Life Insurance Corporation of India [LIC] Complaints & Reviews

Birla Sunlife Insurance Company Limited


date - 30/6/2012
policy no.[protected]
date of policy issued -31/12/2011
R.C Bansal
C-9/124 ,Sec-7 Rohini East
110085, New delhi


Sir,

I have taken the above policy from your Delhi branch office through your agent Mr. Rahul Sharama . He missguide to me and told me that in this policy you would get pention benefit and other facilities and you would have to maintain your policy for upto 3 yrs. Also Mrs. Shikha Aggarwal from your Chandigarh branch office assured me that pension case has been sanctioned and received to my office and you will get pention from the month of june this year. When I receive your policy documents .I was known that pention facility is not included in my case and also confirm from your customer service office bombay and told me that you will have to maintain your policy upto 18 years .I was surprised to know.kindly reconsider my case and sanction my pention facility so that i can maintain policy according to your rules . Kindly reply me as soon as possible.

Thanking you,
yours R.C Bansal
C-9/124,SEC-7
Rohini East,110085
New Delhi
e-mail id - [protected]@yahoo.com

I am paying my contribution through my commission bills regularly since march 2011 but i had not recieved any single paper regarding my pention schmee .I AM WORKING AS A LIC AGENT WITH GURAZALA BRANCH 67G UNDER MACHILIPATNAM DIVISION OF SOUTH CENTRAL ZONE MY CODE NO .0051767G AND MY LICENCE NO IS 717059. PLEASE SEND MY PRAN NO AND ID CARD etc as early as posible MY DOB 20.05.1953

Dear Sir / Madam

My Name is Philip Mammen. I am bearing a policy number.[protected] Money back policy since 2002). I got a letter regarding to submit the Passport copy/ Cancelled cheque and Account number to Deposit the Sum assured amount in my account which I did on 21st June 2012. As per the maturity it was yesterday[protected]. but till now nothing has deposited from your side. I am trying to call you in the Chenhannur...

Dear Sir,
Ref policy No :[protected] Jeevan Arogya)

I Girish Kumar have taken the policy to cover my old parents under medical insurance. The policy was issued in Nov 2011. Till date the health card is not recieved inspite of regular followup. After taking the case with Insurance Agent also the matter is not resolved. Since my parents are o;d and staying alone until unless the card is not there they may not be able to utilise the facility. Kindly the matter may be taken appropriately for settlement

Thanks

Regds

Girish Kumar

Jyoti Mukul Yagnik Jyoti, A-8/31,
Rajawadi Co-op Hsg. Society Ltd.
Behind Sai Leela Hall, Rajawadi,
Ghatkopar(East),Mumbai– 400 077.
Tel. No.[protected]/ 2102 4391

June 20, 2012

To,
PCMC Jeeven Seva Annex,
1st floor, S V Road,
Santacruz (West),
Mumbai.


Dear Sir/Madam,


Sub: closure of ECS of LIC of India policy No.[protected] premium of Rs. 10208/- Per Month with Branch LIC OF INDIA, Mumbai Branch No. 922.

This is to inform you that, my LIC of India Policy No.[protected] of plan 165/28/28 Jeevan saral with profit sum assured Rs. 25,00,000/- (twenty five lacs) Date of commencement 28/09/2008.

I have already submitted a letter for partial surrender of policy S A Rs. 25 lakhs to 5 lakhs and to stop ECS payment of premium on dated 28/05/2012 to LIC of India Br. 922 and surrender value Form with revenue stamp with my signature on date 14/06/2012.
But LIC of India Br. 922 branch officer has not been able to do this and has informed me to contact PCMC jeeven seva annex to stop payment of monthly ECS premium of Rs.10208/- for policy no.[protected].

I request to you cancel the ECS for above policy.

