Sub; Rejection of Home Loan on ground of being tribal
Ref:File No..AH/Development/Bank/2008/325/RU-IV
Sir
I had applied for Home Loan to State Bank of India, ADM Branch, Bokaro Steel City in the October, 2007.My application was processed for loan by the bank, however, after almost 5 months, on opinion of its retaining lawyer, it refused to grant me loan stating that as a tribal I was not allowed to mortgage my land as per the Chottanagpur Tenancy Act and therefore not eligible for home loan.
I represented my case to the bank and after a lapse of almost one year on 14.8.08 I got a letter from my SBI local Branch that they were glad to consider my case under the scheme ‘Tribal Plus’ for home loan.(Copy of the letter is enclosed ).
I immediately got my papers ready and after discussion with the Branch Manager submitted my application on 15.10.08 to the bank with my wife, who is working in PSU as an executive, as Third Party Gurantor(TPG) for the amount against the loan..
The local Main Branch in the city where my loan application was to be processed returned my application asking me to further to give liquid security besides TPG assuring me that once the liquid security is deposited, my loan would be sanctioned.
Hence on 22.10.08, as stipulated in the scheme, I also purchased Term Deposit for an amount of Rs.300000/- from SBI with whatever little savings I had and sent my application to the branch processing my loan application .However, on 29.10.08 I was called by the Branch Manager of my bank, who informed that my application for home had been rejected by the Local Head Office at Ranchi since I am not able mortgage my property against the loan amount.
It appears that State Bank of India is acting prejudicial in granting loan to me because I am a tribal since inspite of fulfilling all the stipulations in the scheme for home loan in ‘Tribal Plus’, it has rejected my loan
You are requested to kindly look into my grievance for early redressal.
(Anuj S Hemrom)
SB A/c.No [protected]
State Bank of India, ADM Bldg Branch
B.S.City
Address:
Sector 4 F, Qr.No.5145
Bokaro Steel City-827004
Aug 14, 2020
Complaint marked as Resolved
0n 01/09/ 2009 i was withdrawing money (RS 7000/=) from sbi atm id-S1cc00878402 but due to any problem money was not dinpensed . when i checked my balance above amount was debited from my account. my account no is[protected].i canot understand what i should do. i am in need of that money.
stuti pandey
[protected]
pune
while using my SBI ATM card to withdraw an amount of Rs.10, 000/ from the ICICI ATM machine at Patel Petrol Bunk, Pondicherry, the transaction failed and I got the message " Sorry, Unable to Process" and no money was delivered. However, the amount of Rs.10, 000/- has been debitted from my account. I informed the matter immediately to both the Managers of SBI and ICICI branches at Pondicherry. But so far the amount has not beed credited to my account.
Name : Vadivelane
A/C. No: [protected]
Branch : Gandhi Nagar, Pondicherry
Location of ATM Trancsction : ICICI, Patel Petrol Bunk Rajivgandhi Statue, Pondicherry
Card No :[protected]
ATM ID SICN 0893
Disputed Amount : 10, 000/-
Date of Transaction 11/06/09
Mobile No : [protected]
E-mail : [protected]@yahoo.com
did u get the amt now..?
if yes means can u send me the details to my email id..?
email id: deepa.[protected]@gmail.com