[Resolved]  State Bank of India — complain against state bank of india

i had attented the examination of sbi clerical examination on 6th july 2008 .my roll no is- [protected].my reference no is-5775814. on 18th sept 2008 to two persons's mobile a message had come that their result for the sbi examination has been published and they have cleared it. then came to see my result in the website of sbi, but i saw no result publication . so it that fraud or something, have no idea about it. my actual question is if the result is out then why it is not in the web site of sbi and if not then when will it be out?
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Aug 14, 2020
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1/11073, Subhash park,
Naveen Shahdara. Kirti Mandir,
Street no-8
Delhi-110032
Subject: Problem against clerical application
Respected sir,
I would like to inform you that, I am going to appear for sbi exams coming to be held in next month for the clerical post. sir, i want to tell you that, I successfully log on my application form with proper details but suddenly forgot to print out of that copy and also submit my invalid email id which disable to get any information whoever sent by you . So kindly suggest me what to do under these circimstances.
I send you my all fee details
1) SBI Branch name : Dilshad Garden
2) Code no : 9370
3) Deposit Journal Name :[protected]
4) Deposit Dare : 10/9/2009

With mention above all details, I request you please check out my profile and inform me with all prospective information to my email address as early as possible to get me relax.
Thanking you,
Your's faithfully,
Nitin Bansal
date : 6/10/2009

SBI — Vijayawada(AP) point service very bad

Sir,

I have not yet received till date the AWB No.-[protected] booked from ICICI Bank on 28.10.2009

Kindly look into the matter

Regards,
Ramarao Krotha,
SBI CARDS,
VIJAYAWADA
[protected]
Dear Sir/Mam,

Myself Shashi Prakash Sinha, This is refference to my visit in your SEELAMPUR branch(Branch Code 4741), I have faced the problems as per given below -
1.Branch opened at 10:10 A.M.
2.Till 10:20 no any staff avilable on their respective dealing counter.
3.So many customer were waiting for the service .And no any one of your staff were ready to attend the customers.
4.When i asked to the officials they replied me allways we startthe work after 10:30.
5.In this branch total 8-9 counters, but allways just two or three counters are open for public dealing.Thatswhy you can see allways so croud in this branch.
6.The behevior of your staff is totaly wrong with customers.

So, i request you pls.take necessesary action angist above points to save the repotation of SBI.

With Regards

Shashi Prakash Sinha
A/C no. - [protected]

home lone varying with fd rate scheme — non receipt of statement calculation

i took this home loan from pune br . bank is charging rs15749 monthly though fd rates gone down.no br in mumai is able to explain.
i need full details of monthly deduction calculation.
Respected sir,
Subject: me and my father suffer a lot due to loan on basis of study purpose.
last 3 month me and my father often time went to bank but loan was not passed, also one time my all documented loan file was lost by bank meneger and his officers.Then after i gave my all documents to bank for loan.every time that bank meneger told my father your one document was remaining but never end of that problem at last 3 months.he told my father open your and your son's account in SBI then also told combined account in bank that all done by me.one time authority letter also given to bank which included that my father can do my sign.but bank officer told that sign of mine was neccesary on document, why not my father?
But at last me and my father decided and withdrow loan paper from bank.


