[Resolved] Standard Chartered Bank — Amount debitted twice from my account on 09sep and still not creditted back | |
Dear Sir / Madam On the 09 Sep 2008 i swiped my Standard Chartered bank debit card with reliance Leisures for the purchases of INR 1317. Though the transaction happened only once the amount has been deducted twice from my account. When contacted the phone banking they said nothing to worry it would be reversed back with in 12working days. I patiently waited for the same after 12 days the amount still was not back in my account and this time they wanted me to fill the dispute form which i propmtly filled and sent it to there Chennai office later when i called them in chennai they gave me a deadline 0f 27oct the amount will be back in the account. During the same time Ms.Chaitanya called to check on the same and informed that the papers have been sent to Chennai office and they have confirmed the reciept of the same and she confirmed that they would also follow up this issue and get back to me. Since there was no reply from the bank till 03Nov2008 i called up the phone banking and to mu surprise the case was already closed without my knowledge while the amount still not in my account. This was very surprising and an eye opener to the kind of service that is being offered. the bank knows the amount is not back in the customer's account and still thhey have gone and closed the complaint. When asked why they have no answer for the same. Are banks cheating customers like this too !!! i have spent my money and time calling them from 09sep till date but i have had no proper response and they refuse toi give any details of the higher ups for the case to be escalated. can some one help me in getting back the money and also advise how this process works. kindly advise Thanks and regards Pradeep.B.A. Bangalore Pradeep.[protected]@gmail.com Was this information helpful? | |
Aug 14, 2020 Complaint marked as Resolved | |
5 Comments | |
Comments
I am an extremely unhappy customer of Standard Chartered Bank.
Following are my Issues
The Current Interest rate is at 13.4% in spite of there being at least 3 relief’s in the past 3 years from the government on home loan interests
In the year 2008 the total Interest deducted from my account was INR 109867.53 and the Principal amount deducted was only INR 3429.00 – Which is an atrocious ratio of deduction
Again in December 2007 I was approached by one of your agents stating that the EMI had increased and I have to give fresh EMI cheques, which I did. I was told that the old cheques would be returned to me directly from the office. However in the Month of February – the EMI was deducted twice from my bank account. Excess amount of INR 9, 151.00
I had kept aside that extra 10, 000.00 INR for some other commitments which failed due to this gross issue from your end. This has led to terrible mental, financial and emotional turmoil for me and has affected me, not to mention that I have lost my complete face, respect and dignity in front of the other party.
Following are my Issues
The Current Interest rate is at 13.4% in spite of there being at least 3 relief’s in the past 3 years from the government on home loan interests
In the year 2008 the total Interest deducted from my account was INR 109867.53 and the Principal amount deducted was only INR 3429.00 – Which is an atrocious ratio of deduction
Again in December 2007 I was approached by one of your agents stating that the EMI had increased and I have to give fresh EMI cheques, which I did. I was told that the old cheques would be returned to me directly from the office. However in the Month of February – the EMI was deducted twice from my bank account. Excess amount of INR 9, 151.00
I had kept aside that extra 10, 000.00 INR for some other commitments which failed due to this gross issue from your end. This has led to terrible mental, financial and emotional turmoil for me and has affected me, not to mention that I have lost my complete face, respect and dignity in front of the other party.
With reference to the above, MOHITVIJAN saving bank account holder in your bank could not receive an amount of Rs. 300/- (Rupees Three HUNDRAD ) which was withdrawn in standard charterd bank wea arya samaj road ( delhi) ATM on 16 06.09 record no 8180 As my account is debited with 300 which I could not receive. So, I kindly request you to credit the amount of Rs. 300. I am also submitting a copies of statements for confirmation to The Chief Manager, Union Bank of India at ATM CELL DELHI ROAD MEERUT BRANCH point.
Kindly do the needful.
Thanking you.
Yours truly
MOHIT VIJAN
ac no[protected] card no [protected]
From:
133 GURU NANAK NAGAR MEERUT
mob no-- [protected]
Kindly do the needful.
Thanking you.
Yours truly
MOHIT VIJAN
ac no[protected] card no [protected]
From:
133 GURU NANAK NAGAR MEERUT
mob no-- [protected]
With reference to the above, MOHITVIJAN saving bank account holder in your bank could not receive an amount of Rs. 300/- (Rupees Three HUNDRAD ) which was withdrawn in standard charterd bank wea arya samaj road ( delhi) ATM on 16 06.09 record no 8180 As my account is debited with 300 which I could not receive. So, I kindly request you to credit the amount of Rs. 300. I am also submitting a copies of statements for confirmation to The Chief Manager, Union Bank of India at ATM CELL DELHI ROAD MEERUT BRANCH point.
Kindly do the needful.
Thanking you.
Yours truly
MOHIT VIJAN
ac no[protected] card no [protected]
From:
133 GURU NANAK NAGAR MEERUT
mob no-- [protected]
Kindly do the needful.
Thanking you.
Yours truly
MOHIT VIJAN
ac no[protected] card no [protected]
From:
133 GURU NANAK NAGAR MEERUT
mob no-- [protected]
CHANGE OF ADDRESS-REG
MY PREVIOUS ADDRESS IS B-104, CHERAN MAA NAGAR, VILANKURUCHI POST, COIMBATOE[protected]. MY PRESENT ADDRESS IS B-70, CHERAN MAA NAGAR, VILANKURUCHI POST, COIMBATORE-64103548%
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+91 11 3940 4444
+91 11 6601 4444
19, Rajaji Salai, Chennai, Tamil Nadu, India - 600001
Amount deduct from my sallary of Jan 09, I need money urgently for pay the Loan installment & other Daily required things.
Request you to pls resolve the issue.