Life Insurance Corporation of India [LIC] Complaints & Reviews

NON RECEIPT OF PENSION CHEQUE

Ref.P&GS/GSCA/G207/Y/00280/56386
SHAMBHU NATH YADAV
VILL. BHIKARIPUR,AKBARPUR

Dear Sir / Madam,
I have not yet received the cheque for Pension from NOV2011 to April 2012. Kindly send the pension cheque (ANNUITY NO:G207/Y/00280.
KINDLY DO THE NEEDFUL AS EARLY AS POSSIBLE.


Thanks and Regards

Dear Sir/Mam,
My self Nand Kishor (An LIC Agent Lic.No.02546 11U). I had been purchased 3 policies before some time. All three policies are registered in LIC for view/print and to view status only. Policies are:[protected] Rs. 5018/-
[protected] Rs. 967/-
[protected] Rs. 767/- out of above three policies last Policy No.[protected] is registered only. Other two policies are also registered, but I had forgot user id and password of these Policies[protected] &[protected]. Please help me to provide user id and password of these policies.
Thanks & Regards.
Nand Kishor

It was long story that we have decided to approch LIC home finance OMR branch chennai. Being impressed by the Low interst rate, I approached this office on March,2012. In Tamil we say 'AAAPPU" ( Big Tunnel). I bought AAPPU at my own cost. You can go this branch and if you meet agent kamalakannan, then u can count your end of days. He will smile and look at your eyes closely while talking and judge us in in 10 Min.
He gave list of documents and if you submit again he will ask for same list of documents. He will find all the possiblities of your negative points( though it is positive one). He will also tell he cleard all the negative point with his own risk. i got irritatted when he say my land documents are missing, and he corrected it. He will promise that you will get sanction letter within this week. He repeatedly say this word for 3 months. :).

After heavy fighting i got sanction letter. where the tenor and loantype ( fixed or floating) is automatically filled by him without consulting us. if any changes , if you pay 10000 he will fix it. :)

Climax is , when i asked for payment he informed that i will get only 8% initially that is 8 laksh where i have to give 6 lakhs to land loan. He ordered us to pay 1% of loan amount so that he will release the payment of 20% immediately (AFTER 3 months).

i complained to manager NANDHINI,but she scolded him ( Kamalakkannan) not to disturb her further .. everything should be closed within him. The agent (kamalakannan) also told us manager is dummy-like. nothing will work out.

SO IT PEOPLES who are working in OMR , Chennai. Please dont go this LIC home finance for home loan.

They will pay you when you ALMOST DEAD.

BEWARE

D/SIR,
PLEASE GO THROUGH THE MAIL THAT I HAD POSTED.
S.H.KUMAR
[protected]


From: harvind kumar [[protected]@rediffmail.com]
Sent: Tuesday, April 03, 2012 5:37 PM
To: Welcome to LIC
Cc: Direct Marketing Jamshedpur; [protected]@yahoo.com
Subject: Re:Re:Re: Fw: Re: Your Complaint

D/Sir,
As u told that there is mistake in the branch code so plz correct that and in march month salary there is no deduction
Regards
S.H.KUMAR
[protected]

