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HDFC Bank Complaints & Reviews

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Updated: Feb 20, 2026
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S
sangeeta Parashar
from Mumbai, Maharashtra
Dec 30, 2008
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I am account holder in HDFC BANK, Deer park branch Delhi, my account no.[protected]. in year 2003 i took personal loan which was repaid in year 2005 fully. suddenly in december, 2008 I saw Rs.1799/ - was debited as PDC in my mini statement of ATM. Due to this debit my cheque got bounched .
I am unable to understand after three year how Bank can deduct for the Loan which was showing as closed in statement of Bank and moreover, they have deducted without informing me and my other cheque got bounch beacuse of this .

please register my compliant and take necessary action the Bank .

citizen of India .

thanks
Aug 14, 2020
Complaint marked as Resolved 
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    C
    Complainant8167304
    from Lucknow, Uttar Pradesh
    Dec 29, 2008
    Resolved
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    mere paas hdfc bank ka card hai jiske regarding mere saath 2month se collection wale misbehave kar rahe hain rajouri garden branch se regular call aati hain wahan se inke koi asst. manager manjeet singh azad hamare paas 20 dec 2008 ko aaye the aur unhone apne caller ke against charge lene ke liye kaha tha par aaj 24 dec 2008 ko bhi usi caller ne fir se wahin baatein repeat karni shuru kar di hai aur mr manjeet aaj available nahin ho paye mein request karronga ki aap is maamle ko priority par le kar process kare or us executive ke khilaf action le rajender kumar gupta
    Aug 14, 2020
    Complaint marked as Resolved 
    Unhappy with service provided service quality staff behavior, turnaround time
    - On Fri, 7/17/09, mobeen mohd <[protected]@yahoo.com> wrote:

    > From: mobeen mohd <[protected]@yahoo.com>
    > Subject: unautorised cheq cleard by the hdfc bank
    > To: manoj.[protected]@hdfcbank.com
    > Cc: "[protected]@rbi.org.in" <[protected]@rbi.org.in>
    > Date: Friday, July 17, 2009, 5:53 PM
    > Dear Sir
    > my a/c in hdfcbank moradabad
    > branch my a/c no [protected] my a/c is the good
    > condition.i am isued the cheq no 524150 reliance
    > comunication dated 05/07/2009 but cheq amount debit of my
    > a/c [protected] dated 02/07/2009 why?????????? plz cleard
    > the matter other wise i am submited the case of consumer
    > foram thks.
    >
    > Regard&thks
    > mohd mobeen
    > [protected]
    >
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      C
      Complainant5942631
      Dec 29, 2008
      Resolved
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      Hi,

      I have take a Floating rate home loan from HDFC Bank. I felt that they are not reducing the rate even though RBI has been slashing the Rate.
      I took the Home Loan in Dec 2006 at 9% and now in Dec 2008 my interest rate is 11.75% which would be reduced to 11.25% on 1st March 2009.

      As far as I understand Floating Interest rate should depend on RBI Repo rate and CRR. But, HDFC seems to be charging very different rates for almost same CRR and Repo Rate

      At Dec 2006: CRR was 5.5% and is still 5.5%. Repo rate was 7.25% but is now reduced to 6.5%. So, I would assume that HDFC and all other HFCs should have lesser Floating rate then it was in Dec 2006 or at least same. But, HDFC used to charge 9% and is right now charging 11.25%.

      Also, I have other issues with their operations
      1. They favour New customers by offering less interest rate but later migrate them to higher rates. This way new customers are usually fooled but gets to pay higher rate within 3 months. They also have clueless Sales people.

      2. The RBI and Finance Ministry has recommended that HFCs should have different interest rates for below 20 lac and above 20 lac home loans. SBI has this policy but HDFC is not doing this. They have recently decided to do it for New customers but exisiting customers are not getting this. Not able to understand why they do not want to extend it to existing customers.

      I still feel that they are better then all other Private HFCs but way behind SBI and other PSU banks who are at least sticking to Finance Ministry or RBI instructions.

      Also, you can not approach RBI against them since they are not regulated by RBI. When I contacted them for complaints they said there is only Consumer courts to go to.
      Aug 14, 2020
      Complaint marked as Resolved 
      If RBI says go to consumer court, then why RBI keeping the private bank money??. If they can't control on such sensitive issues (ie. where they can fool the cu. by "floating rate" name, it is like cheating), they can declare "private banks" like "private finance company" and stay away from them and customer can have accounts/loan at their own risks?

      so that everybody without any option can go to PSU which in away proved to be safer than these "existing customer robbing" private banks!.
      I am also a victim to this. Lets group and do a Dharna in front of HDFC Office. We should have banner against HDFC and also against Congress party who heads center. They have the power to control such injustice(via RBI actions/measures), but they are not doing so, since they are eating money from private banks. Lets regroup and put up a big rally. I have created a group here, please enroll. The name is http://groups.yahoo.com/group/against-HDFC-injustice/
      My name is Anil and I live in Bangalore. Let plan to group up and have a rally to protest. Please read the message on the above group and provide your ideas aswell. Again you can reach me at: Reach me at [protected]@gmail.com.
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        A
        arjun
        from Delhi, Delhi
        Dec 29, 2008
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        as my atm card pin no. was sent from lucknow, dated 17/12/2008, and it's docket no. is[protected], towards HDFC bank, Branch haridwar, has not recd yet, at the office of Overnight Express at haridwar for enquiry, they says that they are very busy, i m very disappointed by listening their answer,
        plz help me
        thnx

        Arjun Katariya Address
        Siddhi Plast India
        E-46, haridwar Inds. Area,
        Haridwar, Uttrakhand.
        Mob. No. [protected]
        my a/c [protected] cust id 4782343
        I have requested on dt 6-5 feb 2010 for account closing in hdfc bank ranipur more haridwar but there are not any action for this metter I am very upset for this metter, plz tell me what I do..

        Shelendra Rana
        [protected]
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          D
          Dr.Ramesh R.Patel
          from Akola, Maharashtra
          Dec 29, 2008
          Resolved
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          I am doing transections online thru HDFC Sec. for last 2-3 yrs. I was
          getting Contract Note in PHYSICAL FORM and by E-mail till 15-10-08.
          Since last 2 months I recive only e-mail notes. on enquiering I was told
          that for physical form It will cost Rs.28 per note.(As courrier charges Rs.25/- and Rs.3 S.T.) They are using Vichare Courriers, who charges Rs.10-12 for in and arround Mumbai. They want to even earn out of Cost Cutting !!!
          My Accountant has told
          to get contract notes in Physical forms only for Income-tax purpose.
          I recieved a phone call today from Ms.Seema from HDFC Sec stating that if
          my e-mails are bounsed they will send contract notes in Physical form, does
          this mean I close my e-mail A/c ?.
          As per SEBI Rules it is mandatory on part of Brokers to give Contract note in Priscribed Format.
          If this is a cost cutting measure you can send it quarterly to reduce
          cost.
          Please let me know legal standing as you can not expect every customer to have printing facility.
          Thanks
          Dr.Ramesh
          Aug 14, 2020
          Complaint marked as Resolved 
          i am 100% agree with Dr. patel. any broker in india can not charge for physical contract note which they issue to their clients. i have legal documents from sebi that sebi has never issued any order or circulear allowing broker to charge for physical contract notes
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            K
            Kamal Kishor Singh
            Dec 28, 2008
            Resolved
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            Resolved

            Kamal Kishor Singh, s/o Sh BP Singh
            C/o- Ram Dular Kunwar
            Vill- Tajpur, P.O. - Raghunandanpur
            Teghra, Begusarai, Pin – 851133, Bihar
            E mail ID [protected]@un.org & [protected]@yahoo.com
            Mob No.[protected] and +91-[protected]

            SUB: - REDRESSAL OF GRIEVANCES AGAINST HDFC BANK & STANDARD LIFE INSURANCE CORP. PATNA (EXIBITION ROAD

            1. That I invested Rs 2, 00, 000 in HDFC Standard Life Insurance (vide cheque no. 0506129 dated 13 Sep 2007)
            2. I contacted the bank so many times to the then bank manager Mr Sudhanshu Mohan and Abhay Kumar: the policy manager, from abroad. And I was assured that your policy for Rs. 2, 00, 000 has been done (email evidence). To my surprise there was no such truth to my avail.
            3. On 30th July 2008, I visited the Bank and I enquired about my policy of two lakh. Mr Amit Balajee met with me because Mr. Sudhanshu Mohan & Mr Abhay Kumar had left the bank. (The reasons for leaving the bank is skeptical).Then Mr Balajee disclosed verbally that only one lakh has been invested in the said policy. The effective date of policy is 02, February, 2008 as mentioned by Mr Balajee. The Manager deposited the remaining Rs 1, 00, 000 to my NRE A/c no.[protected] vide cheque no. 0038334 dated[protected] from a/c no. [protected] ( HDFC SLIC ) after 10 months .And deposited 3500/- to my wife’s a/c no. [protected] Mrs Chandani Kumari. as a compensation.
            4. I requested Mr. Balajee to surrender my policy which has never been in force because till date I am not in possession of it. Also even if the bank offers me the policy I would not accept for the simple reasons that a bank can’t look after their customers in normal time what about after an eventuality. To this effect a written application dated 11/10/2008 has been submitted to the bank after clear assurance from the Bank Manager that the money ( Rs 1, 00, 000 ) would be remitted back to you with a handsome compensation.

            The Under mentioned facts are to be explored.

            I. Where my funds (Rs.1, 00, 000) were allocated for 10 months. The compensation i.e. 3500/- isn’t it too meagre. I am sure there is an embezzlement of funds by the bank
            II. Since the policy was not created why I was not informed where as I was in touch with the bank thru emails /Phone calls and even my brother Rajeev Kr visited the bank or else should have been deposited in my account.
            III. Why I was not informed despite my so many endeavours to know the status of my policy for Rs 2, 00, 000.
            IV. Where are the policy letter/Bond papers? Which the bank asserted has been created (w.e.f. 02 Feb, 2008).
            V. If at all the policy is created in my favour as they say I.e. w.e.f. Feb, 2008. Whereas the funds were debited from[protected].Why so late, The Bank played with my funds for more than 4 months.
            VI. Who should be held responsible for this period where as I was without an insurance cover and nevertheless for one lakh only while as I was under an apprehension that I have invested 2 Lakh for better insurance cover.
            VII. The expanses borne by me to call from abroad, personal visits to and fro Begusarai to Patna.
            VIII. Above all the mental stress due to which I m suffering from Hyper Tension and under going treatment.


            I am sure your good office would judge all the presented facts in the light of just and would ensure the grievances are redressed in the right perspective.
            Thanking you in anticipation.

            Sincerely


            (Kamal Kishor Singh)
            Date: 28/12/2008
            Aug 14, 2020
            Complaint marked as Resolved 
            CONCERNED ALL,

            HDFC BANK SAVING A.C.

            NAME: RUPEN A SHAH

            A.C. NO.[protected]

            PLEASE SEND ME MY SAVING A.C STATEMENT FOR THE MONTH OF DEC.08.

