Life Insurance Corporation of India [LIC] Complaints & Reviews

People apply for home loan for want of money for construction.The final check release to be done in the completion of roof.Now the LICHF what is doing, it keeps the final check for years until the customer exhaust paying interest for years.It did not release the final check and consumer not able to complete the construction and he has to expect for the loan money for years.Here the purpose of the consumer is not satisfies and he has to pay interest for years.No body either the government, nor the company paying loan.
Here the loan paying company not believing the customer, customer has to believe for years that the company will pay the final check.By that time the customer paid the interest more than the final check value.Why this happen ?. The financial institution believes only until he lays roof and after that let him suffer collecting huge interest amount.Is it not a joke?
The home loan final payment must be made once 6 months completion after the sanction.It is the matter of the small home builders .Not know about the big builders? small home builders must be protected from sufferings.
why not release final check of final sanction even after 6 months?
people apply for money what is the case if full amount is not available ?

http://www.facebook.com/GrahakSeva/posts/[protected]

[protected]@yahoo.com, [protected]@yahoo.co.in, [protected]@yahoo.com, [protected]@gmail.com
COMPLAINT AGAINST LICHFL-KUKKATPALLY/HYDERABAD
HARRASSMENT OF GENUINE CUSTOMERS

TO THE MANAGER
LICHFL
HYDERABAD

SUB;REQUEST TO RETURN MY MONEY OR ISSUE ME CHEQUE FROM LICHFL HYDERABAD IMMEDIATELY WITH INTEREST DUE FOR 2 MONTHS
SINCE YOU HAVE NOT DONE LOAN PROCESSING AS WELL HAVE NOT SANCTIONED MY LOAN APPLICATION

MY COMPLAINT ON GRAHAK SEVA- FACE BOOK SITE WILL BE SENT TO DOCTORS
http://www.facebook.com/GrahakSeva/posts/[protected]
DEAR SIR
WITH EXTREME PAIN AGONY AND ANGUISH I NOTE THE CALLOUS ATTITUDE OF LICHFL OF HYDRABAD.
THE ATTITUDE OF MR TIRUPATHAIAH THE AGENT OF LICHFL WHO WAS SUPPOSED TO PROCESS THE LOAN SPEEDILY,IS SUCH WORST THAT DEFINITELY I HAVE CONVEYED MY DISPLEASURE TO MY DOCTOR FRIENDS
TWO THINGS

A.WE DOCTORS CANNOT GET LICHFL LOAN SO EASILY

B.WE CANT GET OUR MONEY DEPOSITED AS PROCESSING FEES TO SO EASILY
INSPITE OF NOT APPROVING OUR LOAN

C.WE MAY NEED TO GO TO CONSUMER COURTS TO GET OUR MONEY BACK FROM LICHFL-HYDERABAD

SAME THING WILL BE COMMUNICATED TO DOCTORS YAHOO GROUPS,FACE BOOK YAHOOGROUPS,AND OTHER GROUPS ON NET IF YOU CHOOSE TO ACT SLOWLY
IN RELEASING MY MONEY BACK/MONEY OWED TO ME/RETURN MY PROCESSING FEES

D. I AM HEREWITH FORWARDING THE SAME LETTER TO MY LAWYER TOO,AND THIS LETTER IS A RE MINDER TO LICHFL-HYDERABAD THAT IF THE FILE PAPERS OF MINE ARE NOT RETURNED TO ME BY TOMORROW,AND IF MY PROCESSING FEES IS NOT RETURNED IMMEDIATELY I MAY HAVE TO APPROACH CONSUMER COURTS- COMPLAINING CONSUMER UNFRIENDLY BEHAVIOUR

YOURS SINCERELY
DR SRINIVAS R DESHPANDE


DR SRINIVAS.R.DESHPANDE MBBS FAGE MD[BIOCHEMISTRY]PGDMLS
Certificate in Diabetes Care(TUNNDA,Australia)
PROFESSOR and HOD BIOCHEMISTRY
MALABAR MEDICAL COLLEGE,MODAKKALLUR
ATHOLI CALICUT 670001 KERALA INDIA
phone:[protected] ;[protected] and[protected]
[protected]@yahoo.com



--- On Sat, 21/1/12, srinivas deshpande <[protected]@yahoo.com> wrote:

From: srinivas deshpande <[protected]@yahoo.com>
Subject: Fw: IS 2 MONTH DELAY JUSTIFIED FOR LICHFL LOAN LOAN PROCESS TO LIC CUSTOMERS?
To: h.[protected]@lichousing.com
Cc: h.[protected]@lichousing.com
Date: Saturday, 21 January, 2012, 12:01


