Life Insurance Corporation of India [LIC] Complaints & Reviews

dear sir,
I rajesh b kurhade bearing policy no[protected] and my e mail id is [protected]@yahoo.com would like to complaint against the lic of india.
i have already paid my premium on date that is in the month of jan 2012 and again i went to pay the premium in march i was told to pay the dec premium again with the penalty of Rs 44/-.
i went to the camp office i was told that i will have to go to the hadapsar office after my req they told me that the system was not updated and we will update and let u know but uptil now nothing has been heard from the office about my premium and the penalty.
i would like to complaint that why they need 3 months to update and why the system not been processing my a/c and giving me the clearance of the above matter.

I applied for a loan from LICHFL limited (Pitam Pura branch) last week of Feb or first week of march. My loan papers were collected by Mr Rajesh Joshi and he said he is an employee of LICHFL. (after sometime I got to know that he is an independent loan broker and not an employee). I have given him all my papers for the processing and he promised me that it will take 10 to 15 days in processing. After a few days , he called me that he need more documents, which I gave him immediately. He also taken a cheque of RS. 1103/- (cheque number 0509320) for file charges. Then he called me after some days and told me that my loan file OK and I need to pay the hole processing charges of RS. 10000 /- (cheque number 0509321 ). I gave him the cheque and it got cleared as well. Then when I followed him about the cheque to the builder he avoided my calls and did not give me positive answer . He was not taking my calls and the money was already gone from my back accounts. He called me up one day and asked for a few more documents.

I want to know when the loan was approved , why do we need more documents. I also asked for Rs. 3,500/- over and above the LICHFL changes for his SPECIAL services which I paid to him at the starting itself. After a lot of time when the disbursement did not happen , I went to LICHFL office for cancellation of my loan processing as I was in a hurry as I had to go out of India.

I was even more surprised or shocked to hear from the branch manager that Mr Joshi is not LICHFL employee and he has not forwarded my emails and papers to LIC for disbursement.

I am extremely dissatisfied by the behaviour of Mr. Joshi and it is because of him I cancelled my loan processing despite of paying the full processing fee.

Therefore , I request you to please refund my processing fee. Attached is the my bank statement attached for your reference.

I also urge you to please instruct Mr. Joshi some customer responsiveness as Everybody is in business because of customers. I was planning to refer LICHFL to all my friends but really disappointed by the services.

Requesting you again to refund the processing fee for my case.

Best regards

Atul Luthra
335 Jagriti Enclave
Delhi 110092.
Phone – [protected].
Please note I currently not in India and can be reached at +[protected]

I am holding an annuity pension policy no.[protected]. I was receiving 12 advance cheques annually during march every year. But last year, i.e. from April 2011, till day I have not received the cheques. My address is

G K Garuda Prasad
Flat 005, # 27, Poorna Palace
12th A Cross, 2nd Main
3rd Phase, J P Nagar
Bangalore 560078

Ph: [protected]

Thanks

Hi ,

I have taken the Housing Loan from LIC HFL in Hyd , 20 Lakhs in 2007

I am trying to access the details of loan account through online its saying loan account already registered.
But i did not register at all. if i request for forgot password and username its saying not registerd email.

No option to enter into website and check my details

New Loan Number is [protected]
Pls help me out in this issue.

sir
myself madhav sampat wasnik i purchased a insurance plan in e.c.s. mode under your division. but premeum did not deducted thru my account
after all its come to know that it was problem from your division. but mrs. khushlani misbehave & misgaid to me .
i request that please help to mrs khuslani that how should she behave with claint.
your faith fully
madhav sampat wasnik
[protected]

Dear sir,

Last 2 Months back I have applied for the Personal Loan & submitted all the required documents, After the loan sanctioned they have asked me for some more documents & I have submitted as they asked for me.

But still now they have not given me a check after regular follow-up to them, Either they are telling will do in 2 days, & these 2 days are not finishing from last one & half month,

They are telling some thing about the OD file that have not come from the Head Office, So I Tried to ask to the Pune Head office but no one is picking the phone or the phone is engaged at every time.

Please Help in this regards

If I don't get the loan with in 2 days I may loss many things

Regards

Respected Sr. Branch Manager

LIC Of India,
IPP Cell Western Zonal Office
Yogakshema, Ground floor, west wing,
J.B.Marg, Mumbai – 400021
Fax – 022 – 22020361

I G.B.Rana is the holder of policy number[protected]. I have not received dividend warrents of varistha Pension Bima Yojana since 1/4/2012. Please send 12 cheques for the year[protected].Life existence certificate has been...