            TILL DATE NOT RECEIVED ANY MAIL. AND AFTER FEW DAYS PASS AWAY YOU ARE GOING TO TAKE CHARGES FOR THE STATEMENT.

            EVERY TIME THIS HAPPENS. WHY THIS SERVICE IS POOR ?

            IF NOT POSSIBLE THEN SEND IT BY POST.

            AT EARLIEST.

            RUPEN SHAH
            concerned all,

            i 'm not received my saving bank account statement for dec.08. after so, many e mail & telephonic complaints taken my complaint as a granted.

            my name : rupen a shah
            account no: [protected]

            i had sent complaints & for stop my email statement facilities and send it on my residence address.

            but not received statement,

            clear as earliest.

            rupen shah
            CONCERNED ALL,

            HDFC BANK SAVING A.C.

            NAME: RUPEN A SHAH

            A.C. NO.[protected]

            PLEASE SEND ME MY SAVING A.C STATEMENT FOR THE MONTH OF DEC.08.

            TILL DATE NOT RECEIVED ANY MAIL. AND AFTER FEW DAYS PASS AWAY YOU ARE GOING TO TAKE CHARGES FOR THE STATEMENT.

            EVERY TIME THIS HAPPENS. WHY THIS SERVICE IS POOR ?

            IF NOT POSSIBLE THEN SEND IT BY POST.

            AT EARLIEST.

            RUPEN SHAH

            3 days ago by Rupen Shah [send email]
            concerned all,

            i 'm not received my saving bank account statement for dec.08. after so, many e mail & telephonic complaints taken my complaint as a granted.

            my name : rupen a shah
            account no: [protected]

            i had sent complaints & for stop my email statement facilities and send it on my residence address.

            but not received statement,

            clear as earliest.

            rupen shah


            till date not received statement.

            now dec.08 & jan.09 statement pending

            after 20 days and two mail send to you but not received statement.

            rupen shah
            This is the most amazing case as credibility and services of a reputed bank like HDFC is on stake, i have got a call from a DSA of Hdfc bank by the name of Sunny Finance.he approached me for refinance of my car which is already financed by ICICI BANK, SINCE I NEEDED MONEY SO I ACCEPTED HIS PROPOSAL FOR REFINANCE, ON 5TH JANYARY I GOT AN SMS FROMHDFC THAT USED CAR REFINANCELOAN A/C NO 14349029IS APPROVED.AND THEN ON 7TH JAN I GOT AN SMS FROM HDFC THAT CAR N CASH DISBURSEMENT OF RS375240 HAS BEEN CREDIT TO MY ACCOUNT NO [protected]HDFC BANK LTD,

            HERE I DONT KNOW WHAT IS HAPPENING.

            NOW THE FUNNY THING IS ON 10TH JAN I GOT AN SMS THAT MY FIRST EMI IS DUE ON 7TH FEBRUARY IS 13492 ON HDFC LOAN 14349029.

            NOW HERE I JUST WANT TO KNOW HOW THE HELL I AM LIABLE FOR EMI AND THE DSA IS ABSCONDING, HE IS NOT GIVING ME THE LOAN DD.

            I REQUEST ALL THE SENIOR AUTHOROTIES TO LOOK INTO THIS MATTER IMMEDIATELY AND HELP TO RESOLLVE THIS CASE ASAP, OTHERWISE I HAVE TO INVOLVE MEDIA AND LEGAL PERSON ALSO TO SOLVE THIS SMALL ISSUE.

            I WANT MY LOAN OTHERWISE CANCEL THE DEAL AND TAKE STRICT ACTION AGAIN THIS SO CALLED DSA.

            MY MOBILE NO IS [protected]..
            CONCERNED ALL,

            THREE MAIL FROM LAST 20 DAYS FOR ONLY SAVING A.C.STATEMENT FOR DEC.08 & JAN.09. BUT NOT RECEIVED.

            RECEIVED ONLY PHONE CALLS FROM YOUR CALLER AND DIFFERENT CALLER AND SAME STORY EVERY TIME.

            my name : rupen a shah
            account no: [protected]

            NOW TELL ME WHAT TO DO ?

            RUPEN SHAH
            THREE MAIL FROM LAST 20 DAYS FOR ONLY SAVING A.C.STATEMENT FOR june.08, july-08, aug-08, oct-08 & JAN.09. BUT NOT RECEIVED.

            RECEIVED ONLY PHONE CALLS FROM YOUR CALLER AND DIFFERENT CALLER AND SAME STORY EVERY TIME.

            my name : rupen a shah
            account no: [protected]

            NOW TELL ME WHAT TO DO ?

            RUPEN SHAH
            THREE MAIL FROM LAST 20 DAYS FOR ONLY SAVING A.C.STATEMENT FOR june.08, july-08, aug-08, oct-08 & JAN.09. BUT NOT RECEIVED.

            RECEIVED ONLY PHONE CALLS FROM YOUR CALLER AND DIFFERENT CALLER AND SAME STORY EVERY TIME.

            my name : rupen a shah
            account no: [protected]

            NOW TELL ME WHAT TO DO ?

            RUPEN SHAH
            Dear Sir/madam

            Subject: Not getting my salary from last 7 months.

            I am Sandeep kumar upadhyay and also working in HDFC Bank as Contract Sales Executive in Noida Sector 18, Branch Code is 0088 in under of Amit S Jain(Sales manager). i had joined this bank since 01 september 2008. after working two months in Hdfc Bank i gotted my appointment letter which is issued as the date of 15 October 2008. it means i had joined hdfc bank as of 15 october 2008.
            But still i am not getting salary even a single month.
            I am working hear from last 7 months and not getting salary. what should i do? you know well that living in outside it's very tuff without salary. i had asked many time to my Boss but he is doing nothing.
            so i constrant to mail you that you would help me out in this matter.


            Thanking you
            Sandeep Kumar upadhyay
            Emp. Code-CS25561
            Contact no.-[protected]
            Account no.[protected]
            Rajiv.B. Dayama
            Credit Card no [protected] Date 17.1.2009

            To,
            The Manager
            Credit Card Division
            HDFC Bank,
            Mumbai

            Dear Sir,

            Sub: Settlement of Dues
            Ref : HDFC Card No [protected]

            With reference to my card no [protected], I regret to inform you I have incurred huge financial losses in the last year 2008 despite of that somehow I managed to pay monthly minimum amount due/EMI, but now I am in a dip financial crises that I am not in a position to pay monthly minimum amount due on the card, Very recently my father was hospitalized twice and due to his health problem he has to retired from his service. I am having two daughters, my mother & my wife is a housewife and I am the only person in the family who is earning bread & butter for my family.

            Considering my pathetic condition I request to kindly settle & close my account for Rs 45000/-, I can not pay more than 45000/- in Eight monthly installments (out of which right now I am paying Rs 7900 wide receipt no C 15386223 dtd 14.01.2009 cheque no 354745 ) so for balance Rs 37000/- please allow me to clear the dues in eight monthly installment of 4625/- each

            I once again request you to kindly consider my application and settle my dues as requested above.

            Pls revert back at the earliest.

            Thanking you,

            (Rajiv. Dayama)
            Mob : [protected]
            Email : rajiv.[protected]@rediffmail.com









            From Rajiv. Dayama
            206, Sonal Apt,
            Din Dayal Nagar,
            Vasai Road,
            Thane-401202
            Date :18.03.2009


            To,
            The Managar
            Credit Card Division
            Chennai.

            Ref : Credit Card no [protected]
            Sub : Behavior of your employee

            Dear Sir,

            I would like to inform you that I am holding HDFC credit card no [protected]. On 18.03.2009 madam PRATIBHA (her office no[protected] had sent one person for collecting payment at my residence, As I am facing financial crises I had written letter and kept at home so that the same can be collected by you person, I was suppose to meet PRATIBHA madam within couple of days.
            As I was not at home PRATIBHA madam talked to my wife and insisted her for payment, PRATIBHA madam told my wife to arrange fund from my neighbor and told so so so so many things including how is she (my wife) is not aware of credit card, she is also responsible & etc, etc. Now I wanted to know how PRATIBHA madam can talk to family members like this, then pratibha madam called up me, i told her that i will come meet her personally on FRIDAY morning at her office address WILSON HOUSE, LIC BUILDING, ANDHERI(E), MUMBAI on friday, despite of repeated request made by me for meeting her on friday, PRATIBHA madam wanted my wife to give in writing that I will come & see PRATIBHA madam on friday morning, even she asked to send fax for the same. I was shocked to listen attitude of such an established, well reputed, HDFC bank, it was an unbelievable & unforgettable experience for me, when i reached home in the night quarrel took place between me & my wife. We had heated argument,

            Sir, I never said that i will not make any payment, I am facing financial difficulties so i just wanted to give her letter requesting hdfc bank to grant me some time period for the payment.

            In the month of December-2008 my father was hospitalized, in the first week of February-2009 my daughter was hospitalized, & in the last week of February-2009 even i was hospitalized, i had undergone operation of appendix. ( I had enclosed all medical discharge reports with that letter) In that last year i had incurred huge financial losses in the share market. Right now i am all sorts of trouble. I am under immense pressure & tension.

            But PRATIBHA madam should have not behaved like that now i want explanation how can she talk to family member in such a manner. When i have taken credit card then how can pratibha madam ask for the payment from wife & my neighbor?


            Pls treat this matter as very urgent & very serious, i dont want you take any action PRATIBHA madam, but this is professional manner,

            Pls revert back
            Thanks & Regards



            Thanks & Regards
            (Rajiv. Dayama)



























            From Rajiv. Dayama
            206, Sonal Apt,
            Din Dayal Nagar,
            Vasai Road,
            Thane-401202
            Date :18.03.2009


            To,
            The Managar
            Credit Card Division
            Chennai.

            Ref : Credit Card no [protected]
            Sub : Behavior of your employee

            Dear Sir.

