Dec 2008 SALARY BASL DEC[protected] Dec[protected].00 10857.11
24 Dec 2008 EWF-[protected]-MEERUT[protected] Dec 2008 17.80 10.11

Hi,
Further to my SB AC ending 9270, on[protected] at 6.20 - 6.30 went to HDFC ATM at K H Road made a transaction to withdraw Rs 5000 but the transaction decliend & tried 2ed transaction again but i got the replay stateing Low balence, But immidiatly after 10 mins got the SMS from bank stateing amount has been debited but have not recieved the same, Hence i spoke to Phone banking executive by Name Ms Jyothi Reference No[protected] she confirmed me that transaction has happened but due to some technicle problem payment has not been done & wil take 2 working days to get it credited back to AC, But i had some serious comittment with the same amount but failed to stand on my comittment which has resulted an embrassing situation & lost my trust for not been able to fulfil my comittment & also have caused mental stress for no fault of mine, Since i would kindly requset u to let me know how would you help me to solve all my above problems for no fault of mine.

I am a student, doing PGDM(PM&HRD). My elder brother is working with HDFC Bank. Recently HDFC's Country Head HR, Ms. Mandeep Maitra visited our campus for a guest lecture. I was so fascinated by her speech that I thought that probably HDFC's HR must be the best. But, my brother narrated a totally different story. There is no role of HR in this bank and every decision is taken by the line managers. People are not given holidays and they are called for work by their seniors even on sundays and national holidays. When I visited my brother's place I found him workin in the bank till 11:00 pm. For a student of HR this is a horrific experience. I want that the HR of HDFC should wake up and do somthing for the Resource for whom it is in existence, The People.

Even after paying my complete dues for credit card they have not deleted my name in CIBIL list, even after many reminders there is no positive response from the bank.

My Details ARE AS UNDER

Name :Santoshkumar sharma
D-O-B : 15TH JAN 1980
AMT (WAIVED AMT ) 4286
DATE OF PAYMENT : 08-11.2009
Chq no. 527207
Credit card no. : [protected]

Dear sir.
As on behalf of my client a loan of 30 lakh was sanction on loan against property from hdfc bank ltd bhandarkar road branch in november 26th 20006 mentioning 12% per annum and the intallment was around 54 thouand per month. but the same amount of 30 lakh was disburt in four parts in eight month. after asked a bribe of 1 lakh through third party by the credit manger named sandeep nikam, sanjay naik, & ashish kabra. after two disburtsment to release the further two disburtment when we refued to give the same they had took collteral security against are property and again sanctioned a letter of 30 lakh by them self without any intimation to the customer on our security they had took the same amount and distrubited against themself. later since our work was pending and torchered by these we had to give them a bribe of 1 lakh but still full amount was not disburst and after that they again asked the bribe but my client refused to give and the last disburtsment was give to my client on 4th of july 2007. Till the same date my client never knew that they have taken a lon of 60 lakh where only 30 lakh was disburst to him. and above all the percentage was inscresed to 18%. we tried a lot to solve the case but the bank did not co-operated with us and where my client had took a loan for the bussiness. he has to shut down his business. so, now on behalf of my client i would like to claim business loss compensation of Rupees 5 crore against and a compensation of rupees 2 crore against the goodwill loss in the market.and compensation of 3 crore against the fraudlent against our property. and 1crore against mental and physical harrasment. and above all I would like to put up the case of criminal & frogery activities and like to take media conferance to warn all the people and rbi.
Thanking you
Hope so u will do the needful and suggest me.& my Client.

kINDLY LET ME KNOW THE STATUS OF WELCOME KIT.I HAVE OPENED NRI ACCOUNT IN BURDWAN BRANCH IN WEST BENGAL BEFORE 2 MONTHS.I HAVE RECIEVED THE PIN THREE WEEKSAGO BUT I HAVE NOT RECIEVED THE WELCOME KIT TILL NOW.PLEASE LET ME KNOW THE STATUS OF WELCOME KIT.

ROHIT SUMBLI
[protected]