Dear Sir/ Madam,
I have applied to LIC HFL Gurgoan, Branch but till date lic hfl not sanction house loan or not return back my cheque No.581022,P.N.B.,MOTI CHOWK, SHAHJAHANPUR, U.P., payment Rs.-5515.00/ which was deducted ON DATED 10/12/2009 by lic hfl gurgoan branch.please help me in this regards,
Thanks,
REGARD'S

SUNIL DUTT YADAV

MOB. [protected]
MAIL ID :[protected]@yahoo.co.in
MY cheque no.-581022, dated 10/12/2009
Amount Rs.5515.00/,
P.N.B.MOTI CHOWK SHAHJAHANPUR,U.P.
A/C NO.-[protected]

I have already lodged one complain about the same subject.The policy has been obtained from UMARIA Branch(3098),MP. Now I have been settled at Bilaspur, CG after my retirement. I am facing financial constraints due to non payment of the pension.I am a retired employee. Will you directly take up the matter with LIC? You are requested to please confirm what more should I do to get the pension amount.

Swapan Kumar Ray.

Dear Friends,

I am writing here just to make all my dear friends aware of the ground reality of LIC Housing Finance Ltd. I applied for the loan (the worst decision ever taken by me) in LIC HFL through an agent Sunil Sharma [protected] (Asaf Ali Road Area Office) after seeing his number on SRS Residency website. Initially he responded promptly and got collected my documents immediately along with the sanction fees cheques. The Agent commited me of 85% of loan on property value and accrodingly i purchased property in faridabad and made advance payment to the seller.
I got the sanction after 20 days and they asked for the 1% sanction fee of sanction amount which is highest in the market. According to them the sanction fee calculation came to 27000 + S. Tax. I bargained with them and escaped with 11000 + S tax.
Now, after regular follow ups and personal visits to their asaf ali road office, i wasn't seeing any hope of disbursement and I was under pressure to pay the balance amount to the seller.
Sunil Sharma started ignoring my calls. Then I had to go to their office and they used to asked me to sit in their office for long hours giving me some hopes that the disbursement is in process. After 40 - 45 days, when i asked them to either give me loan amount cheques or my documents back. They told me that the loan will be disbursed @ 75 % of the property agreement value. I was shocked at that point of time as I was under tremendous pressure from seller for balance payment.
Finally i agreed on 75% and asked them to get the loan disbursed. They called me in their office continuously for 3 days, made me sit in their office whole day and assured me that cheque will be ready in couple of days.
After couple of days, Sunil Sharma's team member called me up and informed me that my loan can not be disbursed and you can get your documents back. The behaviour of these LIC guys are so rude that, anyone will feel that they have come here as beggers and begging for the loan. The Area Manager Rekha Rani herself is so rude that, I never seen that lady talking with customers patiently, she always use to shout on the customers as if she is giving the loan from her pocket as a beg or donation.
When I approached the LIC area manager for my original documents, they people called me thrice for handing over the documents. Luckily, i got my documents back and came to know the reason for non disbursement. Sunil Sharma (Agent) had tempered my original property documents (agreement to sell) and made forged signature of mine and the seller. Anyone can notice that the signatures are forged and documents are tempered.
Finally I applied in HDFC and got the sanction in just 10 days and disbursement in next 5 days. Only in 15 days, everything was done and that too hassle free just in one visit, comparing to LIC asked me 12 times to their asf ali road office, as if we were free people.
After 70 days of mental, physical and fiancial torture by these LIC people, now I am relieved by HDFC just in 15 days.
I am sharing my experience with all of you, so that you should not bear the same torture.

Stay away from LIC HFL and Stay Happy..!!!!
Cheers...!!
Navneet
[protected] / [protected]

The staff of LIC of india Mt. Pradip Parab staying now at Shripal bharti Bldg. No.1, C-10 unitechwest end is doing much harrasement and misbhavior with the customer to have the policy from them. Everythings are coming out now because he has purchsed this flat at shripalbharti. He is taking double premium amounts from the customer saying benefits arrangements are specialy done by LIC of India now for customer. He has started earning money from the customer.

we reqeuest LIC of india a india's best insurance company to have a band on such employee to stop our harrasement.

we appreciate if you do so to save our Policies with you.

NON RECEIPT OF PENSION CHEQUE

Ref.P&GS/GSCA/G207/Y/00280/56386
SHAMBHU NATH YADAV
VILL. BHIKARIPUR,AKBARPUR

Dear Sir / Madam,
I have not yet received the cheque for Pension from NOV2011 to April 2012. Kindly send the pension cheque (ANNUITY NO:G207/Y/00280.
KINDLY DO THE NEEDFUL AS EARLY AS POSSIBLE.