Dear Mr Raghavendra Sir

Hello sir

I am forwarding a old letter for your kind perusal

This letter was originally sent to Mr Tirupathaiah,my LICHFL agent for the loan

Any case I hope you have receieved the e mail from my auditor regarding the Rs 1.4 lakh income from Mahe educ.trust,in last AY
I plan to meet you in the Noon,sir.
Today evening I am returning back to Calicut
Kindly be on email communication- since you in your personal talk with me at your office,you said as a last resort the LIC policies in my and my mothers names could be used as surety/collateral

Sir- a point i wish to make clear is I am working nowadays at Calicut based MALABAR MEDICAL COLLEGE,so it is physically quite impossible to follow up the loan approval process for me - THAT IS THE MAIN REASON WE ARE EMPLOYING AN LICHFL AGENT AND PAYING HIM FEES.AS A CUSTOMER....I FEEL AGGREIEVED SINCE I AM NOT GETTING OFFICIALLY OR UNOFFICIALLY ANY COMMUNICATION REGARDING STATUS OF MY LOAN APPLICATION

HOPE YOU WILL RESOLVE THE LOAN IN MY FAVOR,AND HELP
YOURS SINCEERELY

DR SRINIVAS R DESHPANDE


DR SRINIVAS.R.DESHPANDE MBBS FAGE MD[BIOCHEMISTRY]PGDMLS
Certificate in Diabetes Care(TUNNDA,Australia)
PROFESSOR and HOD BIOCHEMISTRY
MALABAR MEDICAL COLLEGE,MODAKKALLUR
ATHOLI CALICUT 670001 KERALA INDIA
phone:[protected] ;[protected] and[protected]
[protected]@yahoo.com



--- On Mon, 9/1/12, srinivas deshpande <[protected]@yahoo.com> wrote:

From: srinivas deshpande <[protected]@yahoo.com>
Subject: IS 2 MONTH DELAY JUSTIFIED FOR LICHFL LOAN LOAN PROCESS TO LIC CUSTOMERS?
To: [protected]@gmail.com
Cc: [protected]@yahoo.com, [protected]@yahoo.co.in, [protected]@yahoo.com, [protected]@gmail.com
Date: Monday, 9 January, 2012, 11:41

To
The Manager
L IC HFL
HYDERABAD

DEAR SIR


SUBJECT: IS 2 MONTH DELAY JUSTIFIED FOR LICHFL LOAN LOAN
PROCESS TO LIC CUSTOMERS HAVING
SO MANY LIC POLICIES SINCE 2001?

I have been working as a doctor for various organisations and have been filing my IT returns since 2002 onwards

I have regular income legally which has been paid tax,and as per government of india rules i feel a loan o[censored]pto 20 lakhs where house itself is a collateral will never be a loss to your LICFL

Under these circumstances,I wish to bring to your kind attention
that I have applied for a housing loan o[censored]pto 20 lakhs from LIHFL nearly 2 months back which has unfortunately been blocked by some unknown reasons

I have paid a processing fee against my wishes
As please note that AXIS bank as well as HDFC loan was freely available to me and was offered in same project - and I opted for LIHFL instead

It has hurt me emotionally that as a customer of LIC and having previous LIC policies since 2001 the LICHL is acting indifferent and blind of my customer details- which is wrong

Please rectify immediately and sanction the LICHFL loan is my request as I have to fufil financial obligations
Else please immediately tell me it is possible or not and I want to approach
AXIS BANK OR HDFC HFL OR HDFC BANK

thanking you ,yours sincerely
dr srinivas r deshpande



DR SRINIVAS.R.DESHPANDE MBBS FAGE MD[BIOCHEMISTRY]PGDMLS
Certificate in Diabetes Care(TUNNDA,Australia)
PROFESSOR and HOD BIOCHEMISTRY
MALABAR MEDICAL COLLEGE,MODAKKALLUR
ATHOLI CALICUT 670001 KERALA INDIA
phone:[protected] ;[protected] and[protected]
[protected]@yahoo.com

sir,


please send duplicate copy of premium paid receipt for the year 2011 to 2012 march following policy no.by mail to produce tax concession;

policy no[protected]
policy no[protected]
policy no[protected]

mail ID- [protected]@hotmail.com
[protected]@shimz.biz

I superannuated from Foster Wheeler India Pvt Ltd, Chennai and my super annuation fund was with LIC.
I opted to receive annuity and I was to receive payment of my first annuity of LIC P&GS on 16 Feb 2012.
LIC P&GS, Chennai asked me to submit bank details which I submitted (in Nov 2011 by speed post) as follows:
BANK OF BARODA
SURYA NAGAR BRANCH
GHAZIABAD
SAVING ACCOUNT NUMBER [protected]br...

I was trying to get the loan statement and creating an ID but not able to create the the same due to some technical problems in LIC web site.

Any how, I need the Loan statement for this financial year to submit in office for tax benifit.

