Comments
Respected Sir
Unfortunately I had to purchased a Bajaj Insurance Policy No [protected] in the Year 2008 and during the course of involved the Agent of Bajaj
Allianz has never mentioned that from my First premium Bajaj will deduct @ [protected]@ and balance will be deposited against my Policy. Finally Ipaid
in theree years @ Rs.30000 x 3 Years = Rs.90, 000/. Though nothing was clarrified by the Agent (It was my negligence also) but only for Alloocation
charges Bajaj can deduct a lion share of the contribution. As a citizen of India The Government of India )Finance) how they closed their eyes and we
as a innocent citizen is suffere.
I seek your kind intervention in this context and also instruct your IRDA to be activated though they are not responding my several mails send to them
Awaiting your kind & suitable reply. HOW LONG & HOW MAY PEOPLE WILL SUFFER WITH THIS MONEY MAKING RACKET- Kindly do your
best as possible against BAJAJ - They are also started a new trap as INSURANCE SOLUTION - Where they are provoking me to open a Government
Bond and get back return your NAV of Bajaj (Presently I am a big looser and moreover I am a retired person from a Private Organisation)
Best regards
Sujit Kumar Banerjee
Mobile:[protected]
Unfortunately I had to purchased a Bajaj Insurance Policy No [protected] in the Year 2008 and during the course of involved the Agent of Bajaj
Allianz has never mentioned that from my First premium Bajaj will deduct @ [protected]@ and balance will be deposited against my Policy. Finally Ipaid
in theree years @ Rs.30000 x 3 Years = Rs.90, 000/. Though nothing was clarrified by the Agent (It was my negligence also) but only for Alloocation
charges Bajaj can deduct a lion share of the contribution. As a citizen of India The Government of India )Finance) how they closed their eyes and we
as a innocent citizen is suffere.
I seek your kind intervention in this context and also instruct your IRDA to be activated though they are not responding my several mails send to them
Awaiting your kind & suitable reply. HOW LONG & HOW MAY PEOPLE WILL SUFFER WITH THIS MONEY MAKING RACKET- Kindly do your
best as possible against BAJAJ - They are also started a new trap as INSURANCE SOLUTION - Where they are provoking me to open a Government
Bond and get back return your NAV of Bajaj (Presently I am a big looser and moreover I am a retired person from a Private Organisation)
Best regards
Sujit Kumar Banerjee
Mobile:[protected]
Dear Sir
As a Government of India( finance) should interfare for misuse of the Public money and cheating the Public. I am really surprised a Govt. Of India
you are just avoiding your responsibilities. Being a Senior citizen why we will be cheated by Bajaj Life Insurance, You are kept quite on this
subject.
Unable to understand whether you will interfare or ignore our griviences
As a Government of India( finance) should interfare for misuse of the Public money and cheating the Public. I am really surprised a Govt. Of India
you are just avoiding your responsibilities. Being a Senior citizen why we will be cheated by Bajaj Life Insurance, You are kept quite on this
subject.
Unable to understand whether you will interfare or ignore our griviences
July 19, 2012
The Under Secretary
Ministry of Finance
Department of Banking & Insurance
Sub: Exorbitant interest rate charged by Bajaj Finserv from gullible customers for
Personal Loan
Sir,
I have to bring to your kind notice the following facts by which I want to draw your attention to the exorbitant rate being charged by Bajaj Finserv from hapless poor customers who have to take loan for their immediate needs, as they cannot approach the nationalized banks which do not have such facility. The facts given below will be an example of the ruthless way of fleecing the customer by Bajaj Finserv on the loans sanctioned by them.
I have been sanctioned a loan of Rs.52, 000/- (whereas in reality I got only Rs.48, 000/-, balance Rs.4, 000/- being deducted as administrative and filing charges. For taking this loan I have to repay the amount in 36 equal instalments of Rs.2398/- which comes to Rs.86328/-, at a rate of interest of 36.55%, which is too exorbitant. I do not know in which law a finance company is given the authority to charge this exorbitant rate of interest? The finance company is cheating the poor customers who are forced to pay this exorbitant amount.
