IDBI Bank Complaints & Reviews

Hi

I hold a IDBI home loan for the last 4 years around now. My initial loan amount was around 27 lakhs. I repaid almost 65% of this amount during this period. Now , last month i had requested for a topup loan of Rs 3 lakh. I can tell you all , I'm facing the worst of verifications along with wrong commitments for the sales team.

Firstly, when i gave the cheque for Rs 3000/- on 31st oct 2009 the sales offical had commited for a rate of intreste of 9.75%. All of surprise later 3 days he told me it is 10.25% though my current home loan is running at 9.5% (floating). I had to accept his new terms as i have almost wasted 2 weeks there. I thought it's over but not

Recently(on 23rd Nov 2009) they have called up one of my high profile lady associate's who has been given as a reference by me. Here they instead of doing a verfication on my name/credentials , they have asked for 2 unknown people , asto if she knows. She paniced if her contacts are misused by IDBI/related agencies and gave me a ring to notify it. I took this complaint back to the sales person which was not positive as he was not aware asto who has done it

Lastly Im not sure where this is going on. This happened to me who has been so genuine and re-paid almost 65% of loan amount in short period. Please let me know if any of the complaints can be officially take up ( either for wrong commitment or misusing my referenced contacts )

regards
Emerson Kp

Sub:Deep Discount Bond 96
Folio No. FDDB-1096165
Certificate No. 01143066
Distinctive NO.[protected]
Name of the holder : DHIR SINGH

I HAVE ALREADY SEND LETTER TO YOUR OFFICE ALONGWITH ORIGINAL BOND .FROM THAT I HAVE NOT RECEIVED ANY INFORMATION FROM YOUR END .PLZ LET ME IN THIS REGARD TO MY MAIL ID AND WHAT I HAVE TO DO TO GET BACK MY MONEY


DHIR SINGH

Dear Sir/madam,

I have applied for Home Loan in IDBI Bank, Pune. But due to my CIBIL Report they denying to give me loan.
In my cibil report there is a overdue of ICICI Credit card showing, but I have already paid all my overdue in the month of Sep 2009. Last payment I have paid the payment of this Credit Card in April 2008.

But now I dont have any overdue pending with me. Still IDBI is rejecting my Home loan requirement.

If I have already Paid all overdue then why CIBIL is still showing outstanding. Why IDBI rejecting my loan application even though I had submitted NOC from ICICI Bank.

Please suggest.

Regards,
Mukul

HI THIS IS JAGAN I APPLIED FOR THE ASSISTANT MANAGER POST IN IDBI BANK LTD. AND I ALSO APPLIED FOR THE S.S.C EXAMINATION ALSO WHICH IS CONDUCTING ON THE SAME DATE 13.12.2009. PLEASE CONSIDER THIS AS EMERGENCYAND TRY TO SOLVE THE PROBLEM. THANKS IN ADVANCE



JAGAN MOHAN POLURU

I have applied for Home Loan from IDBI Bank,during thier special campagien in Pragati Maidan,New Delhi on 01st/02nd Jan'2009.The processing fees of Rs.2000.00(Rs.Two Thousand Only) was paid thro cheque no.869957,dated 04.01.2009 of HDFC Bank,Ashoka Niketan,Delhi,alongwith other required documents.
The same was debited to my account on 10.01.2009.I got an intimation in the 4th week of January'2009 that due to some internal reasons they are not processing my loan.Inspite of several follow ups,I have not recieved back my Processing Fees of Rs.2000 till now.
Kindly help in getting my refund back.

1. I bought Home loan from idbi bank Nerul Branch & they Forcefully made me open a Savings A/C.
2. After the Savings A/C was opened by depositing Rs 2500/- I was not able to withdraw it due to unavailability of Debit Card. Than they debited it for some Charges & when the Balance was resduced as a result of Debiting my A/C. They again debited not maintaining balance 2500/-. Now finally I have to suffer & at last I have to bear loss of Rs 350 Approximately.

My Question is 1. why are these non-ethical Marketing strategy developed for creating new customers.
2. How can they automatically debit Amount from my A/c.