On Mon, 02 Apr 2012 17:23:52 +0530 wrote
>REMINDER
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Note: Forwarded message attached
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-- Original Message --
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From: "harvind kumar"[protected]@rediffmail.com
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To: [protected]@licindia.com
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Subject: Re: Your Complaint
FollowRediff Deal ho jaye!to get exciting offers in your city everyday.
D/SIR,
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PLEASE SEE THE REPLY OF Mr.KAMLESH KUNDAN
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REMINDER
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Note: Forwarded message attached
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-- Original Message --
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From: "harvind kumar"[protected]@rediffmail.com
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To: dm.[protected]@licindia.com
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Cc: [protected]@yahoo.com
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Subject: Re: RE: NON DEDUCTION OF PREMIUM THROUGH SALARY
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Follow Rediff Deal ho jaye! to get exciting offers in your city everyday.
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D/Sir,
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As talked to u over phone u told me to deposited cash against the premium,but
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Again in the month of feburary 2012 there is no deduction against the above
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policy.
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Please look into the matter.
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POLICY NAME:TRIPLE COVER
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POLICY NUMBER:[protected]
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T&T:[protected]
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MONTHLY PREMIUM:701
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PLEASE GUIDE ME WHAT TO DO NEXT.
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REGARDS
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S.H.KUMAR
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[protected]
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On Thu, 16 Feb 2012 10:12:08 +0530 wrote
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Dear Sir,
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Sorry for not deducting the premium for JAN 2012. The deduction will be start from
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FEB 2012. You may deposit cash for the month JAN 2012.
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with regards,
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KamleshKundan,
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Direct Marketing, Jamshedpur
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From: harvind kumar [[protected]@rediffmail.com]
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Sent: Wednesday, February 15, 2012 5:28 PM
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To: Direct Marketing Jamshedpur
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Cc: [protected]@yahoo.com
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Subject: NON DEDUCTION OF PREMIUM THROUGH SALARY
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D/SIR,
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I PURCHASED A POLICY FROM UR BRANCH FIRST TWO PREMIUM I DEPOSITED BY CASH OF
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RS.1402 ON
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29/11/2011 AND FROM NEXT MONTH ONWARDS IT SHOULD BE DEDUCTED THROUGH SALARY BUT IN
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JANUARY SALARY SLIP I FOUND THAT THERE WAS NO DEDUCTION MADE.
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POLICY NAME:TRIPLE COVER
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POLICY NUMBER:[protected]
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T&T:[protected]
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MONTHLY PREMIUM:701
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PLEASE GUIDE ME WHAT TO DO NEXT.
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REGARDS
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S.H.KUMAR
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[protected]
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On Thu, 29 Mar 2012 09:39:34 +0530 wrote
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To,
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Mr. / Ms. S H KUMAR
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NEAR SHIV
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MANDIR,CHOWK
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HARHARGUTTU
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East Singhbhum, Jharkhand
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831002
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Dear Madam / Sir,
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Re: Your complaint Ref [protected] dated 29/03/2012in respect of your Policy number
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[protected]
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This is to inform you that the said complaint has been redressed
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and the redressal details of your complaint are mentioned below.
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Kindly verify from the person dealing with salary at your Office.If the
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autharisation letter not received please email to
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[protected]@licindia.com/[protected]@licindia.com.If the autahrisetion letter
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already received by your Office please ask to deduct.Thanks.
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In case you have any further query, you may please contact
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Mr. / Ms. M.Samal
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Manager (CRM),
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LIC of India
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Divisional Office Jamshedpur
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Jeevan Prakash Main Road
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Bistupur P.B.No.41
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Jamshedpur
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Jharkhand
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Contact Number :[protected]
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Your relationship with us is highly valued.
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We look forward to serving you to your satisfaction in future.
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Yours truly,
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Grievance Redressal Officer
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[protected][protected][protected]
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This is a System Generated Mail, Please do not reply.
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[protected][protected][protected]
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"The information contained in this electronic message and any attachments to this
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message are intended for exclusive use of the addressee(s) and may contain
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confidential or privileged information. If you are not the intended recipient,
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please
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notify the sender at LIC OF INDIA or [protected]@licindia.com immediately and
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destroy all copies of this message and any attachments. The views expressed in
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this E-mail message / Attachments, are those of the individual sender."
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FollowRediff Deal ho jaye!to get exciting offers in your city everyday.


S.Harvind Kumar

Dear Sir/Madam,

I am Vivek Kumar Tiwari, I paid the premium on 24 Jan 12 through Cash only 2 policies updated in LIC portal but actual paid by me 4 policies and receipt was available Now the status not showing on LIC web sit, I talk to Jabalpur Care team but still no action was taken by LIC and my policy is not updated .

Sir Now please update my policy in LIC Portal.