My Mobile No: - 00 – 91- [protected]
My Residence Tel No:[protected]
My Office Tel No:[protected]

Thanking you,

Yours truly,


Jyoti Mukul Yagnik

RESPECTED SIR,
I HAVE A LIC POLICY NO.[protected] ON THE NAME O[censored]TKARSH GUPTA WITH ECS FACILITY FOR PREMIUM PAYMENT,BUT DESPITE SUFFICIENT BALANCE LIC DOES NOT DEBIT REGULARLY,I HAVE ONCE PAID THE INTEREST AND PREMIUM BUT AGAIN THIS IS HAPENNING.
MY SBI ACCOUNT DETAILS--UTKARSH GUPTA
ACCOUNT NO.-- [protected]
BRANCH-SBI VISHNUPURI,KANPUR
BRANCH CODE-1602
CONTACT DETAILS-
UTKARSH GUPTA
PHONE NO.-[protected]
ADDRESS-3A/246 NAV BHARAT NIKETAN
FLAT NO.3 AZAD NAGAR
KANPUR-208002.UP

Dear Sir,

I have made 11 lic policy from lic in my name i.e;KISHORE KUNAL and made the payment on 28.03.2012 from Branch Code 949,Kedar Complex,Kolhapur.Almost three months have passed and still i have not received the original policy papers.When i tried to contact at branch, i got a reply that due to march closing still the lic policy are not despatched.I would like have reasonable explanation in delay of delivery of lic policy and also why there is a delay of delivery in lic policy original papers for three months.If this is the service lic is providing to the customers,lic should be ashamed of itself.

Please sent me reply at my email id [protected]@gmail.com.I would be waiting for your response.

My loan number[protected]

I am unable to check the status on line. I tried to change the password but it says "Email is not registered with LICHFL."

My email id is [protected]@gmail.com

Please help.

Regards, Jetendra....

NO.[protected]:POLICY TAKEN IN YEAR 1997 ON THE NAME OF RAHUL SHIVLAL CHAVAN BEFORE SCHOOL ADMISSION BUT NOW RAHUL NAME IS CHANGED IN SCHOOL ADMISSSION AS OM SHIVLAL CHAVAN; ENCESSARY LAGAL DOCUMENTS ;NIRGAM UTARA OF SCHOOL ,& 100 RS.BOND AFFIDAVIAT;SCHOOL T.C.ETC; SUBMITTED TO BRANCH OFFICE BHOKAR;THIS POLICY IS MATURED ON FEB-2010 ;APPROVAL FROM MAIN BRANCH NANDED FOR CHANGING NAME IS ALREADY GIVEN; BUT TILL TODAY I HAVE NOT RECEIVED PAYMENT OF THIS POLICY NO.[protected]
THANKS
S.L.CHAVAN HOUSE NO.108 ASHIRWAD NAGAR TARODA BK.
TQ.DIST NANDED.
MOB.NO.[protected]

Dear Sir/Madam,

Greetings of the day !!!!

This refers to my Home Loan file No. [protected], from LICHFL Ludhiana Branch. I had applied for a home loan in the first week of March 2012 through one of there authorized agents Mr. Ashok Sharma.
On the basis of my financial credential and fulfillment of all documentation requirements, I could get the sanction letter from them in the week of 17th March. Though I had to pay Rs. 20000/- extra in the name of documentation and verification charges (for which I never got the receipt), apart from there file logging charges of Rs. 1103 (Ch No. 854624 dt. 19/03/12), but I was happy that I got the sanction letter well within the time.

The seller had a loan on the property which he had cleared and gave us No Dues Certificate from his Bank. We had shown that certificate to the agent and he confirmed that it’s good enough for LICHFL to process the payout

3-4 days before the registration date, we got a message through agent that in the property’s “Fard”(a document showing the details of ownership about the piece of land in the books of Patwari), there is still a loan showing on the property, under the name of seller, so our loan can not be processed. We were shown a process to follow, in which we were supposed to get that “Fard” cleared from Registrar office. It was a 10-15 days process and the seller was not ready to wait further for registration.

We were suggested by there office to go ahead for property registration by arranging funds temporarily, from friends and relatives, with an assurance that the loan shall be easier to process with the new property registration, as then there would not be any change in the “Fard” required. We agreed to there suggestion and went ahead for property registration by arranging the funds from friends and family with a committed return date of one month.

After registration, we submitted the new registration document to there office as per the requirement. We had also paid Rs.13483 (Ch. No.85463 dt. 31/5/12) toward the processing fee. We were eagerly waiting for the funds, and then there came a verbal communication that there needs to be a change in the wording in registration document, otherwise the payment can not be processed. Existing wording is “Rs. 16.5L has already been paid to seller and now there is no due left (translated from Punjabi)” and the wording that LICHFL wants is “Rs. 16.5L has already been paid to seller through Cheque/Cash, and now there is no due left”. As an educated man, I fail to understand how the change in above wording is going to affect LICHFL. As a wise professional you would also appreciate that the registration itself is a proof that the payment have been made in full. Still if LICHFL wants the details of payment made, it can be given on a plain paper or at the most on stamp paper. What is the need of change in the wording of registration document? Also if there was such a formality left, does LICHFL has a right to take processing fee of Rs.13483/- ?

