[Resolved] HSBC Personal Loan — Complain about personal Loan

Hongkong & Shanghai Banking Corporation [HSBC]

[Resolved] HSBC Personal Loan — Complain about personal Loan

D dev0044 from Gurgaon, Haryana

Hi, I had taken loan from HSBC bank . first of all there DSA staff committed me the Interset rate will charge to me is 16% reducing but it was approved on 17.25%. Now my current concern is . The installment amount will directly deducted from my Abn amro bank. But due to fault in service of HSBC bank the installment is not deducted from my bank reason for that is they have not summitted the ECS mandatory form. Due to this my bank panalise me for that regarding this i had send the mail to hsbc bank and also i write and Clearly told them if this time this charge will be panalise to me then i am not return you single rupee of the loan amount. So, pls guide me for my concern and wt action i will suppose to take against them. Thanks Devesh Kumar chourasia. [protected] Was this information helpful? No (0) Yes (0)
Aug 13, 2020 Complaint marked as Resolved
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Comments

rex5580

from Chennai, Tamil Nadu

i want to priclose my personal loan.what is the procudure?

Dhanaraj K

from Chennai, Tamil Nadu

Personal Loan Account No. :[protected]

I took a personal loan in HSBC back three years ago. Now i planned to pre - close the loan. Regarding this i placed two time request one is over phone banking and the request no is[protected] and second request directly placed into bank. Till date i have not received any pre closure statement. Whenever i call the customer care confirm that request was not yet processed due to technical error. Owing to this i bounced to continue the paying of EMI and complaining to consumer court also.

Ultimately i understood that bank is not intersted to close the loan account before closing of all EMIs.

Regards,
Dhanaraj K
[protected]

from Mumbai, Maharashtra

Here by just want all of the concerned people in my vicinity (my friends and my relatives and all possible people I associate with) to be informed (rather WELL INFORMED) that NEVER CHOOSE HSBC BANK Credit Card and PL I will never ever recommend any one to go for HSBC bank. Another reason being the ROI was not better compared to other banks

I have made full payment not settlement after they told me we wont give NOC to you because it is against bank policy. HSBC customer care is useless because that bugger unable to give correct information(Simple they are uneducated)

The slogan your The world's local bank ! Looks dull to me – I suggest to change it to The world's local bank

ND