            This is what i had written to HDFC Bank Ltd the last month & in this month of April 2009 also when I had come & met you even given request letter for settlement your collection person or recovery agent MR. SANDEEP JADHAV (mobile no [protected]) sent his person/ recovery boy Mr RAJ (mobile no [protected]) twice at my residence even after I personally visited your office, situated at III Floor, wilson House, Old nagrdas Road, Andheri (East) Mumbai-400069 I met you Mr Guurav Unival & Mr Sanjay (phone no[protected] I explained all my financial difficulties & family problem and put request for settlement. I was expecting some kind of relief from HDFC bank, which you provided orally that you are going to do something for me but VERY NEXT DAY Mr Sandeep Jadhav sent his boy Mr Raj at my home and forcefully insisted my mother Mrs Lalita B. Dayama (62 years old) to make payment, even my Sanjay had asked her to sell her jewelry, utensils and repay loan taken by me, even asked Mr Raj recovery boy to sit I in my house till I return & to collect amount from society members, since that day my mother is so scared that she is crying continuously she is very much frightened & worried, Then Mr Sanjay called on mobile and spoken very loudly again & again and abused me and threaten me that his boy Mr Raj will sit at my home whole day & will collect money on behalf from the society members. Mr Sanjay finally given me deadline of 25th April, 2009 for making payment of Rs 8000/- if I fail to make payment on 25th April he was warned me that he will use all possible ways to harass me & my family members.
            Dear Sir I wanted to draw you valid attention towards the fact that every month I am already making payments of Rs 7580/- against card no [protected] which we have settled and you are already having two post dated cheques dtd[protected] &[protected] for Rs 7580/- each with you.
            Dear sir when I am not that kind of customer who do not want to pay then how HDFC BANK LTD can behave like this, when I am giving all kind cooperation to HDFC Bank then how can HDFC bank treat me and my family members like this. Sir now I am very very sorry to say that I helpless & I am under immense pressure and tension. Mr Sandeep Jadhav such an experience top level executive in the reputed organization like HDFC Bank should know how to behave with the senior citizen. What your people collection team, recovery agent has done is beyond tolerance limit; I have left with no other option than to take this issue to consumer protection forum. Reserve Bank of India. Print media & electronic media. You can not threat the customer like this. This is very very serious issue.
            Pls revert back within THREE working days from the receipt of this letter/mail.


            Thanking You,


            (Rajiv. Dayama)
            To,
            The Grievance Department
            HDFC standard life insurance

            Sub :- Cheating by Brajesh Kumar ( Branch Manager, HDFC Standard Life
            jamshedpur, jharkhand)
            Dear Sir,

            This is Deepak kumar singh, and was selected and approved by you in the interview held in 1st week of May (standard life, sakchi jamshedpur) and forwarded the hard copy of my resume to Brajesh Kumar (BRANCH MANAGER).

            In order to receive my offer letter, I was asked to introduce 10 complete applications of FC along with demand draft, by my BM Mr. Brajesh Kumar.

            Sir, in this process I myself invested my 10, 000 bucks and introduced
            (1) Rajeev kumar Gupta (2)Ajay kumar Burman (3)Purushottam Prasad (4) Abhijit Gorai (5) Ajit Sahu(6) Sanjay kumar sharma (7) Bishwajit kumar Singh as financial consultants and three more applications. which latter on I didn’t login due to uncertainty of my appointment, I was told that it would take one week in my offer letter to come. After few days I came to know from my BM that my appointment is not sure.

            This is what he does with the candidates, who come for the interview, 1st assuring the candidates for his employment and then pressurising him to bring FCs( FINANCIAL CONSULTANTS) & business for the company, and afterwards avoiding the candidate when the purpose is over.

            this is the way he cheats the candidates who come for the employment in HDFC Standard life.

            Sir, before, I had a very high image value of HDFC brand in my eyes, but now after all these, I got a very bad and horrible experience about HDFC standard life.

            Sir I thought it is better to let you know all these fact about HDFC standard life, Jamshedpur.

            please help me out...


            Thanking you,



            (Deepak Kumar Singh)
            Ph : [protected]
            E-mail : [protected]@gmail.com
            Ref: prepayment of your personal loan account no: 17125806
            Dear sir,
            why HDFC bank take prepayment charges @4% on outstanding principal of loan amount. we know RBI guidelines no any bank charge prepayment charge on outstanding of principal amount.
            sir we are very disagree please help me...

            sanjay yadav
            mob:[protected]
            e-mail: [protected]@gmail.com
            Savings Account No.[protected]
            Grant Road Branch

            I am a senior citizen holding this account since past 25 years. Recently especially after demonetization the service of your staff is appalling. I had a recent bout of chikanguniya and despite of my ill heath, In the past one month I have been to the bank for more than 6/7 times just for the withdrawal of Rs.10, 000/- for my daily requirements but was turned away saying no money. This is absurd for a reputed bank like yours. Today once again I went to the bank and met Mr. NageshParab/Abhishek Sahu who said no money first, then said come again in the afternoon and ultimately said we will give you all Rs.2000/- notes. I just asked for a change of one note of Rs.2000/- for my daily requirements which they flatly refused. I requested them to send it across to my residence which is at a ten minutes distance since I am unable to visit the bank again and again. Is it that I asked for the moon that your staff cannot oblige? I would like to have a reply immediately.
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              B
              bilalala
              from Pune, Maharashtra
              Dec 26, 2008
              Resolved
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              Resolved

              I have been a CC holder with HDFC BANK for over 2 years and have never faced such abusive and threatening calls for recovery.

              This agent from tel. number has not only been abusive but also talking of dire consequences for a delayed payment even when assured that the payments will be made in 3 days since I am out of town.

              While it is common that such complaints and grievances do not carry any weight and will be treated as yet another trash by general public who continues to suffer either at the hands of terrorists or terror agents.

              This kind of abuse from a respected institution like HDFC Bank or its gang member (they are nothing short of hooligans) is very hurting. I have the call recorded for proof of the conversation and the abuse.

              To add insult to the trauma I was undergoing, my subsequent attempts (4 in all) to reach out to the customer support supervisor where smartly thwarted by the agents there. All i wanted to do is to explain my situation but no one came to my rescue.

              I almost had a cardiac breakdown at such abuse. All this for being a customer of a bank who has been a victim of circumstances without any help in a country where even a terrorist is provided legal help.

              It is understandable if we are victims of some crazy cranky foreign terrorists but being at the receiving end of one of the most notable institution is unimaginable. But like every normal Indian citizen, life is only fight for existence to survive today and die a bit tomorrow...

              - A terrorised customer
              Aug 13, 2020
              Complaint marked as Resolved 
              I COMPLETELY AGREE with the complainant. It appears that RBI consitituted under a special act, has been reduced to a toothless and clawless tiger atleast in the eyes of the banks it grants licence to conduct banking business in India. Apparently there is little control that RBI exercises over banks apart from the compliance requirments like maintenance of CRR, credit to special sectors, etc, there is however opaque evidence to suggest that RBI has done or is doing to protect the fundamental rights of citizens (read banking consumers) in India. I feel that a really vast majority (atleast more than the percentage who vote to elect the governemnts in India) of individuals in India are law abiding citizens. In fact the success of English doctrine of 'Rule of Law' has been due to 'abiding nature' of Indian citizens. Just an example in these financially turbulent times, Is it possible for crises like Subprime and the latest banking business collapse in US, to occur in India? The answer is flat 'NO' because of the vigilant eyes of the RBI to ensure compliance by the banks as to regulatory provisions-Part-I; Part-II is that Indian citizens would never think to re-securitise the assets to secure loans multiple number of times and that too at such a scale and in an organised manner!

              There DEFINITELY is a tilt of power towards consumers in the west viz-a-viz banking hegemony v/s. fundamental rights of citizens. We can see that not only consumers brought down the banks but initial reports adduce sufficient evidence that there has been a multiplicity of securitisation of assets to secure loans from banks. But banks there never used 'recovery agents' to overrule fundamental rights of citizens, judicial process and 'Rule of THE Law' to correct their balance sheets. I wonder as to why then in India the banking companies are exercising powers which even the State of India can exercise during EMERGENCY and that too after exercising due process of law. Making threatening calls, sending recovery agents, using foul language is definitely violation of fundamental right to live and live with dignity(Article 21). It shall be noted here that fundamental right under Article 19 is also affected as citizens live under the fear of vulgar and uncivilised oratory of banking staff and recovery agents. The expression of an individual is affected (remember heart attacks cases and cardiac malfunction (this posting))!

              Like there is the rule of law for citizens so is it for 'fictitious' creatures of law. But banking companies never resort to the judicial process of going to Debt Recovery Tribunal, filing of civil suits for recovery under Insolvency Act etc. They say it is a long procedure to recover through this 'judicial process' and hence the adoption of strong arms tactics. In that case it the failure of the heads of these big banking conglomerates to visualize the banking business scenario in India. If it is so, then they must be fired or simply banks can go packing their business from India (there is separate chapter on winding-up under The Companies Act, 1956). They must remember that we Indians are no longer ruled and do not intend to be ruled by any Company as in the past. We have a Constitution and faith in it. If these banking companies don't want to respect provisions contained in our Constitution, then 'go packing', Indian citizens don't care. Just because we are law abiding citizens doesn't create any right in favor of banking companies' to abuse our constitutional rights. It is a TAKE & GIVE (strictly in that order) situation under principle of EQUITY. There are no shortcuts. The judicial process is same for fictitious and natural persons and in case of conflict of rights, the rights of citizens shall prevail over creatures of law whose sole intention is to earn profit sans EQUITY.

              It is a sad state of affairs that while in these matters of repayment of loans, the natural persons i.e.; the citizens are stripped of their fundamental rights ensured under constitution, the corporates (corporations, companies and corporates!) who are creatures of law and have fictitious status are getting away with the law. Agreed, that living is getting tough and it is a DOG EAT DOG situation everywhere but when it comes to comply with the law against recovery of loans from individuals and corporates it is DOG EAT CIVILIZED CITIZENS in former case and DOG LICKS DOG'S (?) in the latter case.
              India is in great need of guidelines to ensure that banking companies do not over regulate (lest overrule) the fundamental rights of citizens guaranteed under consititution. RBI is one institution that has in the past and I believe like any other citizen that it CAN regulate the excessive force used by banks to recover debts. There is need to look with the angle of banking consumer rights and cultural background of India. There are people who would siegh with joy and reliefe on learning someday that RBI cancelled or suspended the licence of some powerful and/or MNC banking company on grounds of harassing consumers. That day it will be a little victory in the battle of citizens v/s banking companies, which again is 'Only one little part' of much larger war to secure DEMOCRACY in India.
              I have been CC for more than two years.
              I closed my credit acct.
              Regarding this i got final settlement letter and i agreed to pay for that.
              First cheque cleared then the collection agency never change to second cheq date to next month i insist me to pay the second installment on that month itself.
              Regarding this, i contacted manger in HDFC Collection Mrs. Sadhana.
              She told me that she will give the second letter very soon
              Later she didn't contact and no more contact then
              A month before i personally went to collection dept and discuss with the collection agency.
              After that also they never contact me.
              One day i went to shopping, i shocked, my saving account kept in hold.
              After enquiry with HDFC customer dept, i came to know that account was kept in hold because of Credit card - non payment.

              My Home loan due was not dispersed because of this.