Thanks and Regards

Dear Sir/Mam,
My self Nand Kishor (An LIC Agent Lic.No.02546 11U). I had been purchased 3 policies before some time. All three policies are registered in LIC for view/print and to view status only. Policies are:[protected] Rs. 5018/-
[protected] Rs. 967/-
[protected] Rs. 767/- out of above three policies last Policy No.[protected] is registered only. Other two policies are also registered, but I had forgot user id and password of these Policies[protected] &[protected]. Please help me to provide user id and password of these policies.
Thanks & Regards.
Nand Kishor

It was long story that we have decided to approch LIC home finance OMR branch chennai. Being impressed by the Low interst rate, I approached this office on March,2012. In Tamil we say 'AAAPPU" ( Big Tunnel). I bought AAPPU at my own cost. You can go this branch and if you meet agent kamalakannan, then u can count your end of days. He will smile and look at your eyes closely while talking and judge us in in 10 Min.
He gave list of documents and if you submit again he will ask for same list of documents. He will find all the possiblities of your negative points( though it is positive one). He will also tell he cleard all the negative point with his own risk. i got irritatted when he say my land documents are missing, and he corrected it. He will promise that you will get sanction letter within this week. He repeatedly say this word for 3 months. :).

After heavy fighting i got sanction letter. where the tenor and loantype ( fixed or floating) is automatically filled by him without consulting us. if any changes , if you pay 10000 he will fix it. :)

Climax is , when i asked for payment he informed that i will get only 8% initially that is 8 laksh where i have to give 6 lakhs to land loan. He ordered us to pay 1% of loan amount so that he will release the payment of 20% immediately (AFTER 3 months).

i complained to manager NANDHINI,but she scolded him ( Kamalakkannan) not to disturb her further .. everything should be closed within him. The agent (kamalakannan) also told us manager is dummy-like. nothing will work out.

SO IT PEOPLES who are working in OMR , Chennai. Please dont go this LIC home finance for home loan.

They will pay you when you ALMOST DEAD.

BEWARE

D/SIR,
PLEASE GO THROUGH THE MAIL THAT I HAD POSTED.
S.H.KUMAR
[protected]


From: harvind kumar [[protected]@rediffmail.com]
Sent: Tuesday, April 03, 2012 5:37 PM
To: Welcome to LIC
Cc: Direct Marketing Jamshedpur; [protected]@yahoo.com
Subject: Re:Re:Re: Fw: Re: Your Complaint

D/Sir,
As u told that there is mistake in the branch code so plz correct that and in march month salary there is no deduction
Regards
S.H.KUMAR
[protected]

On Mon, 02 Apr 2012 17:23:52 +0530 wrote
>REMINDER
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Note: Forwarded message attached
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-- Original Message --
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From: "harvind kumar"[protected]@rediffmail.com
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To: [protected]@licindia.com
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Subject: Re: Your Complaint
FollowRediff Deal ho jaye!to get exciting offers in your city everyday.
D/SIR,
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PLEASE SEE THE REPLY OF Mr.KAMLESH KUNDAN
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REMINDER
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Note: Forwarded message attached
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-- Original Message --
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From: "harvind kumar"[protected]@rediffmail.com
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To: dm.[protected]@licindia.com
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Cc: [protected]@yahoo.com
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Subject: Re: RE: NON DEDUCTION OF PREMIUM THROUGH SALARY
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Follow Rediff Deal ho jaye! to get exciting offers in your city everyday.
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D/Sir,
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As talked to u over phone u told me to deposited cash against the premium,but
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Again in the month of feburary 2012 there is no deduction against the above
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policy.
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Please look into the matter.
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POLICY NAME:TRIPLE COVER
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POLICY NUMBER:[protected]
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T&T:[protected]
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MONTHLY PREMIUM:701
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PLEASE GUIDE ME WHAT TO DO NEXT.
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REGARDS
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S.H.KUMAR
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[protected]
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On Thu, 16 Feb 2012 10:12:08 +0530 wrote
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Dear Sir,
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Sorry for not deducting the premium for JAN 2012. The deduction will be start from
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FEB 2012. You may deposit cash for the month JAN 2012.
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with regards,
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KamleshKundan,
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Direct Marketing, Jamshedpur
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From: harvind kumar [[protected]@rediffmail.com]
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Sent: Wednesday, February 15, 2012 5:28 PM
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To: Direct Marketing Jamshedpur
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Cc: [protected]@yahoo.com
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Subject: NON DEDUCTION OF PREMIUM THROUGH SALARY
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D/SIR,
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I PURCHASED A POLICY FROM UR BRANCH FIRST TWO PREMIUM I DEPOSITED BY CASH OF
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RS.1402 ON
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29/11/2011 AND FROM NEXT MONTH ONWARDS IT SHOULD BE DEDUCTED THROUGH SALARY BUT IN
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JANUARY SALARY SLIP I FOUND THAT THERE WAS NO DEDUCTION MADE.
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POLICY NAME:TRIPLE COVER
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POLICY NUMBER:[protected]
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T&T:[protected]
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MONTHLY PREMIUM:701
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PLEASE GUIDE ME WHAT TO DO NEXT.
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REGARDS
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S.H.KUMAR
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[protected]
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On Thu, 29 Mar 2012 09:39:34 +0530 wrote
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To,
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Mr. / Ms. S H KUMAR
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NEAR SHIV
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MANDIR,CHOWK
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HARHARGUTTU
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East Singhbhum, Jharkhand
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831002
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Dear Madam / Sir,
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Re: Your complaint Ref [protected] dated 29/03/2012in respect of your Policy number
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[protected]
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This is to inform you that the said complaint has been redressed
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and the redressal details of your complaint are mentioned below.
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Kindly verify from the person dealing with salary at your Office.If the
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autharisation letter not received please email to
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[protected]@licindia.com/[protected]@licindia.com.If the autahrisetion letter
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already received by your Office please ask to deduct.Thanks.
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In case you have any further query, you may please contact
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Mr. / Ms. M.Samal
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Manager (CRM),
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LIC of India
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Divisional Office Jamshedpur
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Jeevan Prakash Main Road
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Bistupur P.B.No.41
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Jamshedpur
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Jharkhand
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Contact Number :[protected]
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Your relationship with us is highly valued.
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We look forward to serving you to your satisfaction in future.
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Yours truly,
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Grievance Redressal Officer
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[protected][protected][protected]
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This is a System Generated Mail, Please do not reply.
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[protected][protected][protected]
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"The information contained in this electronic message and any attachments to this
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message are intended for exclusive use of the addressee(s) and may contain
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confidential or privileged information. If you are not the intended recipient,
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please
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notify the sender at LIC OF INDIA or [protected]@licindia.com immediately and
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destroy all copies of this message and any attachments. The views expressed in
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this E-mail message / Attachments, are those of the individual sender."
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FollowRediff Deal ho jaye!to get exciting offers in your city everyday.