Even if I apply for above change in wording now, it will again cost me with time and money. Also I am not sure whether it will be the end of the harassment or something else will come out on later stage.

I personally feel that all hurdles are being made intentionally to get more money out of me which I am not going to give now.

The money which I had temporarily borrowed from friends and relatives is also needed to be returned and I am already late on my commitment. It’s causing a big jolt to my social respect. The cost of which is not measureable and I find LICHFL as the sole culprit for the same

May I request your help the above matter to get my loan file cleared at the earliest to end my harassment.

I would appreciate your early response.

Thanks and Warm Regards

Jimmy Sachdeva
Ph: [protected]

Tracking Number：EE[protected]CN
Your item was handed over to Customs(REPUBLIC OF INDIA MUMBAI PAR) at[protected]:33:00
Timing Site Status
[protected] 18:01:00 SHIJIAZHUANG Posting
[protected] 19:53:00 SHIJIAZHUANG Despatch from Sorting Center
[protected] 09:11:07 BEIJING Arrival at Sorting Center
[protected] 15:15:57 BEIJING Despatch from Sorting Center
[protected] 08:20:00 REPUBLIC OF INDIA MUMBAI PAR Arrival at Sorting Center
[protected] 10:33:00 REPUBLIC OF INDIA MUMBAI PAR Handed over to Customs

SINCE THEN NO REPLY, WHERE IS THE PARSEL AND WHOM SHOULD I CONTACT....
THEY HAVE TO AT LEAST EMAIL ME REGARDING ANY QUERY OR INFORMATION....I HAVE PAID FULL AMOUNT AND I MISSED THE OCCASION OF GIVING THE GIFT...ITS SO ANNOYING ME..... PL REPLY ASAP...
REGARDS
AMIT KUNJIR
[protected]

On regination from my previous company (ULTRATECH CEMENT LIMITED)in 2007, I am receiving the Pension cheques from LIC Group Scheme Dept, Mumbai devision -1 for two years and after that it was discontinued / stopped without informing any reason to me. my policy no. 692638 and annuity No. 09M[protected]. request to do needful.

regards,

Dinesh Randad
cell no. [protected]

Hi All,

LIC HFL has provided me a Sanction Letter for Rs 4400000 and has already release amount of 3689000. When i called and requested to release remaining amount, Since i am looking for my FLAT registration by last week of this Month.

Now they are saying, I am only eligible for 4000000 can some one guide/help me on my action item now.

Thanks,
Sri

My LIC Policy No[protected] Policy Holder Name - Shashi kant.& Serving Branch : 2006 ( Rajendra Nagar Ghaziabad U.P.)
My Jan.-2012 Premium due paid two time .i have gotted received of renewal premium receipt which amount paid by internet banking as on dated - 10.01.12 ,but this also paid by credit card as dated - 19.01.12 but i donot get any received so .i request to you please you adjusted in my remaining amount in my next due LIC Premium June- 2012.
Thanks & Regards
Shashi kant
Mob. No- [protected]
E.Mail - [protected]@yahoo.com

I have investment Rs.50,000/- on[protected] in LIC Market plus, My police number[protected], then i have invest for 3 year , i dont have any details for my police status, so please kindly information check in the details & market position sent the mail id : tamuly.[protected]@gmail.com

I anju arya recieved a cheque no.545233 dated 22/5/2012 of rupees 8,40,000(eight lacks forty thousand only) from LIC housing finance ltd. on the behalf of Prabha Rastogi. i recieved cheque because i sold my property to her. but the cheque received contains error in figures and words.I approached the concerned officer in lic,meerut office but he is not listening to me. please take neccesary action immediately.