              I
              Yes HDFC leaves no stone unturned. I have a 6 year old card and never failed to miss payment. But due to some circumstances one payment was skipped.
              My payment was delayed and in all the calls and emails that they had send I clearly mentioned a date as to when I will make the payment and that was in a span to 10 days. But god give them some patience. Atleast they should know how to differentiate between a genuine customer and a fraud.
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                J
                JIGARKUMAR
                from Mumbai, Maharashtra
                Dec 26, 2008
                Resolved
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                Your Call center Number 079 – 66004332 Your offier Miss Sima Who is reply me she call back with in 48 Hors on 12 Dec 2008 and also inform kindly send one letter with your statement zerox copy in our nearest Drop Box, I have writer the complain letter with statement and this letter I have drop in Your MANINAGAR HDFC BANK Credit Card Drop Box on the same day. but she not call back on 19 Dec 2008 and I call back again. She reply it’s technical Problem but Technical Team not provided reply so she not call back me, this time I also inform about my Compliance Letter she ask me this letter they have not received. I am surprise after one week HDFC Credit Card Department Not received Compliance Letter. MAY BE IT’S COMPLAINT LETTER SO THEY HAVE NOT RECEIVED If customer conform this letter he drop in you Drop box so what is your Drop Box System ? every time customer is suffer. Today I call back again and talk with Sima she reply still technical team not reply so she not call back to me and also not received my COMPLAINT letter also. I also inform check Maninagar HDFC BANK Drop Box Register ( Check and COMPLAINT both ) she reply you fax this letter but why I have paid the Fax Charges. I have already Complain on 12 Dec 2008 and today 26 Dec 2008 it’s around 15 Days but my problem still pending.
                Aug 14, 2020
                Complaint marked as Resolved 
                As confirmed by Shri Aghlloo, phone banking officer over telephone on 26.05.09 ( 21.15).he has confirmed that an amount of Rs.25, 216/- has been reversed in my credit card No.[protected] which was wrongly debited to my account earlier.


                A not of confirmation to my e-mail may please be sent.

                Thanks with regards

                (R.SRINIVASAN)
                Dear Sir,



                I am an account holder in hdfc bank. My account no is [protected],

                I was applied for credit card in your bank 7 months prior to. But it was rejected due to some cause. Now I am trying to apply for the same and I had discussed with nearest hdfc bank. But they are say, have a mark in your account for rejected the application. So now also not eligible for to apply the credit card.



                But the same time I had chat with customer care regarding the same(3 to 4 times), they are say that, now you can apply for a credit card. There is no any restriction.



                So ply kindly help me on this subject matter.



                I am giving my details below,

                P. Senthil kumar

                Hanes brands INC

                SL sourcing India (PVT) LTD,

                20/36, police line, 1st street,

                Court road,

                Tirupur

                Pin: 641 601.

                Ph:[protected]

                Mobile no:[protected]

                Mail address; [protected]@gmail.com.





                --
                Thanks®ards,
                P.SENTHILKUMAR, ,
                Office Administrator,
                HANESbrandsINC,
                [protected],[protected].
                mail:[protected]@gmail.
                DAER SIR,
                I HAD TO SEND COMPLENT BEFOR 2 OR 3 MONTHS FOR HDFC BEANK OF KOSAMBA BRANCH DIST- SURAT CASEYAR NAME RIKESH PANDYA.I WILL GO ANY TIME DIPOSIT AMOUT HE WILL NOT RECPECT ME. AND ALSO BAD COMMENT WITH MESIR I WILL DO SEND LAST TIME THIS COMPLANT.AFTER I WIL TAKE HELP OF COUSTMER HELPSEVES..I HOP U WILL TAKE A ACTION TO HIM.THANK YOU.MY CONTECT NO [protected]
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                  Ambarish Gopal Kulkarni
                  from Delhi, Delhi
                  Dec 26, 2008
                  Resolved
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                  Sir,
                  I am a credit card holder of the Centurion Bank of Punjab. Today without any prior intimation, this bank have debited money from my ICICI bank account against a payment due on the credit card. Anyhow I am unable to understand how one bank can debit money from another bank's account. This is causing a mental harrasement to me.
                  Aug 14, 2020
                  Complaint marked as Resolved 

                  Centurion Bank of Punjab — MONEY NOT GOT BY ATM TRANSACTION BUT DEBITED FROM ACCOUNT

                  Sir,
                  I have two ATM cards one Operated by me & another by my father.On dated 03/04/2008 My father used the card no. 7462 at SB PATIALA ATM located at BILASPUR Bilasper H.P. He put the card in atm made the Transaction for withdrawl of Rs 5000/- but money not recieved.He made so many atm transactions but he did not get the money some of transactions got reversed but three are pending of Rs 5020 total amount Rs 15060 . On 1st april 08 to 3rd april 08 your the ATM network of CBOP was not working due this i also faced the problem & made so many transactions with different banks but did not get the money.
                  On dated 4/04/2008 I checked my balance & found that there is short of Rs 15060 in my account.After seing on internet it found that money has debited in three times in STATE BANK OF PATIALA ATM fo total amount Rs 15060 .
                  The Transaction Details are as follow

                  (1) WDL/CBP/093727/MDSI9701/[protected] /MDS
                  (2) WDL/CBP/093853/MDSI9701/[protected] /MDS
                  (3) WDL/CBP/095733/MDSI9701/[protected] /MDs

                  Card No. [protected]
                  Bank ATM STATE BANK OF PATIALA Bilaspur HIMACHAL PRADESH
                  Dated 03/04/2008
                  Time 14:8:58 hrs.
                  Amount Rs. 3040

                  This is happening second time with me earlier on dated 31/12/2008 my father made atm transaction for Rs 3000 at STATE BANK OF PATILA BARMANA, DISTT. BILASPUR HIMACHAL PRADESH & did not get money.After so many follow up I got money in one & half month .Sir at this time this is a big amount so I need this very soon because my father is ill .
                  Here I am requesting you to please Reverse this amount as soon as possible.

                  ALSO I REQUEST TO BOTH THE BANKS CENTURION BANK OF PUNJAB & STATE BANK OF PATIALA TO SEE THEIR NETWORK INTERCONNECTIVITY.


                  Regards

                  Sita Ram Chauhan
                  Place: Pithampur A/c no. [protected]
                  Mobile [protected]
                  e-mail [protected]@eicher.co.in
                  Hi, This is against Centurian Bank of Punjab's ATM and HDFC. I tried pulling out cash from Centurian Bank's A/C today (04.10.2008) around 12:00 in the Defence Colony, New Delhi Branch and it showed that money had been withdrawn, while money didn't come out of the ATM machine at all. While contacting HDFC cutsomer's care they say, that Rs 1, 800 was being deducted from my salary account.

                  The Bank close to the ATM said, money will be reverted to my A/C, which has not been done as yet... The complaint with HDFC on the same is done and the complaint number is:[protected].

                  I would be pleased to know the status of my complain as soon as possible. Thanks
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                    S
                    Sanjeeva T Kotian
                    from Gurgaon, Haryana
                    Dec 26, 2008
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                    I Sanjeeva T Kotian my credit card no [protected] wants to bring to your notice that the day i have received the cc from that particular day itself i have never received the stmts as i made retail purchases from the card which i have made payments also but suddenly one day i got call stating that i have an outstanding balance of amt Rs 37497.24 when called customer care they said funds have been withdraw from atm as i have never received atm pin for my cc.No help is given from any officer from Hdfc bank just making me run from pole to pillar its been yersa i have salary acc with Hdfc bank but for the 1st time im facing such a pathetic service from bank several complaints have been lodged but no use of the same even im ready to lodge an FIR also but none of the officers are helping as per compalint taken by hdfc people its still under process & an hold is done to my account as no proper investigation is done from your end & you guy are bothering the customers.For further details you can call on [protected]
                    I vikram arun chaugule my credit card no [protected] wants to bring to your notice that the day i have received the cc from that particular day itself i have never received the statements as i made retail purchases from the card which i have made payments also but suddenly one day i got call stating that i have an outstanding balance of amt Rs 771.00 on 17/05/2005. when called customer care they said this is my yearly membership fees .No help is given from any officer from Hdfc bank just making me run. also but none of the officers are helping as per complaint taken by hdfc people its still under process & an hold is done to my account as no proper investigation is done from your end & you guy are bothering the customers.For further details you can call on [protected].or please send me a detail of my credit card statement online on my mail id [protected]@gmail.com, [protected]@yahoo.co.in

                    Thanks

                    Vikram chaugule
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                      B
                      bvguru
                      from Bengaluru, Karnataka
                      Dec 26, 2008
                      Resolved
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                      Hi,

                      On 19-Dec, I went to ICICI Bank ATM in Whitefield, Bangalore to withdraw some money. Though the ATM accepted my PIN and the amount details, it didn't dispense any money as it showed me that it is out of order. It neither gave me any receipt for this invalid transaction. But, I was surprised to see that Rs 10, 000 was debited from account for this trnsaction.

                      Whe I approached HDFC Bank customer support, they are saying that they have already paid this money to the ICICI bank and I need to dispute this transaction by filling a form. They also said that this could take upto 35 days. Is not this ridiculous? Why should I go through all this pain for no fault of mine? Now my money is stuck and I facing so much of inconvenince. Can somebody please tell me how do I go about getting my money back? Can't these banks take the responsibility for such issues? Is this not a criminal offence to debit the money from the account without really dispensing it from ATMs

                      Please help

                      Thanks,
                      Guruprasad
                      Aug 13, 2020
                      Complaint marked as Resolved 
                      On 7-4-2009 While using my atm card of Jammu and Kashmir Bank at your atm situated at Hari Singh High Street Srinagar (ATM No. 0418) and (Txn No. 2103) my transaction of Rs. 5000/= got skipped due to technical fault. The same was brought into the notice of Jammu and Kashmir Bank, Branch Residency Road, Srinagar, who have already taken the matter with your esteemed Bank for rectifying the error. You are accordingly requested to kindly take further necessary action at an earliest in this regard and the amount of Rs. 5000/= may please credited into my account No. 36229-SB (Residency Road Branch) by reverse entry, so that i may not suffer further in this regard. Thanking you sir,
                      Yours faithfully,

                      Zahoor Ahmad Makhdoomi
                      Dear Sir/Mam,
                      WE paid taxes on frm your bank.But due to some problem we can not get challan of them.vide ref.no are [protected]/[protected], [protected]/[protected].
                      So you are request to mail our e generate challns.
                      Thanking You.
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                        K
                        Kalpana Agarwal
                        from Mumbai, Maharashtra
                        Dec 24, 2008
                        Resolved
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                        I had taken a home loan from BANK OF PUNJAB (converted into Centurian Bank Of Punjab) CBL HOME LOAN ACCOUNT NO 79LA1221322) in my name. For the same I had requested for pre-closure of my loan account and on June 4th, 2008 received the statement for the Outstanding Loan amount from HDFC Bank, Sector-10A Gurgaon ( Haryana) wherein the total amount payable was Rs.8, 16, 945.66 including the pre-closure charges which was Rs.16854.Finally I made the payment of Rs.802635 on 15-07-08 vide Demand Draft no. 973429. Again I had received the statement regarding the outstanding loan amount of Rs. 26168.65 on 24-11-08 from HDFC Bank, Deer Park Branch New Delhi. Then again I made the payment of Rs. 26159 vide Demand Draft No. 973751 on 25-11-08 and Rs.10 by cash (RECEIPT no.[protected].
                        I am following with the HDFC bank regularly and every time getting the same answer “We have sent request to our Mumbai office and your account will be closed in 3 days and after one week of that you will get your original documents of the property”. This reply I have listened so many times from your staff and no action has been taken so far.
                        Dear Sir, I believe HDFC Bank is a customer-oriented bank, which is prompt and genuine in helping the customer. Believe me I was much more happy with Bank Of Punjab and afterwards Centurian Bank Of Punjab But HDFC Bank has really irritated us.
                        This negligence and irresponsibility of your bank has caused us a serious loss in our reputation and in our business venture, which cannot be explained in this context now.
                        Aug 14, 2020
                        Complaint marked as Resolved 
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                          D
                          Deepanker Tiwari
                          from Mumbai, Maharashtra
                          Dec 24, 2008
                          Resolved
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                          Resolved