Majuragate, Surat, Gujarat
Sub-Regarding RBO/R-IV/PAK/NO.GEN/561 DIR SIR
Humble submission is that the company had applied on 14th sep2007 for loan on 25% or50 lacks susidy which is a scheme under ministry of food processing industry for rice mill in Aurangabad branch of state bank of India.
1. To join the benefit under the scheme as and when state bank of India branch Aurangabad asked to do any written or verbal instructions of the bank officials company has done accordingly and shell following whatever instruction a issued from time to time to the company.
2. For benefit of the company branch manager Aurangabad had decided that under SME segment SSI scheme the loan should be granted. The company had no knowledge how company is to be under the above mention scheme therefore, the company gave it consent for grant of loan under the scheme.
3. The company applied for loan on 14th sep2007 and waited till 26th jul2009 and waiting but when company got minutes of meeting held on 15th apr2009 at 3pm in room no 120 PanchsheelBhawan, New Delhi under the chairmanship of secretary FPI to review the follow up action with nodal officers of focal point banks under decentralized scheme for technology up-gradation/ establishment, modernization of food processing industry and thereafter, the company is under the fear that subsidy will not be granted to company.
When the company has informed the branch manager Aurangabad regarding taken decisions taken in the above mentioned meeting even than the banks not taking any interest regarding subsidy to the company, There after the directors of the company has decided that since Aurangabad branch is not taking any interest regarding subsidy to the company the matter should be taken to higher authority of the bank.
4. One of the eleven decisions of the above meeting is that all the old cases of subsidy should be disposed of by 15th may2009 and new cases be enclosed. It was also decided in the meeting that old cases subsidy must be enclosed by 31st may2009 and then only new cases of subsidy be taken up. But due to indifferent attitude of bank official, the company has only E. Number on E. Portal. Therefore the company from 27th jul2009 started to inform the bank officials regarding the matter. Is it crime to inform higher official regarding work of branch manager?
5. According to website w.w.w.mofpi.nic.in of ministry of food processing industry, Delhi under the decentralisation of plan scheme the subsidy of25% or 50laks is given on the cost of fixed asset 213.73lacks Rs. The Company gets the subsidy it is duty of the bank concerned. This has been confirmed by the website of the ministry. The bank has only taken E. Number of the company on E. Portal but the susidy should have been released and given to the company latest by 31st may 2009.
6. State bank of India granted loan on 18th dec2007 in the financial year[protected]. Susidy amount has already been released by the ministry for the financial year[protected]. This has been confirmed the website of the ministry but company has got only E. Number on E. Portal .The Company has not received the subsidy amount due to indifferent attitude of the bank officials.
7. The company should get the subsidy amount but the bank officials are not doing anything for this. According to rule the bank should not had charged interest on term loan of 50lack Rs but bank took interest on the above amount so the bank has charged assess interest on loan.
8. According to think tank of state bank of India credit rate of rice mills sb9 and above and CRA rating of new rice mill is sb7 and above, the loan for rice mill unit in SME segment rice mill plus 11% to 12.75% is available.
According to bank of Aurangabad company rice mill unit credit rate and CRA rate sb2 in spite of SME segment granted loan under SSI scheme.
Branch manager in the interest of bank granted loan on assess interest rate of to 13.25%to14.25%. And also by smooth-taking took consent of the company but took interest on loan at the rate of 13.75% to 14.75%.
But due to delay of subsidy amount the bank is in the profit but company is suffering lose. Why branch manger could grant loan on SME segment rice mill plus scheme?
9. Branch manager in his own interest and in the interest of bank showing the latter dated 27th Dec2007 But why he is not showing letter and resolution dated 28th Dec2007 passed by the directors of company to the higher authorities.
10. Branch manager is showing latter dated 21st aug2007 to his higher authority because with the help of above latter he is trying to hide his fault and the interest of bank but company has written dozens of latter for benefit of subsidy on 14th sep2007 and again wrote latter’s to the branch manager.
11. If the branch manager considers latter dated 5th sep2008 as green signal than decision taken on 15th apr2009 in the meeting between chairmanship of secretary, FPI and nodal officer of bank, the company should have received the subsidy on 31st may2009. The loan issued by the state bank of India in the financial year[protected] subsidy has already been received which has been confirmed by the website of the ministry. Due to the fault of bank the company has only got E. Number on E. Portal.
12. According to reserve bank and also by the think tank of the bank in SME segment SSI scheme 0% mortgage and on 0% margin or rice mill plus scheme 15% to 25% margin and 75% company guarantor valued loan is available but bank officer granted loan by surpassing plan scheme. The bank manager has taken 141.85 lahks and land valued at 12 lacks plus fixed deposit, LIC, SBI Life of 20 lahks. The company had objected about mortgage than bank official refused to issue loan. Therefore the company was forced to give fix deposit, LIC SBI life and land in mortgage. The company has spent on rice mill unit 113.73 lahks to till 31st march2009. Company collateral security is valued 287.58 lahks and guarantor valued 433.04 lahks. The total guarantee of the company is valued 705.62lacks.
13. Therefore as per rule the think tank of the bank return 20 lacks of fixe deposit, LIC, SBI life and also land mortgage of 12 lacks so that company could spent the above mentioned amount on the development of the company because bank gave to the company 91. 48 lack fewer amounts as loan.