My Name is Anand sharan Sonare ,want
information from u regarding fake withedrowl 6400/- from any fake man
from idbi ATM SP office ,Jabalpur .By Mistake in hurry i left my
brothers atm card in the ATM .my ahead person on the queue is
defiantly use that ATM Card couse process is on that time .This
incident occur in the evening 4.30-5.30 on the date of 31 july .i
already give the application to both idbi and hdfc bank , and there
is also cctv camera in the atm ,can we catch that fake man .
please hearty request to u that reply regarding this matter .
thank you
Anand Sharan Sonare
+91-[protected]
+91-[protected]

I am Charankamal singh.I am account holder of IDBI bank. My account no is [protected] in IDBI bank. I had applied and submiited all the documents for netbanking services at lajpat nagar, new delhi branch on 10th september.but now, i have not recieved my IDBI pin and details.I have many time call to IDBI Helpline([protected]), They gave me the Address of Lajpat nagar, new delhi Branch, Detail given as below:


Idbi Bank Click for More Details


Building : P No-54, Grd Flr
Street : Ring Rd
Location : Part-3, Nr Haldiram Sweets Shop
Area : Lajpat Nagar
Pin : 110024
Tel. : 46574126, 46574127
Fax : 46574128
Website : www.idbi.com, www.idbibank.com, www.idbi.co.in

I have many times call to above numbers, they put the phone into hold, .I had also send my complain on ([protected]@idbi.co.in), One Bhakti joshi(Customer care Expert ) had contact to me and demand for my communication address and promise to send the i-pin within 7 days from the date of complain registed.
I am very disatisfied about the services of Bank. Plz contact me on [protected] and solve my problem immedately.

My atm card captured in atm machine (sec 22 chd) in the evening , on very next day 24/10/2009 at 10:00 AM i informed to Mohali 3b2 branch, bank personal assuerd to get back it on 27/10/2009, but card had destroyed without any information

disbursing of dividend2008-09
Wednesday, 21 October, 2009 7:04 PM
From:
"Bhimasen Muddapur" <[protected]@yahoo.co.in>
View contact details
To:
[protected]@isilindia.com
Dear sir
I am holding the following shares
[protected] to[protected]
and
[protected] to[protected]
Total 160 shares
A)
I have not received dividend so far for the above period
B) Two of the dividend cheques for the earlier period which were not encashed were sent to your head office at cuff parade by regd letter in the first of this year . Nothing is heard of it . though more than 6 months have passed.
c) how to make DMAT Account
kindly reply
Y/S
B.R.MUDDAPUR

email :[protected]@yahoo.co.in

New Address:
B.R.Muddapur
#392 4th AMain 16th Cross $th Phase Dollars L/O
JP Nagar Bangalore 560078

P.S SINCE NO REPLY IS RECEIVED HENCE THIS COMPLAINT BE ACCEPTED

Y/S
B.R.MUDDAPUR

good morning sir/madam
i am girraj sahu from sawai madhopur rajasthan right now i am doing mba from distance learning and also prepairing for the competition ,but i have a problem with the date of theexamination of the idbi banks executive ,assistant manager and staff selection commissions tax assistant examination .both are held on the[protected].so due to the date i can not fillup the form of the idbi bank exams because i have fillup the form of the ssc exam .so many time due to the same date or matching the date we can,t fillup the form of the various exams so please think about that and please make the date suitable for the every person so that they can sit in the various exams.

thanks

Girraj Sahu
[protected]

Dear Sir/Madam,

My name is S.P.Saravanan. I had applied for IDBI Bank Assistant Manager Grade 'A' on 19.10.2009 by payment voucher at SBI Branch name MADURANTAKAM Code:00870 and my UR ID:2774860. In the advertisement it is stated that application fee can be paid at SBI or idbi bank branches. The officer didn't provide the unique id no. I explained that i have to fill the application online using the unique number which you have to write in HRD and Candidate's copy. I was informed to ask at IDBI BANK customer care. I'm not getting proper response.

Last date for the online application form is 26.10.2009.

Kindly consider this mail as request and take necessary steps to advice the advertisement authority of IDBI bank to find a solution for this problem.

After maturity of IDBI flexibond 1996, the bonds were submitted to the company for encashment of the same. But the maturity amount is still awaited to be paid in my account.
My account details are as follows:

Name : Madhuri Pracheta
Mobile No. : [protected] OR [protected]

Banker : Union Bank of India, Sachivalay Branch, Hazratganj, Lucknow
Account No. : [protected]

Address(as mentioned in Flexibond) : 79-B, Mundera Bazar, P.O.-Begum Sarai,
Allahabad.

Serial No. of Bonds : 588497 to 516 (total 20 nos.) (purchased from Varanasi exchange)
Date of Submission of Bonds for encashment to your Lucknow office : 06th - Sep - 2007

For further enquiries, please inform me on my e-mail id or on the mobile nos. given above.