                          Dear Sir,

                          As per my telecom coversation today evening with your customer care executives in call centre based in Rajori Garden near surya continental, I had a word with your customer care executives Name -Mr Sachin (put me on hold for half an hour and then disconnect my call ), Ms Himanshi Jain ( transfer my call and then disconnected my call ), and finally had a word with your deupty manger in call centre Mr.Prabhu Mishra from land line no[protected] and he told me that you can do any thing so Finally I am going to be a very hopeless and feeling very helpless from your managers and your phone banking officers like in your operations Now I am sending you a mail regarding my concern to deduct the 224 RS. from my account as a third party diposit taxn.where is it mention in RBI rules under the which section to deduct the amount for the deposit of the amount why are you charging this amount you are not poviding any extra service as compare to other Private Banks & Govt. Banks I have a four account with Nationalised banks like Bank of Baroda, State bank of india, Canara bank, and Punjab national bank. They are not charging such type of amount for the deposit of any amount the same account as I am very much fedup with the services provided by your personal bankers and customer care executives Name--Kiran Walia (Personal Banker)and in call centre Ms Jaspreet & TL -Prabhu Mishra when I was speaking with him during the coversation he did'nt take initiative reagrding my concern and laughed.I know this is a trivial amount of money which if lost does not matter to me but "collection of single penny makes a rupee".I also called Hdfc sec-26 Branch and spoke with Ms Kiran Walia and put a request to send me a scan copy of the account closure form then she told me that she doesn't have a right to send this form. I hope so if she is a personal banker in your branch to serve the customer, she has these type of rights to send to customer bcoz I am also a working personal and I don't have such time to visit the branch again and again.

                          Please take care of the this matter Asap..
                          Aug 14, 2020
                          Complaint marked as Resolved 
                          Why ur bank is charging while depositing cash amount in others account?
                          i can't get transaction of my savings account.
                          a.c. no.[protected]
                          cust.id. 21836874
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                            C
                            Complainant7716502
                            from Chennai, Tamil Nadu
                            Dec 24, 2008
                            Resolved
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                            Resolved

                            Sir i have applied for an two wheeler loan in Southern Motors - Royal Enfiled Showrrom Annanagar. Mr.Hemant who is your bank executive did not have much knowledge and interest in his work, so i took my personal interest and spoke with his team leader and came to know that only HDFC a/c holder can get the loan. On 9th december 2008 i gave an letter to Mr.hemanth to return my doccs. Till Today there is no response from him when i called him he told Bank has lost the doccuments and he is searching fot it. I dont know how he can blame the bank itself for his irresponsiblity. more over he told that he has more than 700 customers per month it is not necessary for him to return me the doccuments and if you make complaint go ahead and gave me the customer care number. He is irresponsible and arrogant in his speach. If the bank really giving importantance to the customer complaints kindly take necessary action againt this type of executives. His Ph [protected]
                            Aug 14, 2020
                            Complaint marked as Resolved 
                            want to apply for two wheeler but the authorise person of shillong (meghalaya) are saying, its been stopped for quite some time. help me. if possible yamaha.
                            Sir,
                            helo sir I am Issued the loan on 15.08.2007 this is first Emi.
                            but problem is the executives come to meet then adwanced two Emis Paid by hand cash...
                            so i have advanced paid the amount has been Checq bounced Fees. accepted.
                            but i can t bounced any cheques are Emis.
                            I meet the bank of hdfc bank old air port road near golden tower banglore.
                            do not help custmer care and not respencebled.
                            so pls give sujjetion and take quiry the custmer center.
                            hello sir,
                            this is my 3rd remainder that my two wheeler loan a/c no. - 3024546 is fully paid. but i have not received my no dues certificate till date. once again i am remainding you about my about my problem that i have taken a two wheeler loan from hdfc ban dhanbad branch my loan a/c no. is 3024546. my EMI amount is 1530- per month for 24 month. at the begaining of emi mr. shantanu (contect no. [protected]) jamshedpur and dhanbad branch loan depart contect to me and tell me that there are some technical problems with him to present my cheque for cleareance so he suggest me to deposit my emi amount per month by cash untill the problems solved. they also told me that no any extra charges will be paid by me becouse this is an tecnical problem of bank. i have been deposited my emi amount by cash per month for 14 emi. after 14 emi the cheque is presented to my bank and all are cleared at due time. but the first 14 emi that i have been deposited by cash the bounced charged for first 14 emi is added to my account. but mr. shantanu and dhanbad branch told me that no any bounce charge is liable for me becouse due to technical problem of bank my cheque has been not presented for cleareance. now my all the emi is paid and i have no any dues . but when i ask for no dues certificate mr. shantanu jamshedpur and dhanbad branch denie me and told me that he is unable to solve my problems.mr. shantanu and dhanbad branch hdfc bank loan depart has missguide from begining.
                            i am regular in contect with hdfc bank for no dues certificate but the result is nill.
                            if i have any dues in my loan account then pls give me detail i will pay the dues otherwise issue me no dues certificate.
                            THANKING YOU
                            SANTOSH KUMAR SAHANI
                            LOAN A/C NO. - 3024546
                            CONTECT NO. - [protected]
                            E- MAIL - [protected]@yahoo.com

                            Two wheeler[tvs pleasure] — Not got the two wheeler after paying the downpayment and 4-5 installments

                            My loan a/c no-LTMUM[protected].My request no.[protected].
                            I had applied for two wheeler and gave the downpayment and also paid 4-5 installments to ur bank but yet the dealer-Unique Motors. Sub dealer-Sangam Motors.they have not given the two wheeler to me.I also went to ur J.B.Nagar Andheri [east] branch and met the Branch manager[Rahul] he is not clarifying my doubts properly i think that he is also connected with dealer so ur bank and dealer both are cheating me.I've also lodged a complaint at Dahisar police Station against the dealer.yet i am not getting justice.so please do take action on this issue.Sir, this is a humble request to u. I'll wait for ur answer.
                            sir i have an two wheel loan account at your bank on erode branch.
                            i have should pay 10 month EMI in future but i want to foreclose the account .
                            first time(24.09.2009) i went to the office and contacted the staff then he told please come 3 days after.i asked to him why? then he replied your account cheque will be generated for collection.so please be come after 3 days i will check them. After 3 days i went to office then he replied authority officer mr.steeban is in seek please come after one week. After one week mr steeban told me please come tommorrow . after tommorrow he told my authority officer is in seek then please come tommorrow .after tommorrow mr steeban told me please dont come to office i will send an agent to collect the total balance amount for foreclose the loan. but nobody did not come to collect the amount. i am residing at komarapalayam. 15kilometre from erode .my account name is selvarani tex.
                            hello sir i have a passbook in which there is an information regarding my loan clear but still i am unable to get my loan account number the executives r saying that there is no such record so if i have a proof of bank statement which says that my loan is cleared and closed so plzzz help for this my number is [protected]
                            i have an hdfc bank our account no, [protected] my saving bank trantion is being hold due to none payment of tow wheeler loan,

                            the 28th november 2009 at morrning your service provider is calling me & he told me your payment are due last three month plese pay immidiate but i told him i have out of jamshedpur the payment is clear on first week of december 2009

                            on friday i going to your hdfc banking service at sakchi branch for cash payment but your service provider told me your saving account is hold

                            why my account is hold whtiout any information,
                            why whtiout notice my account hold
                            please help me and call me immidiate
                            [protected]
                            Hi,

                            This is Abdul Jamal from Chromepet, Chennai. I have taken Two Wheeler loan from HDFC. I paid 20 EMI’s continuously through Collection executives, but now only Mr. Sakratees (HDFC) was saying that I have to pay Rs.7500 (Actually mentioned letter is Rs.6500) plus Reproaches Charge Rs.5000. I don’t know when he is asking for cheque bouncing charges. I have paid 20 EMI’s continuously, but now only he is asking this amount… If I ask something to speak about that suddenly he is getting angry…And he was saying that he only the sole person to speak about anything regarding my bike and I can’t go for his superiors too…I don’t know what he is thinking…My principle amount is Rs.16049 only and pending installment is Rs.4197. Overall amount is pending is Rs.20246 only but Mrs. Sakratees was saying that I have to pay Rs.33636….Please don’t take any

                            Anyway this was the bad experience to me…
                            Ref:- Bajaj Alliance Suraksha Kavach Policy no.OG[protected]-00171635 and HDFC Bank Ltd., Loan A/C 14329582

                            My husband Shri Sanjit Goud Biswas had purchased Honda Activa Scooter in January 2009. Along with the Vehicle papers he was given insurance policy of BAGIC ( Bajaj Alliance General Insurance Company Ltd.). The policy covered amongst other things Credit Shield and PA (Death+PTD+PPD).
                            My husband was parking the scooter on 27.06.2009, he slipped and the scooter fell on him. He was hospitalized immediately but unfortunately he expired the same day.
                            My husband was covered under BAGIC- Suraksha Kavach Policy. We tried to contact BAGIC at their office in Louiswadi, Thane but were told to contact on TOLL Free numbers but unfortunately we were told that my husband is not covered which clearly contradicts to the Insurance policy paper issued to us by Bajaj Alliance.
                            My husband was regular in paying the installments. This can be checked from your records. But after his death since he was covered by BAGIC- Suraksha Kavach Policy further payments were not made and the recovery agents who came to confiscate the vehicle were duly provided the copy of insurance policy to settle the outstanding loan amount. But again I started receiving threatening calls from recovery agents in December 2009 and again they started visiting my residence threatening me.
                            Dear Sir, it is very difficult for me to reply to your recovery agents. They keep on torturing me at odd hours. They use all kind of foul language and embrace me and my relatives. It is very difficult to face such people.
                            We were given the vehicle along with the assurance of insurance policy covers unfortunate events as in my case. We request your support to settle and close the matter on priority.
                            Ref:- Bajaj Alliance Suraksha Kavach Policy no.OG[protected]-00171635 and HDFC Bank Ltd., Loan A/C 14329582
                            Respected Sir,
                            My husband Shri Sanjit Goud Biswas had purchased Honda Activa Scooter in January 2009. Along with the Vehicle papers he was given insurance policy of BAGIC ( Bajaj Alliance General Insurance Company Ltd.). The policy covered amongst other things Credit Shield and PA (Death+PTD+PPD).
                            My husband was parking the scooter on 27.06.2009, he slipped and the scooter fell on him. He was hospitalized immediately but unfortunately he expired the same day.
                            My husband was covered under BAGIC- Suraksha Kavach Policy. We tried to contact BAGIC at their office in Louiswadi, Thane but were told to contact on TOLL Free numbers but unfortunately we were told that my husband is not covered which clearly contradicts to the Insurance policy paper issued to us by Bajaj Alliance.
                            My husband was regular in paying the installments. This can be checked from your records. But after his death since he was covered by BAGIC- Suraksha Kavach Policy further payments were not made and the recovery agents who came to confiscate the vehicle were duly provided the copy of insurance policy to settle the outstanding loan amount. But again I started receiving threatening calls from recovery agents in December 2009 and again they started visiting my residence threatening me.
                            Dear Sir, it is very difficult for me to reply to your recovery agents. They keep on torturing me at odd hours. They use all kind of foul language and embrace me and my relatives. It is very difficult to face such people.
                            We were given the vehicle along with the assurance of insurance policy covers unfortunate events as in my case. We request your support to settle and close the matter on priority.