14. When branch manager granted loan to the company at that time a written agreement was signed by the company and the bank. In the agreement it was agreed that interest of every month will be deposited in the bank in next month will be deposited in the bank in next month between the date one to the last date of the month but branch manager takes interest amount and installment of term loan amount before last day of the month from the company’s account and this is being done without informing the company and also without the cheque issued by the company.
15. Company got information from website of ministry that application on for subsidy should be filed before commercial production. The raw rice unit of the company was ready by March 2008. The boiled rice unit was ready by september2008. The company applied for commercial production many bank does not replied. Therefore the company started commercial production of raw rice from 29th jan2009. But commercial production of boiled rice could not be started because the company is under the impression that some problem may be faced by the company’s regarding subsidy. Due to the uncooperative attitude of the bank the company’s commercial production could not started fully and for this the company is suffering lose.
16. Whenever company director meets the bank officials regarding above mentioned matter than branch manager only explains how recovery agents behaves with party. Does the company’s position is for recovery?
17. When branch manager granted loan to the company taking too much interest but now branch manager is not taking any interest that company gets the subsidy in time. And for this the company suffered loss of one corer and still suffering loss. Due to the indifferent attitude of the branch manager the company has failed to deposit interest and instalment amount since july2009.
18. Therefore it hubby submitted that you take interest regarding company’s problem so that company is all to return bank loan. The company’s directors take interest in this season is December2009 towards the company or they are involved in rule and regulation of bank. The state bank of India took E. Number on E. Portal for company 27th Aug2009 BUT gave wrong information about the company on E. Portal. This was corrected only on 14th Oct2009.
19. That the instance with fact of recovering loan, taking excessive interest on the loan amount and not giving subsidy according to the prescribed from in spite of the sanction by the ministry of food processing and taking assets mentioned in the preceding paragraphs as mortgage out of the circular indicates altogether the harassing ill motivated and in active attitude of the bank.
20. Respected sir due to indifferent attitude of the bank the commercial of company was much delayed. The company suffered financial loss for the above mentioned reason. If you take interest in the company’s matter. Than the company will get subsidy soon so that company’s loss can be avoided and also company get bake LIC, Fix deposited, SBI life worth 20lacks and land worth 12lacks so that this amount can be spent on the development of the company.
Whether the above mentioned fact shows that bank manager is not taking any interest regarding subsidy to the company.
Whether the above mentioned facts only company is at fault or the bank this should also is decided? For this kind consideration I will be obliged. DEVENDRA KUMAR SINGH
NAGVANSHI RICE MILL PVT LTD
G. T. ROAD, INDUSTRIAL AREYA (BIADA)
JASOIA MOR, AURANGABAD BIHAR824101
MOBIL-[protected]
Sub-Regarding RBO/R-IV/PAK/NO.GEN/561
DIR SIR
Humble submission is that the company had applied on 14th sep2007 for loan on 25% or50 lacks susidy which is a scheme under ministry of food processing industry for rice mill in Aurangabad branch of state bank of India.
1. To join the benefit under the scheme as and when state bank of India branch Aurangabad asked to do any written or verbal instructions of the bank officials company has done accordingly and shell following whatever instruction a issued from time to time to the company.
2. For benefit of the company branch manager Aurangabad had decided that under SME segment SSI scheme the loan should be granted. The company had no knowledge how company is to be under the above mention scheme therefore, the company gave it consent for grant of loan under the scheme.
3. The company applied for loan on 14th sep2007 and waited till 26th jul2009 and waiting but when company got minutes of meeting held on 15th apr2009 at 3pm in room no 120 PanchsheelBhawan, New Delhi under the chairmanship of secretary FPI to review the follow up action with nodal officers of focal point banks under decentralised scheme for technology up-gradation/ establishment, modernization of food processing industry and thereafter, the company is under the fear that subsidy will not be granted to company.
When the company has informed the branch manager Aurangabad regarding taken decisions taken in the above mentioned meeting even than the banks not taking any interest regarding subsidy to the company, There after the directors of the company has decided that since Aurangabad branch is not taking any interest regarding subsidy to the company the matter should be taken to higher authority of the bank.
4. One of the eleven decisions of the above meeting is that all the old cases of subsidy should be disposed of by 15th may2009 and new cases be enclosed. It was also decided in the meeting that old cases subsidy must be enclosed by 31st may2009 and then only new cases of subsidy be taken up. But due to indifferent attitude of bank official, the company has only E. Number on E. Portal. Therefore the company from 27th jul2009 started to inform the bank officials regarding the matter. Is it crime to inform higher official regarding work of branch manager?
5. According to website w.w.w.mofpi.nic.in of ministry of food processing industry, Delhi under the decentralisation of plan scheme the subsidy of25% or 50laks is given on the cost of fixed asset 213.73lacks Rs. The Company gets the subsidy it is duty of the bank concerned. This has been confirmed by the website of the ministry. The bank has only taken E. Number of the company on E. Portal but the susidy should have been released and given to the company latest by 31st may 2009.
6. State bank of India granted loan on 18th dec2007 in the financial year[protected]. Susidy amount has already been released by the ministry for the financial year[protected]. This has been confirmed the website of the ministry but company has got only E. Number on E. Portal .The Company has not received the subsidy amount due to indifferent attitude of the bank officials.