I've been repetadly complaining about my card pin. Rs. 60 was deducted from my account on 28th April and I never got the pin delivered.

Also, I've never been communicated why I've not got the PIN. Now you people have deducted Rs. 110 as part of the card annual fees. It seems that you do not have common sense. I've not been using my debit card since a long as I do not have a pin for that and still shamelessly you are deducting my money.

The amount is very much small. They are lacking in customer services especially the branch (V.V.Nagar, Gujarat) where I've my account. Whenever I used to complaint on the phone, they are diverting me again and again to the local branch. I have not received any telephonic communication from them. Complaints are being closed without even contacting me.. Ridiculous and pathetic service and no sense of serving customer. Used to send the auto reply kind of e-mails

No update from the bank as of the date.. Ridiculous..

My IDBI A/c No [protected] Name Anuj Pathania,

As on 07.10.09 I have try to withdraw cash from IDBI ATM two times for Rs 1500 each. But system shows error and there was no Cash withdrawn.
But the bank had debited my A/c both times with Rs 1500 each total Rs 3000. I have mail the complaint to IDBI Customer Care.

We have booked a flat at Daffodils, Somatne, near Talegaon Dist Pune, a property developed by Vishhram Developers Pune. Their address is S no 14/15, Swastik chambers, Near Ashwamedh Hall, Karve Road, Erandwana, Pune 411 004. Their office No is 25434423/24 . The project is financed by IDBI Home Finance Ltd. So we approached IDBI Home Finance Ltd Thane office (Tel No[protected] for housing loan. We got the sanction letter and initial installments were disbursed smoothly by finance co. In the month of Jul 2009 we got a demand letter of Rs 323,508/- from developer which was submitted to the finance co for disbursement. The finance co approved Rs 139,500/- only . We intimated the developer office where the concerned person Mr Sudarshan said he will talk with finance company's pune office regarding this. But to our surprise we got next demand letter from developer dated 21st Aug with an amount of Rs 4853/- as interest on Rs 323508/-. The interest was charged on the amount of Rs 139,500/- paid on 23/07/09 as well. Again we called Mr Sudarshan who again told us to pay the unpaid amount. We wrote a letter to Mr Kotwal one of the partners but he didn't respond to our problem. We approached Soft Corner Marketing Thane office as well, because the project was marketed by them but no body gave us a resolution. We don't know why finance co.'s technical report is always stating that the construction completed is less than stated in demand letter. Neither builder nor finance company is trying to resolve this problem in spite of repeated requests from us. We have been charged with interest Rs 4853/- & Rs 2760/- . The current disbursement is Rs 234,000/- against demand of Rs 510,276/- which includes Rs 2760/- as interest on past outstanding as per developer's records. We are sure that same series of events will be repeated this time.


As laymen we are not aware whom we should consult in this matter. Kindly guide us.

Dear Sir,
I have sent my two IDBI deep discount bonds thr.Blue dart courier [protected] dated 21/8/2009 for redemption alongwith your redemption form. But we have not received the amount till date.The Deep Discount Bond No. is [protected] & [protected] Certificate No. 1228782 for your ready reference.


Kindly look into the matter and release the payment at the earliest.

Thanks & Regards,br...

I have availed a Housing loan from IDBI Ltd. from Chennai in the year 2004 and transferred it to LIC Housing Finance Ltd. Virugambakkam Branch, Chennai, Tamil Nadu. While making the payment in full(i.e. the loan amount and the foreclosure charges), i protested and paid. When I asked them to refund the foreclosure charges with reference to Dr.Usha Vaid Vs.SBI, in the "National Consumer Disputes Redresal forum", it met with a cold...

I had procured 2 IDBI Infrastructure (Tax Saving) Bond (2003 D) vide Certificate No.131402, Distinctive Nos. [protected]-[protected] in 2003. Though the redemption date was 25.10.2006, I couldn't hear anything in the matter till date.

Meantime, I have moved to a new address - XII/991-B, Opp: Padamugal Juma Masjid, PO Kakanad, Cochin 682030, Kerala (Phone [protected]).

I had lot of correspondence with IDBI bank on teh subject, whose approach has not been helpful at all. Please look into the matter and arrange immediate redemption of my Bonds. I


CV Soumyan

sir,
i am holding idbi deep discount bonds and i have received a letter regarding maturity of my bond but i dont have their office address at pune maharashtra as i have recently shifted to pune from mumbai and i am not able to contact them on phone so please send me their address of pune branch so that i can proceed for my payment.
please do the needful as soon as possible.