S.Harvind Kumar

Dear Sir/Madam,

I am Vivek Kumar Tiwari, I paid the premium on 24 Jan 12 through Cash only 2 policies updated in LIC portal but actual paid by me 4 policies and receipt was available Now the status not showing on LIC web sit, I talk to Jabalpur Care team but still no action was taken by LIC and my policy is not updated .

Sir Now please update my policy in LIC Portal.

With Regards,
Vivek
Mobile:- [protected] & [protected]

LIC market plus status of policy No.[protected]
proposal no. 9357
Date Of Birth 1-8-1977

Sir i am vignesh kumar, having insurance policy number[protected] which is New bima Gold ploicy table (179), i am paying monthly premium of 1482 dedcutible from my salary, in the last yr 2011, due to the change of job, from april 2011, i am unable to pay the monthly due,. the money back is due on october 2011 which is INR 50000 after consuting with my LIC agent, if i paid the remaining pending amount 0f 13500, the money back amount will be credited to my account, So i paid the remaining amount, the cheque has been given from the LIC is 18800 INR,, After checking with the LIC agent, he said the policy had been surrendered, due to payment has been done upto, April 2011, so i will get only the surrender value. Even i though i paid for fully 3 and half years, the total premium paid will be more than INR 60000, but the surrendar value i got the nearly 30% of the amount, i dont know how the LIC people doing calculation, please suggest me to get the amount i paid, at present i am out of INDIA too, Is there possible to get the premium receipts for my policy number ? for verifications
Please suggest me

I HAVE PURCHAED A LIC POLICY FOR S.A. 5 LAC FROM BRANCH UNIT NO.115 NEW DELHI IN MY NAME PRAVEEN KUMAR JAIN.POLICY NO.
GIVEN ON FIRST PREMIUM RECEIPT IS[protected]. DATE & RISK W.E.F. 15/04/2011.. D.O.CODE 1321011.

I HEREBY INFORM YOU THAT TILL DATE I HAVE NOT RECD.ORIGINAL POLICY BOND.
I HAVE LODGED A COMPLAIN TO CONCERN D.O.AND AGENT BUT ALL IN VAIN.
KINDLY LOOK INTO THE MATTER & OBLIGE.
THANKING YOU.

I (Mahadev Prasad) am deposit premium of Rs.2249/- P.No:[protected] in the month of oct.2011 but till date (seven months) not update the records. My next premium due in march 2012 but lic branch 127 is not interest to update the records. May I so many times request to update the records. but every time staff say your records is update. May I humble request to senior authority to look into the matter & solve my problem earliest. Then I due premium in march 2012 deposit.