My name : Pinaki Mandal
Loan account no. (new) : [protected]
DOB : 25/06/1971

Please help me in this regards on Top Priority.

Thanks
Pinaki Mandal

please send my the current account status details of my account:-[protected],[protected] and my name is yogendra singh.phoneno:-[protected] and my e-mailid:[protected]@gmail.com

Sir, meri policy 15/01/2008 ko poori ho gai thi parntu abhi tak mujhe payment nahi mila.
main lic office gaya tha aur status chek karaya lekin apke computer main koi record nahi mila.
ab app hi batain main meri policy ka payment kaise prapt keroon.


policy no. J.50835607
policy start date. 15/01/1983
policy maturity date. 15/01/2008

lic office CAB-1 branch code 3109-157

Regards

Ramesh s/o Ramdhan Harijan ( [protected])
Add. Harijan Basti Village Radoli , Tehsil Chaksu
Distt. Jaipur

I raised a home loan in December 2010 with the help of Mr. Sanjay Bhatia and Mr. Akbar (both from LIC Housing Finance CP Branch). In November 2011, I requested Mr. Bhatia to arrange for an LIC document that mentions “all original property documents are lying with the company”. He asked me for a fees of Rs. 300 which I duly paid directly to him. Till now, I have not received this document. I have been following up with Mr. Bhatia for four months now but to no avail. As a record, I have called him up at least 50 times and every time he says “just two more days”. This is really not acceptable and I am quite disappointed.

Also, I have been following up with Mr. Akbar for the past three weeks regarding this document but till now, no response. Apart from this, I have requested for a provisional repayment certificate as well (FY 11-12).

Mr. Bhatia has been harassing me for the last four months and just now, he said the matter is not in his hands.

Nobody ever picks up the phone in branch office, head office, regional office or even customer service. The feedback option does not work on the website. Is this the way Government backed organisations work?

Sourabh Verma

Hi Team,

I have a Home loan (A/c No.[protected], Appl. No. 502892) with you since November 2009.

I am not able to log in to your portal using the link provided to me earlier. I need the provisional certificate for year[protected] for IT purposes.

I have sent 3 emails to [protected]@lichousing.com and called on[protected] and 41302805 several times but no one has responded to me. I emailed on ro.[protected]@lichousing.com and [protected]@bom2.vsnl.net.in as well but the emails got undelivered though they are listed on their website. When i call on the numbers above they either don't pick up or even if they do, they keep me on hold and then deliberately hang up. This is pure harassment.

I intend to go to Consumer Forum if i do not get a response in the next 24 hours to this email. Thanks.

Regards,

Anirvan Sengupta

i am contacting since one year to change my address, but no one giving response on that. my policy no.is[protected]. I am settled in Mumbai city. in every 5 years i am getting lots of problem to collect the money. i am already send it my all document require. please if anyone can help me it will be great.

Thanks ,
vijay mishra
ph. [protected]

The Chairman
LIC of India
Mumbai
Maharashtra

Ref: Policy No.[protected]; Insured Member: Rajan Chaudhary
Claim Intimation no: 11000781 dated 08.12.2011 of TPA: E-Meditek(TPA) Services P Ltd

Dear Sir,

With ref to above mentioned policy, we have received your reply regarding rejection of our request
for the payment of Hospitalization and Surgical Benefits.

In letter you have mentioned that you are not considering our request due to following reasons: -

Repudiation Code: L 08 – Total Hospitalization period less than 52 HRS

In Policy minimum hospitalization hours is Mentioned as 48 HRS inspite of 52 HRS.

Repudiation Code: L 10 – Claim form not received with all relevant documents of treatment
taken.

We have already sent the claim form and relevant documents. In case more documents are required
by you with any other form, please let us know so that we can send other documents.

Repudiation Code: M 01 – Surgery not Listed in the allowed surgeries as per policy conditions.

At the time of issue of Policy we have told that this is a normal Medi-Claim Policy and all type of
Injuries and Surgeries are covered in this Policy. Now when we are applying for the claim you are
rejecting our application saying that this surgery is not listed as per policy. We went to Local Office
of LIC at Bahadurgarh. Head of the Office is also unaware about such clause in the Policy. This is
Completely Unfair with the Public.