7. The company should get the subsidy amount but the bank officials are not doing anything for this. According to rule the bank should not had charged interest on term loan of 50lack Rs but bank took interest on the above amount so the bank has charged assess interest on loan.
8. According to think tank of state bank of India credit rate of rice mills sb9 and above and CRA rating of new rice mill is sb7 and above, the loan for rice mill unit in SME segment rice mill plus 11% to 12.75% is available.
According to bank of Aurangabad company rice mill unit credit rate and CRA rate sb2 in spite of SME segment granted loan under SSI scheme.
Branch manager in the interest of bank granted loan on assess interest rate of to 13.25%to14.25%. And also by smooth-taking took consent of the company but took interest on loan at the rate of 13.75% to 14.75%.
But due to delay of subsidy amount the bank is in the profit but company is suffering lose. Why branch manger could grant loan on SME segment rice mill plus scheme?
9. Branch manager in his own interest and in the interest of bank showing the latter dated 27th Dec2007 But why he is not showing letter and resolution dated 28th Dec2007 passed by the directors of company to the higher authorities.
10. Branch manager is showing latter dated 21st aug2007 to his higher authority because with the help of above latter he is trying to hide his fault and the interest of bank but company has written dozens of latter for benefit of subsidy on 14th sep2007 and again wrote latter’s to the branch manager.
11. If the branch manager considers latter dated 5th sep2008 as green signal than decision taken on 15th apr2009 in the meeting between chairmanship of secretary, FPI and nodal officer of bank, the company should have received the subsidy on 31st may2009. The loan issued by the state bank of India in the financial year[protected] subsidy has already been received which has been confirmed by the website of the ministry. Due to the fault of bank the company has only got E. Number on E. Portal.
12. According to reserve bank and also by the think tank of the bank in SME segment SSI scheme 0% mortgage and on 0% margin or rice mill plus scheme 15% to 25% margin and 75% company guarantor valued loan is available but bank officer granted loan by surpassing plan scheme. The bank manager has taken 141.85 lacks and land valued at 12 lacks plus fixed deposit, LIC, SBI Life of 20 lacks. The company had objected about mortgage than bank official refused to issue loan. Therefore the company was forced to give fix deposit, LIC SBI life and land in mortgage. The company has spent on rice mill unit 113.73 lacks to till 31st march2009. Company collateral security is valued 287.58 lacks and guarantor valued 433.04 lacks. The total guarantee of the company is valued 705.62lacks.
13. Therefore as per rule the think tank of the bank return 20 lacks of fixe deposit, LIC, SBI life and also land mortgage of 12 lacks so that company could spent the above mentioned amount on the development of the company because bank gave to the company 91. 48 lack fewer amounts as loan.
14. When branch manager granted loan to the company at that time a written agreement was signed by the company and the bank. In the agreement it was agreed that interest of every month will be deposited in the bank in next month will be deposited in the bank in next month between the date one to the last date of the month but branch manager takes interest amount and instalment of term loan amount before last day of the month from the company’s account and this is being done without informing the company and also without the cheque issued by the company.
15. Company got information from website of ministry that application on for subsidy should be filed before commercial production. The raw rice unit of the company was ready by March 2008. The boiled rice unit was ready by september2008. The company applied for commercial production many bank does not replied. Therefore the company started commercial production of raw rice from 29th jan2009. But commercial production of boiled rice could not be started because the company is under the impression that some problem may be faced by the company’s regarding subsidy. Due to the uncooperative attitude of the bank the company’s commercial production could not started fully and for this the company is suffering lose.
16. Whenever company director meets the bank officials regarding above mentioned matter than branch manager only explains how recovery agents behaves with party. Does the company’s position is for recovery?
17. When branch manager granted loan to the company taking too much interest but now branch manager is not taking any interest that company gets the subsidy in time. And for this the company suffered loss of one corer and still suffering loss. Due to the indifferent attitude of the branch manager the company has failed to deposit interest and instalment amount since july2009.
18. Therefore it hubby submitted that you take interest regarding company’s problem so that company is all to return bank loan. The company’s directors take interest in this season is December2009 towards the company or they are involved in rule and regulation of bank. The state bank of India took E. Number on E. Portal for company 27th Aug2009 BUT gave wrong information about the company on E. Portal. This was corrected only on 14th Oct2009.
19. That the instance with fact of recovering loan, taking excessive interest on the loan amount and not giving subsidy according to the prescribed from in spite of the sanction by the ministry of food processing and taking assets mentioned in the preceding paragraphs as mortgage out of the circular indicates altogether the harassing ill motivated and in active attitude of the bank.
20. Respected sir due to indifferent attitude of the bank the commercial of company was much delayed. The company suffered financial loss for the above mentioned reason. If you take interest in the company’s matter. Than the company will get subsidy soon so that company’s loss can be avoided and also company get bake LIC, Fix deposited, SBI life worth 20lacks and land worth 12lacks so that this amount can be spent on the development of the company.
Whether the above mentioned fact shows that bank manager is not taking any interest regarding subsidy to the company.
Whether the above mentioned facts only company is at fault or the bank this should also is decided? For this kind consideration I will be obliged. DEVENDRA KUMAR SINGH