                            You can contact me on [protected]/ [protected]
                            Hi, IM ARIVAZHAGAN C MY ACCOUNT NO:12668201 INFORM REGARDING THE TWO WHEELER LOAN, I HAVE TAKEN A LOAN LAST 2YEAR'S AND ALL EMI LOAN HAS BEEN CLEARED BY ME ON DATE EXCEPT TWO CHEQUE BOUNQUE CHARGES . WHICH DONE BY UR SALES EXECUTIVE WRONGLY UPDATED MY ADDRESS DEATIALS IN MYCAF. AFTER THAT I INFORMED THE SAME TO NEARER HDFC BANK WITH MR. SENTHIL COLLECTION MANAGER-[protected], THEY SAID WE WILL PASS WAIVER SOON, AFTER 4MONTHS ONCE AGAIN I HAVE COMPLAINT TO ANOTHER COLLECTION MANAGER MR. SENTHIL-[protected], TILL NOW THERE IS NO REVERT FOR MY ISSUE AND WAIVER PROCESS ALSO NOT DONE.. IS THERE ANY MORE PERSON AVAILABLE TO MAKE COMPLAINT BOTH EMPLOYEES.

                            Regards
                            Arivazhagan C
                            [protected]
                            [protected]
                            pls provide me the my tw statement urgent basis.

                            my loan account no 13783415

                            name mohd istiyak

                            instalement 1716

                            mohd istiyak
                            [protected]
                            hi,
                            my two wheeler ag .no: 91733123, my loan fully finished 6 months, still now i can"t get my r c book.so executives also wrost response so please verify and earliest reply sent me .


                            thanks
                            sir am a/c holder in HDFC chengalpattu branch. i applied for a two wheeler loan, they sanctioned my loan ( loan no:[protected] on feb 11th. mr jayaprakash ( two wheeler loan section, ceebros buinding, Amjikarai, chennai 29 ) from ur bank are compelling me to buy a vehicle from RAMKAY AGENCIES in adayar. after my down payment of twelve thousand five hundred ( date of pay 15.02.10 ) they delayed to handover the vehicle more than twenty days, the reason for the delay that he mentioned is, i have only the chengalpet residential address. For that agency need six hundred rupees more than on road cost without any receipt. Finally i realised ur bank staff indirectly marketing to that agency. they dont bother about the bank customer. since am a customer in chengalpattu branch why i should buy my vehicle in chennai agency.
                            so i totally dissatisfied with ur bank service and pls withdraw my loan application. And also return my down payment without any reduction. when i mentioned this to him by phone he talks like a gundas. so that i gave a letter to chengalpattu branch manager regarding his poor customer service but he hesitate that letter and force me to give another letter to cancel the loan and also 1000rs cheque. and he told me to do what ever you want and where ever you can complaint..SO PLS TAKE ACTION AND RETURN MY DOWN PAYMENT. i[censored] fail to take action on this complaint, i need the help of
                            Reserve Bank of India
                            Complaints Redressal Cell,
                            Department of Banking Supervision
                            Administration Division,
                            Near Gandhi Bridge,
                            Ahmedabad- 380 014. and also consumer court..
                            Hello Sir/Madam, i spoke to many times with hdfc exce regarding my two wheeler statement from last 2 years, he told that we will send, but he didn't send till now. please provide me the my two wheeler statement.

                            My Loan Account no : 12602240

                            Name : Shekar.Pulugam
                            e-mail : [protected]@yahoo.com
                            [protected]@gmail.com
                            im a/c holder of your bank, i had applied for two wheeler loan(yamaha fazer), and your varification staff had came at my rental residense to varify and he varified negative.because at that perticular time i was at my office(wttil, patna), my aunty was there who only know my pet name which was not asked by your staff, and guard of my aptt was appointed only 2 days ago so he too dont know about my flat.So i requested bank for revarification at same addr.but im not getting any positive response...plz find my considration.
                            name:-abhishek kumar
                            a/c no:-[protected]
                            boring road branch, patna, bihar.
                            mob:-[protected]

                            Suraksha kavach — Not received the documents

                            I have not recieved the documents of insurance of Suraksha kavach yet from 1.3 yrs.I have tried many times to contact for the same in related branch but not responded well.My car loan ac no.14341579
                            July 27, 20 10
                            Bangalore




                            To,
                            The Manager,
                            HDFC Bank,
                            Bangalore.

                            Dear Sir,

                            Subject: Request for Form 35 “ NO OBJECTION CERTIFICATE” FOR CANCELLATION OF HYPOTHECATION CLAUSE - Reg.

                            Ref: Our Account NO:2007-B[protected] Dated.28.04.2005

                            With reference to the above, we wish to inform you that we have closed the below mentioned loan account. We request you to kindly issue Form 35 N.O.C for cancelling you lien in the R.C. Book and insurance policy.

                            Sl No. Particulars Loan Account No. Closed Dated
                            1 KA 05 MD 419 2007-B[protected] 28.03.2008


                            We also request you to issue the necessary forms for submitting to RTO Bangalore.



                            Regards,
                            M.Srinivasan, M.Com, S.T.P,
                            Raghu Infra Private Limited,
                            No.24, 1st Cross, 29th Main,
                            B.T.M.Layout, 1st Stage,
                            Bangalore - 560068.

                            Cell No.[protected] Phone No.[protected] / 36 Extesion No.17
                            I applied a two wheeler loan from M/S BRIGHT MOTORS LKO & a person who came for F I, PH NO.- [protected] was a muslim person whom i dont remember the name, he called me from this number & said very rudley that if you need a two wheeler loan then reached the home immidiate otherwise forget about the loan. I recd.the call at 5.10 PM, dt. 22.01.2011. I immidiate left my all important work and reached my residence with in 20 to 25 mins. & i called him but he did not recd. my call and he switched off his mobile phone. I HAVE GOT A GREAT EXP. FROM YOUR GREAT EXECUTIVE . Two months before i applied a loan & i recd. a finance a/c no. 17492640 but i c'd not purchased my vehicle due to some problem. So i applied it again & i submit my all same papers, same photographs, same documents.SO WHY YOUR EXECUTIVE MISBEHAVED LIKE THIS.

                            THIS IS MY HEARTLY REQUEST TO YOU & YOUR ORGANISATION DO THE NEEDFUL & PUNISH THE PERSON.


                            THANKS AND REGARDS
                            DEEPAK KUKREJA .
                            [protected]@gmail.com
                            724/25, AZAD MOHAL SADAR (CANTT)
                            LKO
                            [protected]
                            WORKING AT M/S SRM MOTORS PVT.LTD
                            DEALER FOR TATA MOTORS & FIAT CARS
                            VIKAS NAGAR RING ROAD LUCKNOW.

                            REGARDING MY COMPLAINT I HAVE TALKED WITH SOME Sr PERSON NAMED MR PRAMOD BAJPAI AS HE SAID, BUT NO ACTION TAKEN FROM THE ESTEEMED GROUP.(HDFC T.W.FINANCE.LUCKNOW)
                            SO IAM REG.MY COMPLAINT AGAIN
                            DATED:24/01/.2011 AT-11:40 AM

                            THANKS &REGARDS
                            REGARDING MY PREVIOUS COMPLAINT REG. BY US & F I PERSON CALLED ME AGAIN &SAID ABOUT SOME MORE PAPER WORK, THE PERSON ARE NOW NOT INTRESTED REGARDING MY LOAN, HDFC BANK PERSON NAMED MR ANURAG HARASSE ME DURING MY COMPLAINT TODAY (25.01.2011)

                            KINDLY DO THE NEEDFULL

                            DEEPAK KUKREJA
                            [protected]
                            [protected]@gmail.com
                            Sir i have applied for an two wheeler loan in HDFC BANK ( BRANCH MALERKOTLA) hero honda krizma zmr -. Mr.aslam who is your bank executive did not have much knowledge and interest in his work, so i took my personal interest and spoke with his team leader .MR. PREETAM 15 october 2011 but after that he is not pick my phone. Than i go to HDFC malerkotla baranch and met MR.AMIT (back up branch manager).He told me that we are not responsible for any two wheeler loan because his reporting not us . Kindly told me that if any two wheeler bank executive frode with the customer why bank is not responsible. My two wheeler loan is approved the month of 7 October 2011 and reference number is 19777794.Till date i have not received any cheque. We are not understand why not issued the cheque by bank. Kindly tell us that Mr. amit and Mr. aslam want to some money from our side and Mr preetam also. Kindly look into the matter and revert us as soon as possible . I dont know how he can blame the bank itself for his irresponsibility. if you make complaint go ahead and gave me the customer care number. He is irresponsible and arrogant in his speach. If the bank really giving importantance to the customer complaints kindly take necessary action againt this type of executives. Mr. Aslam ph no. [protected] and Mr. Preetam ph no. [protected]
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                              Varun Shah
                              from Ahmedabad, Gujarat
                              Dec 24, 2008
                              Resolved
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                              Hi,