So we are requesting you to reconsider our application. Otherwise I ll file a complaint with IRDA
(Insurance Regulatory and Development Authority)

Thanking You

Yours Faithfully

I have 4 Money plus policies of my family members.I want to surrender them .Please send me the details to my email id [protected]@gmail.com immediately

1) Kavya Mohan no[protected]
2).Divya Mohan no[protected]
3) Jagan Mohan no[protected]
4)Praveena Mohan no[protected]

Dt of all policies is[protected]
Maturity dt is 2027

We have paid 3 years of Rs 10,000 on each policy.

please send my EMI statement through mail from[protected] for IT declaration my file no.456183

My LIC policy No[protected] of Jeevan Suraksha for which my annuity amount will credit to my Savings account each month for which I have given
option letter but you have snd cheques to me. It is difficult for me to go the bank and deposit the cheque. Beside that bank is deducting pocket
expenses for collection as it outstation cheque. I informred to CRM, LIC,Asansol division on September,2011 and apply to B.M. LIC,
Bishnupur branch,but they have not informed me that from May,2012 annuity amount will credit to my account directly.

In the above back drop I would like to know the fate of my quarry neither I will withdraw my whole amount from LIC.


Subhas Chandra Hazra
College Road,Bailapara.
Po-Bishnupur, Dt-Bankura.
Pin-722122. Email Add:[protected]@yahoo.com

More than 6 months have been passed I have not received my 2 policies out of three. My three cheques for Rs. 8397/- , 1021/- & 1021/- have been already been debited from my account on[protected], All medical checkup formalities have been complited/done by authorised LIC doctors. Unit sales Manager (code 0181688c) mr. Santosh Noronha, and Mr. John .V. Santhmayor, (code 6682) development Officer, LIC Ghatkoper west branch, Mumbai are not co-operating in the matter

Policy no:[protected], Name:- Ravi Prakash Vijay
Cheque Amounting 10,000/- (no:-711252 dt. 28.01.2012) of Corporation Bank,Kota is hereby returned without realisation and a payment of Rs. 75/- has been debited from my bank account due to cheque returned without clearance.
Please arrange to redress for inconvenience and my debit amount .

RAVI PRAKASH VIJAY
B-149, Ridhi Sidhi Nagar
Kunhari, Kota(Raj.)
E-Mail:- [protected]@yahoo.co.in

Sir/Madam,

I have availed housing loan of Rs.15,00,000/- and chq of Rs.7,50,000/- got on 28/09/11 and as per your advice i had to pay Rs.12,599.00 per month. but deduction has started from the month of Dec 2011 and EMI changed to Rs.12622.00 per month.
Loan a/c no[protected]
Appli no-[protected]
From my Dec 2011 salary
Principal- Rs.7049.48
Int-Rs.5572.52
deducted. But as per mail received dated on 18-01-12 from LIC housing finance Ltd.about the loan
status i came to know that o/s principal amount is Rs.743003/- instead of Rs.742951/- despite no late interest
has charged.Hence you are requested to clarify the difference of Rs.52/- appeared as per your mail.

Thanking You,

Yours Faithfully

Deepti Kr Prasad

MY LIC HOUSING FINANCE LTD. FILE NO.[protected] TAKEN FROM LIC HOUSING FINANCE LTD., 303,3RD FLOOR,MAITRIVANAM,AMEERPET,HYDERABAD-5000098, LOAN AMOUNT RECEIVED BY CHEQUE FOR RS.3,70,000/- ON 11/12/2011, THE EMI FOR THE SAID TOPUP LOAN NOT COMMENCED BUT I AM RECEIVED SMS FROM LIC HOUSING FIANCE LTD. CONTINOUSLY FROMTD-064006 HOUSING LOAN IS OVERDUE/DEFAULT.PAY THE DUES IMMEDIATELY & UPTODATE LOAN A/C. I AM MAINTAINING SUFFICIENT FUND FOR EMI RECOVERY IN MY ECS BANK ACCOUNT PLEASE CONFIRM ME IF ANY THING IS PENDING FROM MY SIDE MY MOBILE NO.[protected],[protected] AND [protected]

NAME : MONIKA GUPTA

ADDRESS: A/68 VISHWA BANK COLONY,
BARRA,KANPUR-208027,UP.

POLICY NO:[protected]

NAME OF THE NOMINEE: R.N.DEY

POLICY DATE:[protected]

SURRENDER DATE:[protected]

POLICY TYPE: ONE TIME

TOTAL AMOUNT OF POLICY : 76,850 Rupees

AMOUNT TAKEN: 50,000 Rupees

AMOUNT THAT HAS TO REFUND : 26,850 Rupees

ISSUING BRANCH: LIC OF INDIA C.B.O.1st
16/112,BNARGAVA STATE, CIVIL LINES,KANPUR-208001,UP.

ISSUING BRANCH CODE: 232

Please take the required actions as soon as possible.

Sir,
I Shankar Singh Khangarot policy holder by your policy No.[protected] (money back) as salary saving scheme. My all premium against this policy has been deposited through salary . The policy has been matured on August 2011, all required document has been also submitted to the circle office, Ajmer in the month of Oct. 2011, but I have not received maturity claim till now. Therefore you are requested to kindly needful action and make sure my maturity claim.
Thanks