Originally I was a customer of Bajaj electronic goods and because of this I was told that I had been sanctioned this loan being a regular Bajaj Customer. At that point I never knew I would end up paying my fortune for a paltry sum. Sir, please enlighten me whether this kind of exorbitant charging is permitted by the Ministry of Finance, Department of Banking & Insurance. I had already paid a sum of Rs.21, 582/- being EMI for 9 months. When I made an inquiry from the finance company, in case I want to square up/extinguish the loan, how much I have to pay in one lump sum, for which the concerned officer had informed me that for one lump sum payment still I have to pay a sum of Rs.44, 343/-, that was as on 17th July, 2012. Thus, for a loan of Rs.52, 000/ -sanctioned (in actual I got only Rs.48, 000/-), after paying 9 instalments of Rs. 21582/- and I want to square up the account as of today, I would have paid Rs. 65925/-, i.e. for a loan of Rs.48, 000/- I would have paid a sum of Rs.17, 925/- as interest for 9 months.
I would request you to please investigate the matter and take necessary legal actions against the company.
Thanking you,
Yours truly,
(H.N. NAGARAJA)
Address :
The Under Secretary
Ministry of Finance
Department of Banking & Insurance
Sub: Exorbitant interest rate charged by Bajaj Finserv from gullible customers for
Personal Loan
Sir,
I have to bring to your kind notice the following facts by which I want to draw your attention to the exorbitant rate being charged by Bajaj Finserv from hapless poor customers who have to take loan for their immediate needs, as they cannot approach the nationalized banks which do not have such facility. The facts given below will be an example of the ruthless way of fleecing the customer by Bajaj Finserv on the loans sanctioned by them.
I have been sanctioned a loan of Rs.52, 000/- (whereas in reality I got only Rs.48, 000/-, balance Rs.4, 000/- being deducted as administrative and filing charges. For taking this loan I have to repay the amount in 36 equal instalments of Rs.2398/- which comes to Rs.86328/-, at a rate of interest of 36.55%, which is too exorbitant. I do not know in which law a finance company is given the authority to charge this exorbitant rate of interest? The finance company is cheating the poor customers who are forced to pay this exorbitant amount.
Originally I was a customer of Bajaj electronic goods and because of this I was told that I had been sanctioned this loan being a regular Bajaj Customer. At that point I never knew I would end up paying my fortune for a paltry sum. Sir, please enlighten me whether this kind of exorbitant charging is permitted by the Ministry of Finance, Department of Banking & Insurance. I had already paid a sum of Rs.21, 582/- being EMI for 9 months. When I made an inquiry from the finance company, in case I want to square up/extinguish the loan, how much I have to pay in one lump sum, for which the concerned officer had informed me that for one lump sum payment still I have to pay a sum of Rs.44, 343/-, that was as on 17th July, 2012. Thus, for a loan of Rs.52, 000/ -sanctioned (in actual I got only Rs.48, 000/-), after paying 9 instalments of Rs. 21582/- and I want to square up the account as of today, I would have paid Rs. 65925/-, i.e. for a loan of Rs.48, 000/- I would have paid a sum of Rs.17, 925/- as interest for 9 months.
I would request you to please investigate the matter and take necessary legal actions against the company.