With Regards,
Vivek
Mobile:- [protected] & [protected]

LIC market plus status of policy No.[protected]
proposal no. 9357
Date Of Birth 1-8-1977

Sir i am vignesh kumar, having insurance policy number[protected] which is New bima Gold ploicy table (179), i am paying monthly premium of 1482 dedcutible from my salary, in the last yr 2011, due to the change of job, from april 2011, i am unable to pay the monthly due,. the money back is due on october 2011 which is INR 50000 after consuting with my LIC agent, if i paid the remaining pending amount 0f 13500, the money back amount will be credited to my account, So i paid the remaining amount, the cheque has been given from the LIC is 18800 INR,, After checking with the LIC agent, he said the policy had been surrendered, due to payment has been done upto, April 2011, so i will get only the surrender value. Even i though i paid for fully 3 and half years, the total premium paid will be more than INR 60000, but the surrendar value i got the nearly 30% of the amount, i dont know how the LIC people doing calculation, please suggest me to get the amount i paid, at present i am out of INDIA too, Is there possible to get the premium receipts for my policy number ? for verifications
Please suggest me

I HAVE PURCHAED A LIC POLICY FOR S.A. 5 LAC FROM BRANCH UNIT NO.115 NEW DELHI IN MY NAME PRAVEEN KUMAR JAIN.POLICY NO.
GIVEN ON FIRST PREMIUM RECEIPT IS[protected]. DATE & RISK W.E.F. 15/04/2011.. D.O.CODE 1321011.

I HEREBY INFORM YOU THAT TILL DATE I HAVE NOT RECD.ORIGINAL POLICY BOND.
I HAVE LODGED A COMPLAIN TO CONCERN D.O.AND AGENT BUT ALL IN VAIN.
KINDLY LOOK INTO THE MATTER & OBLIGE.
THANKING YOU.

I (Mahadev Prasad) am deposit premium of Rs.2249/- P.No:[protected] in the month of oct.2011 but till date (seven months) not update the records. My next premium due in march 2012 but lic branch 127 is not interest to update the records. May I so many times request to update the records. but every time staff say your records is update. May I humble request to senior authority to look into the matter & solve my problem earliest. Then I due premium in march 2012 deposit.

Issuing of annual pension cheques of policy no[protected] of Shiv Dutt Sharma

Respected Sir,
With reference to subject cited above it is requested that undersigned has not yet received the 12 cheques from 1/3/2012 to 1/2/2013 each of amount Rs. 471.
Kindly send me the cheques for the above mentioned policy number at my address given below. My existence certificate already valid up to March 2013 is available in your record. THIS IS MY SECOND REMINDER OF EMAIL DATED 12 FEB -2012.

Yours faithfully,

Shiv Dutt Sharma
Policy holder)
Policy No. =[protected]


Address:-
Shiv Dutt Sharma
(Additional S.P retrired)
s/o Late sh. Ganga Prasad Sharma
3-A Swadhin Marg,
Sardar Patel Nagar,
22-Godown, Jaipur (south) -302006
mobile no:- [protected]

Copy to :-
1) Branch manager LIC – III, Ambedkar circle, Jaipur for pursuing the matter with zonal office (Npp cell ) immediately.

Current rate of market plus

It is intimated that monthly premium installment in respect of myself(Shri Achintya Roy) holding the policy No.[protected] is being forwarded regularly by my office along with the premium installment of other employees of SQAE(A) & LPR Khamaria w.e.f April’2007 as per your letter No. NB/KD-55/SB dated 08/03/2007 . On Feb’2010 after completion of 05 years, I should get money back of amount Rs 5000/- but it has not been forwarded till date because my premium for the month of April’07 to Aug’07 has not reached at your office. The above information only intimated when I personally reached at your good office on 16/04/12. I showed dealing madam my pay slip where the amount had deducted for the aforesaid month but she denied and advised me to sumit office certificate. It is not understood why the above query is raised at this stage. My office also intimated that and showed me that all the amount has been forwarded through check along with other employees for the aforesaid months. It seems that due to negligency of your staff they had not made entry as my name was included 1st time in the office invoice and harassing me.

