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Hello Pradeep,
I'm also victim of such fraud by HDFC life for sampoorn samridhi scheme.
HDFC Life is really a fraud company.. Nobody listen to your complaint andtheir version is only true.
Best of luck...
I'm also victim of such fraud by HDFC life for sampoorn samridhi scheme.
HDFC Life is really a fraud company.. Nobody listen to your complaint andtheir version is only true.
Best of luck...
Hi All: oops:
I also want to share my experience regarding HDFC sampoorn samridhi plan. Firstly i'd like to say, i am not against about the policy, whatever policy it is, its depend on individual choice whether they want to avail or not but i want to share the experience which had happened with me to take this policy.
I got a call from HDFC life call centre that he has a policy called "HDFC sampoorn samridhi" and they told me that its a life term policy and if you took for 5yrs then you'll get 4.68L on the basis of annual Rs.50, 000 if i paid and also i'll get one travelling coupon to travel all over India and i'll get 4/5 start hotel facility for 2/3 days free, 1 Reebok coupon etc. Even though they show me others documents as well to proof their commitments. It seems me ok, even though i asked the caller that how it is possible, how bank is managing this then they said HDFC finance Home loan, credit card loan etc so ur money will use there and their are no any risk. So i slightly convince him and after few days later i took that policy.
So HDFC policy has some rule to pass the policy confirmation, there call centre guys will call you and will ask you that you are satisfy this policy or not and will ask you some basic question abt policy to aware you. Mr. Amit Srivastava([b]He called me and said that i am your financial advisor whatever the query you'll have in future you can ask me[/b]) already said me that if you'll get a call then whatever they will ask you ple. say "yes" and i am agree abt this policy. I doubt but i did the same thing. i said "Yes" whatever they ask me about the policy. So finally my policy got passed. Few days later i got "Welcome Kit" that is called [b]Policy Bond Paper[/b] but i was not aware of that and i asked to Amit that i got welcome kit but haven't found any information that you were committed so he said you'll get 1 more paper after 1 month. Its only welcome letter sir, Amit replied. I convinced but other side i usually contact with call centre guys and asked about the policy and about their refund, non of them has accepted that i'll get 4.68L after 5yrs. I shocked and i decided to meet Amit at office. When i go HDFC life office then i found "Amit Srivastava" is a third party vendor and he is not an HDFC life company employee and whatever he committed that was wrong, Welcome Kit is called Bond paper and if 1month passed after taken the Welcome Kit policy then you can't cancelled your policy, you will loose your amount otherwise will have to continue.
Thanks god i save my money and got full amount after 100 rupees deduction.
[b]Moral of the story: Never took any policy on call or online basis, Go to bank or policy company then understand the policy and their condition.[/b]
I also want to share my experience regarding HDFC sampoorn samridhi plan. Firstly i'd like to say, i am not against about the policy, whatever policy it is, its depend on individual choice whether they want to avail or not but i want to share the experience which had happened with me to take this policy.
I got a call from HDFC life call centre that he has a policy called "HDFC sampoorn samridhi" and they told me that its a life term policy and if you took for 5yrs then you'll get 4.68L on the basis of annual Rs.50, 000 if i paid and also i'll get one travelling coupon to travel all over India and i'll get 4/5 start hotel facility for 2/3 days free, 1 Reebok coupon etc. Even though they show me others documents as well to proof their commitments. It seems me ok, even though i asked the caller that how it is possible, how bank is managing this then they said HDFC finance Home loan, credit card loan etc so ur money will use there and their are no any risk. So i slightly convince him and after few days later i took that policy.
So HDFC policy has some rule to pass the policy confirmation, there call centre guys will call you and will ask you that you are satisfy this policy or not and will ask you some basic question abt policy to aware you. Mr. Amit Srivastava([b]He called me and said that i am your financial advisor whatever the query you'll have in future you can ask me[/b]) already said me that if you'll get a call then whatever they will ask you ple. say "yes" and i am agree abt this policy. I doubt but i did the same thing. i said "Yes" whatever they ask me about the policy. So finally my policy got passed. Few days later i got "Welcome Kit" that is called [b]Policy Bond Paper[/b] but i was not aware of that and i asked to Amit that i got welcome kit but haven't found any information that you were committed so he said you'll get 1 more paper after 1 month. Its only welcome letter sir, Amit replied. I convinced but other side i usually contact with call centre guys and asked about the policy and about their refund, non of them has accepted that i'll get 4.68L after 5yrs. I shocked and i decided to meet Amit at office. When i go HDFC life office then i found "Amit Srivastava" is a third party vendor and he is not an HDFC life company employee and whatever he committed that was wrong, Welcome Kit is called Bond paper and if 1month passed after taken the Welcome Kit policy then you can't cancelled your policy, you will loose your amount otherwise will have to continue.
Thanks god i save my money and got full amount after 100 rupees deduction.
[b]Moral of the story: Never took any policy on call or online basis, Go to bank or policy company then understand the policy and their condition.[/b]
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