NAGVANSHI RICE MILL PVT LTD
G. T. ROAD, INDUSTRIAL AREYA (BIADA)
JASOIA MOR, AURANGABAD BIHAR824101 MOBIL-[protected]
Sub-Regarding RBO/R-IV/PAK/NO.GEN/561 DIR SIR
Humble submission is that the company had applied on 14th sep2007 for loan on 25% or50 lacks susidy which is a scheme under ministry of food processing industry for rice mill in Aurangabad branch of state bank of India.
1. To join the benefit under the scheme as and when state bank of India branch Aurangabad asked to do any written or verbal instructions of the bank officials company has done accordingly and shell following whatever instruction a issued from time to time to the company.
2. For benefit of the company branch manager Aurangabad had decided that under SME segment SSI scheme the loan should be granted. The company had no knowledge how company is to be under the above mention scheme therefore, the company gave it consent for grant of loan under the scheme.
3. The company applied for loan on 14th sep2007 and waited till 26th jul2009 and waiting but when company got minutes of meeting held on 15th apr2009 at 3pm in room no 120 PanchsheelBhawan, New Delhi under the chairmanship of secretary FPI to review the follow up action with nodal officers of focal point banks under decentralised scheme for technology up-gradation/ establishment, modernization of food processing industry and thereafter, the company is under the fear that subsidy will not be granted to company.
When the company has informed the branch manager Aurangabad regarding taken decisions taken in the above mentioned meeting even than the banks not taking any interest regarding subsidy to the company, There after the directors of the company has decided that since Aurangabad branch is not taking any interest regarding subsidy to the company the matter should be taken to higher authority of the bank.
4. One of the eleven decisions of the above meeting is that all the old cases of subsidy should be disposed of by 15th may2009 and new cases be enclosed. It was also decided in the meeting that old cases subsidy must be enclosed by 31st may2009 and then only new cases of subsidy be taken up. But due to indifferent attitude of bank official, the company has only E. Number on E. Portal. Therefore the company from 27th jul2009 started to inform the bank officials regarding the matter. Is it crime to inform higher official regarding work of branch manager?
5. According to website w.w.w.mofpi.nic.in of ministry of food processing industry, Delhi under the decentralisation of plan scheme the subsidy of25% or 50laks is given on the cost of fixed asset 213.73lacks Rs. The Company gets the subsidy it is duty of the bank concerned. This has been confirmed by the website of the ministry. The bank has only taken E. Number of the company on E. Portal but the susidy should have been released and given to the company latest by 31st may 2009.
6. State bank of India granted loan on 18th dec2007 in the financial year[protected]. Susidy amount has already been released by the ministry for the financial year[protected]. This has been confirmed the website of the ministry but company has got only E. Number on E. Portal .The Company has not received the subsidy amount due to indifferent attitude of the bank officials.
7. The company should get the subsidy amount but the bank officials are not doing anything for this. According to rule the bank should not had charged interest on term loan of 50lack Rs but bank took interest on the above amount so the bank has charged assess interest on loan.
8. According to think tank of state bank of India credit rate of rice mills sb9 and above and CRA rating of new rice mill is sb7 and above, the loan for rice mill unit in SME segment rice mill plus 11% to 12.75% is available.
According to bank of Aurangabad company rice mill unit credit rate and CRA rate sb2 in spite of SME segment granted loan under SSI scheme.
Branch manager in the interest of bank granted loan on assess interest rate of to 13.25%to14.25%. And also by smooth-taking took consent of the company but took interest on loan at the rate of 13.75% to 14.75%.
But due to delay of subsidy amount the bank is in the profit but company is suffering lose. Why branch manger could grant loan on SME segment rice mill plus scheme?
9. Branch manager in his own interest and in the interest of bank showing the latter dated 27th Dec2007 But why he is not showing letter and resolution dated 28th Dec2007 passed by the directors of company to the higher authorities.
10. Branch manager is showing latter dated 21st aug2007 to his higher authority because with the help of above latter he is trying to hide his fault and the interest of bank but company has written dozens of latter for benefit of subsidy on 14th sep2007 and again wrote latter’s to the branch manager.
11. If the branch manager considers latter dated 5th sep2008 as green signal than decision taken on 15th apr2009 in the meeting between chairmanship of secretary, FPI and nodal officer of bank, the company should have received the subsidy on 31st may2009. The loan issued by the state bank of India in the financial year[protected] subsidy has already been received which has been confirmed by the website of the ministry. Due to the fault of bank the company has only got E. Number on E. Portal.
12. According to reserve bank and also by the think tank of the bank in SME segment SSI scheme 0% mortgage and on 0% margin or rice mill plus scheme 15% to 25% margin and 75% company guarantor valued loan is available but bank officer granted loan by surpassing plan scheme. The bank manager has taken 141.85 lacks and land valued at 12 lacks plus fixed deposit, LIC, SBI Life of 20 lacks. The company had objected about mortgage than bank official refused to issue loan. Therefore the company was forced to give fix deposit, LIC SBI life and land in mortgage. The company has spent on rice mill unit 113.73 lacks to till 31st march2009. Company collateral security is valued 287.58 lacks and guarantor valued 433.04 lacks. The total guarantee of the company is valued 705.62lacks.
13. Therefore as per rule the think tank of the bank return 20 lacks of fixe deposit, LIC, SBI life and also land mortgage of 12 lacks so that company could spent the above mentioned amount on the development of the company because bank gave to the company 91. 48 lack fewer amounts as loan.
14. When branch manager granted loan to the company at that time a written agreement was signed by the company and the bank. In the agreement it was agreed that interest of every month will be deposited in the bank in next month will be deposited in the bank in next month between the date one to the last date of the month but branch manager takes interest amount and instalment of term loan amount before last day of the month from the company’s account and this is being done without informing the company and also without the cheque issued by the company.
15. Company got information from website of ministry that application on for subsidy should be filed before commercial production. The raw rice unit of the company was ready by March 2008. The boiled rice unit was ready by september2008. The company applied for commercial production many bank does not replied. Therefore the company started commercial production of raw rice from 29th jan2009. But commercial production of boiled rice could not be started because the company is under the impression that some problem may be faced by the company’s regarding subsidy. Due to the uncooperative attitude of the bank the company’s commercial production could not started fully and for this the company is suffering lose.
16. Whenever company director meets the bank officials regarding above mentioned matter than branch manager only explains how recovery agents behaves with party. Does the company’s position is for recovery?
17. When branch manager granted loan to the company taking too much interest but now branch manager is not taking any interest that company gets the subsidy in time. And for this the company suffered loss of one corer and still suffering loss. Due to the indifferent attitude of the branch manager the company has failed to deposit interest and instalment amount since july2009.
18. Therefore it hubby submitted that you take interest regarding company’s problem so that company is all to return bank loan. The company’s directors take interest in this season is December2009 towards the company or they are involved in rule and regulation of bank. The state bank of India took E. Number on E. Portal for company 27th Aug2009 BUT gave wrong information about the company on E. Portal. This was corrected only on 14th Oct2009.
19. That the instance with fact of recovering loan, taking excessive interest on the loan amount and not giving subsidy according to the prescribed from in spite of the sanction by the ministry of food processing and taking assets mentioned in the preceding paragraphs as mortgage out of the circular indicates altogether the harassing ill motivated and in active attitude of the bank.
20. Respected sir due to indifferent attitude of the bank the commercial of company was much delayed. The company suffered financial loss for the above mentioned reason. If you take interest in the company’s matter. Than the company will get subsidy soon so that company’s loss can be avoided and also company get bake LIC, Fix deposited, SBI life worth 20lacks and land worth 12lacks so that this amount can be spent on the development of the company.
Whether the above mentioned fact shows that bank manager is not taking any interest regarding subsidy to the company.
Whether the above mentioned facts only company is at fault or the bank this should also is decided? For this kind consideration I will be obliged. DEVENDRA KUMAR SINGH