                              Actually lastime i forgot to pay my credit card bill.my due date was 3rd december 2008.After that i got a call from HDFC bank on 13th december 2008 and she told me that if i will pay cash on 15th december 2008 they will not give any penalty for this late payment.But when i got my statment for next month it shows 700Rs. penalty.After that i have complain to the hdfc bank on 24th december 2008 at 1pm.customet care people said that it is not our responsibility that collection department will say anything to recive payment.I told her that i aggree i have late payment but why collection department told like that "i[censored] pay on monday 15th december 2008 there will be no penalty ".what this rubbish? what we have to do? all banks cheat us like this...if i will not pay this time bill again they will charge penalty.Common man have to pay only penalty.Just i have share my incidence with u.everyday many people face this problem.What actions to be taken regarding this...
                              Aug 14, 2020
                              Complaint marked as Resolved 
                              Hi
                              i didnot apply any insurance alongwith my card. But i had received the bill for Bajaj alliance insurace in my credit card statement. Regarding that i contact the customer care centre to cancel. They informed me pay the amount and we refund it. So that i had paid the amount. But they unnecessarily elongating the cancelatin process. Next month i received second due of insurace. Again i informed customer care. But they informed you must pay the amount otherwise it goes to overdue. And also they torchered me to pay the amount. Pls help me.
                              Don't use hdfc credit card. It was a totally fraud bank
                              I have received the credit card bill dtd 11.5.09 with payment due date 26.5.09. I will like to highlight that we receive bills after the due date. I received the Bill yesterday and am very disturbed to see that you have levied late fees charges of rs 350/- for no fault of ours. Why are we being expected to pay these charges? I am sorry to say that There is problem in your delivery system .Why don't you send the bills thru proper courier and avoid this problem?
                              We will not like to pay the late fees charges of Rs. 350/-+St& Ct.
                              We are very prompt in making our payments and am clearing the bill today itself vide cheque no 013341of hdfc bank for Rs 5630/- minus the late fees. We request you to kindly improve your delivery system so as to enable us to make payments in proper time.
                              Thanking you,
                              Regards,
                              vipin asija.
                              HDFC BANK IS HORRENDOUS THEY ARE SNOBBISH BECAUSE THEY HAVE MOUNTAINS OF MONEY AND GIVE A TO THE CONSUMERS LIKE US WHO HAVE NOT MUCH TO DEPOSIT. THEY HAVE BIG FISH TO TAKE CARE. I SUGGEST WE SHOULD ALL BOYCOTT HDFC BANK AND PROPOGATE THIS MESSAGE TO ALL THE NOOK AND CORNER OF THE COUNTRY ONLY THEN THEY WILL WAKE UP AND THINK EVERY BUSINESS AND MONEY EARNING PROCESS SHOULD ALSO HAVE HUMANE FACE. HDFC IS THE GREATEST CHEATERS ALONG WITH THEIR MONEY COLLECTOR GOONS. I TELL YOU UNLESS EVEYONE DO NOT COLLECTEIVE WORK, WE WILL NEVER BE ABELE TO TEACH A LESSON TO SUCH THUGS... IF YOU KNOW HOW TO TWIT OR USE FACE BOOK, PLEASE PROPOGATE THE DEVIL'S INTENTION AND URGE EVERYONE TO BOYCOTT THIS MALLICE.
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                                S
                                S Nand
                                from Gurgaon, Haryana
                                Dec 23, 2008
                                Resolved
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                                To,
                                HDFC Bank,

                                Subject: What is reason for not clearing my cheque?

                                Dear Sir/Madam,

                                I was deposit my cheque ATM drop box on 9-dec-2008 at Preetvihar, New Delhi.
                                I was check my account on 15-Dec-08, but amount not reflects in my account. Then I went to Preetvihar branch office, New Delhi-92.

                                The banker Mr. Mannu Kumar said to me your cheque was returned by courier on your mailing address.
                                I was waiting for courier since 19-dec-08, but courier mail not found. Then I went to branch, and received courier contact no.
                                And I asked to Mr. Mannu Kumar what reason to return my cheque, he reply me I could not give your appropriate reason why your cheque return because no reason mention with cheque.

                                Then after I was going to contact courier office. I called 50-60 time then he was return my cheque on Saturday (20-Dec-08) night.
                                I went to Preetvihar branch on Monday, asked to Mannu Kumar what reason to return my cheque. He does not say any reason.

                                Therefore I want to know about the reason of my cheque not clear.
                                If you have no reason the give me compensation my harassment.
                                During this period I have taken leave to my office approx 3 days.
                                So I have lose money and time.

                                Therefore I want to compensation as follow:
                                3 Days Salary : 1800
                                Call charge : 100 approx.
                                Traveling Charge : 200 approx.
                                Mental and Physical Harassment Charge :40000
                                [protected][protected]--------
                                Total : 42100.00
                                [protected][protected]--------

                                I was complain on customer care on 15-Dec-08.

                                Please write my complain :
                                What reason to not clearing my cheque.

                                Cheque No. : 407684
                                Cheque Date : 8-12-08
                                Bank : Corporation Bank, Laxmi nagar
                                POD no.[protected]
                                Courier Contact No. [protected]
                                Complain No. :[protected]


                                Thanks & Regards,
                                S Nand
                                [protected]
                                Aug 14, 2020
                                Complaint marked as Resolved 
                                Dude, agar aise hi same language mein poocha rahega to uski kuch bhi samjh mein nahi aaya hoga...
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                                  C
                                  choudhury Ajaya kumar Dash
                                  from Guwahati, Assam
                                  Dec 23, 2008
                                  Resolved
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                                  Dear Sir
                                  I receieved th spam message. Please enquire the account of Mr. Deepak Bagat of HDFC BAK INDIA as mentioned in this message. Kindly necessary action against the individual with an intimation to me .


                                  From:
                                  "Unity Bank PLC." <[protected]@yahoo.com> | Add to Address Book | This is spam



                                  To: dash ajayakumar <[protected]@rediffmail.com>


                                  Subject: UNITY BANK PLC TRANSFER NOTIFICATION (CHARGES NEEDED).


                                  Date: Mon, 15 Dec 2008 13:01:31 IST


                                  Note: To help protect your privacy, images from this message have been blocked.View images | What is this?




                                  RC156747 HEAD OFFICE UnityBank Tower, Plot 785, Herbert Macaulay Way Central Business District Abuja, FCT FCT, ABUJA.. EMAIL:[protected]@yahoo.com TEL: +[protected]. EXTERNAL FUND REMITTANCE DEPARTMENT REF: UBPLC/NG/RC17-2008. FROM THE DESK OFALHAJI FALULU BELLO, MD/CEO-UNITY BANK PLCNIGERIA.ATTENTION: CHOUDHURY AJAYA KUMAR DASH.THIS BANK IS IN RECEIPT OF YOUR EMAIL WHICH HAS BEEN ACCEPTED BY THIS BANK, BE INFORMED THAT THE TRANSFER OF YOUR PRIZE INTO YOUR DESIGNATED BANK ACCOUNT WILL SOON COMMENCE BECAUSE WE ARE NOW AT THE FINAL STAGE OF THIS TRANSFER, WE NEED TO PROCURE TWO DOCUMENTS FROM THE FEDERAL HIGH COURT OF NIGERIA, THE DOCUMENTS ARE STATED BELOW.AFFIDAVIT OF CLAIMS CERTIFICATE AND FUND RELEASE ORDER.THE TWO DOCUMENTS WILL COST THE SUM OF $550USD.THE BREAK DOWN OF THE FEES IS STATED BELOW:AFFIDAVIT OF CLAIMS CERTIFICATE:$300USDFUND RELEASE ORDER:$200USDSTAMP DUTY FEES:$200USDNOTARIZATION FEES:$250TOTAL:$950USDTHIS IS TO ENABLE THIS BANK EFFECT THE TRANSFER OF YOUR WINNING PRIZE THROUGH BANK TO BANK WIRE TRANSFER INTO YOUR ACCOUNT. BE INFORMED THAT YOUR CASHIER CHEQUE IS WITH THE UNITY BANK OF NIGERIA .YOU ARE ADVISED TO SEND TO OUR TRANSFER OFFICE THE SUM OF $950USD TO ENABLE HIM GET YOUR CASHIER CHEQUE FROM THE SECURITY AND ALSO PAY FOR THE AFFIDAVIT OF CLAIMS CERTIFICATE AND FUND RELEASE ORDER FOR THE TRANSFER TO YOUR NOMINATED ACCOUNT.YOU ARE REQUIRED TO SEND THE FEES AT HDFC BANK INDIA WITH THE INFORMATION'S BELOW.BANK NAME: HDFC BANK INDIA ACCOUNT NAME: DEEPAK BAGATACCOUNT NUMBER:[protected]YOU ARE REQUIRED TO MAKE A CASH DEPOSIT WITH THE ABOVE PAYMENT INFORMATION TO ENABLE OUR TRANSFER OFFICER PROCEED FAST WITH YOUR FUND TRANSFER.AS SOON AS YOU MAKE THE PAYMENT CALL US ON PHONE AND ALSO SCAN AND SEND THE PAYMENT SLIP WHICH YOU USE IN MAKING THE PAYMENT FOR PAYMENT VERIFICATION. AS I SAID BEFORE, THIS PAYMENT WILL ENABLE MY TRANSFER OFFICER PROCURE THE TWO DOCUMENTS FROM THE FEDERAL HIGH COURT OF NIGERIA, AND ALSO GET YOUR CASHIER CHEQUE FROM THE COMMISSION UNDER UNITY BANK OF NIGERIAAM SENDING A COPY OF THIS MAIL TO MY TRANSFER OFFICER TO NOTIFY HIM OF THE TRANSFER OF YOUR FUNDS.IN ANTICIPATION OF THE WON PRIZE, KNOW THAT YOUR WON FUNDS WAS FIXED UNDER DEPOSIT IN THIS BANK, AND SO NO DEDUCTION WILL BE MADE FROM IT UNTIL IT IS DEPOSITED IN YOUR BANK ACCOUNT. MODE OF TRANSFER: BANK TO BANK. BENEFICIARY AMOUNT: $400, 000.00 (US) DOLLARCHOOSE CURRENCY: INDIAN RUPEESTRANSFER TIME IS SIX HOURS UPON CONFIRMATION OF THE ABOVE STATED FEES, THEN IS WILL TAKE 48 HOURS TO REFLECT IN YOUR ACCOUNT.IF THERE IS ANY MISTAKE IN THIS INFORMATION KINDLY INFORM ME IMMEDIATELY.ON BEHALF OF THE BOARD OF DIRECTORS, WORKERS AND STAFFS O[censored]NITY BANK PLC, WE CONGRATULATE YOU ON YOUR WINNING AND ENCOURAGE YOU TO MAKE JUDICIOUS USE OF YOUR PRIZE. YOURS FAITHFULLY, ALHAJI FALULU BELLO, MD/CEO-UNITY BANK PLC, .NIGERIA
                                  Online Banking
                                  Thanking You
                                  Aug 14, 2020
                                  Complaint marked as Resolved 
                                  DR ALH FALALU BELLO.

                                  APPLICATION FOR TRANSFER OF LOTTERY PRIZE MONEY

                                  This is what united nation could send me
                                  as winner of email address ballot lottery-
                                  international program by united nation -
                                  held on 1st january 2009.
                                  they my email account have been picket
                                  as winner of 640 000 00 pounds sterling.
                                  my batch no;[protected]/213
                                  ref no;un l/[protected]
                                  and from all united nation, s-378
                                  newyork; ny 10017
                                  office of mr larry smith
                                  lottery coordinator.
                                  meanwhile your address
                                  office of the director exchange control international remittance
                                  depatmen unity bank plc.
                                  corporate headquaters
                                  plot 497 central business distric
                                  abogo largema street constitution way
                                  fct, abuja
                                  the name o[censored]rgent is mr [protected]@yhoo.com
                                  remit.[protected]@yahoo.com
                                  his phone;[protected]
                                  and he has a latter that (urgent resopnse) from unity bank
                                  and dr alh falalu ballo said i wait your urgent response.
                                  they say scan and send to me the western payment slip
                                  as soon as you make the payment.
                                  they required me to paying o[censored]s $300.
                                  receiver name ;mr amadi lucky
                                  receiver address;#20 marks street owerri imo state nigeria
                                  text question; what colour
                                  tex answer;yallow

                                  i hope if this is real as muslim regulation you could help,
                                  if is as 419 (criminal)you can take action immidiatily to_
                                  arest one of them.
                                  please i want to you contanct to me as i found what, is true.

