[Resolved] State Bank of India — Annual Charges & Card Settlement

[Resolved] State Bank of India — Annual Charges & Card Settlement

R rakesh from Mumbai, Maharashtra

i had received a call from their sales executive saying they are offering free life time credit card so i greed to take the credit card my credit limit was 12000 i had used nearly 10000 of my limit and immediately after completion of a year there was a annual fees charged on my card which made my card go over limit and then there was an overlimit charges put on i spoke to the executive and asked them to reverse the charges they agreed to do it but it never reflected in my account i kept paying for 3 months the minimum due asking them to reverse the charges then their collection agent said that they would settle the account for 10000 if i wished to settle the account i agreed to it and paid them 1500 as an installment for the settlement against which the bank was supposed to issue a letter saying i have outstanding of 8500 and the i have to pay the bank the said amount the letter never cam and the new settlement guy is saying the settlement amount would be 15000 which i refused to pay what should be done Was this information helpful? No (0) Yes (0)
Aug 14, 2020 Complaint marked as Resolved
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Comments

Raj Kumar

from New Delhi, Delhi

SBI card is horrible.Never go fot if. They are just unprofessional. Sirf leke faso. They are the world no.1 cheaters.

P.KALANGAPULI

from Kalpetta, Kerala

AEW/PK/001/SBI CARD/09-10
27 July, 2009

To

Sir,

Sub: Surrendered & Settlement of card payment-reg.

My Credit Card No: [protected].

This is to bring into your notice that I have surrendered my SBI credit Card two years back, due to the expiry months on 05, 2007. I submitted through your authorized collection centre and my card is collected by your Collection agent. I have not received any statement and credit card from SBI in till the date. But till this date I am paying minimum dues about two years from the date of my card expirers, amount I have paid till this date above RS : 35, 000.00, Few days back I received a call from the SBI recovery department stating that there are dues pending against my card RS :18, 000/=.
Please do need cancel my card immediately and if you are not stopping to sending me this type of false statement. I will take a legal action against SBI credit card.

After Card surrendered with Payment paying details as:

S.No. Cheque/Cash Date Amount Receipt no.

1. Cheque 07.06.07 1, 435.00 8611003
2. Cheque 03.08.07 800.00 9045352
3. Cash 13.08.07 800.00 9081938
4. Cheque 31.08.07 892.00 9811149
5. cheque 09.10.07 1, 860.00 9656597
6. Cheque 01.12.07 900.00 10288608
7. Cash 04.01.08 912.00 10565127
8. Cash 04.03.09 940.00 10889449
9. Cash 08.04.08 950.00 11240303
10. Cheque 02.05.08 1, 130.00 11534261
11. Cheque 31.05.08 1, 194.00 11699795
12. Cheque 01.07.08 1, 127.00 11972479
13. Cheque 31.07.08 1, 130.00 12209077
14. Cheque 05.09.08 10, 000.00 12294356
15. Cheque 08.11.08 14, 666.00 12786249
16. Cash 25.11.08 800.00 12900917
17. Cash 08.12.08 840.00 12977112
18. Cash 31.12.08 960.00 13103643
19. Cheque 02.02.09 900.00 13279520
20. Cheque 03.03.09 886.00 13314847
21. Cash 31.03.09 900.00 13597626
22. Cash 02.05.09 960.00 13621364
23. Cash 02.06.09 960.00 13862298 and more.

Thanking you.

By Regards,

P.KALANGAPULI.

ashu bajpayee

from Karnal, Haryana

i am agree with customer