NAGVANSHI RICE MILL PVT LTD
G. T. ROAD, INDUSTRIAL AREYA (BIADA)
JASOIA MOR, AURANGABAD BIHAR824101
MOBIL-[protected]
Sub-Regarding RBO/R-IV/PAK/NO.GEN/561 DIR SIR
Humble submission is that the company had applied on 14th sep2007 for loan on 25% or50 lacks subsidy which is a scheme under ministry of food processing industry for rice mill in Aurangabad branch of state bank of India.
1. To join the benefit under the scheme as and when state bank of India branch Aurangabad asked to do any written or verbal instructions of the bank officials company has done accordingly and shell following whatever instruction a issued from time to time to the company.
2. For benefit of the company branch manager Aurangabad had decided that under SME segment SSI scheme the loan should be granted. The company had no knowledge how company is to be under the above mention scheme therefore, the company gave it consent for grant of loan under the scheme.
3. The company applied for loan on 14th sep2007 and waited till 26th jul2009 and waiting but when company got minutes of meeting held on 15th apr2009 at 3pm in room no 120 PanchsheelBhawan, New Delhi under the chairmanship of secretary FPI to review the follow up action with nodal officers of focal point banks under decentralized scheme for technology up-gradation/ establishment, modernization of food processing industry and thereafter, the company is under the fear that subsidy will not be granted to company.
When the company has informed the branch manager Aurangabad regarding taken decisions taken in the above mentioned meeting even than the banks not taking any interest regarding subsidy to the company, There after the directors of the company has decided that since Aurangabad branch is not taking any interest regarding subsidy to the company the matter should be taken to higher authority of the bank.
4. One of the eleven decisions of the above meeting is that all the old cases of subsidy should be disposed of by 15th may2009 and new cases be enclosed. It was also decided in the meeting that old cases subsidy must be enclosed by 31st may2009 and then only new cases of subsidy be taken up. But due to indifferent attitude of bank official, the company has only E. Number on E. Portal. Therefore the company from 27th jul2009 started to inform the bank officials regarding the matter. Is it crime to inform higher official regarding work of branch manager?
5. According to website w.w.w.mofpi.nic.in of ministry of food processing industry, Delhi under the decentralization of plan scheme the subsidy of25% or 50laks is given on the cost of fixed asset 213.73lacks Rs. The Company gets the subsidy it is duty of the bank concerned. This has been confirmed by the website of the ministry. The bank has only taken E. Number of the company on E. Portal but the subsidy should have been released and given to the company latest by 31st may 2009.
6. State bank of India granted loan on 18th dec2007 in the financial year[protected]. Subsidy amount has already been released by the ministry for the financial year[protected]. This has been confirmed the website of the ministry but company has got only E. Number on E. Portal .The Company has not received the subsidy amount due to indifferent attitude of the bank officials.
7. The company should get the subsidy amount but the bank officials are not doing anything for this. According to rule the bank should not had charged interest on term loan of 50lack Rs but bank took interest on the above amount so the bank has charged assess interest on loan.
8. According to think tank of state bank of India credit rate of rice mills sb9 and above and CRA rating of new rice mill is sb7 and above, the loan for rice mill unit in SME segment rice mill plus 11% to 12.75% is available.
According to bank of Aurangabad company rice mill unit credit rate and CRA rate sb2 in spite of SME segment granted loan under SSI scheme.
Branch manager in the interest of bank granted loan on assess interest rate of to 13.25%to14.25%. And also by smooth-taking took consent of the company but took interest on loan at the rate of 13.75% to 14.75%.
But due to delay of subsidy amount the bank is in the profit but company is suffering lose. Why branch manger could grant loan on SME segment rice mill plus scheme?
9. Branch manager in his own interest and in the interest of bank showing the latter dated 27th Dec2007 But why he is not showing letter and resolution dated 28th Dec2007 passed by the directors of company to the higher authorities.
10. Branch manager is showing latter dated 21st aug2007 to his higher authority because with the help of above latter he is trying to hide his fault and the interest of bank but company has written dozens of latter for benefit of subsidy on 14th sep2007 and again wrote latter’s to the branch manager.
11. If the branch manager considers latter dated 5th sep2008 as green signal than decision taken on 15th apr2009 in the meeting between chairmanship of secretary, FPI and nodal officer of bank, the company should have received the subsidy on 31st may2009. The loan issued by the state bank of India in the financial year[protected] subsidy has already been received which has been confirmed by the website of the ministry. Due to the fault of bank the company has only got E. Number on E. Portal.
12. According to reserve bank and also by the think tank of the bank in SME segment SSI scheme 0% mortgage and on 0% margin or rice mill plus scheme 15% to 25% margin and 75% company guarantor valued loan is available but bank officer granted loan by surpassing plan scheme. The bank manager has taken 141.85 lacks and land valued at 12 lacks plus fixed deposit, LIC, SBI Life of 20 lacks. The company had objected about mortgage than bank official refused to issue loan. Therefore the company was forced to give fix deposit, LIC SBI life and land in mortgage. The company has spent on rice mill unit 113.73 lacks to till 31st march2009. Company collateral security is valued 287.58 lacks and guarantor valued 433.04 lacks. The total guarantee of the company is valued 705.62lacks.
13. Therefore as per rule the think tank of the bank return 20 lacks of fixe deposit, LIC, SBI life and also land mortgage of 12 lacks so that company could spent the above mentioned amount on the development of the company because bank gave to the company 91. 48 lack fewer amounts as loan.
14. When branch manager granted loan to the company at that time a written agreement was signed by the company and the bank. In the agreement it was agreed that interest of every month will be deposited in the bank in next month will be deposited in the bank in next month between the date one to the last date of the month but branch manager takes interest amount and instalment of term loan amount before last day of the month from the company’s account and this is being done without informing the company and also without the cheque issued by the company.
15. Company got information from website of ministry that application on for subsidy should be filed before commercial production. The raw rice unit of the company was ready by March 2008. The boiled rice unit was ready by september2008. The company applied for commercial production many bank does not replied. Therefore the company started commercial production of raw rice from 29th jan2009. But commercial production of boiled rice could not be started because the company is under the impression that some problem may be faced by the company’s regarding subsidy. Due to the uncooperative attitude of the bank the company’s commercial production could not started fully and for this the company is suffering lose.
16. Whenever company director meets the bank officials regarding above mentioned matter than branch manager only explains how recovery agents behaves with party. Does the company’s position is for recovery?
17. When branch manager granted loan to the company taking too much interest but now branch manager is not taking any interest that company gets the subsidy in time. And for this the company suffered loss of one corer and still suffering loss. Due to the indifferent attitude of the branch manager the company has failed to deposit interest and instalment amount since july2009.
18. Therefore it hubby submitted that you take interest regarding company’s problem so that company is all to return bank loan. The company’s directors take interest in this season is December2009 towards the company or they are involved in rule and regulation of bank. The state bank of India took E. Number on E. Portal for company 27th Aug2009 BUT gave wrong information about the company on E. Portal. This was corrected only on 14th Oct2009.
19. That the instance with fact of recovering loan, taking excessive interest on the loan amount and not giving subsidy according to the prescribed from in spite of the sanction by the ministry of food processing and taking assets mentioned in the preceding paragraphs as mortgage out of the circular indicates altogether the harassing ill motivated and in active attitude of the bank.
20. Respected sir due to indifferent attitude of the bank the commercial of company was much delayed. The company suffered financial loss for the above mentioned reason. If you take interest in the company’s matter. Than the company will get subsidy soon so that company’s loss can be avoided and also company get bake LIC, Fix deposited, SBI life worth 20lacks and land worth 12lacks so that this amount can be spent on the development of the company.
Whether the above mentioned fact shows that bank manager is not taking any interest regarding subsidy to the company.
Whether the above mentioned facts only company is at fault or the bank this should also is decided? For this kind consideration I will be obliged. DEVENDRA KUMAR SINGH