                                  thank

                                  shuaibu yusufu namaliya
                                  kantin kwari markert.
                                  [protected]
                                  kano state.
                                  [protected]@yahoo.co.uk
                                  I have also received an email with same matter nut winning amount is Rs. 600, 000.00 U$, I have received phone calls from a person called DR ALH FALALU BELLO, from nigeria
                                  Is there a Triod Finance Bank in the UK. Are they issuing loans and how true is this.
                                  There is a Mr. Welsh Mark dealing with this bank. His |Company is WeMark Financial services, How tru is his company. Before more in South Africa are swindled if there is no truth about the whole two things.
                                  hi, i would also need to know if they are legit or not as i am also in dealings with them

                                  s there a Triod Finance Bank in the UK. Are they issuing loans and how true is this.
                                  There is a Mr. Welsh Mark dealing with this bank. His |Company is WeMark Financial services, How tru is his company. Before more in South Africa are swindled if there is no truth about the whole two things
                                  Dear Sir
                                  i have went to one hair specialist in tirupur...just they consulted me...for consulting alone they have collected 100 from me sir...name of the clinic is Daisy clinic, Ramnagar 1st street, Tirupur.
                                  i have recived some emails from unity bank plc...nigeria., i have won the lottery to collect u r money that subject oncluded...its real oe or scammers...pls inform quick...thanks
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                                    M
                                    Murali
                                    from Chennai, Tamil Nadu
                                    Dec 23, 2008
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                                    Dear Sir,
                                    I have taken personal loan of 1, 26, 000 from your bank on DEC 07. Account No[protected].This month my ECs submitted on 10th and has got returned due to enough amount not available in my account. I received a call from your bank and informed that they will collect the money in my home or office by next day and they are not agreed to any cheque or net transfer. But your representative collected the amount after 5 days.
                                    But on 18th dec another ECS was submitted to my account without any information to me even after collecting the DEC EMI. Your procedure is to collect the money at customer and at the same time debit the money from customer account.
                                    Pls reply my query Why Another ECS submitted in the same month without any information to me even after you have agreed to collect the amount by cash.
                                    I am charged for the ECS return charges from my icici bank.
                                    This is highly dissappointing and expecting your reply as quick as possible...
                                    Regards,
                                    P.Murali
                                    [protected]
                                    Chennai.
                                    this to be inform you that your recoverry agency they dont how to speak with customer (they are using abuse language )
                                    sir i got personnal lone the esc through uco bank i ll change the bank uco to iob because i closed my account from uco

                                    sir pl what can i do

                                    thank u
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                                      H
                                      Harish M Hegiste
                                      from Bengaluru, Karnataka
                                      Dec 23, 2008
                                      Resolved
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                                      Resolved

                                      My repayment due date is 05th or 6th of Every month. I had deposited 02 checques (Icici Bank for Rs5000/- and Dena Bank for Rs4000/-) on 2nd of December 08 through drop box at HDFC ATM and had verified details with HDFC bank on 6th Dec 08 under request no [protected] and [protected]. which i was given a feedback that cheques not received for clearance.
                                      On 16th Dec received SMS stating that card A/C xxxxx is overdue for payment, Please call on[protected] . Based on that on 16th Dec called up Ms Shalini on[protected] at 1640 hrs and asked for the issue, inturn recevied reply that cheques are not yet received you need to make payment. Had explained her the details of deposits which she refused to accept and backfired stating that if you cant manage your expenditure why are you keeping your credit cards and will be taking action against the same.
                                      Then on 17th Dec called Ms Meena on[protected] and explained her whole scenario in which customer is been ill-treated request number given to me was [protected]. Ms Meena had asked me to make stop payment with concerned banks, which i had asked for a formal letter from HDFC Bank.
                                      18th Dec 08 received SMS from HDFC bank statement for cardmember, stmt for card ending xxxxis being dispatched . Min amount due Rs1660 on 05/01/2009. Total dues Rsxxxxx
                                      On 19th Dec received SMS from ICICI bank at 0922 hrs stating that amount of Rs 5000/- debited from saving account vide cheque no xxxxxxx towards payment.
                                      20thDec 2008 Spoke with Ms Shailja and Ms Anita both were very rude and were trying to pass on the buck on credit card department . It sounded like torchure to customer for showing his patronage.
                                      on 21st Dec 08 received SMS from HDFC Bank stating Rs4000/- being credited into your card ending xxxx on 20/12/2008.
                                      By placing above mentioned facts, you can imagine how human being can undergo a mental stress for such kind of treatment received from credit card banks
                                      Hereby, request your kind intervention and solicit your favourable reply
                                      Aug 14, 2020
                                      Complaint marked as Resolved 
                                      sir,
                                      I have hdfc bank account no. is [protected] and customer ID 3262977. after expiry my debit card the new debit card has been sent by the bank in 2007. but till date I have not got my 4 digit ATM CODE. Please advice me or help me how I may be able to get the Debit card ATM 4 digit code for withdraw the cash from ATM.

                                      thanks and regards

                                      ARUN SHARMA

                                      [protected]
                                      Hi M name is Kulpreet Singh.
                                      I have applied an credit card from HDFC Bank, but Bank not issue me credit till now. after filling the forms 2-3 time still bank not issue the card, and not define any reson that why my application no get processed.
                                      they just refuse my case without any reson. I have to do some Online purchasing thats why i need an credit card so i have applied 2-3 times.
                                      Now this is very harrasing me mently. i feel like a bank defaulter now.
                                      pls get it close as soon as bank can.

                                      Regard
                                      Kulpreet Singh
                                      Mob: [protected]
                                      Hello Sir,

                                      This a complaint against HDFC Credit Card query reference number [protected].

                                      I've been doomed by Customer service of HDFC CC. From past 1 month I'm unable to register my credit card to Net banking services of HDFC Bank. So I sent a complaint regarding this. This customer service people are unhelpful and they are providing me unhelpful solution.

                                      They are informing me to enter correct details to login to my Net banking and unregistered my previous lost correct and register a new cc with correct details. I already informed them that although I've unregistered my old cc and providing correct details to register for my new CC its still giving me error.

                                      And that people are again replying to enter correct details. Please look into this as they are unhelpful for new and take unnecessary actions against it.

                                      Regards,
                                      Haroon Javeed
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                                        P
                                        Palaparty Sivarama Krishna Sarma
                                        Dec 23, 2008
                                        Resolved
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                                        Resolved

                                        I have taken the above HDFC Standard life Insurance Policy in July 2005, in my Son's name Varun P. Sarma ( who is a student still), with an Annual Premium of RS 19450. The Policy was taken through Mr. Vinayak Haldive o[censored]nion bank of India. As per the request of Mr. Vinayak for regular payment of Premia, I gave standing instructions at that time to Vinayak Hadive, to debit the Annual premium to my Union Bank Account, through Union bank Hyderabad, Kandigal Branch, Branch, As Standard Life Insurance has tie up with Union bank for marketing this product. They specifically requested for this arrangement for payment.

                                        However due their internal problems (between HDFC standard life Insurance & Union bank of India) this standing arrangements did not work and my Policy has entered in lapsed state., which I was not aware for quite some time because I am in overseas and no mail reached me about this lapse, till I visited India and ascertained about this Polciy status.

                                        Now they are insisting that I should pay interest charges of over Rs 10, 000( accumulated so far ) in addition to the premium amount . However I requested for waiver of the interest charges for no fault of mine and I was ready to pay the all the premia. I have been regularly following up with HDFC standard life Insurance / Union bank for the revival of my sons’ above policy without any extra charges for no fault of mine. It is nearly over three years, neither action has been taken by HDFC standard life Insurance nor Union bank of India about this matter. My first premium amount of RS 19450/ is just swallowed by HDFC Standard Life Insurance. The people I am in Contact with HDFC standard life Insurance are as follows.

                                        1. Mr. Vidit Srivatsav
                                        2. Mr. Nirmal
                                        3. Mr Anil Dubey
                                        4. Murugesh

                                        Union bank
                                        Mr. Vinayak Haldive
                                        Only Lady who requested to take up this Policy

                                        I made three visits to HDFC standard life Insurance office in Mumbai Church gate office but of no effect as no senior people are available there. To be very honest these companies advertise in a big way, when we go to see their customer services you would know how poor in handling their customer grievances. There quite a lot of similar complaints which HDFC Standard life which they never attend. Under the Circumstances I request you to help me to revival of the Policy without payment of any extra interest charges, I am prepared to pay all the outstanding premia up to now, or else to arrange for refund my amount of RS 19450.

                                        Please help me.

                                        Best Regards
                                        P. S. Sarma
                                        Father of Varun Sarma ( student)

                                        I


                                        I
                                        Aug 14, 2020
                                        Complaint marked as Resolved 
                                        Sabareeswaran E Policy no. 11446219

                                        I paid 1000 per month by ECS in the HDFC life insurance. For the previous two months maintained low balance becuase of salary problem. So my bank statements show negative value -186.00. But i applied for loan in HDFC bank. Loan will be rejected because of the the bounce value. I am very disappointed. Suppose i have not select the option by ECS, defenitely i will get loan. Without intimation your organization doing like that. But it is the big problem for me. Please give the proper reason and give the solution to me. I want urgent solution from u.

                                        Contact no: [protected]
                                        Respected Sir,
                                        Iam Sakthikumar.S, I was joining[protected] as a FC at Namakkal branch..Iam one of the MCA graduate...This branch SDM - MR.A.SURESH is one of the cheating people.., Iam Mentally affected
                                        many times because up to now a days iam not writting Exam but Giving one policy and also joind one FC person...upto today he not give commision, he posted as exam date for last 3 months and also he is not give response...
                                        He told you complient any where.any how...iam not affected because I was one of the SDM in HDFC but you are not a employee.go any where...

                                        Iam loss Exam fees-1000 and also policy commision 4000...Please take proper action.
                                        by
                                        S.SakthikumarMCA
                                        ([protected])
                                        I have paid instalment of my Policy No. 11564168 on dated 18th Jan. 2009 & not received receipt against its payment. Please make it convenient.
                                        I paid my unit linked childran plan in hdfc standarard insurance policy for 10 instalments in 21/2 years. after that april 2009 they informed my nav value is only 32000/=. further i am not paid any amount. for surrender they telling your policy should live then i agree to pay cheque on 5.5.10 of 20000/= upto may10. but now they are not accepting delay in their part further due of 5000/= come on 13.5.10. please tell me how to get my paid 50000/=.
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