Thanking you,
Yours truly,
(H.N. NAGARAJA)
Address :
respected sir,
i think all ministers and govt officials have made a vow to corrupt india, what sir RBI mumbai shaheed bhagat singh road branch, such a corruption going on inside, it is real that indian people are sleeping.officials inside the branch are taking bribe and doing fraud to the people who come to them beliving.i will come to the point sir, my name is shoby chetpurakaran antony residing at manglore, ours is a small city, but we have many faithful and honest govt officials.point is my uncles fund from england had been transfered to rbi mumbai on 18-09-12, and had been deposited on my name, 20 million us dollars, one lady sudha rani from foreign remittance was dealing this.according to her instruction i paid 96725 inr, now another mr naveen chawla says the money i deposited to rbi, is not been done.if i call the rbi office, they dont even want to talk to me.is this the service ur bank is giving to people, moiney comming from outside india is a benifit to our country i think so, the bank manager, i sent him mail, he is also not bothered.sir may be my words have hurten you, i am extremely sorry.please look into the matter as early as possible.
thank you,
shoby.
i think all ministers and govt officials have made a vow to corrupt india, what sir RBI mumbai shaheed bhagat singh road branch, such a corruption going on inside, it is real that indian people are sleeping.officials inside the branch are taking bribe and doing fraud to the people who come to them beliving.i will come to the point sir, my name is shoby chetpurakaran antony residing at manglore, ours is a small city, but we have many faithful and honest govt officials.point is my uncles fund from england had been transfered to rbi mumbai on 18-09-12, and had been deposited on my name, 20 million us dollars, one lady sudha rani from foreign remittance was dealing this.according to her instruction i paid 96725 inr, now another mr naveen chawla says the money i deposited to rbi, is not been done.if i call the rbi office, they dont even want to talk to me.is this the service ur bank is giving to people, moiney comming from outside india is a benifit to our country i think so, the bank manager, i sent him mail, he is also not bothered.sir may be my words have hurten you, i am extremely sorry.please look into the matter as early as possible.
thank you,
shoby.
Respected Sir,
i AM m.jagadeesan, Chennai, tamil nadu, Avadi, HDFC Credit card user and lose my card, and pay due amount 150000 thousand rupees, now credit card HDFC DIVISION, black my monthly salary Account in HDFC BANK AMBATTUR CHENNAI-4, THIS very theft my salay in my know, pls tell him that bank HDFC credit card divion 110, N M ROAD, Aminijikarai, chennai -600 0029, miss latha handle my case she is cell no.[protected], and Mr.Ramachandran Narayana, contact number[protected], email address. [protected]@hdfcbank.com.
my credit HDFC CARD NO.[protected], MY hdfc salary account no.[protected], I am working TUBE PRODUCTCS OF INDIA, AVADI, PO.BOX NO.4, CTH ROAD, CHENNAI-54, TAMIL NADU,
Tell him that Branch Manager HDFC AMBATTUR BANK, pls relised my salary only i was earnning Rs.5300-/- only, sir,
i would request you to please investigate this credit card matter, the bank office came my house trocher also, pls sir, remaining amount Rs.10000, i WILL BAY, pls relised my salary.
Rds
m.jagadeesan
[protected]
cell no.[protected]
i AM m.jagadeesan, Chennai, tamil nadu, Avadi, HDFC Credit card user and lose my card, and pay due amount 150000 thousand rupees, now credit card HDFC DIVISION, black my monthly salary Account in HDFC BANK AMBATTUR CHENNAI-4, THIS very theft my salay in my know, pls tell him that bank HDFC credit card divion 110, N M ROAD, Aminijikarai, chennai -600 0029, miss latha handle my case she is cell no.[protected], and Mr.Ramachandran Narayana, contact number[protected], email address. [protected]@hdfcbank.com.
my credit HDFC CARD NO.[protected], MY hdfc salary account no.[protected], I am working TUBE PRODUCTCS OF INDIA, AVADI, PO.BOX NO.4, CTH ROAD, CHENNAI-54, TAMIL NADU,
Tell him that Branch Manager HDFC AMBATTUR BANK, pls relised my salary only i was earnning Rs.5300-/- only, sir,
i would request you to please investigate this credit card matter, the bank office came my house trocher also, pls sir, remaining amount Rs.10000, i WILL BAY, pls relised my salary.