NAGVANSHI RICE MILL PVT LTD
G. T. ROAD, INDUSTRIAL AREYA (BIADA)
JASOIA MOR, AURANGABAD BIHAR824101
MOBIL-[protected]
DEAR SIR,
I KARIMULLA SAYAD HAVING A SBI ACCOUNT IN RAJAHMUDNRY PUSHKARGHAT BRANCH, EAST GODAVARI DISTRICT, ANDHRA PRADESH. I WANT TO OPEN AN NEW ACCOUNT FOR MY COLLEGUE. I VISITED NEARLY 10 TIMES TO TAKE A NEW ACCOUNT APPLICATION FORM TO THAT BRANCH. THE STAFF IS SO RUDE THAT THEY DID NOT GIVEN THE APPLICATION FORM. MY SINCERE REQUEST TO THE STATE BANK OF INDIA THAT PLEASE GIVE NECESSARY INSTRUCTIONS TO THE STAFF OF THAT PARTICULAR BRANCH TO DEAL POLITELY WITH THE CUSTOMERS. IF I WANT TO OPEN AN ACCOUNT IN ANOTHER BANK ITS NOT A PROBLEM. BUT THE BEHAVIOUR OF THE STAFF IS SO RUDE THAT I AM HURTED AND SO MANY PEOPLE ARE ALSO TROUBLED BECAUSE OF THAT BEHAVIOUR OF THE STAFF. AN OLD MAN HAS CAME TO THE BRANCH FOR SOME CLARIFICATION THEY ASKED TO COME TOMMORROW FOR 4 TIMES. MANY PEOPLE ARE TROUBLING BUT THEY DIDN'T KNOW HOW TO COMPLAINT. I THINK THIS IS THE NECESSARY FORUM TO COMPLAINT. PLEASE LOOK INTO THE MATTER AND KINDLY GIVE NECESSARY INSTRUCTIONS TO THE MANAGER OF THAT BRANCH. MY COMPLANT AGAINST THE BRANCH, PUSHKARGHAT, RAJAHMUNDRY. EAST GODAVARI DISTRICT, ANDHRA PRADESH.
Dear Sir,

