[Resolved] HDFC Bank — Credit card outstanding amount settlement
Statement Date Amount Due Amount Received Interest % Rate of Interest
08/10/[protected].51 3, 000.00
08/11/[protected].12 No payment Received
08/12/2007 18862.19 No payment Received 1109.07
08/01/[protected].19 No payment Received 1761
08/02/2008 22536.46 No payment Received 1913.27
08/03/2008 24463.27 No payment Received 1926.81
6710.15 37.8 (For 17, 753.12/- outstanding amount in the month of November total 5 months)
7.55 (Per month Interest)
If you can see the above statement which you sent to me, its not at all justified on your part to charge interest rate @ 8/-. Any way leave all the above calculations, actually my HDFC Credit Card limit is 18000/- according to my knowledge, out of which i have made a payment of 3000/- Cheque No: 952727 & 10000/- Cash on[protected] please find the attachment for your reference, So in my thinking the outstanding amount is only 5000/-, and i am quite surprised by seeing your statement.
Ok, leave all the above matter, now i would like to close this entire HDFC Credit Card outstanding balance because every month i need to pay you my monthly HDFC loan EMI for Rs. 3516/-, till its in pending in this month, because of holding my HDFC A/C available balance for Rs. 5926/-. Apart from my holding available balance i'll pay you 10000/- plz settle this issue ASAP, so the total amount is going to be 15926/-, if you are not going to accept or willing to settle my credit card total outstanding amount with my said amount, now its upto you how you are going to collect your monthly EMI, i Can't stretch more than this.
Your prompt and early action in this regard is highly appreciated.
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Aug 14, 2020Complaint marked as Resolved