From: rajneesh madhok [mailto:[protected]@bsnl.in]
Sent: Tuesday, June 12, 2012 11:38 AM
To: '[protected]@irda.gov.in'
Cc: '[protected]@licindia.com'
Subject: Request to provide receipt of deposit of Rs 1632 and balance due

1. To
The Marketing Manager, L.I.C. Of India, Divisional Office, “Jeevan Prakash” Post Box No. 82 Model Town Road, Jalandhar Tel:[protected]
2. The Branch Manager,
Life Insurance Corporation of India,
Near Swami Sant Dass Public School,
Urban Estate,
Phagwara.
Sub: Request to provide receipt of deposit of Rs 1632 and balance due
Sir,
1. I hereby lodge complaint on behalf of Miss Poja Rani D/o Late Sh. Satish Kumar , C/o Sh. Sital Chopra, Gali No. 5, Nehru Nagar, Phagwara Distt. Kapurthala.
NAME & ADDRESS OF PROPOSER & LIFE ASSURED:
POOJA RANI, D/O LATE SH. SATISH KUMAR, C/O SH. SITAL CHOPRA, GALI NO, 5, NEHRU NAGAR, PHAGWARA, DISTT. KAPURTHALA.
Policy No & date of commencement , Date of commcement of Risk Table Term & Premium Paying Term Sum Assured
Rs. Due Date & mode of Payment Instalment Premium Payable Proposal No. & date.
[protected]
28/09/2011 075
20 20 50000 28th Hly 1632/- Paid to Mr. Sukhwinder Chaukaria 3026

2. The complaint is being lodged under Section 18 of the Consumers Protection Act, 1985 that the said agent Mr. Sukhwinder Chaukaria R/o Shaheed Udham Singh Nagar, Bhanoki Road, Phagwara played gimmicks with the consumer Miss Pooja Rani and her mother Smt. Sudha Rani as he collected Rs 1,632=00 (Rs One thousand six hundred thirty two only) from the consumers and after repeated rounds failed to provide the receipt of the amount deposited.
3. From the last one year the consumer has not got any correspondence from the LIC office and on repeated visits to the said agent he again insist to pay him Rs 1632 but fail to provide any documentary evidences of deposits made to LIC of India.
4. That the consumer has already paid Premium of the amount payable but LIC has failed to provide receipt till date to her.
5. That no intimation till date has been provided by LIC of India to the consumer regarding payment and due in her account.
RELIEF SOUGHT:
1. The consumer kindly be provided receipt of the amount deposited so far.
2. Details about the amount due kindly be provided to the consumer.
Thanking you,
Yours sincerely,

Rajneesh Madhok,
B-xxx/63, Nehru Nagar,
St. No. 2, Railway Road,
Phagwara-144401 (Pb)
Ph:[protected]O), 268210 ®,[protected]M)
Tele-fax:[protected], E-mail: [protected]@bsnl.in ; [protected]@yahoo.com

Hi,
I live in Sydney but my origian is Guntur. I have been working in Sydney for almost 2 years. I would like to buy a home in Guntur so I applied for housing loan in LIC. My loan has been rejected saying I didn't studied Btech. I really shocked when I heard it. so that means only B Tech studies people are the only one who should stay in this world none of others.

Does education really matter to get housing loan ?

What should I do now ?

Please help me now.

i have taken loan of 20 Lacs from LIC Kasturba gandhi marg. My loan account no. is[protected].

My last data of payment to builder has already gone. in spite of so many followups, i have not been able to receive my cheque.

For 15 days, LIC KG marg keep on telling that they have not received the papers. After so many follow ups, finally they manage to locate the papers and after processing , they send to asif ali office. now i am waiting for my cheque to be deliverd.

Irony is that, no body in any office of LIC housing fiannce, pick up the phone. where to contact.

There is some manager gurjeet, her phone is never picked up.

i do not know what kind of rubbish company is this. These LIC officers should be kicked out , only then they will come to know the reality.

Manish Malik
[protected]

I took housing loan from LIC HFL Haldwani on 3/9/2007 A/C N[protected]Appl.No 455590 after completion of the home I applied for additional loan for fencing on dated 3 /1 /2009 paying Rs1123/ through cheq no 26601and again on dated 15 / 4 / 2009 paying Rs 1103 /- through cheque no 26606 but unfortunately they turn-down my application without returning the above mentioned amount. When i approached Bank of Baroda to full-fill my need and got my loan transfer d .LIC HFL charged me heavy pre- closer charges .kindly look into the matter and make them refund unlawful amount charged by them
.
ANWAR ALAM SIDDIQUI

SAJEEDA KHATOON

CHODHRY COLONY BRLY RD
NEAR HIMALYA SCOOL
HALDWANI NAINITAL
UTTARAKHAND