I am account holder bearing No. SB [protected] with State Bank of India, Nirankari Colony Branch, Delhi-110009. One your staff Sh. Rakesh Kumar Jha is misbehaving with on each on every occassion. Today i.e. 27.01.2010 I have to submit an application regarding revalidation of ATM Card which was blocked by me on 14.01.2010 when it was lost in haridwar. Subsequently it was recovered by police and handed over to me and requested the concerned branch through my said application. When I asked certain query, he misbehaved with me like" I don't know any thing, I am not accountable to answer, my duty is to receive this application only. His behavior towards customer is very bad, which result into detachment of prudent customer from the bank, which ultimately hamper the business of bank. so you are requested to take immediate action against the said staf[censored]nder acknowledgement.

Thanks & Regards

Meera Singh
i wanted to make an saving a/c in ur bank @indapur but on completing all my dociments required ur branch's deputy Manager Mr.Jaint AmbaeGoakar diden't co-operate me and made a point that We don't Need Costumers now i was shocked to his altitude so made my mind to complain hope u may take action.
Thanking u in advance.
i wanted to make an saving a/c in ur bank @indapur but on completing all my dociments required ur branch's deputy Manager Mr.Jaint AmbaeGoakar diden't co-operate me and made a point that We don't Need Costumers now i was shocked to his altitude so made my mind to complain hope u may take action.
Thanking u in advance.
Sir I have deposited two chques details geven below were at state bank of India, sunabeda (orissa) branch on dated 11/01/2010 but it is more then one month is over the amount of two cheques were not credited into my account. I have approached several times to bank bur they have not given satisfactory answer.

MY BANK ACCOUNT NO [protected]

Cheque No: 000810
HDFC BANK, MUMBAI
RS. 1560/-

Cheque No:007173
IDBI BANK, MUMBAI
RS.4800
according to PET 2010 i have to pay 650/- through online banking to Vyapam. i paid but i did not get any transation ID on the slip given by bank. from my account 650/- have been deducted.

SBI Payment Gateway  
Reference No[protected]
Channel ID Citizen
SBI Refernce No IK03400212
Service Used Payment through
SBI Amount 650
Transaction Id

this is the slip which i recieved when i made payment to Vya[am and here transaction ID is missing. Transaction ID is essential for completing the form. so i want bank to send me transaction ID as soon as possible.
my account no: [protected] SBI
Tarak Rajani & Vikram Rajani
Sir,
The State Bank of India, Andhra University Campus, Visakhapatnam 0772 Officers and staff are not giving right information to the customers. Please rectify it.
Respected sir,

1. Ref our letter no 6944464/01/Per dt 11 Jun 2010.

2. The subject above mention letter is not reply till date. In view of the above letter mention in para 1 may I pl request you to look into the matter personally so that the said remaining amount i.e. Rs 5000/ may pl be credited in my account at the earliest pl.

3. For this act of kindness I shall ever be gratefull to you.

Thanking you

Your faithfully

(Jay Prakash Singh)

national institute of technology calicut — fees to be returned

i have paid 25000+1000 instead of 24000+1000 rs/ in the form of dd's.the authorities in the councelling center told to pay and now they are saying we cant do anything. i also have the dd numbers
DEAR SIR,

I HAVE TRIED EVERY NUMBER OF CUSTOMER CARE OF STATE BANK OF INDIA WHICH GIVEN IN SBI OFFICIAL SITE. I AM SORRY TO SAY THAT NONE OF THE NUMBER ARE IN WORKING...EVERY TIME I CALL IT JUST ANSWER PLEASE CHECK THE NUMBER YOU DIALED AND MORE OUR I FOUND SOME OF THE NUMBER OF CHANDIGARD BRANCH BUT THOSE TWO NUMBERS ARE ALSO OUT OF SERVICE...

I AM DEALING WITH SBI FORM LAST 5 YEARS...AND I HAVE NINE ACCOUNTS WITH SBI SAVING PLUS FIRM ACCOUNTS FROM LAST 2 OR 3 YEARS I AM GETTING THE BEST SERVICE FROM SBI...BUT NOW A DAYS BEST BECOME WROST FOR ME.

PLEASE TAKE SOME ACTION.

THANKING YOU

YOURS TRULY,
MUNEET MAHAJAN
[protected]
RESPECTED SIR
THIS IS COMPLAINT AGAINST BRANCH MANAGER OF STATE BANK OF INDIA DAHANU ROAD BRANCH, DATED 11/11/2010 WHO REFUSED TO ACCEPT 10 RUPEES NOTES OF RUPEES 5000, WHEN ASKED WHY HE GAVE THE REASON THAT HIS STAFF DOES NOT HAVE TIME TO COUNT THAT MONEY AND HE AND HIS STAFF MEMBERS ALSO MISBEHAVED, AS I CAME TO DEPOSIT MONEY BECAUSE THERE WAS URGENT REQUIREMENT OF MONEY TO PAY BILL OF HOSPITAL BILLS IN KARNTAKA, SIR INSTEAD OF GUIDING ME HE REFUSED TO DEPOSIT MONEY IN HIS BRANCH ONLY BECAUSE HIS TELLER MACHINE WAS NOT WORKING. SIR I WAITED IN QUEUE FOR 2 HOURS BUT THIS IS THE SERVICE I RECEIVED IN OUR REPUTED NATIONALISED BANK. I REQUEST YOU SIR TAKE ACTION AGAINST SUCH PEOPLE

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