[Resolved] HDFC Bank Credit Cards — levy of overlimit charges | |
sir, i had credit card of HDFC BANK card no.[protected]. I availed the amount with in the avavilable balance which is showed on bank's mini statement.But the banker send me the bill with over limit charges and excess intrest charges, I sent a complaint to bank e-mail address, then the bank authority reversed the overlimit charges in JAN'09. But the Bank authority levyed the same was in Feb'09 bill and forcing me to pay the amount which banker showed as overlimit with all penalty. The banker doesn't concider the ministatement of my account which showed i have available balance. Due to this what iam paying the minimum balance fully cuttyig as penalty and banker will showing principle was unchanged. hence i request you please rectify my problem. Was this information helpful? | |
Aug 14, 2020 Complaint marked as Resolved | |
5 Comments | |
Comments
hdfc bank credit card charges is mustly high recver exe are crimenals hdfc bank colle charges very very highly
Reply
hdfa bank credit card interest are late fee are over limit charges collcet over charges
Hi,
My dear friend, pvt. banks are doing very bad things now a days, ICICI bank is the live example, they people make their customer harreshed and fool as much as they can.I was having a insurance with ICICI but its being more then 3 months still not received any police from them. And if I called on the customer care the same reply, then I submitted my complaint to http://www.consumercourt.in they gave me some suggestion, I followed them now the ICICI people are saying me that we are sorry for inconvinounse. Realy they people only wants cases against them.
My dear friend, pvt. banks are doing very bad things now a days, ICICI bank is the live example, they people make their customer harreshed and fool as much as they can.I was having a insurance with ICICI but its being more then 3 months still not received any police from them. And if I called on the customer care the same reply, then I submitted my complaint to http://www.consumercourt.in they gave me some suggestion, I followed them now the ICICI people are saying me that we are sorry for inconvinounse. Realy they people only wants cases against them.
s is reference to my credit card statement, here by I bring to your notice that you have charged ' currency conversion charges ' of 3.5%, which is very high and also not charging by other banks, for example I used my ICICI bank credit card in the same country and during the same time for the same kind of expenditures, But they did not added this kind of charges. This is not the first time, I used my ICICI card in Overseas during my last many visits, I never paid this kind o[censored]n-reasonable charges. So, I feel may be HDFC bank credit cards division looting the customers money this way. Offcoarse I am paying total amount as per the statement, but I expect you return that 'Currency conversion charges @ 3.5% ' in the next statement if possible. If not, I may request you to cancel my card, Because I can not hold this kind of looting credit card. I hope positive reply.
With regards,
With regards,
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