Rds
m.jagadeesan
[protected]
cell no.[protected]
Respected sir,
My name is H.Y.Shastri, my Pan no is BABPS5950B and my A/C no is[protected], bank name is Bank of Baroda in mumbai Santacruze branch, (MICR[protected], has confirmed to SBI through RBI that NECS credit
has been given to my account. The NECS Seq No of the transaction is
[protected] and settlement date is 15/10/2011. Requested to my Bank to credit
my account immediately with the incometax refund amount.
my bank is simply replied me your income tax refund our bank is not received, so we are not responsible, when I ask to SBI they are replying me as per data given by income tax department we transfer the amount we are not resposible, same thing income tax department replies me, whatever data provided by meself we transfered your credit, so since last one year I have not received my income tax refund.
I am so helpless in this matter, and I am so tens, I am not able to focus on my business I am following in this matter only, non of officer help me out in this problem, I wrote many emails and call, this is the last hope, kindly do needful and oblige.
Thanking you.
H.Y.shastri [protected],
email:[protected]@gmail.com
My name is H.Y.Shastri, my Pan no is BABPS5950B and my A/C no is[protected], bank name is Bank of Baroda in mumbai Santacruze branch, (MICR[protected], has confirmed to SBI through RBI that NECS credit
has been given to my account. The NECS Seq No of the transaction is
[protected] and settlement date is 15/10/2011. Requested to my Bank to credit
my account immediately with the incometax refund amount.
my bank is simply replied me your income tax refund our bank is not received, so we are not responsible, when I ask to SBI they are replying me as per data given by income tax department we transfer the amount we are not resposible, same thing income tax department replies me, whatever data provided by meself we transfered your credit, so since last one year I have not received my income tax refund.
I am so helpless in this matter, and I am so tens, I am not able to focus on my business I am following in this matter only, non of officer help me out in this problem, I wrote many emails and call, this is the last hope, kindly do needful and oblige.
Thanking you.
H.Y.shastri [protected],
email:[protected]@gmail.com
Respected sir,
as per goi ministry home letter no 2011/12//2010-coord ii dated 29 apr 2011, as per goi ministry of finance letter no f10/21/1g/2011-ir dated 28 june 2011(ser no 9 in nominal roll) and as per the sbi reply to the above ministrys for their letters mentioned above the sbi clerk appointment order and the compensation for delay the appointment order since july 2011 about rs 20 lacs have not been recieved so for after repeated requests also. I request to the forum most urgent action and solve the issues most urgent because my family is in critical problem.
as per goi ministry home letter no 2011/12//2010-coord ii dated 29 apr 2011, as per goi ministry of finance letter no f10/21/1g/2011-ir dated 28 june 2011(ser no 9 in nominal roll) and as per the sbi reply to the above ministrys for their letters mentioned above the sbi clerk appointment order and the compensation for delay the appointment order since july 2011 about rs 20 lacs have not been recieved so for after repeated requests also. I request to the forum most urgent action and solve the issues most urgent because my family is in critical problem.
please refer my comments on 23 july 2016 i request the forum solve the issues most urgently.
Please refer my complaints and comments. Because of i and my family are in critical problems. I kindly request to the forum and the board solve my complaints and cmments most urgently.
I wants to let you know that, what is the government doing towards study loan for non payable accounts.
Parents are suffering a lot due to their children's non employable condition. Banks are charging interests over interests, parents pays thrice for the loan they had taken with very hardship. Interest increases from scheduled 8% to 15% or more, How can a parent or the student can pay with lesser salaries. Banks are completely deny to give any concession, rebate or in compromise mood. Banks are completely behalves like a profit hungry MAHAJAN.
I wants to know what the government is doing for this severely distressed young people who are become a victim of this luring study loans, specially sponsored by Govt. of India ? What is the Government of India's plan towards repayment, compromise, interest weaver scheme if any to introduced for these previous study loans, Please consider this matter kind heatedly for the benefit of millions of borrowers.
With Regards
Sujit Mishra
Sambalpur
Odisha.