I want to know the details of the following insurance premium because we want to remit the payment
Policy Nos are:
[protected]
[protected]
[protected]
[protected]
[protected]
[protected]
[protected]
[protected]
[protected]
[protected]
[protected]
[protected]
[protected]
[protected]

Dear sir
My LIC Policy No.[protected] has been maturiti date[protected] . LIC sent to me policy discharge latter for advance Receipt signature for Rs.357600 . and submitt this latter with bond n signature on date[protected] then LIC sent to me A cheque (No.346733) for Rs.350000. ie Rs.7600/= short. then i went to LIC Office on Manday[protected] , the manager on leave , I consult dealing babu he told to me "Main kha gaya kya" ?? " Jo Banta hai Wo cheque banakar de diya " I said to him that your's discharge latter Rs.357600 and my reciept on this latter same amount . then he told to me "manager jane tum jano"
So requested to you that diffrance amount of the maturiti value Rs.7600/= pay to me by LIC Office
Mahesh Chand Jain
New Janta Transport Company
Jobner Road PHULERA
Mobile [protected]
Mail id [protected]@yahoo.com

I would like to know my present value for my above mentioned policy

Non Delivery Of Post Dated Annuity Cheques
I have still not received my 2nd yr post dated Annuity cheques towards Annuity plan from Pension& Group scheme Deptt of LIC of INDIA ,25,KG Mrag,NewDelhi -110001
My Annuity No. 011M[protected]
Policy No. 321912
Regards

Manishkumar Patel

The government is battling crisis on several fronts, a sputtering economy, soaring crude oil prices and inflation amongst others. One of the biggest concerns is the spiraling fiscal deficit. The central government has found it tough to rein in the deficit given the high spending on fuel subsidies and social welfare programmes, coupled with heavy borrowing and low collection through taxes. Though the government believed that its disinvestment programme would help tide over the cash crunch to an extent, the plan has not panned out as per expectations.

In order to get the fiscal situation under control, the government is using Life Insurance Corporation (LIC) and other public sector undertakings (PSUs) to fill its cash kitty. LIC of India has come to the Government's rescue repeatedly in the recent past. It bought shares in state-owned banks in 2009. In 2010, it bought the government's stake in a mining firm. This time, it is injecting a billion dollars into some state banks. It has also bought out part of the government's stake in an oil firm. It held 4% stake in 34 PSUs in December 2008. This increased to 5.6% stake in 42 PSUs at the end of 2011.

LIC's role was highlighted in the recent ONGC episode. The insurance company invested more than Rs 150 bn in ONGC this quarter, which includes the shares divested by the Government recently. It is also planning to infuse Rs 78 bn into public sector banks in the coming months. The insurance giant is however not showing a similar preference for private sector companies. Its stake in private companies has more or less remained the same.

In the middle of all the drama, perhaps the biggest losers from the government's arm-twisting of LIC are the policyholders of LIC's insurance contract. They might have lost 25% of the value of their investments so far in government-owned businesses. LIC is also facing flak from both the insurance regulator (IRDA) and market watchers for its investment policies. It is interesting to note that LIC has invested more than Rs 80 bn in various public sector banks at a time when these banks are struggling with a host of issues ranging from slowing credit growth and the rising threat of non-performing assets.

Thus, if the government continues with its policies of raising cash at the expense of PSUs and LIC, investors will simply stay away from these stocks. While the government owned companies may be in great businesses and enjoy dominance, it is not working in the best interest of minority shareholders and policy holders. One wonders how long will such wealth destroying strategies last.

My policy No. is[protected] ( LIC Child fortune plus ), Amount invested Rs.10000 Single premium Also other policy is[protected] ( LIC Welth plus ), Amount invested Rs.25000 Single premium . I want both policy current status of NAV and value till March' 2012. please email on my email address [protected]@yahoo.com

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l/kU;okn

Dear Sir
I sent this mail to customerzone on 10.04.12 but till date no response.
With a hope of response from you I am sending this mail.
my policy no.[protected]
I received chaques for pension up to 01.04.2012
I send request to remmit funds by NEFT vide speed postER28730580IN TO LIC IPP CELL ON 27/1/12
I m sorry to inform neither any acknowledgment nor other intimtion has been recieved.
What is the fate of my balance pension payments
Thanks
Umesh Chand Gupta